15415 SW PICADILLY LN - HP by mwidman-wfgnationaltitle

CITY BOUNDARY MAP

Our Staff (rounded FTE)

OREGON AT-A-GLANCE DISTRICT PROFILE

Beaverton SD 48J

Outcomes

114 Administrators

2,154 Teachers 475 Educational assistants

TO GRADUATE

ON-TIME GRADUATION

2023-24

Students We Serve

OREGON AT-A-GLANCE SCHOOL PROFILE

Sexton Mountain Elementary School

PRINCIPAL: Cherie Reese | GRADES: K-5 | 15645 SW Sexton Mtn Dr, Beaverton 97007 | 503-356-2470

REGULAR ATTENDERS

Students

2023-24

School Goals

Beaverton School District promotes a deep sense of belonging while supporting, challenging and inspiring all students to explore their passions, achieve their goals and graduate ready to thrive in their learning and life after high school. To achieve these goals, the district and its schools will prioritize student safety and well-being, a strong start in early learning, achievement for all student groups including accessibility to dual language programs, and supports for post-high school success.

MATHEMATICS

State Goals

The Oregon Department of Education is collaborating with school districts and communities across the state to achieve a 90% ontime graduation rate by 2027. Grounded in the pillars of Academic Excellence, Belonging and Wellness, and Reimagined Accountability, ODE prioritizes evidence-based practices to boost early literacy, attendance, and student engagement. We are committed to closing opportunity and achievement gaps for marginalized students and securing long-term success for all of Oregon’s learners by investing in culturally responsive practices, fostering inclusive environments and always driving for continuous improvement.

Safe & Welcoming Environment

To enable every student to thrive socially and emotionally, Beaverton School District is committed to promoting an environment where every student feels safe, included and valued. To achieve this goal, the district and its schools will create systems, structures and practices that build safe and inclusive learning environments including multi-tiered systems of support for students’ social-emotional, behavioral and academic needs.

Our Staff (rounded FTE)

OREGON AT-A-GLANCE SCHOOL PROFILE

Sexton Mountain Elementary School

Outcomes

REGULAR ATTENDERS

ENGLISH LANGUAGE ARTS

About Our School

BULLYING, HARASSMENT, AND SAFETY POLICIES

Beaverton School District is committed to an environment where all identities are valued, and every student is included. To accomplish this, the district and its schools will implement a comprehensive intervention system for academic, behavioral and social-emotional learning needs. The district and its schools will utilize data to inform and support equitable opportunities, access and inclusion for our diverse student body.

EXTRACURRICULAR ACTIVITIES

Please visit the school website for up to date information about extracurricular activities.

PARENT ENGAGEMENT

Beaverton School District values belonging. Individual identities are visible, valued, nurtured and celebrated. The district and its schools will center equity in our relationships, actions, systems and outcomes. We will honor the dignity and voices of our students, families, staff and community members.

COMMUNITY ENGAGEMENT

Beaverton School District values community connections. We build on the experiences and strengths of our students, families, staff and community members to connect with our local and global communities. We show care for and commitment to our community through gratitude and service.

To enhance engagement, the district and its schools will actively target outreach to community groups and partner with families and community groups to support student learning and well-being.

Students We Serve

OREGON AT-A-GLANCE SCHOOL PROFILE

Highland Park Middle School

PRINCIPAL: Kirsti Guidoux | GRADES: 6-8 | 7000 SW Wilson Ave, Beaverton 97008 | 503-356-2620

REGULAR ATTENDERS

Students

2023-24

School Goals

MATHEMATICS

State Goals

Safe & Welcoming Environment

Our Staff (rounded FTE)

OREGON AT-A-GLANCE SCHOOL PROFILE

Highland Park Middle School

Outcomes

REGULAR ATTENDERS

ENGLISH LANGUAGE ARTS

About Our School

BULLYING, HARASSMENT, AND SAFETY POLICIES

EXTRACURRICULAR ACTIVITIES

Please visit the school website for up to date information about extracurricular activities.

PARENT ENGAGEMENT

COMMUNITY ENGAGEMENT

To enhance engagement, the district and its schools will actively target outreach to community groups and partner with families and community groups to support student learning and well-being.

