3220 NW Pacific Rim Drive Camas, WA 98607
TABLE OF CONTENTS Property Details Maps Local Schools Community Utilities & Resources Title & Escrow Covenants, Conditions & Restrictions
The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.
PROPERTY DETAILS
3220 NW PACIFIC RIM DR CAMAS WA 98607 124983006 CLARK COUNTY WA
Owner Information Owner Name:
BELINGE STEVEN A / BELINGE STEPHANIE
Vesting:
HUSBAND AND WIFE
Mail Address:
3220 NW PACIFIC RIM DR CAMAS WA 98607
Owner Status:
OwnerOccupied
Location Information
Legal Desc:
MEADOWS NORTH LOT 3 SUB 2001 FOR ASSESSOR USE ONLY MEADOWS NORTH LOT 3 SUB 2001
County:
CLARK
Census/Block: 040609 / 2003
Alt Parcel # School District: CAMAS
Tsp-Rng-Sec:
T01N-R03E-S04
Municipality:
CITY CAMAS
Lot / Block:
Lot: 3 Block:
Parcel #:
124983006
Housing Tract: MEADOWS NORTH (310-795) Last Market Sale Date:
2008-07-25/2008-07-23
Lender:
PLAZA HOME MORTGAGE INC
Sale Price:
245000
Loan:
241214
Document #: 4478263
Document #: 4478264
Doc Type:
WARRANTY DEED
Loan Type:
$ Sqft:
$168.73
Loan Term:
FEDERAL HOUSING ADMINISTR
Prior Sale Information Date:
2004-08-27/2004-08-26
Lender:
Price:
183639
Loan:
Document #: 3874445 Doc Type:
WARRANTY DEED
156000
Document #: Loan Type:
CONVENTIONAL
The above is believed to be accurate, but is not guaranteed. Copyright © 1995-2020 CDS Marketing, Inc.
3220 NW PACIFIC RIM DR CAMAS WA 98607 124983006 CLARK COUNTY WA
Property Characteristics Gross Area:
1936
Garage Area:
Interior Wall
Living Area:
1452
Roof Shape:
Porch Type:
Above Grade: 1,936
Foundation:
Patio Type:
Bedrooms:
3
Roof Material: CEMENT/COMPOSITION Air Cond:
Bath (F/H):
2/1
Construction: WOOD FRAME
Fireplace:
1 STORY 1 OPENING Heat Type:
Year Built:
2002
Parking Type: Garage Units:
1
Basement:
FORCED AI
Cooling Type: Exterior Wall:
COVERED PORCH PORCH/NO STEP
Fixtures: Floor: Equipment:
PLYWOOD
Rooms:
Stories:
2
Pool:
No AVERAGE
Quality:
BELOW AVERAGE
Condition:
Property Information Land Use:
SFR
County Use:
11
State Use:
Zoning:
R-12 : CAM
Lot Acres:
0.1377
Lot Sqft:
5,999
Len/Wid:
57/105
Tax and Assessment Information Assd Year:
2020
Assd Value:
$336,871
Taxable Val:
$336,871
Tax Year:
2020
Land Value:
$170,000
Mkt Value:
$336,871
Tax Area:
10200
Imp Value:
$166,871
Exemption:
Property Tax:
$4,303.23
Improved %:
50%
District:
The above is believed to be accurate, but is not guaranteed. Copyright © 1995-2020 CDS Marketing, Inc.
3220 NW PACIFIC RIM DR CAMAS WA 98607 124983006 CLARK COUNTY WA
Averages
Avg Bedrooms
Avg Bathrooms
Avg Sqft
Avg Price
Avg $Sqft
2015
2.00
2.57
1,540
$334,857
$217
2016
2.00
2.67
1,539
$287,875
$187
2017
2.00
2.67
1,504
$300,000
$199
2018
2.00
3.00
1,553
$389,125
$251
2019
2.00
2.67
1,544
$364,633
$236
Average Sale Price $389,125 $334,857 $287,875
$300,000
2016
2017
2015
$364,633
2018
2019
$251
$236
2018
2019
Average $ Per Square Foot
$217
2015
$187
$199
2016
2017
The above is believed to be accurate, but is not guaranteed. Copyright © 1995-2020 CDS Marketing, Inc.
3220 NW PACIFIC RIM DR CAMAS WA 98607 124983006 CLARK COUNTY WA
Female Population
13,862
13.6%
0-9
21.0%
19.1% 8.9% 10-19
20-29
12.6% 30-39
40-49
15.2%
50-59
10.4%
8.1%
60-69
70+
Male Population
13,437
13.9%
0-9
20.6%
10-19
9.6%
12.5%
20-29
30-39
Education
18.6%
40-49
15.8%
50-59
10.9% 60-69
7.7% 70+
Employment
No Diploma: High School: Some College: Bachelor's Graduate's:
6.0% 18.9% 34.2% 24.3% 16.6%
Working Age: Labor Force: Median Income:
19,495 76.2% $87,373 93.9%
Employed: Unemployed:
The above is believed to be accurate, but is not guaranteed. Copyright © 1995-2020 CDS Marketing, Inc.
6.1%
MAPS
ASSESSOR MAP
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
STREET MAP
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
AERIAL MAP
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
CITY BOUNDARY MAP
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
SCHOOLS
3220 NW PACIFIC RIM DR CAMAS WA 98607 124983006 CLARK COUNTY WA
Camas School District Elementary Schools Dorothy Fox 2623 NW SIERRA ST CAMAS WA 98607 Grades: KG to 05 Charter School: U Magnet School: U
360-817-4417 Area Desc: Suburb: Large Distance: 0.70 Miles Title One: Y
Prune Hill Elementary 1601 NW TIDLAND ST CAMAS WA 98607 Grades: KG to 05 Charter School: U Magnet School: U Middle Schools Liberty Middle School 1612 NE GARFIELD ST CAMAS WA 98607 Grades: 06 to 08 Charter School: U Magnet School: U High Schools Hayes Freedom High 1919 NE IONE ST CAMAS WA 98607 Grades: 09 to 12 Charter School: U Magnet School: U
360-817-4451 Area Desc: Suburb: Large Distance: 1.09 Miles Title One: N
Camas High 26900 SE 15TH ST CAMAS WA 98607 Grades: 08 to 12 Charter School: U
360-817-4441 Area Desc: Rural: Fringe Distance: 2.27 Miles Title One: N
Magnet School: U
360-604-6625 Area Desc: Suburb: Large Distance: 2.07 Miles Title One: Y 360-833-5553 Area Desc: Suburb: Large Distance: 2.14 Miles Title One: N
Your assigned school should be the first school in each category, but it is recommended you check with the district or school.
The above is believed to be accurate, but is not guaranteed. Copyright © 1995-2020 CDS Marketing, Inc.
