AUGUST 2024 • ndfu.org
Dedicated family has 175 years of experience working for Farmers Union Insurance
Lance Gulleson Agency
I grew up in a farm family from Rutland and graduated college from NDSU, where I was active in the NDFU Collegiate Chapter. I worked in engineering at Bobcat in Gwinner out of college for two years. I started with Farmers Union Insurance in February 2006 and moved to Lisbon as an agent. I'm married to Natalie and have two sons: Gavin and Seth. Natalie works with me at the agency, and I am still involved in our family farm as fifth and sixth generations farming in North Dakota.
I enjoy working with our awesome customers and coworkers every day. With insurance and products we offer, it is rewarding to work with individuals, businesses, farms and families to protect what is important to them and deliver on that promise when the need arises. Farmers Union Insurance and our agency are committed to giving back to the communities we serve, and that really makes this job enjoyable.
We are proud to donate both financially and our time to many of our local schools and organizations annually. I have been on the boards of Lisbon Public Schools, Trinity Lutheran Church, Lisbon Dollars for Scholars, Lisbon Rural Fire Department, N.D. Community Foundation, N.D. State Board of Agricultural Research & Education, Lisbon Rec Board and Ransom County Fair.
ND 58402-2136
016-211
NDFU MOBILE APP How to use the
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Enter the code to get into the app. If the texting option does not work the first time, try again and choose the email option.
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Three of the features of the app include a home screen with notifications, state convention registration and the ability to find and contact your legislators about important issues!
FREQUENTLY ASKED QUESTIONS
Do I have to be a member to log into the app? Yes. The app is for NDFU members. Those who would like to become members can sign up at NDFU.org!
What if NDFU doesn’t have my email address? Like any online service, we require an email address to use the mobile app. Contact us at 1-800-366-6338 or ndfu@ndfu.org to have an email address added to your account. Additionally, if we have a different email address on file than the one you’re currently using, you can use the one we have on file or contact us with your new address.
NDFU has my email, but I’ve never used the online portal. What’s my password? Search NDFU in the app store or scan the QR code. Download the app, use the Forgot Password link on the login screen and follow the on-screen prompts to set a new password!
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Sophia Richards of Hope was crowned Miss North Dakota June 8 in Williston. Richards is the granddaughter of Steele County Farmers Union President Randy Richards and treasurer-secretary Carmen Richards. Photos courtesy Sophia Richards.
Richards crowned Miss North Dakota
BY CHRIS AARHUS, NDFU
Sophia Richards has a busy year in front of her, but she wouldn’t have it any other way. Not when it means fulfilling a childhood dream.
The Hope, N.D., native was crowned Miss North Dakota during the Miss North Dakota Scholarship Organization’s 2024 state competition June 8 in Williston. Richards is the granddaughter of longtime Steele County Farmers Union directors Randy and Carmen Richards.
Not only will Richards travel the state over the next year while having a fulltime job, she’ll go to Orlando in January to represent North Dakota in the Miss America competition. Before that, however, she’ll be the keynote speaker at the Torchbearer banquet Saturday night at the NDFU state convention Dec. 13-14 in Bismarck.
“You spend your year as Miss North Dakota, promoting your community service initiatives, volunteering around the state and speaking at events,” said Richards, who works as host and producer of North Dakota Today, a morning show on KVLY in Fargo.
Richards’ initiative is BIO Girls (Beautiful Inside and Out), a program that seeks to improve self-esteem in adolescent girls. The program originated in Fargo and has spread to multiple states.
“It’s a 12-week preventative mental wellness program that I am an advocate, mentor and volunteer for,” she said. “I meet with young women every week and teach them skills to build their self-confidence.”
It’s needed more than ever. According to a Gallup poll from April, only 15% of Gen Z describes its mental health as excellent. A sharp decline compared to 20 years ago, when 55% of millennials and Gen X in the same age range reported excellent mental health.
In short, it’s a growing problem.
“A lot of young women across this state and across the country struggle with low self-esteem and some mental health issues,” Richards said. “By addressing these issues early on, we can prevent a lot of the problems we see later in life.”
Each contestant in the competition for Miss North Dakota must have a talent, and Richards is a singer. She sang the national anthem at the Red River Valley Fair in Fargo on July 4.
“I sang in church, and my grandma played the piano,” she said. “I grew up doing that.”
Richards has a good foundation for her upcoming year, as she grew up on a family farm. Parents Tony and Alicia are longtime Farmers Union members.
“That’s made me tough,” she said. “I grew up with the mentality of my dad and my grandpa, and everyone in my family. That if you work hard enough, there’s nothing you can’t do or can’t handle.”
Richards said she’s proud of where she came from, and she knows they’re pulling for her.
“Being from a small community gives me such an advantage because I know I have so many people that are going to be supportive throughout the year,” she said. “I think they’re pretty proud to have a Hope girl as the 76th Miss North Dakota.”
Alongside her message of improving mental health in adolescents, she wants small-town girls to know that they don’t have to travel far to seek happiness.
