Realizing the American Dream
Prime Mortgage Lending, Inc. Helps Montana Families Find a Home Prime Mortgage Lending, Inc. (PMLI) Branch Manager Caroline Roy got her start in the lending industry after purchasing her first home in Livingston, MT in 2006. Fascinated by, and passionate about, the individualized problem solving process that eventuated in people realizing their financial goals and owning a home, Roy not only purchased her first house, but also found her professional home. Initially a mortgage broker, Roy worked with many different lenders to seek out avenues for each unique scenario. When the mortgage industry’s financial meltdown crept into the Montana economy, Roy was able to evolve with the market and her customers. Actualizing that evolution, Roy started her branch of PMLI in June of 2011, seizing the opportunity to team up with a small company that put its customers first. Roy approaches every new loan as a puzzle waiting to be solved, building strong relationships with lenders and customers alike while investing in the Bozeman community. As a mortgage banker, Roy is able to provide in-house underwriting and processing, ensuring faster turn times and transparency in the lending process. She also has the ability to work with a variety of investors and shop for the best option for her customers, providing an unparalleled experience in the lending market. Unlike a bank, PMLI can still shop your loan, while underwriting it in house. The result: better programs, better pricing and a better experience for the customer. The mortgage business is filled with misinformation. The lending world has been turned upside down since 2008 and, honestly, that’s a good thing in many ways. Constantly changing guidelines and programs were, and continue to be, a challenge, but they always seem to open doors for customers’ needs. Risky programs that encourage borrowers to get in over their heads no longer exist. The market has eliminated prepayment penalties and loans that prevent a homeowner from selling when they may need to. On the downside, confusion abounds among customers
and accurate information, presented in a clear and concise manner, can be difficult to find. Below, Roy answers some common questions about the mortgage business and lending industry at large. Q: I’d like to buy a house, but I don’t have 20% down. Are there any loan options for someone like me? CR: Absolutely, most borrowers don’t have 20% down these days. We can do FHA loans with 3.5% down. We also have USDA loans that offer 100% financing. With this program, we can lend anywhere that is on the eligible maps with the USDA. You may be thinking that it has to be very rural, but in fact this program includes Belgrade, Big Sky, Livingston, Manhattan, Three Forks and anywhere in Bozeman that is considered out of city limits. Most of Montana qualifies for this great program. In addition to those programs, we also do a lot of VA loans that offer 100% financing. Conventional loans require 5% down on the purchase of a primary residence. Q: When should I talk to a lender? CR: If you’re renting and are curious about what options you may have, anytime is a great time to get prequalified. We don’t charge anything for this service and look at it as an opportunity to help you to start planning ahead to get you into a home. For some people, that is right away. For others, it may take some planning to pay off debts, fix credit errors or save more money. The sooner we can identify your strengths and weaknesses, the sooner we can develop a strategy to help you prepare. Q: How do I find the right lender for me? CR: The market place offers a number of lending options. There are banks, brokers and mortgage bankers. As a mortgage banker, we offer many different programs and are able to shop for the best rates. Ultimately, the right fit is really about finding the right person with whom to work. You want to find a loan officer that cares about your situation and can help you to find the program that best suits your needs. At PMLI, it’s important for us to give each customer our full attention and focus. We also offer flexible
hours, unlike many banks, because we know that your job and family come first. Relationships are what drive our business and we strive to build a great foundation with each customer. We want to be here for you now and down the road. Q: I’m interested in helping my son/daughter purchase a home; how can I help? CR: We have several programs to help with this situation. Many times, a recent graduate has a great source of income, but hasn’t had the time to save for a down payment. In this case, we can utilize gift funds to help with the purchase. At other times, a recent change in employment doesn’t show sufficient income and the parents are willing to co-sign to help their child(ren) buy a house. We have a few programs for this situation, as well. Q: Can I buy a vacation or second home without 20% down? CR: Yes, second homes are very common in our area. In most cases, we require 10% down for this type of purchase. Q: I may be underwater on my house. I’ve been told that I will have to wait for the market to recover to consider refinancing. Is this true? CR: Not necessarily. We offer the Home Affordability Refinance Program for Fannie Mae- and Freddie Macowned homes. Check to see if you qualify at www. makinghomeaffordable.gov. We also have streamlined FHA, USDA and VA programs that often don’t require an appraisal, income or asset verifications. These programs can help you to get into a better rate regardless of the value of your house. Q: My credit scores are not very good, how long will it take to get them higher? CR: It all depends on why they’re low right now. We can look at your situation and develop a plan to boost your scores. Sometimes by paying down balances, we can see a significant increase in a short amount of time.
