MC Digital Edition 6.21.23

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Michigan Chronicle

Preserving Black History and Cultivating Intellectual Growth

Florida has emerged as a leading proponent of silencing Black voices and distorting the comprehensive history and current realities of Black people through Gov. Ron DeSantis’s “Stop WOKE” law. This law seeks to restrict discussions and education surrounding race and gender, perpetuating a nationwide campaign that undermines the experiences and contributions of Black people across the world.

The oppressive measures witnessed in Florida are not limited to a single state; they are gradually spreading to other parts of the country as well. Presently, 15 states have enforced educational gag orders, and several state legislatures are considering similar censorship measures.

Alarming statistics from July 2021 to June 2022,as documented by PEN America’s Index of School Book Bans reveal that 2,532 instances of individual books being banned have occurred, impacting a staggering 1,648 book titles. Most of these banned books contain content featuring prominent characters of color, LGBTQIA+ protagonists or themes addressing race and racism.

In the face of alarming developments such as the “Stop WOKE” law, the concerning increase in technology usage among minors, the banning of influential Black books and the ongoing neglect of telling Black history, it becomes crucial for the Black community to unite and reshape the narrative. Taking action becomes imperative to safeguard our history, struggles and achievements from being relegated to mere stories shared around firesides. It is particularly crucial to prioritize our Black children in this endeavor.

Given the pattern to undermine and disregard the contribution of Black people across the world, it becomes necessary to cultivate a love for reading and uphold Black history to nurture the minds of Black children. By exposing them to diverse narratives, we can empower them with knowledge, build their self-esteem and instill a strong sense of cultural identity that will pass from generation to generation.

Reading is a gateway to intellectual growth, allowing children to develop crucial cognitive and language skills. For Black children, reading can be a powerful tool to combat the barriers they may face in education. By encouraging a love for reading at an early age, we can equip them with the necessary tools to navigate an often-biased educational system. Reading enhances vocabulary, critical thinking and problem-solving abilities and will enable Black children to excel academically and beyond.

In addition to the alarming prospect of Black stories being erased, the decline in proficient reading skills casts a dark cloud over Black children. A recent report by Michigan Capital in 2021 reveals a distressing statistic: 88 percent of third-grade students in Detroit are below proficiency in reading. This alarming figure sheds light on a broader issue that exists within our schools and

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WHAT’S INSIDE

Detroit has rarely seen a United States Census count it actually agrees with, unless, of course, it was 1950 when the Motor City saw its apex population of 1,849,900 people. Over the ensuing 73 years, Detroit’s population has been on a downward trajectory. According to the latest Census estimates released in May, Detroit’s population is 620,376 residents.

The count is in sharp contrast to the Census Bureau’s 2020 estimates that put the Motor City’s population at 639,111 and later adjusted to 639,115. The Bureau’s up and down population count has infuriated city officials, prompting them to file legal challenges claiming that thousands of city residents were overlooked.

Last week, Census Bureau Director Robert L. Santos was in town for three days but did not meet with the mayor or other city officials about Detroit’s fluctuating Census numbers. Instead, Santos’ itinerary included speaking at The Council for Community and Economic Research’s 63rd Annual National Conference, “Creative Solutions for Transformational Change,” held at the downtown Renaissance Center.

In an exclusive interview with the Michigan Chronicle, Santos said the conference afforded him the opportunity to interface with community leaders, researchers, and others regarding the Bureau’s latest developments, policies, and other data gathering news. Santos also ventured outside of the conference.

“I seldom come to a city for a single event,” said Santos, sworn in as the Census Bureau’s director in January 2022, making him the first Latino to head the agency. “I

do as much outreach as I can because that is a central part of what I want to bring to the Census Bureau. I want to put a human face on the Census Bureau for people to see and for me to reach out and listen to their concerns and help them understand the true value of the Census data.”

Santos told the Chronicle that while in Detroit, he would meet with the National Business League (NBL), the storied African American trade association for Black-owned businesses and entrepreneurship.

“We are meeting with the National Business League to discuss the ongoing 2022 Economic Census and economic development,” Santos said. “Many folks don’t realize that the Bureau of the Census conducts three censuses, in addition to over 130 surveys of businesses and people.”

The Economic Census, according to the Bureau’s website, is the official five-year measure of American businesses and their economic impact. Through comprehensive statistics at national, state, and local levels, the Economic Census is the benchmark for economic activity.

“There are over 54,000 businesses in Detroit that are being solicited to participate in the Economic Census, and that data is absolutely vital to understanding not only our national economy but useful for local business and local economic development,” said Santos. “It lets us know what types of businesses there are and captures rich information on the ownership of the businesses, such as ethnicity and gender.”

The Chronicle asked Santos about plans to meet with Duggan while in Detroit to discuss the Census Bureau’s work in the city and the agency’s population estimates announced since 2020.

“My schedule, unfortunately, is pretty

American Black Film Festival

Celebrates Black Excellence in Miami

constrained,” the director said. “We were able to pull together some media interviews, work with the business community, and participate in the conference. But we will be back and will welcome dialogue with city officials and others.”

Santos was asked if he saw published news stories last month about Duggan calling the Census Bureau a “National Clown Show” in response to the agency’s latest population estimates that Detroit lost almost 8,000 residents between 2021 and 2022. Local demographers and Mayor Duggan believe the Motor City’s population is somewhere just north of 670,000.

“Of course, I saw it,” Santos said. “But when I see things like that, I see them as individuals who have genuine concerns that need to be addressed. That’s basically what we are trying to do because we strive for excellence and know there are always improvements that can and should be made. We are looking for that, and we are leveraging that in our planning for the 2030 Census. And like I said, we will be back and look forward to working with city officials, local communities, universities, and the media.”

Detroit is no stranger to disputing Census numbers. After the 1990’s Census, then-Mayor Coleman A. Young challenged the Census Bureau’s count in court when the federal agency reported that Detroit’s population had dropped below 1 million. The Bureau was forced to amend its count, acknowledging the Census had missed tens of thousands of residents. Duggan sued the Bureau last year and the agency agreed to add approximately 1,500 people to the city’s population count of what seems to be a trend of give and take.

NAACP Announces Four-Day Fight for Freedom Weekend in Detroit

Detroit Branch NAACP President Wendell Anthony, accompanied by members and allies, held a press conference to reveal exciting updates regarding the Fight for Freedom weekend. The June Jubilee, an four-day event, will kick off on Thursday, June 22nd. This unforgettable weekend will feature a dynamic summit, the much-awaited unveiling of the Martin Luther King Jr. statue, the inspiring MLK Freedom Walk and rally, and the prestigious Freedom Fund Dinner. Brace yourselves for a weekend filled with empowerment, celebration, and a shared commitment to the pursuit of freedom and equality.

The June Jubilee aims to honor, educate, and unite individuals who have made significant contributions to our community and played a crucial role in shaping a brighter future. At the upcoming Fight for Freedom Fund extravaganza, re-

nowned rapper Doug E. Fresh will receive recognition for his remarkable achievements in rap music, marking 50 years of his impactful career. Joining him in this esteemed group of awardees will be former U.S. Ambassador Andrew Young, 91, a respected figure and one of the last surviving lieutenants of King. The Sunday night dinner, featuring Democratic U.S. Sen. Raphael War-

nock as the keynote speaker, will serve as a platform to pay homage to these exceptional individuals.

The event will also honor other notable dignitaries including Michigan Supreme Court Justice Kyra Harris Bolden, Michigan state Sen. Stephanie Chang (D-Detroit), Erin Keith, managing policy counsel for the Detroit Justice Center, and Ken Nixon, president of the Organiza-

tion of Exonerees. Together, they will be celebrated for their remarkable contributions and dedication to their respective fields.

