

FOCUS.
RAISE YOUR EXPECTATIONS.
“Risk management” and “employee benefits”: four words that conjure up all sorts of opinions. Like frustrating. Complicated. Necessary evil.
We think it’s time to change that.
Risk management and employee benefits can be catalysts for positive transformation, contributing to your success and growth. As an integral part of your team, we can help you facilitate positive change, manage risks, and optimize your spending to help make even your loftiest goals a reality.
It’s time to raise your expectations about what your business partners should do for you.

PUSHING YOU TO BE YOUR BEST.
At MJ, we’re always looking for new ways to inspire success, fulfillment, and wellbeing for every person we work with—from our associates and their families to our business partners, clients, and the community. We’re committed to your future and success, and we continue to push the boundaries of what’s possible, just as we did when we first began.
1964
MJ opened in Anderson, IN.
Established Construction & Manufacturing practices.

1966
Established Personal Insurance practice.

1978
Established Employee Benefits practice.
1982
Established Energy & Mining practice.

1980
Established Transportation practice.

2001
Established Japanese Business practice.

1998
Became a member of Assurex Global.
Established Sorority practice.
2005
Opened Arizona office.

OUR PROCESS
2006
Named one of the “Top 100 Privately Held Independent Agencies in the U.S.” by Insurance Journal.
DISCOVER and understand your goals, initiatives, and objectives
MEASURE monitor and track results
EVALUATE impact on employee benefits or risk management program
IMPLEMENT and execute strategy
ANALYZE current program
2016
Established Farm to Fork practice.

2008
Named a Best Place to Work in Indiana.
2019
Launched APERTURE®—MJ’s analytics platform.
2020
Established the MJ Foundation.
Named one of the Healthiest Workplaces in America.
2021
Acquired ProCourse Fiduciary Advisors.
DEVELOP and validate strategy
2022
Opened Colorado office.
Established the MJ Risk Management & Insurance Scholarship.

Established Retirement and Compensation + Total Rewards Consulting practices.
2024
Transitioned to The MJ Companies.
ELEVATE YOUR SUCCESS.
At MJ, we take pride in being the one partner for all your needs. We specialize in empowering organizations to navigate complexity and thrive in a rapidly changing landscape. With our data-driven approach to risk management and benefits consulting, we offer comprehensive solutions to safeguard your assets, ensure financial stability, protect the good health and morale of your employees, and achieve sustainable growth.
Our consultative approach brings together the expertise of our Risk Management and Benefits+ teams while integrating your own unique insights so we can find opportunities to drive your business forward.
EXPERIENCE THE POWER OF COLLABORATION
Our collaborative approach sets us apart. By leveraging the collective knowledge and experience of our teams, we can help you become more effective, efficient, and smarter in every aspect of your business. From risk management to employee benefits, we’ll explore innovative strategies and create customized solutions tailored to your specific needs.

A HEALTHIER, HAPPIER LIFE AND A BETTER ORGANIZATION
MJ BENEFITS+ IS THE SOLUTION.
MJ Benefits+ goes beyond traditional benefits consulting. It’s all about developing dynamic solutions that unlock employees’ potential to drive organizational success and harness the power of customized benefits to make work a fulfilling and rewarding part of life.
EMPOWERING YOUR WORKFORCE WITH DATA-DRIVEN SOLUTIONS
AND CUSTOMIZED BENEFITS
No two people are the same. That’s why our holistic approach considers compensation, benefits, retirement, and cultural data to develop a plan that works for each employee. By using data to our advantage, MJ Benefits+ will help you manage spend efficiently and effectively so you can get the most out of your investment in your people—and your people will get the most out of their benefits.
What truly sets us apart is our ability to have a view of the whole picture—and how one decision might affect another area of the company—so we can make your decisions even smarter.
UNLOCK THE POWER OF YOUR DATA WITH APERTURE, WHERE YOUR STORY BECOMES YOUR STRATEGY
APERTURE® PUTS YOUR FUTURE IN FOCUS
Your data tells the story of your business, and we believe that story should guide your decisions. That’s why we developed APERTURE, our proprietary analytics tool that combines data from multiple sources to provide actionable intelligence through intuitive dashboards.
INSIGHTFUL ANALYTICS
Your organization doesn’t operate in a silo. That’s why we look at the whole picture, integrating all your organizational data to correlate, plan, and strategize ways for you to deploy spend the right way.
DATA INTEGRATION
We combine multiple data sources to provide benchmarking reports to answer you biggest questions. Our goal is to help you understand how your offerings and costs compare to those of your peers.
HOLISTIC INSIGHTS
APERTURE provides a complete view of how decisions about benefits, retirement, compensation, and risk management affect your organization. It enables us to analyze trends and extract actionable insights.
TAILORED SOLUTIONS
Turn data into knowledge to create unique benefits, retirement, compensation, and total rewards strategies specific to your needs.
PREDICTIVE PRECISION
Harness the power of real-time custom reports and datadriven recommendations. And stay ahead of cost trends with predictive information.
DON’T HAVE A GOOD RISK MANAGEMENT STRATEGY?
THAT’S A BIG RISK.
HISTORICAL
PROJECTIONS
Your business is constantly growing, adapting, and changing—and so should your risk management plan. MJ works closely with you to make sure your risk management strategy is aligned with your business goals, so you’re always getting better, growing stronger, and reaching your objectives.
ANALYZING YOU
A big part of our job involves developing a deep understanding of your business so we can form a clear picture of your corporate goals and approach to risk management.
Our comprehensive risk assessments cover business continuity, interruptions, cyber threats, and emerging risks, leading to the thorough evaluation of your risk tolerance and culture.
Think of them as a tailored health screening—but focused on your business risks.
LEVERAGING DATA
Your data tells the story of your business, and we believe that story should guide your decisions. That’s why APERTURE is at the heart of our strategy.
Offering a panoramic view of your risks, APERTURE combines data from multiple sources to provide insight for cost analysis, loss and exposure trending, benchmarking, and forecasting. With APERTURE, we help you convert data into knowledge so you can make informed decisions that protect your business and your future.
A HOLISTIC APPROACH
We elevate our strategies by intertwining risk assessments with operational risk analysis.
What does this mean?
We form a deep understanding of your distinct goals, risk culture, and risk tolerance, seamlessly aligning this information with the operational aspects of your risk management strategy, such as past performance and existing and future exposures. This approach ensures that every step of your risk management strategy is informed, adaptive, and attuned to the ever-changing dynamics of your business.
THE RIGHT AMOUNT OF RISK
There are many options for treating your risk—and based on our risk analysis and your risk profile, we’ll recommend the right risk treatment strategy for you. This includes guiding you through the claims process when needed.
YOUR DEDICATED ADVOCATE
We know that insurance and risk management are not merely about the placement of your coverage once a year and that questions or issues arise daily. That’s why you can always rely on MJ to help—and to be a persistent advocate on your behalf—while surpassing your expectations with our client service.

