homeBUYING A NEW
“Hello!
Thank you for choosing to put your trust in me for the process of buying and/or selling your home. Every member of my team is committed to ensuring that ALL of your real estate needs are not just met, but exceeded! I’ve created this book for your convenience and we hope that it will be a valuable resource. While the entire process is outlined for you here, please know that I will be staying in constant contact with you throughout the process. Your experience will be unique and I will adjust our service according to your wants and needs. My focus is on your complete satisfaction.
Monica McKune
Monica McKune
TEAM LEAD/REALTOR®
I started Real Estate soon after graduating Loyola University in Chicago with a degree in Finance and International Business. We moved to Florida in 2006, just in time to experience the Real Estate crash. Needless to say, I thrive under pressure and enjoy living on the go! I am a mom, wife, daughter, aunt and a Realtor. I also speak Polish.
Andrea Pacheco
REALTOR®/Consultant
Originally from Michigan, my career in sales has spanned several different industries. However the one common denominator is that I have always excelled at putting my clients first and assuring their needs are fulfilled. My goal is to successfully guide you through the process of buying and selling Real Estate.
Kelly Werle
Director of Client Relations
Born and raised in Brevard County I take pride in serving my community. My extensive knowledge and experience allows me to give clients comprehensive service and help them every step of the way.
Emily Robinson
Transaction Coordinator
I grew up in Maine and made the move to sunny Florida in 2011. After settling in, I discovered my passion for real estate and started my career in 2016. Since then, I've dedicated myself to providing smooth, stress-free transactions for buyers, sellers, and agents as a Transaction Coordinator. I love helping people navigate the process of buying or selling a home, and I take pride in making sure every detail is handled with care and precision. When I'm not working I am spending time with my family, horseback riding or snuggling in for movie nights.
Belinda Stokes
Marketing Coordinator
Born and raised in Germany, I married my husband, a U.S. Air Force servicemember, in 2012. We moved to the United States in 2014, starting our journey in Maryland before settling in Florida in 2019. Since 2021, I've had the pleasure of working with Monica and putting my creativity to good use.
FIND THE RIGHT AGENT
PREPARE FINANCES
GET PRE-APPROVED
START HOME SHOPPING
MAKE AN OFFER
ORDER AN INSPECTION
NEGOTIATE TERMS
SCHEDULE THE MOVE
CLOSING DAY
FIND THE RIGHT
AGENT01
Buying a home is one of the most significant purchases in a lifetime. It is essential to have an experienced agent in your corner, always looking out for your best interest. A buyer agent’s fiduciary responsibility is to represent the buyer and to ensure that their interests are protected.
After all, a seller has someone in their corner. A listing agent has a fiduciary to the seller Their goal is to get the seller top dollar for their home. There is incredible value in having someone working for YOUR best interests when buying a home.
QUESTIONS TO ASK AN AGENT WHILE INTERVIEWING:
HOW MUCH ARE ALL YOUR FEES? 1. HOW LONG IS YOUR CONTRACT? 2. CAN I CANCEL THE CONTRACT EARLY? 3. HOW LONG HAVE YOU BEEN IN THE REAL ESTATE BUSINESS? 4. CAN I ASK FOR SOME CLIENT REVIEWS? 5. HOW MANY CLIENTS ARE YOU SERVICING RIGHT NOW? 6. BEFORE LOOKING AT HOMES, DO YOU FIRST REQUIRE A CLIENT TO GET A PRE-QUALIFICATION LETTER FROM A LENDER? 7. HOW DO YOU ASSIST BUYERS IN CLOSING THE DEAL? 8. HOW CAN I COMMUNICATE WITH YOU? 9. WHAT IS THE BEST TIME TO REACH YOU? DO YOU HAVE WORKING HOURS? 10.
MY COMMITMENT TO YOU
1 2 3 4 5 6
GETTING YOU IN THE DOOR
We will narrow down the homes that fit your unique wants and needs get you in the door! I can help you identify the pros and cons within a home.
HANDLING CHALLENGING CONVERSATIONS
When repairs or changes in price need to made, I will be your guide and handle requesting any repairs or changes in price to the sellers.
