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Celebratingits’20-yearanniversaryin2023,thecompanyisproudly privately-owned,focusedoninnovation,andbuilttolast.

NAF is an industry leader in culture, dedication to service, and lending to underrepresented communities.

The company originates billions in loans each year and services 90% of its loans, which allows for it to diversity its revenue streams, build customer loyalty, and successfully navigate any market conditions.

NAF boasts an extensive line of loan programs as diverse as its clients, competitive rates, and industryleading turn times.

NAF takes it one step further in its commitment to increasing and sustaining homeownership among underrepresented communities across America.

Money LeftOn TheTable

ThroughNAFREALs,youhave theabilitytosignificantly increaseyourearning potential.

Demystifying Downline Shares

Toshareinyourlevel2 downline,youmusthave7+ level1producers.

Toshareinyourlevel3 downline,youmusthave20+ Level1producers.

Level3Producers

Nowthatyouhaveatleast7level1producers, youshareinyourentirelevel2downline!

Youdonot,however,haveenoughlevel1 producerstoshareinyourlevel3downline. Withonlysixlevel1producersinyourdownline, youdonotmeetthethresholdtoshareinyour level2orlevel3downlines.

Thereisnolimitonthenumberofdownline producersyou’resharingwithatthetier you’reeligiblefor.Onlyyourlevel1downline producerscounttowardsyourtierthreshold.

Onceyou’vegot20ormorelevel1downline producers,you’vehitthethresholdfortier3. AtTier3,younowshareinyour entirelevel3downline!

FrequentlyAskedQuestions

WhatisaREAL?

REALstandsforRealEstateAgent Loan [Officer], who will be paid commissions for all eligible loans closed and an override on their downline.

IthoughtasaRealEstateAgentIcouldnotgetpaidon thesametransactionasaLoanConstultant?

REALs do not referclientstoNAF.Referralsare notallowed in Section8of RESPA. You will be a licensed Mortgage Loan Originator (MLO) who is originating mortgage loans on behalf of NAF.

WhatmortgageproductscanIgetpaidon?

FHA, Conventional, VA, and USDA mortgages are eligible for payment.

HowdoIobtainmyMortgageLicense?

NAF willassist youin obtainingyour mortgagelicense. Wehave online providers for Pre-Licensing education as well as Continuing Education at a discounted rate. We also have a person dedicated to help set you up for success from start to finish.

Whatstatesareeligible?

AllstatesareeligibleexceptLouisiana,Rhode Island, and Utah.