Multiple Streams Magazine July Issue by multiplestreamsmagazine

Table of Contents

Introducing Unleashed Conference

Publisher's Note It's about Community

6 Business Credit Tips What is Business Credit?

Lead Story How 4 Successful Collaborating

Natalie Birdsong

Entrepreneurs Made the bag in a pandemic

1 of 4 BossBabes

About Legacy Lives Here Legacy Lives Here is passionate about helping people change their lives and build rich legacies. We seek to

empower individuals and families to develop better financial habits and improve their relationship with money via the following tasks:

The instruction or training of individuals, groups and communities for the purpose of improving or developing their capabilities with financial literacy.

Creating partnerships with middle or high schools, colleges, and trade schools.Conducting public discussion groups, forums, panels, lectures, or other similar programs.

Developing course content and curriculum for in-person, distant learning, online instruction.Host annual conference on financial literacy and entrepreneurship.

Meet Legacy Whisperer, Hope Giver & Conference Founder, Glenn Payne

Look for local opportunities where you can talk about your business, demonstrate your expertise, and/or invite people in to experience what your company offers. That’s the first step in gaining awareness.

Editor's Note After the year 2020, we all seem to have evolved into experts of unexpected things. However, despite our personal wins, I believe we all saw the importance of community.

After being in quarantine for what seemed like eternity, where so many had to spend months at a time alone, it is only fair to say, we are better together than apart. Community allows us to see each other's strengths, and abilities, it also reminds us to be more grateful. This edition of Multiple Streams is celebrates community. I am building a dynamic network of business professionals, including business consultants, influencers, marketing pros, accountants, financial pros, and business attorneys, to provide you, the small business owner, with what you may need to scale and grow your business to extraordinary heights and multiple figure revenues. I brought my gal friends - the Bossbabes - to help me do just that. Enjoy meeting all 4 ladies featured in the lead story. Support the small businesses highlighted, then share with me your views on each story. Follow us on instagram and follow me @joanwrightgood

One Magazine

Covers

Business Credit Tips for Every Entrepreneur What is Business Credit? Businesses can have business credit reports and scores just like people do. Business credit bureaus such as Experian, Equifax and Dun & Bradstreet all keep records of debt payments and other credit information on businesses. Your business credit report may be used by lenders, creditors, suppliers, insurance companies and other organizations evaluating a credit or insurance application or business deal. These tips on how to establish business credit and then build a business credit profile can help you bring your plans and aspirations to fruition.

How do I build business credit? Advice to Aspiring Female Entrepreneurs from Past Amber Grants Winners

1. Put your business on the map Just because you’re open (or about to open) for business, doesn’t necessarily mean you’ve put yourself on the map. You can’t effectively establish credit until you’ve established your business! Get a business phone number andsteps have it listed in directory assistance. Open a Let’s look at each of these in depth. business bank account in your official (legal) business name, and and regularly use it to pay your bills. Here are 6 steps and a few bonus points to make your business credit legit!

yourself on the map. You can’t effectively establish credit until you’ve established your business! Get a business phone number and have it listed in directory directory assistance. Open a business 2. Establish and maintain vendor credit bank account in your official (legal) business name, and regularly use it to pay your bills. Here are 15 steps to make your business legit.

In the world of business, a relationship with industry-relevant vendors

2. Establish and maintain vendor credit or suppliers is like gold. The better your relationship, the more likely In the world of business, a relationship with industry-relevant vendors or suppliers is like gold. youbetter areyour to avoid paying up front forareitems orpaying services. If you canorsecure The relationship, the more likely you to avoid up front for items services. Ifpayment you can secure payment such as net-60 or net-90 with just just a afew (3-5) vendors or terms suchterms as net-60 or net-90 with few (3-5) vendors or suppliers that report those payments business credit can begin to suppliers that report thosetopayments to reporting businessagencies, credityou reporting establish a positive business credit history.

agencies, you can begin to establish a positive business credit history.