Students We Serve

OREGON AT-A-GLANCE SCHOOL PROFILE

Mountainside High School

PRINCIPAL: Natalie Labossiere | GRADES: 9-12 | 12500 SW 175th Ave, Beaverton 97007 | 503-356-3500

REGULAR ATTENDERS

Students

2023-24

Students

includes students who were first-time ninth graders in 2019-20 graduating in 2022-23

FIVE-YEAR COMPLETION

Students earning a high school diploma or GED within five years. Cohort Includes students who were firsttime ninth graders in 2018-19 finishing in 2022-23

COLLEGE GOING

Students enrolling in a two or four year college within 12 months of completing high school in 202122. Data from the National Student Clearinghouse.

School Goals

State Goals

Safe & Welcoming Environment

Our Staff (rounded FTE)

OREGON AT-A-GLANCE SCHOOL PROFILE

Mountainside High School

Outcomes

REGULAR ATTENDERS

About Our School

ADVANCED COURSEWORK

Beaverton School District values academic excellence. The district and its schools will challenge each student with rigorous, relevant and standards-based learning experiences. We will provide quality feedback to each student that cultivates critical thinking, curiosity, engagement and growth. Together, we will help students envision and prepare for their future success. For specific course guides, please visit the school website.

CAREER & TECHNICAL EDUCATION

Beaverton School District is committed to optimizing program offerings that are responsive to our community. This effort includes modernizing classrooms to ensure an equal technology experience at all schools, expanding equitable access to Career Technical Education programs, and utilizing data to inform and support equitable opportunities, access and inclusion for our diverse student body. For specific course guides, please visit the school website.

EXTRACURRICULAR ACTIVITIES

Please visit the school website for up to date information about extracurricular activities.

PARENT & COMMUNITY ENGAGEMENT

Beaverton School District values belonging. The district and its schools centers equity in our relationships, actions, systems and outcomes. We honor the dignity and voices of our students, families, staff and community members. Individual identities are visible, valued, nurtured and celebrated. We will build on the experiences and strengths of our students, families, staff and community members to connect with our local and global communities. We will show care for and commitment to our community through gratitude and service.

97,494 $47,863 34.7 48.6% 51.4%

 Beaverton

HOUSING

 50.54% of homes owner occupied

 49.46% of homes rented

POPULATION DENSITY

 4,794.6 inhabitants per sq. mile

 39,500 housing units at an average density of 2,108.9 per sq. mile

HISTORY

AGE DEMOGRAPHIC

 22.9% under age 18

 9.2% between ages 18 to 24

 33% between ages 25 to 44

 24.5% between ages 45 to 64

 10.4% above age 65

CITY QUICK FACTS

 7 Miles west of downtown Portland

 18.73 square miles

 189 feet elevation

 Incorporated in 1893

 Highest Average Temperature 63º

 Lowest Average Temperature 43º

METRO AREA BASE MAP

L O C A L B U S I N E S S E S

L O C A L B U S I N E S S

SW Murray Scholls Dr, Beaverton, OR 97007, USA

Facial Salon Flow Murrayhill Professional Suites, 14780 SW Osprey Dr, Beaverton, OR 97007, USA

Bella Salon 14675 SW Teal Blvd, Beaverton, OR 97007, USA (503) 524-2606

Dosha Salon Spa Beaverton

Ziba Salon

SW Murray Scholls Dr, Beaverton, OR 97007, USA (503)

SW Barrows Rd #139, Beaverton, OR 97007, USA (503)

L O C A L B U S I N E S S E S

Walmart Pharmacy 9055 SW Murray Blvd, Beaverton, OR 97008, USA (503) 207-2554

Safeway Pharmacy 14555 SW Teal Blvd, Beaverton, OR 97007, USA (503) 590-9756

Walgreens Pharmacy 14600 SW Murray Scholls Dr, Beaverton, OR 97007, USA (503) 579-1878

Fitness 14755 SW Teal Blvd, Beaverton, OR 97007, USA (503) 430-8586

Conestoga Recreation and Aquatic Center 9985 SW 125th Ave, Beaverton, OR 97008, USA (503) 629-6313

Beaverton City Library at Murray Scholls 11200 SW Murray Scholls Pl, Beaverton, OR 97007, USA (503) 644-2197

Aloha Community Library 17455 SW Farmington Rd Suite 26A, Aloha, OR 97078, USA (503) 259-0185

Garden Home Community Library 7475 SW Oleson Rd #6, Portland, OR 97223, USA (503) 245-9932 2.52

