Connecting the Community Since 1957
Wednesday • September 3, 2025
ton Public Library District Presents
ANOTHER COMMUNITY SHRED
Saturday, Sept. 6, Noon-2pm • 14037 Lincoln Ave. Dolton IL PLEASE BRING NO MORE THAN 2 BOXES/BAGS PER PERSON
The scourge of social media, scams and AI
by Zebedee Stanley III
Zebedee is a student at Unity Christian Academy where he has participated in Soccer and has plans for Volleyball. He is an experienced Roller Skater and has a talent for creative writing.
Imagine waking up one day to find your bank account empty or your personal photos used by a stranger online. Scary, right? Not only can this affect a persons physical resources,it can also cause mental and emotional breakdowns.
Did you know that 8% of the world has been scammed and 15% of the world’s families have been scammed. Scams, social media, and AI are all bad for the elderly, and younger people as well. Social media can have an overall negative effect on people all around the world.
There are so many things that are wrong with social media, and it can actually ruin people’s lives. One of the biggest problems is how it can take away people’s money through something called scams. Scams, fake phone calls, and AI tricks are just some of the ways people can get hurt. Scammers on social media might pretend to be someone you know or a trusted company, just to steal your private information. Once they have your information, they can take your money or even your identity. AI can fake voices and pictures to trick people into thinking they are talking to someone they trust. Even phone calls that seem real can be a trick, as someone that has gotten these phone calls before because these calls are very common. Someone might call and say they are from the bank, but they are really just trying to steal your money. Social media makes it easy for these scammers to find people to target, especially kids and older people.
Another way social media can be harmful is because it can hurt your mental health. People spend hours scrolling and comparing themselves to others based on what they read and see online. This can make you feel like you are not good enough. People only show the best parts of their lives on social media, so it can seem like everyone else is happier or more successful. This can lead to sadness, stress, and even depression. Also, cyberbullying is a big problem. Mean comments and online fights can really hurt someone’s feelings and even make them feel unsafe. It is hard to escape the internet, so the bullying can follow you everywhere. This is worldwide unfortunately.
In conclusion, social media might seem fun and helpful, but it has many dangers. You can lose your money through scams and fake calls, and it can hurt your feelings and mental health. People need to be more careful online and think twice before trusting what they see or hear on social media. Sometimes, staying away from it is the best choice.
Harris to host grant writing workshop in South Holland Sept.
SOUTH HOLLAND – State Senator Napoleon Harris III is pleased to invite community members, educators, nonprofit professionals and public sector employees to a two-day grant writing workshop taking place Sept. 15-16 in South Holland.
“Access to funding can open doors for residents in our community,” said Harris (D-Harvey). “Whether you’re in education, public service or the nonprofit sector, this training is a valuable opportunity to build skills that make a difference.”
This workshop is ideal for city, county and state
15 & 16
agency staff, as well as professionals in health care, K-12 education, colleges, universities and nonprofit organizations.
The grant writing workshop will be held Monday & Tuesday, Sept. 15-16 from 9 a.m. to 4 p.m. at Thornton Township Hall, located at 333 E. 162nd St. Registration is required in advance. Space is limited so early registration is strongly encouraged.
To register or view full workshop details, including location map and course objectives, visit SenatorNapoleonHarris.com/GrantWorkshop.
One way to stay safe is by learning how to spot scams and teaching others, especially kids and older people, how to protect their information. Limiting screen time and taking breaks from social media can also help with mental health. Schools and families can talk more about online safety so that everyone knows how to avoid these problems. There are new scams developed every day and it’s hard to keep up with what’s going on. Communicating with family and friends is very important because the devil is always busy. Several states in the US are working on legislation to help protect children.
This essay is part of a series of perspectives written by students at Unity Christian Academy in South Holland. The topics cover some of the most pressing issues of our times and the opinions are of the writers themselves. We are grateful to UCA English Educator Hannah Morgan for organizing this partnership.
An independent newspaper serving this area since 1957. ©The Shopper 924 E. 162nd Street • South Holland, IL 60473
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The Power of Value
by Janice R Newman
Value means holding something or someone in high regard, giving it great importance or worth. While value can involve money, it also includes your personal beliefs and the standards you live by. Jesus explained the most valuable and greatest commandments in Matthew 22:37-39 (NCV). He said, “Love the Lord your God” is the first and greatest commandment, and the second is “Love your neighbor as you love yourself.” These verses remind us that love and value go hand in hand. When we love someone or something, we nurture, treasure, protect, and value it. It becomes meaningful to us, and we show care in many ways—emotionally, physically, and even financially.
Jesus tells us that God is to be first and with utmost importance. God is our Creator, our Provider, our Protector, and our Father. God provides, guides, and leads us through all with wisdom and strength, if we allow Him. God, in return, loves and values us deeply. Because He is God and what He has done for us, He deserves our love, respect, and to be valued. When we put God first, our lives have direction, purpose, and value.
The second greatest command is to love others as we love ourselves. This is often harder for people to practice because the world often teaches us to think of ourselves first. We’re told to focus on us: our goals, our dreams, and our success before others. It’s all about us. But Jesus calls us to shift our focus. Our achievements should not only benefit us but should also help others. One of Zig Ziglar’s mottos was “You can have everything in life you want if you will just help other people get what they want”. That’s putting others before you.
