Union Farmer - October 2020

FARMER UNION

www.ndfu.org

DRIVEN BY COMMUNITY Farmers Union Oil of Garrison receives Hometown Pride grant from CHS

OCTOBER 2020

GET TO KNOW A FARMERS UNION INSURANCE AGENCY

Shane Kleingartner Agency I was born and raised in Jamestown and graduated from high school in 2003. My dad grew up on a farm near Fredonia, so if I wasn’t out there as a kid, you found me either playing hockey, baseball or golf. I’ve always been a huge sports fan and my three favorite teams are the Twins, Vikings and Bison football. In my free time, you will find me either spending time with my family and friends, enjoying the outdoors or on the golf course.

I grew up with Farmers Union Insurance with my father working for the company since I was a baby. I have some great memories spending time at the state office in Jamestown and getting to know many people who have worked for the company. Farmers Union is family to me and always will be!

It will be my third year as an agent as of January, and I have a beautiful 3-year-old daughter named Bria.

What I love most about my job is knowing I am bringing protection, guidance and customer service to an individual or their family. I like knowing they can come to me as a respected advisor, and I’ll always care for them. They are an extended part of my family.

I am a member of the West Fargo Lions Club, help out the Cass County Salvation Army with providing lunch to the homeless and hungry, and try to volunteer with the United Way when I can.

Shane Kleingartner Agency 4141 38th St. SW, Suite C Fargo ND 58104 PH: (701) 364-3604

UNION FARMER MAGAZINE Volume 67 • Number 10

The UNION FARMER is published monthly

by North Dakota Farmers Union at 1415 12th Ave SE, Jamestown, ND 58401.

EDITOR: Chris Aarhus 800-366-8331 ext. 118 caarhus@ndfu.org Annual subscription is $30 with membership.

Periodicals postage paid at Fargo, ND. POSTMASTER: Send address changes to: NDFU • PO Box 2136 Jamestown, ND 58402-2136 Copies mailed this issue: 32,455 • USPS 016-211

SIMPLY DIFFERENT! FIND US ON THE WEB:

www.ndfu.org

http://ndfu.org/news/union-farmer

Read the Union Farmer online

CONNECT WITH US: North Dakota Farmers Union NDFU Tours @NDFarmersUnion @NDFarmersUnion

BOARD OF DIRECTORS: President: Mark Watne • Vice President: Bob Kuylen • Secretary: Wes Niederman Treasurer: Ronda Throener • Jon Iverson; Shane Sickler; Tyler Stafslien; Ryan Taylor; Michelle Ziesch.

2 • October 2020 • Union Farmer

NDFU working toward goals

It is that time of year when we, as farmers, “reap the benefits” of our hard work. The harvest season is the time to see if our efforts will be rewarded, barring weather conditions that are out of our control. For NDFU, it is our year-end when we evaluate our successes and challenges in preparation for next year.

Most commodity production efforts have been successful. What we are missing is a market that reflects our cost of production and has equitable price discovery to reflect the value of food. This continues to challenge the ability of farmers and ranchers to remain financially sound.

NDFU measures our success based on positive influence, effective programs to aid farm and ranch income, membership participation, valueadded business profits, successful youth education programs, and so on. All of these efforts are part of achieving our mission and goals.

As you can imagine, COVID-19 has had an impact on many of our programs that require inperson participation.

With our year-end Sept. 30, we will continue to work toward our goals through the calendar year and into 2021, planning as if COVID-19 is controlled and subsiding. We know that will be a challenge and we will adjust if necessary.

As members, you have some responsibility in helping us achieve our grassroots mission.

Highest priority is to vote and make a statement

on the direction of our country. Second, is to fully participate when possible in efforts to enhance our influence. We have had some success in disaster program legislation, but more is needed until we can address the underlying problem of commodity prices being below the cost of production. Third, you need to listen and evaluate the rhetoric. It is extremely important that we are not supporting misinformation or continuing to spread it.

We plan to schedule events in the coming year as if they will be in-person gatherings.

As we approach the time of the event, we will evaluate how to proceed. We will do our best to follow State Health Department guidelines with recommendations from the governor and Centers for Disease Control.

Our state convention and bylaws require us to allow for items that can only easily happen in person. We will be making the effort to hold our convention in person. The convention may be very abbreviated and limited to a minimum number of delegates, but we are trying our best to maintain grassroots input which is so necessary for our success.

I hope your families are healthy and safe. I hope your harvest is proceeding well and is very fruitful. It is the work of organizations like ours that will help us get through these challenging times. Thank you for all that you do.

NDFU.org • October 2020 • 3

Get your book today!

North Dakota Farmers Union has released its second book in the "Our Family Farm" series from author/illustrator Dana Sullivan.

$16.95 plus tax

4 • August 2020 • Union Farmer

When a school bus goes into the ditch because of slippery roads in a snowstorm, the Rhodes family hopes to save the day with the help of the local cooperative!

DEAL!

Buy both books for only $25

Visit ndfu.org or go to https://north-dakota-farmers-union.square.site to purchase your children's books online!

Call Becky at 701-952-0108 to purchase your children's books over the phone NDFU.org • June 2020 • 5

NDFU.org • August 2020 • 5

NDFU breaks ground on new camp facility Construction of camp on Jamestown Reservoir underway with completion date targeting summer of 2021

BY CHRIS AARHUS, NDFU

North Dakota Farmers Union unveiled its new camp location with an official groundbreaking ceremony Sept. 18 at the Jamestown Reservoir.

NDFU President Mark Watne spoke about the importance of a new camp, as NDFU’s youth program continues to thrive in North Dakota.

“Currently, we’ve been camping about 1,200 kids,” said Watne, adding that he expects that number to reach 2,000 in the future. “It’s going to be a great opportunity for us, not only in the Jamestown area but in eastern North Dakota. We’ll be able to reach more kids.”

The main lodge will feature an indoor gymnasium that will double as a cafeteria, as well as a STEM classroom, game room and coop store. The camp also includes a dormitory building that can house 150 campers, storage garage, outdoor volleyball court, softball field and more.

“We want to make this the best camp in the state,” Watne said.

The STEM classroom will play a big role in

making the new camp “state of the art.”

“We’re going to really expand in that area, so we can teach kids that come to camp about the future of technology,” he said.

While the camp will be new, NDFU intends on keeping all of the same great traditions that made the camp what it is today. One of those foundational pillars is the co-op store, where campers learn the cooperative business model and leadership development.

