Lifestyles Health & Wealth Publication / Discovering Purpose - The Women's Issue - June/July 2019

www.lifestyleshealthandwealth.com

Publication With A Purpose June/July 2019 Vol. 2 - Issue 3

The Women’s Issue

Joanna Hale-McGill

Recording Artist/Actress

Karen Roy

Ms. Wheelchair America

Havilah Malone

Motivational Speaker, Author and Actress

SMH Comfortable Mammo Ad 7.5x10 051719.pdf

1

5/17/19

1:59 PM

CONTENTS

F E AT U R E STO RY

F E AT U R E S T O R Y

22

Joanna Hale-McGill Gospel Superstar

28

Karen Roy, Ms. Wheelchair America

H E A LT H

Learn About Our Partnership with WGNO! We are teaming up with WGNO to bring your story to the New Orleans community. Find out how you can be part of this exciting opportunity and if you are in the area, tune in to WGNO 12noon-5pm weekdays and 12noon7pm weekends for more Lifestyles Health and Wealth Tips.

www.lifestyleshealthandwealth.com

THE CAST OF TEEN MUSICAL, CAPTIVATING THE HEARTS OF AUDIENCES WITH A SONG TO INSPIRE

Lifestyles Magazine March-April 2019_3.29.indd 1

4/1/19 9:47 AM

The Block School Movement

www.lifestyleshealthandwealth.com

4/1/19 9:37 AM

Lifestyles Magazine March-April 2019_3.29.indd 40

12

Publication With A Purpose March/April 2019 Vol. 2 - Issue 2

Publication With A Purpose March/April 2019 - Vol. 2 - Issue 2

www.lifestyleshealthandwealth.com

THE HISTORY OF JAZZ FEST · CELEBRATING 50 YEARS OF MUSIC, ARTS, AND CULTURE IN LOUSIANA

Publication With A Purpose January/February 2019 Vol. 2 - Issue 1

www.lifestyleshealthandwealth.com

Pendants of Purpose page 24

Data collected from issuu.com based on the last three issues of Lifestyles Health and Wealth magazine.

3

A Legacy Worth Leaving A Legacy Plan is made up of the following components:

BY CHIP MORRISON

• Family Trust: This Trust, tailored to your family’s needs, is the foundation of your Legacy Plan. It holds the bulk of your assets in a flexible manner, leaving you in charge of your property during your lifetime.

After you pass away, it lets you distribute your assets as you see fit – without the need for probate. It also reaches into the future, allowing you to protect your loved ones’ inheritances from divorce, financial predators, and their own inexperience and poor judgment.

• Pour-Over Will: A Pour-Over Will is necessary for two purposes. If you have minor children, it allows you to name a guardian or “tutor” in case you die before they reach adulthood. Whether or not you have younger children, you need a Pour-Over Will to “catch” any assets left out of your Trust and “pour” the assets into the Trust, ensuring all of your assets are distributed according to a single, uniform plan.

Leaving a legacy means more than providing an inheritance for your children. Too often, inheritances are squandered and forgotten. A legacy, on the other hand, means leaving behind not just financial security, but a sense of family history, belonging, and purpose, generation after generation.

You’ve spent years diligently saving and carefully planning to build a nest egg, but how do you transform what you’ve built into a legacy for your children, your grandchildren, and the generations to come? It’s a job that goes beyond basic estate planning. One way to accomplish this job is through Legacy Planning.

4

• Financial Power of Attorney: With a Financial Power of Attorney, you can appoint someone you trust, called your agent, to take charge of assets not included in your Trust in case you become incapacitated. This way, your agent can pay your bills or file your tax return so that your financial affairs continue to run smoothly.

• Healthcare Power of Attorney: A Health Care Power of Attorney allows you to name an agent to make medical decisions on your behalf in the event you are incapacitated and cannot express your choices to your health care providers.

• My Legacy Workbook: This workbook is a key part of your Legacy Plan. It helps you capture and pass down your non-financial legacy, including your family’s history, values, beliefs, and ideals.

Health & Wealth

still more negotiations, document deliveries, inspection Year! to reach a successful closing and N e th to beew accomplished wal We’re Moving in ea Y Y ew ew N N e e th th to to in in g g in in ov ov M M e e e’r e’r W W estate property. r! ea Y ew N e th to in g in ov M e e’r W se po ur P a ith Purchasing W

All of the elements of a Legacy Plan work together, allowing you to build upon the foundation you’ve worked hard to establish for your family. With this plan, you can do more than leave your loved ones inheritance; you can leave legacy richinvolved in There areaafinancial number of companies anda people your family’s history, values, and ideals. attorneys, surveyors, appraiser, title company, mortgage Morrison Law Group, PLC is an estate planning both agents, and possiblyLouisiana. others.Chip Each has specifi c duti law firm in Metairie, Morrison is H EXCITING AND STRESSFUL NEGOTIATING concentrating on doing a STRESSFUL good job for you.

However, the Board Certifi ed Specialist in Estate Planning and IT’S IT’S BOTH BOTH EXCITING EXCITING AND AND STRESSFUL NEGOTIATING NEGOTIATI STATE PURCHASE CONTRACT. Administration, as certifi by therealtor, Louisianawe’re Board your “go IT’S BOTH EXCITING AND STRESSFUL NEGOTIATING specific niche in the deal.

Asedyour A REAL A REAL ESTATE ESTATE PURCHASE CONTRACT. CONTRACT. MorrisonPURCHASE Law Group, PLC is an estate lawoffirm of Legal Specialization, and isplanning a member thein REAL PURCHASE CONTRACT. We’re by the A sellers, buyersESTATE can relax a bit, but ZMD Realty, LLC can’t.here Thereto arecoordinate the activities of all of these co Metairie, Louisiana.

Chip Morrison is Board Certified Specialist in American Academy of Estate Planning Attorneys, ations, document deliveries, inspections, title details and mortgage tasks to Once Once it’s signed it’s signed byEstate the by sellers, the sellers, buyers buyers can relax can relax a bit, a but bit, ZMD but ZMD Realty, Realty, LLC LLC can’t.can’t.

There are Planning andLLC Administration, as certified by the in Louisiana and offer guidance and advice to our clients every There Once it’s signed closing by the sellers, buyers can relax akeys bit, to but ZMD Realty, can’t.

There are d to reach a successful and walk away with thenegotiations, your new real still more still more negotiations, document document deliveries, deliveries, inspections, inspections, title title details details and and mortgage mortgage tasks tas to Board title of Legal Specialization, and is ato member of the American area of estate planning.

We offer comprehensive and still more negotiations, document deliveries, inspections, details and mortgage tasks KAREN T. CANTRELLE be accomplished be accomplished to reach to reach a successful a successful closing closing and and walkwalk awayaway withwith the keys the keys to your to your new new rea IT’SBOTH BOTH EXCITING EXCITING AND AND STRESSFUL STRESSFUL NEGOTIATING NEGOTIATING Academy of Estate Planning Attorneys, and offer guidance and estate planning be accomplished to reach a successfulIT’S closing and walk awaypersonalized with the keys to your new ZMD realconsultations..

Realty estate estate property. property. advice toincluding our clients in every area of estate planning.

WeT. offer ber of companies and people involved in a real transaction, AAestate REAL REAL ESTATE ESTATE PURCHASE PURCHASE CONTRACT. CONTRACT. estateEXCITING property.

KAREN CANTRELLE T’S BOTH AND STRESSFUL NEGOTIATING 700 GAUSE BLVD yors, appraiser, title company, mortgageThere broker, lender, loan underwriter, comprehensive and personalized estate planning consultations.

For There are aare number a number of companies of companies and people and people involved involved inSUITE a real in 101B a real estate estate transaction, transaction, including includ ZMD Realty Once Once it’s it’s signed signed by by the the sellers, sellers, buyers buyers can can relax relax a a bit, bit, but but ZMD ZMD Realty, Realty, LLC LLC can’t. can’t.

There There are are REAL ESTATE PURCHASE CONTRACT. There are a number of companies and people involved in a real estate transaction, including possibly others. Each has specific duties and requirements, andinformation each istitle title more or to schedule a consultation please contact us at attorneys, attorneys, surveyors, surveyors, appraiser, appraiser, company, company, mortgage mortgage broker, broker, lender, lender, loan loan underwriter, underwriter Slidell, La 70458 700tasks GAUSE still stillmore more negotiations, negotiations, document document deliveries, deliveries, inspections, inspections, title titledetails details and andmortgage mortgage tasks toto BLVD surveyors, appraiser, titlefocus company, mortgage broker, lender, loan underwriter, ncedoing aattorneys, good job for you.

However, isaccomplished narrow, targeted on their IT’S BOTH EXCITING AND STRESSFUL (504) 831-2348 orNEGOTIATING visit us online at www.morrisonlawplc.com. both agents, agents, andLLC possibly and others. others.

Each Each has specifi has specifi c duties c duties and requirements, and requirements, and and is is SUITE 101Beach be be accomplished topossibly toreach reach a asuccessful successful closing closing and and walk walk away away with with the the keys keys to to your your new new real realeach it’s signed by the sellers, buyers can relax their a bit, butboth ZMD Realty, can’t.

There are Office: 985-288-4363

s po po ur ur P P a a ith ith W W g g in in as as ch ch ur ur P P About Our Law Firm se Purchasing With a Purpo

Yeaear!r!

NewewY the theN About ing ingintintooFirm MovovLaw eeM W We’re’rOur e Moving into the New Year!

ithr!aa PPururpoposese W Yithea gg W ew in in as as N ch ch e ur ur th P P to in g in ov M e e’r W Purchasing With a Purpose se

We’r

Purchasing With a Purpo

into the New Year! ing ov M e e’r W A REAL ESTATE PURCHASE CONTRACT.

both agents, and possibly others. Each has specific duties and requirements, and each is

meet t

deal.

As yourdocument realtor, deliveries, we’re your “go-to” resource to it aallgood together.

Slidell, La 70458 lthe more negotiations, inspections, title details andbring mortgage tasks to estate estate property. property.

KAREN KAREN concentrating concentrating on doing on doing a good job for jobyou. for you.

However, However, their their focusfocus is narrow, is narrow, targeted targeted on their on th Fax:their 985-259-8848 concentrating on athese good job for you.

However, their focus is narrow, targeted on accomplished reach a successful and walk away with the keys to your new real ordinate thetoactivities ofdoing all ofclosing companies and people for you.

Office: 985-288-4363 specifi specifi cThere niche care niche in the inFor deal. the deal.

As your As your realtor, realtor, we’re we’re your resource resource to bring to bring it all ittogether. all togeth Cell: 504-723-8715 There are ayour anumber number ofof companies companies and and people involved involved ininyour a“go-to” areal real“go-to” estate estate transaction, including including more information schedule atransaction, consultation specific niche in the deal. As your realtor, we’re “go-to” resource topeople bring all to together. ate property.

KAREN it T.or CANTRELLE 700 7 We’re We’re here here to coordinate to coordinate the activities the activities of all of of all these of these companies companies and people and people for you. for attorneys, attorneys, surveyors, surveyors, appraiser, appraiser, title title company, company, mortgage mortgage broker, broker, lender, lender, loan loan underwriter, underwriter, Fax: 985-259-8848 Oncehere it’s signed by the sellers, buyersofcan relax a please bit, but ZMD Realty, LLC can’t.

There are or visit us online you.

ZMDwww.zmdrealty.com Realty We’re to coordinate the activities all of these companies and people for you. contact us at (504) 831-2348 both both agents, agents, and andpossibly possibly others. others.Each Eachhas hasspecifi specifi c cduties dutiesand andrequirements, requirements,and andeach eachis504-723-8715 is ere are a number of companies and people involved in a real estate transaction, including Cell: SlS 700 GAUSE BLVD still more negotiations, document deliveries, title details and mortgage tasks to concentrating concentrating on doing doing a agood goodjob job for foryou. you.

However, However, their their focus focus isisnarrow, narrow,targeted targetedonontheir their orneys, surveyors, appraiser, title company, mortgage broker, lender, inspections, loanon underwriter, at www.morrisonlawplc.com.

Office Offic www.zmdrealty.com SUITE 101B be possibly accomplished to has reach a csuccessful closing and walk away with thewe’re keys to “go-to” your new realtotobring specifi specifi c cniche niche ininand the the deal. deal.

