EARN MORE
YOU GET MORE YOU DO MORE YOU YOU GIVE
MORE
WHEN YOU BECOME A PART OF MOVEMENT, YOU EXPERIENCE MORE
MOVEMENT STARTED WITH JUST 2 LOCATIONS AND 4 EMPLOYEES. NOW, WE’VE GROWN TO: LARGE ST RETAI L MOR TG AGE LENDER *#85,300+778 $377 EMPLOYEESLOCATIONS *Scotsman Guide, 2021 ranking as of 2021 IN 2021
OF LOANS WERE PURCHASES — BEST IN THE INDUSTRY $33IN2021
Our Ops team doesn’t say “no.” We say, “how can we make this happen?” by removing as many obstacles as possible.
OUR PROCESS
At Movement, we don’t like to play the waiting game. That’s why we’ve made lightning-quick processing times the foundation of our loan process, helping you close more loans, faster. We call it the 6-7-1 Process – which stands for 6-Hour Upfront Underwriting, 7-Day Processing, and 1-Day Closing* .
BUILT FOR SPEED
Movement has very few overlays (580 credit score minimum).
01
Approvals are done from a “common sense” perspective.
We’re well-known for saving deals that others couldn’t fund, and all denials go through a committee – no single underwriter can deny a loan.
LO SETS EXPECCUSTOMERTATION LO TAKES LOAN APP U/W PROCESSOR&ASSIGNED 1 DAY FINALGOALU/W APPRAISALOUTSAMEDAY QU ALITY C ONTROL *While it is Movement Mortgage’s goal to provide underwriting results within six hours of receiving an application, process loans in seven days, and close in one day, extenuating circumstances may cause delays outside of this window. *
PRE-SUBMIT MARKETINGCOMPLIANCEMISSION C ONTROL PO ST CL O SING APPR AIS AL REVIEW SER GROUPSUPPORTVICINGCONCIERGELO AN C OMMITTEE FIELD SUPPORT APPRAISTRAININGAL + MANY MORE MS SUPPORTA 9 11 RESOLCENTERSUTION DISCL O SURE OFFICERLOAN 03
We give you a serious competitive edge in a crowded market. More than 75% of our loans are ready to close in just 7 days.* This eliminates stress, saves lost deals and standardizes quick, dependable closings, which makes realtors ecstatic to work with us. We also have teams dedicated to supporting you through each step of the process.
HOW WE DO THINGS
UPFRONT UNDERWRITING
*While it is Movement Mortgage’s goal to provide underwriting results within six hours of receiving an application, process loans in seven days, and close in one day, extenuating circumstances may cause delays outside of this window.
We get right to it. Our LOs and LOAs send applications directly to Underwriting to do a thorough review of the file from the beginning, decreasing conditions and saving a remarkable amount of processing time. To make things even speedier, our LOAs are also trained to be processors and work directly with underwriters, saving more time and giving LOAs more control.
AN OPS TEAM THAT ASKS, “HOW CAN WE MAKE THIS WORK?”
No application can be denied by one underwriter — it must go before a Loan Committee to ensure no other options are available to the borrower. Our LOs also have full-time “oncall” support from underwriting experts who have direct relationships with the GSEs.
DEDICATED UNDERWRITERSAPPRAISAL
Our Mission Control team has a very particular set of skills they acquired through rigorous training and a lot of experience. They follow specific processes for high-priority, rescue or scratch-and-dent files, making sure that each file is assigned to the proper department and handler.
We have a team of underwriters who only review appraisals, all day, every day, to keep pipelines clear and processing times ultrafast.
MISSION CONTROL AND 911 SERVICE
Why subject borrowers and realtors to a last-minute, anxietyinducing scramble? We send our initial closing disclosures 3 to 10 days prior to closing and have a clear-to-close goal of 5 days prior to closing.*
PIPELINE MANAGERS
As the liaison between Sales and Ops, our pipeline managers and production managers make sure the trains are running on time by keeping applications moving and jumping in on any challenges. Pipeline Masters as we sometimes call them, they’re always looking for opportunities to improve the borrower and realtor partner experience.