On June 23, 1963, the Walk to Freedom occurred as a powerful demonstration against segregation and the prevalent inequalities in wages, education, and housing. This historic event, documented by Wayne State University’s Walter P. Reuther Library, brought together a diverse group of participants including community activists, labor organizers, clergymen, and government officials. Notably, it was in Detroit where Dr. Martin Luther King Jr. delivered a significant rendition of his renowned “I Have A Dream” speech, foreshadowing the momentous March on Washington that would take place a few months later. The Walk to Freedom stands as a pivotal moment in the ongoing struggle for civil rights and social justice.

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Michigan Chronicle Goes One-on-One with U.S. Census Bureau Director Robert L. Santos See CENSUS page A2 Grand Prix and Comerica Impact Local Students through Unique STEM Experiences COMERICA HOMEFRONT Roots. A3
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Grand Prix and Comerica Impact Local Students through Unique STEM Experiences

Comerica Free Prix Day is not just the opening act for the Chevrolet Detroit Grand Prix presented by Lear that gets the engines revved and the cars tuned up for race weekend, but the 10-year partnership between Comerica Bank and the Grand Prix also provides local students with unique, impactful opportunities to engage with professionals through career conversations and educational experiences as they are introduced to the world of auto racing.

“With the return to the Downtown streets, the Detroit Grand Prix furthered its dedication to connect one of Detroit’s signature events to fans and families across Metro Detroit,” said Steve Davis, Comerica Bank Michigan Market President. “We are honored to once again partner with the Grand Prix to provide free, unique access to Free Prix Day while impacting the youth of our community through STEM-focused engagements.”

Approximately 35 students, grades sixth through high school, from Harper Woods Schools were given a special field trip that took them behind the scenes at the Grand Prix.

“Our relationship with the Grand Prix enables us to offer unique opportunities that help our youth explore careers,” said Linda Nosegbe, Comerica Bank national community impact manger. “Through the Grand Prix, students see firsthand numerous careers and career paths that

make up auto racing. From the drivers to the engineers to many of those involved in putting on a world-class race, it really opens the door to possible career paths that they may not even have known existed.”

When they arrived, the group from Harper Woods were escorted to the DMC Medical Center to see how the medical team prepares, treats, and responds to all kinds of health issues that arise on race days.

From there, they toured the paddocks, known as the “locker room of motorsports.” In the garage area, the students watched Grand Prix teams and drivers work and and fine tune their race cars as they prepared to compete in one of the four series that took place June 3-4 on a track that meandered through the streets primarily around Jefferson Ave and the GMRenCen.

While they were in the paddocks, NTT INDYCAR SERIES driver David Malukas met with the students and provided them insights from a driver perspective on getting into racing, what it is like racing on the streets, and what the cars are like. During his session with the students, he pulled out the steering wheel of his car, which resembles a high tech game controller.

After the busy morning, the students and staff cooled off and watch on track action as special guests in the Chair-

Entrepreneurs Forum Inspires Business Owners to Be Resilient

Since 2011, the National Entrepreneurs Association Entrepreneurs Forum has brought small business owners and influencers together to network, share ideas and discuss the issues that matter most to those launching or operating their own business ventures.

The forum provides numerous opportunities for learning, growth and connection.

Comerica Bank supported the forum and Meghan Storey - senior vice president and Michigan director of small business banking - was one of the many panelists who spoke to the crowd about financing.

Storey describes her role as motivating and encouraging Comerica colleagues in the small business space as far as growing and expanding existing and potentially new relationships.

“Small business entrepreneurs, as you know, are the heartland are the lifeblood of our economy,” Storey explains. “They make up a very large corporate population of our employers within Michigan. And they just offer additional services and features that large corporations don’t think about. So we really affect Main Street--and my role is to drive and motivate that growth within

the walls of Comerica.”

Dr. ZaLonya Allen, President/CEO of National Entrepreneurs Association which put on the event also thinks that entrepreneurship is unique in Michigan.

“We have a rich history and entrepreneurship going back to Henry Ford and the Ilitch family and Motown,” Allen illustrates. “So I think we have a lot of great examples and a lot of great success stories locally, that we could be inspired by and just use that as an example. I think it makes us feel (success is) more attainable. We have so many examples right in our backyard that you can start a business and go nationwide or worldwide. And that’s important to be able to see it right in front of you.”

One of those examples is the story of Biggby Coffee.

Michael McFall is the co-founder and co-CEO of Biggby Coffee, the U.S.’ third-largest coffee franchise. Having originally started with Biggby in 1996 as a minimum-wage barista, McFall has held just about every role within the company over the last 26 years. Mike has been on a transformational

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The Entrepreneurs Forum Small Business Funding Sources in 2023 panelists: Meghan Storey (Comerica Bank), Michael Wynn (Wynngate Associates LLC and Coach Win, LLC), Tina Williams (QT Business Solutions), and Latifa Bradwell (SBA Michigan District Office)
Students, teachers, and administrators from Harper Woods Schools meet up with Comerica Cares volunteers for a special field trip at Detroit Grand Prix’s Comerica Free Prix Day. NTT IndyCar Series driver David Malukas takes students on a tour of the team’s garage area and discusses how much technology impacts auto racing. Detroit Grand Prix President Michael Montri meets Harper Woods students at the Chairmen’s Chalet and offers perspectives on auto racing and insights on the new track that wound through the streets of Detroit. NTT IndyCar Series driver David Malukas with students from Harper Woods at the Chevrolet Detroit Grand Prix presented by Lear. Harper Woods students walk through the Detroit Grand Prix paddocks and watch crews tune up their vehicles for race weekend.

Comerica Bank Unveils Newly Renovated Jefferson-Chene Banking Center in Preparation for Chevrolet Detroit Grand Prix presented by Lear

Grand Prix Community Partner

Boys and Girls Club of Southeast Michigan to receive $10,000 Donation from Comerica Bank and Comerica Charitable Foundation

Just two days prior to the Chevrolet Detroit Grand Prix presented by Lear, Comerica Bank officially unveiled the newly renovated Jefferson-Chene Banking Center to complement the excitement of the Grand Prix’s return to the streets of downtown Detroit and the event’s commitment to the City of Detroit.

To further Comerica’s support of youth empowerment and workforce development initiatives and as part of the grand re-opening, Comerica Bank and the Comerica Charitable Foundation donated $10,000 to the Boys and Girls Club of Southeast Michigan (BGCSM), one of the organizations supported by the Grand Prix’s charitable efforts.

“Our commitment to Detroit continues to grow through relationships with our customers and investments with our impactful community partners,” said Steve Davis, Comerica Bank Michigan Market President. “With the Grand Prix returning to the streets this year, we prioritized our reinvestment into the Jefferson-Chene location, which is just blocks from the course. The new design improves customer experiences and beautifies the neighborhood and surrounding business district, while also contributing to the overall growth and revitalization of downtown Detroit.”

As the Detroit Grand Prix returned to the streets of Detroit this year and strengthened its investment into the City of Detroit, Comerica reinvested in its Jefferson-Chene location with a full exterior and interior renovation.

The renovations feature an open layout with clear sightlines to welcome customers, and multiple areas in which customers can have comfortable conversations with the banking center team. Other additions include new furniture, digital messaging displays, and updated signage and color scheme to reflect Comerica’s new brand elements.