Vendors aren’t required to report to credit bureaus, though, so you may need to be proactive and open accountsaren’t with those that do. Here are several report payments to business Vendors required to report to vendors creditthat bureaus, though, so youcredit may bureaus and reporting agencies, and that are flexible when extending credit.

need to be proactive and open accounts with those that do. There are reportNumber payments to business credit bureaus and 3.several Obtain anvendors Employer that Identification Areporting federal Employer Identification Number, EIN, is anwhen identifier for your business for tax agencies, and that areorflexible extending credit.

reporting purposes. You’ll need one to change your business entity to a corporation, and you may need one to open a bank account under your business’s name or secure business contracts. Note, 3. Obtain anEIN Employer Number however, that an is not used Identification in business credit the same way a Social Security Number is used with personal credit.

A federal Employer Identification Number, or EIN, is an identifier for

4. Pay on time all the time your business for taxone reporting You’ll oneontotime change your This is probably the number rule in any purposes. credit situation. Payingneed your bills shows that you are reliable and can manage (and payyou off) your A late payment history, business entity toeffectively a corporation, and maydebt. need one to open a bank especially delinquent payments, will bring down your business creditcontracts. rating and Note, accountseverely under your business’s name or secure business negatively impact your business credit profile.

however, that an EIN is not used in business credit the same way a Social Number used with personal credit. 5.Security Open a business credit is card

credit is available through your business credit card doesn’t mean you need to (or should) utilize all of it 5. Open a business credit card Opening a business credit card that reports to the major commercial credit reporting agencies is a great way to establish business credit. You definitely should have at least one open business card, but more than one can also helps.

4. Pay on time all the time This is probably the number one rule in any credit situation. Paying your bills on time shows that you are reliable and can effectively manage (and pay off) your debt. A late payment history, especially severely delinquent payments, will bring down your business credit rating and negatively impact your business credit profile. However, be sure to use caution and avoid overextending your business finances. Just because the

6. Get incorporated If you haven’t already, seriously consider incorporating (forming a corporation or LLC). This can help you effectively separate your business and personal credit profile and financials. If you choose not to do this and continue to operate as a sole proprietor, your business and personal credit history (among other things) will be legally attached, and your personal assets

Business Credit tips might be at risk should you ever be sued.

business expenses also makes it a lot easier to manage taxes!

BONUS TIPS

8. Monitor your credit

7. Separate business and personal expenses

A significant number of small business owners have found errors on their credit reports. Diligently monitoring your business credit history can help you spot any items that aren’t accurate. If you do find an error, be sure to file a dispute with the reporting agency. (Sign up at Nav.com to check and monitor your business credit profile with major business credit agencies. They also have several resources to help you identity trade lines, lines of credit and business loans).

Given the steps above, this is fairly redundant, but nonetheless important. By opening credit cards, lines of credits, and bank accounts in your business’s legal name, you’ll be separating your business and personal expenses. Make sure to only spend money from your business checking account rather than your personal when it comes to business expenses. Clearly separating your personal from

4 Successful Collaborating Entrepreneurs Made the bag in a pandemic How

arly in the

pandemic data was “pretty clear that the pandemic recession would be a disaster for women. Unfortunately data never 'run up' on, Natalie Birdsong, Keayna Washington, Stephanie Elise nor Que Johnson. These four intentional entrepreneurs pivoted, increased their 14

When choosing the best matters, the elite choose Natalie B. income, brand and their market in the height of the pandemic. Not only did they prove the data wrong, they prove the naysaying ideology that says women cannot collaborate to be incorrect. The 4 has joined forces to produce the most talked about book of sumneer 2021, called 'Entrepreneurship during a pandemic.: intentional relationships' the project was initiated by Que Johnson who you will meet in a minute. The book will be published by fame publisher, JWG Publishing House! Natalie wasted no time to jumping on-board the project, her journey of entrepreneurship is one that will motivate and inspire many women across the globe to endure inspite of. The Owner of Hair By Natalie B, a global luxury hair brand, with a central focus on restoring their customers’ confidence through

impeccable styling and high quality hair care products, plans on taking her brand global through education. Natalie B is a Master Hair Weave Artist and Educator, with over 12 years of experience,, and an advanced skill level in hair extensions. Known for her FLAWLESS Versatile Sew-in Hair Weave technique, she also offers unique services like The Magic-Part Sew-In, and Seamless Microlink Hair Extensions. No stranger to the hair world, Natalie B. has received special training and certifications from the best hair institutions as well as, Celebrity Hair Stylists, like Tokyo Stylez, Anthony Cuts, and Curl Up and Dye Janet! Additionally, she’s had her work published in prestigious magazines, like Ebony, where she styled Simone Biles for the Ebony 100, and Black Enterprise, where she was recognized for her entrepreneurial efforts.

a t a l i e Birdsong

The|Top|Tier|Hair|Babe 16

Your Website

She is the proud owner of Natural Girl Hair Imports, a salon located in beautiful, downtown Chicago, and regularly travels to major cities, like Atlanta, New York, and L.A., to cater to a growing demand for her services. Listening to the concerns of her clients and potential customers.