For example, if your goal is to become an entrepreneur, your product or service should benefit others. It should not be just about making money. God’s guidance will direct your path to create
products and services that are fair and helpful. He will guide you towards the books to write, the products to create, or the careers to pursue. On the other hand, when money is the focus, moral values can quickly fade. You cut corners, ignore customer needs, or treat people poorly and lose their trust and respect. People know when you value them or not. In families, parents often put their children’s needs above their own. If food is limited, a parent will make sure their child eats first. In danger, often people protect their loved ones’ safety first, without thinking of themselves.
In marriages and friendships, strong relationships thrive when both people put the other’s needs first. Love and respect increase when each person values the other. However, it becomes unbalanced when the relationship is one-sided, which leads to arguments, frustration, and decreasing love and respect. Putting others first creates peace, stability, and deeper love.
Even though we are called to love God first and then others, it is also important to value ourselves. Knowing your value keeps you from accepting unhealthy or abusive situations, in relationships and in the workplace. We are created with purpose, worth, and value. However, valuing yourself does not mean becoming selfish, prideful, or having an “It’s all about me” attitude. Instead, it means that you have worth and should be respected—by yourself and by others. It helps us to live balanced, fulfilling lives.
The greatest commandments: love God and love others as yourself, provide simple but powerful instructions on how we should live. When we love God, we give Him the highest place in our lives. When we love others, we show them care, kindness, and respect. And when we love ourselves in a productive way, we accept our worth that God has given us. Y? Why Not!
LIBRARY HAPPENINGS
Calumet City Public Librar y
Address: 660 S Manistee Ave, Calumet City, IL 60409
Phone: (708) 862-6220
Email: info@calumetcitypl.org
Website: http://www calumetcitypl.org/index.html
Dolton Public Libr ar y
Address: 14037 Lincoln Ave, Dolton, IL
Phone: 708-849-2385
Email: lincoln@doltonpubliclibrary.org
Website: www.doltonpubliclibrary.org
SEPTEMBER PROGRAMS
COMMUNITY SHRED DAY; SATURDAY, SEPTEMBER 6, 2025, FROM 12-2 PM. Held in the library's back parking lot. To stay within the parameters of our scheduled time and allow everyone to take part, we ask that you bring no more than two (2) boxes or bags per person. NO ELECTRONICS. No registration necessary! Questions? Call 708-849-2385 x 4
DOLTON PUBLIC LIBRARY: BOOKED BY SELF CARE EVENT: Friday, September 19, 2025, from 12 pm - 3 pm. It's so important to prioritize our self-care these days. Register for our Self-Care event and find informative and fun ways to Take Care of You! Our vendor will address the physical, mental, and emotional aspects of Self-Care. 708-849-2385 x 3 to register.
ONGOING PROGRAMS
EVERY MONDAY: STAY FIT with SHEENA STINSON: In-house workout program from 9:30-10:30 am. Register by calling 708-849-2385.
EVERY THIRD SATURDAY OF THE MONTH: BETWEEN THE PAGES: A VIRTUAL STORY TIME!Register by calling 708-849-2385 the link will be emailed to you.
EVERY SECOND TUESDAY OF THE MONTH: TODDLER TIME with Ms. Brooks: 10:45-11:45 AM. No registration is necessary. Daycares are welcome!
EVERY THIRD WEDNESDAY OF THE MONTH, SIMON SAYS..GET UP AND MOVE with Ms. Lottie Maria: 11:30-12 PM. Jump, Clap, and Dance. Toddlers and Daycares are welcome! Call to register at 708-849-2385 ext 4.
HOMEWORK HELP: Call 708-849-2385 ext. 4 to make an appointment with Ms. Brooks on Fridays or Saturdays. Ages 5-12.
EVERY MONDAY: LINE DANCING WITH DAWN THE DANCING DEVA: From 1-2 pm. Call 708-849-2385 ext 3 to register.
EVERY WEDNESDAY: LINE DANCING WITH DAWN THE DANCING DEVA: BECAUSE IT WAS SO GOOD THEY ASKED FOR TWO! From 3-4 pm. Call to register at 708-849-2385 ext 4
Hammond Public Librar y
Address: 564 State St., Hammond
Phone: (219) 931-5100, ext. 310 or 307
Email: swishl@hammond.lib.in.us
Website: www.hammond.lib.in.us
Har vey Public Libr ar y
Address: 15441 Turlington, Harvey, IL 60426
Phone: 708-331-0757x3200
Email: has@harvey.lib.il.us
Website:www.harvey.lib.il.us
FREE online Line Dancing with Dawn the Diva, Tuesdays at 6:30pm
Join Us For Vir tual Programs : Each day at 4:00 pm, “stop” in for online family-fun at the Harvey Library Tuesday: Craft Wednesday: Story Time Thursday: Bacon Bits & Cooking Tips Monthly Virtual Music
Class (Friday, check calendar each month)
Homewood Public Librar y
Address: 17917 Dixie Hwy, Homewood, IL 60430
Phone: (708) 798-0121
Email: hplhelp@homewoodlibrary.org
Website: www.homewoodlibrary.org/
COZY READING EXPERIENCE
Sept. 11 & 25 | 6:30 PM | Grades 7-12
TRIVIA NIGHT
Sept. 11 | 7 PM | Ages 18+
BROADWAY & DISNEY KARAOKE
Sept. 15 | 6:30 PM | All Ages
BONE HEALTH
Sept. 22 | 6:30 PM | Ages 18+
FALL COSTUME SWAP
Sept. 27 | 10am - 1pm | All Ages
Riverdale Public Librar y
Address: 208 W 144th St
Riverdale, IL 60827
Phone: (708) 841-3311
Email: library@rpld.org Website: www.rpld.org
FALL FLEA MARKET Saturday, September 13 | 9 AM - 3 PM
Join us for our annual community fall flea market. This event is free and open to the public. For more info or to reserve vendor space(s), registration forms are available on our website or at the library. We look forward to seeing you there! ONGOING PROGRAMS
Riverdale Public Library District Food Pantry
Our food pantry is open to everyone and is located in the entryway of library. Donations are also welcome and can be dropped off at the Circulation Desk. Please ensure that food items are non-perishable, non-glass containers and not expired.