Comerica continues to evolve its banking center model and streamline the customer experience by integrating opportunities for more consultative, advisory and educational interactions between the community and banking center team.

“Our relationship with the Grand Prix not only provides fans access to one of auto racing’s great venues and experiences, but we also want to ensure that we present unique educational opportunities to enrich the lives of local students,” continued Davis.

On May 4, BGCSM students displayed eight art murals created for the Grand Prix’s trackside. The digitally-designed murals feature themes to honor communities across Detroit, the spirit of the Motor City and the return of the Grand Prix to its original home on the downtown streets of Detroit this summer for the first time since 1991.

In March, Comerica teamed up with the Detroit Lions and United Way as part of the annual Hometown Huddle community outreach initiative that included a book drive and a number of improvement projects at the BGCSM Dick & Sandy Dauch Club in Detroit. Volunteers helped transform the Flexible

Comerica Bank unveils newly renovated Jefferson-Chene banking center, located just blocks from the Chevrolet Detroit Grand Prix presented by Lear course in downtown Detroit. To further its commitment in Detroit, Comerica donates $10,000 to Boys & Girls Club of Southeast Michigan supporting youth empowerment and workforce development initiatives. Pictured (L-R): Letty Azar (Penske Corporation VP of Community and Government Affairs); Tracey Atwater (Comerica VP, Banking Center Manager), Hussein Mazloum (Comerica VP, Banking Center Manager, Jefferson-Chene), Joyce Terrell (Comerica VP, Banking Center Manager), Shon Dorsey (BCGSM COO), Shawn Wilson (BGCSM President and CEO), Esther Kyte (BCGSM Dir. of Development), Linda Nosegbe (Comerica National Community Impact Manager), Yolanda Serra (Comerica VP, District Retail Manager).

Room & Mentally Fit Room with a complete makeover that included painting, assembling furniture, and organizing materials for the two rooms. Additionally, the collaboration also included compiling Self-Empowerment kits for the children.

Comerica’s Jefferson-Chene banking center is one of 19 locations serving Detroit – the most among all banks.

Comerica has made several investments in Detroit’s business districts and neighborhoods over that past five years. In 2018, Comerica opened its Penobscot location at the corner of Fort St. and Griswold. The following year, Comerica constructed the bank’s W. Grand Blvd banking center in Detroit’s New Center business district, a process that

Comerica Bank’s New Lending Platform Accelerates Access to Capital for Small Businesses

Comerica Small Business Convenient Capital™, powered by Amount, is aimed at providing faster approvals and funding for qualified small business customers

first began in 2017 when Comerica sold its West Grand Boulevard-Sterling property to Henry Ford Health (HFH) to help pave the way for a new

cancer center (Comerica donated $100,000 to HFH). In 2020, Comerica opened Orchestra Place, located at corner of Woodward Ave. and Martin

Luther King Jr. Blvd. In addition to Jefferson-Chene, Comerica is currently updating Eight Mile-Huntington and Grand River-Outer Drive.

Detroit Tigers and Red Wings, Comerica Bank Recognize June “Game Changers” for Pride Month

Comerica Bank recently launched Comerica

Small Business Convenient Capital™, its first fully digital, end-to-end new lending platform to provide convenient access to capital and innovative value-added benefits for Comerica small business customers.

Built in collaboration with Amount, a leading digitally enabled lender and credit solutions provider, the Comerica Small Business Convenient Capital platform was developed to serve small business customers throughout the country with loan needs up to $100,000.

Significant perks of the lending platform generally include: Instant decisions in most cases, or within 24 hours; Funding within 72 hours of approval; Streamlined in-person and self-serve digital applications; No tax returns required; Online customer acceptance; eSign digital loan closing.

“The Comerica Small Business Convenient Capital platform is the newest of many investments in small business products and services we have introduced this year,” said Omar Salah, Comerica Bank’s Director of Small Business Banking. “By providing faster access to capital through our new online lending platform, we’re focused on delivering a frictionless, unmatched customer experience for our growing small business community. We aim to raise expectations of what a bank should be by empowering small businesses through enhanced digital capabilities.”

Comerica Small Business Convenient Capital is focused on simplifying and accelerating access

Free Prix Day

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The STEM activities did not begin and end on Comerica Free Prix Day.

In April, the Grand Prix and Comerica hosted over 500 students virtually and connected them to three-time W Series Champion (women’s international racing series) and current INDY NXT by Firestone driver for Andretti Autsport Jamie Chadwick and USF Pro 2000 presented by

to capital and on providing faster approvals and funding.

“Banks must evolve with customer demand, and we’re excited to partner with Comerica in helping to expand its digital capabilities to better meet the needs of its small business customers,” said Adam Hughes, CEO of Amount. “We believe Comerica Small Business Convenient Capital will offer exactly what small businesses are looking for – a simplified process to receiving loan approvals, with swift decision-making and funding in less than three days.”

Amount helps financial institutions make banking simpler, safer and more convenient with a full suite of end-to-end omnichannel consumer, small business and POS financing solutions. Developed by lending industry experts, Amount’s fully integrated and flexible platform is underpinned by enterprise bank-grade infrastructure and compliance, enabling banks to securely power new and differentiated offerings within months — not years.

The Comerica Small Business Convenient Capital platform launch follows SizeUp by Comerica. The exclusive, online complimentary tool allows Comerica small business customers to tap into competitive research, insights and data to help their businesses make informed decisions.

For more information about Comerica Small Business Convenient Capital, visit Small Business Financing Solutions on Comerica.com or visit any Comerica office.

Cooper Tires championship leader Myles Rowe of Pabst Racing who competes under the minority-led Force Indy race team. The students learned about running a race team from Force Indy team principal Rod Reid, who discussed Nexgeneracers (NXG) karting and life skills youth development program that expanded to Detroit in 2021 and continues to grow locally.

For 2023 Pride Month, four influential individuals who are making a positive impact in the Detroit community by working to create an inclusive environment for all were named “Game Changers” by the Detroit Tigers and Red Wings. In partnership with Comerica, the Game Changers series honors community members who are making a profound difference in the areas of youth education, youth wellness or sports participation. Each honoree receives a $1,000 grant dedicated to the charity of their choice from the Detroit Tigers and Red Wings. man’s chalet overlooking pit road. While there, Detroit Grand Prix President Michael Montri met with the Harper Woods contingent to welcome them to the Grand Prix. Montri also discussed the journey a drivers goes through to enter the racing world with cars as small as go-karts and working their way up to the Indy Cars that reached around 190 miles and hour on Jefferson Ave.

They were also greeted by Jeffery Banks III, Comerica Bank Senior Vice President, Chief Data and Analytics Officer.

This year marked the 10th year Comerica has supported the Grand Prix’s Free Prix Day that provided fans the opportunity to experience all the racing, activities and excitement of the Grand Prix.

The return of Comerica Bank Free Prix Day, which took place Friday, June 2, extended the tradition that began with the inaugural Grand Prix event held on the Streets of Downtown Detroit.

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Money.

Property is Power!

How Do We Help Black Americans Realize Homeownership is Within Reach?

The disparity in homeownership rates in our country is alarming: Black and Latino households are experiencing homeownership rates that are 30 and 24 percentage points lower than the white homeownership rate as of Dec. 31, 2022 a wider gap than before the 1968 Fair Housing Act was enacted, according to the Urban Institute. That people of color are finding entry into the American Dream of homeownership more difficult has received more and more attention in the media and in our industry. More individuals and institutions are looking to join the conversation, seeking solutions and creating plans to improve racial equity in housing.