STAYING ON TOP OF THE PAPERWORK
Buying a home involves many types of documentation I have the experience and knowledge to navigate real estate contracts with our transaction coordinator. Ensuring that nothing is overlooked, and that you truly understand what a paper means before ever signing on the dotted line.
SIDE
A buyer’s agent will represent your best interests With a pulse on the local market and a sound understanding of how various amenities effect the value of a home, we will make sure we submit a competitive offer on the right house for you. ON YOUR
NEIGHBORHOOD EXPERT
Working daily in neighborhoods with inspectors, contractors, and negotiating with sellers, I have the market knowledge you need to get the best results from your purchase. Understanding the local real estate market can go a long way when it comes time to make an offer on a house.
PROBLEM SOLVER
I will work hard to protect all of your interests and take on any issues that may arise throughout the entire process Making buying a home a fun and stress-free process
MENU OF SERVICES
Define your new home’s criteria - needs analysis
Research multiple listing services daily
Locate off-market properties - FSBO’s, out-of-area listings, etc.
Arrange all showings in advance
Preview neighborhoods and amenities
Video showings upon request for our out-of-area clients
Accompany you for showings
Connect you with local lenders to secure financing
Keep up with real estate market trends to position a strong offer on your behalf
Prepare for sale & purchase contract
Prepare all disclosures
Prepare all addenda
Present & negotiate contract and terms
Provide all copies of everything you sign
Manage and close your ‘pending’ transaction
Arrange inspections
Facilitate and attend inspection upon request
Review and present inspection report(s)
Re-negotiate contract based on findings
Maintain a high level of communication with you
Supply homeowner’s association documents
Attend appraisal if needed
Provide contract timelines
Work directly with the closing agency
Provide all utility company information
Review final closing statements
Arrange closing time and details
Attend and accompany walk thru inspection
Attend closing
Provide post closing market updates
PREPARE YOUR FINANCES
Mortgage lenders recommend you do not stretch yourself beyond buying a home that is more than 3 to 5 times your annual household income. If you are not purchasing a home with cash, you will need a mortgage pre-approval provided by your mortgage lender. A lender will work with you to get a loan that meets your needs. Some buyers are concerned with keeping their monthly payments as low as possible, others want to make sure that their monthly payments never increase.
Study your credit report Make note of any errors you see and talk to your lender about them.
Compile necessary documents, including pay stubs, bank statements, and past tax returns.
Determine how much of a payment you are comfortable with Don’t forget you will have taxes and insurance on top of your base mortgage payment!
CASH FOR A DOWN PAYMENT & OTHER EXPENSES FINANCIALS AND MORTGAGE PAYMENT
In order to make your dream of buying a home a reality, you will need to save cash for your down payment, earnest money, closing costs & home inspector
A Down Payment is typically between 3.5% & 20% of the purchase price
Earnest Money is money you put down to show you ’ re serious about purchasing a home It’s also known as a good faith deposit.
Closing Costs for the buyer run between 2% & 5% of the loan amount
A Home Inspection costs $500 to $1,000
03 RESEARCH LENDERS AND GET PRE-APPROVED
Credit score and financial documents in hand, you ’ re ready to start researching options for your home loan.
Check out our list of preferred local lenders. Our clients let us know who they have enjoyed working with. You’ll get a personalized quote and can read lender reviews and ratings to help gain insights into which lender is right for you. Find out if you qualify for a special loan, such as a Veterans Affairs (VA) loan or any special home buying financing options through state or federal programs.
Make sure you get that mortgage preapproval letter it’ll make you a more competitive buyer.
Note: Being pre-approved, unlike being pre-qualified, means you ' ve actually been approved by a lender for a specific loan amount. You will need to provide documented financial information (income, statements, assets, debt & credit reports etc.) to be reviewed & verified by the lender.
RESEARCH MORTGAGES AND LENDERS
Find out if you qualify for a special loan, such as a VA, FHA, or HUD home buying program
Request quotes from multiple lenders and comparison shop for loans.
