Property Details
Maps
Local Schools
Community Utilities & Resources
Title & Escrow
The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.
223 CRYSTAL HILLS BLVD MANITOU SPRINGS CO 80829
74091-01-028 EL PASO COUNTY CO
OwnerInformation
OwnerName: NELSON WILLIAM P /
Vesting: TENANTS IN SEVERALTY
MailAddress: 223 CRYSTAL HILLS BLVD MANITOU SPRINGS CO 80829
OwnerStatus: OwnerOccupied
LocationInformation
LegalDesc:
LOT 1 EX NELY 39.0 FT BLK 3 CRYSTAL HILLS SUB 2, PART OF LOT 20 BLK 3 CRYSTAL HILLS SUB 3 + TRACT IN E2NE4 SEC 9-14-67 AS FOLS, BEG AT SE COR OF CRYSTAL HILLS SUB 2, TH WLY ON S LN OF SD SUB 151.89 FT TO ELY END OF COM BDRY BET SD SUB + SUB 3, ANG L 73<0609 SWLY 10.0 FT, ANG L SELY 269.03 FT TO ELY LN OF LOT 20, ANG L 77.42 FT, ANG L 97<58 NWLY 136.44 FT TO A PT ON ELY LN OF LOT 1 IN AFSD BLK 3 THAT IS 39.0 FT SLY FROM NE COR OF SD LOT, TH ANG L 90< SWLY 18.17 FT TO POB
County: EL PASO
Census/Block: 003400 / 2098
Tsp-Rng-Sec: T14-R67-S09
Lot/Block: Lot: 1, 20 Block: 3
HousingTract: CRYSTAL HILLS SUB LastMarketSale
Date: 2021-09-23/2021-09-20
SalePrice: 300000
Document#: 2021.178283
DocType: GENERAL WARRANTY DEED
$Sqft: $107.60
PriorSaleInformation
AltParcel#
SchoolDistrict: MANITOU SPRINGS 14
Municipality:
Parcel#: 74091-01-028
Lender: ENT CREDIT UNION
Loan: 285000
Document#: 2021.178284
LoanType: CONVENTIONAL
LoanTerm: 30
Date: / Lender: Price:Loan: Document#:Document#: DocType:LoanType: Theaboveisbelievedtobeaccurate,butisnotguaranteed. Copyright©1995-2025CDSMarketing,Inc.
223 CRYSTAL HILLS BLVD MANITOU SPRINGS CO 80829
74091-01-028 EL PASO COUNTY CO
PropertyCharacteristics
GrossArea:GarageArea:InteriorWall
LivingArea:RoofShape: GABLE
AboveGrade:Foundation: CONCRETE
Bedrooms: 5
RoofMaterial: WOOD SHAKE/SHINGLE
Bath(F/H): / Construction: FRAME
Fireplace:HeatType: FORCED AI
YearBuilt: 1965
ParkingType: Garage
CoolingType: CENTRAL
PorchType: ENCLOSED PORCH
PatioType: ENCLOSED
AirCond: CENTRAL
Fixtures:
Floor:
Equipment:
ExteriorWall: FRAME SIDING Stories: 1
Units:Rooms: 11
Basement: 1 419
PropertyInformation
Pool: No
Quality:Condition:
LandUse: SFR CountyUse: SINGLE FAMILY RES StateUse:
Len/Wid: /
TaxandAssessmentInformation
TaxArea:ImpValue:Exemption:
PropertyTax: $2,989.04
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.
223 CRYSTAL HILLS BLVD MANITOU SPRINGS CO 80829
74091-01-028 EL PASO COUNTY CO
Manitou Springs, School District No. 14, In The County Of El
ElementarySchools
Manitou Springs Elementary School719-685-2195
110 Pawnee Avenue MANITOU SPRINGS CO 80829
AreaDesc:
Grades: PK to 05 Distance: 1.39 Miles
CharterSchool: N
MagnetSchool: N
TitleOne: AEP
Ute Pass Elementary School719-685-2227
9230 Chipita Park Road CHIPITA PARK CO 80809
AreaDesc:
Grades: PK to 06 Distance: 7.39 Miles
CharterSchool: N MagnetSchool: N
MiddleSchools
TitleOne: AEP
Manitou Springs Middle School719-685-2127
415 El Monte Place MANITOU SPRINGS CO 80829
AreaDesc:
Grades: 06 to 08 Distance: 0.91 Miles
CharterSchool: N MagnetSchool: N
HighSchools
TitleOne: NO
Manitou Springs High School719-685-2074
401 El Monte Place MANITOU SPRINGS CO 80829
AreaDesc: Grades: 09 to 12 Distance: 0.85 Miles
CharterSchool: N MagnetSchool: N
TitleOne: NO
Yourassignedschoolshouldbethefirstschoolineachcategory,butitisrecommendedyoucheckwiththedistrictorschool.
