The Real Estate Book of The White Mountains of Arizona, Vol 24#11 by NewPoint Media Group

Pending - Taking Back Up

Text RBKVBQD to 52187

PINETOP THIS IS IT!! YOUR CABIN IN THE WOODS! Gorgeous 2 bed 2 bath, log sided cabin has been recently updated w/high end luxury nishes. Light and bright open great room with vaulted ceilings. Bonus room off the back of the garage. Just bring your toothbrush, this place is being sold furnished! MLS#253482 $465,000

Text RBKPNDL to 52187

SHOW LOW ABSOLUTELY GORGEOUS & BREATHTAKING VIEWS! Rare opportunity for a quick turn-key purchase. Model Home that was built with precision and has been immaculately maintained. Like new 2br/2ba cozy cabin has been artistically painted, decorated and luxuriously furnished & more. MLS#251718 $429,900

Pending - Taking Back Up Price Reduced!

SHOW

Text RBKSXHH to 52187

Text RBKPHCG to 52187

SHOW LOW GORGEOUS, BUILDABLE LOT IN DESIRABLE GATED COMMUNITY!! One of the only level lots left in this subdivision! This .55 acre lot is tucked away from traf c noise, in a private setting, and has plenty of lovely tall pines. MLS#251599 $135,000

Text

more. MLS#253020 $139,900

Text RBKMTVN to 52187

PINETOP YOUR MOUNTAIN ESCAPE AWAITS! 3br/2ba MH perfect for summer get away, starter home or rental/investment property. This cutie has updated ss apls, split br r pln, lrg front covered deck, & lovely fenced yard. Partially furnished! MLS#251122 $142,000

As many extend the amount of time they’re spending at home, they’re extending the use of their outdoor living space as well, despite a drop in temperatures. Getting outside, and breathing in fresh air, even when it’s chilly,is good for our mental and physical well-being. That’s why features like fire pits, outdoor heaters and enhanced lighting are on the rise as homeowners look to add warmth and ambience in winter.

In addition to crafting a cold-weather friendly outdoor space, it’s important to tend to your yard this winter as well. The Outdoor Power EquipmentInstituteoffersthesetipstokeep your yard in top shape for winter use:

Stop trimming your lawn once it freezes. Cutting your grass too short can leave it dry and exposes it to the elements, as well as insects and disease. Trim your grass to the height recommended for your lawn variety before it freezes.

Add a thin layer of mulch to your lawn. A thin layer of mulch can protect your grass roots from snow and frost. It can even prevent deeper layers of soil from freezing, making it easier for your lawn to bounce back in the spring.

Check your trees for dead or damaged limbs. Removing dead or damaged limbs before inclement weather arrives, is one way to protect your shrubs and yard from damage (not to mention people and pets!). Snow and ice can weigh heavily on dead branches and make them snap and fall. Remove any dead branches carefully with clippers, a chainsaw or pole pruner, following safety precautions. Consult an arborist for problematic trees.

Mark pathways to clear and beds to avoid. Mark the areas that you will need to clear of snow and ice, as well as areas you want to avoid, like flower beds, with stakes or sticks. This way, when it’s time to run your snow thrower, you won’t accidentally cut a path through the lawn. Always follow manufacturer’s safety procedures and never put your hand inside the snow thrower. Always use a clean out tool or stick toclear a clog.

Keep new (and old) plantings well-hydrated. Many people enhance their yard with trees and shrubs during the pandemic. Caring for them in the winter is important, as plants and trees that are well-hydrated are more likely to survive a hard freeze. Newly planted trees can only survive about two weeks in the winter without water, so be sure to water any new trees you’ve added to your landscape if they aren’t getting water naturally from rain or snow. I f your outside hose is already shut off for the winter, then use a bucket and add five gallons to the area around the tree.

Continue watering plants and trees. Older plants and trees should enter winter well-hydrated, so continue watering even after the leaves have dropped. Even in the wintertime, hardy evergreen plants continue to lose moisture through their needles and if it’s a dry winter they need supplemental water too.

#11 CR N3164

Show Low

Move in ready park model located next to the greenbelt. Maple & cottonwood trees provide shade while enjoying the sunset views. Upgrades to kitchen & bath. Deep carport, Landscaped lot w/sunny back deck & screened in covered patio. Shed incl.washer/dryer & work bench w/storage. New roof in 2022 w/ warranty. Furnished. MLS#251315 $121,000 Text RBKNMBW to 52187

Beautiful 3 bdrm, 2 ba with an office. 2 car garage w/front & back covered patios. Awesome views of the White Mtns & surrounding areas. Brand new home in a new neighborhood on a cul-de-sac road (very low traffic). Tankless water heater, 9-ft ceilings, spray foam insulation, heavy-duty 50 yr dimensional shingles, granite countertops, solid-wood cabinets w/soft-close doors and drawers, luxury vinyl plank flooring, this house has it all. Listing agent is a principal of the seller LLC and financier LLC. MLS#253664 $375,000 Text RBKVRRR to 52187

