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A supplement to

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When the world changes, we’re here to help We are proud to support TART Trails! Supporting your community is important to you — and to us. That’s why we’re committed to helping you make a difference. The Simonton-Walsh-Hanosek-Mangum Wealth Management Group Rick Simonton, CFP®, CIMA®, CPWA®, RMA® Senior Vice President Wealth Management Advisor Portfolio Manager 231.922.6825 • richard_simonton@ml.com Merrill Lynch Wealth Management 333 West Grandview Parkway Suite 300 Traverse City, MI 49684 fa.ml.com/theswhmgrouptc

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Investment products:

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Deborah Wyatt Fellows


Michael Wnek






SAVING OUR SOLACE | Grand Traverse Regional Land Conservancy’s preservation work ramps up in the face of development and increased outdoor recreation.


FEEDING A NEED | Goodwill Northern Michigan’s food rescue program ensures the region’s hungry and homeless have access to food.


TEACH YOUR CHILDREN WELL | Michigan Association for the Education of Young Children fights for more resources and better pay for early-childhood educators.


BUILDING COMMUNITY | Groundwork Center for Resilient Communities brings partners together, as they did with the recent launch of the Local Food Relief Fund.


A PATH FORWARD | Eagle Village provides foster kids therapy, education, job training and a loving, stable home.

Kara Jarvis


HOPE AND HEALING | Child & Family Services of Northwestern Michigan supports foster kids, foster parents and biological parents.

Emily Oakes


BEYOND BOOKS | In the midst of COVID-19, Traverse Area District Library becomes an essential service to community members.


COMFORT AND JOY | Grand Traverse Area Society of St. Vincent de Paul promotes employment, prevents homelessness and provides warmth.


MAKING CONNECTIONS | With nine projects underway, Traverse Area Recreation and Transportation Trails provides and promotes a trail network throughout the Grand Traverse region.


NEIGHBORS HELPING NEIGHBORS | Benzie Area Christian Neighbors helps people who are struggling work toward selfsufficiency by providing healthy food, clothing, education, social support and financial assistance.


INTERVENING FOR A CHILD | Serving as a response center for allegations of child abuse, Traverse Bay Children’s Advocacy Center shields children of abuse from the trauma of the process.

Elizabeth Edwards Carly Simpson Allison Jarrell Elizabeth Aseritis, Caroline Dahlquist Kim Schneider, Tim Tebeau, Andrew VanDrie Gail Snable Theresa Burau-Baehr Rachel Watson Claire Houser


Jen Berigan


Julie Parker



Ann Gatrell Sarah Haase Chelsea Harland Meg Lau Erin Lutke

Libby Stallman Kim Stewart

A Supplement to

Editorial & Advertising Offices 125 Park Street, Suite 155 Traverse City, MI 49684 Phone: 231.941.8174 | Fax: 231.941.8391 Subscriber Services Visit MyNorth.com/sub to change your address or to review your account. Reprints Reprints available. Please call 231.941.8174. Please e-mail other subscription inquiries to info@mynorth.com or call 800.785.8632 between 10 a.m. and 8 p.m. EST.



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Save Lives and Bring Hope to Those Affected By Suicide

You can make her education


Support Students. Support Scholarships. Support Programs. Support NMC.

Rooted In Community. Invested In Dreams.




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GIVE Northern Michigan is here in your hands because of a few simple truths: · Most of us generally want to donate and volunteer, but it can be hard to navigate a way forward given our busy lives and the enormity of need and efforts. · Local nonprofits representing diverse efforts don’t always have the budget to grab our attention with their story and commitment. · Giving locally not only eases challenges and offers opportunities close to home, but our local donations recirculate in a critical way through our local economy. · Getting involved in local nonprofits by donating and/or volunteering, allows us to find community with each other through the local causes we support. · And lastly, Northern Michigan nonprofits don’t have access to the large corporate donations that nonprofits in cities have: They have us— people who care deeply about this place. And without us, who? When creating GIVE Northern Michigan, I read that as our lives get busier and more isolated through technology, nonprofits need to do a better job of telling their stories in ways that make it easy to break through and connect with donors and volunteers. That’s what GIVE does; it collects stories in one magazine that shares the work of our region’s nonprofits in an approachable, relaxing and inspiring way. Some of you may find nonprofits you wish to support on the first read through. Others among you may turn down the corners on pages and revisit them all at your leisure, knowing you can easily return to find everything you need to make a donation or volunteer your time. We know that when we reach into our pockets and to our calendars to help anywhere it brings rewards, both personally and to a larger community. But donating here brings additional rewards to Northern Michigan. All ships rise when charitable giving is strong in a local community. When we

donate locally, the needs that exist in this place that we all care about so much are better met; some of the challenges faced by the staffs of our regional nonprofits who do such amazing work are eased, both through donations and volunteers; and your donations circulate again and again within our region’s economy, in the form of goods and services shared, payroll, rental support and so much more. Northern Michigan has given each of us enriched lives, whether we’ve chosen to live here or spend only some precious time here. And like everything about our small region, we have to look to each other because there are no large corporations with mandated giving plans to make it happen. But that’s one of the reasons we love this place; we are genuinely and meaningfully connected. When we volunteer, we meet our neighbors and/or like-minded people. When we donate, we are the ones who ensure a critical mission can go forward. We who care about the quality of lives and the landscape of this region will keep our nonprofits working to ease struggles, inspire, preserve, lift up, find solutions and so much more. Regardless of what you are able to donate, you will find such inspiration in the breadth of ways to make a difference locally on these pages. And know that there is no such thing as a “small donation.” Every collective dollar makes a difference, and in our nonprofit world populated with small staffs, each dollar truly goes to the mission. So, sit back and be inspired. And on behalf of all the great efforts being made by so many, for so much good in Northern Michigan, thank you.

Deborah Wyatt Fellows is founder and editor in chief of Traverse Magazine/MyNorth Media. debwf@traversemagazine.com Do you know others who might like to give back to this place we love? Simply go to MyNorth.com, scroll to the bottom of the home page, click on GIVE and share the digital edition.

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Feeding a Need



The sudden shuttering in March of his restaurants Trattoria Stella and The Franklin left Chef Myles Anton without people to feed. But only for a moment. Anton quickly stepped up to volunteer at Goodwill Northern Michigan’s food rescue program, coming in daily to work “when people were still afraid,” says Goodwill Communications Director Deb Lake. “He didn’t want anyone to know, he just wanted to help.” Goodwill Northern Michigan’s food rescue program is unique within Goodwill Industries International. The nonprofit serves as the coordinating hub for more than 70 partners and nonprofits to receive soon-to-expire food and processes donations from farms, stores and restaurants to make sure that food makes it back out to feed the region’s hungry and homeless.

