Loan Analysis:
1 $250,000 6.60% $16,500 -$50,000 $33,500 $0 $216,500 $250,000 $133,091 $4,431,716 $4,215,216 $96,718 2 $250,000 5.30% $24,725 -$50,000 $25,276 $0 $441,225 $250,000 $383,134 $4,679,534 $4,238,310 $96,404 3 $250,000 5.30% $36,635 -$50,000 $13,365 $0 $677,859 $250,000 $650,332 $4,944,507 $4,266,648 $92,561 4 $250,000 5.39% $50,012 -$50,000 $0 $12 $927,871 $250,000 $935,886 $5,227,836 $4,299,965 $85,574 5 $250,000 5.49% $64,665 -$50,000 $0 $14,665 $1,192,536 $250,000 $1,241,107 $5,530,832 $4,338,296 $13,484 6 $250,000 5.60% $80,782 -$50,000 $0 $30,782 $1,473,318 $250,000 $1,567,497 $5,854,972 $4,381,654 $0 7 $250,000 5.70% $98,229 -$50,000 $0 $48,229 $1,771,547 $250,000 $1,916,508 $6,201,758 $4,430,211 $0 8 $250,000 5.78% $116,845 -$50,000 $0 $66,845 $2,088,393 $250,000 $2,301,749 $6,572,774 $4,484,381 $0 9 $250,000 5.84% $136,562 -$50,000 $0 $86,562 $2,424,955 $250,000 $2,712,895 $6,969,720 $4,544,765 $0 10 $250,000 5.90% $157,822 -$50,000 $0 $107,822 $2,782,777 $250,000 $3,162,476 $7,405,101 $4,622,324 $0 11 $0 5.94% $165,297 -$50,000 $0 $115,297 $2,898,074 $0 $3,385,631 $7,614,031 $4,715,957 $0 12 $0 5.97% $173,015 -$50,000 $0 $123,015 $3,021,089 $0 $3,623,239 $7,837,439 $4,816,350 $0 13 -$3,165,956 0.00% $0 $0 $144,867 $0 $0 -$3,165,956 $532,127 $4,732,127 $4,732,127 $0 14 $0 0.00% $0 $0 $0 $0 $0 $0 $599,040 $4,799,040 $4,799,040 $0 15 $0 0.00% $0 $0 $0 $0 $0 $0 $672,414 $4,872,414 $4,872,414 $0 16 $0 0.00% $0 $0 $0 $0 $0 $0 $762,001 $4,962,001 $4,962,001 $0 17 $0 0.00% $0 $0 $0 $0 $0 $0 $859,545 $5,059,545 $5,059,545 $0 18 $0 0.00% $0 $0 $0 $0 $0 $0 $965,739 $5,165,739 $5,165,739 $0 19 $0 0.00% $0 $0 $0 $0 $0 $0 $1,081,331 $5,281,331 $5,281,331 $0 20 $0 0.00% $0 $0 $0 $0 $0 $0 $1,207,059 $5,407,059 $5,407,059 $0 21 $0 0.00% $0 $0 $0 $0 $0 $0 $1,343,594 $5,543,594 $5,543,594 $0 22 $0 0.00% $0 $0 $0 $0 $0 $0 $1,491,707 $5,691,707 $5,691,707 $0 23 $0 0.00% $0 $0 $0 $0 $0 $0 $1,651,888 $5,851,888 $5,851,888 $0
Net Death Benefit Collateral Needed Projected Life Policy Details: Interest Paid Projected Loan Scenario for Financed Policy: Year Premium Borrowed Insureds Name(s): Valued Client Insureds Ages: 41 Loan Interest Rate Interest Due Cash Sur Value Male, PPNT Interest Accrued End of Year Loan Premium/ Cash Flow Death Benefit Additional Paid Insurance Carrier:
Policy Type:
Gender / Class: Gender / Class: Illustrated Rate: 6.10%
TBD Policy Name: TBD
IUL
24 $0 0.00% $0 $0 $0 $0 $0 $0 $1,824,535 $6,024,535 $6,024,535 $0 25 $0 0.00% $0 $0 $0 $0 $0 $0 $2,009,989 $6,209,989 $6,209,989 $0 26 $0 0.00% $0 $0 $0 $0 $0 $0 $2,208,661 $6,408,661 $6,408,661 $0 27 $0 0.00% $0 $0 $0 $0 $0 $0 $2,422,449 $6,622,449 $6,622,449 $0 28 $0 0.00% $0 $0 $0 $0 $0 $0 $2,652,243 $6,852,243 $6,852,243 $0 29 $0 0.00% $0 $0 $0 $0 $0 $0 $2,899,010 $7,099,010 $7,099,010 $0 30 $0 0.00% $0 $0 $0 $0 $0 $0 $3,163,779 $7,363,779 $7,363,779 $0 31 $0 0.00% $0 $0 $0 $0 $0 $0 $3,447,679 $7,647,679 $7,647,679 $0 32 $0 0.00% $0 $0 $0 $0 $0 $0 $3,751,793 $7,951,793 $7,951,793 $0 33 $0 0.00% $0 $0 $0 $0 $0 $0 $4,077,273 $8,277,273 $8,277,273 $0 34 $0 0.00% $0 $0 $0 $0 $0 $0 $4,425,287 $8,625,287 $8,625,287 $0 35 $0 0.00% $0 $0 $0 $0 $0 $0 $4,797,067 $8,997,067 $8,997,067 $0 36 $0 0.00% $0 $0 $0 $0 $0 $0 $5,193,773 $9,393,773 $9,393,773 $0 37 $0 0.00% $0 $0 $0 $0 $0 $0 $5,616,769 $9,816,769 $9,816,769 $0 38 $0 0.00% $0 $0 $0 $0 $0 $0 $6,067,311 $10,267,311 $10,267,311 $0 39 $0 0.00% $0 $0 $0 $0 $0 $0 $6,546,817 $10,746,817 $10,746,817 $0 40 $0 0.00% $0 $0 $0 $0 $0 $0 $7,056,078 $11,256,078 $11,256,078 $0 41 $0 0.00% $0 $0 $0 $0 $0 $0 $7,594,890 $11,794,890 $11,794,890 $0 42 $0 0.00% $0 $0 $0 $0 $0 $0 $8,164,186 $12,364,186 $12,364,186 $0 43 $0 0.00% $0 $0 $0 $0 $0 $0 $8,764,714 $12,964,714 $12,964,714 $0 44 $0 0.00% $0 $0 $0 $0 $0 $0 $9,396,165 $13,596,165 $13,596,165 $0 45 $0 0.00% $0 $0 $0 $0 $0 $0 $10,052,452 $14,252,452 $14,252,452 $0 46 $0 0.00% $0 $0 $0 $0 $0 $0 $10,731,474 $14,931,474 $14,931,474 $0
Collateral Needed Illustrated Rate: Projected Loan Scenario for Financed Policy: Projected Life Policy Details: Year Premium Borrowed Loan Interest Rate Interest Due Interest Paid Additional Paid Interest Accrued TBD TBD IUL 6.10% End of Year Loan Premium/ Cash Flow Cash Sur Value Death Benefit Net Death Benefit Gender / Class: Gender / Class: Male, PPNT Policy Type: Insureds Ages: Valued Client 41 Insurance Carrier: Policy Name: Insureds Name(s):
Loan Analysis:
/ Class: Male, PPNT Policy Type:
Loan Analysis:
Projected Loan Scenario for Financed Policy: Projected Life Policy Details:
Hypothetical and for Illustrative purposes only. Actual results will vary. Please consult your tax and legal advisor regarding all matters of tax and legal nature.
47 $0 $0 $0 $0 $0 $0 $0 $0 $11,429,564 $15,629,564 $15,629,564 $0 48 $0 $0 $0 $0 $0 $0 $0 $0 $12,138,725 $16,338,725 $16,338,725 $0 49 $0 $0 $0 $0 $0 $0 $0 $0 $12,852,381 $17,052,381 $17,052,381 $0 50 $0 $0 $0 $0 $0 $0 $0 $0 $13,561,628 $17,761,628 $17,761,628 $0 51 $0 $0 $0 $0 $0 $0 $0 $0 $14,255,569 $18,455,569 $18,455,569 $0 52 $0 $0 $0 $0 $0 $0 $0 $0 $14,923,865 $19,123,865 $19,123,865 $0 53 $0 $0 $0 $0 $0 $0 $0 $0 $15,558,866 $19,758,866 $19,758,866 $0 54 $0 $0 $0 $0 $0 $0 $0 $0 $16,156,114 $20,356,114 $20,356,114 $0 55 $0 $0 $0 $0 $0 $0 $0 $0 $16,707,886 $20,907,886 $20,907,886 $0 56 $0 $0 $0 $0 $0 $0 $0 $0 $17,206,494 $21,406,494 $21,406,494 $0 57 $0 $0 $0 $0 $0 $0 $0 $0 $17,635,149 $21,835,149 $21,835,149 $0 58 $0 $0 $0 $0 $0 $0 $0 $0 $17,948,510 $22,148,510 $22,148,510 $0 59 $0 $0 $0 $0 $0 $0 $0 $0 $18,118,619 $22,318,619 $22,318,619 $0 Totals $600,000 $18,118,619 $22,318,619
Collateral Needed Insurance Carrier:
IUL 6.10%
Insureds
End of Year Loan Gender / Class: Illustrated Rate: Premium/ Cash Flow Cash Sur Value Death Benefit Net Death Benefit Year Premium Borrowed Loan Interest Rate
TBD
Gender
Insureds Ages:
Name(s):
Interest Due Interest Paid Additional Paid Interest Accrued
41 Policy Name: TBD Valued Client