Get preapproved for a mortgage and receive your letter
TheMortgageFirm
Bryan Troy
321 Ocean Ave #101
Melbourne Beach, FL 32951
Office: (321) 914-3596
Cell: (321) 544-7239
Email: Bryan.Troy@tmf.mortgage
RevolutionMortgageSpaceCoast
1900 S Harbor City Blvd Ste 209
Melbourne, FL 32901
John Henderson: (321)317-8250
Dylan Davis: (321)501-7422
Email:ddavis@revolutionmortgage.com
Marc LaRoche: (321)698-1051
Bentley Smith: (321)795-6041
Email: bsmith@revolutionmortgage.com
US Bank
Candace Leary
6767 N Wickham Road
Melbourne, FL 32940
Office: (321) 775-6301
Cell: (321) 537-3642
Email: Candace.leary@usbank.com
UMortgage-EpicMortgage
Nate Jomaa
1220 Prospect Ave Ste 292
Melbourne, FL 32901
Cell:(321)978-3115
Email: nate@natejomaa.com
HomeLendingSource
Tommy Griffin
1370 Hwy A1A Ste A
Satellite Beach, FL 32937
Cell: (321)446-1313
Email: tommygriffin@HLSmortgage.com
START HOME
RESEARCH THE AREA
Get a head start by compiling your home wish list.
Spend time in each area, imagining yourself living there.
Find properties in your price range in your preferred neighborhoods.
Visit open houses and have one of our team members schedule private showings
Make a list of the things you'll need to have in the house. Ask yourself how many bedrooms and bathrooms you'll need and get an idea of how much space you desire. How big do you want the kitchen to be? Do you need lots of closets and cabinet space? Do you need a big yard for your kids and/or pets to play in? Do you want a pool? Do you want to live close by the beach?
Once you ' ve made a list of your must-haves, don't forget to think about the kind of neighborhood you want, types of schools in the area, the length of your commute to and from work, and the convenience of local shopping. Take into account your safety concerns as well as how good the rate of home appreciation is in the area.
TIPS
We will make sure to check out the little details of each house
Evaluate the neighborhood and surrounding areas.
• Are the surrounding homes well maintained?
• How much traffic is on the street?
• Is it conveniently located to schools, shopping, restaurants, & parks?
Why Brevard County? Why Brevard County?
1. Spectacular Natural Beauty and Outdoor Recreation
Brevard County is known for its stunning beaches, expansive wetlands, and abundant natural parks With over 70 miles of Atlantic coastline, it provides ample opportunities for beachgoers, surfers, and nature lovers Some of the most popular spots include Cocoa Beach, Melbourne Beach, and Playalinda Beach, all of which offer beautiful, clean shorelines and public access.
The Indian River Lagoon, a biodiverse estuary, is a hotspot for boating, fishing, and bird-watching Conservation areas like the Merritt Island National Wildlife Refuge provide a sanctuary for thousands of animal species, including the endangered Florida manatee and sea turtles, which nest along Brevard’s shores.
2. The Space Coast: Home to Innovation and Exploration
Known globally as the "Space Coast," Brevard County is home to the iconic Kennedy Space Center, where NASA launched the Apollo moon missions and continues its journey with the Artemis program to return humans to the moon. This tradition of space exploration has not only put Brevard on the map but has fostered a local culture of innovation.
SpaceX and Blue Origin, alongside other aerospace giants, operate nearby, boosting the region's tech economy The area ’ s ties to space exploration fuel educational programs, inspire STEM initiatives, and create numerous job opportunities for engineers, scientists, and skilled tradespeople.
3. Booming Real Estate and Desirable Neighborhoods
The real estate market in Brevard County is flourishing, driven by affordable pricing, scenic properties, and a range of communities to suit different lifestyles. Areas like Viera and Melbourne offer a suburban appeal with amenities like shopping centers, golf courses, and highly-rated schools, while historic Cocoa Village and Merritt Island provide unique waterfront homes with Old Florida charm.
With many new residential developments and infrastructure projects, Brevard County has created a dynamic environment for real estate, whether for first-time buyers, luxury home seekers, or those looking for retirement-friendly communities The diversity in housing options from oceanfront condos to familyfriendly neighborhoods and 55+ communities gives prospective homeowners plenty of choices.
4. A Strong and Diverse Economy
Brevard County's economy is diverse, driven by aerospace, technology, tourism, and healthcare sectors.