In the book, Property is Power 7 Principles to Real Estate Success, it laid out four areas any racial equity plan should attempt to address: Awareness, Readiness, Community and Solutions. Here we will look a little closer at the first of those areas:  Awareness, Are the right tools and platforms in place to encourage minority renters to understand the benefits of owning versus renting if they desire to become homeowners

Identifying the Opportunity

A reasonable approach to any strategy to narrow the homeownership gap starts with reaching out to those who have the income and qualifications necessary to own a home, yet are currently renting. A recent report by Freddie Mac spotlights that exact opportunity by identifying a segment of the population who are not currently homeowners but are “mortgage ready” (defined by the report as 45 years of age or younger, not currently owning, and with a credit profile to likely qualify for a mortgage based on today’s underwriting standards). They estimate this group includes 3.6 million Black Americans and 8.3 Hispanic Americans. So how do lenders help “mortgage ready” Americans of color who want to be homeowners achieve that dream? As we build a racial equity plan, we want to better understand how many of those 11.7 million Americans don’t currently own a home.

Reaching out to Communities of Color

One jumping off point may be simply to broaden the approach to homebuying education. Many in the mortgage industry hear “homebuyer education” and think immediately of programs designed to explain the mortgage process to prospective buyers, and too often, only as a requirement to fulfill for certain loan programs. Certainly, this area of homebuying education is vital and I in no way mean to diminish its importance. In addition to meeting loan requirements, homebuyer education better prepares renters to successfully become homeowners, and better prepares homeowners to meet their new responsibilities. However, homebuyer education can mean so much more, and can serve a wider audience. Rather than tying education to the mortgage application:

• Widely promote the financial and emotional benefits associated directly with homeownership in the community.

• Educate early on what it takes to get a mortgage today, specifically in areas of credit score, down payment and debt. Too many

Pancakes & Politics Tackles Race, Culture, and Religion in Thought-Provoking Forum

The final forum of Michigan Chronicle’s Pancakes & Politics 2023 series left a lasting impression on the attendees, as it delivered a thought-provoking message that delved deep into the realms of race, culture, and religion.

Ten distinguished Michigan leaders took the stage, sharing their personal experiences and reflections from a recent pilgrimage to Georgia and Alabama organized and led by Gary Torgow, Chairman of Huntington Bank. The diverse cohort of Michigan leaders and executives embarked on a transformative journey exploring the nation’s history, pealing back layers of oppression, racism, inequality, and systemic injustice creating a necessary dialogue to catapult change.

Following the tragic murders of George Floyd, Breonna Taylor, and Ahmaud Arbery, Torgow, driven by an overwhelming sense of urgency, initiated a series of conversations to address the unfolding events and their impact on society. Gathering a diverse group of colleagues, he sought to understand their personal experiences, coping mechanisms, and emotions during the challenging time. He describes it as “one of the most impactful moments” for the group.

Motivated by a deep yearning to enact meaningful transformation, Torgow seized the opportunity to assemble a group of influential figures from Michigan. Their collective mission revolved around embarking on a profound journey into the annals of the nation’s history, courageously venturing into its most shadowed chapters marred by hatred, misconceptions, and prejudice. Through their dedicated endeavors, they sought to ignite transformative dialogues and confront the unsettling truths that reside within the core of the country’s past, all with the ultimate aim of constructing a future that embraces inclusivity and justice.

The encounter during that journey forged a heavy but essential backdrop for the event, wherein the fearless leaders courageously posed difficult questions, provided candid answers, and openly emphasized the significance of elevating these discussions to larger platforms. They recognized the necessity of grappling with uncomfortable truths and engaging in meaningful dialogue as a means to foster greater understanding and drive positive change in and around Southeast Michigan.

The event was moderated by Dennis Archer Jr., who set the

stage by delivering a compelling message on the intrinsic value of fostering understanding in the world, highlighting its potential to cultivate a more efficient and equitable economy.

Hiram Jackson, the CEO of Real Times Media (RTM) and publisher of the Michigan Chronicle, took charge of setting the stage for the profound “Why” behind the initiative.

“Usually, people run away from conversations about race and culture, but these people here today and a few others that joined us, not only immediately agreed to join the trip but participated enthusiastically. It was a very emotional experience over the two days, and I hope that comes out here in the discussion. We are going to use this trip to hopefully spark a deeper conversation. A community wide conversation. The trip was important and we’re using it as a opportunity for us to share with you so hopefully you will go back to your respective organizations and create this type of energy.” said Jackson.

Rev. Wendell Anthony, the President of the Detroit NAACP, skillfully portrayed a vivid picture of the past as he dug into the taxing struggles and intricate facets of the civil rights movement. His insightful commentary and active involvement proved crucial in seamlessly connecting the dots between our historical legacy and the present world we inhabit, as well as the future we ardently aspire to achieve. By weaving together, the threads of our past, Rev. Anthony illuminated the significance of understanding our collective history as a means to shape a more inclusive and just future.

The conversation flowed relentlessly like a rushing faucet, with each panel member engaging in thoughtful reflection and offering their responses on various pressing topics. They passionately addressed issues concerning unjust economic initiatives, inadequate access to educational resources, the dire consequences of mass incarceration, and the heart-wrenching plight of homelessness, often stemming from traumatic experiences. The discourse was rich with profound insights and genuine concern, shedding light on the urgent need for systemic change in these areas.

“Detroit schools are segregated. They are underfunded and under resourced. Where is our voice in Detroit schools? Where are each of us standing up and saying we need more money? Equal funding isn’t enough. We need equitable funding for our schools. Where are each of us standing up and saying we

Building a Path to Generational Wealth Through Homeownership

Sponsored by J.P. Morgan Chase & Co.

Homeownership has long been a symbol of the American dream. Our homes often represent far more than just shelter – they’re central to family life and building strong communities.

The economic impact of homeownership can’t be overlooked either. Homes are the largest source of wealth for Americans, which makes buying a home one of the most important steps people can take toward creating generational wealth and securing their family’s financial future. In fact, according to Chase’s latest First-Time Homebuyer Study, over half (58%) of respondents are likely to purchase a home in the next 12 months and 70% see homeownership as an important step to building wealth.

While owning a home might be a goal for many, it can feel out of reach for those who’ve faced barriers to homeownership in the past. The good news is that many resources are available today to help people buy a home and stay there as long as they desire.

Here are three tips to help you qualify for a mortgage to purchase a home of your own.

1. Build and improve your credit.

It’s important to know where you stand so you can make a plan to maintain, improve or build your credit. Generally, a higher credit score means you’ll be able to qualify for the most competitive interest rates, which could help you save significantly. You can get a copy of your credit report for free at annualcreditreport.com, or check your

score through your financial institution.

If you have a low credit score, you can work on raising it by paying down credit card and loan balances and making bill payments on time. Avoid opening or looking for any new credit cards or loans while in the process of buying a home, as the credit checks required will lower your score and increase your debt-to-income ratio.

When applying for a mortgage loan, you’ll be asked to submit payment history to show you have a steady income. If you’re thinking of switching jobs before buying a home or while going through the buying process, consider waiting until after you’ve closed on your home.

2. Save for a down payment and look for financial resources.

It’s a common misconception that you must put down 20% of the home price as down payment—there are many lower down payment options available, such as Chase’s DreaMaker mortgage that could qualify you for down payments as low as 3%. However, keep in mind that the more you pay upfront, the less your monthly mortgage payment will be. Look for online mortgage calculators or speak to a lending professional to get an idea of how different down payments could affect your mortgage.