“You can build a life and achieve your dreams right here in North Dakota,” she said. “You don’t need to move to a big city. You don’t need to hang your head about being from a small town, because those are things that make you unique. You can receive the same opportunities as someone from a bigger city and achieve anything.”
minnesota VIKINGS
TAKE YOUR FAMILY TO A MINNESOTA VIKINGS GAME, AND LEAVE THE HASSLE TO US!
U.S. BANK STADIUM, MINNEAPOLIS
Join North Dakota Farmers Union as we cheer on our Minnesota Vikings! It’s a welcoming experience with our lower bowl season tickets, luxury motor coach and professional staff. This is sure to be a fun, smooth and relaxing adventure for your whole family.
minnesota VIKINGS
Sunday, Sept. 15 vs. San Francisco
Open to members statewide
Sunday, Sept. 22 vs. Houston
Open to members statewide
Sunday, Oct. 10 vs. Detroit
Open to members statewide
Sunday, Nov. 3 vs. Indianapolis
Open to members statewide
Sunday, Dec. 1 vs. Arizona
Open to members statewide
Sunday, Dec. 8 vs. Atlanta
*Sargent County Farmers Union has 12 seats set aside for its members with a $185 discount per person.
Sunday, Dec. 29 vs. Green Bay
*Richland, Cavalier and Bottineau counties each have 12 seats set aside for its members with a $185 discount per person.
POLICY HOPPER
FROM NORTH DAKOTA FARMERS UNION
A look at new tax credits for biofuels
Over the last 18 months, the agriculture policy world’s focus has largely been directed to the farm bill. At the same time, NDFU has been providing feedback on two new tax credits – 40B and 45Z – as they move through the rulemaking phase. These tax credits, along with the more widely known 45Q tax credit, will boost renewable fuels production and, by extension, demand for farm commodities. This article provides a primer on each of these three tax credits and how they can be leveraged to reward on-farm stewardship.
40B Tax Credit
The 40B tax credit is a new incentive that aims to support the nascent sustainable aviation fuel (SAF) industry. The Inflation Reduction Act defines SAF as an aviation fuel that is bio-based and achieves at least a 50%
reduction on carbon intensity compared to petroleum-based jet fuel. The 40B tax credit provides a base credit of $1.25 per gallon with up to another $0.50 per gallon for further reducing the carbon intensity below 50% of standard jet fuel.
45Q Tax Credit
The 45Q tax credit provides an incentive for carbon capture and sequestration (CCS). The credit has existed since 2008 but the credit amount was significantly boosted in the IRA. The 45Q tax credit provides up to $85 per metric ton of carbon dioxide (CO2) sequestered during a facility’s first 12 years of operation. 45Q also provides up to $60 per metric ton of CO2 used for enhanced oil recovery (EOR), though CO2’s use for EOR is still in the pilot phase.
45Z Tax Credit
The 45Z tax credit provides an incentive for producers of low-carbon transportation fuels. The 45Z credit provides an incentive up to $0.02 per gallon for each point of CO2 reductions below an established threshold, with a maximum credit of $1 per gallon for fuels produced with zero carbon emissions. 45Z also provides incentives that parallel the 40B tax credit to aviation fuel producers.
While much attention has focused on 45Q, 45Z provides an even more powerful incentive for renewable fuel producers. According to a study of Iowa ethanol plants, the average margin per gallon of ethanol produced is currently about 15 cents per gallon. With the 45Q tax credit, that margin more than doubles, to 33 cents per gallon. With the 45Z tax credit, margins jump to 57 cents per gallon. Those higher margins should drive growth in renewable fuel production, thus boosting demand for farm commodities.
Recognizing Farming Practices
Though controversial, carbon capture and storage is an important part of the conversation surrounding the future of the renewable fuels industry. Whether currently proposed carbon pipelines get built or not, the industry will continue to seek opportunities to capture, transport and sequester CO2. In fact, two North Dakota ethanol plants – Red Trail Energy at Richardton, and Blue Flint Ethanol at Underwood – have installed on-site CCS facilities. Beyond the CCS discussion, NDFU is advocating for these credits to recognize the value of commodities produced with a lower carbon footprint.
In May, the Treasury Department released 40B guidance that would provide up to 10 cents per gallon of SAF produced using corn or soybeans grown with certain practices. Farm groups were glad to see acknowledgment of on-farm stewardship within the framework. However, Treasury’s restrictive definition of “climate-smart agriculture” practices and requirement that practices be bundled together, made it impractical for many North Dakota farmers to participate.
Last month, NDFU urged regulators to avoid the mistakes made with the 40B credit as they develop guidelines for 45Z and other clean fuel programs. In comments submitted with the North Dakota Corn Growers Association, North Dakota Soybean Growers Association and Northern Canola Growers Association, NDFU encouraged USDA to analyze the emissions-reducing benefits of a broad array of practices that are and can be utilized in North Dakota. We also stressed the importance of respecting regional differences and ultimately ensuring farmers can choose the best avenue to participate for their unique operation.
Conclusion
Ultimately, the 40B, 45Q, and 45Z tax credits have the potential to spur growth in the renewable fuels industry. Growth in renewable fuels production will drive increased demand for agriculture commodities. It is important farm organizations recognize the important role we have to play in guiding the development of these incentives. If the market wants lower carbon fuels, farmers deserve to be rewarded for doing our part to meet that demand.