“We hope that one day kids will become future leaders in the community,” Watne said. “That’s a big part of the effort we put forward.”

Watne thanked the various entities that helped make the new camp possible, including Stutsman County and the Bureau of Reclamation.

To help pay for the new facility, NDFU is offering personally engraved brick pavers that will be used at the facility. For more information, visit NDFU.org.

Construction is set to finish early next summer, with the first camp possibly being held in late June or July.

TOP: NDFU President Mark Watne speaks during the groundbreaking of a new youth camping facility Sept. 18 at the Jamestown Reservoir. The camp is expected to house as many as 150 kids per camp.

BELOW: NDFU President Mark Watne, along with the Jamestown Chamber of Commerce, NDFU summer staff and NDFU Education Director Bri Sorensen, officially break ground.

What will the new camp look like? Check it out on the next page!

Renderings of the new NDFU camp

8 • October 2020 • Union Farmer

BLUEPRINT OF NEW FACILITY PATIO

DISH.

SERVE

COMMONS

GAME ROOM

MECH. & JAN.

SHOP

GYM/CAFETERIA

FRZ.

CLASSROOM

MEN

WOMEN

OFFICE

KITCHEN

JAN.

PANTRY

COOLER

STORAGE

MECHANICAL

NDFU.org • October 2020 • 9

Make your plan to vote

Nov. 3 is Election Day and everyone should get ready to exercise their right to vote!

Planning to vote is key to voting successfully. Make sure you know if you can vote safely from home or early at an in-person location,­­and don’t miss the deadlines.

If you’re voting on election day, be sure to think about your schedule for the day. What time will you be voting? Where are you voting? Will you vote from home or are you going to the polls? Does your county have early voting? How are you getting there? Do you have all the necessary documents to vote? Planning ahead helps make casting your vote easy and successful.

Who can vote in North Dakota?

In order to vote in North Dakota, you must be: • A U.S. citizen • At least 18 years old on election day • A legal North Dakota resident • A resident in the precinct for 30 days preceding

the election

What sort of ID do I need in N.D.?

• Driver’s license • Non-driver’s identification card • Tribal government issued identification card (including those issued by BIA for a tribe located in North Dakota, any other tribal agency or entity, or any other document that sets forth the tribal member’s name, date of birth, and current North Dakota residential address) • Long-term care identification certificate (provided

by ND facility)

When mailing your ballot:

• Ballots must be in the return envelope provided

and the return envelope must be signed by the voter.

• Ballot envelopes that are returned without a

signature will not be processed.

• If voters are mailing ballots in, it must be postmarked by Nov. 2 or earlier.

• If mailing your ballot, remember to affix the

required first-class postage stamp to the envelope.

When using the ballot dropoff box:

• Each county will have one secure ballot dropbox.

Locations are on the next page.

• Though many county dropoff locations have a

dropbox accessible 24 hours a day, seven days

a week, others do not. Please check with your

county to be sure.

VOTE SAFELY FROM HOME

We are encouraging North Dakotans to vote safely from home this November due to the public health concerns from COVID-19. It’s easy! Three simple steps: Step 1: All eligible voters can request an absentee ballot application from the North Dakota Secretary of State or from their county auditor's office. Absentee ballots will begin arriving in the mail after Sept. 24.

To complete the absentee ballot application, voters must have valid identification like a North Dakota driver's license, state issued ID, or a tribal issued ID. • Once completed, the application must be printed

and sign the generated form and mail to the

address listed.

• If you do not have access to a printer, an absentee

ballot application can be mailed to you. Just call

your county auditor's office to make the request.

• For more information on voting from home,

forms of identification, and other questions, visit

the "Voting Basics" provided by the ND Secretary

of State.

Step 2: After completing your vote from home (absentee) application, make sure to watch your mail for the ballot to arrive.

Step 3: Once you receive your ballot, you can vote!

Just complete the ballot, place the ballot inside the secrecy envelope and then inside the return envelope.

Make sure to sign the return envelope on the signature line, apply postage, and mail it or drop it off at your dropbox (at right). It is recommended to put your ballot in the mail as soon as possible to make sure it’s submitted in time to be counted. If mailing, it must be postmarked by Nov. 2, the day BEFORE the election. County drop box locations have a 4 p.m. deadline on Nov. 3.

Interested to see what your ballot will look like? Go to vote.nd.gov and enter your house number and zip code, and open the "my ballot" tab!

10 • September 2020 • Union Farmer

Ballot dropoff locations Adams Adams County Courthouse, 602 Adams Ave., Hettinger.

Barnes Barnes County Courthouse, 230 4th St. NW, Valley City.

Benson Benson County Courthouse, 311 B Ave S, Minnewaukan; Ft. Totten Blue Building, 816 3rd Ave N, Fort Totten; St. Michael Fitness Center, 130 1st Ave, St. Michael; Tokio Food Pantry, 323 3rd Ave, Tokio.

Billings Billings County Courthouse, 495 4th St, Medora; Fairfield Fire Hall, 12823 20th St. SW, Fairfield.

Bottineau Bottineau Auditor’s Office, 314 W 5th St., Bottineau; Westhope City Hall, 95 1st Ave. W, Westhope.

Bowman* Bowman County Courthouse, 104 1st St NW, Bowman.

Burke Burke County Courthouse, 103 Main Street SE, Bowbells.

Burleigh City/county building, 221 N 5th St, Bismarck.

Cass Cass County Courthouse, 211 9th St. S, Fargo.

Cavalier Cavalier County Courthouse, 901 3rd St, Langdon Dickey Dickey County Courthouse, 309 N 2nd St, Ellendale; Oakes Armory, 124 5th St. S, Oakes.

Divide* Divide County Auditor Office, 200 N Main St, Crosby.

Dunn Halliday City Hall, 131 Main St. E, Halliday; Killdeer City Hall, 165 Railroad St. SE, Killdeer.

Eddy Eddy County Courthouse, 524 Central Ave, New Rockford Emmons Emmons County Courthouse, 100 4th St. NW, Linton.

Foster Foster County Courthouse, 1000 5th St. N, Carrington.

Golden Valley Golden Valley County Courthouse, 150 1st Ave SE, Beach.

Grand Forks Grand Forks County Office Building Parking Ramp, 151 South Fourth Street, Grand Forks.

Grant Grant County Courthouse, 106 2nd Ave NE, Carson.

Griggs Griggs County Courthouse, 805 Odegard Ave SW, Cooperstown.