As your realtor, realtor, we’re your your resource bringititallalltogether. together. th agents, and others. Each specifi duties and requirements, each isAsyour Slidell, La“go-to” 70458resource Fax Fa BOTH EXCITING AND STRESSFUL We’re We’re here here tototargeted coordinate coordinate theactivities activitiesNEGOTIATING ofofallallofofthese thesecompanies companiesand andpeople peoplefor foryou. you. ncentratingestate on doingproperty. a good IT’S job for you.

However, their focus is narrow, on the their KAREN T. CANTRELLE CeC Office: 985-288-4363 ecific niche in the deal. As your we’re your “go-to” PURCHASE resource to bring it all together.

A realtor, REAL ESTATE CONTRACT. ww Fax: 985-259-8848 ZMD Realtywww e’re here toThere coordinate activities of of these companies and people for you.in a real estate transaction, including arethe a number ofallcompanies and people involved Cell: 504-723-8715 700 GAUSE BLVD Once it’s appraiser, signed by thetitle sellers, buyers can relax a bit,broker, but ZMDlender, Realty, LLC can’t.

There are www.zmdrealty.com PURPOSE attorneys, surveyors, company, mortgage loan underwriter, SUITE 101B still more negotiations, document deliveries, inspections, title details and mortgage tasks to THEN bothPROFIT agents, and possibly others.

Each has specifi c duties eachreal is be accomplished to reach a successful closing and walkand awayrequirements, with the keys to and your new Slidell, La 70458 concentrating estate on doing a good job for you. However, their focus is narrow, targeted on their KAREN T. CANTRELLE property.

PURPOSE Office: 985-288-4363 This team of innovative specifi c niche in the deal. As your realtor, we’re your “go-to” resource to bring it all together.

ZMD Realty THEN PROFIT There are a number of companies and people involved in a real estate transaction, including Fax: 985-259-8848 Thi innovative BLVD We’re here to attorneys, coordinate the activities of all of these companies and people for you. This team700ofGAUSE surveyors, appraiser, title company, mortgage broker,professionals lender, loan underwriter, seek to 504-723-8715 SUITECell: 101B This Thisteam teamofofini agents, and possibly others. Each has specific duties and requirements, and each is PhotoSlidell, Credits: Lawww.zmdrealty.com 70458 This team of both innovative pro professionals seek to concentrating on doing a good job for you. However, their focus is narrow, targeted on their Office: 985-288-4363 Cover andChrissy pages 3, 6:Cifuentes iAmore Photography, bring purpose through professionals professionalss team innovative CaraThis Herrin specific niche in the deal. As your realtor, we’re your “go-to” resource to of bring it all together. professionalsWe’re seek to Fax: 985-259-8848 (iAmorephotography@gmail.com) Director & Writer Web Designerand people for you. here to coordinate the activities of all of these companies brit bringProduction purpose through Cell: 504-723-8715 bringpurpose purpose professionals seek to Page 8: Lorri King,bring Chrissy@lifestyleshealthandwealth.com PushdesignGroup.com this publication by bring purpose through www.zmdrealty.com

Purchasing With a Purpose

meet the team meet meet the the team team meet the team meet meet the the team team meet the team

YOUR JOB TITLE IS NOT ENOUGH (Just 4 Clicks Photography, just4clicks.org)

this thispublication publicatio thi this publication by creating informative challenging leadersby today especially seasoned veteranscreating to Chrissy Chrissy Cifuentes Cifuentes Nicole Nicole Justice Justice creatinginform infor this publication Nicole Justice Chrissy Chrissy Cifuentes Cifuentes Nicole Justice Nicole Justice Production Production Director Director & Writer & Writer Owner Owner / Publisher / Publisher Follow Lifestyles cre creating informative sharpen your skills.

Chrissy@lifestyleshealthandwealth.com Chrissy@lifestyleshealthandwealth.com Justice@lifestyleshealthandwealth.com Justice@lifestyleshealthandwealth.com Owner / Publisher Production Production Director & Director Writer & Writer Owner / Publisher creating informative Owner / Publisher Follow Lifestyles and entertaining Cara Herrin and and entertainin entertaini Justice@lifestyleshealthandwealth.com Chrissy@lifestyleshealthandwealth.com Chrissy@lifestyleshealthandwealth.com Justice@lifestyleshealthandwealth.com creating and an Wealth Justice@lifestyleshealthandwealth.com Many If youinformative want to achieve the goalHealth of becoming elite leader, Production Director & Writer Owner / Publisher Web Designer Health and Wealth and and entertaining Chrissy@lifestyleshealthandwealth.com Justice@lifestyleshealthandwealth.com PushdesignGroup.com and entertaining compelling and even fascinating leadership skills.

Many have had here are some qualities and keys that you should always carry that This team of Magazineinnovative content content thaten e content Follow Lifestyles Lifestyles that engages Magazine on andFollow entertaining Follow Lifestyles tremendous accomplishments over their tenure. I want to talk with you through Health Health and and Wealth Wealth your leadership journey. on social media!

Health and Wealth This team of innovative content that content thatmedia! engages Follow Lifestyles Follow Follow Lifestyles Magazine Magazine ononLifestyles social today a little bit aboutengages something has hindered their success, our ourcommunity communit content that engages professionals seek to con Follow Magazine onLifestyles that Health 1) Have humility.

This is a forgotten word in many workplaces. our community. social social media! media! and Wealth Health Health and Wealth and Wealth Health and that is thesocial inability to fiand ndWealth humility within their leadership style. professionals seek to media! our community.

2) community.

Be resolute A leader is not quicklyContact moved bythem Magazine on Magazine on Magazine Magazine onin your on beliefs.

Contact themt our community. our If you have seen Undercover you know what I’m bring purpose through our social media! Boss, social media! social media! media! theirsocial circumstances situations.

Contact themortoday for bring purpose through talking about.them It’s a rude awaking when the leader steps into the Contact today for more moreinformati informat Contact them today for Contact 3) Maintain You must drawtoday the line for Con them Photo Photo Credits: Credits:your professionalism. role of the staff. this publication by Cover: Cover: Lorri Lorri King, King, (Just (Just 4 Clicks 4 Clicks Photography, Photography, www.just4clicks.org) www.just4clicks.org) Dan Dan Sause Sause thison publication by Lorri Lorri King King more information between Pages Pages 2 and 2 and 12 12 business how howtototell tellyou you Layout Layout Designer Designer more information more information onand friendship.

Photographer Photographer CONTACT US! I understand theCredits: need toon move fast. But, if a leader chooses Photo Photo Credits: Photo Credits: more information on 4) Nicole Clear communication. creating If anythinginformative is going to sink your mo Cifuentes Nicole Justice Cara Herrinwww.just4clicks.org)Chrissy Cifuentes Cover:to Lorriuse King, (Just 4 Lorri Clicks www.just4clicks.org) Dan Sause Cover:Herrin King,Photography, (Just 4 like Clicks Photography, Dan Sause Justice Cara Lorri King only power title or position to Credits: getChrissy things done, creating informative Cover: Lorri King, (Just 4 (985) Clicks 951-0214 Photography, www.just4clicks.org) Photo Director & Writer Owner /Photo Publisher Web Designer Photo Credits: 2 and 12 to tell your Layout Designer Lorri how King Pages 2 and 12Pages eae how to hard tell your story. how to tellstory. your story.

Layout Designer H H 4Chrissy@lifestyleshealthandwealth.com 4 Production Photographer Production Director & Writer Owner / Credits: Publisher Web Designer ability to lead, poor communication is the torpedo that Justice@lifestyleshealthandwealth.com PushdesignGroup.com Cover: Lorri King, (Just 4 Clicks Photography, www.just4clicks.org) Dan Sause it is a grave mistake.

We all know this does work, but, ifKing your Cover: Lorri Cover: King, Lorri (JustKing, 4 Clicks (JustPhotography, 4 Clicks Photography, www.just4clicks.org) www.just4clicks.org) Dan Sause justice@lifestyleshealthandwealth.com Lorri King Pages 2Dan and Sause 12 Lorri King Lorri Chrissy@lifestyleshealthandwealth.com Justice@lifestyleshealthandwealth.com PushdesignGroup.com Photographer and entertaining Pages 2 and 12 how to tell your story.

Layout Designer sinks Pages 2the and Pages 12ship.

2 and 12 how Photographer Layout Designer Layout Designer Photographer Photographer staff is only following you because of fear, and they dread Health & Wealth and entertaining Chrissy Cifuentes this publication by Production Director & Writer

bring purpose through

meet the team meet the team

Nicole Justice Owner / Publisher Cara Cara Herrin Herrin BY COACH MIKE Cara Herrin Cara Herrin ChrissyJustice@lifestyleshealthandwealth.com Cifuentes Cara Herrin WebWeb Designer Designer Chrissy@lifestyleshealthandwealth.com PushdesignGroup.com PushdesignGroup.com Web Designer Web Designer Production Director & Writer Web Designer Chrissy Cifuentes Nicole Justice PushdesignGroup.com PushdesignGroup.com Chrissy@lifestyleshealthandwealth.com PushdesignGroup.com leaders I have worked with over my career have shown

your leadership, at the first chance they will mutiny.

So,Lifestyles I’m Follow

www.lifestyleshealthandwealth.com 4 Health and Wealth 4Follow 4 Lifestyles 4 Magazine on

Health andsocial Wealth media!

&your Wealth Fine tune these skillsH andealth watch team engages prosper. content that & Wealth Healthengages 5 content that our community.

Discovering Purpose

BY CHRISSY CIFUENTES

For Havilah Malone, uncovering purpose is a passion that is instilled deep within her soul.

She is a motivational speaker, author and actress whose ultimate goal is to touch and change 2 billion people’s lives with her messages of encouragement, strength, and motivation. Malone is a two-time #1 Best Selling Author of “How to Become a Publicity Magnet : In Any Market via TV, Radio & Print” and co-Author of the Think & Grow Rich children’s classic, “The Amazing Adventures of Oliver Hill” based on Napoleon Hill’s Principles of Success.

Each day, Malone is determined to fulfill her destiny. In just a few days, her viral, motivational post on Goalcast’s social media platforms reached over one million views.

Not only is her video consistently climbing the charts, but also are her successes.

Malone’s dreams of unlocking people’s destinies and impacting positive change began during her college career. Her passion for communication and psychology is what ignited a self-discovery journey and propelled her into her purpose. She graduated from the University of New Orleans at the age of 19 with degrees in Dramatic Arts and Communication and a Minor in Psychology. “I have always had a passion for communicating empowering stories that matter, coupled with understanding how the human mind works and the root cause of why we do what we do,” said Malone. “These two things have played an integral part in everything that I have done and will do.”

During her last semester at UNO, she completed an internship with Fox 8 WVUE. She worked in the news room, and in a short period of time, was hired as a Production Assistant. Although her talents were being utilized in a platform that she has always imagined, Malone knew deep within that

6

the traditional news industry was not for her. “After 2 years of reporting on rapes, murders, and fires, it became very daunting,” she said. “I wasn’t fulfilling my dream of being on TV using my voice or talent to empower people. I was still holding back from fully pursuing my goals and honoring my internal call.”

Malone decided to leave news and was presented with a position in Corporate America. At the age of 21, she was running a multi-million dollar company and served as a spokesperson on The Home Shopping Network, QVC, and more.

Malone took her communication skills to television; however, she found herself in a hidden depression. Her hard-work and determination presented her with all of the outwards signs of success, but on the inside, she was struggling with conflict. “I worked for a great company, had an amazing team, but deep down inside, I lost sense of my own identity,” stated Malone. “I was meant for something deeper, something much more. But, I hadn’t quite figured it out yet, because I didn’t even know who I was.” Little did Malone know that God was about to surprise her with a new path.

In July of 2012, her company took an economic downturn and decided to do a massive layoff. Malone was one of those who were let go. “It was shocking at first, but it turned into a huge blessing in disguise. I had come to a fork in the road and could accept another position with the company, or I could do some self-work and rediscover what I really loved,” said Malone. She chose the road to self-discovery and allowed an uncomfortable situation to propel her into her next season. “God always had my back even if it meant pushing me out of the nest, so I could learn how to fly.”

While on her path to self-discovery, Malone encountered a program that changed her life forever. She watched an Oprah Winfrey special with Tony Robbins. Robbins is a popular

Health & Wealth

Peak Performance Coach, and the show was airing his Unleash the Power Within event. Malone was captivated by Robbins and his perspective on life. “I watched all the ‘aha’ moments, breakthroughs, and they were even walking on fire,” said Malone.