— NDFU Gov. Relations Director Matt Perdue
NFU VP Kippley testifies for House Ag
WASHINGTON – National Farmers Union Vice President Jeff Kippley represented family farmers and ranchers July 10 at a House Agriculture Committee hearing. “Examining the Consequences of EPA’s Actions on American Agriculture” provided a platform for discussing various concerns related to the Environmental Protection Agency’s (EPA) regulations and their impact on the agricultural sector.
In his testimony, Kippley emphasized the necessity for a balanced approach, with reasonable and appropriate regulations to safeguard our natural resources.
“To build a successful farm business over the long term, I need my operation to be profitable,” Kippley said. “Sometimes I worry that the wrong federal regulations could harm my business, but I also know that it’s important to have practical rules of the road by which everyone must abide. Properly designed and enforced regulations help protect all of us from bad actors. EPA plays an essential role in protecting our environment, but the agency should do more to limit the impact of its regulations on family farmers and ranchers. One of the best ways to do this is through regular engagement and partnership with farmers and communities. We commend the agency for creating the new Office of Agriculture and Rural Affairs. Farmers Union looks forward to working with EPA and this committee to ensure our voices are clearly heard by the agency.”
TESTIMONY HIGHLIGHTS
Waters of the U.S. (WOTUS): “The game of regulatory ping-pong over WOTUS has gone on far too long. Like everyone else, we want simplicity and clarity.”
Crop Protection: “Most farmers don’t have the scientific expertise to evaluate crop protection products for safety, but we
know these products are essential for our operations. EPA’s rules, oversight and labeling guidelines help keep us safe.”
Renewable Fuel Standard (RFS) and Biofuels: “The RFS has been the most successful clean fuels policy in the U.S. by making renewable fuel more affordable, creating jobs and reviving rural economies, and reducing oil imports and air pollution. Future action by EPA should support the program’s growth and success. We also appreciate the administration’s focus on Sustainable Aviation Fuel (SAF). I hope the committee will support the adoption of agricultural feedstocks for SAF production.”
Right to Repair: “It’s incredibly important that farmers have the option to fix our own equipment or go to independent mechanics of our choosing, just like everyone can with their cars and trucks. But some farm equipment manufacturers believe farmers cannot be trusted to repair their own equipment … EPA Administrator [Michael] Regan affirmed that EPA’s [Clean Air Act] regulations support independent repair, and that independent repair doesn’t facilitate emissions tampering. We urge Congress to ensure the Right to Repair.”
National Farmers Union Vice President Jeff Kippley, who farms near Aberdeen, S.D., testifies in front of the House Ag Committee July 10, 2024, in Washington, D.C.
The Farmer’s Share
Civil dialogue important during election season
It is that time of the year when political campaigns really kick up their efforts. It may seem like the campaign season goes on forever and following the Republican and Democrat conventions, we will be inundated with endless ads and endless information that needs to be verified for accuracy. We will need to search out candidates who fit our own personal beliefs and support concepts we believe will make our democracy a success.
NDFU does not endorse candidates, but we do encourage our members and others to participate in the election process. It is the best avenue to set the direction of our country.
This process has always been the backbone of our society. I understand that it can be frustrating at times, but it is not something new where citizens have to weed through the rhetoric. I am generally an optimist and believe our system of government will, over time, reflect most people’s views. I encourage you to take the time to participate and vote.
I do have one concern that is very high at this moment in time. It is called “unchecked hatred.” I am not sure where the terminology originated but it appears to be real, as we see divisions in people’s thought process and the immediate anger and lack of ability to have civil dialogues.
Unchecked hatred generally starts with bias that is left unresearched and unverified. Bias is a preference either for or against an idea, concept, individual or group which affects someone's ability to judge fairly. When that bias
is left unchecked and repeated, it becomes normalized or accepted, and may even escalate into violence.
The devastating effect of hatred is sadly nothing new. However, its scale and impact are amplified today by new technologies of communication which have become one of the most frequent methods for spreading divisive rhetoric and ideologies on a global scale. If left unchecked, hate speech can even harm peace and development and lay the ground for conflicts and tensions.
We, as voting citizens, need to be diligent in our efforts to weed out misinformation. We need to set expectations that our elected officials are honest and try to do what they say they will do. It is time for accountability to outweigh the bias, hatred and partisan bickering. We need to challenge those who spew out lies and support politicians who work hard to represent their constituents. Elections need to happen, but when the election is over, governing becomes the priority of elected officials.
I have always found the citizens of the United States to be very wise when given accurate information. Today, each of us needs to step back and look at all the data and propaganda and, with a little thought, see the real and true information that will make our country strong and successful. Sometimes, the commonsense approach can be the most valuable avenue of all.
journey to a Legacy
Story by Chris Aarhus/NDFU Editor • Photos by Chris Aarhus and submitted by Lebahn family
Internship
with Farmers Union Insurance in the early 1970s starts Lebahn family down a path that's created a tradition
When Shane Lebahn decided to become an agent for Farmers Union Insurance after graduating from NDSU, it made sense he would fill the vacancy in the West Fargo office that his father Rick shared.