CamasSchoolDi st r i ct 841NE22ndAv e CAMAS,WA986071148
360. 335. 3000
( 201920Sc hool Year )
7, 654
3%
15%
80%
89% 9t hGr ader son Tr ackt oGr aduat e
72%
35% HaveHi ghEngl i sh LanguageAr t sGr owt h
67%
39% HaveHi ghMat h Gr owt h Fi nanc es ( 201718Sc hoolYear )
6 422 76. 5% 13. 17. 2
$10, 274 $1, 474
Al li nf or mat i oni sf ort he201819s c hoolyear ,unl es sot her wi s enot ed.Tos eemor ef r om t heWas hi ngt onSt at eRepor tCar d, v i s i tWas hi ngt onSt at eRepor t Car d. OSPI . k 12. wa. us / Repor t Car d/ Vi ewSc hool Or Di s t r i c t / 100031 I fy ouhav eques t i onsorc omment s , c ont ac tRepor t Car dRedes i gn@k 12. wa. us
Gr assVal l eyEl ement ar y 3000NEGr as sVal l eyDr Camas,WA98607
360. 833. 5710
( 201920Sc hool Year )
540
6%
85%
9%
96% HaveRegul ar At t endance
82%
30% HaveHi ghEngl i sh LanguageAr t sGr owt h
83%
25% HaveHi ghMat h Gr owt h Fi nanc es ( 201718Sc hoolYear )
7 36 72. 2% 13. 15. 4
$9, 876 $1, 474
Al li nf or mat i oni sf ort he201819s c hoolyear ,unl es sot her wi s enot ed.Tos eemor ef r om t heWas hi ngt onSt at eRepor tCar d, v i s i tWas hi ngt onSt at eRepor t Car d. OSPI . k 12. wa. us / Repor t Car d/ Vi ewSc hool Or Di s t r i c t / 104854 I fy ouhav eques t i onsorc omment s , c ont ac tRepor t Car dRedes i gn@k 12. wa. us
Skyr i dgeMi ddl eSchool 5220NW Par k erSt r eet Camas,WA986078576
360. 833. 5800
( 201920Sc hool Year )
797
3%
81%
13%
93% HaveRegul ar At t endance
74%
35% HaveHi ghEngl i sh LanguageAr t sGr owt h
79%
42% HaveHi ghMat h Gr owt h Fi nanc es ( 201718Sc hoolYear )
1 50 84. 0% 14. 16. 4
$10, 218 $1, 474
Al li nf or mat i oni sf ort he201819s c hoolyear ,unl es sot her wi s enot ed.Tos eemor ef r om t heWas hi ngt onSt at eRepor tCar d, v i s i tWas hi ngt onSt at eRepor t Car d. OSPI . k 12. wa. us / Repor t Car d/ Vi ewSc hool Or Di s t r i c t / 100627 I fy ouhav eques t i onsorc omment s , c ont ac tRepor t Car dRedes i gn@k 12. wa. us
CamasHi ghSchool 26900SE15THST Camas,WA986077296
360. 833. 5750
( 201920Sc hool Year )
2, 187
1%
12%
88%
67%
91%
56%
9t hGr ader son Tr ackt oGr aduat e
TookaDualCr edi t Cour se
48%
93% Gr aduat ei n4year s Fi nanc es ( 201718Sc hoolYear )
4 112 73. 2% 13. 19. 7
$9, 621 $1, 474
Al li nf or mat i oni sf ort he201819s c hoolyear ,unl es sot her wi s enot ed.Tos eemor ef r om t heWas hi ngt onSt at eRepor tCar d, v i s i tWas hi ngt onSt at eRepor t Car d. OSPI . k 12. wa. us / Repor t Car d/ Vi ewSc hool Or Di s t r i c t / 100629 I fy ouhav eques t i onsorc omment s , c ont ac tRepor t Car dRedes i gn@k 12. wa. us
COMMUNITY
CITY OF CAMAS
19,355 POPULATION 2010 Census Data
MALE 49.6%
$60,187
36.9
MEDIAN INCOME
MEDIAN AGE
2000 Census Data
Camas
HOUSING 2010 Census Data
2010 Census Data
Camas is a city located in Clark County. Officially incorporated on June 18, 1906, the city is named after the camas lily, a plant with an onion-like bulb prized by Native Americans. At the west end of downtown Camas is a large Georgia-Pacific paper mill from which the high school teams get their name, "the Papermakers". A paper mill was first established in the city in 1883 with the support of Henry Pittock, a wealthy entrepreneur from England who had settled in Portland, Oregon, where he published The Oregonian.
SCHOOL DISTRICTS
FEMALE 50.4%
76.84% of homes owner occupied 23.16% of homes rented
AGE DEMOGRAPHIC 2010 Census Data
31.1% under age 18 6.5% between ages 18 to 24 27.1% between ages 25 to 44 26.8% between ages 45 to 64 8.7% above age 65
CITY QUICK FACTS POPULATION DENSITY 2010 Census Data
1,434.8 inhabitants per sq. mile 7,072 housing units at an average density of 524.2 per sq. mile
20 miles east of Portland Prune Hill is a major geographical feature of the city 15.25 square miles 75 feet elevation Highest Average Temperature 82º Lowest Average Temperature 33º
Pittock's LaCamas Colony bought 2600 acres in 1883, forming the Columbia River Paper Company the following year to begin production in 1885, before merging with Oregon City's Crown Paper Company to form Crown Columbia Paper in 1905. Converting from steam to electricity in 1913, it then merged with Willamette Paper in 1914 and then again in 1928 with Zellerbach Paper to become the largest paper company on the west coast, Crown Zellerbach. Changing from newsprint to toilet tissue in 1930, it temporarily produced shipyard parts during the second world war. In 1950 it was the first factory to produce folded paper napkins.
Â
CLARK COUNTY BASE MAP
Your Local Market Report Camas, WA 98607 REPORT FOR 6/10/2020 Single-Family Homes
Presented by WFG National Title Company reports@wfgnationaltitle.com
Single-Family Homes
Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com
Camas, WA 98607 Real-Time Market Profile
This week the median list price for Camas, WA 98607 is $589,925 with the market action index hovering around 34. This is about the same as last month's market action index of 34. Inventory has held steady at or around 178.
Market Action Index This answers “How’s the Market?” by comparing rate of sales versus inventory. 40
Buyer's Market
50
60
20
10
90
34
100
ay Tod
M
80
Last
th on
0
Seller's Market
70
30
Slight Seller's Advantage The market has been cooling over time and prices plateaued for a while. Despite the consistent decrease in MAI, we’re in the Seller’s zone. Watch for changes in MAI. If the MAI resumes its climb, prices will likely follow suit. If the MAI drops consistently or falls into the Buyer’s zone, watch for downward pressure on prices.
Median List Price
$589,925
Per Square Foot
$238
Days on Market
112
Price Decreased
28%
Price Increased
24%
Relisted
4%
Inventory
178
Median Rent
$1,495
Most Expensive
$8,000,000
Least Expensive
$250,000
Market Action
34
Slight Seller's Advantage
Market Segments Each segment below represents approximately 25% of the market ordered by price. Median Price
Sq. Ft.