“I knew that one day I wanted to have that same experience.”

After watching the television event, Malone had dreams to attend her very own Tony Robbins conference, and she made it a reality.

Nine months after watching that program, Malone and her friend attended the exact conference. Not only did she walk on fire like Oprah, but also she joined the Tony Robbins Platinum Partnership. This allowed her access to an exclusive program where a smaller group of people truly were committed to their growth.

“I began to learn how to harness the power of my own mind to create any outcome I wanted, how to rewrite neural pathways and retrain my brain, and how to heal from past trauma and hurt,” said Malone. “It was a new world, although very different from my upbringing which brought me way outside my comfort zone, I knew I was on the right track and being led by my Creator on the path that was right for me.” Malone attributes her renewal to Tony Robbins and his teachings. These many experiences traveling with Robbins led her to launching her very own non-profit organization called “Living Beyond the Box.” Tony Robbins showed Malone that taking a hold of her dreams could turn into a reality with the correct mindset. As her birthday rolled around, Malone asked herself what the next season had in store. Little did she know that she would be embarking on a childhood fantasy which would once again steer her into her purpose. In 2017, Malone watched as her cousin

www.lifestyleshealthandwealth.com

competed in the Miss USA pageant. She made it to the Top 10, and Malone’s dreams of becoming a queen cascaded across her mind. Once again, Malone took hold of her dreams and was determined to have them become a reality. “I started doing a ton of research, reaching out to past and present pageant queens and watching YouTube videos,” stated Malone. “I found that there is a Pageant World all its own! There is truly something for everyone.”

Havilah Malone was crowned Ms. Louisiana Universal 2018 on October seventh 2017. All of her hard-work and research paid off as she had her silver and blue sapphire crown placed upon her head. For Malone, this title was another check off of her list.

While walking down the catwalk with her crown, she knew that she would be viewed as a role model for women of all ages, races, and cultures. “It was a dream come true. Although I was born a queen, as we all are, on that day I got to wear the crown too!

And many more dreams have continued to come true for me,” she said. With her title, Malone was presented with numerous opportunities to travel across the world promoting her platform.

Her platform, “Be Proof Of What’s Possible”, was geared to encouraging young women to follow their dreams and to live a bold and beautiful life. “Young ladies need to know that they can shine the outside of a cup all day long, but if the inside is dirty, no one will want to drink from it.” Malone explains that true beauty begins from the inside out and that treating others with kindness displays characteristics of a true beauty queen. “Learn to love every aspect about yourself, even the scars, the few extra pounds, the crooked teeth or whatever it might be. There is nothing wrong with wanting to look pretty based on our own concept, but make sure that it is your concept.”

What are the next steps for this multi-talented millennial?

She has her eyes set on television. Malone has already been featured on world-wide networks such as FOX, NBC, ABC and CBS. Also, she was a guest star on the popular television program NCIS: New Orleans. However, Malone has her sights set on Hollywood, and she is ready to take on the entertainment industry. “Since middle school, I have always wanted to play a lawyer on television. That is the next goal! I am about to move out to L.A., and I am so excited about this new adventure!”

To find out more about Havilah Malone, her books, and more, visit her website at www.havilahmalone.com

7

It’s the most wonderful time of the year!

C L I C& K Wealth H E R E T OEvent O P E N by Just4Cli… Lifestyles Health

Saved to Dropbox • Jun 3, 2019 at 8G24 PM

%

$ ♥ We a l t h E v e n t L i f e s tJyU lSeT 4sC LHI CeK Sa l t h & April 20th, 2019

"

!

"

!

Food Music Art run

Arts&Culture ExpEriEncE

SAtuRdAy

APRil 20, 2019

9:00 AM - 4:00 PM RAce StARtS At 8:00 AM cook off StARtS At 10:00 AM

MuSic PeRfoRMing ARtS 5k Run/1 Mile fun Run ARtS & cRAftS 166 bARbee RoAd covington, lA 70433 (985) 893-3143

Join the fun!! contAct uS todAy to:

SPonSoR becoMe A vendoR enteR the cook off

L i f e s tJyU lSeT 4sC LHI CeK Sa l t h & We a l t h E v e n t April 20th, 2019 $ ♥ Seasoning with a Purpose cRAwfiSh cook off

fundRAiSing event SuPPoRting locAl chARitieS

contAct:

nicole JuStice 504-491-9064

justice@lifestyleshealthandwealth.com

504-491-9064 • www.lifestyleshealthandwealth.com

%

Saved to Dropbox • Jun 3, 2019 at 8G24 PM

Lifestyles Health C L I C& K Wealth H E R E T O Event O P E N by Just4Cli…

8

School is out, sunny skies are above, and endless days by the pool are ready to be shared. Summertime in Louisiana is a time where families get together to enjoy delicious snow balls and brisk walks through the park. In the New Orleans region, it is a season of relaxation and renewal. For our Lifestyles Health and Wealth team, summer is a time of bright, new beginnings. Let’s take a sneak peek at some of the events and stories that have recently impacted the world of Lifestyles Health and Wealth. Our very first Arts and Culture event paved the way for our exciting summer season. On April 2 at Abita Brewery in Covington, the Lifestyles Health and Wealth team collaborated for the first annual show. Members of the community came out to the grounds and experienced an exciting time of entertainment, arts, and crawfish! Vendors from a variety of businesses set up tents and shared their purposes while showcasing their crafts.

The day began with a 5k run and 1 mile fun run for participants. Runners had the opportunity to take in the beauty of the Northshore as they ran through the grounds of Abita Brewery. For Lifestyles Health and Wealth publisher, Nicole Justice, the run was organized in order to promote healthy living and create a balanced lifestyle. Being an avid runner herself, it was a chance for Justice to share her passion for running with others while also making a positive impact within the community. Not only were adults of all ages allowed to participate, but also young children were involved. Winners of all ages gathered around the stage to accept their awards and hear their impressive running times. According to Justice, this was the first of many races for the Lifestyles Health and Wealth platform.

After the races were complete, the mainstage musical line up began. Multi-talented performers entertained the masses and took the opportunity to speak out on their purpose through their artistry. New Orleans performer Marshall Harris wowed the audience while singing jazzy favorites in his dazzling top hat. The “Queen of Gospel” herself, Linda Wright, sang her heart out as she captivated the crowds with Gospel favorites. As the evening progressed, other performers such as Joanna Hale-McGill, Andy Rebirth and Burke, and Dominique Hammons took the stage.

Members from Teen Musical the Movie were also present to share their musical talents with the audience. The gift of music is such a staple in the New Orleans region, and Lifestyles Health and Wealth was determined to heal through these artists and their musical ministries. Thank you to all of our performers for sharing their beautiful talents with us.

For festival goers, one of the best parts of the day was chowing down on flavorful crawfish! Numerous teams participated in the first annual crawfish cook off, and the mudbugs did not disappoint. Each batch was served up hot for those in attendance.

The panel of celebrity judges which included local dignitaries, community leaders, and entertainers voted Mercedes Benz of New Orleans the overall winners. However, all teams were recognized and appreciated for the love of their communities and support for our publication.

Partners and affiliates of Lifestyles Health and Wealth also had the opportunity to come up to the platform, share their purpose, and promote their products. Our cover story, Havilah Malone, engaged the crowd while speaking about her purpose and journey as Ms. Louisiana Universal. It was a time of encouragement for all to hear. This was one of the many moments throughout the day that were geared towards professional development and inner strength.

Health & Wealth

property. The couple moved from Harahan to the For Judy and Gerard Collins, Serenity Lane is not just

by Judy Collins Northshore so that Judy could foster herHarahan love for to the their business; it is their calling.

This dynamic duo are the property. The couple moved from For Judy and Gerard Collins, Serenity Lane is not just ownerstheir andbusiness; operatorsitof Serenity Lane.

This all natural “My passion is farming, andfoster we both Northshore so that Judy could herknew love for is their calling.

This dynamic duo are the farming. that we would be happier where we could our own skin care line was by of theSerenity team in Lane. order This to bring owners and created operators all natural farming.

“My passion is farming, andgrow we both knew food from the land,” said Judy.

“We named our property naturalskin remedies to every day ailments.

It serves as a better that we would be happier where we could grow our own care line was created by the team in order to bring When came timelearned to name our line, way provide all-natural beauty treatments not only food fromitthe land,” said Judy.that “Weskin named our property natural remedies to every ailments.

Itlive serves as a better Serenity.

In chemistry 101, we the care chemical Nowto more than ever, there is aday yearning tothat a simpler we knew that was the best choice!” soothe the skin, butworld; also the spirit.

“After a lotre-evaluating of prayer, Serenity.

When it came time tois name care to provide all-natural beauty treatments that not only compound H2Oitis water.

“Chemical” not a our bad skin word; all line, life inway a modern many people are we both felt like was but timealso to create ourand owndesiring business,” matter both natural and synthetic is made of chemicals. lifestyles, eating healthier, exercising, to prayer, use we knew that it was the best choice!” soothe the itskin, the spirit.

“After a lot of Serenity is defined as the state of being peaceful, and is not always healthy; arsenic is natural and one natural products. searching said Judy.

“We are minute ofWhile it.” own wesustainably both felt enjoying likesourced it wasevery time to create our business,” “Natural” this skin care line isis defi all about natural Serenity ned astranquility. the state ofThe being peaceful, and of the most toxic substances known to man. for healthy skin care solutions, we are conscious about saidJudy Judy.and “We are enjoying every minute of it.” ingredients are care straight Earth and bring Both Gerard had successful careers of their this skin line from is all the about tranquility.

The natural reading ingredient labels. Noticing skin care companies

H2O is crucial to our existence; it is important to

as a consumer, the most powerful purchasing tool you

for a pleasant scent. Creating a slippery slope and moving

nutrients that andstraight restore.

“Many people aresufficient looking own before starting their business venture. a fewof theirrehydrate ingredients are from Earth and bring Both Judy and Gerard had successful careers claiming their beauty creams are all naturalAfter and chemical our heal body/skin daily bythedrinking for organic products.

It skin isand important to understand, justas changes in before their careers occurred, they unanimously nutrients that heal restore.

“Many people are looking own starting their business venture.

After a few amounts free, to sway the consumer into believing the products of water.

Many care companies list water because something is labeled decided that it in was time to takeoccurred, the plunge into their organic products.

Itorganic is important to necessarily understand, changes their careers they unanimously the firstforingredient.

Yet, exposing skindoesn’t to water removes just are better and healthier. make itbecause better or healthier,” said Gerard.

“We usedryness. the best dream.

“One we justAll-Natural decided it is was time to take surface lipids (your is natural oils) causing Gerard andday I believe healthier; but, keep something labeled organic doesn’t necessarily decided that it was time to take the plunge intothe their the In addition, water allows bacterial growth.

As a result, in mind, God has created so many magnificent ingredients quality available with the least processing.” leap,” said Gerard.

“Working together has been a dream make it better or healthier,” said Gerard. “We use the best dream. “One day we just decided it was time to take the ingredients arethe neededprocessing.” such as alcohol, in nature some promote good together health, some are afor come true.”assaid quality available with leap,” Gerard.

“Working has been dreamadditional According to Judy and Gerard,least prayer is a monumental emulsifiers, preservatives, followed by synthetic perfumes medicine, while others can be toxic to us.

That being said, come true.” about what to name their business, part of the process. They join together unity with God in While thinking According to Judy and Gerard,inprayer is a monumental both it should be what namedtoafter order to create theprocess. recipes possible.

“Oneinofunity our with first God in part offrom the They join product. together Whilethat thinking about nametheir their business, further away abest simply natural have decided is knowledge. products, thetoLip Butter, inspired

by God,” saiddifferent Judy.

“I first both decided that it should be named after their order create the was best recipes possible. of our As consumers increase their knowledge of “One the asked God tooils help me more a typical products, the Lipcreate Butter, was inspired bythan God,” said Judy. “I cold pressed available, thesomething realization there is no “one” cure allasked oilHefor every condition taking Iroot.

Just asa atypical lip balm. guided and wasisperfect. tried to than make God to me, help me itcreate something more Chef prepares a dish, he combines a whole host of herbs it evenlip better; Hisperfect. formula.”

Thisto make balm.but, He could guidednot me,improve and it was I tried and spices to better; please the palate.

Weimprove believe insuch this kind product paved the way forcould othernot popular items as theof it even but, His formula.”