Shane’s not sure how his father felt, but he knew one thing:
“After getting done with college, he was just happy I had a job,” Shane joked.
After 33 years, Shane continues to carry on what has become a mainstay within Farmers Union Insurance — the Lebahn name.
Rick led the pack, putting in 45 years with the company before retiring in 2015. The family lost Rick in February, when he passed away at the age of 74.
“You could call Rick, ‘The Godfather,’” said Rick’s brother Trent, who spent 40 years with North Dakota Farmers Union Insurance and
National Farmers Union Insurance. “Not only did he get me into it, he got (brother) Randy into it and (nephews) Shane and Tyler (Van Bruggen), and a lot of other people, too. You could almost call it a coaching tree.”
Randy spent 39 years with Farmers Union Insurance wearing multiple hats including claims manager. Tyler — the son of the Lebahn brothers’ only sister Gayann Van Bruggen — has been a Farmers Union Insurance agent in Valley City for 18 years.
Of course, the insurance itch started somewhere. Ray and Lila Lebahn were policyholders who farmed near Litchville, and it grew into their four children playing instrumental roles within North Dakota Farmers Union and Farmers Union Insurance.
CONTINUED ON NEXT PAGE
TOP: A more recent picture of the family together. (Rick, Randy, Trent and Gayann in back; Mother Lila and father Ray in front.
AT LEFT: The Lebahn family in the 1970s (Randy, Rick and Trent in back; Gayann in middle, and Lila and Ray in front).
CONTINUED FROM PREVIOUS PAGE
“They care about people, and they’re ambitious,” said Odean Olson, who was Farmers Union Insurance general manager for 27 years and is a friend of the family. “They’re happy-go-lucky all the time. They’ve got a good attitude about everything. They’re just fun people to be around.”
On occasion, agents from other companies would drive out to Ray and Lila’s farm with hopes of earning their business. With three sons heavily involved in Farmers Union Insurance, it was a quick conversation, Randy said.
“You’re wasting your time, because we’re pretty well taken care of, she’d say.”
BEGINNINGS
The involvement of the Lebahn family is rooted in the farm organization, where it has played a significant role in the youth program starting with Lila’s mother Edna Pollert.
Lila was active within LaMoure County Farmers Union, and Gayann was youth director for over 30 years. She got her start by helping her aunt Phyllis Smedshammer, who was camp director. Gayann’s husband Ron was a longtime
LaMoure County Farmers Union president, and their daughter Carly Rott is currently the youth director.
“We were all involved in Farmers Union,” Gayann said. “It’s in our blood.”
Randy recalled farm life as typical back then, with summers being busy with work.
“We were boys so once in a while we got into scuffles,” he said. “None of us regret growing up on a farm. We’d summer fallow and combine, and we also had summer jobs. I worked for the highway department when I was 16. Rick would help out a carpenter, and Trent pretty much stayed on the farm to help out there.”
On the insurance side, the bug may have started with agent Ted Huber in LaMoure, Randy said.
“Mom and dad had Farmers Union Insurance, and he would come to the farm,” Randy said. “Gerhard Heutzenroeder (from the state office) and him came to the farm when Rick was about 20, and got him an internship in Hillsboro for the summer.”
BUSINESS
Rick graduated from college after the next year and started as an agent in Wimbledon.
Randy Lebahn dressed up as Uncle Sam for the agents statewide meeting in 1996.
Rick recalled his early experiences in the Farmers Union Insurance history book, “Simply Different: The History and Heritage of Farmers Union Insurance.”
“I spent a lot of my evenings in my junior and senior year with district manager Jim Reyerson, who was the main reason I accepted an opening as a full-time agent in Wimbledon,” Rick recalled. “My office was a desk in the corner of the Farmers Union Oil manager’s office. After a few months, I was doing well, so I asked to go on straight commission. Every month on payday, I would go to Straus Clothing in Valley City and buy a new sport coat and tie. In the late 1960s and early 1970s, we only had 35 agents in the entire state.”
A few years later, he took over a Fargo agency, eventually moving it to West Fargo, where he made his home with his wife Marilynn.
“Everybody really looked up to him, so he had great friends and a bunch of people that hung around him,” Olson said. “He was always so positive. He had more one-liners than anybody I know.”
Both Randy and Trent remember their careers starting with a suggestion from Rick. For Randy, he was at Firestone in the 1970s
when the oil embargo hit.
“We couldn’t get tires to sell and part of our wages was a tire bonus,” he said. “Rick mentioned there was an opening for a commercial lines underwriter in Jamestown. I applied there and got hired in August of 1975.”
It was all part of Rick’s design, Trent said.
“I was done with college and wondering what I should do, and I said maybe I should go to work at the (Farmers Union Insurance) state office,” Trent said. “And Rick said, ‘No Trent, you don’t belong in the state office. We need somebody a lot smarter than you and me at the state office.’ Well, that would be Randy then. Randy is very good with numbers, and he’s very analytical. So I stayed in sales, and Randy was at the state office.”
Randy started in commercial underwriting. He was also the account executive for large accounts like the rural telephone co-ops before Olson asked him to take over the claims office, where Randy was manager for 15 years. He resides in Jamestown with his wife Colleen and retired in 2014.