Weekly Walking Group
9 – 10 am Ages: Adults/Seniors This walking program is for everyone interested in achieving a healthier lifestyle. What better way to start your path to better physical and emotional health, than on your feet making strides to help your heart and improve your general health.
Lansing Public Libr ar y
Address: 2750 Indiana Ave., Lansing IL
Phone: 708-474-2447
Email: shari@lansingpl.org
Website: www.lansingpl.org
South Holland Public Librar y
Address: 16250 Wausau Ave., South Holland IL
Phone: 708-527-3160 or 708-580-6161
Email: library@southhollandlibrary.org
Website: shlibrary.org/events-calendar
Thor nton Public Librar y
Address: 115 E. Margaret St. Thornton, IL.
Email: library@thorntonil us
Website: https://www thorntonlibrary org/
LOCAL CHURCHES
CHRIST COMMUNITY CHURCH, COGIC
1151 E. 170th St., South Holland
708-331-8389
FAX 708.331.8374
Admin@ChristCommunityCOGIC.org ChristCommunityCOGIC.org
PASTOR DR. CARL E. KING, SR.
COVENANT UNITED CHURCH OF CHRIST 1130 East 154th St., South Holland
708-333-5955
www.covucc.org
PASTOR REV. DR. PATRICK L. DAYMOND WORSHIP SERVICES
Sunday Worship 7:30 a.m. 11:00 a.m. Wed. Bible Study Noon
FIRST CHURCH (PCA)
3134 Ridge Rd, Lansing
708-474-9610
www.firstchurchpca.org
FIRST ORTHODOX PRESBYTERIAN CHURCH OF SOUTH HOLLAND
16248 South Park Ave., South Holland
708-333-8211
www.firstchurchsh.org
PASTOR REV. DANIEL SVENDSEN WORSHIP SERVICES
Sunday 9:30 a.m. & 5:30 p.m. Sunday School 11:00 a.m.
GRACE LUTHERAN CHURCH, LCMS 8303 Sheffield Avenue Dyer, IN 46311 (219) 865-1137 gracedyer.org
PASTOR REV. DALE HETHERINGTON
RECONCILIATION CHURCH
833 East 168th St., South Holland
708-331-7755 www.reconciliationchurch.org
PASTOR GLEN MCCARTHY
WORSHIP SERVICES Sunday Worship 10:00 a.m. Wednesday Bible Study 7:00 p.m.
REDEEMER LUTHERAN CHURCH
651 East 166th St., South Holland
708-331-4100 redeemer-lutheran@sbcglobal.net
WORSHIP SERVICES
Sunday 9:30 a.m.
Sunday School 10:45 a.m.
Channel 6 Tues. 10:00 a.m.
ST. PAUL’S EVANGELICAL LUTHERAN
CHURCH & SCHOOL
8601 Harrison Avenue, Munster, In. 46321
219-838-6720 stplmunster.com
Pastors: Peter Speckhard, Adrian Krebs
WORSHIP SERVICES: Monday: ..........................................6:30 p.m. Sunday: .....................8:00 a.m. & 10:15 a.m.
Bible Study: Sundays at ........9:15am (Sunday school at this time too) 2nd & 4th Tuesdays of the month (Ladies’
Study) Wednesdays at 10am Thursdays at 10am (Nursery
ESPIRITU DE DIOS
16400 S. State St., South Holland
708-439-1220 sogfchurch.com
PASTORES Jose & Paula Lopez
SERVICIOS:
Grupo de Oracion de Hombres
Jueves ........................................... 7:30 p.m.
Sabado Alabanza y Predicacion.....6:00 p.m.
UNITY OF NORTHWEST INDIANA
Plum Creek Center
2138 Moeller Street Dyer, IN 46311
(219) 931-5284 www.unitynwi.org ALL WELCOME
MINISTER: REV. GERALDINE COLVIN
SUNDAY SERVICE.......................10:00 AM
Heart Smart
RICHARD ZEKVELD
In the Bible, ‘remember’ means you focus on something from the past to stir up your affections and spur you to action.
