1 $1,350,000 6.60% $89,100 -$89,100 $0 $0 $1,350,000 $1,350,000 $750,132 $16,224,882 $14,874,882 $674,881 2 $1,350,000 5.30% $143,100 -$143,100 $0 $0 $2,700,000 $1,350,000 $2,070,447 $17,529,897 $14,829,897 $836,598 3 $1,350,000 5.30% $214,650 -$214,650 $0 $0 $4,050,000 $1,350,000 $3,475,610 $18,919,760 $14,869,760 $921,951 4 $1,350,000 5.39% $291,060 -$291,060 $0 $0 $5,400,000 $1,350,000 $4,971,474 $20,400,504 $15,000,504 $925,673 5 $1,350,000 5.49% $370,575 -$370,575 $0 $0 $6,750,000 $1,350,000 $6,567,052 $21,981,052 $15,231,052 $511,301 6 $1,350,000 5.60% $453,600 -$453,600 $0 $0 $8,100,000 $1,350,000 $8,270,191 $23,669,251 $15,569,251 $243,319 7 $1,350,000 5.70% $538,650 -$538,650 $0 $0 $9,450,000 $1,350,000 $10,088,449 $25,472,839 $16,022,839 $0 8 $1,350,000 5.78% $624,240 -$624,240 $0 $0 $10,800,000 $1,350,000 $12,079,735 $27,400,045 $16,600,045 $0 9 $1,350,000 5.84% $709,560 -$709,560 $0 $0 $12,150,000 $1,350,000 $14,203,227 $29,459,457 $17,309,457 $0 10 $1,350,000 5.90% $796,500 -$796,500 $0 $0 $13,500,000 $1,350,000 $16,526,070 $31,718,220 $18,218,220 $0 11 $0 5.94% $801,900 -$801,900 $0 $0 $13,500,000 $0 $17,617,298 $32,745,368 $19,245,368 $0 12 $0 5.97% $805,950 -$805,950 $0 $0 $13,500,000 $0 $18,777,270 $33,841,260 $20,341,260 $0 13 -$13,500,000 0.00% $0 $0 $0 $0 $0 -$13,500,000 $5,823,743 $9,423,517 $9,423,517 $0 14 $0 0.00% $0 $0 $0 $0 $0 $0 $6,347,234 $9,956,501 $9,956,501 $0 15 $0 0.00% $0 $0 $0 $0 $0 $0 $6,914,858 $10,521,705 $10,521,705 $0 16 $0 0.00% $0 $0 $0 $0 $0 $0 $7,593,535 $11,193,965 $11,193,965 $0 17 $0 0.00% $0 $0 $0 $0 $0 $0 $8,329,528 $11,652,241 $11,652,241 $0 18 $0 0.00% $0 $0 $0 $0 $0 $0 $9,128,003 $12,122,126 $12,122,126 $0 19 $0 0.00% $0 $0 $0 $0 $0 $0 $9,994,816 $12,603,976 $12,603,976 $0 20 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $9,690,266 $11,851,510 $11,851,510 $0 21 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $9,398,322 $11,042,382 $11,042,382 $0 22 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $9,113,268 $10,863,732 $10,863,732 $0 23 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $8,836,253 $10,699,557 $10,699,557 $0 Gender / Class: Gender / Class: Illustrated Rate: 6.10% Male, PPNT Interest Accrued End of Year Loan Premium/ Cash Flow Cash Sur Value Death Benefit Additional Paid Policy Type: IUL Insurance Carrier: TBD Policy Name: TBD Loan Analysis: Loan Interest Rate Interest Due Interest Paid Projected Loan Scenario for Financed Policy: Year Premium Borrowed Insureds Name(s): Valued Client Insureds Ages: 55 Projected Life Policy Details: Net Death Benefit Collateral Needed
Insureds
Gender
Analysis:
Insurance Carrier:
Type:
Rate:
TBD
Policy Name: TBD Loan
24 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $8,568,396 $10,551,332 $10,551,332 $0 25 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $8,310,773 $10,420,503 $10,420,503 $0 26 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $8,063,674 $10,307,709 $10,307,709 $0 27 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $7,829,116 $10,215,416 $10,215,416 $0 28 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $7,608,064 $10,145,003 $10,145,003 $0 29 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $7,400,536 $10,096,875 $10,096,875 $0 30 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $7,203,189 $10,067,927 $10,067,927 $0 31 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $7,013,188 $10,055,604 $10,055,604 $0 32 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $6,829,115 $10,058,866 $10,058,866 $0 33 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $6,646,363 $10,073,341 $10,073,341 $0 34 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $6,456,034 $10,090,179 $10,090,179 $0 35 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $6,248,662 $10,099,955 $10,099,955 $0 36 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $6,011,092 $10,089,400 $10,089,400 $0 37 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $5,829,586 $9,285,642 $9,285,642 $0 38 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $5,738,571 $8,485,911 $8,485,911 $0 39 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $5,787,308 $7,730,462 $7,730,462 $0 40 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $6,040,842 $7,073,030 $7,073,030 $0 41 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $6,577,941 $6,577,941 $6,577,941 $0 42 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $7,237,808 $7,237,808 $7,237,808 $0 43 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $8,033,629 $8,033,629 $8,033,629 $0 44 $0 0.00% $0 $0 $0 $0 $0 $1,180,000 $8,979,438 $8,979,438 $8,979,438 $0 Totals $5,838,885 $30,680,000
Projected Loan Scenario for Financed Policy: Projected Life Policy Details: Year Premium Borrowed Loan Interest Rate Interest Due Interest Paid Additional Paid Interest Accrued End of Year Loan Premium/ Cash Flow Cash Sur Value Death Benefit Net Death Benefit Collateral Needed
Insureds Name(s):
IUL 6.10% Gender
Illustrated
Policy
Hypothetical and for Illustrative purposes only. Actual results will vary. Please consult your tax and legal advisor regarding all matters of tax and legal nature.
/ Class:
/ Class: Male, PPNT
Ages: Valued Client 55