Hettinger Hettinger County Courthouse, 336 Pacific Ave, Mott; New England City Hall, 9 7th St E, New England; Regent City Hall, 203 Main Avenue, Regent.

Kidder Kidder County Courthouse, 126 E Broadway, Steele.

LaMoure LaMoure County Courthouse, 202 4th Ave NE, LaMoure.

Logan Logan County Courthouse, 301 Broadway, Napoleon.

McHenry McHenry County Courthouse, 407 Main St. S, Towner.

McIntosh McIntosh County Courthouse, 112 1st St NE, Ashley.

McKenzie McKenzie County Courthouse, 201 5th St. NW, Watford City.

McLean McLean County Courthouse, 712 5th Ave, Washburn.

Mercer Mercer County Courthouse, 410 Van Slyck Ave, Stanton.

Morton Morton County Courthouse, 210 2nd Ave NW, Mandan.

Mountrail Mountrail County Courthouse, 101 N Main St, Stanley; New Town Civic Center Auditorium, 103 Soo Place, New Town; Parshall City Hall, 23 N Main St, Parshall.

Nelson* Nelson County Courthouse, 210 B Ave W, Lakota.

Oliver Oliver County Courthouse, 115 West Main, Center.

Pembina Pembina County Courthouse, 301 Dakota St W, Cavalier.

Pierce Pierce County Courthouse, 240 2nd St SE, Rugby.

Ramsey Ramsey County Courthouse, 524 4th Ave NE, Devils Lake.

Ransom Ransom County Courthouse, 204 5th Ave W, Lisbon.

Renville Renville County Courthouse, 205 Main St E, Mohall. * Denotes counties that do not have a dropbox listed on vote.nd.gov. Ballots may need to be dropped off during office hours. Please check with your county to be sure.

Richland Christine Community Center, 201 Maine St, Christine; Hankinson City Library, 319 Main Ave S, Hankinson; Lidgerwood City Hall, 15 Wiley Ave N, Lidgerwood; Richland County Courthouse, 418 2nd Ave N, Wahpeton; Wyndmere City Hall, 451 4th St, Wyndmere.

Rolette Dunseith City Hall, 101 Peace Garden Ave, Dunseith; LaDot’s Convenience Store, 1010 Hospital Road, Belcourt; Utterstop, 4400 Highway 281, Belcourt; Rolette City Hall, 302 Main St, Rolette; Rolette County Courthouse, 102 2nd St. NE, Rolla; St. John City Hall, 12 1st St NE, St. John.

Sargent Sargent County Courthouse, 355 Main St S, Suite 1, Forman.

Sheridan McClusky City Hall, 117 B Ave East, McClusky.

Sioux Sioux County Courthouse, 303 2nd Ave, Fort Yates.

Slope Marmarth City Hall, 302 S Main, Marmarth; Slope County Courthouse, 206 Main St, Amidon.

Stark Stark County Courthouse, 51 3rd St E, Dickinson.

Steele Steele County Courthouse, 201 Washington Ave W, Finley.

Stutsman Stutsman County Courthouse, 511 2nd Ave SE, Jamestown; Stutsman County LEC, 205 6th SE, Jamestown.

Towner Towner Courthouse, 315 2nd St, Cando.

Traill Traill County Courthouse, 114 West Caledonia, Hillsboro.

Walsh Walsh County Courthouse, 600 Cooper Ave, Grafton.

Ward Berthold City Hall, 105 Main St N, Berthold; Burlington City Hall, 225 N Wallace St, Burlington; Kenmare Memorial Hall, 5 3rd St NE, Kenmare; Makoti Senior Center, 240 Main St. N, Makoti; Ryder City Hall, 260 N Main St, Ryder; Surrey City Hall, 100 Pleasant Ave S, Surrey; Ward County Admin Building, 225 3rd St SE, Minot.

Wells Harvey City Hall, 120 West Eighth Street, Harvey; KTL Building, 600 Railway St N, Fessenden.

Williams Grenora City Hall, 1 Main St, Grenora; Ray City Hall, 101 Main St, Ray; Tioga City Hall, 12 1st St NE, Tioga; Trenton Indian Service Area, 331 4th Ave E, Trenton; Williams County Admin Building, 206 E Broadway, Williston.

NDFU.org • September 2020 • 11

ON

M P O

O C

!

H T

12 • October 2020 • Union Farmer 12 • September 2020 • Union Farmer

IN THE SPIRIT OF COOPERATIVES FARMERS UNION OIL OF GARRISON AWARDED $5,000 GRANT TO BE USED FOR DICKENS VILLAGE FESTIVAL

A

s general manager of Farmers Union Oil Company of Garrison, Paul Schlichting understands what his cooperative means to the community.

It’s a responsibility he doesn’t take lightly.

So when Schlichting learned about the CHS grant, “Hometown Pride,” he saw it as an opportunity to do even more for his community. According to the CHS website, the $5,000 grant “highlights what makes the town and community that your c-store supports special.”

Garrison is home to the Dickens Village Festival, a three-week event prior to Christmas that turns the community into a Victorian town, complete with the full décor, horse and carriage rides, and an English double-decker bus.

“I started looking into it, and I thought that this (festival) is really something befitting of this award,” Schlichting said. “There is a lot

of pride in this festival, from the businesses to the residents. It’s a pretty big thing for us.”

Schlichting believes he’s just doing his part, but receiving the grant for the community is just another example in a long list of ways he has made a difference.

He served as president of the festival for 10 years, even putting dispensers on his back and handing out free hot chocolate on the street, courtesy of Cenex. He has taken a variety of additional roles as a volunteer for the festival, including driving the doubledecker bus and playing “Jacob Marley” in the local production of “A Christmas Carol.”

Continued on next page

STORY AND PHOTOS BY CHRIS AARHUS / NDFU EDITOR

NDFU.org • September 2020 • 13

Continued from previous page “I never did drama in high school,” he said.

“Jacob Marley is my favorite character to play. Not a lot of speaking parts – just walking around in chains.”

Currently, he is president of the local chamber of commerce, and his cooperative spirit plays a huge role in benefitting the community. Garrison is also home to the “ND Governor’s Walleye Cup,” a large fishing tournament typically in July.

Schlichting said balancing consumer spending so everyone benefits is key.

“The main street businesses don’t benefit near as much from the walleye tournament as the restaurant and bars do,” he said. “The Dickens festival is another way to make sure that we’re helping each other out. It’s a benefit for everybody.

That’s how we make sure we stay in tune with everyone. Garrison didn’t get to where it is today by everyone just taking.”