The Space Coast’s tech sector provides ample employment opportunities, with aerospace firms and defense contractors playing significant roles. Additionally, Port Canaveral, one of the busiest cruise ports in the world, supports thousands of tourism and service industry jobs
The county’s proximity to Orlando and Miami makes it a strategic location for businesses and employees who benefit from the ease of regional and international connectivity, while the cost of living remains lower than in many major metropolitan areas.
Why Brevard County? Why Brevard County?
5. A Vibrant Community with Arts and Culture
Brevard has a vibrant arts scene, with local theaters, galleries, and cultural festivals that bring the community together. The Maxwell C. King Center for the Performing Arts in Melbourne hosts a range of performances, from Broadway productions to concerts, while local arts venues and galleries in Cocoa Village, Eau Gallie Arts District, and Titusville showcase the work of Florida artists Festivals like the Melbourne Arts Festival, Cocoa Village Arts & Crafts Fair, and various food and music events draw locals and visitors year-round, creating a lively cultural environment that enhances Brevard’s appeal as a desirable place to live and visit
6.
Excellent Education and Health Systems
Brevard Public Schools is one of the highest-performing school districts in Florida, with high-ranking elementary, middle, and high schools. Higher education options are also within reach, including the Florida Institute of Technology in Melbourne, which specializes in STEM fields and contributes to the area ’ s pool of high-skilled professionals.
Healthcare in Brevard County is top-notch, with several highly-rated hospitals and healthcare facilities, including Health First's Holmes Regional Medical Center and Parrish Medical Center, which serve the community’s medical needs and attract medical professionals from across the state.
7. Retirement Haven with a Favorable Climate
Brevard County’s mild winters and sunny climate make it an ideal retirement destination The area ’ s 55+ communities offer retirement-friendly amenities such as golf courses, clubhouses, and easy access to beaches, shopping, and dining The combination of affordability, tax benefits (Florida has no state income tax), and a warm climate appeals to retirees seeking a comfortable and active lifestyle
8. Commitment to Sustainability and Conservation
Brevard County has shown a strong commitment to environmental protection, particularly regarding its waterways and coastal areas. Numerous initiatives are aimed at restoring the Indian River Lagoon, reducing pollution, and protecting local wildlife, underscoring the community’s dedication to sustainability.
Programs like the Brevard Zoo’s conservation projects and the Marine Resources Council help preserve the county’s unique ecosystem, educating residents and visitors on the importance of conservation for future generations.
Brevard County, Florida, offers a unique mix of scenic beauty, economic vitality, and community-focused living, making it an attractive choice for a wide range of people. Whether drawn by career opportunities in the tech sector, the chance to explore nature, or simply the appeal of a relaxed coastal lifestyle, residents and visitors find a welcoming community and an abundance of resources From its beaches to its starry skies, Brevard County exemplifies the best of Florida’s Space Coast
This is Brevard County, FL
Barefoot Bay, Cape Canaveral (Port Canaveral), Cocoa, Cocoa Beach, Grant, Indialantic, Indian Harbor Beach, Malabar, Melbourne, Melbourne Beach, Melbourne Village, Merritt Island, Micco, Palm Bay, Palm Shores, Port St. John, Rockledge, Satellite Beach, Suntree, Titusville (County Seat), Valkaria, Viera, West Melbourne
IMPORTANT NUMBERS
Water/Sewer
Cocoa/Central Brevard County (321) 433-8400
http://cocoafl.org
Melbourne Area (321) 608-7100
https://www.melbourneflorida.org
Palm Bay City Hall (321) 952-3420
https://www.palmbayflorida.org
Titusville City Hall (321) 383-5791
https://titusville.com
West Melbourne (321) 727-7700
https://westmelbourne.org
All other areas (321) 264-5130
Brevard County
IMPORTANT NUMBERS
Florida Power & Light
9001 Ellis Rd, Melbourne, FL 32904 (321) 723-7795 or 1 (833) 313-2972
https://www.fpl.com
Florida City Gas
4180 US-1, Rockledge, FL 32955 (321) 636-4644 or 1 (800) 993-7546
https://www.floridacitygas.com
Waste Management (321) 636-6849
https://www.brevardfl.gov/SolidWaste/Home
Cable/Internet Spectrum 1 (855) 366-7132
https://www.spectrum.com AT&T 1 (800) 288-2020
https://www.att.com
IMPORTANT NUMBERS
Brevard Public Schools
2700 Judge Fran Jamieson Way, Viera, FL 32940 (321) 633-1000
https://www.brevardschools.org
Vehicle Registration and County Services
Drivers License (850) 617-2000
https://www.dmvflorida.org/dmv- offices/brevard/
Vehicle Registration (321) 264-6935 for North & Central Brevard (321) 633-2199 for South Brevard
https://www.flhsmv.gov/locations/brevard/
Brevard County Sheriff (321) 633-7162
https://www.brevardsheriff.com/
Home Price Appreciation Trends
“Appreciation, in general terms, is an increase in the value of an asset over time. The increase can occur for a number of reasons, including increased demand or weakening supply, or as a result of changes in inflation or interest rates. This is the opposite of depreciation, which is a decrease in value over time.”