“I wore quite a few hats,” Randy said.
With Randy at the state office, Trent’s
Agent Rick Lebahn uses one of Farmers Union Insurance's new mini-computers while fellow agents Brach Johnson (sitting), Jerry Usgaard, Dale Weber and Milt Waslien look on.
CONTINUED FROM PREVIOUS PAGE
conversation with Rick turned from an internship to an agency in Grand Forks. After a short while, he took over an agency in Minot until 1979.
At that point, Trent was approached by National Farmers Union Insurance to develop a market in Kansas.
“My wife (Wendy) and I didn’t have any kids, and we were young and adventurous,’ said Trent, who lives in Salinas, Kan. “So we said, sure, let’s go do this. We moved to Kansas and have been here ever since.”
Trent retired from Farmers Union as district sales manager in 2013 and has a retirement consulting business.
NEXT GEN
Shane was working for his father while going to school at NDSU, doing filing and other paperwork, when his father suggested getting licensed as an agent.
“When they were looking for someone to fill the second agency in the building, they saw that I was licensed,” Shane said. “And they’re like, well this would be a pretty easy transition.”
In 1991, Shane started with a “scratch office,” meaning he built his book of clients from nothing. To do that, he had to put his father’s philosophy to work.
“He believed that as long as you treated the customer right, and you did what you said you
were gonna do, that everything would work out just fine,” Shane said.
Shane remembers the early days of traveling with Rick, when the two needed to attend conferences or work trips.
“It’s harder to find a babysitter when your parents are on these trips with you,” Shane joked.
Not surprisingly, Rick also played an essential role in his nephew Tyler Van Bruggen’s career. Tyler would help Rick with filing and paperwork while going to college at NDSU and then become a camp counselor in the summers.
“That evolved into Shane needing more help in the agency, and I was asked if I wanted to take part in an internship program,” Tyler said. “That pulled me away from Farmers Union camp, but they wanted to see if I had an interest in the insurance industry.”
Tyler started with claims and underwriting as an intern, but quickly felt the pull to sales. After graduating at NDSU, he had an opportunity in Valley City.
“I wanted to be somewhere in the eastern half of the state and close to the family farm,” he said.
Tyler said he thought about going back to the family farm and that his family was supportive in whatever he wanted to do.
“I wanted to stay tied to agriculture, but I wasn’t quite sure that farming was right for me,” Tyler said. “I hadn’t shut the door on farming yet and my dad (Ron) had encouraged me to leave and get some off-farm experience. I grew
Shane Lebahn of West Fargo, Rick's son, started in the same office as his father and has been an agent for 33 years.
Tyler Van Bruggen is the nephew of the Lebahn brothers. He has been an agent in Valley City for 18 years.
A Lebahn family tradition has been to travel to Frisco, Texas, to watch the NDSU football team play in FCS championship games.
pretty comfortable where I was at in Valley City, and never did go back.”
Tyler said the families often get together at holidays, and the resulting shop talk can be interesting, depending upon if you care about insurance.
“I feel bad for some of the other members of our families not in the insurance industry,” Tyler joked. “We get together at Christmas, Thanksgiving, weddings, birthday parties, you name it — it’s inevitable that (insurance) talk is going to come up somewhere.”
Between the five of them, it’s 175 years of experience with Farmers Union Insurance
“It started with Rick,” Randy said. “Rick was satisfied with what he was doing in Farmers Union and how they treated him, so we followed him.”
Odean Olson said success is much easier to come by when you have a company filled with families like the Lebahns.
“It sure made life easier for us managers, because they always had our back,” Olson said. “It’s too bad we didn’t have 20 families like that.”
Founding Farmers catering growing with impressive summer events
The Founding Farmers Co. Catering & Events team is on the rise.
Launched in July 2022, their capabilities as a company and team are continuing to develop and expand. Operating now with full service catering, event planning and design, the catering company has a continuously growing portfolio from weddings to corporate conferences to retreats and more.
Recent highlights from the team include a sophisticated event for Conscious Capitalism’s Washington D.C. Chapter with a riverside cocktail hour with passed hors d’oeuvres and a multi-coursed seated meal to match the “conscious conversations” taking place between business and industry leaders. The catering team also provided multiple
layers of catering for the four-day long National Geographic’s Explorer Fest requiring a team of 30. They catered the full service welcome dinner, conference breakfasts, lunches, and afternoon snacks, executive receptions, boxed lunches for the crew, meeting room popcorn, and more.
Both of these impeccably executed events are evidence of the company’s growing capacity and skill. Of course, Founding Farmers Co. Catering & Events follows the Farmers Restaurant Group mission and farmer-owned ethos with thoughtfully sourced ingredients and delicious, scratchmade food and drink. They’re proud to represent North Dakota Farmers Union with every event they cater.
What's happening
Ty Jerrel of Sheyenne (left), Rebecca Willer of Jamestown and Ozzie Skogen of Lakota represented North Dakota Farmers Union at National Farmers Union’s All-States Camp in June in Erskine, Minn. Willer and Skogen were named to the National Youth Advisory Council for the coming year.
Stark County Farmers Union held a membership picnic July 14 in Dickinson.