Lot Size
Beds
Bath
Age
New
Absorbed
DOM
$861,900
3,869
0.25 - 0.5 acre
4
3
9
3
5
138
$639,450
2,890
6,500 - 8,000 sqft
4
3
0
1
7
112
$555,000
2,286
4,500 - 6,500 sqft
3
2
0
1
4
84
$482,995
2,001
4,500 - 6,500 sqft
3
2
0
5
12
112
Wed Jun 10 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2020 Altos Research, Inc.
2 of 6
Single-Family Homes
Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com
Camas, WA 98607
Median List Price
Prices in this zip code seem to have settled around a plateau. Look for a persistent down-shift in the Market Action Index before we see prices deviate from these levels. $700K
$650K
$600K
$550K
$500K
$450K Jun 2017
Oct 2017
Feb 2018
Jun 2018
Oct 2018
7-Day Average
Feb 2019
Jun 2019
Oct 2019
Feb 2020
Jun 2020
90-Day Average
Segments
In the quartile market segments, we see prices in this zip code have settled at a price plateau across the board. Prices in all four quartiles are basically mixed. Look for a persistent shift (up or down) in the Market Action Index before prices move from these current levels. $1.3M
$1.0M
$750K
$500K
$250K Jun 2017
Oct 2017
Feb 2018
Jun 2018
Oct 2018
Feb 2019
First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day
Jun 2019
Oct 2019
Feb 2020
Jun 2020
Third/Lower 90-Day
Wed Jun 10 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.
3 of 6
Single-Family Homes
Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com
Camas, WA 98607
Price Per Square Foot
The market plateau is seen across the price and value. The price per square foot and median list price have both been reasonably stagnant. Watch the Market Action Index for persistent changes as a leading indicator before the market moves from these levels. $250 $240 $230 $220 $210 $200 $190 $180 Jun 2017
Oct 2017
Feb 2018
Jun 2018
Oct 2018
7-Day Average
Feb 2019
Jun 2019
Oct 2019
Feb 2020
Jun 2020
90-Day Average
Inventory
Inventory has been climbing lately. Note that rising inventory alone does not signal a weakening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is keeping up with available supply. 300
250
200
150
100
50 Jun 2017
Oct 2017
Feb 2018
Jun 2018
Oct 2018
7-Day Average
Feb 2019
Jun 2019
Oct 2019
Feb 2020
Jun 2020
90-Day Average
Wed Jun 10 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.
4 of 6
Single-Family Homes
Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com
Camas, WA 98607
Market Action Index
The market has been cooling over time and prices plateaued for a while. Despite the consistent decrease in MAI, we’re in the Seller’s zone. Watch for changes in MAI. If the MAI resumes its climb, prices will likely follow suit. If the MAI drops consistently or falls into the Buyer’s zone, watch for downward pressure on prices. 125
100
75
50
25
0 Jun 2017
Oct 2017
Feb 2018
Jun 2018
Oct 2018
7-Day Average
Feb 2019
Jun 2019
Oct 2019
Feb 2020
Jun 2020
90-Day Average
Market Action Segments
Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the high-end) will weaken before the rest of the market and signal a slowdown for the whole group. 80 70
60 50
40 30
20 Jun 2017
Oct 2017
Feb 2018
Jun 2018
Oct 2018
Feb 2019
First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day
Jun 2019
Oct 2019
Feb 2020
Jun 2020
Third/Lower 90-Day
Wed Jun 10 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2020 Altos Research, Inc.
5 of 6
Single-Family Homes
Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com
Camas, WA 98607
Average Days on Market (DOM)
The properties have been on the market for an average of 122 days. Half of the listings have come newly on the market in the past 62 or so days. Watch the 90-day DOM trend for signals of a changing market. 200
175
150
125
100
75
50 Jun 2017
Oct 2017
Feb 2018
Jun 2018
Oct 2018
7-Day Average
Feb 2019
Jun 2019
Oct 2019
Feb 2020
Jun 2020
90-Day Average
Segments
It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles. 250
200
150
100
50
0 Jun 2017
Oct 2017
Feb 2018
Jun 2018
Oct 2018
Feb 2019
First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day
Jun 2019
Oct 2019
Feb 2020
Jun 2020
Third/Lower 90-Day
Wed Jun 10 2020 Powered by Altos Research, Inc. | www.altos.re | Copyright Š 2020 Altos Research, Inc.
6 of 6
3220 NW PACIFIC RIM DR CAMAS WA 98607 124983006 CLARK COUNTY WA
Animal - Services Name
Address
Bachelder, Robyn DVM - Banfie Fritch, Maurine D DVM - Casca
Telephone
Distance
130 SE 192nd Ave
360-254-0362
2.04 Mi
16820 SE McGillivray Blvd
360-892-2122
2.75 Mi
Riverview Animal Hospital
3200 SE 164th Ave, #210
360-256-4147
3.01 Mi
Strom, Laura B DVM - Laurelhu
20100 NE Sandy Blvd
503-233-5222
4.11 Mi
Kokta, Theresa DVM - Kokta's
1906 SE 331st Ave
360-356-4645
5.28 Mi
Banks Name
Address
Telephone
Distance
Bank of America
3317 SE 192nd Ave
360-892-4277
1.80 Mi
Wells Fargo Bank
19100 SE 34th St
360-944-1345
1.84 Mi
Bank of America ATM
3505 SE 192nd Ave
800-442-6680
1.85 Mi
Riverview Community Bank
320 SE 192nd Ave
360-514-5196
1.98 Mi
Chase
100 SE 192nd Ave
360-891-6006
2.04 Mi
Coffee Shops Name
Address
Telephone
Distance
Starbucks: Riverstone Marketp
19215 SE 34th St
360-253-8317
1.78 Mi
Starbucks
19215 SE 34th St, #100
360-253-8317
1.78 Mi
Starbucks: QFC-Vancouver #212
3505 SE 192nd Ave
360-253-3016
1.85 Mi
Starbucks
530 SE 192nd Ave, #100
360-896-8784
1.89 Mi
Starbucks: Columbia Tech Cent
530 SE 192nd Ave, #Ave-1
360-896-8784
1.94 Mi
Credit Unions Name
Address
Telephone
Distance
People's Community CU
16211 SE 12th St
360-695-5121
3.16 Mi
The above is believed to be accurate, but is not guaranteed. Copyright © 1995-2020 CDS Marketing, Inc.