Take the time to research financial resources that may be available to you. Many state and local governments offer first-time homebuyer programs, which encourage residents to buy within

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Top Row Left to Right: Jeff Donofrio, Father Tim McCabe, Rev. Dr. Wendell Anthony, Chad Newton, Jerry Norcia, Hiram E. Jackson. Bottom Row Left to Right: Dennis Archer Jr., Kenneth Nixon, Rev. Sharinese Jackson, Angelique Power, Gary Torgow, Michael Bickers. PHOTO: Monica Morgan

have responsibilities to bring young people into our world, to volunteer and turn Detroit into a campus of learning?” expressed Angelique Power, CEO of Skillman Foundation.

Power articulated the profound impact of the journey, highlighting the stark contrast between stating desired changes and implementing them. She acknowledged the inherent challenge in turning aspirations into actions. Power further shared that their foundation had taken a significant step forward by conducting an internal racial equity audit, thoroughly examining their position on the precipice of change. With a sense of pride, they publicly disclosed the audit findings, demonstrating their commitment to accountability and aiming to inspire others in their pursuit of equity.

Jeff Donofrio, the CEO of Business Leaders for Michigan, echoed the importance of accountability and taking proactive steps to drive meaningful change. He shared his personal reflections on the profound impact of learning about lynchings and mass incarceration, which ignited a resolute determination within him. Donofrio fearlessly confronted the issues he had witnessed, striving to change the prevailing narrative surrounding them. Describing the experience as “solemn, powerful and moving.”

“To realize some of these lynchings took place not too long ago, but within many of our lifetimes here. Sometimes we think the civil rights movement was in the past, but it’s today. It’s everything that we are trying to do. We drive that widely shared prosperity that’s part of our mission.” said Donofrio.

Chad Newton, the CEO of Wayne County Airport Authority, passionately expressed the belief that even a slight shift, just one degree, could have a profound impact on our world. He emphasized the transformative potential that lies within everyone to effect change. Newton shared that the trip had a deeply insightful and moving effect on him, further reinforcing his dedication to making a difference and contributing to a better future.

Also sharing in the sentiments of change were panelist Jerry Norcia, CEO of DTE Energy, Kenneth Nixon, Director of Community Outreach & Partnerships Safe and Just Michigan, Father Tim McCabe, Executive Director and President of the Pope Francis Center, and Pastor Sharinese Jackson or Vernon Chapel AME.

The impactful forum on conversations and exposure to our collective pasts served as a catalyst for understanding the power of historical knowledge in illuminating the way forward. By acknowledging diverse historical narratives, cultivating empathy, promoting reconciliation, and adopting guiding principles for progress, societies can pave the way for a more inclusive, tolerant, and harmonious future. The forum provided a platform for valuable discussions and offered hope for a transformative approach to collective memory and shared histories.

“mortgage ready” homebuyers may be self-selecting themselves out of the process merely because they don’t fully understand today’s mortgage requirements

Community Partners

This is where building partnerships and coalitions becomes important. Partner with local organizations focused on making a difference in the community both those that share a specific focus on homeownership, and others who may not share a housing mission, but work directly with demographics you are trying to reach.  For example, The Boys & Girls Club of Greater Atlanta to present the “Path to Homeownership” to recent or imminent college grads who are part of the Boys & Girls Club’s Grad Plus program. Nonprofits are a great place to start, but faith-based organizations and local employers also offer opportunities to bring awareness about the value of homeownership to daily life where people live, work and gather. Financial education and even employer-assisted housing programs have joined more traditional employee benefits, so workplaces can be an excellent venue to provide information and reach more of the “community”.

Another example worth noting the convergence initiative led by the Mortgage Bankers Association (MBA). Convergence is aiming to promote minority homeown-

ership opportunities through a series of place-based pilot programs. It involves collaboration with lenders, government, non-profit, and housing industry stakeholders. The program identified four key market gaps the MBA believes need to be addressed to begin narrowing the homeownership gap:

1. The knowledge gap – misconceptions about the requirements of homeownership as too many believe they need a perfect credit score or a 20% down payment to obtain a mortgage

2. The trust gap – the reluctance of many consumers, especially in minority communities, to trust financial insti-

their home state, with incentives that can include covering a down payment or lower interest rates. Lender-backed financial resources may be available, too.

3. Find the mortgage option that works for you.

One mortgage doesn’t fit all, and there are many options to suit all lifestyles and budgets. A 30-year conventional mortgage is most common, but you can also get a loan term of 10, 15 or 20 years.

Some mortgages have a fixed interest rate, which means it doesn’t change over

tutions for fear of being mistreated or victimized

3. The market gap – strategies for addressing housing inventory challenges, including issues of housing quality and neighborhood amenities

4. The resource gap – increasing awareness by consumers as well as mortgage industry professionals on resources available including down payment and closing cost assistance programs. With the efforts of community groups, banking intuitions, governmental agencies, and non-profits I am confident we will bridge the homeownership gap in a significant way.

the life of the loan. There are also adjustable rate mortgages, which usually offer lower interest rates in the beginning, but adjust at certain intervals over time, typically increasing your overall payment. Get in touch with a lending professional who can help you understand your options.

The bottom line

Starting the homebuying process can feel overwhelming, but you don’t have to do it alone. There are many tools, resources and professionals dedicated to helping you achieve the goal of homeownership.

For more tips and information on home buying, visit chase.com/mortgage, and try out the Homebuyer Assistance Finder at chase.com/affordable.

Page A-6 | June 21-27, 2023 | michiganchronicle.com Homeownership
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COLLEAGUE SPOTLIGHT Joseph E. Shephard

Comerica Bank Recognized as One of the 50 Most Community-Minded Companies in the United States for Eighth Consecutive Year

For 16 years, Joseph Shephard has been thoroughly assessing small businesses with solution-driven intent. Through deep and meaningful conversations, he helps them assess what banking products are the best fit for their businesses in the good times and the tough ones too.

When asked, “Which Comerica Bank core value do you like most?”, His response is, “One Comerica”. Joseph strongly believes that when an organization intentionally looks to emulate the same outstanding customer experience from top to bottom that is when you have found a relationship bank that is united.

He believes that he is able to give his customers--who are small businesses in our community--his best because he is connected with a team of brilliant like-minded people that share the same purposeful intention.

What are some of the most rewarding things about working with small businesses?

Comerica colleagues teamed up to support the American Heart Association

2023 Metro Detroit Heat and Stroke Walk & 5K. Overall, Comerica entered nearly 25 fundraising teams and over 170 walkers participated to raise funds for lifesaving science. To date, Comerica’s contributions accounted for approximately $58,000, which is the highest total for the bank in the past 10 years. For Outstanding Fundraisers, Comerica ranked in Top 5 among Companies. Led by Detroit Heart Walk executive sponsor Larry Sommers, the Comerica Corporate Legal team also finished in the Top 5 among approximately 500 teams by raising nearly $12,000.

Comerica Bank has been named a 2023 honoree of The Civic 50 by Points of Light, the world’s largest organization dedicated to volunteer service, in rec ognition of its support for local communities.

This marks the eighth consecutive year and ninth time overall that Comerica has earned the honor since the award’s inception in 2012, making Comerica one of only a small group of companies that have consistently achieved such high marks throughout the program’s 11-year history.

The Civic 50 is a national standard for corporate citizenship and showcases how leading companies are moving social impact, civic engagement and community to the core of their business. The Civic 50 honorees are companies with annual U.S. revenues of at least $1 billion and are selected based on four dimensions of their corporate citizenship and social impact programs: investment of resources and volunteerism, integration across business functions, institutionalization through policies and systems and impact measurement.