Locally roasted Ghost Town coffee Pastries baked fresh every morning Now serving our summer drinks: All Fruit Smoothies Organic Frappes Organic Iced Teas
Visit our Three Locations:
Buy One, Get Second 1/2 Price!
33 W Kagy Blvd. Bozeman 777 E Main St. Bozeman 409 W Main St. Belgrade
Buy an all fruit smoothie, organic frappe, or iced tea and get the second 50% off. One coupon per customer. While supplies last. Coupon expires 10/31/2013.
Q: What kind of documentation will I need to provide to get pre-approved? CR: If you are self-employed, then we will need to see your tax returns from the last two years. If you are a wage earner, then we need your W2s for the last two years and your two most recent paystubs. We look at your credit report and your income to determine your loan eligibility. PMLI is a mortgage lending institution that prides itself in providing superior financial services to Montanans. With a mission to provide high quality mortgage programs at the most competitive mortgage rates in Montana, PMLI’s home loan programs include purchase, refinance, debt consolidation, second mortgages and home improvement loans tailored to each unique situation. For more information, contact Caroline at 406.624.6330. Prime Mortgage Lending, Inc. is located at 702 N 19th Ave Ste. 2A in Bozeman. Caroline Roy NMLS # 271203, Prime Mortgage Lending, Inc. NMLS # 69551, Equal Housing Opportunity Lender. For more on this and other great stories, check out Destination Big Sky, an annual publication exploring the beautiful landscapes, artists, businessmen and women, and families that make Big Sky home. Due out this November, Destination Big Sky is replete with full-color photographs and feature articles that provide an insightful, intensive look at Big Sky’s character and community. Visit www.reyadvertising.com or @Ré • Ad - Rey Advertising on facebook for further information.
BOZEMAN MONTHLY • OCTOBER/NOVEMBER 2013
Domestic Violence Myths By Cari Sielbach, HAVEN intern Sadly, domestic violence affects every community across the country, regardless of ethnic group, culture or background. People of all ages, income levels, faiths, sexual orientations, gender and education levels experience relationship abuse. Since domestic violence does not discriminate, the importance of educating oneself about it becomes crucial. By eradicating the myths surrounding domestic abuse, communities work towards being fully engaged and committed to the safety and wellbeing of their members. Myth 1: Domestic violence is a less serious problem – less lethal – than “real” violence, like street crimes. Truth: It is a terrible and unrecognized fact that for many people, home is the least safe place. Domestic violence accounts for a significant proportion of all serious crimes, including aggravated assault, rape and homicide. Myth 2: If the victim didn’t like it, she would leave. Truth: There are many reasons why women may not leave, including fear for herself, her children and even her pets. Not leaving does not mean that the situation is okay or that the victim wants to be abused. The most dangerous time for a woman who is being abused is when she tries to leave. Myth 3: Men cannot be abused. Truth: Men can be, and are, abused – 15% of HAVEN’s clients are men. Myth 4: Alcohol, drug abuse and stress cause domestic violence. Truth: Alcohol use, drug use and stress do not cause domestic violence; they may go along with domestic violence, but they do not cause the violence. Abusers often say they use these issues as excuses for their violence. Myth 5: Teen dating violence rarely happens. Truth: Teen dating violence is as common as domestic violence in adult relationships. A 2001 study of high school students conducted by Harvard University found that one in five teenage girls had been physically or sexually abused by a dating partner. For more information on the myths of domestic violence, please visit havenmt.org. If you or someone you know needs HAVEN services, please call the crisis line at 406.586.4111.
Intermountain Opera Bozeman Events Calendar Verdi’s La Traviata
Friday, October 11th, 7PM Sunday, October 13th, 3PM • Willson Auditorium
(dinner reception at Riverside Country Club following the opera) In honor of Verdi’s 200th birthday, Intermountain Opera Bozeman (IOB) celebrates their 35th anniversary with the composer’s masterwork La Traviata. La Traviata is a treasured classic overflowing with memorable music. Both longtime opera loves and first-timers will be touched by this romantic tragedy. For more information or to purchase tickets, please call 587.2889 or visit www.IntermountainOpera.org.
Call to All Artists!
Intermountain Opera Bozeman is sponsoring its second annual poster competition for the May 2014 production of Rossini’s Cenerentola (the Cinderella story). Artists of all ages and expertise are encouraged to enter. The winning artwork will be used for the promotion of Cenerentola and the winning artist will receive $1,000. For contest details and application specifics, visit www.IntermountainOpera.org.