The Dickens Village Festival is Nov. 27-28, Dec. 4-5 and Dec. 11-12. The town is lit up with the 14 • October 2020 • Union Farmer

spirit of Christmas every Friday and Saturday for three weeks. Schlichting said guests will enjoy a memorable experience.

“You’ll see kids walking around, begging for coin,” Schlichting said. “Father Christmas will be walking around. People drinking hot chocolate and people eating sausage on a stick.

Old-style lamp posts wrapped in garland. Horse and carriage rides up and down the street, which are free thanks to Reservation Telephone (Cooperative). We also have lighted parades each night.”

Visitors will also see the English double-decker bus, which gives four-to-five rides a day.

“It’s pretty expensive to ride the bus – costs $2,” Schlichting joked.

Schlichting believes co-ops should embrace active roles in the community.

“Co-ops are the most important part of a community, because they’ve often been there the longest,” Schlichting said. “We’ve been here since 1930. We’re a staple of the community, and we need to be that staple.”

Photos courtesy of GarrisonND.com

The Dickens Village Festival features an English double-decker bus named, "Queen Elizabus." The festival is Nov. 27-28, Dec. 4-5 and Dec. 11-12. Visit DickensFestival.com for more information.

NDFU.org • October 2020 • 15

POLICY HOPPER FROM NORTH DAKOTA FARMERS UNION

NDFU members talk issues at virtual fly-in The coronavirus pandemic has forced NDFU to find new ways to make our members’ voices heard. In September, that meant participating in National Farmers Union’s first virtual fly-in. Over the course of a week, NDFU members heard from congressional and USDA leaders and met with North Dakota’s congressional delegation about issues important to family farmers and ranchers.

This year, the fly-in focused on agricultural market reform, pandemic recovery, rural infrastructure, climate-smart agriculture and biofuels.

been a challenge in many rural communities. The pandemic has put additional stress on the Postal Service, raising new concerns about the future of rural mail delivery.

The fly-in included a strong focus on rural infrastructure, from supporting rural hospitals to protecting rural postal service. Building upon NDFU’s work to provide mental health resources to farmers and ranchers, we also urged continued funding and new initiatives to help producers through these stressful times.

Reform agricultural markets

Support climate-smart ag and biofuels

The markets that farmers buy from and sell to have become increasingly consolidated over the last several decades. Today, just four companies control 85% of beef packing, 85% of corn seed production, 84% of the pesticide market and 90% of global grain trading. As a result, farmers are getting squeezed from both ends, suffering from ever tighter profit margins.

NDFU has long been a champion of competitive markets and has renewed that push through our Livestock Campaign. The fly-in gave us another opportunity to reiterate our concerns for cattle producers and all of family farm agriculture.

Support pandemic recovery

The Coronavirus Food Assistance Program (CFAP) – and now CFAP-2.0 – provided a lifeline to many producers who faced the sharp and immediate market impacts of the coronavirus pandemic. However, others didn’t get the relief they badly needed. Other programs provided through Congress’s coronavirus relief packages have been difficult for many producers to access.

Worse yet, with high unemployment rates and local food banks overwhelmed by demand, many of our neighbors have struggled to put food on the table.

During the fly-in, NDFU stressed the importance of relief for family farmers and ranchers. We also asked Congress to ensure that North Dakotans who have fallen on hard times can afford to feed their families.

Strengthen rural infrastructure

Infrastructure has been a challenge in rural areas for years. Nearly one in four rural hospitals is at risk of closure nationally, and expanding access to high-speed broadband internet has 16 • October 2020 • Union Farmer

Our changing climate represents a challenge for the agriculture and energy sectors. At the same time, farmers and ranchers have tremendous ability to store carbon in our soils. As concerns about auto emissions continue to grow, biofuels offer a clean-burning, high octane solution.

Better yet, growth in the biofuels industry would increase demand for corn and boost farm income.

In our meetings with the congressional delegation, NDFU advocated for a sciencebased approach to conservation programs and environmental policy. We also continued to urge our delegation to support a strong renewable fuels program, that is good for the environment and farmers’ bottom lines.

FROM NATIONAL FARMERS UNION EPA rejects gap year waivers

After significant pushback from American farmers and the biofuels industry, the U.S. Environment Protection Agency (EPA) announced that it would reject 54 of 68 requests for retroactive small refinery exemptions (SREs) under the Renewable Fuel Standard (RFS). The remaining 14 waivers are under review for the time being.

The announcement comes nearly nine months after a Tenth Circuit Court decision that struck down three SREs that were not extensions of previously existing exemptions. In an attempt to circumvent the precedent set by the court, small refineries tried to establish a chain of continuously “extended” exemptions with retroactive waivers.

NFU, one of four petitioners, has consistently voiced opposition to the abuse of SREs, most recently urging EPA and the Trump administration to reject these so-called “gap year” requests.

County conventions scheduled Benson • Sunday, Oct. 18 • 4 p.m. • Location TBD Burleigh • Monday, Nov. 9 • Time TBD • Tumbleweed Bar and Grill, Lincoln Cass • Tuesday, Nov. 17 • 7 p.m. • virtual meeting Dickey • Thursday, Nov. 12 • 5:30 p.m. • 4H Archery Building, Ellendale Fairgrounds Emmons • Sunday, Oct. 18 • 7 p.m. • virtual meeting Foster • Monday, Nov. 23 • 6 p.m. • Carrington Research Center Griggs • Wednesday, Nov. 11 • Time TBD • Old Bank of the West Building, Cooperstown LaMoure • Sunday, Nov. 15 • 7 p.m. • virtual meeting McHenry • Sunday, Nov. 22 • 6 p.m. • Anamoose VFW Mercer • Thursday, Nov. 5 • Time TBD • Beulah Civic Center Morton • Thursday, Oct. 29 • Baymont Inn, Mandan CONVENTION NOTICE FOR NORTH DAKOTA Richland • Sunday, Oct. 25 • 4 p.m. • Wahpeton Comm. Center (use east door) FARMERS UNION Sheridan • Tuesday, Nov. 3 • 6:30 p.m. • Random Roadhouse, McClusky To All Members: Sioux • Wednesday, Oct. 28 • 6 p.m. • Selfridge School Farmers Educational and Stutsman • Thursday, Oct. 1 • 7 p.m. • NDFU Conference Center

Towner • Sunday, Nov. 1 • Time TBD • Rock Lake (virtual option available) STATEMENT OF OWNERSHIP, MANAGEMENT AND CIRCULATION 1.Title of Publication: North Dakota Farmers Union Union Farmer 2. Publication #: 01-6211 3. Date of filing: 9-21-2020 4. Issue Frequency: Monthly + one special edition in October 5. Issues per year: 13 6. Annual subscription: $30 members 7. Complete address of known office of publication: 1415 12th Avenue SE, Jamestown, ND 58401 8. Complete mailing address of headquarters: 1415 12th Avenue SE, Jamestown, ND 58401 9. Full name and address of publisher: Mark Watne, NDFU President, 1415 12th Avenue SE, Jamestown, ND 58401 Full name and address of editor: Chris Aarhus, 1415 12th Avenue SE, Jamestown, ND 58401 10. There are no known bondholders, mortgagees and other security holders owning or holding one percent or more of total amount of bonds, mortgages or other securities.