“Comerica is successful when our local

communities thrive, and with the support of our colleagues, we continue to work with our community partners to establish innovative programs and services,” said Wendy Bridges, Executive Vice President, Corporate Responsibility, Comerica Bank. “For 174 years, Comerica has built strong relationships with our local communities, and we look forward to continuing our legacy of making a difference in the communities we serve.”

Comerica and its nearly 7,500 colleagues across its national footprint made a difference supporting communities in multiple ways throughout 2022, which included:

■ Contributing more than 66,000 hours of volunteer time in 2022, equating to more than $1.9 million worth of time invested back into local communities.

■ Serving as an important financial resource, Comerica colleagues shared lessons as part of the Comerica $ense financial education program which reached more than 79,000 individuals from low- to moderate-income communities. In addition, our team posted over 2,000 small busi-

ness boootcamps. Of note: Comerica has reached 94% of its three-year goal (20212023) to provide $5 billion in small business loans (as of March 31, 2023.)

“Companies play a critical role in creating thriving, participatory communities,” said Diane Quest, interim president and CEO, Points of Light. “Companies like Comerica set a model for others, showing how to best use employee talent, business assets and integration to create meaningful impact, and we’re thrilled to uplift and celebrate their work as an honoree of The Civic 50 2023.”

The Civic 50 survey is administered by True Impact, and the results are analyzed by VeraWorks. The survey instrument consists of quantitative and multiple-choice questions that inform the scoring process. The Civic 50 is the only survey and ranking system that exclusively measures corporate community engagement.

Points of Light is a nonpartisan, global nonprofit organization that inspires, equips and mobilizes millions of people to take action that changes the world. We envision a world in which every individual discovers the power to make a difference, creating healthy communities in vibrant, participatory societies.

The most rewarding part about working with small business owners has been able to let them know that it’s okay to be able to have financial needs. Sometimes we get businesses that are doing great to secure funding so that when it’s a season--where you’re not seeing the same sales, a line of credit that you’re able to tap into is a different source rather than always resorting to your personal funding options?

One of the most important parts of my job is listening. And that’s also one of the rewarding parts-- listening in to their key concerns. And in overcoming their objections with real-life, scenarios. And when they make the decision that’s right for their business, and they come back and say, ‘Joe, I’m so happy that you talked with me about that line of credit. That actually came in handy a few months ago. Without that, I don’t know if my business would have been able to survive that tough season.’ But that’s the rewarding part is being able to reflect back and say, ‘Hey, a month ago, you had you were totally against a loan, and then after we had our conversation, you saw the value in it. Now you’re coming back months later saying how this loan actually helped keep your business afloat and protect your business.’ That’s the rewarding part to me.

How long have you been with the company?

I’ve been with the bank for 16 years. I started off when I was 19 years old. I received a Coleman A. Young Scholarship and Comerica Bank sponsored that particular scholarship. As the sponsor, they had a summer program for tellers and I was one of those hires.

I was a teller, and I only worked in the summer. I did that for two summers. Then, eventually, I decided to join the bank parttime and I never left.

Many people have started as a teller and have these interesting career pathways. Is that one of the things that you, respect about the bank? The way that you can move up within the organization?

With starting out as a teller, it took me being able to say, ‘Hey, I want to master this particular role.’ Because honestly, and I say this as a previous branch manager, I was responsible for hiring new people, what I typically found was that most people are not patient enough to go through the process. They don’t even want to master their current role.

Photo Credit: Ilitch Holdings, LLC. Students of the Detroit Public Schools Community District perform that the Evening of the Fine Arts at the Fox Theatre in May. More than 200 middle and high school fine and performing arts students showcased their talents. An Evening of Fine Arts triumphantly returned to the Fox Theatre in May 2022 through the combined support from Comerica Bank, 313 Presents, Olympia Development, Ilitch Sports + Entertainment and Detroit ACE.

Detroit Association of Black Organizations Executive Director Reverend Horrace Sheffield, III at the Juneteenth Celebration of Freedom June 17 at its headquarters on 9928 Grand River Ave. Comerica has supported DABO for over 40 years.

So that was something that I became good at even at a younger age. Comerica has the unique ability to know the ones that are actually committed and dedicated to the roles. And, they will literally, you know, find ways to help you increase your income, work your way up. When upper management can see through your dedication, your commitment, how you work with your own team, and your willingness to learn and improve daily, you know, they’re going to find those colleagues. And that’s what happened to me. In every position I went into, there was somebody who identified my commitment to loyalty, willingness to be to learn, and being coachable. And they came and said, ‘Hey, we have this opening. We’re looking for candidates and you kind of fit that.’

Comerica also has a strong mission and dedication to the community. What are some of the community projects or activities that you’ve been a part of?

One of the best things that I can do is give back my time. Growing up, I was in the foster care system, and I was emancipated as my own guardian when I was 17 years old.

And then I wanted to put myself in a position where I can go back into those same schools, nad those community engagement events, where young folks are, and show up and be that person that they can look up to and say, ‘Hey, even though you had a few challenges coming up along the way, you did it and I can do it too.’

Volunteers assisted Oakland Hope during Comerica Cares Day by helping shopping with clients, loading boxes, sorting through food for quality assurance and bagging fresh produce.

As a proud sponsor, Comerica Bank supported the 2023 Juneteenth Freedom Fest Weekend, a festival of activities presented by the City of Detroit, Detroit Branch NAACP, Juneteenth Jubilee, Charles H. Wright Museum of African American History, Detroit Means Business and the Eastern Market Development Corporation to commemorate the day of liberation for African Americans in the United States.

Entrepreneur Fourm

From page A-3

journey from that of a bootstrapping entrepreneur to a leader of a sophisticated organization.

The backbone of that transformation has been learning the value and power of authentic relationships within the organization. Two decades later, Biggby Coffee has over 330 stores open across 12 states. Mike is the author of the Inc. Original book, Grind, and the second book in his trilogy series, Grow, will be released this June.

McFall was the keynote speaker at the event and Allen adds that he stayed at the event and spoke and networked with almost every attendee.

“I think (the attendees) were excited not just by the speakers, but by just being able to be back out again and networking with one another.”

Allen notes that since the coronavirus pandemic, small businesses have pivoted and embraced a spirit of “collaboration over competition.”

It is in that spirit the theme of the event--Resilience--emerged.

Resilience is defined as the ability to withstand or recover quickly from difficulties. Many of these entrepreneurs have experienced difficulty over the last three years and are bouncing back.

Greg Kelser, Detroit Pistons Broadcaster & Former NBA Player was the kickoff speaker who spoke on how to be a Champion in Business.

From mentoring to marketing--the panels explored almost every topic of importance to entrepreneurs.

Comerica’s Meghan Storey provided insights on the panel about The Best Small Business Funding Sources in 2023.

Storey noted that it is “important” for the Metro Detroit community to know that Comerica is “invested in the communities that we serve as some support in terms of education, financial literacy, and economic empowerment.” She explains that participating in events like this forum, is one way to reach underserved communities so they

Comerica Michigan Market Steve Davis (left) with members of Comerica Financial Intelligence Division who helped distribute information on fraud prevention during Shred Day.

So, I’m always looking to share my time with youth groups, and sharing my time and knowledge--especially different financial literacy opportunities. Last year, I had over 40 hours of volunteer hours. And that’s outside of my normal day-to-day working activities. This year, I’m close to 20 or so hours now.

So, by the end of this year, based on the rate I’m going, I’ll be close to 50 hours.