Goodwill prepares and serves 6,000 meals a week, including delivery for seniors and students, and meals at their own Goodwill Inn. As need spiked in the spring, the staff worked furiously to keep up with demand and battled burnout—which is where Anton became an inspiration and helped the team change up what they do. “For one, he is used to dealing with weird food,” says Lake. “At Trattoria Stella, everything is seasonal, local, farm to table. Because we never know what kind of food we’re going to get, he helped us figure out creative ways to use our donations.” Food service manager Christine Luce was thrilled that Anton, a James Beard Best Chef semifinalist for years running, spent days creating and freezing different soup stocks for them to use in future recipes. The need for services also increased for those experiencing unsheltered

homelessness, and Goodwill stepped up to offer much-needed education about the virus. “We took them PPE, we did health screening with homeless folks to identify who was high risk and got them housing in hotels using funding so they could be protected,” says Lake. Donations helped Goodwill fill their funding gap this year, and Lake says they want to build on and strengthen the services created this year. “We want to provide essential services to meet basic needs in our community; we can do it better now, and more,” she says. “The way we see it, challenges are also opportunities.” GOODWILLNMI.ORG



The good life Up North was never a secret, but this region is attracting people nationwide who, because of the pandemic or ability to work remotely, want to move to Northern Michigan. The problem for conservation nonprofits like Grand Traverse Regional Land Conservancy is that the influx is increasing property costs, and driving people to buy and build in areas most in need of protection. “It appears people want to be remote, isolated,” says Jennifer Jay, communications director for the Conservancy. “It’s created some added pressure.” Since 2015, GTRLC’s Campaign for Generations has raised enough donations to complete 48 projects protecting 4,300 acres and many miles of shoreline. “The pandemic has put the importance of our work into an even sharper focus,”



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Jay says. “We have so many projects just on the edge, almost there.” Take Mount Minnie, a spectacular property on Platte Lake. Losing it to development would forever change the entire Platte watershed: the diversity of wildlife, water quality, views and habitat, as well as the feel, the peace and tranquility. GTRLC was given a challenge grant for the property and is just $450,000 away from protecting it forever. “We have the audacity to say ‘forever,’ because that is literally what these funds do,” Jay says. “It’s truly a legacy.” GTRLC’s land preservation is even more critical during the pandemic. An uptick in outdoor recreation is bringing more people to the nonprofit’s preserves and natural areas. “That’s the bigger part of the story,” says Jay. GTRLC is hearing more than ever

that these protected lands provide solace, healing and countless benefits for mental, physical and spiritual health. “It just strengthens our mission,” says Jay. “A place to take the kids, be safe, enjoy exercise, fresh air, the beauty—things that we need. Our natural environment has given us so much, and our hope is people will return the favor by being better stewards of the resources.” She adds the need has never been more urgent: The Conservancy has never been so busy, nor has the quality and quantity of land needing protection ever been this great. “The land keeps calling,” she says, “and we’re still answering.” GTRLC.ORG


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Due to COVID-19, many working parents have faced the almost impossible task of being both an employee and a caregiver. For many, the shutdowns have exacerbated an already existing problem: A lack of high-quality, accessible, affordable early childhood education, staffed by professionals who nurture their children’s developmental needs. It’s a reality Erica Willard stares down every day. As executive director of the Michigan Association for the Education of Young Children (MIAEYC), she’s on the front lines battling for more education, awareness and better pay for quality educators, as well as for the need to invest in highquality early childhood experiences and professional practitioners. “Quality childcare and early education are expensive,” Willard says. “And yet, these teachers are making $9 an hour. It’s not sustainable.”

And neither is a workforce without it. According to the U.S. Bureau of Labor Statistics, 64 percent of marriedcouple families with children have both parents working. “Our work as an organization really promotes the health of three different workforces,” Willard says. “The professionals working in early childhood education, the families who need it in order to be able to work and the health and development of the future workforce, the children benefiting from quality early education,” she explains. “If we as a society don’t invest in this, the effects will be felt for years.” In addition to working with policymakers and legislators, MIAEYC offers professional development opportunities and scholarships to help staff get credentialed, provides networking and mentoring opportunities and this past year, rolled out a student chapter of the organization at the college

level to support the next generation of educators. Donations don’t just change the lives of educators; they change the lives of the children they teach and the families who rely on that education and support. “Of course, we’d love universal family leave for those first critical years, but we know that’s not the reality for many people,” Willard says. “This is our reality, and the alternative is to be able to find a program where parents can go to work and have a safe, dependable and stable program that nurtures children and contributes to the economic impact of having an available workforce.” MIAEYC.ORG



When the pandemic forced Northern Michigan communities into lockdown and economic uncertainty, Groundwork Center for Resilient Communities called an emergency, all-staff meeting. How could they use their skill sets and partnerships to be relevant, right now? Within hours, they launched the Local Food Relief Fund. The idea: To raise money for local food pantries, with 100 percent of the funds helping to feed outof-work families impacted by COVID-19. But there was a catch. The food pantries had to spend the money with local farmers. “Of course, we wanted to help feed families—not just calories, but nutrient-dense food, some of the best food you could ever get,” says Communications Director Jeff Smith. It was a win/win/win solution: Food pantries would get donations at a critical

time; local families would receive muchneeded, nutritious food assistance; and local farmers impacted by the shutdown could replace lost income. “By keeping that money local, it stays in our economy,” Smith says. “It ends up at the mini mart, the neighborhood hardware store ... an example of a donation that just gives and gives again.” The Groundwork team loved the idea. But would it work? They set a goal to raise $30,000 for the food pantry fund in a week. Instead, they did it in one day. And by the end of that week, an outpouring of donations had the Local Food Relief Fund at $130,000. But it didn’t stop there. People just kept giving, eventually donating $188,000. The Groundwork Center collaborates with citizens and leaders to improve daily life and community health


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in Michigan, and recognizes that when we are connected, we thrive. “We’re built around a belief that the environment, economy and human health can all rise together, and we need to think of the solutions that allow that to happen,” Smith says. Donor generosity has been the key to Groundwork’s ability to react and be nimble, serving communities more effectively. “It’s a beautiful thing to see people step forward like that, so quickly,” Smith says. “We focus on a lot of policy work, but we’ve got this incredible ability to show up where we are needed. This is what community building can look like.” GROUNDWORKCENTER.ORG