Theaboveisbelievedtobeaccurate,butisnotguaranteed. Copyright©1995-2025CDSMarketing,Inc.
Whatistheperformance framework?
PerformanceIndicatorRatings
Howdidstudentsperformondifferentpartsofthe performanceframework?
OfficialPerformanceRating
Howareperformanceframeworkratingsdetermined?
Postsecondary& WorkforceReadiness: Meets
Achievement: Meets
Growth: Meets
Exceeds Expectations Meets Expectations
Approaching Expectations
DoesNotMeet Expectations
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
WhatisUnified ImprovementPlanning?
ImprovementStrategies
Whatstrategieshavebeenputin placetoaddressrootcauses?
InstructionalFeedback
Multi-TieredSystemofSupports -(AcademicsandSEL)
ProfessionalLearning
Whatdoesthisratingmeanandhowdoesit comparetootherdistricts?
RootCauses
Whatissuesunderliethese challenges?
Inconsistentinstructionalfeedbackto supportstaffgrowth
Lackofprofessionaldevelopmentinthe areaofauthenticstudentengagement LackofconsistentsystemstosupportMTSS
PerformanceChallenges
Whereisthedistrictfocusingits attention?
PriorityPerformanceChallenge: AchievementGap
PriorityPerformanceChallenge:Growth
Whatistheperformance framework?
2024PerformanceFrameworkResults
PerformanceIndicatorRatings
Howdidstudentsperformondifferentpartsofthe performanceframework?
OfficialPerformanceRating
Howareperformanceframeworkratingsdetermined?
Achievement: Meets
Growth: Approaching
Exceeds Expectations Meets Expectations Approaching Expectations
DoesNotMeet Expectations
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
WhatisUnified ImprovementPlanning?
ImprovementStrategies
Whatstrategieshavebeenputin placetoaddressrootcauses?
TargetedProfessionalDevelopmentin DifferentiatedInstruction EarlyIdentificationandInterventionin MTSS CurriculumAlignmentandInstructional PracticeEnhancementinMath
Whatdoesthisratingmeanandhowdoesit comparetootherschools?
RootCauses
Whatissuesunderliethese challenges?
Misalignmentbetweenthecurrentmath curriculumandstatestandards. Lackoftargetedliteracyinterventionsfor economicallydisadvantagedstudents. Inconsistentdifferentiationininstructionto meettheneedsofdiverselearner
ClickHeretoViewFullUnifiedImprovementPlan
Principal: RussVogel
PerformanceChallenges
Whereistheschoolfocusingits attention?
Grades: ImprovingELAAchievementforforall grades
MathGrowthandAchievementAcrossAll
ClickHeretoViewFullPeformanceFrameworkReport
Whatistheperformance framework?
2024PerformanceFrameworkResults
PerformanceIndicatorRatings
Howdidstudentsperformondifferentpartsofthe performanceframework?
OfficialPerformanceRating
Howareperformanceframeworkratingsdetermined?
Achievement: Meets
Growth: Meets
Exceeds Expectations Meets Expectations
Approaching Expectations
DoesNotMeet Expectations
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
WhatisUnified ImprovementPlanning?
ImprovementStrategies
Whatstrategieshavebeenputin placetoaddressrootcauses?
EnhanceEmployeeEngagement& Satisfaction
EnhancingWritingInstructionAcrossAll ContentAreas
Whatdoesthisratingmeanandhowdoesit comparetootherschools?
RootCauses
Whatissuesunderliethese challenges?
RootCause#1:InsufficientProfessional DevelopmentinDifferentiation
RootCause#2:InadequateProfessional DevelopmentandSystemstoSupportMTSS
ClickHeretoViewFullUnifiedImprovementPlan
PerformanceChallenges
Whereistheschoolfocusingits attention?
