Mainstream Funding Network, Inc.
TONAWANDA-TOWN
Grow With Grow With
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Who is Mainstream Funding?
We’re your neighborhood mortgage matchmakers! ��✨ We connect you with the right lenders to find the perfect home loan, no fuss, no funding ourselves, just lots of expert help Based right here in West Seneca, we make buying your dream home easier and way more fun!
Rate-Trend
Mortgage rates are expected to stay elevated in August, with 30-year fixed rates hovering around 6 5%–6 7% Analysts do not anticipate a rate cut until September, assuming employment and inflation data remain strong
Mortgage Corner
Mortgage Broker Lingo: Let’s Float It
When a loan officer says “let’s float the rate,” they’re choosing not to lock in the borrower’s current interest rate right away Instead, they’re waiting to see if market conditions improve, with the hope of securing a lower rate before the loan closes.
Buffalo Real Estate Trends
Price Movement Snapshot
For Buffalo specifically, purchase and refinance volume is projected at 13,209 loans totaling $3 34 billion in 2025, though loan counts are expected to grow only around 4% growth driven largely by rising home prices --iemergent com
Market Momentum
Buffalo is consistently ranked the hottest housing market in the U S for 2025, driven by limited inventory, job growth, and relative affordability
Inventory Insights
Home values are projected to rise another 2.8% in 2025, following a 6% gain in 2024; inventory remains tight with only 1.7 months’ supply, keeping buyer competition high
The Metro Minute
Summer Edition
Buy Smart Spotlight
Get Pre-Approved First
Before you fall in love with a home, get pre-approved for a mortgage. Summer is busy and sellers want serious buyers who are ready to move fast.
Keep an Eye on Timing
Some sellers are motivated to close before the school year starts or before their own fall plans kick in. That could mean more flexibility for ready buyers.
Watch Out for Price Peaks
Sellers often list high in summer, don’t be afraid to negotiate if the home has been sitting a while.
Sell Smart Spotlight
Price it Right from the Start
The summer market moves quickly, but buyers are savvy. Listing at the right price from day one will help avoid sitting on the market or having to reduce later.
Highlight Back to School Convenience
If your home is near good schools, parks, or family-friendly amenities, showcase those perks —it’s top of mind for August buyers.
Stage Outdoor Spaces for End-ofSummer Fun
Dress up patios or yards with string lights, cozy seating, or a BBQ setup so buyers picture late-summer evenings spent outside.
JIM
FOUNDER/BROKER/OWNER metrorobertsrealty@gmail.com (716) 480-3049
NICA JADOCH
PHOTOGRAPHER/ 3D VIRTUAL TOUR CREATOR/DRONE PILOT nicajadoch@metroroberts.com (716) 867-3288
GERRITY
CATHY BOGOLIN
MANAGER neil@metroroberts.com (716) 866-5436 ARIEL
cathy@metroroberts.com (716) 844-8591
ERIKA FRENCH CORPORATE TRAINER erikafrench315@gmail.com (716) 870-6300
JEREMY WRIGHT
ADMINISTRATIVE ASSISTANT, SOUTH BUFFALO/ORCHARD PARK/WEST SENECA southbuffalo@metroroberts.com orchardpark@metroroberts.com westseneca@metroroberts.com
South Buffalo (716) 828-0005
Orchard Park (716) 662-0449 West Seneca (716) 891-1710
DONNA ROBERTS ADMINISTRATIVE ASSISTANT, LANCASTER lancaster@metroroberts.com (716) 668-2500
MICHELLE GALLOWAY
ADMINISTRATIVE ASSISTANT, HAMBURG/DERBY hamburg@metroroberts.com derby@metroroberts.com
Hamburg (716) 646-6400 Derby (716) 947-5555
(716)
MADDIE DEVINE MARKETING COORDINATOR
maddie@metroroberts.com (716) 913-5463
ryan@metroroberts.com (585) 755-2890
MARY KOSMIDER
ADMINISTRATIVE ASSISTANT, WILLIAMSVILLE\LOCKPORT
williamsville@metroroberts.com lockport@metroroberts.com
Williamsville (716) 559-9972 Lockport (716) 727-5680
JUSTIN WAHOWSKI PRINCIPAL VIDEOGRAPHER
justin@metroroberts.com (716) 400-9991
(716) 560-8758
JESSICA NEWLAND ADMINISTRATIVE ASSISTANT, TONAWANDA tonawanda@metroroberts.com (716) 875-2211
MAINSTREAM FUNDING NETWORK, INC. was founded in Williamsville, NY February of 1991 to provide an alternative to the often insensitive and bureaucratic institutional options that have characterized the mortgage lending industry for decades.
FROM THE OUTSET, WE HAVE PROVIDED a remarkably streamlined and personalized application-to-closing experience for thousands of clients. Over the years as we have grown in size, our veteran administrators and staff continue to function in concert with our original philosophy. Our commitment to making each client feel like our only client continues to earn us respect for our competence, praise for our attention to detail and repeated referrals from satisfied homeowners.