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Great floor plan in a new subdivision. This beautiful new build comes w/ front yard hardscaping & side-entrance gar. Upgrades incl. lifetime dimensional shingles, tankless water heater, granite countertops, sold wood cabinetry w/soft-close doors, & more. Listing agent is a principal of the Seller LLC. MLS#249965 $515,000 Text RBKGDTB to 52187

Show Low

This .23 acre lot located oﬀ of Pinon Dr. It has power, water & an installed septic. Incl. is a Graceland 14x40 shed. All that's missing is your dream home. Septic never used & is close to 2 yrs old. Property has exclusive rights to the private lake. Public golf course & restaurants nearby. MLS#249551 $75,000 Text RBKFBJK to 52187

A serene and inviting 10-acre vacant lot nestled in the picturesque White Mountain Lakes with power availability, fenced property covered in lush Juniper/Pinon trees. with an already installed septic. Ideal for building a site-built or manufactured home. MLS#251896 $135,500 Text RBKPXND to 52187

Show Low

Short walk to Fools Hollow Lake. Spray foam insulation, granite countertops, soft-close doors & drawers in solid-wood cabinets, radiant ﬂoor heating, gas fplc, oversized gar & wkshp. Gorgeously landscaped, Fully fenced back yard w/covered back patio & so much more. MLS#251216 $775,000 Text RBKMYQV to 52187

Premium lot w/apple trees & shed. Older, spacious 5th Wheel w/3 slides. New laminate flrs in living area & kit. Covered carport, extra parking space. Shed incl. washer/dryer & full size frige/freezer. Trees provide shade. RV has 354sf of living space. Great price & rare find at Juniper Ridge Resort offering 18 hole private golf course & more! MLS#250172 $99,500 Text RBKGSTB to 52187

LOCATION LOCATION!! On the Golf Course w/lovely East facing view. The extra half bath is a plus along w/extra storage. Washer/ Dryer, NEW HVAC on 7/16/24, Completely furnished & Move-In Ready! Extra deep carport for pkg & golf cart space. Shaded deck overlooks 3rd Tee. MLS#252125 $149,900 Text RBKQKCD to 52187

Newer Park Model located on the greenbelt with shade trees, patio & new deck with lovely East facing view of the area. Completely furnished & Move-In Ready;. Back patio, lrg Shed w/workbench & lots of storage. Enjoy all the amenities Juniper Ridge Resort has to offer. MLS#251461 $149,900 Text RBKNYFY to 52187

Show Low

LOCATION, LOCATION!!! Fully cemented RV Lot facing the pond with a fountain along w/the green belt as your neighbor! RV hkups are on both sides so you can decide how your RV is situated for best views! Doggy Park across the street & public restrms & showers. Enjoy Juniper Ridge Resort. MLS#253027 $99,000 Text RBKSRJP to 52187

Spacious 2 bed/2 full bath Park Model offering just under 1000sf of living space. Lrg workshop & storage area a plus! Nice patio & deck in backyard w/shade tree for outdoor enjoyment. Huge AZ Rm w/custom elec fplc. Washer/Dryer inside home. New Roof w/50 yr Warranty & fresh exterior paint. Carport offers extra parking & more. MLS#251556 $198,000 Text RBKPDYF to 52187

White Mountain Lake

Mike Rodriguez BROKER

DiAnna Elmer – 928-245-3139

DiAnnaElmersellsaz@gmail.com

Richard Ayers – 928-245-3579

cwbRichard@hotmail.com

Heidi Gardner – 928-651-3437

Heidi@PonderosaRealty.com

Erin Rivas – 928-245-2750

ErinRivasRealtor@gmail.com

Cortney Bell – 801-419-9888

a home office, playrm, or extra living space & more. The White Mountains area is a haven for outdoor enthusiast. MLS# 252212 Call DiAnna

sits on nearly an acre of land with the additional incl. parcel. The property features a large 2-car garage with a workshop area, and an exercise room. Yard has mature fruit trees, with 200 shares of irrigation. A bonus 1926-built home is also included, currently used for storage, MLS#

CortneyBellRealtor@gmail.com Lot 10 Spruce St. Eagar, .55/acre ..............................$27,500 Lot 11 Spruce St. Eagar, .60/acre .............................$27,500 TBD Snowline Dr. Eagar, 1.49/acres ..........................$57,900

TBD Sunset Dr. Eagar, .48/acre .................................$30,000

Lot 95, CR 2003, Nutrioso, 1.26/acre .....................$25,000

Lot 96, CR 2003, Nutrioso, 1.26/acre .....................$25,000

TBD Dorinda Dr., Eagar, .51/acre w/septic, ............$45,000

Lot 42, SkyCrest Dr., Eagar, .95/acre ........................$62,500

Lot 45, SkyCrest Dr., Eagar, 1.42/acre ......................$68,500

MORE THAN MEETS THE EYE! Serene, well maintained, retreat nestled in the Pines and Aspens with easy access. Charming Home with Det. Guest Quarters that offers versatility both within the walls of the main home & guest quarters. The main house features 2 beds & 1 bath, as well as an att. Utility room that can be used for housing extra guests. Plenty of space for entertaining in the large living & dining areas. Open up the sliding glass doors to enjoy the cool summer breeze. Woodstove & fplc, as well as some elec heating options. Detached 1-car garage, complemented by a delightful Guest Quarters attached to its side. MLS# 252896 Call Heidi