ELAAchievement(subgroups:studentswith disabilitiesandFree/Reducedlunch)
MathAchievement(subroups:studentswith disabiliesandFree/Reducedlunch)
ClickHeretoViewFullPeformanceFrameworkReport
Whatistheperformance framework?
PerformanceIndicatorRatings
Postsecondary& WorkforceReadiness: Meets
Achievement: Meets Growth: Meets
Expectations
Expectations
Howdothedifferentperformanceindicators factorintotheofficialperformancerating?
WhatisUnified ImprovementPlanning?
ImprovementStrategies
Whatstrategieshavebeenputin placetoaddressrootcauses?
Whatdoesthisratingmeanandhowdoesit comparetootherschools?
RootCauses
Whatissuesunderliethese challenges?
NeedtoDeepenProfessionalDevelopment inBest,FirstInstruction(MTSSTier1) NeedtoContinueProfessionalDevelopment andSystemstoSupportMTSS
NeedtoStrengthenBuildingLeadership Density
PerformanceChallenges
Whereistheschoolfocusingits attention?
AcademicAchievement:PSATReading& WritingforF/RLunchEligibleStudents
StrengthenBest,FirstInstruction Multi-TieredSystemofSupports(MTSS) BuildLeadershipDensity ClickHeretoViewFullPeformanceFrameworkReport
AcademicGrowth:PSAT/SATMathfor MinorityStudents
AcademicGrowth:PSAT/SATReading& WritingforF/RLunchEligibleStudents
Listcontinues.Clickbelowtoviewmore.
5,094 POPULATION
$78,963
Manitou Springs, Colorado, is a small mountain community nestled at the base of Pikes Peak, just west of Colorado Springs in El Paso County. Known for its natural mineral springs, eclectic downtown, and artistic vibe, the town blends outdoor adventure with a quirky, creative culture. Visitors and residents enjoy easy access to hiking trails, the famous Incline fitness climb, and stunning views of the surrounding Rocky Mountain foothills, all while being only minutes from the amenities of Colorado Springs.
Manitou Springs SD No. 14
59.7% of Homes Owner Occupied
40.3% of Homes Rented
253 Inhabitants per Sq. Mile
2,593 Homes with an Average of 1.97 Inhabitants per Household
11.7% under age 18
6.6% between ages 18 to 24
26.4% between ages 25 to 44
30.3% between ages 45 to 64
25% above age 65
20.11 Square Miles, 3.15 Square Miles in City Limits
6,412 Feet Elevation
Highest Average Temperature 86º
Lowest Average Temperature 18º Averages 247 Sunny Days per Year
Manitou Springs has a rich and colorful history dating back to the late 1800s, when the area was first established by settlers and entrepreneurs drawn to its natural mineral springs, believed to have healing properties. The town quickly developed as a resort destination for health seekers, artists, and tourists eager to enjoy its scenic mountain setting. Over the years, Manitou Springs has preserved much of its historic architecture, including Victorian-era buildings and charming downtown storefronts, reflecting its origins as a vibrant mountain retreat.
223 CRYSTAL HILLS BLVD MANITOU SPRINGS CO 80829
74091-01-028 EL PASO COUNTY CO
Animal - Services
NameAddressTelephoneDistance
Fernyak,StephanieDVM-Bear960PicoPt719-685-11773.38Mi Wasinger,HaroldEDVM-Cook21WCimarronSt719-633-77693.82Mi
Ireland,DarrelWDVM-Aaria115ERamonaAve719-632-33664.55Mi MacUne,CynthiaSDVM-MacUn45OldBroadmoorRdE719-636-33414.86Mi Olson,PatriciaDVM-Banfiel2160SouthgateRd719-475-80255.16Mi
Banks
NameAddressTelephoneDistance
WellsFargoBank-WestColorad3275WColoradoAve719-636-13610.84Mi
CanonNationalBank3204WColoradoAve719-632-48890.87Mi Kuhns-RonaldL3009WColoradoAve719-473-48021.08Mi
BankOne-BankingCenters-M484ManitouAve719-227-65251.17Mi PikesPeakNationalBank2401WColoradoAve719-473-53101.59Mi
Credit Unions
NameAddressTelephoneDistance
EntFederalCreditUnion-We3141WColoradoAve719-574-11000.95Mi
EntFederalCreditUnion-Ui1772WUintahSt719-574-11002.32Mi
OneThirteenCreditUnion3505NChestnutSt719-632-71183.66Mi
EntFederalCreditUnion-Mo123SWeberSt719-574-11004.00Mi
EntFederalCreditUnion-UC1420AustinBluffsPky719-574-11005.66Mi
Coffee Shops
NameAddressTelephoneDistance
Starbucks:Safeway-ColoradoS3275WColoradoAveN/A0.84Mi
Theaboveisbelievedtobeaccurate,butisnotguaranteed. Copyright©1995-2025CDSMarketing,Inc.