In Deuteronomy 8:2-3, Moses exhorted God’s people, “Remember how the Lord your God led you all the way in the desert these forty years. to humble you and to test you in order to know what was in your heart, whether or not you would keep his commands. He humbled you, causing you to hunger and then feeding you with manna, which neither you nor your fathers had known, to teach you that man does not live on bread alone but on every word that comes from the mouth of the Lord” (NIV84).
Those of us with a history of relationship with God need to reflect intentionally on how he has walked with us. We also need to reflect on God’s purposes for us in the process. God
humbles us to remind us of our complete dependence on him, physically and spiritually. God also tests us. A good test reveals what we know and helps us grow. A trial in your life will show you just how much you trust and obey God in the trenches of life. If you put your hand in God’s hand, it will also cause your faith to grow. Through it all, God aims to show us our deep need to feed (depend) on his word for spiritual life and growth in relationship with him.
Jesus quoted Deuteronomy 8:3 in the desert in response to Satan’s temptations. He walked faithfully through the desert with God for us and died in our place for our failure to do so. Remember how Jesus walked with God in the desert for you, died for you, and still walks with you.
Richard Zekveld Pastor, Covenant Fellowship Church cfcsh.org
5 Things to Say When Someone Dies: Funeral directors share what truly comforts the grieving
(Family Features) When someone you know loses a loved one, finding the right words can be difficult. A bit of compassion goes a long way and knowing the right thing to say matters.
According to funeral professionals who guide families through loss daily, the approach matters.
“Just know we are here to walk with you every step,” funeral director Randy Anderson said.
Here are five thoughtful things to say when someone dies, based on insights from spokespeople from the National Funeral Directors Association (NFDA), which represents funeral directors who support families every day during the grieving process:
1. “I’m here for you.”
Offering your presence, whether to listen, help with daily tasks or just sit quietly, lets the grieving person know they are not alone.
“I let them know I am here to listen,” funeral director Allyse Worland said. “Do more listening and less talking. I am still here for you, even after the service.”
2. “Tell me about your loved one.”
Inviting stories and memories honors the deceased and helps keep their spirit alive.
“Tell me about your loved one,” funeral director Stephen Kemp said. “What made them special? Positive stories are always helpful.”
3. “What can I do to support you right now?”
Rather than a vague “let me know if you need anything,” this question encourages specific offers of help, which can be easier for someone in grief to accept.
“Offer actual support instead of just saying ‘sorry’ or ‘thoughts and prayers,’” Worland said.
4. “It’s OK to feel whatever you’re feeling.”
Grief is a uniquely personal experience that can evoke a range of emotions.
Validating those feelings removes pressure to “be strong” or “move on” too quickly.
“Sometimes you don’t have to say anything,” funeral director Camelia Clarke
said. “A hug or touch says it all. 5. “I don’t have the words, but I am here for you.”
Sometimes, words fall short.
Acknowledging this honestly while offering your presence can be deeply comforting.
“Your presence and ear are what they need,” Kemp said.
Funeral directors caution against common but unhelpful phrases such as “They’re in a better place” or “At least they lived a long life,” which may unintentionally minimize the bereaved’s pain.
“Less is more,” funeral director Daniel Ford said. “Sometimes, a ‘hi’ and a hug or handshake is enough.
Families and friends leaning on the expertise of funeral professionals who guide families through planning meaningful services and providing ongoing grief support is encouraged by the NFDA.
“We are here to help you every step of the way,” funeral director Chris Robinson said. “It’s a hard time for you, and we will help you through it.”
Offering free resources, Remembering A Life helps families honor their loved ones and navigate grief. These include planning guides, grief support tools, creative activities and checklists.
For example, the planning guide helps families organize a meaningful tribute, whether traditional or smaller memorial gatherings, even if delayed due to circumstances like the COVID-19 pandemic. The initiative also offers free printable resources such as “30 Simple Ways to Remember a Loved One” and therapeutic coloring sheets designed to support the grief journey.
“Sometimes, just being present and listening is the most powerful support you can offer,” Worland said. “Our role as funeral directors is to help families find comfort and meaning during one of life’s most difficult times.”
Visit RememberingALife.com to learn more about how to support a grieving person and access additional resources.