Marty Hackford Kevin Petronio Timothy Collins
Jim Roberts Katie Medina Candy Juzysta
Stephanie Yargeau Jeffrey Jess Anthony Rijos
Derek Greiner Michael Kearns
Brian Belcer
Agents Making Agents Making a Difference a Difference
What began as a backyard gathering has grown into a real estate–sponsored event hosted by The Andriaccio Team with music , raffles, and a toy drive for needy kids. Guests’ generosity created a mountain of donations, making this year ’s Nickypalooza a night to remember.
W h e a t f i e l d , N Y h a s q u i c k l y b e c o m e o n e o f W e s t e r n N e w
Y o r k ’ s m o s t s o u g h t - a f t e r t o w n s . F r o m i t s p e a c e f u l r u r a l
c h a r m t o t h e v i b r a n t e n e r g y o f N i a g a r a F a l l s B o u l e v a r d ,
y o u ’ l l l o v e c a l l i n g t h i s b e a u t i f u l t o w n h o m e . W h e a t f i e l d
p e r f e c t l y b l e n d s t h e n o s t a l g i c f e e l o f s m a l l - t o w n A m e r i c a
w i t h a m o d e r n f l a i r m a k i n g i t a n i d e a l d e s t i n a t i o n t o
s e t t l e d o w n a n d g r o w
W h e a t f i e l d C r o s s i n g b y F o r b e s C a p r e t t o H o m e s i s
c on v e n i e n t l y l o c a t e d b e t w e e n S h a w n e e R o a d a n d
T o w n l i n e R o a d , w i t h P h a s e O n e s i t u a t e d o n t h e S h a w n e e
R o a d s i d e . R i g h t a c r o s s t h e s t r e e t , y o u ’ l l d i s c o v e r l o c a l
f a v o r i t e s l i k e R u s t i c B u f f a l o – A r t i s a n M a r k e t a n d t h e
B i g R e d B a r n A n t i q u e S h o p . J u s t a s h o r t d r i v e a w a y , t h e
V i l l a g e o f S a n b o r n o f f e r s e v e n m o r e t o e x p l o r e , i n c l u d i n g
s h o p s , r e s t a u r a n t s , a n d m o r e . A n d f o r a l l t h e i c e c r
If you ’ ve been waiting to call Wheatf ield home and building a one-of-a-kind residence with a homebuilder you can trust, Wheatf ield Crossing by Forbes Capretto Homes is your answer. With a reputation built on amazing quality, high satisfaction, and incredible attention to detail, Forbes Capretto Homes delivers more than just houses - we build places you’ll be proud to call home.
Western New York Roberts Realty Advantage.
We Handle Your Real Estate, Appraisal and Auction Needs.
We handle both online and in person auctions throughout the Western New York Region
We have the technology and marketing footprint to showcase your property in it’s best light.
NEVER MISS AN AUCTION
Stay up to date on our auction schedule and news, or bid from anywhere. Download our app to your smartphone today. Works for both Apple and Android.
FOR OVER 30 YEARS JAMES ROBERTS has been a fixture in the Western New York real estate market. Mr. Roberts bought his first house when he was 19 years old and never looked back. He owns and operates one of the top real estate companies in Western New York.
Mr. Roberts is a member of the National Auctioneers Association (NAA) along with being a NYS Certified Appraiser and NYS Real Estate Broker. Mr. Roberts has his CREA designation from Certified Real Estate Auction School. Mr. Roberts also holds many real estate certifications and a bachelor’s degree in education and business.
WNY Metro Roberts Realty and its affiliated companies have been in business for over 30 years. We are a full-service brokerage that places our clients’ needs before our own. We have over 360 real estate agents and 5 appraisers. Our group is also home to the largest property preservation company in the area. Our appraisal company has completed valuations for over 3 decades.
SOUTH BUFFALO OFFICE
861 Abbott Road Buffalo, NY 14220
716-828-0005
DERBY OFFICE
6853 Erie Road Derby, NY 14047
716-947-5555
HAMBURG OFFICE
302 Buffalo Street Hamburg, NY 14075
716-646-6400
LANCASTER OFFICE
4721 Transit Road, Suite 18 Depew, NY 14043
716-668-2500
ORCHARD PARK OFFICE
4124 North Buffalo Street Orchard Park, NY 14127 716-662-0449
TONAWANDA OFFICE 2211 Sheridan Drive Tonawanda, NY 14223
716-875-2211
WEST SENECA OFFICE 960 Center Road West Seneca, NY 14224
716-891-1710
WILLIAMSVILLE OFFICE 5687 Main Street Williamsville, NY 14
716-559-9972
WARSAW OFFICE
4694 Broadway Road Depew, NY 14043
585-968-4450
LOCKPORT OFFICE 21 Main Street Lockport, New York 14094
716-727-5680
ELMWOOD OFFICE 1020 Elmwood Ave Ste 101 Buffalo, NY 14222
716-692-9464
How Are You Spending How Are You Spending Labor Day Weekend? Labor Day Weekend?
Backyard BBQ & family time
Hitting the beach or camping
Relaxing at Home
Catching up on projects or work
Scan the QR code and answer our quick poll for a chance to win Metro Roberts or Mainstream
Funding apparel, 20% of WNYDS basic package, or a free set of business cards!