PRE-CLOSING
CONCIERGE TEAM
Consider this your dedicated air traffic control team. Any Ops challenge you might face can be on its way to rapid resolution with the support of this team. If they don’t know the answer, they’ll tell you who does.
*While it is Movement Mortgage’s goal to provide underwriting results within six hours of receiving an application, process loans in seven days, and close in one day, extenuating circumstances may cause delays outside of this window.
BE THEIR LENDER FOR LIFE
Your SRT partners act in your stead, keeping your name and brand in front of the borrower
You get to stay focused on purchase business, while at the same time looking like a rock star to your existing clients with smoking-hot pricing and service
That’s why we’ve made the strategic investment to retain our servicing and help our loan officers keep their customers for life. Our dedicated Servicing Retention Team markets to your service books on your behalf with special pricing and refi offers.
07
We want to give our borrowers the smoothest, blow-their-socksoff, guaranteed-to-tell-their-friends-about-us experience possible.
Post-closing, you remain the name, face and contact on every monthly borrower statement
SERVICING
Purchase leads are immediately flipped back to you
*
Borrowers expect a digital experience from their lender. (Mailing checks? Making phone calls? That’s so 2002.) We service our own loans, so we’ve built a borrower portal that includes everything they could want and need: A mobile app, automatic payments, home value calculators and other tools to help borrowers manage their mortgage.
BORROWER PORTAL
JUMBO
09
Competitive pricing and qualifying standards paired with the ability to handle select Jumbo loans in-house is our power-packed formula for giving our loan officers the competitive edge. We offer a full suite of securitized Jumbo products, cutting-edge internal programs and Non-QM products that are exclusive to Movement Mortgage.
The competition for every loan is getting fierce. We’re rising to the occasion by heavily investing in specialized teams of experts who service unique segments of homebuyers. Specialize in the niche you love, including (but not limited to):
SUPPORT SPECIALIZATIONWITH
MOVEMENT MILITARY
We’re proud to serve those who serve us. We have a team and process dedicated to VA Loans – built by military families for military families. Our process is built to meet the needs of any last-minute relocation order. We also waive lender and origination fees as part of the program and provide free access to our premium educational content to help military families understand their VA benefits.
RENOVATION NATION
There’s a reason we’re the #2 renovation lender in the country: We’ve assembled an entire fulfillment team and dedicated post-closing department so you can serve buyers who’ve fallen in love with a fixer-upper. Plus, all of the follow-up is taken care of for you.
Our Builder Division is a dedicated team who works seamlessly with new-home builders to meet the unique challenges that they face and create reliable closing timelines. Our loan officers have strong partnerships with prominent builders across the nation.
Winning new condo projects can be a headache for loan officers. That’s why we assembled a specialized team of attorneys, processors and underwriters whose sole focus is approving and winning the projects that our competitors were denied. They dig into loans and make them warrantable by FNMA guidelines. Loan officers then have access to an expansive national database of approved projects.
COMUNIDAD
GRAB THEY KEY
There’s a huge gap in homeownership between Black Americans and their counterparts. Only 44% of Black Americans were homeowners at the beginning of 2020, compared to 74% of white Americans. We intend to unlock the doors of possibility, opportunity and generational wealth associated with homeownership. This initiative focuses on educational empowerment by offering classes, community events and other resources needed to close the gap.
We’ve identified the Hispanic-Latino community as one of the most underserved and fastest-growing home buying groups in the U.S. That’s why we’re committed to providing marketing and operational support for Spanish-speaking loan officers, realtors and borrowers.
CONDO EXPRESS
BUILDER DIVISION
That’s what it takes to make more money in the mortgage business.
Movement offers a comprehensive sales and marketing platform that helps you do more business, better. Simple as that. Our powerful platform keeps your CRM, LOS, POS and marketing seamlessly and harmoniously integrated.
SPEED. EFFICIENCY. CONNECTIVITY.
TECHNOLOGYINDUSTRY-LEADING
Total Expert is our purpose-built CRM – we call it M3 , which is short for “Movement Mortgage Marketing.” It helps automate the tedious day-to-day, so you can get back to growing your business.