But with that being said, sharing my time with the community is what brings me joy and what gives me true fulfillment, but it also gives me my purpose.

Can you speak specifically to one event or activity that you’ve been a part of?

So, QT Business Solutions is one. Each month they have a business event. I speak to participants about small business loan products or even what to look for when you’re looking for a bank. So I do that quite often. I also have helped out the Horatio Williams Foundation and I find myself doing things like that very often.

How do you think that your career at Comerica has impacted you as a person?

can thrive and be successful.

“There are so many success stories in Detroit in Hamtramck in Highland Park, and we have to be actively involved in those communities--if we’re gonna see long-term economic growth.”

Allen explains that having Comerica as a partner is an extraordinary opportunity.

“Comerica Bank, they are our corporate partners. So they partner with us on most all of our events, not just this conference. So they’ve been great to work with because they don’t just give us grants or sponsorships, although that’s really helpful, they get involved.”

She adds that the bank had an exhibitor table at the conference in addition to having employees who were panelists. “And so they were able to give information on how to get funded and answer questions. They also sent out really great speakers,” Allen adds, “That’s what I love about Comerica. They don’t just give money they get involved.”

When I started working at Comerica Bank, I remember getting a call every year, around March--asking me if I want to come back to work for the summer, and I remember being on campus, and my friends were actually out looking for jobs, and filling out applications when I knew where I would be working that summer. That was wonderful. They were so committed to allowing me to believe that even for a young kid from the system dreams are possible. You know, but one thing I never thought about was the difference that I would make in people’s lives. I managed three branches prior to this role. The branches that I’ve managed allowed me to hire some great tellers. With my leadership, three assistant managers were promoted to branch managers within the company. Several personal bankers were promoted to assistant managers, tellers became personal bankers.

So I have had a huge influence on people’s lives. So even as my dreams have come true, I have also made other people’s dreams come true too, as well. So with that being said, Comerica Bank has had a huge impact on my career. And they also showed me that working hard and being a person that actually is loyal, that cares is a good thing. Because you can be rewarded for hard work.

For more information on how Comerica colleagues are giving back to our community, visit www.facebook.com/Comerica.

COMERICA IN THE COMMUNITY COMERICA IN THE COMMUNITY Page A-10 • michiganchronicle.com • June21-27, 2023
Comerica Bank Vice President and Small Business Relationship Manager Joseph Shepard (left) and Vice President and Senior Banking Center Manager Stephanie Mitchell (right) meet with an attendee during the 2023 NEA Entrepreneurs Forum at Hollywood Greektown in Detroit.

C ity . L ife . Style

American Black Film Festival Celebrates Black Excellence in Miami

The 27th edition of the American Black Film Festival (ABFF) kicked off in style on a scorching opening night, as the festival ambassador, Lena Waithe, and Nicole Friday, President & COO of Nice Crowd (formerly ABFF Ventures), delivered welcome speeches to inaugurate this year’s momentous event. The festivities began on the heels of an exciting announcement regarding expanding the group’s event offerings under the Nice Crowd banner.

The spotlight of the evening was seized by the premiere and screening of Netflix’s satirical conspiracy caper film, “They Cloned Tyrone.” Esteemed personalities, including Juel Taylor, Teyonah Parris, John Boyega, Charles King, Terrence J, Tabitha Brown, Chance Brown, Kym Whitley, Donkmaster, and Mayor Dan Gelber, graced the occasion, joining in the celebration.

“They Cloned Tyrone” follows an unusual trio of Boyega, Parris, and Foxx, who find themselves entangled in a web of eerie events unveiling a nefarious government conspiracy in this gripping mystery caper. Before its launch on Netflix on July 21, 2023, the film will enjoy a limited theatrical release.

The film marks the directorial debut of Juel Taylor, renowned for his work on “Creed II,” and is co-written by Taylor and Tony Rettenmaier. The production boasts an impressive lineup of producers, including Charles D. King, MACRO, Stephen “Dr.” Love, Tony Rettenmaier, Juel Taylor, Jamie Foxx, and Datari Turner. The film’s Executive producers include Mark R. Wright, Kim Roth, Jack Murray, Federal Films, Dana Sano, and Monte Lipman, with co-executive producers James Lopez and Poppy Hanks.

Glendon Hall, Chair of the Miami Beach Black Affairs Advisory Committee, expressed his support for the American Black Film Festival. He stated, “The ABFF plays a valuable role in the entertainment industry and has the strong backing of the Miami Beach Black Affairs Advisory Committee and the city. Under the leadership of Jeff and Nicole Friday, the festival proudly highlights the importance of black storytelling and the consistent need for black voices to find avenues of expression. Today, I am honored to declare it American Black Film Festival Day.”

Lena Waithe, the festival ambassador, shared her sentiments, acknowledging the festival’s significance during these turbulent times. She said, “These festivals are like a family reunion; it’s not just any festival. To see these filmmakers pursue and realize their dreams is a blessing. The ABFF reminds us to come together, lift each other up, and truly see one another. Chasing dreams is fun, but catching them is hard. Filmmakers and storytellers, we do it all for you. Thank you for having me.”

The evening closed with a thrilling White Party that lasted well into the early morning hours.

ABFF kicked off its second day with spotlight screenings that shone a special light on independent and documentary filmmakers. One of the standout moments of the day was The Lena Waithe Effect Panel. Renowned writer and producer Lena Waithe took the stage to discuss the importance of embracing one’s roots and staying true to their journey. “I am a descendant of Black cinema and Black television, and I take great pride in who I am. Like those who paved the way before me, it’s crucial for me to be a bridge that allows others to be seen,” Lena emphasized.

A lively and humorous conversation ensued follow-

ing the screening of the new show, “Act Your Age,” featuring Yvette Nicole Brown, Kym Whitley, and Alyson Fouse. The audience was thrilled by their engaging dialogue.

The cast of Lionsgate’s highly anticipated film, “The Blackening,” graced the red carpet to commemorate a special advanced screening. Immediately after the screening, a Q&A session with the cast and filmmakers was moderated by Terrence J. The group delved into the film’s creation during the challenging pandemic period and emphasized the significance of releasing it during the Juneteenth weekend. “Throughout the film, the themes of friendship, survival, and loyalty are prominent, which aligns perfectly with the spirit of Juneteenth. That’s why we felt it was essential to release it during this period,” expressed Antoinette Robertson, one of the film’s talented actors. Additionally, Jermaine Fowler, another cast member, called for support of Black horror films, stating, “Everyone should rally behind ‘The Blackening’ to celebrate the success of Black creatives in the horror genre.”

ABFF continued its mission to celebrate and elevate Black excellence on its third day in Miami. The day was filled with engaging panels and events that brought important topics to the forefront.

One of the notable panels focused on mental healthcare and featured renowned actress Taraji P. Henson. During the discussion, Henson emphasized the significance of mental health and introduced her new initiative, She Care Pods. “In collaboration with Pfizer, we have launched She Care Pods to encourage students and young individuals everywhere to disconnect from their devices. These pods offer free therapy, meditation, and opportunities for human interaction,” Henson explained.

The panel on Black fatherhood, featuring Malcolm D. Lee, Morris Chestnut, and Larenz Tate, offered valuable insights into the joys and challenges of Parenting. Morris Chestnut emphasized the transformative power of becoming a father and its profound impact on his life. Larenz Tate echoed this sentiment, highlighting the valuable lessons he continues to learn from his children, which have made him a better father. The panel shed light on the importance of positive Black fatherhood representation and its role in shaping future generations.