L

L O C A L B U S I N E S S E S

Roamers Rest RV Park 17585 SW Paciﬁc Hwy, Tualatin, OR 97062,

Pheasant Ridge RV Park 8275 SW Elligsen Rd, Wilsonville, OR 97070,

Champoeg Group Camp Sites (Beaver, Otter, Heron) Champoeg State

Campground

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Insomnia Coffee CoMurrayhill 14723 SW Teal Blvd, Beaverton, OR 97007, USA (971)

Cranky B4 Coffee 16300 SW Hart Rd, Beaverton, OR 97007, USA

Ava Roasteria - Progress Ridge 15135 SW Barrows Rd #137,

La Parrilla Kitchen Beaverton La Parrilla Kitchen Mexican Restaurant, 16300 SW Hart Rd, Beaverton, OR 97007, USA (503) 336-0415

Murrayhill 14500 SW Murray Scholls Dr #103, Beaverton, OR 97007, USA (503)

Juan Colorado Mexican Restaurant 14795 SW Murray Scholls Dr #111, Beaverton, OR 97007, USA (503)

La Provence Boulangerie & Patisserie 15151 SW Barrows Rd #153, Beaverton, OR 97007, USA (971)

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BEAVERTON UTILITIES

Emergency Police/Medical/Fire 911

Poison Control (800) 222-1222 www.aapcc.org

United States Postal Service (800) 275-8777 www.usps.com

Xfinity (800) 266-2278 www.xfinity.com

Ziply Fiber (866) 699-4759 www.ziplyfiber.com

Verizon (800) 483-4100 www.verizon.com

AT&T (800) 288-2020 www.att.com

CenturyLink (866) 963-6665 www.centurylink.com

Dish Network (800) 318-0572 www.dish.com

DIRECT TV (800) 531-5000 www.directtv.com

The Oregonian (503) 221-8240 www.oregonlive.com

TRI-MET (503) 238-7433 www.trimet.org

Northwest Natural Gas (800) 422-4012 www.nwnatural.com

Portland General Electric (503) 228-6322 www.portlandgeneral.com

City of Beaverton Sanitary Sewer (503) 526-2257 www.beavertonoregon.gov

City of Beaverton Water Provider (503) 526-2257 www.beavertonoregon.gov

Waste Management (800) 808-5901 www.wm.com

Beaverton School District (503) 356-4500

www.beaverton.k12.or.us

CHANGE OF ADDRESS

USPS

Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet. https://moversguide.usps.com

Benefits you will receive when you change your address online are:

Exclusive mover savings coupons

Safe and secure with identity verification by a simple $100 charge to your credit or debit card

Email confirmation at the end of registration of your change of address

* Must have valid email address and credit card to register online

AUTO REGISTRATION AND DRIVER LICENSING

Below is the website if you would like to change your address online or you can visit your local DMV office.

Oregon Department of Transportation DMV Services 1905 Lana Avenue NE Salem, OR 97314-0100

wwworegondmvcom/oregon/indexhtm

General DMV Information Contact: 503-299-9999

VOTERS REGISTRTION

TO REGISTER TO VOTE, YOU MUST BE:

A citizen of the USA

A resident of Oregon

A Legal Resident of Oregon State at least 18 years of age on or before the next election

HOW TO REGISTER

To register to vote online you will need an Oregon driver's license, permit or ID card number issued by the Oregon Driver and Motor Vehicle Services Division (DMV)

If you do not have an Oregon driver's license, permit or ID card, you can still use the online voter registration application. The information you enter will display on a voter registration card (PDF document) that you will need to print, sign and deliver to your county elections office to complete your registration.

REGISTRATION DEADLINE

A new registrant must submit their online registration by 11:59:59 p.m. Pacific Time on the 21st calendar day before an election to be eligible to vote in that election.

CHANGE OF ADDRESS

If you move to a new county, you must complete a new voter registration, otherwise you must request a transfer of your registration

Clackamas County Voter Registration: 503-655-8510

Multnomah County Voter Registration: 503-988-3720

Washington County Voter Registration: 503-846-5800

MOVING CHECKLIST 8

8 WEEK BEFORE YOU MOVE

InventorySheets:Createaninventorysheetofallyour belongingswhichneedtobemoved

ResearchMovingOptions:You’llneedtodecideifyoursisa do-it-yourselfmoveorifyou’llbeusingamovingcompany

RequestMovingQuote:Solicitmovingquotesfromasmany movingcompaniesandmoversaspossible Therecanbea largedifferencebetweenratesandserviceswithinmoving companies