Explore this delightful 3 bdrm, 2 bath mobile home enhanced by a generous add-on for additional living space. Property boasts a well-maintained landscaped yard, a covered carport for easy parking, and a durable Trex deck for enjoying the outdoors. Fully fenced back yard. MLS# 252898 Call Erin or Cortney

1857 Pine Cone Rd./253371 Perched on 2.35 acres in the heart of HeberOvergaard, the Buckskin Artist Community o ers a serene retreat in a parklike setting surrounded by tall pines. This charming cabin features a beautiful 2-Bd 2-ba home w/open loft, showcasing a knotty pine T&G vaulted ceiling & walls throughout & so much more. $724,900 Text RBKTRKB to 52187

2850 Lazy Eight Ct./252237 Beautifully maintained & energy e cient 3BR, 2.5BA chalet w/ with heated & cooled 2 car gar has everything you're looking for! Tranquil setting situated on a ponderosa pine tree studded 2.55-acre estate w/an active HOA but $0.00 dues. Vaulted t&g ceilings, stacked stone gas (propane) fplc, hrdwd ﬂrs & more! $749,900 Text RBKQNNJ to 52187

2192 Gingerbread Lane/251955 Fully remodeled 4Bd/2Ba 1998 Palm Harbor MFD home on 1 acre w/4th bdrm being used as the bonus rm for work at home, TV rm or kids play area. Oversized det. 2-car gar, Upgrades incl. drywall, quartz countertops, new ﬂooring, ss appls, bathrm ﬁxtures, roof & more. Seller is lic. RE broker in AZ. $459,777 Text RBKQJWX to 52187

3337 Apache Drive/251299 1 acre parcel w/3-BR septic installed! Treed corner homesite w/power, county-maintained road & water near (not to lot line). Ready for your custom cabin & install well or bring in metered water. Close to Nat. forest w/public access for miles of riding enjoyment on quads or horses as horses are allowed. OWC. $119,750 Text RBKNLFH to 52187

BRINGPENDINGBACKUP

3452 High Country Drive/250837 Charming, secluded 2BR/2BA cabin is nestled amidst the majestic ponderosa pine forest of High Country Pines of Heber. Situated on a private lot, the property feat. det. gar & spacious covered deck at the front o ering distant views of the forest. Additionally, a brand-new lrg deck at the back awaits. $369,900 Text RBKJKWX to 52187

plus a gorgeous wood island countertop. 2 car att gar, a separate tall carport w/3 sides enclosed, storage shed & located on a quiet cul de sac with low flow traffic. $445,000. Text RBJXWKS to 52187

2789 Skyhawk Drive/252928 Calling all pilots & non-pilots! This .59 acre homesite is ready for your plans. Nicely treed w/Ponderosa, Juniper & Pinion pine. Design your custom cabin or full-time home around the natural clearing mixed w/level & gently sloping terrain. Mogollon Airpark is a private airpark located in the heart of Overgaard on the Mogollon Rim $77,900 Text RBKSKDS to 52187

Alpine , 10 County Road 2117

Warm and cozy four season cabin in the pines, located a few feet from the forest. Living room has a full wall of windows for great lighting and nature viewing. Super easy year round access on county road leaving to the forest. Covered porches front & back; 2-car garage/workshop is a DIY'R dream, so neatly organized and clean; three storage sheds and private well. Furniture is available for separate transaction. MLS#250366 $268,500

Lovely year around cabin in the woods sits back a bit from the road. Beautiful flagstone rock backdrop for hearthstone heritage wd stv; vaulted clng in LR, alder cabinets throughout, dbl doors off living rm lead to Mbr ste. Mba w/jacuzzi tub & walk-in shower & more. Small front deck w/larger back deck. Det. 2-car gar; extra attic storage in garage. Nicely timbered. Most furniture can be negotiated. MLS#250171 $395,000

Beautiful panoramic views of the mountains and valley, with San Francisco Tributariues running through the lower pasture section of this parcel. 2000 sqft barn located on the upper portion, ideal for horses and/or other animals. No HOA and only one deed restriction. ''5.8 acres along the San Francisco have been fenced off with electrified rope for habitat preservation.'' RV's ok as well as site built homes. MLS#249546 $595,500

Envision your dream home tucked on the small timbered small knoll overlooking pasture the pasture where large herds gather near the water. Property has private well (needs pump/power), Alpine water/sewer also avail; underground power & phone in place. Parcel incl. insulated steel bldg. Garage door ready for your RV, toys or farm equipt. Seasonal RV ok. MLS#251208 $380,000

Lovingly maintained mountain home with unique geodesic dome floorplan. Nice light & expansive living in this energy efficient home with all the amenities inside & out. Formal entry foyer leads you into the living area with soaring vaulted ceiling & wide stairway to the upstairs living area w/bonus room for office, etc. Beautiful & private location is lush w/ vegetation & tall timber & more. MLS#253288 $460,000