Mercer County Farmers Union served free root beer floats to show appreciation to all of the 4-H and FFA students, and Premier Sale supporters at the Mercer County Fair.
around the state?
District 1 Director Jon Iverson of Langdon (left), District 6 Director Shelly Ziesch (middle) and District 4 Director Shane Sickler of Gladstone cook breakfast for Co-op Day July 24 at the North Dakota State Fair in Minot. NDFU and other co-ops cooked a free breakfast in the morning and handed out free ice cream in the afternoon.
NDFU District 2 Director Bob Finken hosted 18 representatives from India, including 16 traders, a government official and a USA Dry Pea & Lentil Council rep as part of an India Trade Mission and Harvest Tour July 19 at his farm near Douglas.
ALL-VEHICLE PROTECTION PLAN
All vehicle deductible reimbursement
• up to $1,000 per loss and UNLIMITED number of losses allowed per 12 mo.
All vehicle repair reimbursement
• 20% up to $500 per repair, max $1,000 per 12 mo.
Emergency travel
• Up to $1,000 per 12 mo.
ID Theft Restoration
• Peace of mind of knowing that a professional is standing ready to help restore your good name if identity theft strikes.
Warranty Vault
• The on-line storage & organizing service that helps you to take full advantage of your consumer product warranties.
Annual cost: $169
HOME PROTECTION PLAN
Home Deductible Reimbursement
• Up to $2,500, 1 claim per 12 mo., on primary residence.
Home Glass Breakage
• Up to $200 to replace the broken window, 2 claims per 12 mo.
Home lockout
• Up to $100 per lockout and 2 lockouts per 12 mo.
Appliance/Electronic Repair
• 50% of repair, up to $500 per repair and $1,000 per 12 mo.
Emergency lodging
• Up to $2,200 per 12 mo.
Annual cost: $159
Bundle and save! Get both plans for $279
High-deductible? You've got options!
Do you have a high deductible on your home or auto? Are you concerned about how you’ll afford that cost in the event of a claim? Farmers Union Insurance has an exciting new membership plan through R+R Insurance Advisors that will alleviate your concerns!
The membership plan reimburses you for one out of pocket deductible expense, up to $2,500 annually, on your primary residence. This plan also reimburses up to $1,000 of out of pocket deductible payments on any automobile, or insured powersport, watercraft, camper/RV, etc., an unlimited number of times per year.
The home protection plan is $159 per year and covers home deductible reimbursement, home glass breakage, home lockout, appliance/electronic repair and even emergency lodging.
The $169 all-vehicle protection plan includes deductible reimbursement, repair reimbursement, emergency travel, ID theft restoration and warranty vault. The vehicle protection plan includes all vehicles including boats and campers.
In a fender bender, for instance, a Farmers Union member would pay the
$500 deductible to the auto body shop, and then provide proof of ownership, proof of insurance and proof of payment for the reimbursement to be processed.
“If a hailstorm comes through and you have two vehicles and a camper gets hit, when you have them repaired you can file to have your deductibles reimbursed on all three of them,” said Greg Rueter with R+R Insurance Advisors. “You write a check for the $500 deductible on each of the car, truck and camper, and you would get $1,500 reimbursed to you.”
Rueter says it’s also a great option for people who want to consider saving money on their premiums. How so? Paying $159 annually for the Home Protection Plan could allow you to increase the deductible on your homeowner's policy from a $1,500 deductible to $2,500 and pay less in premium.
"Maybe you’ll raise your deductible, maybe you won’t,” Rueter said. “The idea here is to sit down and have the conversation with your agent."
Enrollment is quick and easy. Call your Farmers Union Insurance agent to sign up or learn more!
the fourth children’s book from North Dakota Farmers Union
$16.95 plus tax
Dusty learns about generations of family and equipment on their farm, and the latest in soil technology. Find out how Dusty makes Gramps a new thingamajig for his tractor to save the day!
CLASSIFIEDS
Ads must be submitted through the online form at www.ndfu.org. Click “Classifieds” at the very bottom of ndfu.org and fill out the online form. Ads must be re-submitted each month. No exceptions! Deadline is the 15th of every month. Limit 75 words. MEMBERSHIP DUES MUST BE CURRENT!
FARM
FOR SALE
SPRAYER, spray monster, 90-foot booms, 1,000 gallon Polly tank; John Deere 8820 combine Titan II; 914 International Combine, best offer. 701-878-4477, Duane Opp, Hebron.
PRESS DRILL, International 8 ft. press drill, 10”x61” Westfield Auger, 16 ft Taylorway Disc., F/s 90 ft Sprayer, 58 gal rinse tank, TeeJet 844-E Sprayer Control, Centerline Guidance System, 24 foot 201 Melroe Drill with track walker and transport, 22 1/2 foot Int. Vibra field cultivator, 903 Melroe 6 bottom plow and packer,1975 C-65 Chevy Tandem axed Truck, rear tag axle, 20 ft. grain box, 5x2 tranny,. 701-349-5368, Dale Rademacher, Monango.
OLIVER 1650, 1966 Oliver 1650 Row Crop Gas tractor. 66 horsepower, factory 3-point hitch, wide front axle, 16.9 x 34 rear tires, no cab. $3900. 712-720-1263, Jim Norlin, Des Lacs.