MAKE AN OFFER 05
Your finances are in order, your ideal neighborhoods identified next up is finding that perfect property and making a competitive offer More importantly, one that is accepted over other offers. As more and more people looking to become homeowners, it’s important to prepare yourself for the mortgage process, home search, bidding wars, and what you’ll do next if you do not get the home of your dreams.
Here are my 6 strategies to getting your offer accepted!
03
COMPETITIVE OFFER MAKE A CONNECTION
Agoodruleofthumb,specifically inaseller’smarket,istostart strong Todothis,wewillassess theproperty’smarketvaluewitha CMA(ComparativeMarket Analysis)anddeterminewhatit's worthinthecurrentmarket.
Tellthesellerwhyyoulovetheir home.Isittheneighborhoodpark oraccesstotop-ratedschools? Maybethekitchensizeanddesign iseverythingyou’vedreamedof? Speakup!Establishingrapportwith thesellerscantugattheir emotions So,helpthemto rememberyournamewhenthey reviewpotentialoffers.
Thisdepositsignalshowseriousa buyeryouare Trydoublingthe amountthatthesellerrequestsor thatiscustomaryinthearea So, besureyoudonotbackoutofthe contractfornogoodreason.Ifyou do,you’llloseyourearnestmoney.
EARNEST MONEY LIMIT CONTINGENCIES
Contingenciescanaddtimeto thenegotiationprocess They’re beneficialtobuyers,butcanbea nuisancetosellerswhoareready tomoveonfast It’simportantto avoidanyunnecessary contingencies Accordingtothe NationalAssociationofRealtors, theofferwiththefewest contingenciesisoftenthemost attractive
Expressyourwillingnesstowork withthesellers’timetabletogoto closing Wecanaskthesellers whentheiridealclosingdatewould besotheofferwillmakethemfeel liketheyarewinning!
06 GIFT OF TIME
ESCALATION CLAUSE
Anescalationclauseisawayto automaticallyescalateyourbidby acertaindollaramount,uptoa certaindollaramount Keepin mind,you’reriskingthesellerseeing thetrueamountyou’llpayand maybepayingsignificantlyoverthe home’sappraisedvalue Isthis hometrulyworthit?
THE OFFER
PROCESS
After Making an Offer
•ACCEPT THE OFFER
•DECLINE THE OFFER
First Offer Submitted
Counter
This happens if the seller thinks your offer isn’t close enough to their expectations to further negotiate.
A counter-offer is when the seller offers you different terms. If this happens, you can:
•ACCEPT THE COUNTER OFFER
•DECLINE THE COUNTER OFFER
Repeat
You can negotiate back and forth as many times as needed until you reach an agreement or someone chooses to walk away.
Accepted
Once all parties agree on all the terms, you are officially under contract! CONGRATS!
A home inspection can help identify deficiencies in a home you ’ re considering purchasing. If the inspection reveals problems are at work or repairs are needed, you may be able to negotiate with the seller to fix those issues.
During the inspection period, we will schedule an inspection with a reputable home inspector to do a thorough investigation of the home Once this is complete, the inspector will provide us with a list of findings. Check out our recommended list. Our clients have enjoyed using these companies.
ORDER AN INSPECTION NEGOTIATE 06
TERMS
Here are your options after a home inspection reveals problems:
Ask the seller to make the repairs themselves 1. Ask the seller to reduce the sales price to make up for the repairs 2.