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There are 14,000 foster kids in Northern Michigan and 52 percent hope to go to college. But 32 percent won’t complete high school, and 25 percent will be homeless by age 22. Eagle Village, a 681-acre residential campus, works to change these stats by providing therapy, education, family support, career training and a loving and stable home for kids who have been removed from their families for reasons of neglect, abandonment or abuse. “We want to guide them out of their dark past and into the light to see their potential and intrinsic value,” says Carol Hyble, vice president of advancement at Eagle Village. Hyble shares that the kids often find stability and unconditional love for the first time in their lives at Eagle Village, and even when they grow into adulthood, for many, it’s the one place they think of as home. Eagle Village has been changing young lives since 1968, but their newest initiative is one they hope to share with young adults and even adults in the area—a career and trade center. The center opened in August, and features specialized classrooms for different career trainings. There’s a health services room, where students can receive their nursing assistant certification, and an IT lab, where they can earn 1-A certification for help desk positions. There’s also a welding lab

with a welding simulator and a program offering three levels of certification, as well as a small engine lab, car detailing lab and home services lab, where kids learn to fix anything from a leaky faucet to a broken dishwasher. Students gain hands-on experience working in the 51 buildings on campus offering “endless opportunities for real life work,” Hyble says. With reputable certifications, the chances of landing good jobs increase exponentially, helping to combat the rising homelessness rates among children aging out of the foster system. Donations to Eagle Village do more than just pay for counseling staff or classrooms—they restore hope in kids who have lost it, and help them reach their potential. “They’ve had so many people give up on them,” says Hyble. “They’re so strong because they survived ... they don’t see themselves that way, but eventually, this program helps them see themselves in a very different way.” EAGLEVILLAGE.ORG THE MAGEE FAMILY



On a good day, it’s tough for foster families and biological parents to commit to getting the mental health care and counseling needed for all family members when there’s a child who enters the foster system. Now, factor in the abrupt halt in face-to-face services this spring due to COVID-19, and it has all gotten tougher. “We immediately recognized that mental health issues were going to increase because of the isolation and trauma of going through a pandemic, so we were able to pivot,” explains Melissa Ryba, marketing and development specialist for Child & Family Services of Northwestern Michigan (CFS). CFS utilized technology to facilitate virtual visits for foster kids with their biological parents and provide telehealth services and counseling for



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parents and children via Zoom, phone or in person. They also quickly secured a grant from the Michigan Health Endowment Fund to help families secure necessary technology such as hot spots, tablets and other needs. In addition, with new funding, CFS has created a position for a placement support specialist who works directly with foster parents one-on-one when they have a new placement, so that each child is connected to the range of services they need, which may go beyond counseling to include things such as occupational or physical therapy. The goal is to reduce the number of times a child moves from foster to foster. As kids go back to school, CFS is poised for a surge of need. Teachers are the majority of CFS referrals and there’s likely to be a rush of referrals

when kids connect with adults who see them every day, and can look out for signs of abuse and neglect. Donations are more important now than ever. A donation of $1,500 can provide a week’s stay as well as intensive counseling and services at Pete’s Place, a shelter for homeless teens. A gift of $2,000 can provide a comprehensive trauma assessment for a child, involving occupational therapists, physical therapists and physicians coming together to help target how to best help a child heal. “We have such a compassionate community,” Ryba says. “We have always been able to count on them, and we know that’s true now more than ever.” CFSNWMI.ORG


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During the COVID-19 shutdown, the Traverse Area District Library had more than 40,000 items circulating at that time—a huge number compared to other libraries its size. The staff pivoted to provide access, equity and support to a beleaguered community. They waived fines because people couldn’t return books. They started processing online library cards. “It’s been a constant shuffle, examining who we are as a library, and watching the staff rise to the challenge,” says Executive Director Michele Howard. In the midst of this shuffle, the community began to see the library in a different light—as an essential service, and something that profoundly enriches our quality of life. This included a role in things like issues of equity—such as access to Wi-Fi for those who need it for online learning and job searching. The library sought grants for getting laptops

and Wi-Fi hotspots to support families and individuals, particularly for remote learning and homeschooling. The library also built a student success portal to support whatever learning plan families are following. It includes links to resources on homeschooling, discipline, online learning tutorials (like how to use Google Classroom), parenting, state testing standards, technology, events, activities and more. On the interactive learning side, they’ve curated a robust Library of Things—STEM (science, technology, engineering and math) kits, puppets, an art projector, telescopes, a record player (old-school joy!) and a trove of musical instruments, all of which are available to be checked out and incorporated into home learning, or just for fun. Library Marketing and Communications Manager Heather Brady says the

pandemic has shown where the library can grow. With smaller communities still underserved for library materials, there’s an opportunity to dream big and raise funds for an old-school solution—a bookmobile—with state-ofthe-art implementation. A bookmobile could serve as a flexible, mobile learning center, with space for their 3-D printer, STEM equipment and projects, as well as Wi-Fi hotspots to serve as a mobile oasis for those who need access. At the end of the day, “it’s not just books,” says Brady. “The library is the very definition of the gift that keeps on giving.” TADL.ORG


Comfort and Joy BY CARA MCDONALD

David Baldwin, president of Grand Traverse Area Society of St. Vincent de Paul (SVdP), remembers his first visit to a family moving into a home purchased by SVdP as part of their reduced income housing project (RIHP), an effort to utilize more of the housing vouchers available through the state. “The kids were so wary,” he recalls. “They had been living in their car with their mom prior to this placement. They were unwilling to engage and seemed defensive, like they were afraid of the world, filled with uncertainty.” When Baldwin came back this spring to renew the family’s lease, he was amazed. “The kids were smiling and talkative, riding bikes in the driveway.” He heard chatter about having their own bedrooms, loving

their house and their mom’s new job. The home was the result of a legacy gift from a deceased donor’s family that was large enough to allow St. Vincent de Paul to buy the home with cash—essential in the tight Traverse area real estate market. “A significant philanthropist once said, ‘Don’t ask me for a few dollars, ask me to make an investment in my community, something that will make a difference,’” Baldwin says. “The shortage of affordable housing is a big stumbling block in the area, and that difference to which he was referring, could be an investment in this and other housing projects that allow more people a chance to thrive.” St. Vincent de Paul strives to provide warmth, promote employment and prevent homelessness, as many


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agencies do, yet they would like to see the net cast wider and become part of a stronger grassroots effort to address the affordable housing gap. “The state has vouchers and the area has housing; let us bring the two together,” says Baldwin. For more info on the RIHProject call 231.947.8466 EXT. 101.