Warm and cozy log cabin off the Hulsey lake road with Paddy Creek running through. Property borders n. Forest on the north, east and south boundaries. Lush timber, access to huning, fishing, and tons of wildlife abound. Cabin is 2 story with 2 bdrms down & 2 bdrms up; full bath down. Enclosed front porch. Detached 256+/- sq. Ft. Guest quarters; guest house is currently rented. MLS#253674 $890,000

Alpine , 10 County Road N2157

Text RBKGSSK to 52187

Alpine , 5 COUNTY RD. 2069

Text RBKTLRR to 52187

Nutrioso , 10 COUNTY RD. N2113 Street

Text RBKFBBM to 52187

Alpine , 42856 US Highway 180

Text RBKVSLN to 52187

Alpine , 28 COUNTY RD. N2175

YES, YOU CAN

SELL YOUR HOME IN THE WINTER

Chances are, you’ve heard that the best time to list your home for sale is the spring. And while there is a lot to be said about selling your home in the spring (or even summer or fall), there are many benefits to selling your home right now – in the winter! Believe it or not, this could actually be the right time for you to sell. If you choose to do so, follow these ideas for making the most out of your winter listing.

Price it right.

There might be a smaller pool of prospective buyers in the winter, but you’ll find that the pool is extremely motivated to buy. Someone looking to buy a home during the holidays or middle of winter has a compelling reason to do so and will be ready to move quickly. This makes your pricing strategy critical. Discuss a strategy with your real estate agent to arrive at a price that factors in and attracts fewer, but more serious, buyers.

Make accessibility a priority.

If snow and ice is a factor for you in winter, you will need to be diligent about removal. Make sure driveways and walkways are always clear of treacherous ice. Invest in a plow service and stay stocked up on sidewalk salt.

Keep things warm.

Nothing will turn buyers off faster in winter than walking into a cold house, so make sure your heating system is operating at full capacity. And make sure that’s the case for every room in the house. If there’s one bedroom that tends to be drafty, now’s the time to find out the cause and resolve the issue.

Provide visuals of your home in summer.

One major thing a buyer might not be able to get an accurate picture of in winter is your outdoor space. Provide photos online and in person to prospective buyers that include shots of your backyard, patio, pool, garden, yard, etc., all looking their best in the summer. Your agent could also prepare a slideshow to play at an open house. Doing so gives a buyer a better idea of the home in all seasons and could really seal the deal for wintertime buyers.

Pay attention to holiday decor.

A few tasteful and neutral holiday decorations such as glowing white lights, fragrant evergreens and elegant metallic touches can really make your home glow and sparkle. But remember that less is always more – you don’t want to try and sell your home while it’s part of a Tacky Light Tour. And be sure to pack up those decorations as soon as the holidays have passed. Marketing your home with holiday lights on in the middle of January will not play in your favor.

With the help of these tips and your trusted real estate agent, the market for your house will be hot, unlike the weather outside.

BRAND NEW HOMES

Available about every 60 Days

0% Down Loans Available

Prices Starting at $350,000

• 2-3 bedroom

• 2 Car garage

• Open ﬂoor plan/Great Room

• Split bedrooms

• Fireplace

• Nicely Appointed

Call for availability, better copies of ﬂoor plans, and more information.

Helping families purchase and reﬁnance their home in the White mountains for the last 17 years.

Conventional, FHA, VA, and USDA loan rates from 74 banks, including ﬁnancing options for oﬀ-grid, new construction, investor, and self employed buyers.

NewListing

Concho Valley - Bring your HORSES, animals, green thumb, & TOYS to this completely REMODELED 3 bed/2 bath, 2337 sqft home, including a brand NEW HVAC system, Kitchen with soft close cabinets & drawers, & a new Water Heater too. PLUS, there is an insulated & electric DOUBLE RV GARAGE! This beautiful horse property is well-equipped with almost 15 ACRES of fenced & cross-fenced land, horse stalls, round pen, hitching posts, water spigots, & ample riding space in a picturesque country setting lled with trees. MLS# 253754. $649,900. Call or Text for more info today - (928) 205-8466.

Lakeside

BisonRidge ShowLow

Lakeside - A home to be proud of, inside & out. Imagine having the perfect FENCED BACKYARD to BBQ & entertain with friends, make smores, & watch your children & doggies run around safely. Then, relax in the shade of your covered front porch with a cup of hot cocoa as the sun sinks down. Immaculate 2 Bed, 2 Bath, FULLY FURNISHED home. This can all be yours today. Only $395K. MLS# 253161. Call or text today for more details... (928) 205-8466.

White MountainLakes

Start your day with a hot cup of coffee as you relax on one of your TWO Covered Decks, and end your evenings gazing at the incredible sunsets at this beautifully updated 2 Bed/2 Bath Condo. This condo boasts a new built-inFIREPLACE & updated appliances. Perfect for a relaxing escape & year-round living, & Close to Gol ng & Fishing. $282K. Call/Text for details...(928) 205-8466.