3220 NW PACIFIC RIM DR CAMAS WA 98607 124983006 CLARK COUNTY WA
Credit Unions Name
Address
Telephone
Distance
Lacamas Community Credit Unio
640 E St
360-834-3611
3.87 Mi
Nw Priority Credit Union
12630 SE Division St
503-760-5304
8.19 Mi
Onpoint Community Credit Unio
9730 SE Washington St
503-228-7077
8.32 Mi
Castparts Employee Federal CU
8120 SE Luther Rd
503-771-2464
11.90 Mi
Eating and Drinking Places Name
Address
Telephone
Distance
Halliday Associates Inc
656 NW Norwood St
360-834-6657
1.59 Mi
Starbucks: Riverstone Marketp
19215 SE 34th St, #100
360-253-8317
1.78 Mi
Subway Sandwiches & Salads
3415 SE 192nd Ave
360-883-1330
1.81 Mi
360 Pizzeria
3425 SE 192nd Ave, #110
360-260-3605
1.82 Mi
Young's Deli & Grocery
419 NW 6th Ave
360-834-6100
1.89 Mi
Golf Courses Name
Address
Telephone
Distance
Camas Meadows Golf Club
4105 NW Camas Meadows Dr
360-833-2000
1.72 Mi
Green Mountain Golf Course
2917 NE Ingle Rd
360-833-8463
3.13 Mi
Fairway Village Golf Course
15509 SE Fernwood Dr
360-254-9325
3.42 Mi
Jim Colbert's Hound Hollow Go
23010 W Arata Rd
503-669-2290
4.86 Mi
Pub Course at McMenamins Edge
2126 SW Halsey St
503-669-8610
4.87 Mi
Grocers and Supermarkets Name
Address
Telephone
Distance
Safeway Food & Drug - Camas-
800 NE 3rd Ave
360-834-7933
2.34 Mi
Albertsons Supermarkets - Foo
2100 SE 164th Ave
360-260-9225
3.00 Mi
The above is believed to be accurate, but is not guaranteed. Copyright © 1995-2020 CDS Marketing, Inc.
3220 NW PACIFIC RIM DR CAMAS WA 98607 124983006 CLARK COUNTY WA
Grocers and Supermarkets Name
Address
Telephone
Distance
Fern Prairie Market Rob's Gourmet
1817 NE 267th Ave
360-834-3504
3.14 Mi
2527 NE 3rd Ave
360-834-5208
3.18 Mi
Green Tea Kitchen
602 SE 157th Ave
360-892-8989
3.47 Mi
Health Clubs and Spas Name
Address
Telephone
Distance
Lacamas Swim & Sport Club
2950 NW 38th Ave
360-834-8506
0.24 Mi
Curves
322 SE 192nd Ave
360-896-5332
1.99 Mi
YMCA Jack Will & Rob Center
2041 NE Ione St
360-817-9966
2.12 Mi
24 Hour Fitness
800 SE Tech Center Dr
360-514-8381
2.71 Mi
Challenge Fitness Crossfit
17030 SE 1st St, #101
360-314-6041
2.92 Mi
Hospitals Name
Address
Telephone
Distance
Woodland Park Hospital
10300 NE Hancock St
503-257-5500
7.29 Mi
Hospitals - Acute Care Name
Address
Telephone
Distance
Legacy Mount Hood Medical Cen
24800 SE Stark St
503-674-1122
6.08 Mi
S W Washington Medical Center
400 NE Mother Joseph Pl
360-256-2000
6.84 Mi
Adventist Medical Center
10123 SE Market St
503-257-2500
8.55 Mi
Nursing Homes Name
Address
Telephone
Distance
Highland Terrace Nursing Ctr
640 NE Everett St
360-834-5055
2.14 Mi
Cascade Park Care Center
801 SE Park Crest Ave
360-253-2879
3.94 Mi
Village Manor
2060 NE 238th Dr
503-491-0553
4.72 Mi
The above is believed to be accurate, but is not guaranteed. Copyright © 1995-2020 CDS Marketing, Inc.
3220 NW PACIFIC RIM DR CAMAS WA 98607 124983006 CLARK COUNTY WA
Nursing Homes Name
Address
Telephone
Distance
Marquis Care At Centennial Care Center East Hlth
725 SE 202nd Ave
503-665-3118
6.00 Mi
11325 NE Weidler St
503-253-1181
6.98 Mi
Offices and Clinics of Chiropractors Name
Address
Telephone
Distance
Rial Douglas A DC Lmt Homer, Lucas Q DC - Cascade P
110 E Columbia River Hwy
503-667-1105
5.08 Mi
12214 Se Mill Plain Blvd, #101
360-254-4040
5.19 Mi
Kreger, Ronald W DC - Kreger
9818 E Burnside St
503-254-4252
8.10 Mi
Offices and Clinics of Dentists Name
Address
Telephone
Distance
Mike R Warner
300 County Road 120
360-260-4172
0.80 Mi
Kathryn L Poleson
4640 Nw Valley St
360-254-8300
0.85 Mi
Geetika Chawla
7012 Se 40th St
360-254-5254
1.35 Mi
Chawla, Geetika
19221 Se 34th St
360-882-9595
1.69 Mi
David K Chan
11600 Se Mill Plain Blvd
360-892-1776
1.87 Mi
Telephone
Distance
Offices and Clinics of Medical Doctors Name Address Alc-Mountainview House
2647 NW Kent St
360-834-3988
1.04 Mi
Nelson, Lyle W DDS - Cascade
3215 SE 192nd Ave, #112
360-256-7100
1.79 Mi
Baker, David M DDS - Baker Or
3425 SE 192nd Ave, #120
360-891-6500
1.81 Mi
Tanner, Nathan M DDS - Gentle
322 SE 192nd Ave, #100
360-604-5873
1.99 Mi
Liem Annie L MD
411 NE 6th Ave
360-834-2863
2.12 Mi
Pet Sitting Services Name
Address
Telephone
Distance
The above is believed to be accurate, but is not guaranteed. Copyright © 1995-2020 CDS Marketing, Inc.
3220 NW PACIFIC RIM DR CAMAS WA 98607 124983006 CLARK COUNTY WA
Pet Sitting Services Name
Address
Telephone
Distance
Baker, Michael DVM - St Franc Andrew, Michael P DVM - Town
12010 NE 65th St
360-253-5446
6.97 Mi
12515 SE Division St
503-761-2330
8.20 Mi
Pharmacies Name
Address
Telephone
Distance
Asthma Education Center Of Th Columbia Asthma & Allergy Cli
821 NW Fremont St
360-567-3984
1.26 Mi
3400 SE 196th Ave
360-834-6700
1.57 Mi
Beri Eye Care Associates Pc
19301 SE 34th St
360-817-2700
1.64 Mi
Cascade Oral Surgery
3215 SE 192nd Ave #112
360-256-7100
1.70 Mi
Quality Food Centers Inc
3505 SE 192nd Ave
360-253-3043
1.77 Mi
Places of Religion Name
Address
Telephone
Distance
Church of the Nazarene
2204 NE Birch St
N/A
1.77 Mi
St John's Presbyterian Chr
1206 NE Birch St
N/A
1.97 Mi
Glad Tidings Church
305 NE 192nd Ave
N/A
2.14 Mi
First Church Of Christ Scntst
704 NE 5th Ave
360-834-4752
2.23 Mi
Zion Lutheran Church Elca
824 NE 4th Ave
N/A
2.30 Mi
Retirement Communities Name
Address
Telephone
Distance
Fishers Landing Assisted Livi
17171 SE 22nd Dr
360-885-1400
2.66 Mi
Vancouver Realtor
1405 SE 164th Ave
800-897-8670
3.02 Mi
Waterford at Fairway Village
2911 SE Village Loop
360-433-6300
3.12 Mi
Clerestorie
1821 SE Solomon Loop
360-260-9002
3.34 Mi
The above is believed to be accurate, but is not guaranteed. Copyright © 1995-2020 CDS Marketing, Inc.