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If you’ve been on the Boardman Lake Trail in Traverse City, you’ve probably seen a couple in bright orange vests clipping, cleaning or waving. The two are a welcome and regular sight on the trail: John on his bike with a cart full of tools in tow, Carla giving directions to families from out of town. The Olds live in a home along the paved path and have, in a word, adopted the trail. “Our trail ambassadors, like John and Carla, are exactly what our trails are about: community and connection,” says Julie Clark, executive director of Traverse Area Recreation and Transportation (TART) Trails. “They have such pride and joy for the trail, that it translates to others out on the trail, too! They are caretakers and a welcome face for all.” TART is a “friends” group and trail management nonprofit organization

that was established in 1998. If you’re an avid walker, cyclist or cross-country skier, you’ve probably discovered a TART trail, whether it takes you throughout Traverse City, out to Leelanau County or through Sleeping Bear Dunes. TART’s mission is to provide and promote a trail network throughout the greater Grand Traverse region—a goal they are well into after more than two decades. Currently, TART has nine active projects underway, including trails in Acme, Traverse City and Empire. “TART’s vision is to have happy, active people enjoying a world-class trail system,” Clark says. “The best trails are developed with government agencies, potential trail neighbors, advocates of all sorts, private businesses and funders all sitting at the table. The best trails come from collaboration.” 

The Boardman is one of TART’s most visible and popular projects in Traverse City this year. The soon-tobe 5-mile loop around Boardman Lake connects trail users to places like the TC Library, Oryana Community Coop, Hull and Medalie parks and beyond—all with the beautiful lake at the center, hosting sailboats, kayakers and the occasional pair of swans. “When our job is done, the whole region will be connected by trails, bikeways and pedestrian-friendly streets linking people to the beauty of the Traverse area year-round,” Clark says. TRAVERSETRAILS.ORG.



Last December, a woman stopped into Benzie Area Christian Neighbors (BACN) to donate a Little Tikes toy castle. “But don’t give it to anyone just yet,” she said. “I couldn’t find the little people that go with it. I ordered them and am having them shipped right to BACN.” That, says Kelly Ottinger, director of development at BACN, is the kind of love and care she frequently sees when people interact with BACN. “I’ll never forget how much she cared about the child who was going to receive that toy,” Ottinger says. “She didn’t merely ‘get rid’ of something. She truly sought to bring happiness to a child.” BACN’s mission is to help financially struggling neighbors stabilize and work toward self-sufficiency by providing 8


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healthy food, clothing, education, social support and financial assistance. “BACN’s philosophy is that we are all neighbors, with needs to be met and gifts to give,” Ottinger shares. “We’ve been here now for 37 years and we work to infuse a sense of dignity around needing help,” Ottinger says. “We don’t want people to feel like a number at BACN. We take the time to listen.” BACN’s services include a food pantry, clothing center, financial assistance and adult education, and all are available for those who reside in Benzie and the northern half of Manistee counties. The adult education program is twofold: job readiness training and GED preparation (both are offered in partnership with Northwest Michigan

Works). All expenses for a GED, including the certified instructor and exam, are covered by BACN, and at any given time there are approximately 30 students working toward their GED in the program. Given the need, BACN is building for the future. “We will be breaking ground for a new facility on our current property in Benzonia to replace our aging and unsafe building,” Ottinger says. To date, more than half the money for the $3.5million project has been raised. “BACN has determined the need to increase outreach, and the new facility will be the tool to allow us to do so, while building sustainability for decades to come.” BENZIEBACN.ORG


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Intervening for a Child BY ELIZABETH EDWARDS

Ten years ago, regional professionals dealing with child abuse recognized the damage created when children, already traumatized by abuse, were asked to repeat their experiences over and over to law enforcement, child protective services and prosecutors— thus forcing them to relive their trauma each time. Solving that issue led to the creation of Traverse Bay Children’s Advocacy Center, a nonprofit organization that serves as a response center for allegations of child abuse. While TBCAC offers counseling and prevention services for abuse victims, its primary mission is intervention. In real-life terms, that means bringing a young victim into a safe room where the child is gently and professionally questioned while members of a multi-disciplinary team observe from another room on closed circuit television. The questioning is simultaneously

videoed so that the child won’t need to repeat his or her story. Over the course of 10 years, TBCAC has conducted more than 2,400 such child forensic interviews in their coverage area of Antrim, Benzie, Grand Traverse, Kalkaska, Leelanau and Wexford counties, as well as the Grand Traverse Band of Ottawa and Chippewa Indians, according to interim Executive Director Ginger Kadlec. Each story of abuse is its own. Kadlec recalls a young girl rescued from sexual abuse by TBCAC. “Since the age of four, she’d been groomed for sexual abuse by an uncle,” Kadlec says. “He told her he loved her and would marry her someday. As she got older, however, she witnessed her uncle promising similar things to a younger cousin, began fitting the pieces together and found the courage to disclose her abuse.” With

TBCAC involvement, her case was expedited (and her trauma minimized) by the one-stop interview observed by the multi-disciplinary team—a process that resulted in her uncle being convicted of child sexual abuse. TBCAC is partially funded through state and federal grants, “but relies heavily on donations from foundations and caring individuals throughout our community,” says Kadlec. That support ensures that the crucial services provided by TBCAC to help protect children from sexual abuse, physical abuse and acts of violence are sustained. TRAVERSEBAYCAC.ORG





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Senior to Metro 78 Citizen’s Citizen’s GuideDetroit to Metro Detroit | SeniorGuide 78 | Senior Citizen’s Guide to Metro Detroit Citizen’s Guide to Metro Detroit | Senior 78 | Senior Citizen’s Guide to Metro Detroit

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Changing the future one life at a time 5044 175th Ave. Hersey, MI 49639 231.832.2234 www.eaglevillage.org

Eagle Village is a place of solutions. Our trauma informed therapy guides youth who have been abused, neglected, or abandoned through residential treatment to work through their past and take action toward a new future. Lives change here and that starts with our staff valuing each and every life.

Taking on the Statistics •

It is estimated that one in four children in the United States will witness or experience a traumatic event before they turn four, according to the National Center for Mental Health Promotion and Youth Violence Prevention.

The effects of childhood trauma are drastic. People who experience trauma at a young age are: • 15 times more likely to attempt suicide • 4 times more likely to become an alcoholic • 3 times more likely to be absent from work and have serious job problems • 2 times more likely to experience heart and lung diseases later in life These are only a few of the many statistics that give bleak outlooks on the effects of childhood trauma.