Natalie B. also curated her own line of ethnic-friendly Hair Extension textures, Hair Care Products, and Styling Tools. Additionally, she offers hair courses, and business education courses to help others build and grow their own brands. She has been called upon by celebrities, professionals, and fashionistas across the U.S., who trust her to create natural-looking, beautiful hair weave styles, while simultaneously educating them on proper hair care techniques. Natalie will be dropping gems and golden nuggets for creatives everywhere in the upcoming collaborative entrepreneurial book. 19

for good health, healing and a way of life Contributor: Cheryl-Ann McKinley erbs

like to tell people all the time that this world was made fearfully and

wonderfully by its creator. I say it because I honestly believe it to be so. The bible in the book of Genesis provides the antecedents for herbs; Genesis 1:29 says Then God said, "I give you every seedbearing plant on the face of the whole earth and every tree that has fruit with seed in it. They will be yours for food." Herbal medicine has its origins in ancient cultures, as well. Plants are used for medicinal purposes long before prehistoric times. Various cultures worldwide have been using herbs as medicine for over 4000 years.

As you may or may not know, the word herb is derived from the Latin word Herba and an old French word Herbe. These definitions refer to any part of the plant, including the fruit, seed, stem, bark, flower, leaf, stigma, root, etc. The use of herbs for health and wellness involves the therapeutic use of plants to treat disease and

Herbs for good health........

enhance general health and well-being. Herbs are plant food substances used to build the body to better health naturally. Therefore, herbal medicine aims to return the body to a state of natural balance to heal itself. In fact, different herbs act on various systems of the body. Each human body has diverse physical attributes and require different herbs to aid their body’s needs. Herbs can be used for everything and anything the body needs. There are some experts and researchers who say there is a herb or combination of herbs to fit every person’s DNA. The reason herbs are beneficial to the body is that they change the environments in which they live. The drugs that are used to make medication are 22

synthetic and made from concentrates, even those that include herbs are altered and vital properties removed. Human beings were not meant to live their entire lives on drugs. Therefore, I believe that, the sooner this is recognized, supplementing with herbs is the way to go.

In fact! World Health Organization research has shown that 80%of people worldwide rely on herbal medicines for some aspects of their primary health care needs.

They further acknowledge that 21,000 plant species have the potential of being used as medicinal plants. Herbs have the power to correct and enhance almost every aspect of the body's well-being.

Herbs for good health........

I have my very own story about how herbs helped give me a second chance at life. In 2013, I left Tennessee, headed back to Louisiana and thought I was going home to die. After I arrived, I spent three years sleeping 18 to 20 hours a day. I only went out to go to my doctor's visits. Each time I had a doctor’s visit, I left with another prescription. Three years later, I found myself taking over twenty medications, some prescribed and others over-the-counter drugs, all while sleeping on a CPap machine. No one tried to help me, I didn’t realize yet that I would have to help myself. One morning I found myself crying out to God, "Please don't let me die like this. God whispered to me, "You are healed, but Faith

without works is dead." In my tears, I began to smile. Although I smiled, I had no idea what was to come next. God put someone in my path who would become my health coach. I explained my situation to him and gave him a list of all my medications. He put me on a program that would eventually change the rest of my life. I spent the next thirty days drinking one gallon of Kangan Alkaline water and herbal teas. I did everything he told me to do. Over the next year, I lost one hundred pounds. I found that people were attracted to weight loss. Weight loss was not the focus. The focus was on my health, and the weight loss was merely a bonus. I still use herbs to maintain good health, my

Herbs for good health........

weight, and my overall healthy mental state. Along with a healthy regimen of food and exercise, I have rid my body of all non-communicable diseases I had. It has been almost eight years since this lifestyle change, and I attribute a huge part of my lack of dependence on prescription medication to the use of herbs as supplements. There are herbs to address every challenge the body must correct to stay healthy and alive. There are herbs to clean the intestine, liver, lymphatic system, kidney, respiratory system and heart. These include; Senna, mulberry leaf, dandelion leaf and root and burdock. You can maintain good health by using, red clover, mullein, hibiscus, stone root, Siberian ginseng and olive leaf. Of course we all would like

beautiful skin! Perfect for good skin is black walnut dandelion leaf and hibiscus. Herbs are indeed a way of life.