This synergy created by combining the right cold pressed oils Luminae eye serum, their essential oil product pavedImmortelle the way forline, otherand popular items such as the and butters nourishing and delighting the skin. blends.Luminae “Gerard’s Liniment’line, oil is perfect for eye‘Grand-pa’s serum, Immortelle and their essential oil At Serenity Lane our Simply Natural formulations aches and pains associated with inflammation,” said Judy. for blends.

“Gerard’s ‘Grand-pa’s Liniment’ oil is perfect are Anhydrous (water free). When developing our “Food “He does soand much research order bring help to our aches pains associated with infl ammation,” said Judy. for Your Skin” formulas, weinlook totoGod for wisdom and customers through the products.”

“HeThen, does research so much research in order to bring to our guidance. and consider each cold help pressed customers through the products.” oil or butter with their unique set of benefits containing For this husband and wife team, quality products, Judy and Gerard Collins of Serenity Lane Judy and Gerard Collins of Serenity Lane Serenity Lane LLC P.O. BoxSerenity 819, Sun, LALLC 70463 Lane (504) 952-1835 P.O. Box 819, Sun, LA 70463 www.serenityln.com (504) 952-1835 www.serenityln.com

www.lifestyleshealthandwealth.com www.lifestyleshealthandwealth.com www.lifestyleshealthandwealth.com

different vitamins, minerals, fatty and terrific prices andhusband education isessential key. only doacids, they want For this and wife Not team, quality products, more.

Our goal is to find the healthiest, natural skin satisfied customers, but they also want knowledge terrifi c prices and education is key.

Not only to dobe they want care options for our customers. Through our extensive instilled intoedeach customer.

“It is important to us that to be satisfi customers, but they also want knowledge research, we are able to find the oil blends which work our together customers know thatcustomer. we care of about their instilledfor into “Itskin is them important to us best a each wide variety careand needs.

Wethat health,” said Gerard.

“All-natural is always best, and our our customers know that we care about themhighest and their not only want to provide our customers with the products are made witheducate love.” health,” saidbut, Gerard.

“All-natural is always best, and and our quality products; them on the “how” products are made “why” our products work. with love.”

9 9

9

Did you know God created the earth 72% water and created our bodies 72% water?

Our lungs are 90%, blood 82%, skin 80%, muscle 75%, brain 70%, and bones 25% water. If water is so important, why do we focus on food for health? Quality hydration is needed to make your bodily systems work to their peak performance.

Unfortunately, the world’s water is polluted with pesticides, sewage, and other toxic agents. WE HAVE A WATER PROBLEM! From the time we are in our mother’s womb to the time we die, we are constantly balancing acid and alkalinity. Acid leads to pain, sickness and death, and alkaline leads to health and longevity. We need an external boost of alkalinity to offset the imbalance of excess acid. The best alkaline booster is hydrogen rich, electrolyzed reduced water.

Did you know babies are now being born toxic? A study done on newborn infants found 287 toxic chemicals in the umbilical cord blood, and 208 of those were carcinogenic. Cancer in children is on the rise along with, Autism, ADHD and Childhood death. 11,000 children under the age of 5 years old die daily. Without healthy water, you will get sick. If your water is acidic, laced with chemicals, contains known carcinogens, stored in toxic plastic, or is robbed of minerals, it is making you sick.

And Bottled water is a big part of the problem. It takes 21 thousand chemicals to make plastic bottles. Endocrine disrupting, carcinogenic chemicals are being found in bottle water. Traces of these chemicals are now being found in the breast tissue of women with breast cancer. Chlorine compounds are also being found in breast tissue. Women with breast cancer have 50 to 60% higher levels of chlorine byproducts than women without.

The EPA defined Chlorine as a pesticide whose sole purpose is to kill living organisms.

When we consume water containing chlorine, (drinking or bathing) it kills parts of us destroying cells and tissue inside our body. Dr. Robert Carlsen, a highly respected researcher whose work is sponsored by the EPA, says chlorine is the greatest crippler and killer of modern times.

COUPON $100 OFF Purchase in July and August Hydration Station Store (Located in Berry Town Produce) 2600 W Church Street Hammond LA 70401

21 Day FREE Water Share at both locations Promo Code: Lifestyles

Kangen Water Store of Metairie 5101 W Esplanade Avenue Suite #2 Metairie LA 70006

Enagic LeveLuk K8 Alkaline Water Ionizer Kangen Machine designed to last while giving you the healthiest, drinking water possible.

Anespa Mineral Ion Water Spa removes close to 100% of harmful substances in your tap water, and adds minerals, healthy for your skin and hair.

Dr. Corine Allen (Brain doctor) says 1% dehydration equals 5% cognitive loss.

ADHD? Dementia? Alzheimer’s? Oxidation Leads to Dehydration, Dehydration leads to Inflammation, all disease is caused by inflammation!

When you give the body what it needs, what it understands, it can heal itself the way God intended. Healthy water must be free of all harmful chemicals, alkaline not acidic, have molecule clusters small enough to absorb, provide minerals, and have natural antioxidant qualities. KANGEN Electrolyzed reduced Hydrogen rich water is all that and more! Are you part of the solution, or part of the problem?

LUCINDA LIUZZA WATER STORE, LOCATED INSIDE BERRY TOWN PRODUCE HAMMOND, LA 985-969-1108 JOYCE GOODMAN LMT MASSAGE THERAPIST/ HYDRATION SPECIALIST 985-415-8112 WWW.HYDRATIONSTATIONSTORE.COM WWW.YOURBODYHYDRATED.COM

10

Health & Wealth

By Jeff James

by Jeff James Living in Louisiana, the opportunity Louisiana’s rich food culinary history to eat incredible is bountiful. began with the Louisiana Purchase in From seafood to game to sweets, there 1803.

The creole about influences of Europe, is just something Louisiana food. With Spain, and the Caribbean as wellis as Asia over 75 festivals in Louisiana, there something and Native America creates a melting pot for everyone. With the New Orleans Jazz andcuisine Heritage that is second to none.

Having of such a vastand array of Festival, Louisiana Department Wildlife Fisheries ingredients, recipes, flavors, easilyFestival, makes the National Hunting andand Fishing Daywine Outdoor its way onto the scene to accompany our food.is a way Crawfish Festival, and the Strawberry Festival, food With all Louisiana has to offer from its diverse of life for us. Being a Sommelier in this region isfood like putting selections, the flavors of wine, also has to be diverse. a kid in a candy store and turning him The distribution to Louisiana or her loose. Withofall wine the flavors of our has grown over the years with wine selections from small parts foods and the availability of the great of the produced world likefrom Slovenia, and Lebanon. wines aroundGreece, the world, Louisiana, having such eclectic foods, creates a need matching them becomes a great pleasure for wines from every corner on earth. in my life. Working in restaurants across There is no denying the wayfrom wineLafayette, enhancesto aNew meal if paired south Louisiana correctly.

Demanding all theofflavors wine has to offer Orleans, to the small town Mandeville from sweet and fruity to dry and tannic where I was born and raised and now from around the world. reside, I have had the opportunity to work with some not greatknown culinaryascreations While a majorandwine growing create some pairings.

I enjoy region, wine incredible has even made its way into production trying to pair food thatwineries others across the in Louisiana with and fourwines major have never attempted. great pairing state.

The four leadingOne wineries are Casa De Sue is turtle soup Landry and Rose, sparkling in or still. fruitiness in Clinton, Vineyards WestThe Monroe, of the wine and itsVineyards great acidity, Milicevic Family in pairs Abitaperfectly Springs with andthe heartiness and seasonings of the turtle soup.

I even replace Pontchartrain Vineyards in Bush. theI traditional garnishthe ofhistory sherry Louisiana with the Rose I am serving hope you enjoy has made with the soup.

Just leave the wine out at room temperature with every bite of food, and every sip of wine.

before adding to the hot soup. Other great pairings are Chenin Blanc or Sancerre with Crawfish Etouffee, Syrah or Mouvedre with game and Muscat or Tawny Port with Beignets. I encourage everyone to try different wines with different foods all the time. There is definitely scientific evidence why red wine goes with meats and white wines go with seafood. But, drink what you like. My motto is, “If you like it drink it; if you really like it, drink a lot of it.”

That being said, with all the festivals and parties in Louisiana, it is very easy to get caught up in all the fun. Being the father of two teenage daughters and owning St. Ann Wine Bar, I feel the responsibility to educate my girls about the dangers of alcohol. I explain to them how alcohol is an adult beverage.

As adults, we are to understand the dangers and how to respect the effects Milicevic Family Casa De Sue Winery of alcohol.

There is a lot Vineyards of awareness 28480 LA-435 14316 Hatcher Road these days on how to enjoy libations the Abita Springs, LA 70420 Clinton, LA 70722 correct way.

There are too many options (225) 683-1010 (985) 635-4404 for safe consumption.

Know your casadesuewine.com milicevicfamilyvineyards.com limits, get rides from friends, assign a designated driver, or Vineyards Landry takeVineyards an Uber or taxi. Alcohol isPontchartrain relaxing and can add to your 5699 New experience Natchitoches Roadas it 80158 1082 dining as long is doneLouisiana responsibly.

So get Bush, LA 70431 West Monroe, LA 71292 out there and experience all Louisiana’s culinary scene has to (318) 557-9051 (985) 892-9742 offer. Laissez les bon temps rouler!

Let the good times roll! landryvineyards.com pontchartrainvineyards.com

22 St Ann Dr Ste 2, Mandeville, LA 70471 (985) 778-0505

22 St Ann Dr Ste 2, Mandeville, LA 70471 (985) 778-0505

www.stannwinebar.com

www.stannwinebar.com

@stannwinebar www.lifestyleshealthandwealth.com www.lifestyleshealthandwealth.com

@stannwinebar 11 11

Inspiring Our Future Generation with Purpose Empower The Block School Movement

BY LADANA WILLIAMS

Every child deserves a solid education and a fair chance in life.

We want to share a story of an underserved and overlooked high school in Jonesville, one of the poorest cities in Louisiana.

Block High School is a school plagued with inequity and injustice. The students at Block High feel forgotten and overlooked because they have very limited access to education.

Not only are the facilities unsanitary and mold-filled, but many of the buildings are unsafe. The teachers and administrators are not equipped to prepare students to succeed and compete academically. In fact, the PE teacher who inspired students to speak out about their unacceptable conditions, also teaches world history, geography and ACT Prep – none of which he is certified to teach.

Student advocate, Shir’Cold Bowman, describes Block High School as a “daycare for teenagers,” and because public schools in rural areas get little national attention, very few people are aware of this unfit environment for students.

However, led by her sincere plea, Shi’Cold raised awareness of the issues at Block High School with a featured interview on Now This that went viral, bringing initial attention to the school’s deplorable conditions.

Following that video, the #EmpowertheBlock Movement began, and quickly picked up momentum. Led by best-selling author and motivational speaker Havilah Malone, local leaders, community influencers, business professionals and everyday people joined forces to rally behind students, question local authority, purchase books and supplies, make donations and share messages of inspiration with Block High School.

This village of believers gave much needed attention to the student body, providing significant support to the school and local community leaders so they could continue to take steps in preparing students for life after high school. In order for students like Shi’Cold to remain passionate about learning, hopeful about their futures, and keep their faith in society, major changes were needed.

12

Health & Wealth

Since the Empower the Block Movement began, Havilah Malone worked directly with teachers at Block High School, along with members of the Education Coalition, to identify supplies and materials needed for the students. This led to the creation of an Amazon Wish List which allowed the supplies to be sent directly to the school for the students’ benefit. Individuals around the country purchased items through the Amazon Wish List including books, graph paper, pens, computer keyboards, chairs, sports equipment and much more. Funds were also donated to the Block High School “Future Business Leaders of America” Program from organizations including Coca-Cola, PresMoore Estates Group, Empaq Group and more. During a recent empowerment visit to Block High School, Havilah Malone and local community leaders traveled to Jonesville, Louisiana to deliver more than 400 Schools Supplies Kits donated by community partners at Aetna Better Health of Louisiana, along with a check for $1,000. Nearly 200 students gathered in the school auditorium, many of them moved to tears of gratitude and joy while watching an empowerment video with messages of encouragement from leaders around the country, including the Mayor of New Orleans, Latoya Cantrell. The students shared that they no longer felt alone in their movement for equal education and social justice. The work of the local Education Coalition, Jonesville Mayor and students has led to the placement of a new superintendent, school principal and teachers, as well as significant improvements to the school, foundation and internal repairs, to name a few!