DiscardUnnecessaryItems:Movingisagreattimefor riddingyourselfofunnecessaryitems Haveayardsaleor donateunnecessaryitemstocharity

PackingMaterial:Gathermovingboxesandpacking materialforyourmove

ContactInsuranceCompanies:You’llneedtocontactyour insuranceagenttocancel/transferyourinsurancepolicy

1 WEEK BEFORE YOU MOVE

YourChangeofAddress:Changeyouraddresswiththe USPS,DMV,FinancialInstitutions,Utilities,Government Offices,HealthCareServiceProviders,Memberships, SubscriptionsandInsuranceProvisions

BankAccounts:Transferorclosebankaccountsifchanging banks Makesuretohaveamoneyorderforpayingthe movingcompany

ServiceAutomobiles:Ifautomobilesaretobedrivenlong distance,you’llwanttohavethemservicedsoyouhavea trouble-freedrive

CancelServices:Notifyanyremainingserviceproviders (newspapers,lawnservices,etc)ofyourmove

TravelItems:Setasideallitemsyou’llneedwhiletraveling Makesurethesearenotpackedonthemovingtruck

ContactUtilityCompanies:Setutilityturnoffdate,seek refundsanddepositsandnotifythemofyournewaddress

4 WEEK BEFORE YOU MOVE

StartPacking:Beginpackingallthingsdestinedforyournew location

ObtainYourMedicalRecords:Contactyourdoctor,physician, dentistandothermedicalspecialistswhomaycurrentlybe retaininganyofyourfamily’smedicalrecords Obtainthese recordsormakeplansforthemtobedeliveredtoyournew medicalfacilitiesifchanging Securityiscriticalofpersonal records

NoteFoodInventoryLevels:Checkyourcupboards, refrigeratorandfreezer Useupasmuchofyourperishable foodaspossible

SmallEngines:Servicesmallenginesforyourmoveby extractinggasandoilfromthemachines Thiswillreduce thatchancetocatchfireduringyourmove

ProtectJewelryandValuables:Transferyourjewelryand valuablestoasafetydepositbox;youdon’twantthemtobe lostorstolenduringyourmove

BorrowedandRentedItems:Returnitemsthatyoumay haveborrowedorrented Collectitemsborrowedtoothers

MOVING DAY

PlanYourItinerary:Makeplanstospendtheentiredayat thehouseoratleastuntilthemoversareontheirway

Someonewillneedtobearoundtomakedecisions Make plansforkidsandpetstobeatasittersfortheday

ReviewtheHouse:Oncethehouseisempty,checkthe entirehouse(closets,attic,basement,etc)toensureno itemsareleftornohomeissuesexist

DoubleCheckWithYourMover:Ensurethemoverhasthe newpropertyaddressandallofyourmostrecentcontact information,shouldtheyhaveanyquestionsduringyour move

VacateYourHome:Makesureutilitiesareoff,doorsand windowsarelockedandnotifyyourrealestateagentyou’ve vacatedtheproperty

QuestionsToAsk:Whereisthegaragedooropener?Where arethekeystothehouse,mailboxandotherlockablearea? Didyouretrieveallkeysfromneighborsandfriends?