11. Known bondholders, mortgages and other security holders owning or holding one percent or more of total amount of bonds, mortgages or other securities: None 12. Tax status has not changed during preceding 12 months.

13. Publication title: North Dakota Farmers Union Union Farmer 14. Issue date for circulation data below: September 1, 2020 Extent and Nature of Circulation 13 Issue Average Actual Number Last Run 15.a

Total Number of Press Run

31,279

32,410

15.b (1) Paid/requested Outside County 31,279 32,410 15.b (2) Paid In-County Subscriptions 0 0 15.b (3) Sales Through Dealers 0 0 15.b (4) Other Classes 0 0 15.c Total Paid Circulation 31,279 32,410 15.d (1) Free Distribution Outside Co. 850 850 15.d (2) In County 0 0 15.d (3) Other Classes 0 0 15.d Free Outside Mail 0 0 15.e Total Free Distribution 850 850 15.f Total Distribution 32,129 33,260 15.g Copies Not Distributed 100 100 15.h Total 32,229 33,360 15.i Percent Paid: 97.4% 97.4%

Cooperative Union of America, North Dakota Division.

Pursuant to Article III. Section 2, of the Bylaws of this Association, you are hereby notified that the 94rd annual State Convention of the Farmers Educational and Cooperative Union of America, North Dakota Division, will be held at the the Bismarck Event Center, Bismarck, North Dakota, Dec. 11-12, 2020. Official business at 10 a.m., Dec. 11, 2020. Time and duration subject to change due to COVID-19.

Mark Watne, President

ATTEST: Wes Niederman, Secretary

NOTICE OF ANNUAL MEETING OF AGRARIA MUTUAL GROUP Policyholders of Farmers Union Insurance Company (formerly known as Farmers Union Mutual Insurance Company as of Oct. 22, 2020) are the members of Agraria Mutual Group entitled to vote at the annual meeting.

The annual meeting is being held at the Bismarck Event Center, Bismarck, North Dakota, beginning Friday, Dec. 11, 2020, and continuing on Saturday, Dec. 12, 2020.

Mark Watne, President

ATTEST: Kristi Schlosser Carlson, Secretary NDFU.org • October 2020 • 17

What's new with Medicare?

Farmers Union Insurance answers questions about benefits of Medicare Advantage How do I know if a Medicare Advantage plan is right for me?

Medicare Advantage plans combine medical benefits and prescription drug coverage into one. Other Medicare plans are often sold separately, which means you could need two or three plans to cover all your health care needs. With Medicare Advantage, you just need one card to receive all your plan’s benefits.

Are Medicare Advantage plans a good deal?

Medicare Advantage plans may charge substantially lower premiums than you'd pay for a Medicare Supplement policy and Part D prescription-drug coverage. Medicare Advantage plans also may include dental, vision and hearing benefits at no additional cost.

Enrollment in Medicare Advantage has nearly doubled over the past decade. In 2019, one-third (34%) of all Medicare beneficiaries – 22 million people – are enrolled in Medicare Advantage plans.

Most Medicare Advantage enrollees have access to some benefits not covered by traditional Medicare.

Where can I find more information on Medicare Advantage Plans?

Ready to take advantage of what’s next?

Good news! You can get your information from a trusted and local Farmers Union Insurance agent, find out if a Medicare Advantage Plan is right for you. Save money and add benefits to your Medicare health plan.

Contact your local Farmers Union Insurance agent today .

A quick guide to getting more from Medicare.

After a lifetime of hard work, you’ve earned all the advantages Medicare can bring you. That’s why Blue Cross Blue Shield of North Dakota created NextBlue. Plans made for North Dakotans,

by North Dakotans. Medicare Advantage plans often combine both medical and prescription drug coverage. In addition, supplemental benefits like hearing, vision, and dental are also commonly included in these simple all-in-one plans. With NextBlue, you can do more with Medicare — at home and wherever life takes you next.

How Medicare works

Medicare is a federal health insurance program for eligible adults 65 and older and those under 65 who qualify for medical disability. Medicare has four parts – Part A, Part B, Part D and Part C. Part C is unique because it combines the coverage of all the other parts of Medicare – A, B and usually D.

Original Medicare = Part A and Part B

Original Medicare is coverage managed by the federal government. When you choose Original Medicare, you get the coverage included in Medicare Part A and Part B. Original Medicare will pay a share of the cost and you will pay the remaining balance, which is the out-of-pocket cost.

Medicare Part A acts as hospital insurance. It helps pay for inpatient care in hospitals, hospice care, home health care and care provided in a skilled nursing facility if you meet certain requirements.

Medicare Part B provides medical insurance. It helps cover doctor visits, procedures without overnight hospital stays, and some preventive care. Most people pay a monthly premium for Part B, based on income. The monthly premium for Part B is typically automatically taken out of your Social Security check.

With only Part A and Part B coverage, you’ll pay the full cost for services like:

based on income. The monthly premium for Part B is typically automatically taken out of your Social Security check.

With only Part A and Part B coverage, you’ll pay the full cost for services like: • Prescription drug coverage • Preventive dental care and most other dental services • Hearing aid coverage • Fitness club memberships • Over the counter (OTC) medications and supplies • Most care you receive when traveling outside the U.S.

Prescription Drug Coverage = Part D 2 INFORMATION Job Number

COV-16005

Trim

8.5 x 11.0 in

Modification Date

September 15, 2020 11:36 AM

Client

Clients

Bleed

8.75 x 11.25 in

Output Date

09/15/20

Description FU-Guide NextBlueof ND Summary Live 7.5 x 10.0 in Page # 1 Medicare Part D helps cover the cost prescriptions, since Original Medicare doesn’t cover File Path PKShare:Production:Clients:Covantage:COV-16005 NextBlue Creative Production: prescription drugs. Part D plans are managed by private Medicare-approved insurers. You must enroll in a private planSIGN-OFF to receive Part D services.