ACROSS
Consumed
Accomplish
Defamer
DOWN
1. Appear
5. Preparation (abbrev.)
9. Awry
14. Roman household god
15. Letup
16. Shut
17. French for “State”
18. Tree sloth
19. Angelic headgear
20. Damage or loss
22. Ill-suited
23. Hairnet
24. Drugged
26. Newt
29. Smoothed
33. Australian marsupial
Plaything
Insect eggs
Anglo-Saxon slave 32. Deceased 33. Possessed the knowledge
A1
Pleasant 36. Cowered
37. Mineral bearing rock 41. Writing fluid 44. Consumes 46. Look amorously 50. Writing style
51. Dining, coffee or end 53. Collection of maps 54. A fuzzy fruit
River in France
Made a mistake
Ends a prayer
Wizard
Unadulterated
Bituminous fuel
Casks
38. Cherry
39. French for “Black”
40. Lofty nest
42. Anagram of “Neat”
43. Encypher
45. Supported
47. Cotton insect
48. Cask
49. North African country
52. Anagram of “Leaps”
57. Sufficient
60. Gangster
63. Mangles
64. Slender woodwind instrument
65. Den
66. Type of heron
67. Dross
68. Skin disease
69. Requires
70. Snake-like fishes
71. Storage building
SOURDOUGH SEPTEMBER
Sourdough September celebrates the world’s oldest leavened bread, giving everyone a chance to enjoy this delicious delight the entire month.The entire month of September provides opportunity for bread baker’s across the world to share their talent of making sourdough bread. Initially starting as a campaign, this month long bread holiday has turned into a food celebration. Source: nationaldaycalendar.com
Wilma R. Johnston, nee McReynolds, age 98, of Fort Myers, FL, passed away peacefully on Sunday, August 17, 2025. Beloved wife of the late Don C. Johnston. Loving mother of Donna (Michael) Scott. Cherished grandmother of Michelle (Brian) Kissinger and Adam (Adriana) Scott; great-grandmother of Patrick (Jennifer) Derr, Alex (Alexis) Bourge, Michael Bourge, Tyler Kaufman, Amelia Scott, Kelsie (David) Kissinger and Bryce (Jenna) Kissinger; great-great grandmother of Willow, Carter, Banks, Wyatt and Weston. Dear sister of the late Elinor Grainger and the late Bill McReynolds. Private interment at Chapel Lawn Memorial Gardens – Crown Point, IN. Arrangements entrusted to Smits Funeral Home, 2121 Pleasant Springs Lane, Dyer, IN. For further information, please contact 219-3227300 or visit our online obituary and guestbook at www.SMITSFH.com
Jeffrey A. Lyzenga, age 62, of Dyer, IN, passed away Friday, August 22, 2025. Beloved husband of Lisa Lyzenga, nee Dykstra. Loving dad of Ciara (Brad) Werblo, Jake Lyzenga, and
Regan Lyzenga. Proud grandfather of Grayson Werblo. Devoted son of Bonnie and the late Richard Lyzenga. Dear brother of Larry (Marianne) Lyzenga and Kathy Lyzenga. Uncle of several nieces and nephews. Jeff was the founder and owner of Illiana Lawn Irrigation since 1998. He was loved by many and will be missed.
Visitation with family and friends will be held on Friday, September 5, 2025 from 3:00 – 8:00 p.m. at Smits Funeral Home 2121 Pleasant Springs Lane, Dyer, IN. Funeral service Saturday, September 6, 2025 at 1:00 p.m. at Smits Funeral Home. Memorial contributions may be given to Samaritan’s Purse (www.samaritanspurse. org) or Hospice of Calumet – William J. Riley House (www. hospicecalumet.org).
For more information, please contact 219-3227300 or visit our online guestbook and obituary at www.SMITSFH.
Susan I. Beatty, nee Sowinski, age 82, of Schererville, IN formerly of Riverview, FL, passed away peacefully Friday, August 22, 2025. Loving wife of Robert “Bob” Beatty. Devoted mother of Gregory (Karen) Beatty and the late Christine Beatty. Proud grandmother of Courtney Beatty. Dearest sister of Paul (Ellen) Sowinski, the late Bernard Sowinski, late Raymond (late Gertrude) Sowinski, late Alice “Toots” (Leonard)
Siurek, and late John (late Joy) Sowinski. Kind aunt and great-aunt of several nieces and nephews. Preceded in death by her parents Stanley and Mary Sowinski. Susan had a big heart and was kind to everyone she met. She was loved by her family, friends, and church, and will be dearly missed. Arrangements Pending.
Gary W. Harper, age 69, of Dyer, IN, passed away Wednesday, August 27, 2025. Beloved husband of Suzanne “Sue” Harper, nee Kmiec. Loving father of Raymond (Sarie) Wambaja and Kristi (Teddy) Moore. Cherished grandfather of Addyson, Connor, Zachary, and Abigail. Dear brother of Mike (Penny) Harper, Cindy Harper and her son Shane, and Mark (Karen) Harper. Kind uncle of many nieces and nephews. Faithful companion to his black lab Stormy. Preceded in death by his parents James and Helen Harper. Gary was loved by his family and friends and will be dearly missed. Visitation with family and friends will be held Friday, August 29, 2025 from 3:00 – 8:00 p.m. at Smits Funeral Home, 2121 Pleasant Springs Lane, Dyer, IN. Memorial contributions may be given to American Cancer Society (www.cancer.org) or Humane Society (www. humaneindiana.org).
For further information, please contact 219-3227300 or visit our online obituary and guest book at www.SMITSFH.com
Real Estate Specialists
Real Estate Questions & Answers
CATHY & JIM HIGGINS
Question: I recently put an offer on a house and gave a $1,000 deposit. I signed all the contracts. I never received a signed copy from the owner because he was away on business. His agent overnighted him the contracts and the owner of the house is now saying he does not want to sell. Do I have a right to that house? The agent did refund my money, but I feel the owner signed the contracts and the house should be mine.
Answer: Entire libraries are devoted to the question of what is or is not a contract. In general terms, you need an offer (a bid to purchase), acceptance (an owner who says “great” and signs the offer) and consideration (such as a deposit). A signed document is awfully good evidence that something was accepted, but based on your note you don’t have any proof that the seller actually signed the offer. Moreover, you did not sign a “contract.” You did sign an “offer.”