RESOURCE GUIDE

AIRPORT

Portland International Airport (877) 793-4690 www.flypdx.com

AUTO & DRIVER REGISTRATION

DMV (503) 945-5000 wwwodotstateorus/dmv/

BUS SERVICE

C-Tran (360) 695-0123 wwwc-trancom

Greyhound (800) 231-2222 wwwgreyhoundcom

Tri-Met (503) 238-7433 wwwtri-metorg

CABLE TV & INTERNET

Verizon (888) 881-8161 wwwverizoncom

XFINITY (Comcast) (800) 934-6489 wwwcomcastcom

CITY CONTACT

Banks (503) 324-5112 www.cityofbanks.org

Beaverton (503) 526-2222 wwwcibeavertonorus

Canby (503) 266-4021 wwwcicanbyorus

CITY CONTACT CONTINUED

Cornelius (503) 357-9112 www.ci.cornelius.or.us

Damascus (503) 658-8545

wwwcidamascusorus

Estacada (503) 630-8270 wwwcityofestacadaorg

Fairview (503) 665-7929

wwwcifairvieworus

Forest Grove (503) 359-3200 wwwciforest-groveorus

Gaston (503) 985-3340

Gladstone (503) 656-5225 wwwcigladstoneorus

Gresham (503) 661-3000 wwwcigreshamorus

Happy Valley (503) 760-3325 wwwcihappy-valleyorus

Hillsboro (503) 681-6100 wwwhillsboro-oregongov

King City (503) 639-4082

www.ci.king-city.or.us

Lake Oswego (503) 635-0270 wwwcioswegoorus

Milwaukie (503) 786-7525 wwwcicityofmilwaukieorg

CITY CONTACT CONTINUED

Molalla (503) 829-6855 wwwcityofmolallacom

North Plains (503) 647-5555 wwwnorthplainsorg

Oregon City (503) 657-0891 wwwciorcityorus

Portland (503) 823-4000 wwwportlandonlinecom

River Grove (503) 639-6919

Sandy (503) 668-5533 wwwcisandyorus

Sherwood (503) 625-5522 wwwcisherwoodorus

Tigard (503) 639-4171 wwwcitigardorus

Troutdale (503) 665-5175 wwwcitroutdaleorus

Tualatin (503) 692-2000 www.tualatinoregon.gov

West Linn (503) 657-0331 wwwwestlinnoregongov

Wilsonville (503) 682-1011 wwwciwilsonvilleorus

Wood Village (503) 667-6211 wwwciwood-village-orus

COUNTY CONTACTS

Clackamas (503) 655-8011 www.co.clackamas.or.us Taxation (503) 655-8671

Multnomah (503) 248-3511 wwwcoclackamasorus Taxation (503) 988-3326

Washington (503) 846-8611 wwwcoclackamasorus Taxation (503) 846-8741

ELECTRICITY

Pacific Power (888) 221 7070 wwwpacificpowernet

Portland General (800) 542-8818 wwwportlandgeneralcom

HOSPITALS

Adventist Medical (503) 257-2500 wwwadventisthealthnwcom

Doernbecher Children’s Hospital (503) 494-8311 wwwohsuedu

Legacy Good Samaritan (503) 413-4683 wwwlegacyhealthorg

Legacy Emanuel (503) 413-2200 www.legacyhealth.org

RESOURCE GUIDE

HOSPITALS CONTINUED

Legacy Meridian Park (503) 692-1212 www.legacyhealth.org

Legacy Mt Hood (503) 674-1122 wwwlegacyhealthorg

Kaiser Permanente Sunnyside (503) 813-2000 wwwkaiserpermanenteorg

Kaiser Permanente Westside (503) 813-2000 wwwkaiserpermanenteorg

OHSU (503) 494-8311 wwwohsuedu

Providence Milwaukie (503) 513-8300 wwwprovidenceorg

Providence Portland (503) 215-1111 www.providence.org

Providence St Vincent (503) 216-1234 wwwprovidenceorg

Providence Willamette Falls (503) 656-1631 wwwprovidenceorg

Shriner’s Hospital (503) 241-5090 wwwshrinershqorg

Tuality Community (503) 681-1111 wwwtualityorg

Tuality Forest Grove (503) 357-2173 www.tuality.org

NATURAL GAS

NW Natural (800) 422-4012 www.nwnatural.com

NEWSPAPERS

The Columbian (360) 694-3391 wwwcolumbiancom

The Oregonian (503) 221-8240 wwworegonlivecom

Willamette Weekly (503) 243-2122 wwwwweekcom

RECREATION

Convention Center (503) 235-7575 wwworegonccorg

Expo Center (503) 736-5200 wwwexpocenterorg

Mt Hood Meadows (503) 337-2222 wwwmthoodmeadowscom

OMSI (503) 797-4000 www.omsi.edu

Oregon Zoo (503) 266-1561 wwworegonzoocom

Portland International Raceway (503) 823-7223 wwwportlandracewaycom

Portland Art Museum (503) 266-2811 wwwpamorg

RESOURCE GUIDE

RECREATION CONTINUED

Providence Park (503) 553-5400 www.providenceparkpdx.com

Regal Cinemas (800) FANDANGO wwwregalcinemascom

Moda Center (503) 797-9619 wwwrosequartercom

Willamette Jetboat (503) 231-1532 wwwwillamettejetcom

SHOPPING

Bridgeport Village (503) 968-1704 www.bridgeport-village.com

Cedar Hills Crossing (503) 643-6563 wwwcedarhillscrossingcom

Clackamas Town Center (503) 653-6913 wwwclackamastowncentercom

Columbia Gorge Outlets (503) 669-8060 wwwpremiumoutletscom/ columbiagorge

Lloyd Center (503) 282-2511 wwwlloydcentercom

Mall 205 (503) 255-5805

Pioneer Place (503) 228-5800 wwwpioneerplacecom

SHOPPING CONTINUED

Streets of Tanasbourne (503) 533-0561 www.streetsoftanasbourne.com

Washington Square (503) 369-8860 wwwshopwashingtonsquarecom

Woodburn Outlets (888) 664-SHOP wwwwoodburncompanystorescom

TELEPHONE SERVICE

Verizon (800) 483-4100 wwwverizoncom

AT&T (800) 288-2020 www.att.com

TRANSFER STATIONS

Metro Center (503) 234-3000

