Subject Line: Save Money on Your Prescriptions
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Prescription costs can add up quickly, especially if you have a chronic condition or have to purchase medication for other members of your family.
But you have access to a variety of resources and ways to keep your pharmacy costs down. Keep these cost-saving tips in mind to reduce your pharmacy spend.
Review Your Medications
Regularly discuss your medications with your doctor to determine if you need to continue taking certain medications.
Choose Generic Prescriptions
Ask your doctor or pharmacist to give you generic prescriptions instead of namebrand. Generic drugs are cheaper and are just as effective. Many name-brand drugs become available as generic every year.
Use a Mail-Order Pharmacy
Mail-order and internet pharmacies often offer better deals on prescription drugs, especially for patients with chronic conditions.
Order a 90-Day Supply
Once you know a prescription works well for you, ask if there’s a way to get a 90-day supply instead of a 30-day supply.
Shop Around
Surprisingly, small and independent pharmacies tend to be less expensive than large chain alternatives. It might be worth filling your prescription at the little pharmacy around the corner. Call the pharmacy customer service on your ID card for assistance in finding the lowest cost near you. You can also use GoodRx or SingleCare to search online (see below).
Try Pharmacy Discount Websites
Discount pharmacy programs, such as GoodRx and SingleCare, can help you locate the lowest cost at pharmacies near you. They also offer coupons for even more savings, but you should talk to your pharmacist about your options, because the coupons are not always compatible with your medical plan. Learn more at goodrx.com and singlecare.com.
Note: If you use a discount program like GoodRx or SingleCare without having the pharmacy run it through your medical/pharmacy plan, you can file a manual claim with your pharmacy benefits manager to receive deductible credit for the cost of the prescription you paid. Keep in mind, the prescription and the quantity you receive must be covered in order to apply it toward your deductible expense. Confirm with your pharmacist and insurance company to make sure your drug is covered.
Call the pharmacy customer service number on your ID card to better understand all of your options to save on your medications.