223 CRYSTAL HILLS BLVD MANITOU SPRINGS CO 80829
74091-01-028 EL PASO COUNTY CO
Coffee Shops
NameAddressTelephoneDistance
Starbucks:31st&Colorado-CO3104WColoradoAve719-578-54120.99Mi
AgiaSophiaCoffeeShop2902WColoradoAve,#100719-632-33221.17Mi
SpiceofLifeanIngredients727ManitouAve719-685-52841.46Mi
HighRiseCoffeeRoasters2421WCucharrasSt719-633-18331.54Mi
Eating and Drinking Places
NameAddressTelephoneDistance
MissionBellInn178CrystalParkRd719-685-90890.37Mi
ManitouPancake&SteakHouse26ManitouAve719-685-92250.51Mi
CastawaystheOriginal107ManitouAve719-685-56260.56Mi
ChinaChinaRestaurant106ManitouAve719-685-95760.56Mi
Mo'sDiner&Lounge108ManitouAve719-685-52860.56Mi
Golf Courses
NameAddressTelephoneDistance
KissingCamelsGolfCourse3320MesaRd719-636-23732.33Mi
EastCourseatBroadmoorGolf1LakeAve719-577-57904.63Mi
EighteenHoleCourseatPatty900EEspanolaSt719-578-68264.74Mi
ColoradoSpringsCountryClub3333TempletonGapRd719-473-17825.71Mi CountryClubofColorado,The125EClubhouseDr719-538-40956.08Mi
Grocers and Supermarkets
NameAddressTelephoneDistance
Tubby'sTurnAround1106ManitouAve719-685-93911.81Mi
KingSoopers-UintahStore-1750WUintahSt719-636-50432.34Mi
Theaboveisbelievedtobeaccurate,butisnotguaranteed. Copyright©1995-2025CDSMarketing,Inc.
223 CRYSTAL HILLS BLVD MANITOU SPRINGS CO 80829
74091-01-028 EL PASO COUNTY CO
Grocers and Supermarkets
NameAddressTelephoneDistance
LoafN'Jug#994095ArrowswestDr719-531-62233.34Mi
TejonStreetMarket321NTejonSt719-636-00173.71Mi
FlaksmartCashNCarry815SSierraMadreSt719-381-10503.78Mi
Health Clubs and Spas
NameAddressTelephoneDistance
MovingArtsKenpoKarate&Pi2502WColoradoAve719-633-82111.50Mi
TheHealthMatrix2409WCucharrasSt719-473-18421.55Mi
SlenderLadyDeTaosPOBox6581505-737-52391.64Mi
VallleySwimClub1111N31stSt719-444-89261.69Mi
SkylineWellness&AquaticCe2365PatriotHts719-867-47991.80Mi
Hospitals
NameAddressTelephoneDistance
Penrose-stFrancisHlthServs2215NCascadeAve719-776-50003.76Mi
CedarSpringsHospital2135SouthgateRd719-633-41145.15Mi
USAirForceAcademyHospita4102PinionDr719-333-51029.93Mi
Hospitals - Acute Care
NameAddressTelephoneDistance
CenturaHealth-penroseStFra2222NNevadaAve719-776-50003.92Mi MemorialHospitalCentral1400EBoulderSt719-365-50004.92Mi
Nursing Homes
NameAddressTelephoneDistance
GardenOfTheGodsCareCente104LoisLn719-635-25690.70Mi
MountainViewCareCenter2612WCucharrasSt719-632-74741.37Mi
Theaboveisbelievedtobeaccurate,butisnotguaranteed. Copyright©1995-2025CDSMarketing,Inc.