VISIT US ONLINE AT reYADVERTISING.COM
Northern Lights in a Rock BOZEMAN MONTHLY • OCTOBER/NOVEMBER 2013
By Patti Albrecht The northern lights are a jaw-dropping display of moving color. Whether seen in person or simply viewed on a TV screen, aurora borealis is incredible at every glimpse. The spectrum of colors displayed tugs on our emotions. The knowledge that what is there now will be gone in a moment keeps us eternally craving more. Though few people know of it, there is a rock that flashes those same remarkable colors: labradorite. Labradorite, at first glance, is an unassuming grey rock, originally identified in Canada in 1770. However, if it is viewed from certain angles multiple colors become visible – teal, blue, green, orange, yellow, pink. Turn the rock a bit more, and all the colors disappear. This flashing of color is called labradoressence and is quite breathtaking. When the rock was forming at high temperatures, everything was compatible. But, the lowering of the temperature resulted in a separating and layering, causing light interference. Thus, the light exiting the stone is different than the light entering. The ray of light is absorbed and refracted between the multiple layers. So, the angle of the light source, as well as the angle of the viewer, determines if
a colorful spectrum is visible. That is why the colors of labradorite are so unfortunately fleeting. Some say that spectrolite, a type of labradorite only found in Finland, has an even broader and deeper range of colors. Regardless, the discovery of the stone is interesting. In 1940, while World War II was raging throughout Europe, the Finnish people were building an eastern edge defensive line between Finland and Russia. It was during this arduous excavation, that a flash of color drew the eye of a geologist’s son. Quarrying of the stone, however, could not begin until after the War ended.
It takes a trained artisan to be able to work with these stones; the natural fractures contained within the stone create the beautiful colors, but can be difficult to navigate. However, when done correctly, the jewelry, carvings and display pieces created are mesmerizing. It’s rather wonderful to hold the northern lights in your hands, view the rainbow of remarkable colors, and then, with the slightest of movements, watch them
Moonstone is a type of feldspar that is whitish, rather than grey. The flashes of color that shine from moonstone are called the Schiller effect. If viewed from the correct angle, blazing colors of the spectrum reward the viewer.
downtown local b o z e m a nfood and art
bacon! bacon! bacon!
K I d S’ m e n U
312 e. maIn St. bozeman
t h e n o va c a f e . c o m
localS ’ choIce
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disappear. Visit Earth’s Treasures to see labradorite and other colorful stones, crystals, fossils and more. Earth’s Treasures is located at 25 N. Willson and can be reached by calling 586.3451 or visiting www.EarthsTreasuresMT.com
BOZEMAN MONTHLY • OCTOBER/NOVEMBER 2013
Your best friend is waiting.
Lost your dog or cat?
Don’t forget to check Heart of the Valley first! In 2008, HOV received more than 1,400 stray or abandoned animals, and only 546 were reclaimed by their owners. If you have lost your pet, HOV recommends that you take the following steps: 1. Call the shelter right away at (406)388-9399! We want to see you reunited as soon as possible, so let us help! 2. Come out to the shelter at least three times per week to look at our lost animals. Your pet could arrive at any time. Most pets are found within the first week, but reunions have occurred as long as two years after the pet was lost! 3. Call the Bozeman Daily Chronicle @ 582-2600. They will run a 7-day ad at no charge. 4. Post a flyer with a picture of your pet in the area where your pet was lost, as well as at PetsMart and businesses in your area. Please notify us when your pet is found. Not only does this help with the updating of the animal’s file but we’d like to hear the good news!
Look for our new downtown Bozeman location, coming this fall!
Volunteers needed at Heart of the Valley to help with school presentations, tours, summer day camp and children’s birthday parties at the shelter! You’ll have a blast while teaching kindness to the next generation! Call 388-9399 for more info!
P.O. Box 11390 Bozeman, MT 59719 1549 E. Cameron Bridge Road Bozeman, MT 59718 (406)388-9399 www.heartofthevalleyshelter.org Fax (406)388-2877 email@example.com
Cigar of the Month Johnson’s Pick
Leg Traps Dr. Kari Swenson, DVM Gallatin Veterinary Hospital Recently, I experienced a situation that would be a nightmare for all dog owners. My dog, Orion, was caught in a leg hold trap. We were hiking up Hyalite on one of the many trails that interconnect the Moser Creek trailhead/road to the Lick Creek drainage. Moser Creek road was visible just below us. The leg hold trap was less than 10 feet off the trail and baited with strips of elk meat. The young men who set the trap were still in the area. I heard them above me and they came running down as soon as Orion was trapped. Though I was upset, scared and angry that my dog was caught in a trap, I was also thankful they were there because I didn’t know how to release the trap. We were able to get Orion out of the trap with minimal damage to his hind leg. I informed
Padron Imperial Serie 1964 (Natural)
them that Hyalite might not be the best place to set up a trap line, as it’s a heavily used recreational area. Orion could have been a child sledding, hiking, skiing and playing in the snow.