11
API CONNECTION TO SYNC DATA CONTACT ME (FORM)APPLY NOW TotalBlendPOSExpert MortgageLOSDirector(PCL)Manual Export to Mortgage Director Mortgage Director feeds data into Total Expert PoweredCRMM3 by Total Expert
MARKETINGAGENCY-LEVEL
13
Build your personal brand with print, digital, social and video assets from our in-house Marketing department. Take advantage of a ridiculously robust library of ready-to-go marketing assets, or request custom pieces.
Access an entire library of pre-approved, readyto-go social media content, as well as engaging templated or automatic campaigns.
Business listings help with your SEO efforts and make it easier for borrowers to find you. You’ll have access to Google My Business and dozens of other listing sites – Bing listings, Yelp, Superpages, Yellowbook and more.
Build trust and increase your authority with realtors with this pre-made series of lunch-and-learn presentations packed with practical, up-to-date tips for realtors to better market themselves.
MOVEMENT YOUTUBE CHANNEL
ENTERPRISE DISCOUNTS TO ADDITIONAL TOOLS
AGENT MARKETING ACADEMY
Total Expert, ranked #1 in the industry by STRATMOR Group, powers M3, our sales and marketing platform. It provides LOs with automated pipeline management, smart analytics, marketing automation and customizable websites – all of these features add up to make you more efficient and give you back valuable time in your day. This platform does the heavy lifting for you.
AUTOMATED BUSINESS LISTINGS
AUTOMATED AND CUSTOM MARKETING CAMPAIGNS AND ASSETS
We support all marketing touchpoints – video, email, social media, print – if you can think it, we can probably do it.
SOCIAL MEDIA SUPPORT
Make frequent use of our vast library of shareable videos that support your marketing efforts and build buyer confidence through education.
TOTAL EXPERT
Looking for even more support? Movement will get you enterprise discounts on leadPops, BombBomb, MBS Highway, Sales Boomerang, Homebot and ListReports.
IN-HOUSEBEST-IN-CLASS,COACHING
It’ll help drive your business. It’ll give you the competitive edge. And it’s specialized for Movement LOs. At Movement, coaching is all about closing the gap between your intention and your results. Our internal systems are designed to help you track your sales activities to your goals. Plus, you’ll have someone alongside you to hold you accountable to the goals you’ve set for yourself and celebrate with you when you accomplish them.
15
Business plan and goal tracking software Monthly Loan Officer Playbooks Monthly Agent Marketing Playbooks Agent Marketing Academy classes Leads referred to your business TAKE ADVANTAGE OF:
WE INVEST IN YOU
At Movement, we invest in our people – we believe you are worth the time, effort and expense to become better and better every day. And with that, you can expect to see your business become better, too.
17
6 additional closings on average per loan officer annually Additional income to the loan officer – est. $12,000 CRM cost paid by Movement – $1,800
Full-time or shared LOA support based on production Personalized, agency-quality multimedia campaigns and assets at your fingertips Harness the power of our graphic designers, copywriters and video producers to make sure your business is front and center for your buyers LOAN OFFICER ASSISTANCE VALUED AT $40,000
$25,000 Fully vested from day 1 of employment COMPANY MATCHING 401K
IN-HOUSE, AGENCY-LEVEL MARKETING VALUED AT
Estimated
We give away a lot of our profits. Yes, you read that right. Our company is owned by a nonprofit foundation, where profits are directed toward much-needed infrastructure, education and support to underserved communities across the world. But that’s not all. We believe in amplifying the generosity of others. That’s why we match what our loan officers give to nonprofits that align with our philanthropic focus.
Movement Foundation is the legal entity we work through to use our profits to uplift others – bringing life, light and hope to communities around the world.
19
Our projects are intentionally created to be selfsustaining, which is why our schools, health clinics and housing projects can flourish without ongoing fundraising.
WE LOVE & VALUE PEOPLE
Our Match Giving program amplifies the generosity of others, so when employees give to a cause that’s important to them, we match it dollar for dollar — or donate to match the time they volunteer.
Movement Schools is a network of free, public charter schools committed to teaching world-class academics and virtues in areas where families have historically lacked access to education options.
Love Works is our employeefunded initiative designed to support co-workers dealing with unexpected needs, emergency expenses or crisis counseling.