FOR MORE INFO, EMAIL: EMPOWERTHEBLOCK@GMAIL.COM OR FIND EMPOWERTHEBLOCK ON FACEBOOK

www.lifestyleshealthandwealth.com

13

For more information, please contact: Paula Wharton 906-235-6097 DragonflyOils@hotmail.com yldist.com/paulawharton Jeanette Fitzmorris 985-373-3362 OilyTogether@gmail.com yldist.com/jeanettefitzmorris

5

FIVE STEPS to start building wealth today

PURPOSE THEN PROFIT

BY MARK B KINGSBERY, FIC

Want to save and invest but don’t know where to start? This article, prepared by Thrivent Mutual Funds, outlines some meaningful steps you can take to start moving forward with your investment plan.

DO YOU WANT TO BUILD WEALTH BUT DON’T KNOW WHERE TO START?

You may think your journey starts and ends with an investment plan. While that’s a key piece to the puzzle, it’s equally important to consider your own money story: What is your enough? And how can you make wise financial habits to help you get there?

Answering these questions at the outset can help you make informed choices with money, ensure your values and plans are being put into action, and ultimately guide you to leading a life of confidence, contentment and generosity.

Building wealth starts with little actions and following intentional steps to help you identify where your money is going. For example: • Follow the dollars – Closely review your expenses to track every dollar you’re spending – while some bills like rent or mortgage, transportation, etc. are locked in, you may have other areas where you can free up money.

• Set up (and stick) to a budget – Once you’ve identified a few areas to free up money, figure out how much you want to save and design a budget that will allow you to meet that target. You can start with a modest goal – say 50 dollars a month – and then work your way up.

Remember, if you’re serious about building your wealth, you must consider all possible ways to save.

• Allocate “found money” into your investment account – If you’ve paid off student loans or a car payment, invest that “found money” instead of spending it. You can apply the same concept to a salary bonus or tax refund in an effort to build your savings.

www.lifestyleshealthandwealth.com

• Save first, spend second – Once you’re confident that you’ve been able to cut expenses, set up a monthly investment plan in which money can be automatically withdrawn from your bank account or paycheck. You could consider opening an Individual Retirement Account (IRA), take advantage of your employer’s 401(k) plan if offered, or set up an automatic investment plan that withdraws a set amount from your bank account each month.

• Money is a tool – While following the above steps is important, keep the bigger picture in mind. Take this as an opportunity to figure out how money can be a tool for living out your faith, expressing your generosity, and contributing to your community.

While all of this takes a little extra work, you’ll gain a holistic view of your finances and can start taking small – but meaningful – steps on your wise with money journey. If you need additional support along the way, consider meeting with a financial professional who can help you troubleshoot these steps as you progress in life and in your career.

Thrivent Financial is represented in the local area by a number of financial representatives. This column was prepared by Thrivent Financial for local distribution. Individuals interested in contacting a local Thrivent Financial representative can find more information at www.thrivent.com.

About Thrivent Financial: Thrivent is a not-for-profit financial services organization that helps Christians on the wise with money journey. As a mission-driven, membership-owned organization, it offers its more than 2 million members and customers a broad range of financial products, services and guidance to help them obtain a life of contentment, confidence and generosity. Thrivent and its subsidiary and affiliate companies offer insurance, investments, banking and advice over the phone, online as well as through financial representatives and independent agents nationwide.

Thrivent is a FORTUNE 500 company with $136 billion in assets under management/advisement (as of 12/31/17). For more than a century it has helped Christians make wise money choices that reflect their values while providing them opportunities to demonstrate their generosity where they live, work and worship. For more information, visit Thrivent.com. You can also find us on Facebook and Twitter.

15

Weinstein’s was founded in 1971 as a family-owned business.

Weinstein’s was the first to bring European clothing to New Orleans with lines such as Zegna, Azzedine Alaia, Issey Miyake, Yohji Yamamoto, and Zanella. Innovative in its concept, Weinstein’s took off, and in 1984 moved to the Shops at Canal Place to make room for its growing business. Originally, the store was only menswear, and then we expanded into the women’s clothing business. Twelve years ago, we were among the first local retailers to relocate to the hustle and bustle of Magazine Street in Uptown New Orleans.

Today, Weinstein's is proud to be New Orleans' source for exclusive, high-end European fashions. With years of experience, Roz Ditta, Bonnie Wilson, and the Weinstein's staff help women of New Orleans and beyond, to achieve the timeless looks they love.

Now carrying exclusive brands Rick Owens, Golden Goose, RTA, Dries Van Noten, CO, R13, Alberta Ferretti, B MAY, Herno, Dusan, Avant Toi, QL2, Jil Sander, Majestic Filatures, Peter Cohen, Rudi Gernreich, Pamela Henson, and A Plan Application.

WE WOULD LOVE TO HEAR FROM YOU Weinstein’s 4011 Magazine St, New Orleans, LA 70115 (504) 895 6278

16

Health & Wealth

PLANNING FOR A HEALTHY LIFESTYLE

Understanding Billing Terms

Below is a list of some of the common billing terms that can help you become educated, so that you are not caught off guard the next time you receive a medical bill.

Ambulatory Surgery: outpatient surgery or surgery that does not require an overnight hospital stay.

Ancillary Service: services you receive beyond room and board charges, such as laboratory tests, therapy, surgery, etc.

Appeal: process by which you, your doctor or your hospital, can object to your health plan when you disagree with the health plan’s decision to deny payment for your care.

Applied to Deductible: portion of your bill, as defined by your insurance company, that you owe your provider.

Co-Insurance: patient pays a defined percentage of the value (test value $300, with co-insurance 20%. Patient pays $60).

Understanding Your Hospital Bill Whether it was a planned procedure or an unplanned emergency, a hospital visit can often place patients and their loved ones in a stressful situation – and that’s before the bill arrives. Hospital bills are notoriously difficult to understand, especially when they involve extended stays or complex treatments. According to a 2016 public opinion survey, around 72% of American consumers are confused by their medical bills. Even when covered by insurance or Medicare, you may find unexpected balances due to odd procedural codes, a slew of medical jargon, and insurance adjustments.

As a patient at Slidell Memorial Hospital, you or your insurance company will receive a bill for services provided by the hospital, as well as a separate bill from any physicians from whom you received care. Pathologists, radiologists, cardiologists, anesthesiologists and other specialists are required to submit separate bills. If you have questions about these bills, please call the number printed on the statement you received.

Co-payment: flat fee for certain expenses (primary = $10/ visit, specialty = $20/visit).

Deductible: amount you must pay for medical services before your insurance company starts to pay.

Explanation of Benefits (EOB): notice you receive from your insurance company after your bill has been processed or paid. The notice tells you the amount the provider billed, the amount paid by your insurance and what you have to pay.

Inpatient (IP): acute hospital stay, usually greater than 24 hours that includes documented evidence of the need for inpatient care.

Observation: type of service used by doctors and hospitals to decide whether you need inpatient hospital care or whether you can recover at home or in an outpatient area.

This may include overnight stay.

Out-of-Pocket Costs: costs the patient is responsible for because Medicare or other insurance does not cover them.

Outpatient (OP): service you receive in one day at a hospital or clinic without being admitted as an Observation or Inpatient.

Prepayments: money you pay before receiving medical care; also referred to as preadmission deposits.

www.lifestyleshealthandwealth.com

17

Skin GENE-IUS The Science to Beautiful Skin

by Dr. Kelly G. Burkenstock

In Louisiana our culture and backgrounds are as diverse as seafood gumbo! Did you know that our family genes determine how our skin ages? Supporting the weaknesses in our unique DNA gene blue print can in part turn back the sands of time.

As we age our skin loses moisture and elasticity, making it prone to developing fine lines, wrinkles and enlarged pores. We also lose our ability to produce collagen and elastin, causing the skin to become less firm and lose its flexibility. While developing wrinkles is an unavoidable part of the aging process, it can be slowed down or prevented to some degree.

Most wrinkling is due to extrinsic aging, which is caused by environmental factors and lifestyle choices such as smoking, sun exposure, alcohol abuse, air pollution, poor diet, and lack of sleep. Prolonged sun exposure is by far the leading cause of early wrinkling. UV light breaks down the collagen and elastin fibers that form our skin’s connective tissues. As a result, the skin becomes weaker and less elastic, causing photo damage and wrinkles to appear. Good news is, there are ways you can protect your skin from the sun, including daily use of sunscreen (containing zinc or titanium), and wearing protective clothing. Maintaining a healthy diet, getting enough sleep, and not smoking are other important ways to combat extrinsic aging.

Intrinsic aging, on the other hand, is the natural process our skin goes through as we get older and is dependent on our genetic DNA makeup. Age-related gene DNA changes vary from person to person based on an individual’s genetics and the body’s many internal processes. Your DNA genes play a deciding factor in how your skin ages with time much

18

in the same way they affect whether you are short or tall, or have blue eyes versus brown eyes. A sign of intrinsic aging, for example, is thinner and more fragile skin that occurs naturally over time. Genetics also determine our ability to generate collagen and elastin, which give us elasticity and resistance to wrinkles and enlarged pores. Genetic variants in the MMP1 and STXBP5L genes specifically have been associated with increased risk of developing wrinkles.

The best anti-wrinkle defense is to understand your individual gene risk factors, and support your gene weaknesses with a combination and custom plan to support your unique gene weaknesses in the five Skin Gene categories. Over time this can help build collagen and thus improve the skin’s appearance. Cutting edge DNA testing now allows us to dive even deeper and identify the specific genes that increase our susceptibility to aging. By understanding our genetic predisposition to wrinkles, as well as other skin conditions, we can make proactive changes to eliminate, reduce, or delay symptoms and have you feeling and looking your best.

Your unique Skin DNA genes can be analyzed with a simple cheek swab. Your Skin DNA Gene results are then used to customize a personal skin care program to halt premature skin aging. This can save you time and money as many of us have spent large sums of money on useless or even skin damaging lotions, potions and spa treatments. Your DNA guided program combined with hydration, fresh fruits and vegetables, good nutrition, sleep and exercise are a wonderful combination to fight and turn back the hands of time.

However, by leading an unhealthy lifestyle, most skin gene types will take a beating and age faster.

Health & Wealth

The 5 Main Skin Gene Categories Collagen Production and Breakdown Firmness Glucose Handling - Creepiness and Wrinkling

Melanin Production, Defense and Repair Pigmentation

Toxin Protection Inflammation

Antioxidant Production and Defense Oxidation Damage

With your DNA results pointing to your upcoming (future) skin degradation, a physician trained in Skin and its relation to DNA results can develop a lifelong recipe to help maintain radiant and youthful skin with targeted serums, skin growth factors, supplements and professional procedure treatments all geared to your specific DNA gene weaknesses.

The first DNA skin category is collagen production and breakdown. Your skin’s ability to be firm and have good elasticity depends on the quality and quantity of your collagen. Like many cells of the body, your collagen continuously turns over being produced and then recycled throughout life. When you are young your body makes more collagen than it loses, this changes with time. Key gene differences in this category identify if there is a risk of excessive collagen breakdown which results in premature wrinkling, sagging and hollowing under the eyes, as well as poor wound healing throughout the body.

When the collagen production gene category is a client’s genetic weakness, then a collagen rebuilding program including topicals, treatments and supplements would be advised as follows...

Topicals: COQ10 toner, vitamin C serum, Multi-Peptide Serum and a tretinoin kojic combination night cream.

Professional Treatments: BBL / IPL Photofacial, Therapeutic Ultrasound and Radio Frequency laser.

Vitamin Supplements: SAMe, vitamin C buffered, Gamma E, and Whey or Pea protein.

www.lifestyleshealthandwealth.com

Your DNA results point to your future skin issues, physicians trained in Skin Aesthetics and its relation to DNA can develop a lifelong recipe to help maintain radiant and youthful skin with targeted serums, skin growth factors, supplements and professional procedure treatments, all geared to your unique DNA gene weaknesses.

Each of the 5 Main Skin Gene Categories all have their own three groups of treatment.

Individualized Topical Serums Custom Facial Treatments &Laser Protocols Personalized Supplements Stay tuned for part 2 of the Skin DNA Series: Glucose Handling - Creepiness & Wrinkling

References: Trevino, Julissa, Glowing Skin might start in your genes.