Cheryl-Ann McKinley, is the Founder and Health Consultant at Herbal Health and You LLC. An alternative health and wellness institution.

Search Engine Optimization (SEO)

MOZ says it another way: “The more links on a page, the less equity each link can pass to its destination page. A page only has so much equity to go around.” With internal links, it’s also important to make sure you redirect links if and when you move a page on your website. If you relocate it without updating the internal link address, your visitors will get an error message when they click through. Try and avoid that by remembering to redirect pages whenever you move them or change the address.

Image Alt Text In addition to showing images on your website, you’ll want to use alt text, short for “alternative text,” which are descriptions of the images being shown. Alt text helps visually impaired users understand what images are being displayed on the webpage. As importantly as clarifying what an image shows, you’ll also want to use alt text because search engines crawl them.

Formatting 101 While using keywords, links, and images are all important for improving search results and your page rank, there are some formatting rules you’ll want to follow to be sure that search engines and users can find what you’ve shared. Some of the basic formatting guidelines include:

• Headings. Don’t make a visitor have to scroll through paragraph after paragraph of content without a hint as to what the subject-matter is. Use headers to break up long blocks of text and to give a user a heads up regarding what the topic is. • Text size. When in doubt, go larger, not smaller, with your text typeface. It’s hard to read anything on a desktop screen under 16 points, not to mention the difficulty faced when trying to read text on a phone. Google recommends using at least a 16-point typeface for readability. • Text color. Most people know that black text on a white background provides the best readability because the contrast is greatest. But what color should you use if your website background is blue or yellow or green? The World Wide Web Consortium offers some advice in its website accessibility guidelines. • Bullet points. We love them, you love them, Google loves them. Use bullet points whenever possible, to improve the ability to scan content. • Paragraph breaks. Break up big blocks of text or long paragraphs using paragraph breaks. They help make chunks of copy less overwhelming to the eye. • Visual elements. Photos, illustrations, charts, graphs, and videos are all useful additions that can both enhance the reader’s understanding of material on your site and increase engagement. As 29

Intentional Relationships Que Johnson JWG Publishing broke literacy barriers during a Pandemic. "2020 Lessons from Covid-19 One Pandemic 26 Stories" and Lessons from Learning in Quarantine" ranked over 40 CoAuthors as Amazons Best Selling Authors in multiple categories. The world has been and still is feeling the weight of emotional, mental and financial despair, this is why these stories are needed. They need to be heard. Personally, as I saw friends and family who still experiencing the impact of Covid and how our beautiful children whose world was snatched right from under them are trying to adjust to what the world calls a "New Normal" I grew perpeplexed. Several businesses across the globe are forced to close their doors permanently and 30

entrepreneurs are struggling to make ends meet. It was then that I asked myself, "how we can motivate our fellow people in business to operate by adjusting to what's taking place in the world and make their business work for them.?" The answer came to me quickly, and it included 3 other bossbabes. I thought it was time to compose another CoAuthored book to share our journey of entrepreneurship during a pandemic. Of course I called my Coach, Dr. Joan Wright-Good immediately :) I pray this intentional collaboration reach millions across the world to position sustainable success, expansion and multiple streams of income.

Babe

She was born and raised on the south side of Chicago in the historical Englewood neighborhood. Meet Quendole “Que” Johnson 32

Que quickly learned the importance of hard work and properly using your voice. At the age of 16 those attributes landed her in retail management and management training for 18 years managing over 400 million in retail sales. In addition to training over 1,000 new hires and managers. Her customer service and strategic sales methods took notice by customers and colleagues encouraging her to take interest in communications. In 2012 on a big leap of faith The Purple Girl Show blog talk radio was birthed in her bedroom with a cellphone and computer with over 50,000 listeners to date! Interviews included NBA players, Reality Stars, Elected Officials, Activist

and more. Landing her media coverage with BET Hip Hop Awards weekend, Nike Chi League, Chicago Bud Billiken Parade VIP Reception, MC Lyte Vinal Release Party and commentary on TMZ to name a few. Now Founder of 529 Management LLC a Lifestyle Branding and Brand Management Company which executes unprecedented branding methods that shine a spotlight on hidden businesses and position them to land more sales, attract lucrative collaborations and partnerships, amplify their influence and boost their cash flow.