3220 NW PACIFIC RIM DR CAMAS WA 98607 124983006 CLARK COUNTY WA
Retirement Communities Name
Address
Telephone
Distance
The Bedford
13303 Southeast McGillivray Bo
360-891-6898
3.44 Mi
Veterinary - Emergency Services Name
Address
Telephone
Distance
Camas Washougal Animal Hospit
401 6th St
360-835-7240
3.85 Mi
Hearthwood Dog & Cat Clinic
14516 SE Mill Plain Blvd
360-831-0706
4.07 Mi
Wildwood Animal Hospital
1404 NE 181st Ave
503-665-1126
5.16 Mi
Halsey-East Animal Clinic PC
16057 NE Halsey St
503-255-0261
5.50 Mi
Companion Pet Clinics
11516 SE Mill Plain Blvd
360-254-8811
5.57 Mi
Veterinary - Medicine Name
Address
Telephone
Distance
Shaffer Animal Clinic
624 NW Ivy St
360-834-7853
1.72 Mi
Hollywood Pet Hospital
290-3565 NE Sandy Blvd
503-234-9229
4.23 Mi
Banfield, the Pet Hospital
11815 NE Glenn Widing Dr
503-256-7299
5.36 Mi
Idexx Veterinary Svc Incorpor
12015 NE Sumner St
503-255-1820
5.59 Mi
A Animal Health Services Spay
3030 NE Hogan Dr
503-667-2763
6.13 Mi
The above is believed to be accurate, but is not guaranteed. Copyright © 1995-2020 CDS Marketing, Inc.
UTILITIES & RESOURCES
UPDATER Organize and complete all your moving-related tasks at no cost to you! WFG National Title has partnered with Updater to provide a better moving experience. This concierge service has been paid for and reserved especially for your client. All you need to do now is log onto your Dashboard.
Updater is the trusted way to: Forward your mail Update your accounts Connect utilities Hook up home services Search move-in special offers Share moving announcements with digital announcements to friends & family
To activate your dashboard; log onto www.WFGupdaterWA.com
CAMAS UTILITIES Emergency/Police/Medical/Fire 911 Poison Control (800) 222-1222 www.aapcc.org United States Postal Service (800) 275-8777 www.usps.com Xfinity (800) 266-2278 www.xfinity.com Frontier Communications (800) 921-8101 www.frontier.com Verizon (800) 483-4100 www.verizon.com AT&T (800) 288-2020 www.att.com CenturyLink (866) 963-6665 www.centurylinkcom Dish Network (800) 318-0572 www.dish.com
DIRECT TV (800) 531-5000
Camas-Washougal Post Record (360) 834-2141 www.camaspostrecord.com The Columbian (360) 694-2312 www.oregonlive.com
TRI-MET (503) 238-7433 www.trimet.org C-Tran Transit (360) 695-8918 www.c-tran.com Northwest Natural Gas (800) 422-4012 www.nwnatural.com Clark Public Utilities (360) 992-3000 www.clarkpublicutilities.com City of Camas Water District (360) 817-1567 www.cityofcamas.us City of Camas Sewer Provider (360) 817-1567 www.cityofcamas.us Waste Connections (360) 892-5370 www.wcnorthwest.com Camas School District (360) 335-3000 www.camas.wednet.edu
CHANGE OF ADDRESS USPS Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet.
https://moversguide.usps.com Benefits you will receive when you change your address online are: Exclusive mover savings coupons Safe and secure with identity verification by a simple $1.00 charge to your
credit or debt card
Email confirmation at the end of registration of your change of address * Must have valid email address and credit card to register online.
AUTO REGISTRATION AND DRIVER LICENSING Below is the website if you would like to change your address online or you can visit your local department of licensing. Department of Licensing Clark County Auto License Department 1408 Franklin Street (360) 397-2288 BATTLEGROUND 301 W Main Street #101 (360) 687-5115
RIDGEFIELD JUNCTION AUTO LICENSE 2 South 56th Place Suite 103 (360) 887-2345
HAZEL DELL AUTO LICENSE 7904 NE 6th Avenue Suite B (360) 574-0086
CAMAS 3316 NE 3rd Avenue (360) 835-2977
CASCADE PARK AUTO LICENSE SERVICES 1301 NE 136th Avenue (360) 892-1877
HWY 99 AUTO LICENSE True Value Hardware 13009 NE Highway 99 (360) 573-6226
HEIGHTS AUTO LICENSE 221 NE 104th Avenue Suite 104 (360) 695-2122
EASTSIDE AUTO LICENSE 2011 SE 192nd Avenue Suite 103 (360) 833-1717
ORCHARDS 11110 NE Fourth Plain Blvd (360) 254-6226
VOTER REGISTRATION TO REGISTER TO VOTE, YOU MUST BE:
A citizen of the USA
A Legal Resident of Washington State at least 18 years of age on or before the next election.
In the State of Washington, you do not have to register by political party or declare a political party membership to vote in the state’s regular primaries or general election. HOW TO REGISTER Washington citizens have access to several convenient methods of signing up to vote, including registration by mail and Motor Voter registration. Mail in registration forms are available from your county auditor or county elections department as well as other government offices, public libraries and schools. Motor Voter registration is offered when you renew or apply for your driver’s license. In most instances it takes less than a minute. REGISTRATION DEADLINE You may register to vote at any time, but you must be registered at least 30 days before an election, if you want to vote on election day. You may also register between 15 and 30 days before an election, but you must do so at a location designated by the county elections officer, and you will be required to vote by absentee ballot. CHANGE OF ADDRESS If you move to a new county, you must complete a new voter registration, otherwise you must request a transfer of your registration.