223 CRYSTAL HILLS BLVD MANITOU SPRINGS CO 80829
74091-01-028 EL PASO COUNTY CO
Nursing Homes
NameAddressTelephoneDistance
VillageAtSkyline-skylinePi2365PatriotHts719-667-53601.80Mi
EmeritusAtBearCreekLongT1685S21stSt719-329-17742.38Mi
CedarwoodHealthCareCenter924WKiowaSt719-636-52212.87Mi
Offices and Clinics of Chiropractors
NameAddressTelephoneDistance
Lowenstein,MARCTDC-Accid1310S21stSt719-630-70321.97Mi Williams,DannyCDC-Willia1819WColoradoAve719-635-35552.05Mi Ohrdorf,RonaldTDC-Weber1220NWeberSt719-635-30853.86Mi Garrison,JohnCDC-Crossin627NWeberSt,#2719-471-73333.87Mi
Offices and Clinics of Dentists
NameAddressTelephoneDistance
Klein,JoelTDds3123WColoradoAve719-475-17151.00Mi
MaryPurinsh2501WColoradoAve719-633-65621.48Mi BearCreekDentalCtr1430S21stSt719-633-28282.08Mi
WestOneFamilyDental1104WColoradoAve719-633-87662.74Mi PerfectTeeth1050S8thSt303-691-06803.40Mi
Offices and Clinics of Medical Doctors
NameAddressTelephoneDistance
WildwoodClinicforAnimals3404WColoradoAve719-578-15160.75Mi Klein,JoelTDDS-KleinJoe3123WColoradoAve719-475-17150.97Mi AboutanAlternative441ManitouAve719-685-09071.04Mi Purinsh,MaryADDS-Westsid2501WColoradoAve,#211719-633-09991.50Mi
Theaboveisbelievedtobeaccurate,butisnotguaranteed. Copyright©1995-2025CDSMarketing,Inc.
223 CRYSTAL HILLS BLVD MANITOU SPRINGS CO 80829
74091-01-028 EL PASO COUNTY CO
Offices and Clinics of Medical Doctors NameAddressTelephoneDistance
AspenwoodAnimalClinic1030S21stSt719-578-10301.86Mi
Pet Sitting Services
NameAddressTelephoneDistance
Sudduth,JohnHDVM-Northwe4575NChestnutSt719-593-85824.45Mi
Pharmacies
NameAddressTelephoneDistance
CheyenneVillage,Inc.183CrystalParkRd719-685-52570.33Mi
SafewayInc3275WColoradoAve719-473-64460.84Mi
LongsDrugStoresCalifornia3143WColoradoAve719-632-72730.94Mi
DdChirp2320WestColoradoAvenue719-635-44831.63Mi
BehavioralHealthCenterOfE2212WCOLORADOAVE719-226-06591.74Mi
Places of Religion
NameAddressTelephoneDistance
Jehovah'sWitnesses2609BottAve719-634-89771.20Mi
CommunityCongregationalChr103PawneeAveN/A1.36Mi
FirstEvangelicalFreeChurch3022WFontaneroStN/A1.50Mi CalvaryWorshipCtr505CastleRdN/A1.52Mi Baha'iFaith511CanonAve719-685-94451.63Mi
Retirement Communities
NameAddressTelephoneDistance
TheSignatureAtPromontoryP380NLimitSt719-635-22402.72Mi WestsideAssistedLivingInc816WKiowaSt719-578-13552.95Mi
SunriseAssistedLivingOfCo10WMonumentSt719-635-63003.49Mi
Theaboveisbelievedtobeaccurate,butisnotguaranteed. Copyright©1995-2025CDSMarketing,Inc.