$100K!!

WML - Grab your GOLF CLUBS & get your FISHINGPOLES! Site Built homes on fully paved roads, SEWER, Electric & Underground Util, & just a small HOA. This beautiful 0.53 acre CORNER LOT in the elite neighborhood of EAGLECREST in White Mountain Lakes has special privileges allowing you to use a private lake located just up the road for residents only. Great shing, boating, sailing, & jet-skis allowed! You can see the golf course right across from you too! OWNER WILL CARRY!!! $49,500, MLS# 251217. Call or Text for more details (928) 205-8466.

Concho

Show Low RARE DOUBLE LOT IN A 55+ COMMUNITY near Walgreens in Show Low, that even has a Clubhouse. See this almost brand new, fully furnished RV with slide outs, 2 TV's, a private bedroom, a bathroom, & more. There is also a fully functionable workshop, a BUNKHOUSE for guests, Washer & Dryer, & a beautiful deck to sit & enjoy your morning coffee on, & all under the tall pines of the White Mountains of AZ, in Ranchero RV Resort. ONLY $99,900*** MLS# 253112. Call or text for more info: (928) 205-8466.

Pe odRoad

CALLING ALL CAMPERS!!! Over an ACRE to enjoy a fun camping/ ﬁshing trip out of the city w/your friends & family, on a great property in Concho. RV's allowed, or build your forever home & live in a quiet place away from it all. PLUS, you can bring all of your animals! Possibilities are unlimited with plenty of trees & at land too. About 30 minutes from Show Low. No HOA! Price is ONLY $9,500! Call or Text for details - (928) 205-8466.

LINDEN - OWNER WILL CARRY! Almost 3 ACRES of gorgeous land & trees that is part of a SHARED WELL & ELECTRIC, with views of a charming meadow that backs the National Forest, & located in a peaceful cul-de-sac of Linden in Show Low, AZ. Make building your DREAM HOME a reality with NO HOA. Bring your horses too! MLS# 251019. $149,500. Call or Text for more info today - (928) 205-8466.

Welcome to your personal slice of paradise nestled in the heart of Show Low, Arizona! Here is a unique opportunity to build your dream home in a peaceful neighborhood with a generous sized lot that is located on fully paved roads with Electric, Water, & Sewer. Surrounded by stunning mountain views, your home will be a serene escape from the hustle & bustle. Close to restaurants, shopping, & more. MLS# - 253630. $60K. Call or Text for more details today... (928) 205-8466.

Lakeside

LAKESIDE Get ready to BBQ on your new front porch after a long day of shing...See this 2 Bdrm, 2 Bath, cute little Cabin in the Woods of Lakeside on a cute little lot and NO HOA! Close to Rainbow Lake for fantastic shing!!! Completely remodeled...NEW paint inside and out, brand new 2nd bath installed, brand new kitchen installed, new ooring, and so much more. MLS #'s: 252655, 252654, & 252656. Call today for more details...(928) 205-8466.

Discover a stunning, one-of-a-kind tri-level log home nestled against the breathtaking backdrop of the National Forest. This custom-built masterpiece sits on over 7 acres, offering unparalleled access to world-class hunting and ﬁshing. Featuring glue lam beams & pressurized wood throughout, the home's design blends rustic charm with modern luxury. Panoramic views of Escudilla Mtn. Step outside on the huge front deck & enjoy the wildlife. Three levels, lrg loft w/half bath. Basement incl. a 2 car garage with brand new living quarters MLS#252923 $1,300,000

Beautiful southern view above the San Francisco River 3 bd/ 2ba 1650 sqft home w/ sun on house front 9/1-4/15. Sprayed foam insulation in walls & ceiling. Drive around access to crawl space storage area below house. Cooks kitchen with granite counters & backsplash. Ceiling fans through out. Freestanding woodburning stove w/ circ. fan. Master Bath room with six foot soaking tub/shower. Wrap around Trex deck with see thru cable railing. Stair access on both ends, 3 RV pads with power and water, 2 with dump stations & more. MLS#253209 $897,000

Alpine Realtors"

Meadows Edge Cabins

These cabins are a successful nightly rental cabin business in Alpine; or could be your own private family retreat. Property consists of 3 (1 Bedroom, 1 Bath, Living Room/Kitchen, approximately 450 sq. ft. each) mountain cabins, laundry facilities, shed and well house. Nestled amongst tall pines with meadow views (and elk are seen frequently from the cabins). Cabins are in immaculate condition, fully furnished and are rental ready. Survey map will be provided showing ingress/egress easement to adjoining property. MLS#250045 $635,900

This 1.22-acre plot is embraced by majestic mountains and abundant wildlife Offering numerous trails to venture and lakes in close proximity, this parcel is sure to be in high demand! Cast your line just 6 miles away at Lake Nelson Reservoir. Conveniently

CABIN 1

CABIN 2

CABIN 3

HOW TO SAVE UP FOR A DOWN PAYMENT

Saving up for a down payment is one of the biggest challenges for aspiring first-time homebuyers. A typical down payment can range from 5 to 20 percent of a home’s purchase price–that’s no small chunk of change. Although it might seem overwhelming to rack up thousands of dollars, practicing some discipline and using the right tactics can help you pull it off, making it possible for you to go from renter to proud homeowner.

