SUPPLEMENT YOUR HEALTH PLAN CRITICAL ILLNESS There is a good chance you already know someone who has experienced a life changing critical illness diagnosis. You have seen how this diagnosis has changed this person’s life and the lives of their loved ones. What you can’t see is how this unexpected diagnosis has created an unexpected financial burden. That is because of out of pocket expenses that are part of your medical plan. With a Critical Illness plan, you don’t have to worry about the unexpected financial stress during recovery. Examples of a Critical Illness: (Please see your specific plan for a full list) • Cancer • End-Stage Renal Failure • Bypass Surgery • Heart Attack • Stroke • Major Organ Transplant Plan Features • Benefits are paid directly to you. • Benefits are paid regardless of any other medical insurance. • Wellness Benefits A Critical Illness plan can help ease the unexpected financial stress of surviving a critical illness.
ACCIDENT
HOSPITAL PLAN
Accidents can happen at any time affecting you and your loved ones. An Accident plan can help families plan for the unexpected and take some of the financial insecurity out of getting better.
It’s no secret that a hospital stay can be expensive, even with medical insurance. Even a minor trip to the hospital can leave you and your loved ones with unexpected expenses.
After an unexpected accident, you and your loved ones may be exposed to expenses you never knew existed. Are you prepared to handle the expenses that come along with an unexpected accidental injury? You can better prepare you and your family to handle the unexpected by enrolling in an accident plan to help you during this time.
A Hospital plan can provide the extra financial help to enhance your current medical plan. With a hospital plan it can help avoid dipping into savings to handle the unexpected expenses that a hospital stay can surprise you with.
These unexpected expenses could be things like: • Ambulance Rides • Emergency Room Visits • Surgery • Fractures • Prescriptions • Follow-up Visits • Burns • Cuts Plan Features • Benefits are paid directly to you. • Benefits are paid regardless of any other medical insurance. Protection for the unexpected, that’s the key benefit of an Accident Plan.
Hospital indemnity insurance is a type of voluntary insurance plan that can be added during open enrollment to help cover the costs of a hospital stay. It does not replace a health insurance plan. Plan Features • Benefits are paid directly to you. • Benefits are paid regardless of any other medical insurance.