Neighbor 2 Neighbor
and Avenue M. Annual pic of the group 2025. No banner this year. Someone forgot to bring
Dancing in the sunlight juanita and Joe Cruz--at our annual Wolf Lake festival featuring all the guys from past years. No banner this year. Someone forgot to bring it.
President of the SSEVV veterans Larry Kutz enjoying the
Saturday August 23, 2025.
To have a contract you would need the seller’s signature and acceptance of all terms. Sellers are not required to accept offers, even full-price offers. That the owner was “away” does not mean a signed agreement could not be sent overnight or electronically transmitted. Your deposit has been promptly returned -- that’s good news and a credit to the broker. The question to ask is this: If you really want the property would it make sense to submit another offer? Maybe the first offer can be modified to gain acceptance from the owner.
E-mail us your Real Estate questions at Cathyah@aol.com.Thinkingofsellingyour home? Call Cathy & Jim Higgins, Licensed Broker/Realtors in Indiana & Illinois. IN: 219-865-4361 IL: 708-828-3304. McColly Real Estate. Website: www.Cathyhiggins.com. Personal Real Estate Journal: www. Higginshousechat.blogspot.com
The South East Side Vietnam veterans at the southeast Shore post on 133rd
it!
Steven Cosgrove doing his “thang” at the annual picnic at wolf Lake featuring the group and all their families.
day
The group at the Southeast Sportsmen’s enjoying the day!
The group pictured here in a leafy glade at Sportsmen’s on 133rd and Avenue M on the East Side of Chicago
Tony and Karen at the spinner waiting a winner. Yea!
Marge and company at the picnic at Wolf Lake on Saturday July 25, 2025.
Trish and company at the annual SSVV picnic at Wolf Lake.
Jimmy and Omar enjoying the day at Wolf Lake at the gun club at Wolf Lake.
Guests at the SSEVV picnic each year at Wolf Lake. Lots of fun was had by all at he annual event.
The DJ spinning records at the annual picnic SSEVV at Wolf Lake on Chicago’s East Side/ Hegewisch.
JANICE MINTON-KUTZ
Services
AC/HEATING SERVICES: Summer Special! Furnaces or A/C’s , Clean & check $59.95. Furnaces, A/C’s, Boilers, water heaters, sump pumps, humidifiers, installations, repairs, furnaces installed from $1495.00 R/D Heating & Cooling. IL. and IN. 219-616-3281
SMITH PAINTING 30
YRS EXP - FREE
ESTIMATES Mention Sherry, get 5% off job. Call Mike 2197429867
MOVING SERVICES: Pick up/ Delivery Service. Small moves; in-house move; store-to-home.
Assembly: Furniture & exercise equipment (Ikea, Office Depot, etc.) Call Rob daily until 9pm 708-898-8668
JUNK REMOVAL Time to make space! Cleanouts (garage attic, basement, shed). Hauling away appliances, furniture, trash. WE RECYCLE! Call ‘til 8pm. 708-898-8668
CAR / TRUCK TROUBLE?
Vehicle shopping? Onlocation diagnosis: Will find needed repairs / maintenance. Uncertain of mechanic estimate? 32 years exper. Any day! 708-898-8668
Garage Sale
Moving Sale - Everything Must Go!!! We have a variety of great items looking for a new home, including furniture, kitchenware, men’s clothing, home décor, books, and more. Everything is priced to sell! Stop by September 6th from 10am to 3pm at 18300 Myrtle Court, #1C, Lansing, IL, and find some treasures. Cash or credit/ debit accepted only, no checks. Hope to see you there!
For Rent
APARTMENT FOR RENT- 2 BEDROOMS 2ND FLOOR. CALUMET CITY IL. $1200 RENT and one month security. No smoking, no pets and no section 8. Street parking. Serious inquiries only. Call 708 466-7272
APARTMENT FOR
RENT- Available Now$900 a month. - 2 beds, 1 bath, live-in kitchen. Private parking. No pets. One month security and rent required. 17701 Commercial Ave in Lansing. Apartment 2W on second floor. Seniors welcome. Call Winston708-251-8266
BEAUTIFUL SOUTH HOLLAND ROOM FOR RENT IN A SINGLE FAMILY HOME. King size bed, semi private bathroom with Jacuzzi tub. No cooking, full size refrigerator and microwave in room. Free lights, free gas. Only $225 a week, $500 move in fee. Background check required. Call 708-8433932 for more info.
Wanted
Looking for room to rent with own bathroom. NW Indiana/Lansing area. Elderly care experience. 40+ Non-drinking/smoking male w/ maintnenance skills. Prefer kitchenette & garage space. 708-898-8668
In search of a Vintage Cobra Cb Radio Company Wall Clock. it would be square framed in black with white background and the iconic blue snake and lettering. Cobra used to give these to local Cb shops selling their products back in the day. Call Dan 312-720-0844
Looking for Older Chevy or Ford Truck in good condition, Low Miles and Price from ‘99-2004. Also older Toyota Car, in good condition, Low Miles and Price from ‘95-2000. Also in search of a Wringer Washer in working condition. Call 219-801-0955