Notes

[

]

CD

[

]

D

[

]

CW

[

]

AS

Betsey Ruessink

[

]

PM

Kelsey Winter

[

]

PM

Beth Elmore

[

]

PA

Mike Fritz

Kelli Elmer

Part C, or Medicare Advantage = Medicare Parts A, B and D Medicare Part C, or Medicare Advantage, integrates Medicare Part A and Part B, and many times Part D coverage. Medicare Advantage plans are only available through private health insurers and, depending on your plan, may provide extra coverage including: • Over the counter drugs, including vitamins • Dental/vision/hearing services and products • Telehealth and 24/7 nurse coverage • Fitness programs • Coverage when you travel worldwide

Key dates to remember Annual Election Period (AEP) October 15 December 7 Open Enrollment Period (OEP) January 1 March 31

During this time, you can: • Join, drop or switch Medicare Advantage plans, or you can choose to enroll in a Medicare Supplement Plan and purchase a Part D plan, or Original Medicare with or without Part D. During this time, if you are enrolled in a Medicare Advantage Plan, you can: • Leave your plan and return to Original Medicare and buy a Part D prescription drug plan to supplement your Original Medicare.

• Switch to a different Medicare Advantage plan.

Contact your local Farmers Union agent for additional information.

800-366-8331 ext. 199, info@fumic.com H6202_NBNDMAGuideSht_C FVNR 0920 Farmers Union Insurance is an independent company providing sales support for NextBlue of North Dakota.

NextBlue of North Dakota Insurance Company is an independent licensee of the Blue Cross and Blue Shield Association.

MEET OUR COUNCIL!

The Women in Leadership Development (WILD) Council is a new concept and position in NDFU. Seven motivated women were chosen who are actively involved in agriculture and will be shaping and designing our leadership programming for women, including the annual WILD Conference to be held in Jamestown on Nov. 12-13.

Denise Brown, Baldwin

My husband Clark and I farm and ranch east of Baldwin. Our operation is a three generation family farm. We raise Red Angus/Simmental cow/calf pairs and a variety of small grain crops.

I chose to be a member of the WILD Council as I have participated in the WILD program since its inception. The WILD program has enhanced my leadership skills both personally and professionally. I look forward to working with other women to also enhance their leadership skills.

Lori Carlson, Jamestown I’m a soybean and wheat farmer from rural Jamestown. My husband is Richard and I are proud farmers, parents and grandparents. I am dedicated to civic involvement and serve on the Stutsman County Farmers Union board, Barnes County North school board, Northern Plains Electric Cooperative board and Winfield Township board.

Christie Jaeger, Esmond I farm and ranch with my husband, Gerald, and son Seth near Esmond. Our youngest son, Zach, will be a junior at Rugby High School. We raise wheat and soybeans and have a cow/calf operation on a fourth-generation farm. I have a degree in environmental geology and biology from UND and found my love of science in agriculture! I worked full time on the farm for the past 10 years and am now starting a new career as a crop insurance adjuster. Our daughter, Amber, is pursuing her Ph. D. in biological anthropology at Arizona State University. I am passionate about ag advocacy and am on the Benson County Farmers Union board. I've completed the Grow to Lead program and have attended all of the WILD conferences.

20 • September 2020 • Union Farmer

Shanda Laufer, Hettinger I grew up on a farm/ranch in Baker, Mont. I farm and ranch north of Hettinger with my husband and three children. My husband and I work together, side by side, seeding and harvesting our crops, raising Angus cattle and chickens. I’m excited to be on the WILD Council to contribute great ideas and grow as a person.

Megan Olson, Fargo

I grew up on a family farm near rural Maddock/Esmond, ND. My grandfather and father farm in partnership on our family farm. On our farm, we raise mostly small grains, soybeans, and corn. We also raise black Angus cattle. I am currently living in Fargo and attending UND working toward a Masters of Social Work (MSW) degree. In Fargo, I work fulltime at Fargo South High School as well. I am so excited to be part of the WILD Council to meet outstanding women in leadership and agriculture from across our state as well as bring in some new ideas for the WILD program! Growing up in NDFU, I have always wanted to be more involved, and what better way than empowering, inspiring, and motivating women to take on leadership roles in our communities.

Sheila Ostrem, Rugby I'm a lifetime farm resident of Rugby, where I raise wheat, soybeans, and corn with my husband Tim. I have served 12 years on the Pierce County Farmers Union board and have met many great people. I'm looking forward to serving on the WILD Council and hope to motivate and bring people together in a collaborative, fun atmosphere.

Jeanna Smaaladen, Grand Forks It’s an honor and pleasure to serve you on the WILD Council. I hope to bring great ideas, awesome speakers and fun times to WILD. I have been active with Grand Forks County Farmers Union for seven years, and it has been an honor and fun serving our members.

I am married to my best friend and loyal supporter Clay Smaaladen. We have three grown children: Jessica Larson of Leeds, Chris Smaaladen of West Fargo, and Justin Smaaladen of Grand Forks. We have four beautiful grandchildren who are the loves of our life: Sutton, Grayson, Lannyn and Anastasia. We farm with our nephew, Rob Marquart, and friend, Mark Peterson, in Nelson County.

My passion is leadership which keeps me very busy. From the creation of the FLAMES program now called Leading Tomorrow's Leaders, to being the past president of the Rural Leadership North Dakota Alumni Association. Currently, I am a registered dental hygienist and serve on the board of directors for RLNDAA and International Leadership Alumni Board and am attending John Maxwell Leadership Training to become a public speaker on leadership. I would have to say it like my favorite (former NDFU) director Terry Borstad: “ Life is good!"

NDFU.org • September 2020 •• 19 21 NDFU.org • August 2020

CLASSIFIEDS

Ads must be submitted through the online form at www.ndfu.org. Click “Classifieds” at the very bottom of ndfu.org and fill out the online form. Ads must be re-submitted each month. No exceptions!

Deadline is the 15th of every month.

Limit 75 words.

MEMBERSHIP DUES MUST BE CURRENT!

FARM EQUIPMENT FOR SALE APPLICATOR, 50 foot Nitromaster NH3.

Excellent condition. $5000. Call or text for more information. 701-739-8216, Wayne Holth, Fairdale.