To help you save for a down payment, consider these tips from the American Bankers Association: Develop a Budget and Timeline. Start by determining how much you’ll need for a down payment. Create a budget and calculate how much you can realistically save each month–that’ll help you gauge when you’ll be ready to transition from renter to homeowner.

Establish a Separate Savings Account. Set up a separate savings account exclusively for your down payment, and make your monthly contributions automatic. By keeping this money separate, you’ll be less likely to tap into it when you’re tight on cash.

Shop Around to Reduce Major Monthly Expenses. It’s a good idea to check rates for your car insurance, renters insurance, health insurance, cable, internet and cellphone plan. There may be deals or promotions available that allow you to save hundreds of dollars by adjusting your contracts.

Monitor Your Spending. With online banking, keeping an eye on your spending is easier than ever. Track where most of your discretionary income is going. Identify areas where you could cut back (nice meals out, vacations, etc.) and instead put that money into savings.

Look Into State and Local Home-Buying Programs. Many states, counties and local governments operate programs for first-time homebuyers. Some programs offer housing discounts, while others provide down payment loans or grants.

Celebrate Savings Milestones. Saving enough for a down payment can be daunting. To avoid getting discouraged, break it up into smaller goals and reward yourself when you reach each one. If you need to save $30,000 total, consider treating yourself to a nice meal every $5,000 saved. This’ll help you stay motivated throughout the process.

Amazing well-kept 3 BR/ 2BA 1726 SqFt o ers the perfect combination of modern comfort & peaceful country living. Spanning 3.77 acres of pristine land surrounded by towering pines. Interior boasts a spacious great rm, ceiling fans, pellet stv, exposed wood beams, & beautiful vinyl laminate ﬂooring. Outside enjoy the end-to-end front deck & more. MLS#248985 Text RBKVVMS to 52187 for more info

Listed for $585,000 Listed for $685,000

In the Rim Country this 3BR/2BA, 1436 SqFt home w/great rm & family rm o ers a blend of comfort & rustic allure, ideal for those seeking both tranquility & adventure. 2.32-acre lot. A rare gem that borders the Nat. forest, providing endless opportunities for outdoor enthusiasts. Horse lover's dream, feat. a well-equipped 3-stall barn complete w/tack rm & more. MLS#252558 Text RBKTBHP to 52187 more info

Listed for $730,000

Gorgeous 2350SqFt, 3BR/2.5BA New Construction home situated on a beautiful heavily treed .80 acre homesite in Overgaard!. Home will feature a great rm design, porcelain tile, engineered laminate ﬂoors, carpet, granite countertops, travertine tile in the showers/baths, T&G kno y blue pine ceilings, stone faced fplc & more MLS#239603 Text RBHPXTG to 52187 for more info

One owner 2 BR/ 2BA 2074 SqFt home on a nicely treed 0.67-acre homesite in Forest Trails. Amazing home feat. a lrg great rm w/fplc, built in shelving, Spanish style archways, tiled ﬂooring, ceiling fans, chef's gourmet kit w/plenty of cabinetry. Exterior boasts low maintenance siding. Lrg 2 car gar, plus more. MLS#250957 Text RBKJYNM to 52187 for more info

Discover an opportunity with this property in Overgaard. Property boasts a strategic location, high visibility & a diverse range of potential uses. Create your business or rent the Five 1000 SqFt units for professional services or retail use. Over 260 of frontage on Hwy 260. Plenty of parking on the paved lot all on 1.5 acres. MLS#249367 Text RBKDNDT to 52187 for more info

Listed for $660,000

All electric 3 BR/2 BA cabin nestled on 0.79 acres in the Mogollon Estates in the Rim Community of Overgaard. Home will feat. a great rm design w/ fplc, lrg kit w/island & granite countertops, central heat & A/C, generous MBR w/en-suite MBA, & generous size guest BRs. Exterior will boast covered decks, 2-car gar & more. MLS#248985 Text RBJVTQM to 52187 for more info

Nestled on a heavily treed .50-acre homesite on a private cul-de-sac in High Country Pines. 3BR/ 2.5BA is more than just a home; it's a sanctuary where nature's beauty surrounds this beautiful cabin. Home boasts a great room w/wood burning fplc embraced by ﬂr to clng river rock, chiseled slab granite in the kit & so much more. MLS#250563 Text RBKHSZP to 52187 for more info

Welcome to your serene sanctuary nestled on 1.27 acres of untouched land in Overgaard AZ! Lot

Very nice 30 acre parcel that will have survey done to separate from the 40 acre parcel during escrow. Situated only a quarter of a mile from Deer Run. Water Co-ops well 2 but to get the water you will have to travel about 1-1/4 mile from the property to well. Also a short distance to the National Forest where you have a great big playgrnd. Clean fresh air & mild temps are staples of the White Mtns so don't wait on seeing it

Selection of White Mountain Land & Acreage

River Run Drive, Lot 396 - #244307 - 41 Acs - $35,000

Nicely treed large acreage in quiet remote location. All that is required is your easy chair and toys! You provide power w/a generator or solar, drill a well or haul water from co-op well. HOA fee $300 per year, only to maintain roads and water well. Lot has a passing perc test

Off-grid living is a lifestyle characterized by a desire for independence and self-reliance Solar power is very popular in our area with many experts for help and advice. Living sustainably is quite easy. I have extensive experience listing and selling off grid properties in the White Mountains of North Eastern Arizona. Interested??? Give me a call, text or email.