Popular Science, October 12, (2018). Farage, M.A., Miller, K.W., Elsner, P. & Maibach, H.I. Intrinsic and extrinsic factors in skin ageing: a review. Int J Cosmet Sci 30, 87-95 (2008). Puizina-Ivic, N. Skin aging. Acta Dermatovenerol Alp Pannonica Adriat 17, 47-54 (2008).

Le Clerc, S. et al. A genome-wide association study in Caucasian women points out a putative role of the STXBP5L gene in facial photoaging. J Invest Dermatol 133, 929-35 (2013).Vierkotter, A. et al. MMP-1 and -3 promoter variants are indicative of a common susceptibility for skin and lung aging: results from a cohort of elderly women (SALIA). J Invest Dermatol 135, 1268-1274 (2015).

Dr. Kelly G. Burkenstock www.skinbodyhealth.com Metairie Location 3841 Veterans Blvd Metairie, LA 70002 (504) 888-2829 Mandeville Location 2040 N Causeway Blvd

19

CONTINUITY OF HEALTHY LIVING

Living Large in

a n a i s Loui

When the Lord called me to move to Louisiana, I really had no idea what I was in for. But, now having been here for 10 years, this I know to be true. Louisiana people LIVE LIFE LARGE. They are large in FUN, FAMILY, FAITH, and LOVE! I love this about the people of Louisiana. I have no biological family here, and yet I have more family than I’ve ever had because of the loving, caring, and open nature of the wonderful people in Louisiana.

Let’s be real! People here love to commune together and one of the main focuses is FOOD. And we all know that a lot of the food that is so famous here is NOT VERY HEALTHY! So, what do we do about that?

Never partake? Give it all up?

1 Corinthians 6:19-20 says: Or do you not know that your body is the temple of the Holy Spirit who is in you, whom you have from God, and you are not your own? For you were bought at a price; therefore glorify God in your body and in your spirit, which are God’s.

In this scripture, we are being reminded that we are in control of what we do to and with our bodies; BUT our bodies are a GIFT to us (we are somewhat “renting” them), and we are responsible for the upkeep of our

Toni Ziegler is a Cooper Institute Certified Personal Trainer.

She trains at Cross Gates Family Fitness, 1311 Gause Boulevard in Slidell, LA 70458 She is the founder of Your Temple Fitness.

Feel free to email her at: toniall4him@yahoo.com

20

bodies. How we take care of our bodies determines the quality of life these bodies will give us. We make the choice of how we will do it.

My advice is one you have probably heard before.

EVERYTHING IN MODERATION. In past articles, I have spoken about the fact that nutrition is at least 80% of the equation of healthy living (along with strength training and cardiovascular training). As I tell my clients: we all have to be able to “live life”. I think that can be a little tougher in this state with all the focus on food, so enjoying the Louisiana treats in moderation will let you partake without endangering your health or seeing the scale tip to a number you dislike. Keep in mind that the more you participate in strength training and cardiovascular training, the more “wiggle” room you have to enjoy your Louisiana treats!

Get with a fitness expert today (feel free to contact me at toniall4him@yahoo.com) and decide on a fitness plan that can give you the “offset” in exercise that you need to enjoy living life LARGE in Louisiana! Here’s a snap shot of The Perfect Storm of Fitness: Strength training at least three times per week; minimum of 150 minutes of cardiovascular exercise – 300 minutes to increase weight loss; and a calorie count that the intake is less than your outtake (burning of calories).

1 Corinthians 10:31 says: Therefore, whether you eat or drink, or whatever you do, do all to the glory of God. Living Large in Louisiana doesn’t mean you have to live in a larger physical state than you want to. Choose to manage your choices so you can live this life in health for a long time! And Glorify God with your choices! I pray you’ve been blessed.

Health & Wealth

arts + culture

PERFORMANCE

with Purpose

By Chrissy Cifuentes For centuries, the theatrical arts have played a monumental role in our city’s history. Popular theatre performances and performers have graced local stages and captivated audiences.

Many of those performers fulfilled their dreams of making it to Broadway. But for most, fame and fortune are not needed to keep the art alive. It is a deep passion from within that creates and sustains the magic of musical theatre.

Musical theatre has been a huge part of my life since I was a freshmen in high school. My high school drama teacher instilled a love for the arts in me while giving me my first chance to perform. As I got older, I cultivated my talents and started doing community theatre in St. John Parish. I performed in summer productions throughout high school and college until I graduated. Roles like Mayzie in “Seussical the Musical” and Jolene in “Dirty Rotten Scoundrels” were just a few of the many characters that helped to shape my theatrical career.

After college, I took a few years off in order to establish my career, get married and start my new life. It was not until the summer of 2018 that I rekindled my love for theatre in the River Parish Community Theatre production of “Beauty and the Beast.” Not only did I have the opportunity to play my all-time favorite role, Belle, but also I had the incredible experience of sharing the stage with my husband. It was truly a magical experience, but without the team of individuals which make up River Parish Community Theatre, it would not have been possible.

If you would like to find out more information about River Parish Community Theatre or to purchase tickets, visit their website: www.riverparishtheatre.org

www.lifestyleshealthandwealth.com

River Parish Community Theatre is a hidden gem within the small-town of Reserve. Although it is considered a community theatre, the performances suggest otherwise. The phenomenal sets, talented performers and outstanding direction makes each performance delightfully entertaining and professional. Darryl Clement, the director, has directed numerous productions in the region. With his creativity and determination, the theatre has grown immensely in just a few short years. All are welcome to be a part of the productions.

The theatre’s journey began in 2015 with the production of the “Adam’s Family.” Other shows include: “Shrek”, “Annie”, and “Beauty and the Beast.” All of these performances captivated audiences throughout the river region. “Beauty and the Beast” made community theatre history within the region by becoming the only community theatre that sold out all performances before the show opened. The theatre group is now preparing for the show “Mary Poppins.”

I have the honor of playing the role of Mary, and I cannot wait to share the stage with such talented performers. Making Disney magic on a stage for your local community is indescribable, and I would not want to work with any other team of people to make this dream into a reality. With dancing chimney sweeps, an enchanted park and much more, “Mary Poppins” is ready to captivate audiences of all ages.

The show runs July 12, 13, 14 and 17, 18, 19, 20 with two matinee performances.

21

A Story of Triumph with Purpose

e e h l c h a . s i M America r

by Chrissy Cifuentes

Karen Roy is currently Ms. Wheelchair America, and each day she serves as an advocate and encourager for those who are disabled. Roy continually fights for the rights of those who are seeking a better quality of life and is determined to educate government officials and leaders about the monumental technologies that can assist those who are paralyzed. Her title allows her to magnify her platform which is extremely close to her heart, and she continues to share her inspirational story of triumph while embracing her life as Ms. Wheelchair America.

Roy’s incredible story began back in 1987. She was a sophomore at Louisiana State University studying psychology. Like many fun-loving college students, Roy enjoyed hanging out with friends and attending sporting events. One night, Roy and her boyfriend decided to go to a football game and listen to music after an exciting day of cheering for their team. While walking back to their car after a night out, the pair discovered that their vehicle had been broken into. Suddenly, Roy and her friend were attacked by three, armed teenage boys. The boys hit Roy over the head and stole her purse. However, next violent event during the struggle is what changed her life forever. “One of them put their gun in my back and pulled the trigger. They shot at my boyfriend too, but they missed,” said Roy. “My boyfriend realized I was shot, laid me on the ground, and I struggled to breathe. My lung was punctured, and I almost bled to death.” Roy was rushed to the hospital where she discovered that her world would be completely different than the life she had imagined. “It was 24 to 48 hours after the attack that I realized that I would be paralyzed.”

All three of the attackers were found and arrested. Roy’s shooter has a sentence of 248 years in prison.

Although her world was quickly turned upside down, young Roy decided to not give up hope. She had many questions about what her life would look like as a paralyzed woman; however, she knew one thing. She was determined that one day she would become the best mother to her future children. “I remember my first thought was if I could still have children,” stated Roy. “So, I started learning everything that I could in order to make that dream

22

Health & Wealth

possible.” Shortly after her attack, Roy started to do her research on how she could continue living her life to the fullest.

She began her rehabilitation processed and learned about Functional Electrical Simulation or “FES.” “As soon as I realized these methods existed, we fought the insurance company so that I could receive these treatments in order to stay as healthy as possible,” said Roy. “These methods helped me so that I could go back to school and finish my undergrad.”

After receiving her bachelor’s degree in psychology, Roy completed her master’s in social work. She attributes her accomplishments to her strong faith in the Lord. “God has always had his hand on me. Before I got shot, during the time that I was shot, and ever since then, God has guided me through,” said Roy. “He works through me, and I feel so humbled when people say that. He just gives me what I needed to get through it.”

Not only did Roy finish her education, but also her dream of becoming a mother became a reality. She married and had three children who are now 25, 21 and 19 years old. As her children grew, so did her passion for fighting for those with disabilities. “In my career, I tried mental health and ending up doing medical social work, but I found my real calling in physical rehabilitation,” said Roy. “I wanted to help people like me to find a new way of living.” Roy worked for ten years in Baton

Rouge acting as an advocate on local and state levels. It was not until receiving a position at a company called Numotion that her platform increased nationwide.

“When I started working for Numotion, I went to Washington D.C. and did some intense work. I could not understand why people weren’t working with the newest technology,” she said. “I started educating legislature on why we need standing technology and FES equipment. They don’t know that unless we go and tell them.”

After years of fighting for the rights of those who could not fight for themselves, Roy decided to do something she had never imagined. She entered the Ms. Wheelchair Louisiana pageant and was crowned. queen Her lifetime of education and advocacy prepared her for this new title, and the crown gave her even more of a reason to continue the fight. “I was encouraging people with disabilities to stand up for the rights for people to have the standing technology and electrical stem,” said Roy. “It is a non-profit and you have to do your own fundraising. I got into the media and rolled right into news stations with my crown!”

Right before her fiftieth birthday, Roy completed for the title of Ms. Wheelchair America. She and 26 other contestants told their stories and advocated for their platform in order to make a difference within the lives of so many others

www.lifestyleshealthandwealth.com

struggling with the same afflictions. Little did Roy know that her story captivated the judges in indescribable ways. “I won the lifetime achievement award and Ms. Congeniality. That was such an honor, because it is voted on by the other women,” said Roy. “I didn’t think I was going to end up in the top 5, but to my surprise, I ended up winning Ms. Wheelchair America!” she said. “I was the first woman from Louisiana to win. Since then, I was able to spread that message in over 75 live visits, 40 cities and 25 states.”

According to Roy, her journey as an advocate is only getting started. Her plans to serve the disabled community and travel throughout the nation are continually increasing. During her reign, she has visited many who need an encouraging touch and gentle reminder that life can still become beautiful after a horrific situation. For those who are struggling to cope with a life-changing events, Roy had words of empowerment and love.

“Number one, never lose hope. Nobody knows what their ultimate recovery is going to look like. Make sure you have a great support system,” stated Roy. “There is light at the end of the tunnel, and sometimes the best things in life can come out of a tragedy.” You can follow Ms. Wheelchair America on Facebook, Instagram and Twitter @LifePossibleKR.

23

VOICE OF OUR YOUTH PURSUIT OF PURPOSE

Reimagining Today’s Youth Today’s There’s a problem going on. And it needs fixing.

Teens are constantly self-conscious. And quite honestly, people in general. Teens are people too, which tends to get forgotten. We are not a giant collective category.

More accurately, teens should be considered as individual beings.

H​ow do you see yourself?​ Stereotypes and what people perceive you to be based on your looks, gender, and race etc affect how you might see yourself. Many different things are tied to why you see yourself a certain way. Example being you live or typically hang out in an environment where you are considered anomalous because you don’t “fit” into the box many people around you do. Or when the media surrounding you mutters ways to fix yourself because you are seemingly “broken”.

I have a friend who has a pretty high self esteem and doesn’t follow society’s standards. She sees herself as beautiful no matter what others think. And in reality, has no idea how strangers see her. And she’s ok with that. We should all be like that friend.

BY SAMARAH BENTLEY AGE 14, 9TH GRADE AT LYCEE FRANCAIS DE LA NOUVELLE ORLEANS

S​elf-esteem is ssentially how much you value and love yourself. How much do you believe you are worth? It’s important to know what influences self-esteem. Media, school, and your environment all play a vital role in how you value and see yourself. Self-esteem heavily influences people’s choices and decisions, therefore making it a motivational function or tool. Having a higher self-esteem leads to higher care for yourself.