Emergency/Police/Medical/Fire 911
Poison Control (800) 222-1222
www.aapcc.org
United States Postal Service (800) 275-8777 www.usps.com
Xfinity (800) 266-2278
www.xfinity.com
Spectrum (844) 509-8921 www.spectrum.com
Dish Network (800) 318-0572
www.dish.com
DIRECT TV (800) 531-5000 www.directtv.com
Colorado Springs Gazette (866) 632-6397 www.gazette.com
Pikes Peak Bulletin (719) 310-9439
https://pikespeakbulletin.org
Mountain Metro Transit (719) 385-7433
www.coloradosprings.gov/mountainmetro
Colorado Natural Gas (800) 720-8193 www.coloradonaturalgas.com
Colorado Springs Electric (719) 448-4800 www.csu.org/electric-service
Manitou Springs Water (719) 685-2639
www.manitouspringsco.gov/
Manitou Springs Sanitary Sewer (719) 685-2562
www.manitouspringsco.gov/
Republic Services (719) 633-8709
www.republicservices.com/GFL-co-nm
Manitou Springs SD No. 14 (719) 685-2024 https://www.mssd14.org/
Because of you… we obsess over cyber security!
Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.
To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires:
In the escrow paperwork provided you will be asked to provide written instructions on how you want funds dispersed at the close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to con rm the wire information provided.
For funds that are to be wired to WFG for your transaction, we will send speci c wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to con rm the wire instructions prior to remittance.
We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience.
http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/
Every day, hackers try to steal your money by emailing fake wire instructions. Criminals will use a similar email address and steal a logo and other info to make it look like the email came from your real estate agent or title company. You can protect yourself and your money by following the steps below.
Don’t send sensitive nancial information via email.
Call, don’t email. Con rm your wiring instructions by phone using a known number before transferring funds.
We will never email wiring instructions to you nor change WFG account information after it’s been provided to you by our sta .
Keep your email account clean, remove any stale messages. Hackers can watch your business patterns and use this information against you.
Ask your bank to con rm the name on the account before sending a wire.
Call your title company or real estate agent within four to eight hours to con rm they have received your money.
This is for informational purposes only and should not be considered legal advice.
The purchase of a home is likely going to be one of the most expensive and important purchases you will ever make. You and your mortgage lender want to make sure the property is indeed yours and that no individual or government entity has any right, lien, claim, or encumbrance to your property.
The title insurance company’s function is to make sure your rights and interests to the property are clear, that transfer of title takes place e ciently, and correctly, and your interests as a homebuyer are protected. Title insurance companies provide services to buyers, sellers, real estate developers and builders, mortgage lenders, and others who have an interest in the real estate transfer. Title companies issue two types of policies - “Owners Policy” (which covers the homebuyer) and “Lenders Policy” (which covers the bank, savings and loan, or other lending institution over the life of a loan). Both are issued at the time of purchase for a one-time premium.
The title company conducts an extensive search of public records to determine if anyone other than you has an interest in the property before issuing a policy. The search may be performed by title company personnel using either public records, or more likely, information gathered, reorganized, and indexed in the company’s title “plant”. With such a thorough examination of records, title problems can usually be found and cleared up prior to purchase of the property. Once a title policy is issued, if for some reason any claim, which is covered under your title policy, is ever led against your property, the title company will pay the legal fees involved in defense of your rights as well as any covered loss arising from a valid claim. That protection, which is in e ect as long as you or your heirs own the property, is yours for a one-time premium paid at the time of purchase.
The title company works to eliminate risks before they develop. This makes title insurance di erent from other types of insurance. Most forms of insurance assume risks by providing nancial protection through a pooling of risks or losses arising from unforeseen events, like re, theft, or accident. The purpose of title insurance, on the other hand, is to eliminate risks and prevent losses caused by defects in title that happened in the past. Risks are examined and mitigated before property changes hands. Eliminating risk has bene ts to both of you, the home buyer, as well as the title company. It reduces the chance adverse claims might be raised, and by doing so reduces the number of claims that have to be defended or satis ed. This keeps costs down for the title company and your title premiums low. With title insurance you are assured that any valid claim against your property will be taken on by the title company, and that the odds of a claim being led is slim.
When your o er has been accepted and conveyed, escrow is opened. An escrow is an arrangement made under contract between a buyer and seller. As the neutral third party, escrow is responsible for receiving and disbursing money and/ or documents. Both the buyer and seller expect the escrow agent to carry out their written instructions associated with the transaction and also to advise them if any of their instructions are not being met, or cannot be met. If the instructions from all parties to an escrow are clearly set out, the escrow o cer can proceed on behalf of the buyer and seller without further consultation.