OUTSTANDING OFF GRID PROPERTY 3440sq , 3BD/3BA home on 40.5 fenced ac. For those wanting the freedom & security of living sustain-ably. Very private w/great views to north/west/east...hill on south side blocking southern view, providing weather/wind break. Fantastic 4 bay gar under home, enter/exit from all 4 directions & incl. bath w/shower, storage, & o ce/workout space. Lg Mste w/nursery/o ce space, 2500 sq , covered, wrap around entire home deck & so much more. $540,000 MLS#252059

BEAUTIFUL 3BD/2BA HOME IN THE WHITE MOUNTAIN LAKES

AREA (short drive to Show Low). Log sided, metal roof, graveled driveway, on 0.3 acres in a cul-de-sac. Property comes with lake privileges to the private White Mtn Lake. Home updated/remodeled over the years, & has vinyl plank ﬂooring, Hickory cabinets, wood burning stv in living rm, lrg ﬂr to vaulted ceiling windows giving good light/views, & entire lo /upstairs is the Mbr/bath w/ small private deck w/great views. $320,000 MLS#252571

VERY NICELY SET UP OFF GRID PROPERTY ON 36 AC. Two tiny homes (14x40 each) w/ their own solar systems, water holding tanks, mini splits (heat & AC), wood burning stoves, & partially furnished. 24 x 34 metal building/garage on concrete, also with wood burning stove & more. $215,000 MLS#253308

9.66 AC W/WATER & POWER AVAILABLE. Property close to Show Low (16 mi). Outstanding views north & south. Power close...buyer to verify cost to bring in. Water provided through a 5 way well share...a private well into the Coconino Aquifer, providing good, abundant, water. Rds not maintained, but ﬁrm. $79,000 MLS#246557

IMPRESSIVE, WELL DESIGNED, STRAW BALE, OFF GRID 3BD/2BA, 2350 sq home on 40 ac. For those wanting the freedom of sustainability & being self su cient, this property is very well set up to provide that. Good access, 17 mi from Snowﬂake, yet feeling quite private & secluded, heavily treed w/old growth Juniper trees. Outstanding picture sandstone ﬂooring throughout the open great rm & kit. Post & beam construction...straw bale walls providing excellent insulation & more. $499,900 MLS#253258

BEAUTIFUL LAND & VIEWS, VERY PRIVATE, SECLUDED & QUIET. 1240 sq , o grid, site built home on 36.81 ac. For those wanting the freedom & security of living sustainably & self su ciently. Private well into the Coconino Aquifer, providing good, abundant, water. 2 wood burning stoves for heat. Several fenced areas for the animals. 2 sheds for tools & water pressure system.. Covered decks to enjoy Mother Nature & views. Great rock features through the land with deep ca le pond & more. $220,000 MLS#251293

2BD/2BA home w/potential 3rd bedroom (front room add on) located in Concho Valley, about 30 min from Show Low. Good access on maintained roads, into a graveled circular drive & dbl carport. Bkyd fenced, 8x10 storage shed. Front & back decks covered. Fplc in living rm, & propane forced air furnace & more. $150,000 MLS#253743

12.59 AC, REMOTE, OFF GRID PROPERTY. Septic system installed (2BD/2BA, permi ed). A 5th wheel conveys, along with an 8000 wa Generac generator, & four 300 wa solar panels mounted on a combined unit that contains inverter, charge controller & ba eries...large enough to power a home. & more $70,000 MLS#253629

36.49 FULLY FENCED & GATED AC (& CROSS FENCED). Private well, no pump, into the Coconino Aquifer which provides good, abundant water. Nicely treed, w/good grazing areas, & good views of mtns to the south. Great property to live sustainably on...o grid (solar). Only 1/2 mi to county maintained road. $85,000 MLS#253690

11.09 AC BORDERING NATIONAL FOREST. Surveyed w/fresh markers. Heavily treed w/Pinon Pine & Juniper, creating privacy. Septic system located near eastern portion, central. Owner has seen the tank, & had leach lines installed. No county records but a functional system. Part of east boundary fenced. $57,500 MLS#250266

Charming Custom Retreat in Linden

Unique Business Opportunity nestled just west of Show Low in the sought-after community of Linden. One-of-a-kind retreat is a rare gem waiting for the right visionary. Property offers endless possibilities. Don't miss out on this incredible opportunity!