Soon after launching The Brand Surgeon apparel line with intentional call to action designs to motivate aspiring, upcoming and seasoned entrepreneurs Que became an Amazon Bestselling Author, Launching her first CoAuthored project under JWG Publishing House.

•

Florida Small Business Owners To Support

Tiara Nicole Striggles

Tiara Nicole Striggles 38

Why should you support Tiara Nicole Striggles? Tiara Nicole is a serial entrepreneur, whose passions include growing small businesses and helping small business owners amplify their brand and connect with their target audiences. She is the owner of Black-Owned Business Marketplace, LLC affectionately known as B.O. B’s Market. B.O. B’s Market is a monthly pop up shop experience created for local Minority and Black-owned businesses to sell their goods while celebrating culture and creating community. Tiara was inspired to create B.O. B’s Market after taking notice of the impact that the Covid19 Pandemic had on small businesses, especially those owned by blacks and other minorities. The Official Launch event of BlackOwned Business Marketplace will

take place onAugust 14, 2021, at Esplanade Park on the Las Olas River Front. Tiara is also the owner of Nicole & Co. Marketing and Special Events. Nicole & Co. specializes in providing entrepreneurs and business startups with creative digital and traditional marketing strategies, services, and business solutions. Tiara desire is to grow both entities until they are permanent staples in the South Florida business community. Tiara is an Alumni of Broward College’s BAS Supervision and Management Program. She is presently obtaining her Master of Business Administration (MBA) through H. Wayne Huizenga College of Business & Entrepreneurship's at Nova Southeastern University in anticipation of graduation in Winter 2022.. Contact her at info@blackownedbusinessmarketplace.com

Angela Frederick Collie

Angela F. Collie, CPA is the founder and CEO of AFC CPA Accounting &amp; Tax Services (“AFC”) an Accounting and Tax Services firm based in South Florida. Angela has over 17 years of experience as a Certified Public Accountant. She received her Master’s degree in Accounting from Florida International University, and is a member of the American Institute of Certified Public Accountants and serves as the Treasurer for the South Florida Black Chamber of Commerce. Angela has worked as a Accounting Services to Cigna Healthcare, managing a team of remote tax accountant with

PricewaterhouseCoopers LLP; and served as the Assistant Controller for Terranova Corpora-tion, where she led a team of accounting managers overseeing all accounting functions of the department. She later provided Managerial Accounting Services to Cigna Healthcare, managing a team of remote international staff. In 2006, Angela founded AFC CPA Accounting & Tax Services (AFC). AFC provides services to businesses with a focus on cashflow management, bookkeeping, tax planning, tax preparation, forecasting, and budgeting services.

Angela Frederick Collie

Why should you support Angela F. Collie?

AFC serves start-ups to multi-million dollar companies in the construction, healthcare, retail, early education, logistics, and rehabilitation industries. Taking pride in serving clients with a spirit of excellence, with a focus on using the financial statements and other KPIs (key performance indicators) to grow their client’s businesses, is a top priority. Being socially responsible is another priority for their company, as they give back to their community by providing financial services to non-profit organizations. Angela is the only CPA you will need for your business. Contact her at angela.collie@afccpa.com 42

#Boss

Babes

Stephanie Elise

The| Health| & Wealth| Babe

In 2013 Stephanie decided to shift into the shapewear industry. At that time, the global market value was $46.8 million, and Pretty Girls Waisted was introduced.