Our Work Healing from traumatic events is not easy work, but it is work that Eagle Village dedicates itself to to help children and teens who have experienced unimaginable circumstances. Through services including foster care and adoption, residential treatment, professional assessments, and counseling and intervention, Eagle Village strives to serve, value, and equip children and families for success. One of the ways that we equip our kids is preparing them for life outside of Eagle Village through courses we offer at our new Career and Trades Center. We offer classes that teach our kids essential life skills and trade certification. Many of our kids come from low-income backgrounds and have viewed jobs solely as a means of making ends meet. “It’s amazing seeing them switch from a money mindset to one that’s more knowledge and vocation oriented.” Cody, our Career and Trades Coordinator, says. “Lots of these kids have grown up believing they have no purpose, and now they’re realizing that’s not the case. They’re realizing there’s more out there for them.”



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One of the courses that we offer is our Culinary Arts class, which includes ServSafe certification. This gives kids the opportunity to learn basic culinary skills and be certified in safe food-handling. “Cooking was something that my family and I did together; this class has given me a way to feel close to them.” One of our kids said. Another course offered is Manufacturing Safety and Welding. On a volunteer basis, we have experienced professionals who have been in manufacturing and welding to come teach our kids these skills in order to acquaint them with the industry and help them obtain certification if they choose. “Going to college never really felt in the cards for me, so I’m happy to see that there are other opportunities for me to do something with my life.” We are here to beat the statistics of trauma-affected individuals. Giving kids a vision for their life and the opportunity to find their vocation is something that we believe sets them on a path towards success. At Eagle Village, we make ways for kids to find and use their unique, God-given skills and talents to do something greater for themselves, their peers, and their community. If you want to be a part of the mission of providing the opportunity for success to trauma-affected kids, please visit our website eaglevillage.org or call (231) 832-2234. 202 20 20

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Healing in Nature 3860 N. Long Lake Road, Suite D Traverse City, MI 49684 231.929.7911 www.gtrlc.org MISSION STATEMENT Protecting significant natural, scenic and farm lands – and advancing stewardship – now and for future generations. EXECUTIVE DIRECTOR Glen Chown BOARD OF DIRECTORS John Collins – Chair Cortney Danbrook – Vice Chair Greg Seman – Treasurer Paul Brink – Secretary Perry Adams Betsy Calcutt Linda Cline Don Coe JoAnne Cook** Kathleen Guy* Jim Huckle Koffi Kpachavi** Chip May Barbara Nelson-Jameson Susan Palmer John D. Paul Jr. Kevin Russell Evan Smith Maureen Smyth Allen Taylor* Terrie Taylor

In a tumultuous year, one timeless constant has remained the same – the healing power of our natural world. By the time the COVID-19 pandemic fully gripped our country, spring was just arriving in northern Michigan. And while spring has always been a favorite time to get out and hit the trails after a long winter, what we saw was unlike anything we’d ever experienced before. The number of visitors at Grand Traverse Regional Land Conservancy preserves and natural areas – and indeed dozens of other outdoor spots throughout our region – was truly unprecedented. The message this sent was as crystal clear as the deep blue bay. During those stressful and uncertain times, you wanted something simple: to be outside. To hear the rustle of newly budded leaves, to feel a gentle wind on your face, to see the morning light sparkle off a lake or stream. To connect (or re-connect) with something that’s always been there for you. That trend has continued through the summer and into the fall at our beautiful preserves and natural areas. GTRLC continues to work hard to provide these opportunities throughout our region by permanently protecting the irreplaceable scenic, natural and farm lands that make our corner of the world so special. Our ongoing Campaign for Generations has protected nearly 50 properties totaling more than 4,300 acres of irreplaceable land thus far, along with critical shoreline along our rivers, lakes and streams. Several more projects are scheduled for completion before the campaign ends next year. One very exciting new opportunity is a proposed nature preserve in Benzie County named Mt. Minnie. This spectacular property sits on the isthmus between Big Platte and Little Platte Lake and is particularly

*Term ends Oct. 29, 2020 Photo by Angie Lucas

**Term begins Oct. 29,2020



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Photo by Noah Jurik

noteworthy from a scenic perspective. The hills on this beautifully wooded parcel rise more than 130 feet above the lakes, standing in striking contrast to the flat topography around the lake basins and creating a towering landmark of green juxtaposed between the clear blue waters of these two large lakes. And while the creation of this preserve will be immensely important for water quality, wildlife habitat, scenic views and more, it will also provide yet another place to immerse yourself in the wonders of our natural world. Visit www.gtrlc.org to make a donation to protect Mt. Minnie and to learn more about our existing properties and those we are still working to protect during the Campaign for Generations. None of these projects would be possible without the support of people who believe in our mission.

Photo by Noah Jurik

Photo by Angie Lucas


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Filling Critical Needs in Northern Michigan Since 1972 Strengthening communities by empowering people in need to reach their full potential

EXECUTIVE DIRECTOR Dan Buron BOARD OF DIRECTORS Lindsay Raymond, Chair Kate Redman, Vice Chair Jody Trietch, Treasurer Terri LaCroix-Kelty, Secretary Lezlie Garvin Lauren Harris Paul Heidbreder Andrew Kohlmann Kelly Miller Raquel Paulus Dawn Shields

Goodwill Northern Michigan is so much more than a thrift store. We’re a local nonprofit, governed by a local board of directors, working to reduce food insecurity and end homelessness in our region. We do this work thanks to the generosity of our donors, through sales of donated items in our stores, and with the support of volunteers. Our community has changed a lot since we began almost 50 years ago, and we’ve adapted with it. Today we’re investing in partnerships in the food and homelessness systems. Together, we’re creating a stronger, more resilient community.

Bringing Food to Neighbors Food Rescue does the logistics of putting good food to good use in Northwest Michigan. We gather soonto-expire, fresh, healthy food that would otherwise go to waste, and distribute it to food pantries on the same day, at no charge. We focus on food access and nutrition, getting produce, grains, and proteins from local farmers onto pantry shelves. We work with partners to purchase, repack, and distribute food in bulk. We serve a five-county area double the size of Rhode Island, and collaborate with over 200 partners, from donor grocery stores, farms, and bakeries to members of the Northwest Food Coalition. Through our Meal Services program, we also make thousands of meals each week for seniors and people in need. Together, we rescue good food from landfill and deliver two million meals into the regional emergency food system each year. It’s a win-win-win.