MLS# 252681 $799,000 Text RBKRQXJ to 52187

Affordable Site Built Home

In a great central Show Low location. This 3 br, 1.5 ba, 1,428 sq.ft. home is ready for you to call your own. Heavily treed yard is fenced for your pets and the home sits at the end of the street for maximum privacy yet it is close to all of the City amenities. MLS#253666 $334,900 Text RBKVRSC to 52187

Light & Bright Home in the Quaint Community of Taylor.

3 brs, 2 ba 1,720 sq. ft. home is sitting on over 3.02 level acres of horse property. The split ﬂoor plan home features a spacious great room & a large sunny kitchen and so much more.

MLS# 253665 $380,000 Text RBKVRSB to 52187

Tranquility of Country Living

Brand-new 2024 Clayton home. 1br/1ba 620 sq. ft. retreat offers the perfect balance of modern comfort & rural serenity. Set on a sprawling 1.34-acre lot, with an additional 1.84 acres included in the sale, you'll have plenty of space to explore and make your own. MLS#253427 $180,000 Text RBKTVXL to 52187

Cover Home

Stunning fairway views & water feature on #15 Tower Course. Torreon is a Troon Dev. w/amenities second to none! Conveying beautifully furnished, interior freshly painted & new modern light ﬁ tures & more MLS#252377

$1,199,000 Text RBKRDHL to 52187

"BRAND NEW AND GORGEOUS!"

''BEAUTIFULLY APPOINTED''

Single-level custom home in the highly sought after Sierra Pines. 3br/2.5ba, nestled on a cul-de-sac 1+/- acre lot in the tall pines. Upgrades incl. new roof, A/C, water heater & back deck. Gourmet Kit & more. MLS# 252861

$1,050,000 Text RBKSHQV to 52187

"BRAND NEW HOME"

''VA ASSUMABLE LOAN AT A LOW RATE''

Woodland Hills Beauty nestled on .66 of an acre. This Entertainers delight boasts 2 MStes, 4 lg B s, 3 full B s, gourmet it w/high end ﬁnishes, great rm w/F , ofﬁce/study, formal dining & more! Fully Fenced. WOW! MLS# 249333

$874,000 Text RBKDJGG to 52187

Located in Needles Creek close to National Forest and Fools Hollow Lake and no HOA Fees! This 3br/2.5ba beauty is packed full of sizzle! Boasting Lu ury Laminate ﬂooring, 8ft notty

Alder doors & more. MLS#253779

$759,900 Text RBKVZQK to 52187

"BRAND NEW & GORGEOUS!"

Highly sought after community of Torreon w/amenities that are second to none! 3br/2ba, nestled on a nicely treed cul-de-sac lot w/paver driveway, no maintenance smart siding, covered front & back decks, & more! MLS#252863

$749,900 Text RBKSHQW to 52187

''NEW WITH UPGRADES GALORE!''

Brand New Construction 4br/3ba boasting gorgeous quart counter tops thru-out, pot ﬁller, custom hood over range, Solid Alder 8ft interior doors, custom dog station in laundry rm, front & back covered trex decks & more. MLS#253778

$729,900 Text RBKVZQJ to 52187

"FURNISHED BISON RIDGE CABIN"

You will love the Open Post & Beams, T & G in GR & double vaulted tray ceilings in all bd rms, Flex Rm/4th bd rm, Quartz Countertops, stone gas FP, Luxury Vinyl Flooring, & list goes on! MLS# 253040

$699,000 Text RBKSSVL to 52187

Close to Sliver Creek Golf Course & White Mtn Lake. ffering 2 MStes, open ﬂr pln, Hickory cabinets in kit, lrg laundry rm w/pantry shelves, ﬂe rm family rm, 2 car carport, utility bldg, covered front deck & more! MLS# 252867

$274,900 Text RBKSHQY to 52187

Beautiful ﬁnishes throughout! This 3br/2ba beauty in the tall pines conveys furnished 'TURN-KEY'' so you can immediately come relax & enjoy the White Mountains. Nestled on apx .53 of an acre corner lot. MLS#252050

$574,900 Text RBKRDHM to 52187

"ATTENTION BUILDERS AND INVESTORS!"

Beautiful level treed lot backs the green belt & is located in the gated community of Mountain Gate. Centrally located & has an abundance of tall pines w/walking paths & water feat. thru-out the subdiv. MLS#248750

"BACKS NATIONAL FOREST"

Charming Chalet nestled in the whispering pines Newly installed metal building used as a 1 car garage, 2 other large storage buildings, fenced with a gate to the forest, wrap around deck & wood stove & more. MLS# 252554

$90,000 Text RBKBCZP to 52187

$305,000. Text RBKSHWG to 52187

"SECLUDED WITH NICE VIEWS! "

Very easy to access with two 4 acre parcels totaling 8 acres! Split and sell one off or keep both! Come get your slice of heaven. Endless possibilities! Land has already had a recent perk test. MLS# 246920 $67,500. Text RBJVBTT 52187

''LUX CABIN''

"COZY CABIN"