WE CREATE OPPORTUNITIES FOR OUR EMPLOYEES—
AND BRIGHTER FUTURES FOR OUR CLIENTS.
THE RIGHT TEAM FOR THE JOB
We recognize the importance of strong leaders, which is why each of our associates—no matter their level of experience or time with the company—can be a leader in their given area. Our company is full of resourceful, motivated people who collaborate as leaders on common ground, all playing different but equally important positions on the team.
OUR CORE VALUES
By having a culture focused on continually sharing, learning, and educating, we constantly get better at what we do. It’s a critical aspect of our business, given the landscape of our industry—because the knowledge we gain is passed on to our clients, helping them manage risk, improve efficiency, and be more successful.
The culture of The MJ Companies can best be described by our core values, which help empower our associates to be their very best in both their personal and professional lives.
PASSIONATE
We are driven by passion. It gives our work purpose and gives new meaning to what we do. And working with passion is more than a mindset—it’s a transformative experience that makes us proud of what we accomplish.
INSPIRING
Leadership takes passion and commitment. But it also requires you to place the interests of others ahead of your own, while acting as a positive influence to those around you. We believe that everyone is a valuable part of our team—and that everyone can be an inspiring leader.
CURIOUS
Learning is a lifelong process, spurred by a healthy curiosity of the world around us. By asking questions, seeking answers, and applying what we learn, we push ourselves further down the path of personal growth and development.
DETERMINED
Achievement begins with a determination to see results. It is a mindset that combines perseverance and passion into a single vision of what can be achieved by pressing patiently forward—one step after the next.
INNOVATIVE
Innovation starts with future-focused insight, and evolves through the application of a creative vision. Every member of our team is capable of imagining better ways to work, collaborate, and advance our goals. Innovative thinking is the first step toward making the world a better place.
FUN
Fun, humor, and joy are part of who you are, and they should be a part of your work. When we don’t take ourselves too seriously, the world is a brighter, better place. We remember that happiness is not a destination—it’s a journey.
THE MJ ADVANTAGE.
FOCUSED ON EMPLOYEES
FOCUSED ON CLIENTS
CULTURE
OBJECTIVES COLLABORATION
PROCESSES
EXPERTISE ALIGNMENT INNOVATION VISION
EXCEPTIONAL PARTNERSHIPS
At MJ, we know that great companies don’t settle for “fine.” That’s why we go above and beyond. We strive to make you better at what you do today, tomorrow, and for years to come.
In addition to developing a profound understanding of your needs and building a strong relationship, we believe our data-driven, tech-enabled approach empowers you to make informed decisions based on facts.
Our commitment is to deliver innovative solutions that keep up with your ever-changing needs. That’s why we help you stay ahead of the curve and adapt to the dynamic business landscape. And why our Risk Management and Benefits+ teams work collaboratively, leveraging their expertise to uncover new solutions aligned with your goals, both now and in the future.
The talent of a top global consulting firm. The resources, accessibility, and tailored approach of a privately owned, nimble company. All with a personal focus.
WE ARE THE MJ COMPANIES.