MILLESIMAL|| OCT-NOV 2021

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CRYPTO CURRENCIES

What are Cryptocurrencies and what stance does India takes on it

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MILLENNIAL SKINCARE

What do millennials want from skincare

MILLENNIAL FASHION

2021

Biggest Fashion Trends among Millennials in 2021

01 Editor's Note Sejal Aggarwal Hi, I am The Visionary behind Millesimal Magazine, I have always had love for writing and creating content and my interest in Journalism intrigued me to build this Magazine.

Millesimal, is a Digital Magazine that I designed to represent the “Millennial Mindset.” My content is positioned to reflect the core characteristics of how we define millennials: globally connected, entrepreneurially spirited, socially conscious, ecofriendly, and experience-driven.

CONTENTS 01. Millennial Skincare : PAGE 4-5 02. Millennial Fashion Trends 2021: PAGE 6-8

03. CRYPTOCURRENCY : PAGE 9-12

What Do Millennials Want From Skincare By: Sejal Aggarwal

Gone are the days when skincare was considered simply an act of grooming. The current generation of millennials consider skin no less than an organ that impacts their overall well-being.

While they have certainly acquired home-made remedies for the same, they are increasingly looking for products that are organic, sustainable and have plant-based attributes. Essentially, what the millennials desire today is a pampered, healthy and flawless skin. Moreover, it is about the holistic skin health.

The most common skin-related problems that an individual could face include pigmentation, acne and tanning, among others. Millennials are, however, now realising that healthy skin is a cumulative result of proper internal and external nutrition, provided with the help of antioxidants, vitamins, natural oils etc.

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Stress has become an inseparable part of our lives today. Many believe stress to be a common human condition, but experts have warned that stress causes chemical responses making the skin more sensitive and reactive, causing dry skin, wrinkles and acne. As a matter of fact, the current generation of millennials is paying extra attention to anti-stress skincare.

Millennials are paying adequate attention to the skincare regimen that they follow. They believe that a systematic approach would give them faster results and healthier skin.

And last but never the least, the millennials go for sealing the glow on face. For this purpose, they mostly use a gel equipped with the virtues of aloe vera. It soothes the sunburns, redness, rashes and irritation, apart from ensuring that the effect of the efforts put in stay intact.

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Biggest Fashion Trends Among Millennials in 2021 By: Sejal Aggarwal

The fashion trends are changing from generation to generation. You can see that by going through the pictures of people in the 70s, 80s, 90s, etc. That is the reason why older generations can’t understand the trends that youngsters have.

However, there are even some differences between youngsters as well. For instance, the fashion for Generation Z and Millennials also has differences. However, in this article, we will focus on the second group of people.

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Wearing Pleated Skirts Every Day Yes, pleated skirts are something that millennials like to wear.

However, you need to find a good supplier to find the highlyquality ones. Because of that, visit Online-Stylist to check which models you can pick. Logically, choose the one that will suit your style. Many people would say that this type of skirt is oldfashioned. Indeed, it was popular many years ago. However, this one is getting back and it brings some new standards that fashion companies have to follow.

Gender-Neutral Stuff Well, older people might get a surprise when they see men and women wearing the same things. They get confused because they can’t determine if the current piece of clothes is for men or women. In their time, these things were completely divided.

However, things are not the same for Millennials . Because of that, you can also see men wearing pink T-Shirts or tight pants and jeans.

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Customized Shoes Once again, this might seems strange and that’s why we need to explain it well. As we said, millennials like to follow the trends and they will wear things that are in. For instance, if they admire some celebrity, there is a big chance they will buy the same brands and designs as he/she. However, that doesn’t mean they are not willing to adapt the designs to their unique style.

Many brands realized that Millennials have demand for this service. Because of that, they are offering to design personalized pieces of clothes to their customers. This is the place where the generation Y (another name for millennials) likes to purchase stuff.

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CRYPTOCURRENCIES ARE HERE TO STAY What are Cryptocurrencies and what stance does India takes on it

By: Anugrah Pachori

A cryptocurrency is a digital or virtual currency that is secured by cryptography, which makes it nearly impossible to counterfeit or double-spend. Many cryptocurrencies are decentralized networks based on blockchain technology—a distributed ledger enforced by a disparate network of computers.

These are “tokens” which are intended to be spent like normal currency, however, the views of independent nations have the final say whether it can be a legal tender or not

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Cryptocurrencies in India The cryptocurrency market has been blooming silently in India over the past several months. The government, in recent days, has indicated that it plans to regulate cryptocurrencies to prevent investors from holding them without any restriction.

However, it does not want to ban crypto coins entirely, as it had planned earlier. This is because the government wants to evolve as the world changes everyday, Prime Minister Narendra clearly said during a virtual keynote address at the Sydney Dialogue a day back.

“Only when a coin has been approved by the government can it be traded, else holding or trading it in may attract a penalty," What this means for us is that we cannot use cryptocurrencies as a token to make purchases as it entails the risk of money laundering and terror financing. However, we can invest in preapproved coins in India and trade them.

But should we diversify into Cryptos?

In 2021, as bitcoin and cryptocurrencies have become more of an acceptable asset class to many big investors and institutions, many retail investors might find themselves wondering if it’s worth having an allocation to crypto in their own portfolios.

One of the key reasons some market observers see crypto as a potential choice for asset diversification is because it sometimes isn’t correlated with other asset classes.

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When the whole market was plummeting during the Covid-19 Crisis, the Cryptocurrency market was hitting new highs everyday. That is because savvy investors were taking out their money from stocks, bonds, and putting it in gold and cryptocurrency. We are also seeing the trends where big MNCs are “Hodling” Bitcoin, Etherum, BNB, etc in their portfolios.

10% of the Portfolio My own portfolio consists of 10% of cryptos and nothing more than that as I would want more clarity on the regulations surrounding the cryptocurrency. Also, since it has become just like any other “trading instrument” for the global traders and institutions, we see a lot of “swing moves” where the market goes up and then comes down, only to go up once again.

Crypto Trading Trading of cryptocurrencies is like trading of any other currency, stock, or commodity. It is based on Supply and Demand. To be able to identify short term demand and supply and profit from it is known as Technical Analysis. The use of charts is very popular among savvy traders and there are a million trading strategies, to each his own. To keep safe from Indian regulations, it is preferred to trade on platforms like Binance. However, be wary of bringing the profits to the country, as you may have to pay taxes on profits. | 11 MILLESIMAL

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Conclusion Cryptocurrencies are a great way to diversify your portfolio and if you are an experienced trader, then perhaps gain another 20% a month. With things cooling down in the country we may see positive changes in regulations around cryptocurrencies as an asset class. However, using it as a token to make purchases is still illegal.

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