Stephanie Elise is a notable business connoisseur with decades of business building experience. Owning and operating multiple successful businesses contributes to her expertise, knowledge, and passion. Always a student, she has an eagerness for continuous education while consistently educating others — even during her challenges battling expressive language disorder, Stephanie continued to further her education. After earning a bachelor’s from Chicago State University with an Accounting concentration, Stephanie decided to apply her studies to the family business and entrepreneurship to build a legacy of her own, which was an effortless transition. Her father led by example, being the founder of his landscaping company. Stephanie’s dad extended an opportunity to oversee operations. Reveling in every aspect of her newly found ability, a full-time entrepreneur was born. The guidance and support of her father pushed Stephanie to make her father’s business very successful. It was her honor to work side by side with him, and although her father has since transitioned, she owns and operates her landscaping business surpassing five years. As Stephanie believes in generational wealth, her involvement in family-owned 48

business didn’t stop there. She found interest in Colbert Ball Tax Services, owned by her stepmom. Soon after, Prosperity Financial Services (PFS) was founded in 2003, providing dedicated and personalized tax services to its consumers. PFS was owned and managed by Stephanie for several years. Now retired from providing tax solutions, the company still thrives under the management of the family. Soon after diversifying her portfolio to residential real estate, she became skilled at purchasing and managing income properties. In 2013 Stephanie decided to shift into the shapewear industry. At that time, the global market value was $46.8 million, and Pretty Girls Waisted was introduced. Pretty Girls Waisted provides shapewear, noninvasive body contouring, and health sprays (known as the popular Trim 365 or Liquid Lipo).

Focusing on health and wealth, Stephanie created Legacy Boss Empire, a community to empower women providing resources and tools to tap into their full earning potential by enhancing their skills and talents. Stephanie recently introduced a new franchising opportunity called Income Tax in a Box, allowing her to expand her business and help up and coming entrepreneurs. Stephanie’s proven track record has helped her to become a sought-after Business Coach with a reputation that precedes her. Her addition to the book will help aspiring entrepreneurs in niche-specific businesses to successfully launch and scale their business.

A tip sheet generally contains useful information for your target market related to the products or services you sell. It’s best if the tips are what the media refers to as “evergreen,” meaning they’ll help your prospects and customers no matter whenthey’re read. Here are some examples of different tip sheets companies could create: • Hair salon: This year’s top 5 holiday hairstyles • A bookstore: The 10 books local CEOs or business leaders are currently reading • A graphic designer: How to spruce up your logo without breaking the bank. • A caterer: How to save money while planning a memorable event. • A realtor: How to make your cozy home feel bigger to buyers. • A baby gear retailer: How to swaddle your newborn. The key is to offer information of interest to your target market, without much in the way of self-promotion. Ideally, you’ll present yourself as a market expert, not a salesperson. Here is a guide to creating a tip sheet from our friends at StartupNation. Bylined article In some cases, you may want to pursue the opportunity to write a complete article and submit it to a media outlet. If your name 50

appears on it as the author, it’s called a “byline” or “bylined article.” Although few consumer publications accept bylined articles, trade journals often will. To find out if a trade journal your audience reads accepts article submission, do a Google search for “article submission” and the name of the publication, blog, or website. Alternatively, you could go to the media website and search the phrase “article submission” to track down any instructions that have been posted about the process. If you discover a newspaper or journal accepts submissions, draft a brief email outlining what you’d want to write about. You’ll want to have read a few back issues to better understand the types of topics they cover to confirm that your idea would fit. If the editor accepts the idea, find out how long it should be and what your deadline is. Many submissions give the author a free resource box or short section at the end where they can identify themselves and their business and include the website URL. Definitely ask if that’s the case with your article, and be sure to send along your information if so. When the article runs, you want to be sure as many people as possible will see it. So, you may want to pay to have reprints made, share it on your website, and link to it on social media. All of these proactive methods are designed to help you persuade members of the media to quote you in articles they’re writing or broadcast reports they’re planning. Your job is to encourage them to

eayna

will bring her financial education to the Collaboration book in an unconventional way. Keayna Washington is the owner and operator of Kna Global Enterprise Inc. Keayna is a certified national Credit Consultant, National Loan Originator, Business Coach and Credit builder, licensed notary public, and series license tax consultant. Keayna utilizes her many certifications and licenses to provide services through Kna Global Enterprise Inc. her business entity to educate and assist others in all arrays of finances to gain better credit, purchase property and start new businesses. Mastering how to build and brand a six-figure business while using practical tools has been the highlight of Kna Global Enterpise Inc. As an industry leading company Kna Global Enterprise Inc is branded on self-educating clients, creation of purpose and empowerment to individuals, and last but not least knowledge and accessibility. 51

Keayna Washington

The |Financial |Babe

Does Your Publisher have Author Experience?