Back out of the transaction (if you have an inspection contingency in place) 3. Move forward with the deal 4.
I Make sure your agent has a copy of the inspection report to use as leverage when working with the listing agent and their sellers
Home Inspection
John Shishilla
Honor Construction Inspection Service (321) 327-2950
Email: contact@honorconstruction.com
Mark Watson and James Watson
Double Scope Inspections Office: (321) 250-5344
Cell: (216) 240-1861
Website: www.doublescopeinspections.com
Email: info@doublescopeinspections.com
Phil White
White House Inspections 1101 W. Hibiscus Blvd. Suite 210 Melbourne, FL 32901 (321) 427-2080
Email: phil@whitehouseinspections.com
Javier DeJesus (Hablo Espanol)
DBJ Home Inspections, Inc. (772) 777-1688Website: www.dbjhomeinspections.com
Email: dbjhomeinspections@gmail.com
Scoping of plumbing lines
Stephen Rowe
Anchor Plumbing Service PO Box 560 268
Rockledge, FL 32956 (321)848-1196
Email: stephen@brevardplumbers com
Paul Webb
Sun Plumbing 820 E Seminole Ave Melbourne, FL 32901 (321) 725-2460
Website: www.sunplumbing.com
Email: pwebb@sunplumbing.com
Christopher Stearn Craftsman Plumbing Services LLC (321) 759-5243
Website: www.craftsmanplumbimgservices.com Email: craftsmanplumbingservices@gmail.com
Septic Inspectors
SOS 2791PalmDrNE PalmBay, FL32905 (321)951-7335 (SouthCounty)
Nathan Somero
Septic Inspections LLC
2901SWCollingsDr PortSt.Lucie, FL34953 Office: (772)349-1452
Trails End Septic LLC
1236SHopkinsAve
Titusville, FL32780 (321)567-5460
Website:www.titusvilleseptictank.com
Email: trailsendseptic@gmail.com (North County - Mims, Titusville, Cooca)
CoastalSepticServicesInc. 300MacArthurCir Cocoa, FL32927
Email:septicinspectionsoffice@gmail.com (321) 632-7909 (Tuesdays&Thursdays-allCounty)
Website:www.coastalseptic.com
Email: Billing@coastalseptic.com (North County)
Bette
All Service Sanitation LLC
3715 A N. Highway 1 Cocoa, FL 32926 (321) 631-2553
Website: www.allservicesanitation.com
Email: allservicesan@aol.com (only service Pineda Causeway and North)
BUYING POWER CHECKLIST
Here's how to guarantee yourself a better chance at your dream home!
When looking at the below list you need to think about how strong of a buyer you really are. Unfortunately, when inventory levels are low, buyers will sometimes go to extreme measures to make sure their offer gets accepted and we wouldn't be doing our job if we didn't give you the same strategies that many are taking. Most sellers are not just interested in price, they are interested in who will meet their "terms" and is most likely going to make it to a closing table The more of the below items you can check off, the greater the buying power you have and the greater the buying power you have, the higher the chance that a seller will accept your offer.