Voter Information Hotline: (800) 448-4881 TTY (800) 422-8683 Clark County Voter Registration: (360) 397-2345
MOVING CHECKLIST UTILITIES Electric NW Natural Gas Water District Sewer District Garbage Provider Cable/Satellite Fuel (Propane) Phone Services Internet FINANCIAL INSTITUTIONS Banks and Credit Unions Credit Card Companies (including department store credit cards) Lenders (Mortgage, Home Equity, Auto, Student Loans) Insurance Companies (Health, Renters, Auto, Home, Medical, Dental, Disability, Life) Retirement (Pension plans, 401K, Social Security, Veterans Affairs) Investments (Investment Agencies and Brokers) Online Bill Payer Paypal GOVERNMENT OFFICES US Post Office Department of Motor Vehicles (Obtain your driver’s license and change vehicle registration) IRS Passport Office Veteran Affairs Unemployment Office (If you are currently receiving unemployment benefits)
HEALTH Physician Pharmacies SERVICE PROVIDERS Childcare Housecleaning Services Delivery Services Lawn Care Services Veterinarian Pool Service MEMBERSHIPS Health Clubs Membership Clubs (AAA or similar) Community Groups (PTA, Neighborhood Associations, Civic Clubs) Children’s Extracurricular Activities (Dance Classes, Music Lesson, Sports Clubs) SUBSCRIPTIONS Newspapers Magazine (USPS will only forward 2 months) Movie Subscriptions (Netflix, Blockbuster, etc) Book or Music Clubs OTHER Friends and Family Employers (typically notify the Human Resources Department)
MOVING CHECKLIST 8 WEEKS BEFORE YOUR MOVE Inventory Sheets: Create an inventory sheet of all your belongings which need to be moved Research Moving Options: You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company. Request Moving Quote: Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies. Discard Unnecessary Items: Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity. Packing Material: Gather moving boxes and packing material for your move. Contact Insurance Companies: You’ll need to contact your insurance agent to cancel/transfer your insurance policy.
4 WEEKS BEFORE YOUR MOVE Start Packing: Begin packing all things destined for your new location. Obtain Your Medical Records: Contact your doctor, physician, dentist and other medical specialists who may currently be retaining any of your family’s medical records. Obtain these records or make plans for them to be delivered to your new medical facilities if changing. Security is critical of personal records. Note Food Inventory Levels: Check your cupboards, refrigerator and freezer. Use up as much of your perishable food as possible. Small Engines: Service small engines for your move by extracting gas and oil from the machines. This will reduce that chance to catch fire during your move. Protect Jewelry and Valuables: Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move. Borrowed and Rented Items: Return items which you may have borrowed or rented. Collect items borrowed to others.
1 WEEK BEFORE YOUR MOVE Your Change of Address: Change your address with the USPS, DMV, Financial Institutions, Utilities, Government Offices, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions. Bank Accounts: Transfer or close bank accounts if changing banks. Make sure to have a money order for paying the moving company. Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive. Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc.) of your move. Travel Items: Set aside all items you’ll need while traveling. Make sure these are not packed on the moving truck.. Contact Utility Companies: Set utility turnoff date, seek refunds and deposits and notify them of your new address.
MOVING DAY Plan Your Itinerary: Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at a sitters for the day. Review the House: Once the house is empty, check the entire house (closets, attic, basement, etc.) to ensure no items are left or no home issues exist. Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move. Vacate Your Home: Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve vacated the property. Questions To Ask: Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?
MOVING RESOURCES THE HOME DEPOT (800) 466-3337 www.homedepot.com E Vancouver (360) 254-6289 330 SE 192nd Avenue Vancouver, WA 98683 Vancouver (360) 253-3993 8601 NE Andresen Rd Vancouver, WA 98665 Jantzen Beach (503) 289-9200 1728 N Tomahawk Island Dr. Portland 97217 NE Portland (503) 252-0188 11633 NE Glen Widing Dr. Portland 97220
DONATION FACILITIES Goodwill (800) 741-0186 locator.goodwill.org The Salvation Army (800) 958-7825 www.salvationarmyusa.org
MOVING TRUCK RENTALS Budget (800) 462-8343 www.budgettruck.com Penske (888) 996-5415 www.pensketruckrental.com Ryder (800) 297-9337 www.ryder.com
LOWES (800) 466-3337 www.lowes.com
U-Haul (800) 468-4285 www.uhaul.com
E. Vancouver (360) 260-2120 18801 SE Mill Plain Blvd Vancouver, WA 98662
STORAGE COMPANIES
Lacamas Lake (360) 514-9660 11413 NE 76th St Vancouver, WA 98683 Portland -Delta Park (503) 737-3000 1160 N Hayden Meadows Dr. Portland 97217
NW Self Storage www.nwselfstorage Public Storage (800) 906-0879 www.publicstorage.com Pods (888) 309-8967 www.pods.com
TRANSFER STATIONS Garbage/Recycling Central Transfer & Recycling (360) 256-8482 columbiaresourcecompany.com 11034 NE 117th Avenue Vancouver, WA 98686 Washougal Transfer Station (360) 835-2500 columbiaresourcecompany.com 4020 S Grant Street Washougal, WA 98671 West Vancouver (360) 737-1727 columbiaresourcecompany.com 6601 NW Old Lower River Rd Vancouver, WA 98660
RESOURCE GUIDE AIRPORT
CHAMBER OF COMMERCE
CITY CONTACT CONTIUED...
Portland International Airport (877) 793-4690 www.flypdx.com
Battle Ground (360) 687-1510
Yacolt Police Fire City Hall
Clark Co. Sherriff (360) 686-3271 (360) 686-3922
Washougal Police Fire City Hall
(360) 835-8701 (360) 835-2662 (360) 835-8501
CITY CONTACT
Woodland Police Fire City Hall
(360) 225-8981 (360) 225-7462 (360) 225-8281
FOR ALL EMERGENCIES DIAL 911
COUNTY CONTACT
AUTO & DRIVER REGISTRATION Department of Licensing (360) 397-2288 www.dol.wa.gov BUS SERVICE C-Tran (360) 695-0123 www.c-tran.com Blue Star (360) 573-9412 www.bluestarbus.com Greyhound (800) 231-2222 www.greyhound.com Tri-Met (503) 238-7433 www.tri-met.org CABLE / SATELLITE & INTERNET CenturyLink (855) 380-4150 www.centurylink.com Dish (844) 754-6269 www.dish.com Directv (877) 699-7824 www.diretv.com XFINITY (Comcast) (800) 934-6489 www.comcast.com
Camas/Washougal (360) 834-2472 La Center (360) 263-4636 Vancouver (360) 694-2588
Clark County Sheriff (360) 397-2211 Washington State Patrol (360) 449-7999 Battle Ground Police (360) 342-5100 Fire (360) 687-6968 City Hall (360) 342-5000 Camas Police Fire City Hall
(360) 834-4151 (360) 834-2262 (360) 834-6864
La Center Police Fire City Hall
(360) 263-2745 (360) 263-5500 (360) 263-2782
Ridgefield Police Fire City Hall
(360) 887-3556 (360) 887-4609 (360) 887-3557
Vancouver Police Fire City Hall
(360) 487-7355 (360) 487-7305 (360) 696-8121
Clark (360) 397-2000 www.clark.wa.gov Cowlitz (360) 577-3010 www.co.cowlitz.wa.us EDUCATION Education Service District (360) 750-7500 www.esd112.org Battle Ground School District (360) 885-5300 www.battlegroundps.org Camas School District (360) 833-5400 www.camas.wednet.edu Evergreen School District (360) 604-4000 www.evergreenps.org Green Mountain School District (360) 225-7366 www.greenmountainschool.us
RESOURCE GUIDE EDUCATION CONTIUNED...
