The NGL Estate Planning Trust
Preserve your financial legacy and provide peace of mind
Protect your wealth with an asset transfer trust.
Are you looking for other financial options to protect your wealth and allow you to pass a portion of it to the next generation?
It is possible to easily do this and also have your end of life expenses taken care of by combining a National Guardian Life Insurance Company (NGL) life insurance policy with our estate planning trust.
Availability
Keep your assets safe from creditors and quickly available for the people you want to provide for – your family or your favorite charity. Plus, provide funds for your end-of-life and other immediate remaining expenses.
Easy to Apply For and Use
The NGL Estate Planning Trust is simple to use, totally free (no fees) and it can be used in addition to any other trust you may have.
A Program For Everyone
Everyone qualifies for AssetGuard regardless of any health conditions.
Use Existing Money
Simply reallocate existing monies from low performing Certificates of Deposit (CD) or money market funds. Many people also use the cash value of a fully paid life insurance policy through a process called a 1035 Exchange into a NGL policy which is then placed into the trust.
Make Tax Time Easier
By transferring funds from a taxable investment such as a CD or money market account, you no longer will have to be concerned about taxation on future growth or annual 1099 forms.
Fund Value Increases Over Time
Setting aside funds in advance into a NGL life insurance policy provides future growth, yielding even more dollars than were originally placed in the trust, plus all increases in value and all funds are paid out income tax-free.
Flexibility
Funds for funeral expenses are totally portable and can be used with any funeral provider, plus all funds are exempt from probate and available immediately* to your beneficiaries. Up to $100,000 can be placed in the NGL Estate Planning Trust.
Protect Your Loved Ones
By setting aside funds in the trust, you avoid placing a financial burden on loved ones for your expenses, plus quickly provide a financial legacy for those individuals or causes you care deeply about.
Peace of Mind
Financial professionals agree this is an effective way to transfer financial assets to your beneficiaries and provide for end of life expenses.
*two business days in most cases.
Take the next step with your financial plan. Call your planning professional today.