The Seller/Agent
• Delivers Purchase Sale Agreement to the escrow agent
• Prepares the paperwork necessary to close the transaction
• Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement
The Buyer/Agent
• Deposits funds required to close with the escrow agent
• Executes the paperwork and loan documents necessary to close the transaction
The Lender
• Deposits loan documents to be provided by the buyer
• Deposits the loan funds
• Informs the escrow agent of the conditions under which the loan funds may be used
• Clears Title
• Obtains title insurance
• Obtains payo s and release documents for underlying loans on the property
• Receives funds from the buyer and/or lender
• Prepares vesting document a davit on seller’s behalf
• Prorates insurance, taxes, rents, etc.
• Prepares a nal statement (often referred to as the Closing Disclosure or CD) for each party, indicating amounts paid in conjunction with the closing of your transaction
• Forwards deed to the county for recording
• Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties
Escrow is the process that gathers and processes many of the components of a real estate transaction. The escrow agent is a neutral third party acting on behalf of the buyer and seller.
Title insurance insures against nancial loss from defects in title, liens, or other matters. It protects both purchasers and lenders against loss by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner’s Policy).
It will protect against lawsuits if the status of the title to a parcel or real property is other than as represented, and if the insured (either the owner or lender) su ers a loss as a result of a title defect. The insurer will reimburse the insured for that loss and any related legal expenses.
While the purpose of most other types of insurance is to assume risk through the pooling of monies for losses happening because of unforeseen future events (like sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this, title insurers perform a thorough search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. These defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage. The policy is issued after the closing of your new home, for a one time nominal fee, and is good for as long as you own the property.
A title search is made up of three separate searches:
• Chain of Title – History of the ownership of the subject property
• Lien & Encumbrance Search – Discloses liens and encumbrances on the subject property
• Exceptions from Coverage Search –Includes Easements, Covenants, Conditions and Restrictions, etc.
After the three searches have been completed, the le is reviewed by an examiner who determines:
• If the Chain of Title shows that the party selling the property has the rights to do so.
• Whether there are any unsatis ed judgments on the Judgment and Name Search against the previous owners, sellers, or/and purchasers.
Rights established by judgment decrees, unpaid federal income taxes, and mechanics liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover issues in title that are of public record and therefore allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.
Once the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title. The buyer, seller, and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.
The examples below are typical. However, the real estate purchase agreement will ultimately determine who is paying for what expenses.
• Real Estate Commission
• Document preparation fee for Deed
• Payo of all loans in the seller’s name (or existing loan balance if being assumed by Buyer)
• Interest accrued to lender being paid o
• Statement Fees, Reconveyance Fees, and any prepayment penalties to Payo Lender
• Home Warranty (according to contract)
• Any judgments, tax liens, etc. against the seller
• Tax proration (for any taxes unpaid at time of transfer of title)
• Any unpaid Homeowners’ Association dues
• Recording charges to clear documents of record against seller
• Any bonds or assessments (according to contract)
• Any and all delinquent taxes
• Notary Fees
• Title Insurance Premium for Lender’s Policy
• Escrow Fee (one half)
• Document preparation (if applicable)
• Notary fees
• Recording charges for all documents in Buyers’ names
• Tax proration (from date of acquisition)
• Homeowners’ Association transfer fee
• HOA proration (from date of acquisition)
• All new loan charges (except those required by lender for seller to pay
• Interest on new loan from date of funding to 30 days prior to rst payment date
• Assumption/Change of Record fees for takeover of existing loan (if applicable)
• Bene ciary Statement Fee for assumption of existing loan (if applicable)
• Inspection Fees (roo ng, property inspection, geological)
• Home Warranty (according to contract)
• Fire Insurance Premium for rst year
• Any bonds or assessments (according to contract)
The distinction between personal property and real property can be the source of di culties in a real estate transaction. A purchase contract is normally written to include all real property; that is, all aspects of the property that are fastened down or which are an integral part of the structure. For example, this would include light xtures, drapery rods, attached mirrors, and trees and shrubs in the ground. It would not include potted plants, free-standing refrigerators, washer/dryer, microwave, bookcases, lamps, etc. If there is any uncertainty whether an item is included in the sale or not, it is best to be sure that the particular item is mentioned in the purchase agreement as being included or excluded.