CASE 1030 TRACTOR, 18-foot Case cultivator; 12-foot Van Brundt drill; Two 8x10 foot trailers. 701-870-1970, Verna Gowin, Hazen.
1586 IH TRACTOR with dual in side tires like new with cab AC 7500 hrs $10,500; 4020 JD cab no ac never had a loader on it $8000. 701-2634866, Allen Pladson, Dunseith.
JOHN DEERE 567 BALER, 11,500 bales on it. Was Reconditioned at Gooseneck Implement and I have the paperwork. Made approximately 400 bales since then. Does not have net wrap. $10,000. 701-833-4745, Roger Johnson, Donnybrook.
1986 CHEVROLET 2 1/2 TON TRUCK, Model C7D C6V with 16 foot flatbed. 295/75/R22.5 inch tires, in good shape. All lights and blinkers work, good brakes, cab interior is in good shape. Asking $3,000 obo; Heavy duty Morris Chisel Plow, Model CP-731 with a Model 5816 Gandy Air Spreader with 12" spacing, slightly worn spikes, hitch mounted to pull NH3 tanks, next to new Morris Harrows, overall good shape. 701263-1745, Lance Romine, Minot.
VERSATILE 24 FOOT SWATHER. Number 10. Excellent shape. Has always been stored inside. 701-771-8653, Kenny Heilman, Rugby.
1954 FARMALL H TRACTOR, narrow front, 1815 max idle speed, PTO, Belly pump hydraulics with control and quick attach connectors, it runs. $750 . Country School Desks -- red bench and red 2 seater desk. $25 each. 701-429-1236, DF Thompson, Sharon.
860 MASSEY COMBINE 4000 hours, tires like new, chaff spreader, grain loss monitor, 24 foot straight head and pickup head, $8500.00 or best offer. 1975 International Loadstar 1700 grain truck, 87165 hours, good tires, roll tarp. Westfield drill fill auger. Mel-Cam tine rock picker, Older Degelman rock picker. Pictures available upon request. 701-331-8983/701593-6325, Jim Kovarik, Adams.
HAY RAKE, 20 ft. 701-270-0184, Harold Severson, Lakota.
SWEEPS, Bourgault knock on cultivator sweeps; combine pickup guards/lifters; 1950's farm scale with steel wheels; old front tine rototiller; used 16" cultivator shovels; transition for adding aeration to an existing grain bin/screens/ fans; 3 triangular grain auger hoppers w/straps/ chains to fasten onto grain auger; Simer water pump; used nitrolator w/hyd shut off hoses. 701-629-9003, Doug Halden, Stanley.
GRAIN CART, used 450 bu. JKraft, PTO drive, unloading auger, tank bottom auger, roll tarp, 28L-26 good single tires, tow hitch, used last season, good condition, px available, $4000 OBO. Grain truck 1980 GMC General twin screw tandem axle, L10 Cummins, dual fuel tanks,10 speed, 19'X8'X60" steel box, hoist, ladder, roll tarp, 3 pc endgate with grain door, pintle hitch, plumbed for pup trailer, 11R22.5 tires, $15,000 OBO. 701-251-1486, Glen Nagel, Jamestown.
SPREADER, KingKutter 500 3 pt. grain and fertilizer spreader; Shaver 3 pt. post hole digger; Grain Cleaner on wheels; 12' John Deere Hay sweep; Blumhardt-Wilrich 1000 gal. spayer 85'; Huskee Gravity box 150 bushel; 14' Wishek disc; Kools KB-54 silage blower; Hay head for 55IH cutter; (2) mineral feeders; New Idea 2 row corn picker. 701-321-0947, Robert Kempf, Ashley.
SWATHER, 20 ft John Deere swather modified for clipping CRP, asking $600 or best offer. Vermr stump grinder. Asking $5000. 2 Electric 1HP motor-single phase 1750RPM, runs forward and reverse; Buggy wheels, horses drawing equipment-rake, planter, cultivator and plow. 509-389-9562, Wade Wipperling, New Rockford.
15-30 MCCORMICK TRACTOR, 1 New Tire LT245-75R-Load Range E. 2- Cream Separators, One David Bradley Metal Grain Box like new, 4-wheel Steel Running Gear, Covered Wagon Running Gear, 12’ Kirschman Drill, Horse Potato Cultivator, 4 Btm. Pony & Packer, Saddle and 2 Bridles. Email: larryn@westriv.com. 701-5488020, Larry Nagel, Shields.
2 CREEP FEEDERS, 605XL and 605J Vermeer balers for sale or for parts; 900 x 20 truck tires on IH 5 hole rims, 2 older gooseneck stock trailers, and other livestock equipment, Getting out of cattle. 701-339-1141, Marlow Nelson, Powers Lake.
IH 1960 2 TON TRUCK, hoist, Nice. Always stored inside , had tune up, $2000 or best offer. #230 John Deere disk, 30 feet wide, fold up wings, several disks new. Make offer. 6.5 foot front mount snow plow used many years on 4020 John Deere for forward blowing. Make offer. Can send photos. Ron Pishtek. 701-739-9202, Ron Pishtek, Brocket.