This cigar is another premium edition of Padron’s collection of superb cigars. The cigar’s size belies the ease of smoking it... this stick smokes as smooth and even as any cigar I have tried. Prominent notes of coffee and toasted pecan are prevalent throughout, balanced by complimentary flavors of white pepper and cedar. A slight sweet finish lingers with the aftertaste, and the cigar produces heavy clouds of aromatic smoke. The taste and balance were excellent, right down to the nub. A truly premium cigar for the smoking enthusiast.
I encourage all dog owners to educate themselves on the removal of leg hold traps and suffocating wire snares. I have gone to multiple websites to collect information on trapping regulations and how to remove a leg hold trap. Is there a reasonable way for Fish, Wildlife and Parks and the trappers to warn the public that there are traps in the area? Dog owners could then decide whether or not to recreate in the same area. As for Orion, he’s doing fine, but I’m going to start carrying a wire-cutting tool. Please educate yourselves about traps and trapping regulations so your dog doesn’t die or sustain a life threatening injury.
This cigar can be found downtown Bozeman at your local tobacconist, Poor Richards.
A familiar fixture on Main Street since 1962.
- Local Montana and regional books, including Falcon Guides - Local, regional and national newspapers, including the Wall Street Journal and the Sunday New York Times - Over 200 magazines and periodicals - Large selection of fine cigars, including Padron, Arturo Fuente, Ashton, Partagas, Macanudo, Romeo y Julieta, Punch, Oliva, and more… - Pipes, including Peterson, Savinelli, Federico Rovera and more… - Fine tobaccos and accessories
(406)587-4458 www.GallatinVetHospital.com firstname.lastname@example.org 12
SPECIAL PULLOUT SECTION Tickets Available at: After 5 and Weddings Eskay Bridal Plume Bridal
$30 per ticket
Sunday, October 20, 2013
11:00 am - 3:00 pm Check-In starts at 10:30, bus leaves at 11:00 Transportation provided by Karst Stage Join us on a tour of your wedding!
g n i r u t everything you need to plan a gorgeous wedding!
a e F
Four Wedding Venues in the Gallatin Valley
Photographers • Caterers • Florists • Stylists • Bartenders • Bakers • Music • Fashion • Oﬃciants • Jewelry
Experience your vendors before you book them!
MARKETING / PRINT / M AIL
www.montanabridaltour.com www.facebook.com/montanabridaltour - More information & an FAQ -
WHAT IS THE TOUR? The Montana Bridal Tour is a unique bridal event, in that it gives you the opportunity to interact with wedding professionals on a deeper level. The tour does not take place at one location, but instead it features several local venues (transportation is provided between all venues). At each venue, you will see firsthand what a wedding might look like there, and you will also get to meet other wedding vendors who are spotlighted (Photographers, coordinators, florists, makeup & hair specialists, caterers, etc.). Each wedding professional will offer tips and tricks, and you will be able to experience for yourself what they have to offer, whether it be tasting samples of their cakes, hearing their music, seeing several designed tablescapes, or seeing examples of their photos. It’s all about doing what’s best for you and your bridal party while planning your wedding, and having a blast while you’re at it. We’re here to help you find vendors, learn how to have the wedding of your dreams, and how to have a fabulous day of inspiration and planning!
Your Guides for the Tour ABBY TURNER
Abby Turner is the owner of Icing on the Cake Events, started in 2007. She has lived in Montana for 18 years and in the Bozeman area for over 10 years. Abby graduated from Montana State University with a bachelor’s degree in History and a minor degree in Japanese Studies. She has worked for event vendors in the Bozeman Area and has developed many relationships with business owners in the Bozeman Area. She decided to start Icing on the Cake Events so that she could earn a living doing what she loves. In her down time, Abby is active with Girl Scouts and Bozeman Young Professionals Group and enjoys the outdoors with her husband and baby hiking, biking, camping, skiing, and traveling.
Josh is half of the Bozeman-based dynamic photography duo – Lockie Photography. Having a degree in Photography, and 15 years working in the photography industry, he has truly made a name for himself as a local wedding photography expert and a leader in the industry. He is known for creating very striking, dynamic images, and is definitely the “techie” of the Lockie team. Every business needs a visionary and an entrepreneur, and Josh fits this hat perfectly when it comes to running Lockie Photography, and also in putting together amazingly creative photographs.
Kathy is the second half of the Lockie Photography team. She specializes in taking photos that zero in on the emotions and details of the wedding day, telling the behind-the-scenes story and capturing those moments that make a wedding day special and memorable. Kathy is also the one to handle the logistical details, planning, and client satisfaction, and is great compliment to Josh’s visionary gifts.