TANKS, five 10,600-11,250 gallon tanks, former LPG semi-tanker trailers, cannot be registered for on-road use, must be used for stationary liquid storage. Heavy duty 3/8" T-1 steel tanks, excellent for all types of liquid storage. $10,000 each OBO. 701521-0052, Leeroy Carpenter, Walhalla.

HEADER, Honeybee model st-30 swather header with contained transport, 30 foot double swathhead that has been used on JD A400 and 4995 units. Have used for 7 years as single 30 for cutting mostly canola. Has been stored inside in most offseasons and is in great shape. asking $25,000. 701-290-0390, Kevin Kirsch, Belfield.

THURMAN TRUCK SCALE. 10' x 30', 30 ton rating/35t max. Manual balance beam, easily updated to digital. Excellent condition. $9500. 701-549-3727, Lyle Carpenter, Walhalla.

DIRT SCRAPER, LeTourneau 18 yd direct mount, converted with hydraulic mast and pusher and has rear hitch. Storage trailer and container. 701-474-5780, Richard Rydell, Fairmount.

FLEXICOIL CHISEL PLOW, 35 foot, purchased new in 1994; Mounted Gates harrows in good condition. 2 inch spikes (Used very little); Hiniker NH3 regulator with hyd shut off; NH3 tank hitch; Valmar chem applicator, used Lange NH3 knives can be retipped. Tires good. 701-240-5938, Wally Birkeland, Minot.

CASE 1680 AXIAL FLOW COMBINE. Hours 3785. New engine last 700 hours.

Many updates. Always shedded. $10,000 or best offer; Straight head, 1020 25', $2500; 1015 pickup header 13', $1000.

701-789-0670, Jerome Arneson, Cooperstown.

CULTIVATOR, Salford 2010 570 RTS 41 ft drag & rolling baskets; 2014 SS290 seed shuttle, honda electric start motor, remote throttle, auto talc applicator; 2003 1890 JD split row planter, 16-32 rows, mechanical drive half disconnect, no fert. E sets on corn rows; 24 ft 100 Series chisel plow.

701-320-3172, Mike Carlson, Jamestown.

BALER FOR PARTS/FIX, 853 New Holland baler to fix or parts, $1200 obo, stored inside; 2955 JD tractor with 265 loader, FWA, no cab, $22500 obo. 701-452-2444, Steve Wipperling, Wishek.

NDFU.org • October 2020 • 22

APPLICATOR, 37' DMI 4250 anhydrous applicator; 21' JD 580 pull type swather Antiques: JD NO 47 model H wooden box manure spreader; Very nice horse drawn dirt scoop; metal headboard and bed frame from the 1920's 6'x4.6’; JD hydraulic rams 5x12 inch and 4 1/2x10 inch. 701-4303348, Jack Vadnie, Clifford.

LAYMEN CHAIN STACK MOVER ready to move hay $1600. Allis Chalmers number 10 round baler, ready for the field $1000; 10 ft IH heavy disk field, ready for the field, $1400; All sizes of IH grain drills reconditioned; Portable wind breaks and corral panels. 701-400-5742, Gerald Miller, Mandan.

TRAILER, 4 wheel steel trailer to park in corral; 15-30 McCormick tractor; 2 cream separators; Late-model super M, w/live PTO; 1 new tire LT245-75R-17 Load Range E, Saddle & 2 Bridles, 1905 JD Metal corn sheller. Covered wagon running gear, 1950 bicycle. Email: larryn@westriv. com. 701-597-3730, Larry Nagel, Shields.

WEED BADGER, 2550 SST, fits 3 pt, 35+hp tractor, always shedded; wheel weights for JD garden tractor. 701-7342239, Leon Lippert, Wilton.

15 FT BUSH HOG, heavy duty, Model 2715, year 2008, blades on and one set of new blades $10,000: Cummins Onan Generator, 1999 Model 12GJAB power plant with disconnects $3,000: 19 aeration tubes 18 inch, $250: One takeout auger 6" for 18' bin, center take out $200: One take out 6" auger for 21' bin, center take out $200.

701-833-1472, David Brossart, Lansford.

CHEVY 2-TON TRUCK, 14 ft steel box, V8 motor; 30' Rowse dump rake; 26' # 55 IH chisel plow With Valmar chemical box; 28' Donahue Trailer; Degelman rock picker, PTO. 701-320-3046, Steven Hochhalter, Woodworth.

TUB GRINDER, Haybuster H-1000 PTO. 701-263-5223, Leonard, Hoskin, Maxbass.

1990 FORD VERSATILE 846, 7000 hrs, $15,000; IH cultivator 38 1/2 ft. Tigermate II with 4 Bar Harrow $13,000; Chisel plow 27 ft. J.D. 1610 tandems rounds, new tires $5000; 60 ft. Melroe harrow $800; 60 ft. Heavy Herman Harrow $5000. All in excellent condition. Field-ready. 701-5936368/701-331-8993, Jim Kovarik, Adams.

1460 IH COMBINE, 3600 hours 24 ft. cut; Header with finger reels, new transport, new sickle, very good condition (both always in building storage); No. 55 Flexicoil 70' sprayer, new tires, new pump, very good condition. 701-225-3516, Robert Lefor, Lefor.

1955 JD 60 RC TRACTOR, looks good/ runs good. $4000 OBO. 1955 JD 70 tractor, new tires and paint and runs good. $5500 OBO. 701-252-6455, LaDona Tarno, Jamestown.

125 MAXXUM CASE IH TRACTOR, MFWD, 850 hrs with Case IH L755 Loader; MK Martin 8 ft Snow Blower, used very little; JD 16 ft Chisel Plow; 5 Section Wooden Harrow; IH Farmall M Tractor; Horse Drawn 2 Row Corn Planter and a one Row Corn Cultivator. 701-483-4825 Richard Jablonsky, Dickinson.

CASE IH 75A FARMALL FWD TRACTOR w/540 loader, 3pt blade, no cab, 205 hrs; 40 used Lange anhyd knives; anhyd nitrolator w/hyd shut off & hoses; steel fence posts; used cult/shovels; transition & aeration screens & fans; closing wheels & hdw for 50 ft 3320 Bourgault air seeder; Antique pump jack/wooden lift arms; farm scale/ steel wheels; used Case IH 8230 feeder chain; dog house on 4x4 skids; Kawasaki generator KG 1500B. 701-629-9003, Doug Halden, Stanley.

