BUSINESS PRODUCT COMPARISON Business Business Business Basic BUSINESS PRODUCTS Analysis Checking Interest Checking Business Online Banking FREE FREE FREE FREE E-statements FREE FREE FREE FREE Mobile Banking FREE FREE FREE FREE Individual Check Images FREE FREE FREE FREE through Online Banking Snap Deposits (mobile) FREE FREE FREE FREE Replacement Debit Card $5 $5 $5 $5 Check Images with $1/month $1/month $1/month $1/month Paper Statement Check Images with E-statement FREE FREE FREE FREE Earn Interest Yes or No Yes No earnings credit Overdraft & Insufficient N/A N/A N/A N/A Funds Fee Number of Items Monthly N/A 300* 300* 150* Excess Item Fee N/A $.50/each>300 $.50/each>300 $.50/each>150 Deposit Fee $.25/each N/A N/A N/A Check, Debit Card $.18/each N/A N/A N/A Transactions & ACH Items Deposited Items On Us $.11/each N/A N/A N/A Deposited Items Not On Us $.11/each N/A N/A N/A Monthly Maintenance Fee $12 $10 $10 $0 Waived with Waived with $15,000 in $50,000 in combined combined deposit or deposit or loan balances loan balances ALL ACCOUNTS REQUIRE $100 MINIMUM TO OPEN. * An item includes deposits and other credits, checks paid and other debits, ACH, POS, and deposit items. COMMERCIAL Banking UPDATED 4/2024 MEMBER FDIC