wwworegonmetrogov 6161 NW 61st Ave Portland, OR

Metro South (503) 234-3000 wwworegonmetrogov 2001 Washington St Oregon City, OR

Clackamas County (503) 668-8885 wwwwmnorthwestcom 19600 SE Canyon Valley Rd. Sandy, OR

VOTER REGISTRATION

Clackamas (503) 655-8510

Multnomah (503) 248-3720

Washington (503) 846-5800

WATER BUREAU

Beaverton (503) 526-2257

Clackamas (503) 722-9220

Gladstone (503) 656-5223

Gresham (503) 618-2373

Hillsboro (503) 681-6228

Lake Oswego (503) 635-0265

Milwaukie (503) 786-7525

Oregon City (503) 657-8151

Portland (503) 823-7770

Tigard (503) 639-1554

Tualatin (503) 692-2000

West Linn (503) 656-4261

Wilsonville (503) 682-1011

CYBER SECURITY

g p , g being sent to an outside account and never credited to the intended party

To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires:

Outgoing Wire from WFG to seller or borrower for proceeds

In the escrow paperwork provided you will be asked to provide written instructions on how you want funds due you sent to you at the close of escrow If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.

Incoming Wires from the buyer and/or lender to WFG bank account

For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.

We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience

http://nationalwfgnationaltitlecom/2016/04/05/obsess-cyber-security/

OWNERS TITLE INSURANCE Why it's important

claims, or restrictions on the buyers property, other than the mortgage the buyer agrees to pay.

If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home.

In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types.

Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer

Owner’s title insurance is one of the most affordable insurance policies a person can ever buy Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.

So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer.

In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.

WHAT IS ESCROW?

Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

TYPICAL ROLES IN THE CLOSING PROCESS

The Seller/Agent

Delivers a fully executed Purchase Sale Agreement to the escrow agent.

Executes the paperwork necessary to close the transaction

The Buyer/Agent

Deposits collected funds required to close (in with the escrow agent

Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement

Executes the paperwork and loan documents necessary to close the transaction

The Lender

Deposits loan documents to be executed by the buyer

Deposits the loan proceeds

Directs the escrow agent of the conditions under which the loan funds may be used

The Escrow Agent

Clears Title

Obtains title insurance

Obtains payoffs and release documents for underlying loans on the property

Receives funds from the buyer and/or lender. Prepares vesting document affidavit on seller’s behalf

Prorates insurance, taxes, rents, etc

Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction

Forwards deed to the county for recording

Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties

In Summary

Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer

The escrow agent is a neutral third party acting on behalf of the buyer and seller.

WHAT IS TITLE?

About Title Insurance

Title is a bundle of rights in real property. Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy Usually, during a purchase transaction, the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy)

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy

Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser of the purchase price.

How is title insurance different from other types of insurance?

While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property Said defects/claims are either eliminated prior to the issuance of a title policy

or their existence is excepted from coverage. Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property

What’s involved in a title search? A title search is actually made up of three separate searches:

Chain of Title – History of the ownership of the subject property

Tax Search – The tax search reveals the status of the taxes and assessments

Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names

Once the three searches have been completed, the file is reviewed by an examiner who determines:

Whether or not the Chain of Title shows that the party selling the property has the right to do so The status of taxes for the subject property The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due

Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.

Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance

In Summary

After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination

WHO PAYS WHAT IN OREGON

SELLER PAYS

TYPICAL COSTS

The following costs generally affect all transactions:

Escrow Fee - one-half of the fee, based on title company’s fee schedule

Recording Fees - based on county fee schedule

Title Premium - based on fixed statewide fee schedule

Real Estate Commission - based on agreement with Broker

Tax Prorate - to apportion taxes between parties as of date of closing

General Costs - as listed for each specific transaction, as requested by principals

Release fees for loan payoff(s)

LAND SALE CONTRACT TRANSACTION

Attorney Fee - optional, and is sometimes shared with purchaser

Collection Escrow Setup Fee - optional, and is often shared with purchaser

ASSIGNMENT OF CONTRACT FOR ASSUMPTION OF LOAN TRANSACTION

Any delinquent payments to bring contract or loan current

Prorate share of current month’s interest based on current rate

CONVENTIONAL, FHA, VA LOAN TRANSACTIONS

Any closing cost (not expenses of property or loan interest) negotiated on behalf of the purchaser, subject to lender’s approval

FHA, VA Loans - check with lender for any applicable seller costs

BUYER PAYS

TYPICAL COSTS

The following costs generally affect all transactions:

Escrow Fee - one-half of the fee, based on title company’s fee schedule

Recording Fees - based on county fee schedule

Fire Insurance Premium - mandatory when any lender is involved, including the seller’s lender

Tax Prorate - to apportion taxes between parties as of date of closing

General Costs - as listed for each specific transaction, as requested by the principals

LAND SALE CONTRACT TRANSACTION

Attorney Fee - optional, and is sometimes shared with seller

Collection Escrow Setup Fee - optional, and is sometimes shared with seller

Recording Fee - for contract or memorandum thereof

ASSIGNMENT OF CONTRACT FOR ASSUMPTION OF LOAN TRANSACTION

Assumption or Assignment

Next monthly payment due, if required by lender

Recording Fee - for Assumption/Assignment of Agreement, if required by lender

CONVENTIONAL, FHA, VA LOAN TRANSACTIONS

Lenders title insurance policy & endorsements, as required by lender

Loan Fee - as required by lender

Credit Report Fee - as required by lender

Appraisal Fee - as required by lender

Mortgage Insurance Premium - based on fee schedule and endorsements of lender

Prepaid Interest - if required by lender

VA Loans only - funding fee, if required by lender

FHA, VA, and some Conventional Loans - reserves for real property taxes, fire insurance and mortgage insurance

TITLE VESTING

Common ways to hold title to real property

ASANINDIVIDUAL

Anindividualmayholdtitleinhisorhernameonly,regardlessofwhetherornotmarried–eg “JaneSmith,an individual” Thatindividualthenownsallrightstotheproperty,whichcanbesoldortransferredtoothersviawill ortrust Whileadivorceispending,however,ifthepropertywasacquiredduringthemarriageitwilllikelybe treatedaspartofthemaritalestateandthusbesubjecttocourtauthority.

ASTENANTSBYTHEENTIRETY

Aconveyancetoahusbandandwifecreatesatenancybytheentirety–eg “JohnSmithandJaneSmith, husbandandwife,astenantsbytheentirety” Thiscreatesasurvivorshipestate,whichmeansthatifonespouse dies,his/herinterestwillautomaticallygotothesurvivingspouse.Ahusbandandwifemayalsotaketitleas tenantsincommon(discussedbelow)iftheintentiontoholdtitleinthatmannerisexpresslystated

ASTENANTSINCOMMON

Unlessaconveyanceexpresslyprovidesthatthepartiesintendtocreateasurvivorshipestate(discussedbelow), aconveyancetotwoormorepersonswhoarenotmarriedcreatesatenancyincommoninwhicheachhas (unlessotherwisestated)anequalundividedinterestintheproperty–eg “JohnSmithandRobertJones,as tenantsincommon,eachastoanundivided50%interest” Eachtenantincommonthenownsanundivided interestintheentireproperty,whichcanbesoldortransferredtoothersviawillortrust

ASASURVIVORSHIPESTATE

Twoormorepersonswhoarenotmarriedmayalsoholdtitleastenantsincommonwitharightofsurvivorship, aslongasthesurvivorshipdeclarationisexpresslycontainedinthedeed–eg “JohnSmithandRobertJones, notastenantsincommon,butwiththerightofsurvivorship” Thiscreatesasurvivorshipestate,whichmeans thatifonepartydies,his/herinterestwillautomaticallygotothesurvivorandcannotbesoldduringthelifetime ofortransferredviawillortrustbythepartywhodiesfirst

ASREGISTEREDDOMESTICPARTNERS

Registereddomesticpartnersmaytaketitleas(i)tenantsincommon–e.g.“JaneSmithandMaryJones, registereddomesticpartners,astenantsincommon,eachastoanundivided50%interest”,or(ii)ina survivorshipestatesimilartothatofatenancybytheentirety–eg “JaneSmithandMaryJones,asregistered domesticpartnerswithrightofsurvivorship”