HOSPITALS CONTIUNED...
RECREATION
Hockinson School District (360) 448-6400 www.hocksd.org
PORTLAND AREA
Bravo! (360) 906-0441 www.bravoconcerts.com
La Center School District (360) 263-2131 www.lacenterschools.org Mt Pleasant School District (360) 835-3371 www.mtpleasantschool.org Ridgefield School District (360) 619-1300 www.ridge.k12.wa.us Vancouver School District (360) 313-1000 www.vansd.org Washougal School District (360) 954-3000 www.washougal.k12.or.us Woodland School District (360) 841-2700 www.woodlandschools.org COLLEGES / UNIVERSITIES Clark College (360) 699-6398 www.clark.edu Washington State University (360) 546-9788 www.vancouver.wsu.edu HOSPITALS Legacy Health Salmon Creek (360) 487-1000 www.legacyhealth.org PeaceHealth (360) 514-2000 www.peacehealth.org
Adventist Medical (503) 257-2500 www.adventisthealthnw.com Doernbecher Children’s Hospital (503) 494-8311 www.ohsu.edu Legacy Health (503) 335-3500 www.legacyhealth.org Kaiser Permanente (503) 813-2000 www.kaiserpermanente.org OHSU (503) 494-8311 www.ohsu.edu Providence Portland (503) 574-6595 www.providence.org Shriner’s Hospital (503) 241-5090 www.shrinershq.org Tuality (503) 681-1111 www.tuality.org NEWSPAPERS Camas-Washougal Post-Record (360) 834-2141 www.camaspostrecord.com The Columbian (360) 694-3391 www.columbian.com The Reflector (360) 687-5151 www.thereflector.com
Cedar Creek Grist Mill (360) 225-5832 www.cedarcreekgristmill.org Chelatchie Prairie Railroad (360) 686-3559 www.tickets.bycx.org Cinetopia (503) 597-6900 www.cinetopia.com Clark County Historical Museum (360) 882-0936 www.columbiasprings.org Columbia Springs (360) 993-5679 www.cchmuseum.org Convention Center (503) 235-7575 www.oregoncc.org Expo Center (503) 736-5200 www.expocenter.org Fort Vancouver National Historic Site (360) 816-6230 www.nps.gov Hulda Klager Lilac Gardens www.lilacgardens.com Mt. Hood Ski Bowl (503) 272-3206 www.skibowl.com Mountain View Ice Arena (360) 896-8700 www.mtviewice.com
RESOURCE GUIDE RECREATION CONTINUED...
RECREATION CONTINUED…
UTILITIES
NatureScaping Wildlife Botanical Gardens (360) 737-1160 www.naturescaping.org
Vancouver Symphony (360) 735-7278 www.vancouversymphony.org
Battle Ground Water/Sewer (360) 342-5000 Garbage (360) 892-5370
Water Resources Education North Clark Historical Museum Center (360) 247-5800 (360) 487-71111 www.amboywa.com www.cityofvancouver.us
Camas Water/Sewer (360) 817-1567 Garbage (360) 834-2462 Recycling (360) 892-5370
Officers Row (360) 992-1800 www.cityofvancouver.us
Ridgefield Water/Sewer (360) 887-8251 Garbage (360) 592-5370
OMSI (503) 797-4000 www.omsi.edu Oregon Zoo (503) 266-1561 www.oregonzoo.com Pearson Air Museum (360) 816-6232 www.nps.gov Pomeroy Farm (360) 686-3537 www.pomeroyfarm.org Ridgefield National Wildlife Refuge (360) 887-4106 www.fws.gov Regal Cinemas (800) FANDANGO www.regalcinemas.com Sunlight Supply Amphitheater (360) 816-7000 sunlightsupplyampitheater.com Two Rivers Heritage Museum (360) 835-8742 www.2rhm.com Vancouver Landing W of 100 Columbia Street
SHOPPING Cascade Station (503) 643-8389 www.shopcascadestation.com Columbia Crossing (360) 737-6300 www.columbiatechcenter.com Jantzen Beach Center (503) 336-9202 www.jantzenbeachpdx.com Vancouver Mall (360) 256-8122 www.shopvancouvermall.com TRANSFER STATIONS Central Transfer & Recycling (360) 256-8482 columbiaresourcecompany.com 11034 NE 117th Avenue Vancouver, WA 98686 Washougal Transfer Station (360) 835-2500 columbiaresourcecompany.com 4020 S Grant Street Washougal, WA 98671 West Vancouver (360) 737-1727 columbiaresourcecompany.com 6601 NW Old Lower River Rd Vancouver, WA 98660
Washougal Water/Sewer (360) 835-8501 Garbage (360) 892-5370 Clark Public Utilities (360) 992-3000 www.clarkpublicutilities.com Clark County Septic (360) 397-8428 www.clark.wa.gov Clark Regional Wastewater (360) 750-5876 www.crwwd.com NW Natural (800) 422-4012 www.nwnatural.com Waste Connections (360) 892-5370 www.wcnorthwest.com USPS (800) 275-8777 www.usps.com VOTER REGISTRATION Clark County (360) 397-2345
TITLE & ESCROW
CYBER SECURITY Because of you‌ we obsess over cyber security! Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party. To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires: Outgoing Wire from WFG to seller or borrower for proceeds In the escrow paperwork provided you will be asked to provide written instructions how you want funds due you sent to you at close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided. Incoming Wires from buyer and/or lender to WFG bank account For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance. We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience. http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/
WHY IS OWNER’S TITLE INSURANCE IMPORTANT? Financially speaking, the decision to buy a home is one of the biggest decisions a person will likely ever make. Owner’s title insurance insures that, when the purchase is closed, the buyer is the owner of and has marketable title to the property, has access to the home, and there are no liens, claims, or restrictions on the buyer’s property, other than the mortgage the buyer agrees to pay. If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home. In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types. Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer. Owner’s title insurance is one of the most affordable insurance policies a person can ever buy. Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home. So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer. In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.
WHAT IS ESCROW Understanding the Escrow Process An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction. Typical Roles in the Closing Process The Seller/Agent Delivers a fully executed Purchase Sale Agreement to the escrow agent. Executes the paperwork necessary to close the transaction. The Buyer/Agent Deposits collected funds required to close (in with the escrow agent. Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement. Executes the paperwork and loan documents necessary to close the transaction.
The Lender Deposits loan documents to be executed by the buyer. Deposits the loan proceeds. Directs the escrow agent of the conditions under which the loan funds may be used The Escrow Agent Clears Title Obtains title insurance Obtains payoffs and release documents for underlying loans on the property Receives funds from the buyer and/or lender. Prepares vesting document affidavit on seller’s behalf. Prorates insurance, taxes, rents, etc. Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction. Forwards deed to the county for recording. Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties. In Summary Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer. The escrow agent is a neutral third party acting on behalf of the buyer and seller .
