1 $250,000 6.60% $16,500 -$50,000 $33,500 $0 $216,500 $250,000 $118,949 $5,432,378 $5,215,878 $109,446 2 $250,000 5.30% $24,725 -$50,000 $25,276 $0 $441,225 $250,000 $369,872 $5,680,883 $5,239,659 $108,340 3 $250,000 5.30% $36,635 -$50,000 $13,365 $0 $677,859 $250,000 $638,064 $5,946,657 $5,268,798 $103,602 4 $250,000 5.39% $50,012 -$50,000 $0 $12 $927,871 $250,000 $924,622 $6,230,797 $5,302,926 $95,711 5 $250,000 5.49% $64,665 -$50,000 $0 $14,665 $1,192,536 $250,000 $1,230,845 $6,534,602 $5,342,066 $23,233 6 $250,000 5.60% $80,782 -$50,000 $0 $30,782 $1,473,318 $250,000 $1,558,182 $6,859,552 $5,386,234 $0 7 $250,000 5.70% $98,229 -$50,000 $0 $48,229 $1,771,547 $250,000 $1,908,211 $7,207,163 $5,435,616 $0 8 $250,000 5.78% $116,845 -$50,000 $0 $66,845 $2,088,393 $250,000 $2,296,586 $7,579,046 $5,490,653 $0 9 $250,000 5.84% $136,562 -$50,000 $0 $86,562 $2,424,955 $250,000 $2,710,945 $7,976,913 $5,551,958 $0 10 $250,000 5.90% $157,822 -$50,000 $0 $107,822 $2,782,777 $250,000 $3,163,825 $8,413,301 $5,630,524 $0 11 $0 5.94% $165,297 -$50,000 $0 $115,297 $2,898,074 $0 $3,390,353 $8,623,337 $5,725,263 $0 12 $0 5.97% $173,015 -$50,000 $0 $123,015 $3,021,089 $0 $3,631,496 $8,847,988 $5,826,899 $0 13 -$3,165,956 0.00% $0 $0 $144,867 $0 $0 -$3,165,956 $544,093 $5,744,093 $5,744,093 $0 14 $0 0.00% $0 $0 $0 $0 $0 $0 $612,571 $5,812,571 $5,812,571 $0 15 $0 0.00% $0 $0 $0 $0 $0 $0 $687,837 $5,887,837 $5,887,837 $0 16 $0 0.00% $0 $0 $0 $0 $0 $0 $780,034 $5,980,034 $5,980,034 $0 17 $0 0.00% $0 $0 $0 $0 $0 $0 $880,699 $6,080,699 $6,080,699 $0 18 $0 0.00% $0 $0 $0 $0 $0 $0 $990,458 $6,190,458 $6,190,458 $0 19 $0 0.00% $0 $0 $0 $0 $0 $0 $1,110,051 $6,310,051 $6,310,051 $0 20 $0 0.00% $0 $0 $0 $0 $0 $0 $1,240,263 $6,440,263 $6,440,263 $0 21 $0 0.00% $0 $0 $0 $0 $0 $0 $1,381,806 $6,581,806 $6,581,806 $0 22 $0 0.00% $0 $0 $0 $0 $0 $0 $1,535,455 $6,735,455 $6,735,455 $0 23 $0 0.00% $0 $0 $0 $0 $0 $0 $1,701,945 $6,901,945 $6,901,945 $0
Net Death Benefit Collateral Needed Projected Life Policy Details: Interest Paid Projected Loan Scenario for Financed Policy: Year Premium Borrowed Insureds Name(s): Valued Client Insureds Ages: 39 Loan Interest Rate Interest Due Cash Sur Value Female, PPNT Interest Accrued End of Year Loan Premium/ Cash Flow Death Benefit Additional Paid Insurance Carrier:
Policy Name: TBD Policy Type: IUL Gender / Class: Gender / Class: Illustrated Rate: 6.10%
Loan Analysis:
TBD
Loan Analysis:
24 $0 0.00% $0 $0 $0 $0 $0 $0 $1,881,685 $7,081,685 $7,081,685 $0 25 $0 0.00% $0 $0 $0 $0 $0 $0 $2,075,225 $7,275,225 $7,275,225 $0 26 $0 0.00% $0 $0 $0 $0 $0 $0 $2,283,073 $7,483,073 $7,483,073 $0 27 $0 0.00% $0 $0 $0 $0 $0 $0 $2,507,388 $7,707,388 $7,707,388 $0 28 $0 0.00% $0 $0 $0 $0 $0 $0 $2,749,192 $7,949,192 $7,949,192 $0 29 $0 0.00% $0 $0 $0 $0 $0 $0 $3,009,583 $8,209,583 $8,209,583 $0 30 $0 0.00% $0 $0 $0 $0 $0 $0 $3,289,674 $8,489,674 $8,489,674 $0 31 $0 0.00% $0 $0 $0 $0 $0 $0 $3,590,679 $8,790,679 $8,790,679 $0 32 $0 0.00% $0 $0 $0 $0 $0 $0 $3,913,897 $9,113,897 $9,113,897 $0 33 $0 0.00% $0 $0 $0 $0 $0 $0 $4,260,625 $9,460,625 $9,460,625 $0 34 $0 0.00% $0 $0 $0 $0 $0 $0 $4,632,141 $9,832,141 $9,832,141 $0 35 $0 0.00% $0 $0 $0 $0 $0 $0 $5,029,775 $10,229,775 $10,229,775 $0 36 $0 0.00% $0 $0 $0 $0 $0 $0 $5,454,932 $10,654,932 $10,654,932 $0 37 $0 0.00% $0 $0 $0 $0 $0 $0 $5,909,055 $11,109,055 $11,109,055 $0 38 $0 0.00% $0 $0 $0 $0 $0 $0 $6,393,571 $11,593,571 $11,593,571 $0 39 $0 0.00% $0 $0 $0 $0 $0 $0 $6,909,961 $12,109,961 $12,109,961 $0 40 $0 0.00% $0 $0 $0 $0 $0 $0 $7,459,680 $12,659,680 $12,659,680 $0 41 $0 0.00% $0 $0 $0 $0 $0 $0 $8,044,251 $13,244,251 $13,244,251 $0 42 $0 0.00% $0 $0 $0 $0 $0 $0 $8,664,737 $13,864,737 $13,864,737 $0 43 $0 0.00% $0 $0 $0 $0 $0 $0 $9,321,680 $14,521,680 $14,521,680 $0 44 $0 0.00% $0 $0 $0 $0 $0 $0 $10,016,315 $15,216,315 $15,216,315 $0 45 $0 0.00% $0 $0 $0 $0 $0 $0 $10,749,838 $15,949,838 $15,949,838 $0 46 $0 0.00% $0 $0 $0 $0 $0 $0 $11,521,705 $16,721,705 $16,721,705 $0
Collateral Needed Illustrated Rate: Projected Loan Scenario for Financed Policy: Projected Life Policy Details: Year Premium Borrowed Loan Interest Rate Interest Due Interest Paid Additional Paid Interest Accrued TBD TBD IUL 6.10% End of Year Loan Premium/ Cash Flow Cash Sur Value Death Benefit Net Death Benefit Gender / Class: Gender / Class: Female, PPNT Policy Type: Insureds Ages: Valued Client 39 Insurance Carrier: Policy Name: Insureds Name(s):
Insureds Name(s):
Insureds Ages:
39 Policy Name: TBD
Gender / Class: Female, PPNT Policy Type:
Gender / Class: Illustrated Rate:
Loan Analysis:
Projected Loan Scenario for Financed Policy: Projected Life Policy Details:
Hypothetical and for Illustrative purposes only. Actual results will vary. Please consult your tax and legal advisor regarding all matters of tax and legal nature.
47 $0 $0 $0 $0 $0 $0 $0 $0 $12,327,765 $17,527,765 $17,527,765 $0 48 $0 $0 $0 $0 $0 $0 $0 $0 $13,170,511 $18,370,511 $18,370,511 $0 49 $0 $0 $0 $0 $0 $0 $0 $0 $14,049,485 $19,249,485 $19,249,485 $0 50 $0 $0 $0 $0 $0 $0 $0 $0 $14,959,971 $20,159,971 $20,159,971 $0 51 $0 $0 $0 $0 $0 $0 $0 $0 $15,899,816 $21,099,816 $21,099,816 $0 52 $0 $0 $0 $0 $0 $0 $0 $0 $16,866,735 $22,066,735 $22,066,735 $0 53 $0 $0 $0 $0 $0 $0 $0 $0 $17,857,350 $23,057,350 $23,057,350 $0 54 $0 $0 $0 $0 $0 $0 $0 $0 $18,867,115 $24,067,115 $24,067,115 $0 55 $0 $0 $0 $0 $0 $0 $0 $0 $19,892,251 $25,092,251 $25,092,251 $0 56 $0 $0 $0 $0 $0 $0 $0 $0 $20,926,527 $26,126,527 $26,126,527 $0 57 $0 $0 $0 $0 $0 $0 $0 $0 $21,962,430 $27,162,430 $27,162,430 $0 58 $0 $0 $0 $0 $0 $0 $0 $0 $22,996,579 $28,196,579 $28,196,579 $0 59 $0 $0 $0 $0 $0 $0 $0 $0 $23,989,778 $29,189,778 $29,189,778 $0 60 $0 $0 $0 $0 $0 $0 $0 $0 $24,881,396 $30,081,396 $30,081,396 $0 61 $0 $0 $0 $0 $0 $0 $0 $0 $25,640,822 $30,840,822 $30,840,822 $0 Totals $600,000 $25,640,822 $30,840,822
Collateral Needed Insurance Carrier: TBD IUL 6.10%
End of Year Loan
Premium/ Cash Flow Cash Sur Value Death Benefit Net Death Benefit Year Premium Borrowed Loan Interest Rate
Interest Due Interest Paid Additional Paid Interest Accrued
Valued
Client