ASASAMESEXMARRIEDCOUPLE

Samesexmarriedcouplesmaytaketitleas(i)tenantsincommon–eg “JohnSmithandRobertSmith,a marriedcouple,astenantsincommon,eachastoanundivided50%interest”,or(ii)inasurvivorshipestate similartothatofatenancybytheentirety–eg JohnSmithandRobertSmith,amarriedcouplewithrightof survivorship,or(iii)astenantsbytheentirety–eg “JohnSmithandRobertSmith,amarriedcouple,astenants bytheentirety”.

ASANENTITY

Aregisteredentity,suchasacorporation,limitedliabilitycompanyorpartnership,mayholdtitle Titleshouldbe heldexactlyasthenameisregisteredwiththeOregonSecretaryofState–e.g.“Smith&Jones,LLC,anOregon limitedliabilitycompany”

DISCLAIMER–Theforegoingcontainsinformationalexamplesonlyandisnottobeconstruedaslegaladvice Giventhecomplexitiesinvolvedinacquiringandholding legaltitletorealproperty,WFGstronglyrecommendsthatyouseeklegaladvicefromanattorneypriortodoingso

ADMINISTRATIVE

12909 SW 68th Pkwy. Ste. 350 Portland, OR 97223 503-431-8500

CLACKAMAS

9200 SE Sunnybrook Blvd. Ste. 350 Clackamas, OR 97015 503-353-9975

LAKE OSWEGO

5885 Meadows Rd. Ste. 130 Lake Oswego, OR 97035 503-624-4900

LLOYD/COMMERCIAL

NW PORTLAND 25 NW 23rd Pl. Ste. 1 Portland, OR 97210 503-219-9088

BETHANY 1500 NW Bethany Blvd. Ste. 155 Beaverton, OR 97006 503-850-3990

DOWNTOWN VANCOUVER 2001 SE Columbia River Dr Ste. 100 Vancouver, WA 98661 360-314-0300

SALMON CREEK

2105 NE 129th St. Ste. 107 Vancouver, WA 98686 360-314-1818

VANCOUVER MALL

4400 NE 77th Ave Ste. 250 Vancouver, WA 98662 360-891-5454

EAST VANCOUVER 2004 SE 192nd Ave. Ste. 100 Vancouver, WA 98683 360-356-9990 1 2 3 5 6 7 8 9 4 10

700 NE Multnomah St. Ste. 190 Portland, OR 97232 503-230-8488

Beaverton, OR 97007

REPORT FOR 7/2/2025

Single-Family Homes

This week the median list price for Beaverton, OR 97007 is $712,400 with the market action index hovering around 35. This is about the same as last month's market action index of 35 Inventory has held steady at or around 157

Market Action Index

This answers “How’s the Market?” by comparing rate of sales versus inventory

Real-Time Market Profile

Seller's Advantage

Market Narrative

In the last few weeks the market has achieved a relative stasis point in terms of sales to inventory However, inventory is sufficiently low to keep us in the Seller’s Market zone so watch changes in the MAI If the market heats up, prices are likely to resume an upward climb

Market Segments

Median List Price

Prices in this zip code seem to have settled around a plateau. Look for a persistent down-shift in the Market Action Index before we see prices deviate from these levels.

Segments

In the quartile market segments, we see prices in this zip code have settled at a price plateau across the board. Prices in all four quartiles are basically mixed. Look for a persistent shift (up or down) in the Market Action Index before prices move from these current levels.

Price Per Square Foot

The market plateau is seen across the price and value. The price per square foot and median list price have both been reasonably stagnant. Watch the Market Action Index for persistent changes as a leading indicator before the market moves from these levels.

Inventory

Inventory has been climbing lately. Note that rising inventory alone does not signal a weakening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is keeping up with available supply.

Market Action Index

In the last few weeks the market has achieved a relative stasis point in terms of sales to inventory. However, inventory is sufficiently low to keep us in the Seller’s Market zone so watch changes in the MAI. If the market heats up, prices are likely to resume an upward climb.

Market Action Segments

Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the highend) will weaken before the rest of the market and signal a slowdown for the whole group.

Median Days on Market (DOM)

The properties have been on the market for an average of 102 days. Half of the listings have come newly on the market in the past 51 or so days. Watch the 90-day DOM trend for signals of a changing market.