Offer Free Occupancy Post Closing
Assure The City Inspection (If Applicable)
Offer Extended Occupancy Post Closing (45-90 Days)
FHA Addendum -Zero Cost to Seller (If Applicable)
Pay Over Appraised Value (5-10 % Minimum)
Waive The Appraisal
No Contingencies on Sale or Close
Provide a Larger Earnest Money Deposit (3% Minimum)
Provide a Full Lender Approval Versus Pre Approval
Provide a Non-Refundable Earnest Money Deposit
Provide More Money Down on Your Loan
Conduct your Appraisal First Before Inspection
Remove Seller Concessions
Provide Proof of EMD and Downpayment funds
Write a personal Letter to the Seller Shorten your Timelines (Quick Inspection/Close)
Offer over Asking Price
Pay Cash
Purchase via Conventional Financing
Waive the Home Inspection (Not Recommended)
Pay Seller's Transfer Taxes
Daily Penalty For Not Closing on Time
08 YOUR MOVE SCHEDULING
A F T E R S I G N I N G
• SCHEDULE HOME INSPECTION
• Declutter! Sort through every drawer, closet, cupboard & shelf, removing items you no longer need or like. Donate or sell items that are in good condition
• Get copies of medical records and store with your other important documents
• Create an inventory of anything valuable that you plan to move
• Get estimates from moving companies
4 W E E K S T O M O V E
• Give 30 days notice if you are currently renting
• Schedule movers/moving truck
• buy/find packing materials
• START PACKING
3 W E E K S T O M O V E
• ARRANGE APPRAISAL
• COMPLETE TITLE SEARCH (TITLE COMPANY WILL DO THIS)
2 W E E K S T O M O V E
• SECURE HOME WARRANTY
• GET QUOTES FOR HOME INSURANCE
• SCHEDULE TIME FOR CLOSING
• Contact utility companies (water, electric, cable)
• Change address: mailing, subscriptions, etc
1 W E E K S T O M O V E
• GET WIRING INSTRUCTIONS
• SCHEDULE AND ATTEND FINAL WALK THROUGH
• Finish packing
• Clean
• Pack essentials for a few night in new home
• Confirm delivery date with the moving company. Write directions to the new home, along with your cell phone number
CLOSING DAY
Closing is when you sign ownership and title paperwork and you receive your new home’s keys! Typically, closing takes four to six weeks During this time, purchase funds are held in escrow, where your money is held safe until the transaction is complete
FINAL WALK THROUGH
We will do a final walk through the home within 24 hours of closing to check the property’s condition. This final inspection takes about 30 minutes. We will make sure any repair work that the seller agreed to make has been done.
We will be sure to:
• Make sure all appliances are working properly
• Run the water in all the faucets and check for any possible leaks
• Open and close garage doors with opener
• Flush toilets
• Run the garbage disposal and exhaust fans
CLOSING TABLE
Who will be there:
• Your agent
• The title agent
• Your loan officer
BRING TO CLOSING
• Government-issued photo ID
RECEIVE YOUR KEYS
Congratulations! It was a lot of hard work but you are now officially home owners!! Time to throw a party and get to know your new neighbors!
MCKUNE TEAM client compliments
Monica and her team are amazing. Very responsive and professional. Monica and Jim know very well the area and know many contractors if any changes or improvements need to be done in a property. Selling or buying a house can be very stressful, I highly recommend the Mckune’s if you want a smooth experience.
Wow. If you want to work with someone who will go above and beyond, make you feel comfortable every step of the way, and take great care to ease the process; you want to work with Andrea Pacheco with the McKune Team. We were so happy we found Andrea when we moved from NYC to Florida and have since recommended her to several others who have now closed on their new homes with Andrea at the helm.
My family has been lucky enough to work with McKune realty three separate times over the last 15+ years. You can count on them for personalized attention, support, up-todate knowledge, and professionalism at every step of the home buying process. Highly recommend..
MCKUNE TEAM
client compliments
Monica and her staff were amazing! From beginning to end, she took care of every detail. Most of our transactions occurred long distance. Monica and her team were able to step in for us and take care of inspections, repairs and sold our house within 45 days. They were very efficient and easy to work with and will certainly recommend them!
I received such a warm welcome to Melbourne from the McKune Team, Andrea was my agent and she is professional and responsive. She knows her stuff. After my purchase the McKune Team has stayed in touch and it really feel like family. Highly recommend working with them if you are moving into the area.
Monica and the entire McKune team at Keller Williams is head and shoulders above other realtors we have had contact with.
MONICA MCKUNE
Buyer 1:
Phone:
Email:
Buyer
Buyer 2:
Phone:
Preferred Method of Contact:
Preferred Contact Time: Email Call Morning Day
Currently Rent or Own: Rent Own
Need to Sell a Home to Buy? Yes
Ideal move-in date:
What is your motivation for buying?
Email: Address: Yes No Yes No
Are you in need of a lender recommendation? Yes No
What type of funding will you be using?
Amount you have for Downpayment / Closing Costs?
What is your ideal monthly mortgage amount? Other: No
Are you pre-approved? Conventional FHA VA
If we find a home that meets your needs and desired wants, are you prepared to put in an offer the same day? Cash
Pre-approved Amount & Loan Company?
Do you have any questions or concerns on the homebuying or mortgage process?