MORE FLORIDA SMALL BUSINESSES TO SUPPORT Why should you support Genevieve Carvil-Harris ?

A graduate of the University of Miami with a prelaw degree, Genevieve developed a passion for community development and decided to pursue business development coaching. Genevieve reached back into her community to create classes and training events to empower others to create generational wealth through product/service creation and asset protection. Genevieve has been able to coach hundreds of entrepreneurs using capacity-building strategies to help guide her clients to their fortunes and increase their revenue to over $5 million. She has also implemented programs in low-income areas through grants and fundraising initiatives. Genevieve’s passion infused with her dedication

Genevieve Carvil-Harris

Genevieve Carvil-Harris is an author, philanthropist, community developer, Mrs. Florida Plus US United (2020), and Assistant Pastor at The Living World Family Enrichment Center.

to the business is why she was chosen as one of the 40 under 40 Black leaders of Excellence in South Florida and recently awarded an Honorary doctorate in ministry. She hopes to inspire other leaders to use their ideas and platforms to influence change within their communities and the world. she was recently crown Queen of Queens in a US pageant. Genevieve helps her clients to successfully start nonprofit businesses and she is a Trademark Expert. Contact her at Support@builtbygen.com

The 12 Best Business Grants for Women Entrepreneurs 1. Grants.gov 2. National Association for the Self-Employed Growth Grants 3. Amber Grant 4. IdeaCafe Grant 5. Cartier Women’s Initiative Award 6. GrantsforWomen.org

1. 2. 3. 4. 5. 6.

FedEx Small Business Grant The Halstead Grant Open Meadows Foundation 37 Angels Visa Everywhere Initiative Small Business Innovation Research Program

Why should you support Shedly Casseus Parnther?

Shedly is dedicated to helping students and families understand that college is attainable despite the stigma it gets around affordability. Shedly encourages students to apply to as many scholarships through the 100 Scholarship Challenge. Commonly known as “The Scholarship Plug,” her program brings awareness to students, parents and Educators about available scholarships, student programs, jobs, college entrance exams, important deadlines, community events, career tips, and more. She does this through social media, community workshops, her YouTube channel, and her book “How to Apply for Scholarships in 5 Easy Steps.” A little over two years old, The Scholarship Plug has garnered major support from students, families, and the community. Follow Shedly Casseus on Instagram and LinkedIn.

Shedly Casseus Parnther

Mrs. Shedly Casseus Parnther, Founder of CC&C Consulting Group and The Scholarship Plug! Award Winning College & Scholarship Advisor, Producer & Author of The Scholarship Plug Show, Mentor, Student Advisor and Broward County Proclamation recipient- July 25th is officially - The Scholarship Plug Day!

The Scholarship Plug Center

Tips 1

Money

If you are an entrepreneur you should be using people's money and save yours, Use Business Credit and apply for grants. Grants are essentially free money that you donʼt have to pay back, unlike small business loans and credit cards. To get a list of over 300 grants visit www.joanwrightgood.com & click on courses.

to Help You Save More

Why Should you support Pamela Frederick Mair? Pamela is the Owner, CEO and Founder of RXestoratives Hair and Skin Wellness b/d/a RXHair Fix . I am a Licensed Holistic Nutritional Cosmetologist,. I also am a Hair Health Coach, Author & Educator, I also am the manufacturer of an all-natural based hair & skin care product line, because of proven results and the many people I have assisted in Hair Growth- Im now known as the “Hair Doctor” "It’s my mission to teach consumers how to have “Healthy Hair at Home, starting with Detoxing and Exfoliating the scalp." As a Licensed Holistic Cosmetologist and a Holistic Nutritional Consultant, Pam is committed to providing a safe, supportive and empowering environment best suited for your hair, body and skin care needs. She offers Holistic Nutritional Consultations and Seminars with insightful guidance to gain a deeper understanding of how to maintain optimal health and vitality for your hair, body

and skin. She is also the creator of the fabulous straightening and moisturizing product, HotComb-NBottle. Pick up a copy of Pam's book or book a consultation at PAMELA@rxestoratives.com

ambergrantsforwomen.com

Tips 2

Money

Check your insurance rates. Did you know people save an average of $700 when they have an Endorsed Local Provider (ELP) check their insurance rates for them?