SERVICE AREA 19 Northern Michigan counties including Alpena, Antrim, Benzie, Charlevoix, Emmet, Grand Traverse, Kalkaska, Leelanau, Otsego & Wexford

Increasing access to healthy food and reducing food waste in our communities

FOOD RESCUE FOUNDERS Bruce Byl Becky Mang Cecil McNally Homer Nye George Powell



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Helping People Find Home We help people find solutions to end their homelessness. Our work happens in many ways across the system: Emergency Shelter at the Goodwill Inn. Helping people where they are through Street Outreach. Transitional housing for Veterans at Patriot Place. We work with our partners in the Coalition to End Homelessness to strengthen and support our area’s homelessness response, providing day shelter, case management, and housing navigation.

Volunteering at the Goodwill Inn

We are ending homelessness for families every week. During the 100 Day Challenge to house 20 families, a family of eight moved from a camper into their own multi-bedroom unit. Together, we can— and do!—end homelessness.

Partnering We are fortunate to have thrift stores throughout Northern Michigan. They’re our “social enterprise.” The good work done by our store teams covers our organization’s administrative costs and helps cover program costs, too. A crucial 30 percent of our costs for programs like Food Rescue, Street Outreach, and the Goodwill Inn comes from people and foundations who donate to support our work each year. Working together with community partners, we’re reducing food insecurity and ending homelessness in our region. Some of our most important partners are Our Donors. Your gift to Goodwill goes directly to filling gaps for neighbors in need across our region. Donate at goodwillnmi.org

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610 Woodmere Avenue Traverse City, MI 49686 Phone: 231.932.8500 www.tadl.org LIBRARY DIRECTOR Michele P. Howard BOARD OF TRUSTEES Joseph Jones, President Susan Odgers, Vice President Marylee Pakieser, Secretary Carol Sullivan, Treasurer Micheal Vickery, Trustee Jeffrey Wescott, Trustee Open Seat (9/2020), Trustee LIBRARY NETWORK Main Library - Traverse City East Bay Branch Library Kingsley Branch Library Fife Lake Public Library Interlochen Public Library Peninsula Community Library SERVICE AREA AND 97,000+ residents Benzie County Almira Twp. & Inland Twp. Grand Traverse County City of Traverse City & All Townships Leelanau County Elmwood Twp.

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PUBLIC LIBRARIES The Definition of a Gift that Keeps on Giving With a world-class professional staff, TADL fulfills its mission - providing dynamic resources and innovative services to stimulate intellectual curiosity, facilitate lifelong learning, promote literacy, and nurture personal enrichment to anyone in the service district. The COVID pandemic has presented many challenges but it has only made TADL staff more determined to get materials in the hands of people who need them.

BOOKS ARE JUST THE BEGINNING Available in print, audiobooks and e-books, we provide materials to fit all ages, interests and lifestyles. TADL offers music, movies, games, puppets, kits (STEM, storytime, book club, and health care), and much more. Our expanding Library of Things offers musical instruments, A/V equipment, image transfer devices, and record players. New in 2020 - yard games, a 3D printing service, and wifi hotspots!

A NEW APPROACH TO LEARNING Our programs and events are always free and open to the public, with topics for audiences young and old, including annual favorites like the Summer Reading Club. Visit tadl.org/events for an ever-changing roster of inspiring choices. With COVID and barriers to physical access, our staff continually challenges itself to present content and programming our patrons can access anywhere. New in 2020 - a Student Success Portal, to help support our regional educational community as we embark together on a very different school year. (We also removed overdue fines for juvenile and teen materials. We never want to have patrons make a choice between food or fines.)

FUNDING The Traverse Area District Library is supported by an Operating Millage levy of 0.94310 mils, (exp. 2025), as approved by the voters in participating districts (please see left sidebar). Public funding provides for day-to-day operations, but additional donations allow us to flourish and grow!

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Child and Family Services of Northwestern Michigan CHILD AND FAMILY SERVICES OF NORTHWESTERN MICHIGAN Traverse City Harbor Springs Gaylord 231-946-8975 cfs@cfs3L.org www.cfsnwmi.org SERVICE AREA 20+ Counties in Northern Michigan BOARD OF DIRECTORS Diane Emling, President Lisa Thomas, Vice President Ruth Gilmer, Treasurer Rick Summers, Secretary Krista Goldman Patrick Lamb Chris Mohrhardt Robert Needham Kaylee Simerson Melissa Umulis Rachel Wasserman Joanie Hazelton BOARD OF TRUSTEES Terry Paquet, President Ken Petterson, Vice President Warren “Bud” Cline III, Treasurer Erik Falconer, Secretary EmmLee Cameron Bob Cornwell Jeremy Hawke Galen Krupka Sheila Morgan Rob Tubbs

For over 80 years, Child and Family Services (CFS) has responded to the community’s changing needs through a wide range of programs. We are dedicated to helping people of all ages overcome life’s challenges.

CHILD WELFARE The Foster Care and Adoption programs connect foster and adoptive parents with children who have experienced abuse or neglect. Emergency, respite, short-term, and long-term placements are needed and available. Ongoing support and training is provided for foster and adoptive parents.

BEHAVIORAL HEALTH CFS’ licensed therapists provide individual and family counseling in person or virturally, on a variety of issues to people of all ages. CFS works with many insurance plans, including Medicaid. Services are offered on a sliding fee scale. In addition, the Behavioral Health Program includes: •

Children’s Trauma Assessment Center, which provides comprehensive assessments and treatment to children and youth who have experienced significant trauma. Safe Haven, a supervised visitation and safe exchange program for families affected by high conflict and/or domestic violence, which is the only program of its kind in northern Michigan. Wraparound, an intensive program supporting the mental health needs of a child and their family members, that is offered with a referral from Community Mental Health.

THIRD LEVEL Third Level Services merged with CFS in 2014, allowing for more sustainable and comprehensive services, including: •

Youth Services Program, for youth ages 12-20 who are experiencing conflict at home and are at risk of running away or homelessness. Pete’s Place Youth Shelter, is a safe place to stay in Traverse City for youth ages 12-17. Pete’s place provides a place to go for youth who are couch-surfing, homeless, running away, or when it’s too hard to be home. Suicide Prevention and Community Education, customizable trainings by professional staff are available on an ongoing basis.

YOUTHWORK YouthWork partners with young adults ages 17-26 with service organizations and public agencies to complete environmental and conservation projects for communities. Youth receive stipends, educational awards, and on the job training while communities get critical work completed. It’s a win-win!