Vehicles
2009 Checvy Silverado, 1GCEK39069Z164494b.
Extended Cab, 4WD, 6.5’ bed. V8 5.3L Flex Fuel. New Battery &Alternator, April 2025. Tires, 1 year old. Some Rust on Driver’s Rear Quarter Panel. 149k miles Asking $7,750. If interested, Call 708-9138624
For Sale
Baby play pen and changer 4 in 1, pockets on the side. Can have it rock, blue and white. $40 OBO. Baby swing Fisher Price, light blue and white, plays music and lights up. $40 OBO. Large, beautiful doll house that lights up, two large bags of items that go with it including furniture, ferris wheel and swimming. $30 OBO. Watch me grow wall photo album, blue, white, green and red. $10 OBO. Baby bouncer never been used. $20 OBO. 708-692-0794 Calumet City. Compact computer desk for sale, 36” wide, 53” tall, 191/2 deep., $20.00. (708) 646-1362
For sale, like new TOTAL GYM. Burnham. $50. Call 708-891-4798
Used Kenmore 5 Burner gas stove. Model #79073433314. Stainless steel and black in color. $225 or reasonable offer. Used Frigidaire Double Clean Dishwasher. Model # FFCD2413UB2A. $225 or reasonable offer. Brand New! Rheem 29 gallon, 60,000 BTU power vent water heater. $700 or reasonable offer. Call 312-339-7716
Enesco Precious Moments
Sugar Town Holiday Train Set; Musical with 18 feet of track; Batteries Required; Product #152595 $175.00 219680-0998
TWO BURIAL PLOTS IN CEDAR PARK
CEMETERY, Calumet Park. Call 708-567-4475 for details.
For sale, TKO five piece drum set, A1 condition, high hat, cymbals, etc. All hardware included. $300 O.B.O. Call 708-598-5136
Large indoor steel dog cage, 48” x 36” x 30”, good condition, $75; 1965 Ladies Schwinn Hollywood Bike, All Original, Rideable, Good Condition, $90 Leggert & Platt Metal Bed Frame New in box. $90 new, asking $30. Galvinized Pipe - 9 pc, 8’ x 2” - $10 ea, or 6 pc, 6’ x 2” $7 ea. Call Phil 708-877-1228. No calls after 6pm please!
Brown Padded Chair, holds 350lbs, new $20; HD Orange Safety Cone, $15, New Alum. Scoop Shovel, USA, $40. Used HD Steel Scoop Shovel, USA, $15, New Diggin Shovel, D Handle, USA, $22. Call James, 708-460-8308
Pee Wees playhouse lunch box , w/thermos, $50.00. West Bend electric , stainless wok, w/ accessories, like new, $25.00. 708-645-4245
29 in. Men’s bike ,blue and yellow,brand new still in box. $100.00. Call Ms. Pruitt 708 951-1859.
Conduit 70’ x 1/2 EMT $20, Cuisinart Bread Machine $35; Butterball Turkey Fryer $25; George Forman Grill $20; Dell Printer $30; tools. 708877-6088
2 white aluminum awnings. 26 inches from wall x 44 inches wide. Excellent condition. $35 each. Call or text. 708673-9361
60 pound unopened bag of Professional Lawn Fertilizer 25-0-5.$20. Call or text 708-673-9361
Life insurance: Protecting what matters most
SUBMITTED BY PATRICK ZAMKIN
September is Life Insurance Awareness Month and the perfect time to consider whether you have adequate coverage to protect your loved ones. While no one likes to think about what would happen if they weren’t around, doing so is an act of love.
Life insurance is fundamentally about protecting your loved ones should something happen to you. If you pass away, your family will not only face the challenges of grief and loss but they could also find themselves financially strapped. Life insurance can help provide them with financial security in the event you no longer can.
Who needs life insurance: You’re a good candidate if you have a spouse or partner who depends on your income or if there are children or other loved ones whom you support. Insurance protection can also be a solution if you have outstanding debts like a mortgage, credit cards or a car loan, or if you simply don’t want to burden your loved ones with your final expenses.
Insurance through work: While many people have life insurance through their employers, this coverage may not be enough for you, depending on your situation. Among employers who offer group life insurance, only 2% offer more than two times the employee’s annual salary — essentially just two years of income — according to the Guardian’s 2023 Workplace Benefits Study. And remember that it’s only good as long as you’re employed there. With all this in mind, many people purchase individual insurance as a supplement to their workplace coverage.
How much: You might hear that you need life insurance equal to about seven to 10 times your pretax annual salary. That’s not a bad “ballpark” figure, but not everyone is playing in the same ballpark. To get a true sense of how much of a death benefit is right for you, use the “L-I-F-E” guide to calculate your needs:
• Liabilities: Will your family need to pay off a mortgage, credit cards, car loan or other debt?
• Income: Will your family need to replace your income for a period
of years?
• Final expenses: Do you have the resources to cover funeral and burial expenses?
• Education needs: Do you need to put children through a private school or college?
Which type: You can choose between two basic types of life insurance: term and permanent. As its name suggests, term insurance is designed to provide coverage for a designated period, such as 10, 15 or 20 years. In general, term insurance is quite affordable for most people, especially when they buy policies as young adults. On the other hand, permanent insurance, such as whole life or universal life, is usually considerably more expensive because in addition to providing a death benefit, your premiums build cash value. In choosing between term and permanent insurance, you’ll want to evaluate several issues, such as how long you think you’ll need coverage and how much annual premium you can afford to pay.