Use freelancers or contractors instead of hiring new staff.

to Help You Save More

Cynthia Greely the Unconventional

Boutique CEO I’m so excited to be sharing my story! I want to encourage someone who is procrastinating & fearful to start their business. Just Start! How I got started: 1. I had a vision. I decided to create a vision board by gathering old magazines with the styles & designs I liked and cut & pasted them to my board. My brand , styles, colors, sizes , shapes and ethnicity were chosen. I also mediated on Habakkuk Chapter 2:23. I then decided to get professional Coaching with Dr. Joan WrightGood. She enlighten my understanding & opened my vision up to a greater understan-ding. She challenged me to do things I never would have imagine I could do. She taught me about desired income, Business goals and more.

Im grateful for connecting with Dr . Joan she's a honest person who's helped me to think about how much I could make monthly. In 6 months I was making more than I had desired! Wow! It’s happening! Here are some of my biggest sellers. First is the contrast

sleeve ruffle blouse, #2, is my best sellers orange/ caper puff sleeve button down blouse. Another hot seller is the Butterfly Ruffle Sleeve top . Also my famous black jumpsuit could not stay in my online store. You can connect with me at my website www.yournextstepboutique.org or Facebook @ cynthia.greely

Wy I stopped attending Church I stopped attending Church when the pastor started having leadership call and ask why I was not in service. Because I was a Sunday school teacher I was also expected to attend every single service throughout the week. Including mornings and evenings and special events. Soon after, he started calling out anyone who needed to get up and go to the bathroom and called out one woman in the middle of his sermon asking her where she was going when she started walking out. We had a very large Church and it must have been quite an embarrassment to her. She stated she had to go to work. I went home and decided that I would not have a person or congregation dictating what I will do or where I will go. I have attended other churches but have found that it is way too controlling. There are too many cliques and church politics. ......Heidi Gray Since my childhood I could not understand why people who had not been “born again” could not go to heaven. Or why it was a sin to dance, or play cards. Or why Catholicism was so bad, or why the Bible made no sense in so many places. I had good grounding in Bible study, for which I am forever grateful, good friends in the church, and a family who guided me with

practical wisdom and unconditional love. But when I left home for college, I quit pretending to be a believer, at least as my church required. I became something else: maybe a Buddhist. At least Buddhism is sensible. My church didn’t make much sense at all in what it taught. I like for things to make sense......Margaret McDavid

LET'S CONTINUE TO PRAY FOR THOSE WHO HAVE LOST THEIR WAY. WE ARE IN AN APOSTATIC ERA, MANY ARE FALLING AWAY. I PRAY YOU & I REMAIN.

HOW I made another Million dollar in 90 days I shared these nuggets in my coaching class. I also put it in a quick online course available on my website, why don't you check out www.joanwrightgood.com? So this happened in the pandemic by way of Real Estate. If you've been following me for a while, you would know that property ownership is a big deal for anyone who has been homeless before! Let's get into it.... A house is not an asset unless it is paying for itself and/or making you money. That said, there is a difference between purchasing a home and buying real estate. To become a 6 or 7 figure real estate investor you must be looking to purchase real estate with a side of home ownership. What do I mean? Here is what I did! going in. I spent $10,000 to beautify it and I purchased a 7 bedroom 3 story house in separated the 2 bedrooms, when revalued the Georgia (conventional route). I turned 2 house was now valued at $450,000.00 bedrooms on the lower floor into a rental property so that the house could start paying The second house bought for $105,000 is now for itself. It did and also brought in income. I valued $185,000. used business credit to purchase a second The third house purchased using the property CASH! An investment property, again making revenue. I used the revenue from Entrepreneurial Loan -which I explain detail in the course - is in a higher end city, Boca Raton property 1 to purchase a third property for and is valued at $350,000. AirBnB to bring in more income. All 3 properties combined with equity amounted to 1,000,000. I bought the first home for $285,000 it had equity of $50,000

All properties are bringing in income. This happened over a 90 day period in the pandemic. If you are looking to build wealth with real estate, grab my course at www.joanwrightgood.com it has all the resources and contacts for the agents I used.