SMALL 25 HP DIESEL TRACTOR, John Deere 1025R, 4-wheel drive, power takeoff front and back, power steering, winter plug-in, 51" bucket, 60" finish lawn mower, piles snow 7' high, 300 hours. 701-3172327, Jim Enlow, Manvel.

WANTED TRACTORS, IH 806, 1206, 856, 1256, 1456, 1066, 1466, others; JD 5010, 5020, 6030, others. MM 950, 1000, 1050, 1355 others; Oliver 1960 and newer. AC, 210, 220, D-21, running or not. Will consider all.

701- 628-2130 Jerry Lumley, Stanley.

MISCELLANEOUS FOR SALE 1979 16' SYLVAN BOAT. 55 hp Johnson motor. $1900. 701-399-9455, Norman Kessler, Fessenden.

FURNACE, Bryant, high efficeny plus 80 gas, worked when took out and put in a new one, replaced mother board flame sensor and ignitor, make offer; 2 20 lb propane tanks $7.50 each; 2 100 lb propane tanks $20 each; Set of women’s golf clubs $20; Men’s golf clubs $45; Horseshoes game, $10; Padded staple on riding mower seatcover $5; 701-741-3598, Gary Nelson, Grand Forks.

GUNS, Deer rifles, Remington model 721 caliber 30-06 excellent shape $450; Savage model 1899 caliber 300 Savage, excellent shape, $475. 701-351-3305, Arne Berg, Devils Lake.

5 GAL. CREAM CAN, separator strainers, ice cream freezer, crocks, old farm equip. manuals, ratchet-type calf puller, old calendars: tractor, vehicle, wildlife and comical. 701-252-6455, LaDona Tarno, Jamestown.

POLE BARN, 40'x120' w/ milk barn attached to be torn down or moved.

Roof damage. 701-320-3046, Steven Hochhalter, Woodworth.

WANTED USED SIDE BY SIDE, or ATV with box; 1998-2002 Dodge 1500 or 2500 extended cab pickup body; 1972 Chevrolet pickup body.

FORD FLATHEAD V8 ENGINE, prefer an engine that is loose but will consider anything. Also looking for vintage Blackhawk and Lincoln shop tools. 701-680-1079, Dylan Ekstrom, Forman.

OLD STUFF, ND License plates car or motorcycle, Advertising signs for gas and oil, Farm equipment signs, or soda pop signs. Old gas pumps, old oil cans with good advertising, Arrowheads picked in ND, Redwing crocks, advertising thermometers, old cast Iron jawed animal traps. Old Marbles and old toys. 701-220-5746, Val Ganje, Bismarck.

PRAIRIE DOG HUNTERS to come & hunt on my land. Make reservations now. Email: larryn@westriv.com. 701-597-3730, Larry Nagel, Shields.

Around the state

Farmers Union Insurance agent Brian Nieuwenhuis of Garrison, right, gives a $2,000 check to members of the Garrison Food Pantry.

Branson Nov. 30- Dec. 6

$1,100 a person (double occupancy) $1,400 a person (single occupancy) Price includes transportation, lodging, attractions and some group meals. See Dublin Tenors & Celtic Ladies, Haygoods, Johnson Strings, Mount Pleasant Winery, Legends, Presleys and more! We’re also taking extra precautions and cleaning measures on our motorcoach for your safety.

Call 800-366-8331 for trip info!

Ask for Becky (ext. 108) or Jeff (ext. 111)

VEHICLES GUNS, looking for good lever action rifle and .357 pistol. 701-628-2130, Jerry Lumley, Stanley.

FOR SALE 1999 DODGE SINGLE CAB service unit with toolbox and fuel tank. Excellent condition. $5000. 701-739-8216, Wayne Holth, Fairdale.

1997 CHEVY PICKUP, extended cab, 3rd door, 4x4, 205,000 miles, new rear tires, bed liner, AC/cruise does not work. $1500 or best offer. 701-840-1094, Brett Kapaun, Tower City.

Longtime Farmers Union Insurance agent Donn Frahm of New Rockford holds his cake during his retirement party Sept. 10 at the New Rockford golf course. At right is Lucas Schumacher, the agent who will be replacing Frahm.

SAFETY

MADE SIMPLE

SAFETY AT RAILROAD CROSSINGS Watch for crossbuck signs on your route Yield at the crossbuck and look both ways before crossing Proceed only if you can clear the tracks without stopping

Dedicated to preventing injuries and saving lives.

2015 CHEVY TRAVERSE, 75,000 miles excellent condition $16,000. Heated leather seats, rear camera, 7 passenger, AWD, loaded. 701-629-9937, Lori Lefor, Stanley.

1979 FORD 351 ENGINE, complete overhaul, $4400. Selling for $3000. Car goes with installed engine in 1979 Cougar XR 7, new brakes, shocks, tires, seats recovered. $3000. For all. 701-680-1193, Gary Lovgren, Verona.

1992 FORD F-250. 3/4 ton, 4-wheel drive, new tires, 350 engine, 261,756 miles. 701320-4431, Dennis Gasal, Jamestown.

A private non-profit.

www.ndsc.org

1996 CADILLAC FLEETWOOD BROUGHAM. White w/ white vinyl top. New tires, rotors, brakes and air shocks. V8 350 Motor.

Very good condition. Ph: 597-3730. Email: larryn@westriv.com. 701-597-3730, Larry Nagel, Shields.

WANTED 20 BALES OF OATS STRAW, net wrapped. 701-720-1483/701-246-3469, Randy Hochstetler, Rolette.

Farmers Educational and Cooperative Union of America, ND Division

PERIODICALS – POSTAGE PAID

1415 12th Ave SE PO Box 2136 Jamestown, ND 58402

Whatever your Next

we’ve got your plan.

Call us about the next-generation Medicare Advantage plans from NextBlue of North Dakota. Checking out these convenient all-in-one health, drug and wellness benefits plans should be the next thing you do.

Contact your local Farmers Union Insurance agent for additional information. 800-366-8331 ext. 199, info@fumic.com

© 2020, NextBlue of North Dakota. All Rights Reserved. NextBlue of North Dakota is a PPO plan with a Medicare contract. Enrollment in NextBlue of North Dakota depends on contract renewal. NextBlue of North Dakota Insurance Company is an independent licensee of the Blue Cross Blue Shield Association, providing Medicare Advantage Insurance. Farmers Union Insurance is an independent company providing sales support for NextBlue of North Dakota. H6202_NextBlueFUIMgzn_M