Life insurance needs can change over time, so it’s important to review your coverage every three to five years or after major life events like marriage or birth of a child. Consider working with a financial advisor who can look at your complete financial situation and help you choose a policy that truly fits your family’s needs. Taking action sooner rather than later could be one of the most important gifts you give your loved ones.
Edward Jones is a licensed insurance producer in all states and Washington, D.C., through Edward D. Jones & Co., L.P. and in California, New Mexico and Massachusetts through Edward Jones Insurance Agency of California, L.L.C., Edward Jones Insurance Agency of New Mexico, L.L.C., and Edward Jones Insurance Agency of Massachusetts, L.L.C.
This article was written by Edward Jones for use by your local Edward Jones Financial Advisor, Patrick Zamkin, located at 18735 Dixie Hwy, Homewood, IL 60430. Contact us at (708) 798-9066. Edward Jones. Member SIPC.
Fund Raiser to Benefit Rescued Dogs
BLUE ISLAND, IL – August 28, 2025 –The Blue Island Stray Dog Project (BISDP) will hold its third annual fundraiser, Ruff Around Blue Island, on Saturday, September 13, 2025, from 6:00 to 10:00 p.m. at the Rock Island Public House, 13328 Olde Western Avenue, Blue Island.
The money collected through this event furthers the mission of the organization to provide a safe haven and compassionate care for stray dogs that are found roaming the streets of Blue Island. This involves housing the dogs in kennels and caring for them at the Blue Island Police Department Headquarters.
Expenses include bedding and kennel set-ups; sanitation supplies; food, supplements, and treats; harnesses and leashes; and toys and other enrichment items. Veterinary care, medications, and surgeries are major expenses, as well as grooming needs.
Featured at Ruff Around Blue Island will be raffles, including baskets, split-thepot, drain-the-keg, and door prizes. BISDP merchandise will be for sale, including T-shirts, hoodies, and hats. Monetary donations and payments can be made by cash, check, PayPal, Zelle, and Venmo. There will be a bin for donated items.
Professional dog trainer Dan Bartley, known as Southside’s Doggy Dan, who works with BISDP, will be there to support the effort and to discuss dog behavior with visitors.
The volunteers of BISPD will be there to discuss the organization, its mission, operations, and outcomes, and volunteering opportunities. The first goal is to reunite dogs with their owners but that doesn’t always happen, and some dogs need new forever homes. Pictures of and information on the dogs currently available for adoption or fostering will be available.
BISDP was founded in 2018. It is funded through donations, in-kind services, sales of merchandise, and countless volunteer hours. The Internal Revenue Service recently approved BISDP as a 501(c)3 not-for-profit, tax-exempt organizations so donations will be tax deductible to the extent allowed by law.
Life on the street is brutal for man’s best friend, and BISDP has helped hundreds of dogs, from poodles to pit bulls, and emaciated puppies and pregnant females to senior citizens.
BISDP activities can be viewed on the Facebook page for Blue Island Stray Dog Project or the website blueislandstrays.org.
a certification was registered by the undersigned with the County Clerk of Cook County. Registration Number: M25000793 on AUGUST 18, 2025 under the assumed business name of BA5 GLOBAL with the business located at 900 W SUNSET DRIVE 509, GLENWOOD, IL 60425.
at 17506 Chicago Ave, Lansing, IL 60438, (708) 251-8350 intends to hold an auction of the goods stored in the following unit in default for nonpayment of rent: Linda Minor, Unit #54; Lisa Cornell-Jones, Unit #128; Christopher Lee Unit #165. Auction will be conducted online on www.storageauctions.com
Mrvan Announces 2025 Congressional App Challenge
Washington, DC – Today, Rep. Frank J. Mrvan announced the details of the 2025 Congressional App Challenge for middle and high school students in Indiana’s First Congressional District. Each year, the Internet Education Foundation and Members of the U.S. House of Representatives sponsor the Congressional App Challenge to foster an appreciation for computer science and STEM education. The Congressional App Challenge is an annual nationwide academic competition for middle school (6th – 8th grades) and high school (9th – 12th grades) students to create and exhibit their software application, or “app,” for mobile, tablet, or computer devices on a platform of their choice. Students in Indiana’s First Congressional District are invited to compete against their peers in a challenge to create the best software application to represent our region at the House of Code reception in Washington, D.C. in the Spring of 2026. This competition is designed to promote
innovation and engagement in STEM fields.
Congressman Mrvan stated, “I am thrilled to announce that the 2025 Congressional App Challenge is now open to students attending middle and high school who are interested in coding and technology. This challenge is an opportunity for students across our region to showcase their talents and passion for the STEM fields, and I look forward to seeing all the innovative submissions.”
All students must register for the competition and submit their work through the Congressional App Challenge website by 12:00 p.m. ET on Thursday, October 30, 2025.
For additional information, please visit the official Congressional App Challenge website at https://www. congressionalappchallenge.us/ or email StudentSupport@ CongressionalAppChallenge.us.
For additional questions, please contact Drew Ficociello in the Merrillville District Office at 219-795-1844 or Drew.Ficociello@mail.house.gov.