Actor Morris Chestnut shared, “Parenting can be challenging, but it is the most rewarding experience. Through our children, we discover more about ourselves and grow together.” Larenz Tate added, “I firmly believe that our kids are here to teach us valuable lessons. I am constantly learning from them, and they make me a better father.”

Black representation in the entertainment industry took center stage during the discussion led by the cast of the hit CW TV series “All American.” The cast members emphasized the significance of portraying diverse struggles on screen, including those related to mental health. They recognized the responsibility and opportunity to amplify stories that resonate with Black audiences, providing visibility and understanding.

The festival also curated screenings of notable productions, including Kirk Franklin’s new series, “Thursdays are for Lovers,” and Deon Cole’s “Average Joe.” These screenings were followed by engaging Q&A sessions, allowing the audience to gain deeper insights into the creative processes and inspirations behind the projects.

The day’s events reached a glamorous finale with the highly anticipated ABFF centerpiece red carpet event and screening of Netflix’s “The Perfect Find.” The star-studded red carpet saw the presence of esteemed guests, in-

cluding Gabrielle Union-Wade, Gina Torres, Jeff Friday, Nicole Friday, Taraji P. Henson, Issa Rae, Keith Powers, Aisha Hinds, Numa Perrier, Shanola Hampton, Gabrielle Walsh, Rell Battle, and many more. The film screening marked another significant moment of celebrating Black talent and storytelling.

ABFF concluded the festival on its last day with a wellness event presented by Cadillac “Morning Mindset with Tai: The Experience” on the lawn of the W hotel and featured a morning of movement, meditation, and affirmations led by TV host, producer, and co-founder of BROWN GIRL Jane, Tai Beauchamp.

The day was also filled with captivating events, including the prestigious Best of ABFF Awards Ceremony, a candid discussion on amplifying Black voices, and an exclusive early screening of the highly anticipated series “I’m A Virgo.” generating immense anticipation and enthusiasm among the audience. The series promises to captivate viewers with its compelling storytelling and exceptional performances.

Tabitha and Chance Brown, prominent figures in the entertainment industry, engaged in a thought-provoking discussion during the festival. They emphasized the significance of amplifying Black voices and celebrating the entrepreneurial spirit of small business owners. Moreover, they passionately advocated for removing barriers that hinder individuals’ progress in the television and film industry. Their candid conversation highlighted the importance of creating an inclusive and equitable space for all aspiring talents.

Renowned artist and actress Queen Latifah moderated a captivating event called “Clips & Conversations,” which featured six dynamic filmmakers. Queen Latifah expressed the importance of establishing opportunities for Black filmmakers and storytellers to thrive. She emphasized the need to nurture a continuous pipeline of talent that can carry the torch of representation and creativity for generations to come. The event provided a platform for these talented filmmakers to discuss their work, share their experiences, and inspire others within the industry.

Following Cadillac hosted a panel discussion on the power of Black storytelling on Saturday, June 25. The “Creating Cultural Capital” panel will feature a diverse group of industry leaders, including Tarshena Armstrong, Franklin Leonard, Tommy Oliver, and Liliana Lopez. Stacey Walker-King will moderate the discussion. The panelists will discuss the importance of Black stories being told by Black creators and how these stories can help to shape the cultural landscape. They will also discuss the challenges of breaking into the industry and the importance of mentorship.

The ABFF First Look segment presented an exciting glimpse into the bold and innovative reinterpretation of the beloved classic, “The Color Purple.” In attendance, esteemed actress Taraji P. Henson recognized the film’s cultural significance within the Black community. Henson fondly recalled how the presence of Black actors on screen during her formative years inspired her to pursue her dreams. She acknowledged the progress made in the industry, noting the increased visibility and opportunities available today compared to the past.

The 27th American Black Film Festival offered many remarkable experiences for attendees to enjoy. From thought-provoking discussions on securing financial stability and widening the view of the Black experience to captivating screenings and exclusive events, the festival created a successful platform celebrating Black excellence in the film industry.

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John Boyea, Niocle Friday and Jeff Friday, Images Courtesy of American Black Film Festival
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Do you struggle to keep your diabetes in check? Is your high blood pressure weighing on your mind? If you have a complex or chronic health condition, keeping your annual doctor visits are more than wellness checks — they are opportunities for your primary care doctor to catch or monitor emerging health conditions.

Primary care doctors and care teams at Ascension Michigan are recognized for quality in controlling high blood pressure, diabetes and other chronic illnesses. During your visit, they also focus on personalized and comprehensive care to help you better manage your healthcare needs.

“A lot of things can happen to you as you age and mature,” said Dr. William C. Sharp, an internal medicine doctor with Ascension Providence Hospital Omni Medical. “Primary care doctors offer a broad range of care for physical and mental well-being. If caught early enough, some health issues might be prevented.”

When people do not regularly see a primary care doctor, they may see their health conditions worsen. This can lead to the need for specialty and higher-level care at a hospital. It may also increase healthcare costs and trips to the emergency room.

Starting a conversation and developing a relationship with your primary care doctor helps to ensure that you get the care that’s right for you. Other benefits include:

1. Stronger relationship with your doctor

When you develop a long-term relationship with your primary care doctor, you may be more comfortable sharing health concerns and feel less anxious about discussing your health. It’s also easier to discuss advance care planning, ask questions and open up about your current health, medical history, treatment preferences, daily challenges and lifestyle. “When there is a health concern, family members often have an opinion about treatment. But when you and your family know your doctor, it comes down to “What did doc say?” — and that’s a strong relationship to have,” said Dr. Sharp. “Your doctor becomes part of your family.”

2. Connected care for routine and unexpected health concerns

Primary care doctors treat everyday health concerns, such as infections and rashes, and help find problems before they worsen. They diagnose flu, colds, strep throat and other common illnesses, and give vaccines and screenings. When an unexpected health concern arises, Ascension Michigan ER doctors and care teams are conveniently located close to home to provide comprehensive care no matter the time of day. “We are on call for our patients no matter what,” said Dr. Sharp. “Knowing that your doctor and care team are available around-the-clock also provides our patients with peace of mind.” And when additional care is needed, primary care doctors can connect you to specialists for complex medical conditions. “We would much rather provide early intervention for health issues than see our patients when it’s too late in the game to avoid serious medical complications,” said Dr. Sharp.

3. Routine screenings and preventive care

Staying connected with your primary care doctor can help keep you healthy and may help reduce future healthcare costs Health

Primary care doctors and care teams with Ascension Michigan screen for colorectal cancer and other conditions as an important part of preventive healthcare, like tuneups to keep you healthy. Your primary care doctor will also help catch or monitor emerging health conditions. “When it comes to detecting a medical concern, the earlier, the better,” said Dr. Sharp. “Routine physicals can lead to early diagnosis, which leads to better outcomes and a longer lifespan.”

4. Help with managing chronic conditions

Primary care doctors and care teams at Ascension are recognized for quality in controlling high blood pressure, diabetes, depression and other chronic illnesses. “Your primary care doctor knows you and your health concerns better than anyone, but even so, we’ll still ask you lots of questions and screen you for a variety of conditions to ensure there are no new health concerns,” said Dr. Sharp.

To schedule your appointment today or to chat with a care navigator online for help with scheduling, call 844-644-0814 or visit ascension.org.

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With the largest network of doctors and hospitals, coverage for mental health, an easy-to-use mobile app, a 24-hour nurse line and the MIBlue virtual assistant, Blue Cross Blue Shield of Michigan and Blue Care Network are ready to help you feel your best — without the stress.

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Wellness visits can help keep high blood pressure, diabetes and other chronic health conditions in check
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