MOWER, Rowse double 9 ft. mower, reconditioned. $8500; 8 wheel rake 8 new rake wheels new paint $2300; 10 wheel v rake $3200; New Holland model 1000 sq. bale stacker $2900. IH 300 utility tractor with loader $4400. All items field ready. Can deliver. 701400-5742, Gerald Miller, Mandan.
WANTED
TRACTORS, IH 706, 806, 1206, 856, 1256, 1456, 966, 1066, 1466, 1566, others; JD 5010, 5020, 4520, 4620, 6030, others; MM 950s on up; Olivers 1963 on up; ACs 200, 210, 220, D-21. Will buy all running or not. 701-628-2130, Jerry Lumley, Stanley.
FOR SALE
PICKUP, 2012 Chevrolet 3500 4x4 Heavy Duty Crew cab dually pickup LTZ model with 8 foot box, 6.6 liter 8 cylinder diesel with 133,204 miles. Excellent condition purchased in Arizona used to haul camper South in the winter and no longer needed. Beige leather interior, after market 91 gallon auxiliary fuel tank, Tonneau cover, front and rear bumpers, def tank rock guard, spray in bed liner and new batteries. 701-220-3463, Steve Baumgartner, Bismarck.
LAWN ACCESSORIES, John Deere residential pull behind lawn accessories, roller, scratcher, spreader; 2022 12x22 car hauler diamond C; John Deere, 1332PE pro snow blower electric start. 701-822-3242, James Davenport, Granville.
MOWER, Dixon zero turn mower, 16 hp, Intex motor, SpeedZTR 42 inch cut, new battery, $500. 701-840-1094, Brett Kapaun, Tower City.
TRACKS, for a Polaris 900 Ranger XP. Set of 4. $3500 obo. 701-269-1384, Darwin Roeske, Jamestown.
BOAT, 32' 4" Length Overall 10' 8" Wide, Twin 270 hp Crusader gas engines, 492 hours, Sleeps 4, 30 amp/115 volt shore power system, Comes with Magic Tilt trailer. Runs great and reliable. Selling because we lost our Captain. We pulled the boat to Florida and enjoyed many off shore fishing adventures including a trip to an island off the Florida Coast. 701-870-1692, Cindy Kuylen, Halliday.
AIR CONDITIONER, GE 6000 BTU Window Air Conditioner with remote. Original Price $229. Very minimal use. $125 or best offer. 701-9894150, Curtis Jabs, Mandan.
RUNNING BOARDS, 2024 new factory installed crew cab 6 in. chrome rectangular wheel to wheel assist running boards, includes mounting hardware. Fits 2019-2024 GMC and Chevy crew cab models. MSRP $950 sell for $450. Also, original factory installed skid plate with mounting hardware $25. Leave message if no answer. 701-222-2276, Clyde Fenster, Bismarck.
HEAT STRESS
• Drink plenty of fluids
• Wear breathable, light-colored and loose-fitting clothing
JACKET, motorcycle leathers men's; Brand: Hien Cerricke Jacket; Size 42; Includes pants size 36. Surrey cover for cabless tractor. Like new; Farm King Auger 60 ft 10 in; Side delivery. Cenex steel grain bin; 2200 bushell. To be moved. 701-263-1206, Lathan Romsos, Bottineau.
TRUCK SCALE, 30 Ton Thurman truck scale in great condition. 10' x 30'. Balance beam, easily converted to digital load cell, straight frame, diamond plate decking. $7,000 OBO. 701-5493727, Lyle Carpenter, Walhalla.
METAL SIGNS, advertising porcelain metal signs, CO-OP 8' double sided with ring but no pole, Our Own Hardware store sign, and Benjamin Moore Paint sign. Three cast iron lollipop sign bases, Mobil Pennzoil Coke. Trades welcome. 701-220-5746, Val Ganje, Bismarck.
2007 Honda 4-wheeler, 4,700 miles, $4000. postal auger $800. 2008 Dodge Ram 1500, 150,000 miles, $8000. Bobcat T590 with tracks $40,000. Hay $65/bale. 701-516-2920, Aaron Subart, Robinson.
RADIOS, Business Band radios base unit, hand held; 499 New Holland Sing Tongue; 970 Case dual loader with grapplefork. 701-439-2680, Alan Houge, Mcleod.
SKIDSTEER TIRES, four, 10.0x16.5, tread is good, side walls have some cracks. $200. 701-6412346, Rodney Anderson, Ray.
WANTED
USED TIRES, 2 used 12 inch tires, used on Ford Fiesta. 701-219-3204, Arlo Anderson, Leonard.
OLD STUFF, ND license plates from older cars and motorcycles. Advertising signs, old gas pumps, old metal oil cans, advertising thermometers or clocks, or most anything that has advertising on it. Looking for older ND road signs, ND Highway Patrol metal door signs. Most ND small town metal trade tokens and ND picked arrowheads. I also buy Red Wing crocks. Willing to travel to your location. 701-220-5746, Val Ganje, Bismarck.
PRAIRIE DOG HUNTERS to hunt on my land. Make reservations now; Email: larryn@westriv. com. 701-548-8020, Larry Nagel, Shields.