DISCLAIMER:
This information is provided for informational purposes only and no warranties are made.
Ownership of property vested in one person rather than held jointly with another.
Parties need not be married; may be more than two persons.
Parties need not be married; may be more than two persons.
Also called sole tenancy.
The sole owner may use, encumber, rent, sell, and convey at their discretion.
The owner may transfer the property via a Will, Trust, or a Bene ciary Deed upon their death.
Each joint tenant holds an equal and undivided interest in the estate, unity of interest.
Upon death, the estate of the decedent must be “cleared” through probate or adjudication.
One joint tenant can partition the property by selling his or her joint interest.
Each joint tenant holds an undivided fractional interest in the estate. May be disproportionate interest e.g. 20% and 80%; 40% and 60%; etc.
Each tenant’s share can be conveyed, mortgaged, or devised to a third party.
Requires signatures of all joint tenants to convey or encumber the whole.
Requires signatures of all to convey or encumber the whole.
Estate passes to surviving joint tenants outside of probate.
No court action required to “clear” title upon the death of joint tenant(s).
Upon death, the tenant’s proportionate share passes to his or her heirs by will or intestacy.
Upon death, the estate of the decedent must be “cleared” through probate or adjudication.
DISCLAIMER – The foregoing contains informational examples only and is not to be construed as legal advice. Given the complexities involved in acquiring and holding legal title to real property, WFG strongly recommends that you seek legal advice from an attorney prior to doing so.
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Denver, CO 80206 (720) 475-8325
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Colorado Springs, CO 80920 (719) 598-5355
7800 E Union Avenue, Suite 310 Denver, CO 80237 (720) 475-8300
WFG’s My Home
CC&R’s (if applicable)
The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.
Your Local Market Report
Manitou Springs, CO 80829
REPORT FOR 8/20/2025
Single-Family Homes
This week the median list price for Manitou Springs, CO 80829 is $624,900 with the market action index hovering around 36. This is about the same as last month's market action index of 36. Inventory has increased to 27.
This answers “How’s the Market?” by comparing rate of sales versus inventory.
Real-Time Market Profile
Median List Price$624,900
Price of New Listings $955,000 Per Square Foot$312
Slight Seller's Advantage
The market has been cooling off a bit in recent weeks, as more homes are available and demand is less. We’re already seeing prices move lower as a result. Expect this trend to continue especially if the index falls to the Buyer’s zone. Watch for a persistent up-turn in Market Action to signal prices rising again.
Slight Seller's Advantage
Each segment below represents approximately 25% of the market ordered by price.
$1,250,0003,4620.5 - 1
- 1 acre434000126
$595,0001,8898,000 - 10,000 sqft32971356 $375,0009440 - 4,500 sqft211040031
Prices in this zip code have been on a downward trend recently and this week, while essentially flat, doesn't break us out of that cycle.
$4.0M
$3.0M
In the quartile market segments, we see prices in this zip code generally settled at a plateau, although Quartile 2 has been trending a bit downward in recent weeks. We’ll need to see a persistent shift in the Market Action Index before we see prices across the board move from these levels.
Despite recently falling prices, the price per square foot has stayed reasonably flat. This implies that there’s a portion of the market being priced at a premium. You can investigate this condition in the quartile details.
Inventory has been climbing lately. Note that rising inventory alone does not signal a weakening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is keeping up with available supply.
The market has been cooling off a bit in recent weeks, as more homes are available and demand is less. We’re already seeing prices move lower as a result. Expect this trend to continue especially if the index falls to the Buyer’s zone. Watch for a persistent up-turn in Market Action to signal prices rising again.
Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the highend) will weaken before the rest of the market and signal a slowdown for the whole group.
The properties have been on the market for an average of 83 days. Half of the listings have come newly on the market in the past 50 or so days. Watch the 90-day DOM trend for signals of a changing market.
It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.
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TRANSACTION CLOSED
GATHER UP
SIGNING SCHEDULED
CLOSE TO SIGNING
TITLE CLEARED
UPDATER INVITATION
TITLE REPORT DELIVERED
TRANSACTION STARTED
MIDPOINT FEEDBACK
EARNEST MONEY
Our search found no CC&R’s of record for this property. However, no examination of title has been made and WFG National Title assumes no liability.