WHAT IS TITLE About Title Insurance Title is a bundle of rights in real property. Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy). In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy. Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price. How is title insurance different from other types of insurance? While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage. Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.
What’s involved in a title search? A title search is actually made up of three separate searches: Chain of Title – History of the ownership of the subject property Tax Search – The tax search reveals the status of the taxes and assessments Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names
Once the three searches have been completed, the file is reviewed by an examiner who determines: Whether or not the Chain of Title shows that the party selling the property has the right to do so. The status of taxes for the subject property. The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due. Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.
Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance. In Summary After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title. The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.
WHO PAYS FOR WHAT IN WASHINGTON Seller Pays For...
Real estate commission
Owner’s title insurance premium
Escrow fee, one half1
Real estate excise tax (1.78%2 based on sales price)
Loan costs required under the FHA/VA provisions of contract 4 Payoff of all loans in Seller’s name (or existing loan balance if being assumed by Buyer)
Statement fees, reconveyance fees (including associated recording charges) and any loan prepayment penalties
Buyer Pays For...
Lender’s title insurance premium (if applicable)
Escrow fee, one half1
Recording charges for all documents in buyer’s name
Inspection Fees1
Tax pro-ration (for any taxes from time of transfer of title to end of the tax payment period)
All new loan charges (except for those required by lender for seller to pay)
Hazard insurance premium for first year
Interest on new loan from date of funding to 30 days prior to first payment
Work orders, such as termite inspection or home repairs1
Home warranty1
Document preparation (if applicable)
Encumbrances (such as judgements and tax liens) against the seller
Home warranty1
Notary fees (if applicable)
Courier fees (if applicable)
Tax pro-ration (for any unpaid taxes up to time of transfer of title)
Delinquent taxes
Unpaid homeowner’s dues
Assessments or bonds1
Notary fees (if applicable)
Courier fees (if applicable)
1
Subject to Purchase and Sale
2
State Excise Tax is 1.28% plus 0.50% for County Tax (May vary by county, consult with your Escrow Officer)
3
Financing Addendum to PSA - $300 maximum for any fees that lender can charge to Buyer
4
Up to $300 FHA/USDA/VA loans and buyer’s share of the escrow fee for a VA loan
This flyer is not intended to be an all-inclusive list of fees and charges on every transaction, but rather a guide to the major costs of buying or selling real property. WFG would be happy to review and explain your closing cost prior to finalizing the transactions.
TITLE VESTING
COMMON WAYS TO HOLD TITLE TO REAL PROPERTY JOINT TENANCY
TENANCY IN COMMON
COMMUNITY PROPERTY
PARTNERSHIP
PARTIES
Any number of persons
Any number of persons
Married persons and domestic partners
Related or unrelated parties
DIVISION
Ownership interests must be equal
Ownership can be divided into any number of interests, equal or unequal
Husband and wife’s or domestic partner’s interest must be equal
Ownership interest is in relation to interest in the partnership
There is only one title to the whole property
Each co-owner has a separate title to his or her undivided interest
Each co-owner’s There is only one interest is owned title to the whole in partnership property for partnership purposes
Purchaser will Purchaser will become a tenant become a tenant in common with in common with the other owners the other owners of the property of the property
Purchaser cannot Purchaser can only acquire the acquire one owner’s interest whole title unless he or she and hold as community becomes a property partner
TITLE
PURCHASER
Individual All owners must co-owners do not on use and need the consent CONVEYANCE agree disposition of of the other to property use or dispose
DEATH
SUCCESSOR’S STATUS
Husband and wife or domestic partners must agree to use and disposition of property
Partnership sets parameters for use and disposition of the property
Property passes to survivors without going through probate
Partnership On spouse’s/ Individual's domestic interest passes to interest passes to partner’s death, designated heirs designated heirs surviving spouse/ who would through probate domestic partner become partners
Last survivor owns property
Surviving spouse or domestic partner owns property
Devisees or heirs become tenants in common
Devisees or heirs have no rights in specific partnership property
WFG OFFICE LOCATIONS
1
2
3
ADMINISTRATIVE
4
LLOYD
7
DOWNTOWN VANCOUVER
CLACKAMAS
5
NW PDX/ COMMERCIAL
8
SALMON CREEK
LAKE OSWEGO
6
SUNSET
9
VANCOUVER MALL
12909 SW 68th Pkwy. Ste. 350 Portland, OR 97223 503-431-8500 9200 SE Sunnybrook Blvd. Ste. 350 Clackamas, OR 97015 503-353-9975 5885 Meadows Rd. Ste. 150 Lake Oswego, OR 97035 503-624-4900
1625 NE Weidler Street Portland, OR 97232 503-230-8488 25 NW 23rd Pl. Ste. 1 Portland, OR 97210 503-219-9088
2430 NW 206th Ave. Ste. 125 Beaverton, OR 97006 503-533-9510
101 E 6th St. Ste. 125 Vancouver, WA 98660 360-314-0300
2105 NE 129th St. Ste. 107 Vancouver, WA 98686 360-314-1818 5101 NE 82nd Ave. Ste. 102 Vancouver, WA 98662 360-891-5454
We created WFG’s MyHome® to make the closing experience better for everyone. MyHome® provides unparalleled transparency, real time updates and post-closing home information in a secure web environment. This gives a personalized experience for tracking the progress of your real estate transaction. Fully responsive, mobile-first and built with you and your clients in mind. Sign up for an account at wfgmyhome.com/client
#becauseofyou
CONSUMER EXPERIENCE TIMELINE TRANSACTION STARTED
TITLE REPORT DELIVERED
UPDATER INVITATION
NEARING YOUR SIGNING
TRANSACTION CLOSES
MyHome® notifications start triggering to the Client once the order has been opened.
Notification is sent after Title Report is completed.
Notification is sent in conjunction with Title Cleared notification.
Notification (video, when applicable) is sent five days after Title Cleared Notification.
Notification sent one day after transaction is marked recorded.
EARNEST MONEY
MIDPOINT FEEDBACK
TITLE CLEARED
SIGNING SCHEDULED
Notification is sent when EM is received by Escrow.
Notification is sent 10 days after Title Report is completed.
Notification is sent once all title curative items are received and ready for closing.
Notification is sent to both Buyer and Seller.
All notifications include a link that can be used for registration and access to your MyHome® dashboard post registration.
KEEP Notification is sent to Buyers every 90 days.
GET 5 STARS Invitation to provide feedback and rate your experience. Sent 3 days after transaction closes.
COVENANTS, CONDITIONS & RESTRICTIONS
Covenants, Conditions & Restrictions We believe these are the correct conditions and restrictions. However, no examination of title has been made and WFG National Title assumes no liability for any additions, deletions or corrections.