Higher self-esteem also means you are more likely to follow your aspired goals. In short, it’s healthy to have a high self-esteem. I suggest believing in yourself. If you doubt yourself nine times out of ten then believe in your capabilities nine times out of ten.

Remember to forever be yourself, because you’ll be much happier and well...you! Judy Garland once said, “Always be a first rate version of yourself and not a second rate version of someone else.”

S​tereotypes and Imaging​ Have an impact in our daily lives. It even fuels misinformation. If you start telling a certain group of people they are one specific thing only, that group of people begin to believe that to some extent over a period of time. In a way, putting this label or box around people inevitably leads them to fulfill their stereotypical prophecy. Sometimes we feel obligated to submit to a trend or a sort of imaging.

Maybe it’s become so natural these days that it’s become harder to break from that unfortunate habit. Simply think of this: Regardless of what trend you submit to or what you decide to do with your imaging, you will be judged. So being comfortably you makes obtaining happiness a lot easier. Hey, do you accept the challenge?

24

Health & Wealth

CONTINUITY OF HEALTHY LIVING

Holistic Healing It has been said in Louisiana that we don’t eat to live we live to eat! But what are we eating? Is it creating a lineage of unnecessary suffering?

I remember when I was young my parents would have the entire family work in the garden. Tilling the soil, planting the seeds, watering the plants, and making sure that there were ways to keep the animals out were all important factors to growing food that would eventually make it to our hungry bellies. I didn’t realize it back then but man was I lucky, it would help pave the way to understanding and embracing the amazing benefits of consuming fresh vegetables and fruits!!! Living off the land was something that was very familiar to my mother who was essentially raised on a plantation full of true farm to table foods. She learned how to cook at the gentle age of 12 something that would follow her all the way till now at the ripe age of 78 still mostly cooking home meals.

Those life experiences along with my father’s open heart surgery at the young age of 34 had major impacts on the choices I would eventually make as an adult.

Let food be thy medicine and medicine be thy food – Hippocrates Food is medicine, our body is a temple, so we must treat it as such. I am a Plant Based advocate teaching an eating style that through the help of social media is really becoming a mainstream style of nourishment for our bodies. And through this nourishment it is healing people at the same time including issues such as diabetes, heart disease, obesity just to name a few.

I truly believe that through nutrition healing from www.lifestyleshealthandwealth.com

chronic disease is possible. Not only do I believe it but I am witness to story after story after story. The one main message that I would like to give to you is to turn back to the land; eat foods in their natural state as often as possible. This is where the real food is, not in boxes, cans, plastic bottles and frozen dinners.

I am currently available for consultations that include evaluation of your current diet (are you ready to make a change?), a pantry raid to help eliminate those unhealthy choices that are lurking in your kitchen, helping to create an amazing meal all around the power of plant based items, or walking through the grocery isles to help navigate the sea of unnatural foods. To schedule your appointment, visit www.holisticpassion.com. You can also visit me on social media:

Melissa Hernandez info@holisticpassion.com www.holisticpassion.com www.facebook.com/holisticpassion www.instagram.com/holistic_passion

25

WELCOME TO THE TREE WISEMEN • Tree Trimming • Stump Grinding • Tree Removal

• Storm Damage

• Cleanup and More!

The business all began around a table at a burger joint while a group of friends gathered for fellowship. After a year Have you ever heard of a tree-servicing company whose main of rebirth and renewal, these friends all had the same God purpose is to bring glory to God? Well, The Tree Wisemen is the moment which birthed an idea that is now considered one of the epitome of Kingdom Business. Co-Owners Wil Kingston along best tree servicing businesses in the region. “We all wanted to with Randy Patrick, Tyler Patrick and John Swindon explains remain together since we have been united in prayer for the last that their ultimate calling is to bring God’s love and year. We were at a spiritual retreat when we all met,” said Kingston. kindness in every aspect of his business. “You may be “We prayed about it, and it felt like the Lord.” The Tree Wisemen’s the only chance for people to see God,” he said. conception began that day, and the men put their ideas together in “You have to take every opportunity to do order to fulfill a greater call. Unlike Kingston who had previous expertise in that, and with Christ we are new the field, Randy Patrick, Tyler Patrick and John Swindon were not as familiar. creations.”

However, they picked up the business quickly and are now experts in the field. “I could never do all of this without them,” said Kingston. “They picked it up so quickly, and now we have the most five-star ratings on Google in the region! God did that for us!” Currently, the men are working consistently with excellence each day.

After establishing the company, the men traveled to Panama to assist with the devastation associated with Hurricane Michael. While riding throughout the town, The Tree Wise Men decided that they would stand out from the other tree services competing for business. “While we were in Panama, I was shocked at how little money the residents have,” said Kingston. “You think about it being a beach town, but the real community is really fixed income.

Seventy percent didn’t even have insurance on their homes.” This realization propelled the business into their first outreach. They decided to assist those in need while giving of their own time and money to projects that were thousands and thousands of dollars. What would have cost obscene amounts of money, The Tree Wise Men offered much more affordable labor.

At times, they would complete projects for free. One story connects with Kingston on a much deeper level. “There was one grandmother who started crying, because her granddaughter was having heart surgery. One of her wishes was to go to Disney, and they were going to choose that trip over getting the tree taken care of,” he said. “I told her, I want you to take your granddaughter to Disney, and we will do this for free for you,” said Kingston.

The Tree Wisemen established a beautiful relationship with their client due to God’s calling on their lives. “We met our client’s granddaughter after her Disney trip, and we were even the first person that the grandmother called after her granddaughter’s surgery. That is so special to know that we touched their lives just by being obedient to God’s calling.”

For more information, visit their website at: thetreewisemen.net

Louisiana Office: 661 Forest Loop Mandeville, LA 70471 985-590-7170 Mon-Fri 7:00AM-6:00PM Panama, Florida Office 149 Sims Avenue Panama City, FL 32404 850-371-9739 Mon-Fri 7:00AM-6:00PM Licensed and fully insured!

LA#AR2368

It has been months since The Tree Wise Men have made their way back to the Northshore, and business is better than ever. They are on a mission to help residents throughout the New Orleans region. “People don’t think that there is a need out here, but there is a significant need,” said Kingston. “We are so grateful that God has given us this opportunity. We always make God the center of our business.”

www.lifestyleshealthandwealth.com 26

Health & Wealth 26

DESI DIG’S IT SIIMPLISTIC BEAUTY

BY DESIREE DOMINGUEZ

“The Tea” on Cruelty-Free We’ve heard all the phrases “Beauty is in the eye of the beholder,” Beauty is only skin deep,” the list goes on.

However, my own personal favorite states this: “No beauty shines brighter than that of a good heart”-Shanina Shaik. I feel this quote means that true beauty comes from within the soul, and doesn’t really exist without a good and honest heart.

I am someone, who has become somewhat of an advocate for the future of our plant and animal life.

No, I’m not an activist or an environmentalist, I am a nurturer, I am a woman. Most people do not know that the beauty industry can be a very cruel world. And now is the time for people like you and me to end the suffering that is animal cruelty.

About two years ago, I decided to go on a journey that would change my whole perspective of the makeup industry. After learning how to artfully and somewhat professionally apply makeup through various YouTube tutorials, I gained an appreciation and love for the craft.

Come say hello on Instagram @desimc24 For more information on Cruelty-Free products and a more in-depth look on this issue go to: www.crueltyfreekitty.com or visit www.fda.gov

www.lifestyleshealthandwealth.com

You may notice that on some of your most used products a symbol of a bunny with the words “Cruelty-Free.”

Without this symbol on the packaging, the product you are using is most likely tested on animals. I know what you’re thinking, there are so many problems in the world, why does this matter so much? The beauty industry is a conglomerate. They set the stage around the world of what’s acceptable in modern women’s society.

In China, third party testing is not only required, it’s the law if a company wants to sell and distribute internationally. And by third party testing I mean animal testing. Pulling up the curtain behind this matter was very disturbing, while thinking of my own pets throughout the years, I could never imagine an innocent, sentient being forced against their will, starved and sometimes even tortured, for the sake of Beauty? How can we even dare to call this industry beautiful when it’s so very ugly?

This is where we come in. We make a choice every time we step into an Ulta or a drugstore. My solution is to start small. I decluttered my entire makeup collection and now, I only purchase products that have that famous bunny on the label. It’s a small step in the right direction towards a better society, and for the protection and equality of all living beings on this planet.

27

Joanna Hale-McGill Gospe L Superstar

By Chrissy Cifuentes

Gospel music is a staple of New Orleans heritage and culture. From its origin, Gospel has given life to some of the most unimaginable situations. Hymns about God’s love, redemption and salvation are just a few of the songs echoing in the churches and into people’s hearts.

The words being sung are filled with biblical truth and inspirational wisdom. There are many Gospel singers throughout our great city; however, one stands out from the rest. Her name is Joanna Hale-McGill, and she is a musical minister with a great purpose.

Joanna Hale-McGill was born in New Orleans into a gospel singing home. Her mother raised her in the church, and she was surrounded by the music. At a very young age, she discovered that her mother’s talent was passed down to her. She knew that it was a gift from God and that it was her duty to use that gift for His glory. “We discovered I had a talent for singing in 1992 when my uncle passed away,” said Hale-McGill. “I was eight years old, and I just started singing. No one was expecting me to sing!” A few year passed, and Hale-McGill joined her school choir and was given the opportunity to perform a solo for her sixth grade graduation. At such a young age, she captivated the hearts of those listening as she sang the song, “Wherever You Are” by Terry Ellis. However, the song was re-written to fit the graduation, and she had to learn brand new lyrics in a short period of time. “I had to learn that song in less than 24 hours, and it started it all,” stated Hale-McGill.

While in junior high school, Hale-McGill continued to cultivate her singing techniques while working with Leo Jones of “1+ Productions”. According to her, working with him gave her the foundation on which she stands on today. “We would work with him and then perform at many different events. We would perform in churches, events across the city, and Black History performances,” she said.

“Working with him really paved the way for my career. When we moved to Picayune, we would travel back and forward to New Orleans just to work with him and be a part of his

28

Health & Wealth

choir.” Besides Jones, Hale-McGill attributes her early singing career to a few of the greats including Aretha Franklin, Shirley Caesar, and Dorothy Norwood. “I would listen to their songs, and try to emulate them,” she said.

“They were a few of the artists that impacted me, as well as my mother.”

As Hale-McGill’s voice continued to grow, she started singing with her mother throughout the region. It did not take very long for her to find her own uniqueness.

Soon she was writing her own music and making a name for herself in the world of gospel. With her eyes set on performing, Hale-McGill tried out for various television shows that could propel her into her future career. “I tried American Idol, The Voice, and many more,” she said. “I would always leave feeling a little discouraged, but it just wasn’t my time. So, I decided to stop participating in those contests.”

Little did she know that God had other plans. While in service, Hale-McGill was approached by the Mother of the Church.

She had a divine message for her, and that simple statement changed the course of her singing career. “She came up to me and told me that God told me to do one more competition,” stated Hale-McGill. “I told her that He wasn’t tell me that, and I was done with competing. I could not imagine trying it again.” Once the seed was planted in her mind, Hale-McGill’s sister in law approached her about a contest during the 2015 Essence Festival. Pondering about what the Mother of the Church said, she prayed about the situation and did her research. The contest called for a video submission, and HaleMcGill took a leap of faith. Not long after her sister in law’s suggestion, she recorded her own rendition of “Amazing Grace.” “The night that the video was due, my submission button was not working correctly,” she said.

“The rules stated that it had to be submitted by midnight, and I barely made it! Thank God it worked!”

Three days later, Hale-McGill received a telephone call that changed her life forever.

“I made the competition of The Next Gospel Superstar and was chosen to perform live at the Essence Festival along with five other individuals. She took the Walmart stage and sang live for Gospel and business greats including Deitrick Haddon, Tamela Mann, and Phil Thorton. “It was amazing singing

in front of people that I have looked up to for so long,” said Hale-McGill. “It was even more amazing when they announced that I was the winner.” As host David Mann announced her name, Hale-McGill gave all of the glory to God. “I shouted and praised like never before.” she said.

Part of winning the competition, Joanna was afforded the opportunity to record a single written and produced by Deitrick Haddon.