To learn more about how you can help: Call: 231-946-8975 Visit: www.cfsnwmi.org Like us on Facebook/Instagram: @cfsnwmi

Sponsored By 202 20 20

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You can impact the lives of Michigan children The mission of the

Michigan Association for the Education of Young Children is to promote highquality early learning for all children, birth through age 8, by connecting practice, policy, and research. We advance a diverse, dynamic early childhood profession and support all who care for, educate, andwork on behalf of young children.

Supporting the early childhood workforce in Michigan through: • professional development and training to over 3,200 event attendees annually. • a network of 2,900 members. • credential and degree attainment for over 1,800 T.E.A.C.H. Early Childhood® Michigan recipients annually. • programs and initiatives impacting the education and care of more than 33,000 Michigan children.

Support Michigan’s future by donating at www.miaeyc.org

839 Centennial Way, Suite 200 | Lansing Michigan 48917-9277 | 866.648.3224

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C A N W E C O U N T YO U I N ? 25 YEARS AGO, our supporters took a leap

of faith in Groundwork. They counted on us to create innovative, local-based solutions to protect Michigan’s environment, strengthen the economy, and build healthy communities. Throughout the years, supporters have continued to count on us, to help ignite a local food economy, bring healthy food to school lunches, secure 100% clean energy commitments from Petoskey and Traverse

City, push forward visionary projects like passenger rail, and so much more. Our silver anniversary year, 2020, is proving to be a “resilience now more than ever” moment, as the pandemic brings challenges of a lifetime. Our supporters can still count on us to serve, building resilience for today and for unforeseen challenges in the years ahead. It wouldn’t happen without you!

CAN WE COUNT YOU IN? GroundworkCenter.org/Donate

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100% volunteer staff = 100% cash donations go directly to serve those in need through financial aid.

Thrift store revenue cover 100% of operating costs and 50% of financial aid beyond cash donations.

Catholic Gift Shop - your resource for jewelry, statues, books, gowns, medals, crosses, and uniforms.

The Reduced Income Housing Project is funded solely through donor’s specified donations.

PROMOTING EMPLOYMENT • PREVENTING HOMELESSNESS • PROVIDING WARMTH St. Vincent de Paul of Grand Traverse Area • 1207 Woodmere Ave, TC, MI 49686 • 231.947.8466

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Visit www.homesforourfuture.org Visit www.homesforourfuture.org Visit www.homesforourfuture.org The Homes for Our Future campaignisisaaHousing Housing North designed to to The Homes for Our Future campaign Northprogram, program, designed The support Homes for Our Future campaign is a Housing program,solutions designedtoto its strategic priority building awarenessNorth about support its strategic priority of of building awareness abouthousing housing solutions to support strategic priority of building awareness about solutions the its many audiences that play roles in those solutions. Youhousing can access reports to the many audiences that play roles in those solutions. You can access reports the many audiences that play in thosecan solutions. You canready, accessget reports and studies, learn how yourroles community become housing to and learn how community can become become housing involved. ready,get gettoto andstudies, studies, learnothers how your your can know what in thecommunity region are doing and sign housing up to getready, know what others aremore doing andsign signor up toget getinvolved. involved. Email: info@housingnorth.org information visit our website. know what others in in the the region regionfor are doing and up to Email: more information informationor orvisit visitour ourwebsite. website. Email:info@housingnorth.org info@housingnorth.org for for more


Hospice of Michigan helped us navigate a really tough time. As a three-time cancer survivor, my mother was one resilient lady. Yet trying to run a business while being her primary caregiver was hard. So we called Hospice of Michigan. My mom’s care team became an extension of our family, filling the gaps when we desperately needed another set of helping hands. Managing those moments alone would have been overwhelming, but with their support, we could focus on making her final chapter meaningful. I don’t know how I could have done it without Hospice of Michigan by our side.

To donate, visit www.hom.org/donations Novum Productions

H 202 20 20

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10/9/20 4:27 PM

Robert Fenton Financial Advisor

Keith Carlyon Senior Vice President, Investments

Give Hope

To a homeless animal Little Traverse Bay Humane Society is a no-kill shelter that provides nutritious food, a warm bed, and medical care to 500-plus animals each year and helps them to find new homes.

We also offer the following services to the public: Boarding l Grooming l Daycare l Full-Service Veterinary Care Boarding, Grooming, Daycare: (Ph) 231-347-2384 Little Traverse Bay Veterinary Clinic: (Ph) 231-622-6363

Little Traverse Bay Humane Society 1300 W. Conway Rd. Harbor Springs, MI 49740 231-347-2396 www.ltbhs.com

13818 S West ShoreDrDr••Traverse Traverse City, City, MI 49684 13818 S West BayBayShore 49684••(231) (231)946-3650 946-3650 Perhaps the most meaningful thing you can do with success is share it. And when you do that with care and conviction, giving can be an art form - one Raymond James has been practicing since 1962. Today, we carry on the charitable legacy of our founder Bob James in words and actions as we seek to go forward by giving back. LIVE WELL PLANNED.


In a word, we believe in the transformative power of the arts. Perhaps the most meaningful thing you can do with success is share it. And when you do that with care and conviction, giving can be an art form – one Raymond James has been practicing since 1962. Today, we carry on the charitable legacy of our founder Bob James in words and actions as we seek to go forward by giving back. L IFE WE L L PLAN N ED.

© 2017 Raymond James & Associates, Inc., member New York Stock Exchange/SIPC.

Jeff K. Pasche, CFA® Senior Vice President, Investments Traverse City Complex Manager

Susan Carlyon Senior Vice President, Investments Wealth Management Specialist®

James Spencer, ChFC®, AAMS® Associate Vice President, Investments

Jim Stoops, AWMA®, CRPC® First Vice President, Investments

Jennifer Youker, CFP®, CRPC® Financial Advisor Raymond James & Associates, Inc., member New York Stock Exchange/SIPC Chartered Retirement Plan SpecialistSM, AWMA®, Accredited Wealth Management AdvisorSM; CRPC®, Accredited Asset Management SpecialistSM and AAMS® are trademarks or registered service marks of the College for Financial Planning in the United States and/or other countries. Certified Financial Planner Board of Standards Inc. owns the certification marks Certified Financial Planner™ and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.



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embrace. educate. empower.

You’re committed to sharing the success you’ve enjoyed with the causes that are important to you. Whether you use a donor-advised fund to donate appreciated assets, a tax-free Qualified Charitable Distribution from an IRA or name your favorite charity as beneficiary – you can give more to the causes you are passionate about.

It’s time to make a difference with your charitable giving.