Big Sky Photo Booth is the brainchild of Matt Jesperson and Tara Martin, long time Bozeman residents. Blending Matt’s background in photography with Tara’s love of people and technology, Big Sky Photo Booth launched in 2010 and has grown to be a popular service for parties, wedding receptions and fundraisers. The duo concentrate on providing out-of-this-world customer service, and professional, studio-grade photostrips. Quality is a really big deal to Matt and Tara; not only are their photostrips top-notch, they provide acid-free, archival paper albums for the bride and groom. Matt and Tara will work with your unique timeline and location to ensure seamless incorporation of the booth with the event and theme. And don’t forget the fun – they will engage the crowd, and interact with Grandma Marge and Cousin Eddie. Photo booths are their specialty and it shows.
Kris is the design genius behind the branding and local presence of the Montana Bridal Tour. He has been in the graphic design industry for many years, in conjunction with pursuing other gifts as well. Kris’ skills and creativity couple together to make him a fantastic designer and one that everyone is thrilled to have on the MBT team.
Nickalaus Turner is currently a Junior attending Oregon State University earning a Bachelors of Science degree in Merchandising Management with an emphasis in Business & Entrepreneurship. Studying Fashion & the world of Design have always been a top interest for him, they are forever innovative and constantly changing how we live life. He may reach for the stars, but values the little things and special moments because they bring the most joy
Genevieve Burmeister, a native of Dallas Texas, has lived in Bozeman for the last 14 years. 12 of those years have been in the hospitality industry. She has done everything from large-scale events, while working at Montana State University, to smaller more intimate gathering at private homes. The last three years have been dedicated to the wedding industry as a wedding coordinator and owner of Time of Your Life Weddings and Events. Her organization, attention to detail, and ability to do all the work necessary to make your experience wonderful will guarantee your event is the Time of Your Life.
BOZEMAN MONTHLY • OCTOBER/NOVEMBER 2013
Introducing the Venues for the 2013 Montana Bridal Tour Featuring Bozeman!!
Riverside Country Club Check-in and Parking
Find yourself in a place apart where good neighbors and the western spirit still thrive! Come relax in the rustic elegance of a 26,000 square foot clubhouse, where family and friends meet in true western comfort and dine in the beauty of the majestic mountain vistas. The Bridger and Spanish Peak mountain ranges provide scenic backdrops for the challenging Panks-designed 18-hole championship golf course. A pristine trout river running through many holes , adds to the challenge of the game. www.riverside-country-club.com
Big Yellow Barn
Built in 1917 for use with draft horses, the Big Yellow Barn is a local landmark. Situated seven miles north of Bozeman on Springhill Road, the barn is visible for miles. While still sticking close to its agricultural roots, the barn has been renovated to be the perfect venue for your gathering. Whether you want to take advantage of the warm sunshine on the grassy west side of the barn, run in the green expanse and enjoy the majestic views of the Bridger Mountains to the east, or take a stroll along the creek to the south, the barn is surrounded by picturesque views. www.bigyellowbarn.com
The Baxter, located at the heart of Bozeman’s downtown historic district, has been the social hub for dining and nightlife in Southwest Montana since its opening in 1929. The Baxter is centrally located amidst Bozeman’s charming Main Street stores, boutiques, galleries, museums and diverse restaurants which include the renown Ted’s Montana Grill restaurant and Bacchus Pub located on the Baxter’s lobby level. It is also in close proximity to Montana State University and the nationally acclaimed Museum of the Rockies. The Baxter’s elegant two-story lobby and recently renovated grand ballroom provide the preeminent venue for weddings and other special events in the community. The Baxter is rich in the history of Bozeman and is listed on the National Register of Historic Places. www.thebaxterhotel.com
14 North Restaurant: A Gastropub
Located in historic downtown Bozeman, this brand new restaurant is locally owned and operated by a Montana State University Graduate. Boasting a gorgeous layout with a gastropub feel, this fine dining restaurant is a great addition to our foodie town. 14 North has a small but elegant meeting room upstairs that is perfect for Bridal Showers, Engagement parties, Rehearsal dinners and small weddings. Open daily at 4:30, the menu features local fare paired with a cocktail menu. Seating includes a dining room and high-top tables.
Rocky Creek Farms
Rocky Creek Farm is a 50 acre U-Pick farm in Bozeman, MT where we grow strawberries, raspberries, apples, sweet peppers, hot peppers, greenhouse tomatoes, pickling and slicing cucumbers, squash, pumpkins, vegetables, herbs, Christmas trees, sunflowers, grafted blue spruce trees, and lots of other crops. We are celebrating our 30th year of operation in 2011. While we are not certified organic, we strive to minimize fertilizer use, and spray no herbicides or pesticides on our food crops.