She was also afforded the opportunity to record a jingle for the Tom Joyner Morning Show. The title of the song was called “Open Doors” which fit in perfectly with Hale-McGill’s new success. “We went into the studio and recorded the song in about two hours,” stated Hale-McGill. “It was such a great experience, because the song felt like it was specially written for me.” The song, which was written and produced by Haddon, praises God for the many blessings and open doors that He provides. For Hale-McGill, releasing this song was a pivotal moment in her singing career.

It premiered on the Yolanda Adams morning show, and she has had the opportunity to sing it across the nation.

As the years passed, she won several awards recognizing her talents. In 2016 she returned to the Essence stage and crowned the new winner of the Walmart Next Gospel Superstar competition. The very next year,

www.lifestyleshealthandwealth.com

she was given the opportunity to minister at the Johnnie Jackson Gospel is Live event, sponsored by The New Orleans Jazz and Heritage Festival. However, Hale-McGill’s most recent accomplishment is one that was a great honor and surprise. She was awarded the 2018 Artist of the Year Award at the Gulf Coast Gospel Music Awards.

“I did not think I was going to win. It was such an honor to be recognized by so many artists that have outstanding talent of their own,” stated Hale-McGill. “It is always amazing to have others in the same industry admire your work.”

The future is bright for Joanna Hale McGill. She is currently working in the studio on volume two of her new music and has her sights set on new open doors, including recording a duet with her mother. “She has never been in a studio before, so I think this would be a fantastic way to have her experience that with me,” said Hale-McGill.

In April of 2019 Joanna did her 1st national television premier singing “The Hymn to St. Brigid on the premier night of season 2 of Marvel’s Cloak & Dagger.

For more information, visit Joanna’s website at: www.joannahalemcgill.com

29

LIFESTYLE PURSUIT

Expand Your Options with a Reverse Mortgage How would you like to buy a house & never be required to make a principal and interest payment* or, get equity out of your current home, still retain ownership & live in your home without having to make payments*? It’s possible if you are 62 or older. Read on for details!: First let me cover the traditional Reverse Mortgage- this is a special loan that allows individuals 62 & older to convert some of their current home’s equity into tax free cash. The term used is HECM or Home Equity Conversion Mortgage. There are disbursements options – lump sum, fixed monthly cash or a line of credit which makes the cash available as needed.

The proceeds can help with retirement, being able to stay in your home with in -home care and unexpected expenses. Do you know that 40% of seniors nationally have less than $25,000 in savings, 30% have $0 in savings? The loan comes due when the home is no longer the borrower’s principal residence, there are however rules that allow the non - borrowing spouse to remain in the home as long as the surviving eligible spouse complies with the loan terms. This is an FHA government insured loan so if the house sells for less than the full value of the current loan no one comes out of pocket for the difference. Your heirs can keep the house once they have paid the Reverse Mortgage balance.

Most people have heard of the above type of Reverse Mortgage, there is another option also available, it’s Reverse Mortgage for Purchase. You can downsize, go from a large home perhaps a 2 story to a more suitable single story smaller home with less maintenance or move closer to family. You are not required to make a single payment if you choose not to, you are required to pay property taxes, homeowner’s insurance & maintain the property. These requirements are the same as a traditional Reverse Mortgage.

Here is an example: You sell your existing home for $350k, you net $200k after paying the selling costs & the balance of the mortgage on your current home. You

www.lifestyleshealthandwealth.com 30

purchase a new home for $200,000, putting down $110,000 from net proceeds as the down payment, use $90,000 from a HECM for purchase to complete new home purchase.

You now have $90,000 to put in savings for your retirement.

NOTE: this is just an example. Available HECM proceeds vary depending on age and rate.

Remember, no matter how you receive the proceeds, this is tax free money, the loan proceeds are not considered income and will not affect Social Security or Medicare Benefits**.

You have been good to your house over the years now it’s your house’s turn to help you! Contact me for more information on how you can get started on the process! *borrowers must pay *their property taxes and insurance ** Medicaid or other assistance programs could be affected.

Consult with your financial advisor.

The Garsaud Group of Keller Williams is a mother/daughter team. Lisa Garsaud has over 14 years of experience helping buyers, sellers, investors & builders. Courtney Garsaud Oliva is the director of operations, she will make sure all of your transactions go smoothly. Our clients get the benefit of two full time licensed Realtors®.

3197 Richland Avenue, Metairie, LA 70002, US Cell: 504-214-7977 Office: 504-455-0100 HomesInNewOrleansArea.com

Lisa Garsaud, Realtor®

Licensed in State of Louisiana Each Office Independently Owned and Operated

Health & Wealth 30

Are you a homeowner, age 62 or over?

Could you use additional funds to supplement your retirement?

Consider a reverse mortgage loan, a versatile retirement funding tool, to convert your home equity into cash! Reverse mortgage loan proceeds can be used in a variety of ways, such as:

Alison B. Calamia Certified Reverse Mortgage Professional Assistant Vice President 3317 N. I-10 Service Road Metairie, LA 70002 acalamia@amr-no.com NMLS www.amr-no.com/reverse #80878

I am your reverse mortgage professional.

Call me today to find out if a reverse mortgage loan is right for you!

www.lifestyleshealthandwealth.com

31

SPIRITUALITY: KNOWING YOUR PURPOSE

Put it in Neutral Often times, we find ourselves caught in the whirlwind that we call life. We are moving and shaking within our daily routines, and sometimes we are operating so swiftly, we don’t have an opportunity to come up for air, much less the ability to grab a huge bowl of Pad Thai to refuel our bodies and minds-just to keep our machines well-oiled.

We have all been guilty of not taking the proper meditative breaks (which I firmly believe is REQUIRED alone time) with ourselves, to quiet down all of the chatter and static, and to find solace before the Lord.

When we put our engines in neutral (even if it is for just a few minutes) we allow our energy, motions, as well as our emotions to idle, forcing us to come to an all-stop.

This is so important to take the time to do several times a day to ensure proper focus and balance. This is why: In the solitude of our minds, we can hear our “spiritual voice” which comes from our Creator. He has the ability to properly and promptly gain our attention when we are “being still and knowing he is God”.

A sheep will always know his shepherd’s voice, and when we recognize that is Him speaking, it automatically opens up the lines of communication, which in essence, is also known as prayer. The most important instructions, directives, messages, clues, and hints for our calling in life to be fulfilled is based upon these conversations we have with God.

www.lifestyleshealthandwealth.com 32

by Allison Gandolfo

When we petition Him, (or call upon) we should keep in mind some important points: He loves us and wants to hear from His creations. He is always listening to our pleas and contents of our hearts. We prove our faith in Him by calling upon His name. When we call, He answers, so let’s always make a conscious effort to be still enough to hear his response so we can be sure that we have clarity and confidence in our actions we put behind these directives.

We NEVER want to find ourselves too busy, distracted, or consumed by life’s situations and circumstances to miss the content of our Heavenly Father’s message to us, for us!

We always want to be in line with His word, which is His will and way.

Just like any relationship that thrives, it is based on communication, respect, and love. By opening the lines of communication with Him, these attributes are acknowledged and displayed by us going to Him, and by His responses back to us. We should cherish our “conversations with God”, for it is where His peace, grace, and mercy pours out onto His children.

So, I encourage you to try it right now. Be still. Be quiet.

Be yourself when speaking to Him. He created you in your mother’s womb! Be humble. Be bold. Be transparent. Be expectant to hear from Him!!

My prayer for all of you is that His voice ALWAYS speaks the loudest and clearest in your minds, bodies, and souls!

Health & Wealth 32

CONTINUITY OF HEALTHY LIVING

BY LAURA COTTINGIM

Embracing OurLineage Time honored traditions have been the fortitude of what makes up our unique culture and heritage here in Louisiana. We have one of the most colorful histories and cultures in the world. Colonized by France and settled by Africans, Spanish and Caribbean descendants including Cajun and Creole communities that greatly influence our food, language and music. The state is laid back and unpretentious, with deep cultural roots, protected and maintained with incredible fervor.

African Americans, Creoles, Italians, Germans, Canadians, and Irish were all instrumental in the development of our unique form. Musical traditions range from brass jazz bands to Mardi Gras Indians chanting call-responses that have been called the most African of all music found in North America. Delta blues and Latin salsa are some of the most frequently heard music today in local clubs, along with the distinctive New Orleans rhythm & blues made famous by the likes of Fats Domino, Professor Longhair, and the Neville Brothers.

Laura is a Life Coach and Spiritual Healer.

For more information about her work go to: www.inwardspirithealing.com

www.lifestyleshealthandwealth.com

Mardi Gras is another cultural expression we cherish.

A season that begins January 6 leading up to the day before Lent begins, a community-wide celebration that embraces all segments of society. We seek out who has the best king cake while the elite krewes sponsor elaborate parades and balls. Neighborhood groups celebrate with organized walking clubs or truck parades, and working-class blacks celebrate dressed as Mardi Gras Indians. Garbed in elaborate feather and bead costumes; identifying themselves as tribes to emulate and honor Native Americans.

We are also considered one of the best places for food in the world. One of the most popular topics is where to find the best shrimp, or roast beef po’boy. Or where to find a great muffaletta or the best sausage to use when making red beans and rice. The roots of our cooking throughout Louisiana come from the traditional foods these colonists would have made using sources available in our hot, wet climate. Hearty dishes like gumbo and jambalaya containing seafood, vegetables, rice and spices or other foods nearby and available, like crawfish, duck, alligator, okra, corn or tomatoes.

We are rich in diversity; we speak our own language and have our own style of music and a uniquely delectable cuisine. We take pride in our relaxed lifestyle and rich traditions. We would not have it any other way.

33

Publication With A Purpose January/February 2019 Vol. 2 - Issue 1

www.lifestyleshealthandwealth.com

Pendants of Purpose page 24

P U B LI C AT I ON & ME DI A FI RM

VISION: Our t e a m i s comm itted to provide i n formation regard in g l i vi n g a w e llba la nce d life s t yl e through hea lt h a n d w e a lth whil e enha n ci n g bus i n e sses and s erv ice s by br i nging to light th e va l ue o f marke ting a nd ed uca t i o n .

PURPOSE: Our p ur po s e i s t o create a min ds e t a n d conce pt of vision dr i ve n by l eadership a nd value - a dde d s ervice s to t he con s um e r & co m munity.

FOUNDATION: Our fo un da t i o n was built wit h a Vi s i o n & Purpose t o rea ch t h e comm unity a nd co n s um e rs through media.

Life Ex perience Succe s s St o r ie s will he l p lift up o t h e rs a n d m otivate t hem t o s ucce e d t hrough a ba la nce d life s t yle .

WHY CONSIDER LIFESTYLES HEALTH & WEALTH: • The Lifesty les Health & Wealth • Our voices L ead the te am seeks to Insp ire Pur p ose in readers and p ar tner ing Affil iates in the community.

Community through Ed u cati on and Ad vocacy. We give the stage to all p ar tner ing Affiliates to sp eak out thei r Purp ose on Health & Wealth.

• We

focus our Affiliates’ marketing b ud get into a marketing camp aign. Our goal is to increase p rofitab ility, awareness and p rov id e p roven re turn of investment through G oogl e statistical analysis.

TARGET MARKET:

• We

Ed ucate read ers wh i l e keep ing content enter tai ni ng and comp elling to move you .

• We

offer a large target aud ience to meet your s p ec i f i c d emograp hic.

All d emograp hics sp anning L ouisiana.

We are broad ening the d emograp hics for Lifestyles Health & Wealth by expanding our med ia reach throughout the state. We b elieve everyone in the community, b oth young and old , is thirsty for knowled ge on how to l ive the b est version of a health & wealth lifesty le. Ed ucatio n i s key to continuity of care in all sectors of life. We utiliz e d ifferent forms of m edia to target our read ers through:

• Business

For ums &

E xpos

• TV broadcasting • Social

med ia p osting and bl og ging

• YouTube

Commercial

• Advocac y

S tor ies

• Pr int

N orthshore and S outhshore

You th 15%

• Digital

& Web Prod uction–Design to Execution

• Community

Events

• Ed ucational S eminars

Owner & Publisher: Nicole Justice P. O. Box 95, Mandeville, LA 70470 Phone: (985) 951-0214 Email: justice@lifestyleshealthandwealth.com Website: lifestyleshealthandwealth.com

M-Life 45% Age 65+ 40%