OUR LEADERSHIP
21
CASEY
Casey helped inspire a culture at Movement Mortgage that loves and values people. This has led to thousands of loan officers achieving record-setting results in their business, while thriving as servant leaders in their communities. CRAWFORD
Casey Crawford, CEO
Casey is the co-founder and CEO of Movement Mortgage, one of the leading retail mortgage lenders in the country and a six-time member of the Inc. 5000 list. The former Super Bowl champion has been recognized both domestically and around the world as a transformative leader.
BRENNAN
Since 2015, Mike has led at Movement as Regional Director and Chief Performance Officer. Now, as Movement’s first President, Mike leads Sales-Ops alignment to make sure the entire organization serves our loan officers and empowers them to reach their goals.
MIKE
Mike Brennan, President
His main goals are to lead and unify Movement’s national Sales and Operations teams around key strategies and initiatives to achieve our mission to love and value people.
23
Chris recruits, coaches, mentors and serves loan officers. His goal is to see LOs grow their business, income and influence through production – he truly believes and is working towards Movement closing 1 out of every 10 loans in the AnyU.S.challenges that cross Chris’ path are addressed head on, and are approached from multiple viewpoints in order to identify opportunities –Chris tries to see every situation from the eyes of our incredible loan officers.
CHRIS SHELTON NMLS:
Chris Shelton, Divisional Leader, Eastern Division
Starting in 2012, Chris came up through the ranks at Movement as a Loan Officer, Market Leader, Regional Director and now a Division Leader. After almost a decade, what gets Chris excited to work at Movement? His answer is “everything.” He loves Movement’s culture, he loves people, and he loves getting up and going to work for our LOs every day. 116406
MATT SCHOOLFIELD
Matt Schoolfield, Divisional Leader, South Central Division
With more than 20 years of experience in the industry, Matt works to help those around him see what is possible, and empowers them to make it Matt’shappen.job is to look for leaders; professionals who take responsibility for their relationships, their business, their success and for those around them. He goes on to serve those people so that they can make the difference they were always meant to.
What makes Matt excited to work at Movement is that we’re a company built primarily by employees who see strength in the person beside them, and believe that together they can make a difference.
PID10508.1 - P2_AO822 www.movement.com
WWW.MOVEMENTLO.COM
Movement Mortgage, LLC supports Equal Housing Opportunity. NMLS ID# 39179 (For licensing information, go to: www.nmlsconsumeraccess.org)| 877-314-1499. Movement Mortgage, LLC is licensed by AL # 21022, AK # AK39179, AZ # 0918544, AR # 105002, CA Department of Business Oversight under the California Residential Mortgage Lending Act # 4131054, CO # 39179, CT # ML-39179, DE # 012644, D.C. # MLB39179, FL # MLD1360, GA # 23002, HI # HI-39179 & MS205, ID # MBL-8027 & RRL-9397, IL # MB.6760898, IN # 18121, IA # 2013-0023 & 88883410, KS# MC.0025343, KY # MC85066, LA, ME # 39179, MD # 19094, MA Broker& Lender # MC39179, MI # FR0021343 & SR0020189, MN # MN-MO-39179, MS# 39179, MO # 18-2096, MT # 39179, NE, NV # 3401, NH # 20985-MB, Licensed by the N.J. Department of Banking and Insurance, NM, Licensed Mortgage Banker-NYS Banking Dept. #B500997 & B501039, NC # L-142670, ND # MB103223, OH # RM.804187.000, OK # ML002646, OR # ML-5081 & MS-37, PA # 34374, Rhode Island Licensed Lender, Broker and Servicer 20153194LL & 20153195LB & 20153196LS, SC # MLS -39179, SD # ML.05007, TN # 112748, TX, UT # 7773921, VT # 6862, 39179-1 & 1288 MB, VA # MC-5112, WA # CL-39179, WI # 39179BA & 39179BR, WV # MB-32019 & ML-32020, WY # 3104 & SL-3790. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. “Movement Mortgage” is a registered trademark of the Movement Mortgage, LLC, a Delaware limited liability company. 8024 Calvin Hall Rd, Indian Land, SC 29707.
FOR MORE INFORMATION, VISIT