Some important details about this year’s Tour!
A perfect venue for your tent wedding, farm wedding or more – create your own event in this space!
Hello Brides, grooms, mom, in-laws-to-be and bridal parties!! We are so glad that so many of you are coming on the Montana Bridal Tour in Bozeman with us, and we’re so glad you are bringing your friends and family. It will be a day to remember, and you’ll gain SO much knowledge about your wedding planning. This will go smoother and more wonderful because of your planning! If you’re considering coming on the Tour, it’s not too late! Pick up your tickets today to taste, sip, create and experience your way through wedding planning!
Some things to keep in mind for the tour: Participants will be receiving wristbands as participants on the Tour – tickets are required to get a wristband and to be a participant on the Tour! Ticket outlets are: After 5 & Weddings, Plume Bridal, Eskay Bridal and Persnickety Formalwear Participants need to be 21+ to participate in the tour. This is not a necessity, but our bartending caterers will be checking IDs Tour parties are limited to 4 people per bridal party Prepare for weather! The Tour will go on snow or shine! Please bring your jacket! NEW BUS ROUTE! This year, the buses will run constantly throughout the tour – you’ll be able to jump on and off as much as you’d like. Each bus will return back to our parking lot during the trip in case you need to leave the tour early
We can’t wait to see you on October 20th!
Wedding Professional 14 North Restaurant After 5 and Weddings Angela Espinosa Ashley at Aspire Salon Baxter Hotel Big Sky Bakery Big Sky Photo Booth Big Sky Wedding Ceremonies Big Yellow Barn Bozeman DJ Entertainment Brilliant Brooch Bouquets Budget Bouquet Burmeister Design Cakes by Jenn Classic Limo Country Flower Cupcake Mountain Cupcakery Erin Kaye Photography Eskay Bridal Foxy Lady Salon Fresh Designs Gallatin Event Rental Game Bar Great Harvest Icing on the Cake Events Insty Prints Jessie Moore Photography Joe’s DJ Service Intermountain Productions Karst Stage Labellum Lafoley Woodfired Pizza Oven Leaf & Bean Coffee Shop Leslie Lukas Weddings & Events Lockie Photography Montana Johns Montana Party Rentals Moonwater Films Moxie Hair & Body Persnickety Formalwear Priscilla Foster Handmade Plume Bridal Rey Advertising Riverside Country Club Rocky Creek Farm Rocky Mountain Bride Rondevu Events Sadie’s Catering Scissorbills Beverage Catering Shucks Raw Bar The Tiny Band Time of your Life Events Tori Pintar Photography Zebra Cocktail Lounge
Website www.14northrestaurant.com www.after5andweddings.com www.montanamusicians.com/profile/angelaguthrieespinosa www.aspiresalonbozeman.com www.thebaxterhotel.com www.bigskybakery.com www.bigskyphotobooth.com www.bigskyweddingceremonies.com www.bigyellowbarn.com www.bozemandj.com www.facebook.com/BrilliantBroochBouquets www.budgetbouquetandmore.com
Phone 406-404-1800 406-586-3124 406-581-0409 406-600-8779 406-582-1000 406-579-7211 406-579-5262 406-224-2441 406-579-3415 406-282-1670 406-459-4346 406-585-9492
www.facebook.com/cakesbyjennbozeman www.bozemanlimo.com www.countryflower.com www.bozemancupcakery.com www.erinkayephotography.com www.eskaybridal.com www.thefoxyladysalon.com www.freshdesignsmt.com www.gallatineventrental.com www.facebook.com/thegamebar www.bozemangreatharvest.com www.icingonthecakeevents.com www.instybozeman.com www.jessiemoorephotography.com www.trudgeon.com www.intermountainproductions.com www.karststage.com www.labellumflowers.com www.lafoleyoven.com www.leaf-bean.com www.leslielukas.com www.lockiephotography.com www.montanajohns.com www.montanapartyrentals.com www.moonwaterfilms.com www.moxiehairandbody.com www.persnicketyformalwear.com www.priscillafoster.com www.plumebridal.com www.reyadvertising.com www.riverside-country-club.com www.rockycreekfarm.com www.rockymountainbride.com www.rondevuevents.com www.sadiescateringmontana.com www.scissorbillssaloon.com www.shucksrawbar.com www.thetinyband.com www.timeofyourlifebozeman.com www.facebook.com/toripintarphotography www.zebracocktaillounge.com
406-570-0198 406-585-5466 406-580-7679 406-577-2787 406-360-3979 406-577-2259 406-535-5445 406-581-0691 406-600-9169 847-217-1403 406-582-8369 406-539-9004 406-586-7007 406-396-2567 406-539-3602 970-331-7914 406-556-3500 406-551-2251 406-579-6999 406-587-1580 406-570-3624 406-600-4000 406-868-5148 406-586-7727 406-581-1528 406-587-0511 406-586-7682 406-539-2631 406-577-2070 406-587-5705 509-295-3573 406-579-8619 406-580-7587 406-599-4010 406-930-0829 406-570-1331 406-599-4956 406-600-2090 406-579-9750
BOZEMAN MONTHLY • OCTOBER/NOVEMBER 2013
WHERE BOZEMAN CELEBRATES