60 0 E . Front St. Suite 201 | Tra ve rs e C i t y, MI 4 9 686 | 2 3 1 . 9 2 2 . 2 9 00 | he m m i n gw m.c om hemming& Wealth Management, Inc. (“hemming& Wealth Management”) is a Registered Investment Advisor (“RIA”) with the U.S. Securities and Exchange Commission (“SEC”).

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In spite of the challenges posed by COVID-19, Manna has continued to:

Distribute over 1.5 million pounds of food to human service agencies. Deliver 1,750 "Food 4 Kids" Backpacks each week to area elementary and preschool students. Provide free, nutritious food to thousands of hungry families in Northwest Michigan.

Families are struggling. Help us help them.

8791 McBride Park Ct. Harbor Springs, MI 49740 231-347-8852


Hope Starts Here.



Blondie and many other dogs were recently rescued from a hoarding situation. With animal neglect cases on the rise, we need your support more than ever to help animals like Blondie recover and find new beginnings. Your donations help all of the dogs and cats at Cherryland Humane Society find forever, loving homes.

Please consider donating today.

Give the Gift of Hope Please give at: pinerest.org/foundation Choose Designation: Patient Assistance Fund-Traverse City


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Give a full year of Traverse Magazine and add a Michigan-made gift to put under the tree.

Subscriptions starting at only $19.95! MyNorth.com/GIFT11

MyNorth.com/GIFT11 26


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MYNORTH.COM/TOUR2020 MyNorth Media is proud to support Child and Family Services each year AND there’s still time to participate in this year’s tour! The virtual tour is available for viewing through December. Simply make a ticket donation to Child and Family Services and get access to this wonderful tour.

Child & Family Services of N or t h w e s t e r n M i c h i g a n

To contribute a tax-deductible donation to CFS, please visit cfsnwmi.org/donate.

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American Foundation for Suicide Prevention

Northwest Michigan Habitat for Humanity, Petoskey

Benzie Area Christian Neighbors (BACN)

Society of St. Vincent de Paul

Cherryland Humane Society

TART Trails, Inc.

afsp.org/Michigan Find out more on page 2

PO Box 93 , 2804 Benzie Hwy, Benzonia, MI 49616 231.882.9544 • benziebacn.org Find out more on the back cover

1750 Ahlberg Rd, Traverse City, MI 49696 231.946.5116 • cherrylandhumane.org/donate Find out more on page 25

Dennos Museum Center

Northwestern Michigan College 1701 East Front Street, Traverse City, MI 49686 231.995.1055 • dmc@nmc.edu • dennosmuseum.org

Elizabeth Lane Oliver Art Center

132 Coast Guard Rd., Frankfort, MI 49635 231.352.4151 • oliverart.org

1840 M-119, Unit 1 Petoskey, MI 49770 231.348.6926 • northwestmihabitat.org

1207 Woodmere Ave. Traverse City, MI 49686 231.947.8466 • assist@svdptc.org Find out more on page 20

PO Box 252, Traverse City, MI 49685 231.941.4300 • info@traversetrails.org • traversetrails.org

Traverse Area District Library

610 Woodmere Ave, Traverse City, MI 49686 231.932.8500 • tadl.org Find out more on page 16

Traverse Health Clinic

1719 S Garfield Ave, Traverse City, MI 49686 231.935.0799 • traversehealthclinic.org Find out more on page 21

Friendship Centers of Emmet County 1322 Anderson Road, Petoskey, MI 49770 231.347.3211 • emmetcoa.org

Goodwill Northern Michigan

2279 South Airport Rd W, Traverse City, MI 49696 231.922.4805 • goodwillnmi.org Find out more on page 14

Groundwork Center for Resilient Communities 148 E Front St # 301, Traverse City, MI 49684 231.941.6584 • groundworkcenter.org Find out more on page 19

Little Traverse Bay Humane Society

1300 W Conway Rd #9582, Harbor Springs, MI 49740 231. 347.2396 • ltbhs.com Find out more on page 22

Michigan Association for the Education of Young Children

839 Centennial Way, Suite 200, Lansing, MI 48917 800.336.6424 • miaeyc.org Find out more on page 18

Northwestern Michigan College Foundation 1701 East Front Street, Traverse City, MI 49686 231.995.1021 • nmc.edu/give Find out more on page 2


Connecting Our Community With The Enduring Magic Of Music Through Education And Discovery www.musichouse.org


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To whom much is given,much will be required -Luke 12:48

Holly Gallagher, CFP® President & Founder

Thomas D. Ackerson, CPA, CFP®

Kelly Town Director of Client Services & Operations

Wealth Services Assistant

WHAT A YEAR IT’S BEEN. If there has ever been a time to reassess everything you thought you knew, it’s now. If you are looking for an authentic, working relationship with a CERTIFIED FINANCIAL PLANNER™ Professional put Holly Gallagher of Horizon Financial on your shortlist. Over 28 years’ experience. Privately-owned, organically-grown by a hometown gal. Comprehensive planning and wealth management. Established investment strategies to navigate volatile market conditions. Quality processes in place to deliver the best client experience possible. Let us help you simplify your life. We purposefully add a limited number of new clients per year to ensure we can deliver on our promises. Thank you for your consideration -

Holly Gallagher Holly Gallagher, CFP® President and Founder, Uber Driver for my kids.

HORIZON FINANCIAL Your Goals. Our Focus. 231.941.6669 | HorizonFinancialTC.com | kelly@cfnmail.com 12935 S. West Bayshore Dr. Suite 220 | Traverse City

Minimum assets for new client relationships is $ 750,000. Minimum financial planning fee $2,500. Securities and Advisory services offered through Commonwealth Financial Network. Member FINRA/SIPC, a Registered Investment Advisor. 2020_GIVE_cover.indd 3

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Benzie Area Christian Neighbors (BACN)

Welcoming financially struggling Neighbors in Benzie and northern Manistee Counties

Adult Education including free GED Program!

Help with more

than food and cl othing

Promoting healthy choic es in the food pantry, which was visited near ly 7,000 times in 2019 !

e Benzie County’s only fre ing th resource for adult clo

Open for Services 10 a.m. till 2 p.m. Monday through Thursday Donations of clothing, food, dishes and cookware accepted Saturdays from 10 a.m. till Noon

2804 Benzie Highway, Benzonia, MI • 231-882-9544 www.benziebacn.org • Follow us on Facebook! 2020_GIVE_cover.indd 4

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Profile for MyNorth

MyNorth Give Northern Michigan 2020  

Donate and Volunteer in the place we love / Be the Good

MyNorth Give Northern Michigan 2020  

Donate and Volunteer in the place we love / Be the Good

Profile for mynorth