Engagement parties, bridal showers, rehearsal dinners, and weddings. Downtown & Ranch Venues 105WestMainStreet•406-582-1000•www.thebaxterhotel.com
Bridal . Maids . Prom . Tux (406) 577-2259 1439 West Babcock • Bozeman MT, 59715
Simplicity, Creativity, Seamless Detail... Celebrating 6 Years of Gorgeous Weddings in Montana and Idaho Full Event Planning | Day-Of Coordination | DIY Brides, Too! www.icingonthecakeevents.com | facebook.com/icingonthecakeevents 406.924.9884 | email@example.com
A 3-time Winner of WeddingWireâ€™s Brideâ€™s Choice Award
BOZEMAN MONTHLY • OCTOBER/NOVEMBER 2013
The Artists’ Gallery in October During the month of October, the Artists’ Gallery is proud to feature the work of local artists Mary Keck and Kevin Heany. Mary is a Bozeman landscape designer who has turned to printmaking, recently completing a Fine Arts degree at MSU. Mary’s thesis piece “Ever After” and other woodcut, intaglio and serigraph prints are currently on display at the Gallery. Kevin is a fifth generation Montanan who became interested in Montana’s numerous ghost towns at an early age. He has been drawing ever since he can remember in order to capture a part of history that is fading. The featured artists will be meeting the public at the October Emerson Artwalk, which takes place Friday, October 11th, from 5 to 8:00 pm. The Artists’ Gallery is located in Suite 106, at the Emerson Cultural Center, and can be reached by calling 406.587.2127.
ZoeCare Pregnancy & STD Testing Clinic
Serving the greater Gallatin Valley Community since 1978
ZoeCare is the new name of Bozeman’s community pregnancy and STD testing clinic. Formerly Zoe Women’s Services, ZoeCare encompasses the expansion of our services. We now offer limited STD/STI (sexually transmitted disease/infection) testing and treatment for women AND men. This is in addition to the services we have offered for many years, including pregnancy tests, ultrasounds, options counseling, consultation and education regarding sexual health. All our services are provided FREE of charge to our patients regardless of race, religion, or gender. Our mission is to provide men and women with education regarding unplanned pregnancies, STDs, sexual integrity and sexual health. If you’re facing an unplanned pregnancy or have concerns about the sexual history of your partner, you will find confidential, compassionate care and support at ZoeCare. You probably have a lot of questions and ZoeCare is your source for answers. We recognize you want to be fully informed about all of your options. Our services include: medical quality pregnancy tests, limited ultrasounds, sexually transmitted disease and infection (STD/STI) testing and treatment, as well as education information, caring client/patient advocates, licensed medical professionals, registered nurses, nurse (medical) consultations, community referrals, discussion of all your options, adoption referrals and programs to help you make knowledgeable and informed decisions.
Did You Know?
A positive pregnancy test is not a confirmation of a viable pregnancy. It is estimated that 25-40% of pregnancies are not initially viable and will end in miscarriage. When your home pregnancy test is positive and you are trying to make significant decisions about your future, it’s important to know if your pregnancy is viable. We can help! Our nurses are specially trained in early OB ultrasound to confirm viability. You might be surprised to know that half of unplanned pregnancies occur while using contraception. There is a lot of misinformation about various types of contraception and subsequent confusion regarding contraceptive use. We can help you sift through what’s true and what’s not. If you are sexually active and have more than one partner, or your partner has had other partners, you are at risk for STIs. STIs are becoming very common among sexually active people with more than one partner. Additionally, STIs/STDs are often asymptomatic, therefore the majority of people who have an STI don’t even know they’re infected. Untreated these infections can lead to serious health concerns, including infertility, PID, (Pelvic Inflammatory Disease), and though rare, even cancer. If you have questions, we encourage you to set up an appointment or speak with a ZoeCare nurse. We believe our patients deserve accurate information and high-quality, professional care. We care about you and are here to help. All of our services are provided FREE of charge and your information is private and secure. ZoeCare is open 9-5 Monday through Thursday. We take same-day and advance appointments, as well as walk-ins. We also have an after-hours call line. For more information, call us at (406) 5869444, or visit our website at www.gotozoe.org ZoeCare is a 501c3 nonprofit, faith-based charitable organization.
• MENTAL HEALTH MONTHLY
BOZEMAN MONTHLY • OCTOBER/NOVEMBER 2013
Johns Window Cleaning & Painting
Gallatin mental health center
699 Farmhouse Lane • Bozeman, MT 59715 • 406-556-6500 www.gallatinmentalhealth.org
The SAD Days of Winter Bozeman is a great place to live. The fastest growing community in Montana, Bozeman boasts a wide range of easily accessible recreational opportunities, a thriving university and top notch skiing. However, Bozeman winters can mean that sunny days are few and far between; often times the sky remains overcast for days, even weeks, at a time. This lack of nourishing sunshine can actually influence mood – sunlight helps to increase the neurotransmitter serotonin, a chemical in the brain that helps to regulate mood (among other things). Seasonal affective disorder, or SAD, impacts overall functioning and mental health. According to the National Alliance of Mental Illness (NAMI), SAD is characterized by “recurrent episodes of depression, usually in late fall and winter, alternating with periods of normal or high mood the rest of the year.” Some people also feel a decrease in mood in spring; it’s the seasonal change and feelings of depression that define SAD. Symptoms can include oversleeping, fatigue, weight gain, lethargy, hopelessness, lack of interest in activities that were formally enjoyable, isolation and even suicidal thoughts. Usually symptoms begin in late fall and subside in spring, as the days get longer. This type of depression is most often mild to moderate, though it can occasionally be severe in nature.
S ervice with Q uality Reflec tion s
A l l S e as o n O u t s i d e W i n do w C l e an i n g do w n t o t e n de g re e s
Treatment varies for SAD. Getting enough quality sleep, eating healthy, exercising and getting outside when it’s sunny are often overlooked and can be a highly effective first step. In addition, most experts agree that light therapy is a good treatment option. A “light box” simulates the sun’s natural light and can thus provide a similar boost to serotonin levels. Another option to consider is talking to a counselor about wellness and coping skills. Certain medications and supplements (most notably vitamin D) may also be effective in reducing depressive symptoms.
Have a holiday event? Here to ski? I can clean your windows all winter long, inside and outside.
Cl ien ts say ;
“I’ve never seen my windows so clean!” “The way you clean windows makes them sparkle and stay clean longer.”
Residenti al Sp ec i al i st 1 5 Years Ex p erience .
I hand wipe each inside and outside pane of glass 3 to 4 times. I use a safe professional window cleaning spray and specialty towels. (This cleans glass much better than water and squeegees do which rely heavily on blading your glass.)
You don’t have to suffer through the grey days of winter. If you begin to struggle with depressive symptoms during the upcoming winter months, there are local resources available. Contact the Gallatin Mental Health Center, the Human Development Clinic or the Help Center if you have questions or concerns.
I wash super-clean all your screens and their frames - outside with water or a gentle electric power washer, including your sliding screen doors, if removable. I vacuum out and wipe your window sills inside and outside. Insured, References Supplied, Contractors Certificate of Exemption.
You don’t need to be home, I can walk around the outside of your home and call you with a free bid.
For more information on spirituality and mental health or to access any Gallatin Mental Health Center services, please call (406) 556-6500 or visit www.gallatinmentalhealth.org.
If you want the best, at competitive rates -
September 21, 2013–January 26, 2014 This fascinating exhibit presents Yellowstone’s colorful and varied history as America’s foremost tourist destination. Highlighted with artifacts from the Museum’s Hamilton-Povah Yellowstone Collection, along with other artifacts, photos and movie footage from the National Park Service, Welcome to Yellowstone! is curated by MOR’s own Michael Fox. Come discover the many ways visitors traveled to and from the park, where they stayed and where they played during the golden age of American tourism. Presenting Sponsor:
Supporting Sponsors: Row of Transportation Busses at Old Faithful Inn, 1920 Courtesy Union Pacific Railroad Museum
new WESTERN & VINTAGE RESALE
New flannels by Ryan Michael & True Grit Coats by MontanaCo, Powder River & Pendleton New boots by Stetson, Old Gringo, Corral & Minnetonka Leather handbags, Handcrafted Jewelry and Buckles Open 7 Days a Week! Mon-Sat 10-6 Sunday 11-5 And... Don’t miss the Consignment Corral in our Basement it’s full of Hand Selected New Resale & Vintage Clothing y, trade We bu ign! & cons
“Where Urban Style Meets Rural Roots”
24 W. Main St.|Bozeman, MT | 406.587.2153
www.headwestbozeman.com Located in the heart of historic Downtown!