DRIVERS NEGLIGENCE INSURANCE AGREEMENT
Policy
Drivers Negligence is in place to make a contribution to towards damage caused to the vehicle being drive by a negligent driver.
In order for any claim to be successful it must be very clear that the driver acted negligently, if this is not the case then no claim can be made. You must inform Top Job Recruitment Ltd within 48 hours of an incident arising, with final invoice presented within 30 days. Failure to do so will result in the claim being dismissed. The contents of this agreement are in addition to Top Job Recruitment Ltd’s standard terms of business.
Claim Values
• Maximum claim amount is £10,000.00 per claim.
• Each claim carries a £500 excess charge that is met by the client with licence held 1 year or more.
• Each claim carries a £1,000 excess charge that is met by the client with licence held less than 1 year.
What vehicles are covered
Vehicles that are covered are C1, C & C+E, Vans & FLTs covered under this policy.
Driver eligibility
• The driver must be at least 21 years of age.
• The driver must have held the category for the vehicle being driven for a minimum of 6 months.
• The driver must have driven 60 days within the last 6 months.
No more that 9 current points from the following:
Construction and Use Offences
Miscellaneous Offences
Speed Limits
Traffic Direction and Signs
Motorway Offences
Pedestrian Crossings
Key Points
CU10, CU20, CU30, CU40, CU50, CU80
MS10, MS20, MS30, MS50, MS60, MS70, MS80, MS90
SP10, SP20, SP30, SP40, SP50
TS10, TS20, TS30, TS40, TS50, TS60, TS70
MW10
PC10, PC20, PC30
• Only covers damage to the vehicle being driven by the agency driver.
• Does not cover any 3rd party damage to vehicles or property.
• Does not cover any stock being carried by the vehicle.
• Does not cover if the vehicle has been stolen.
• Does not cover environmental damage or damage to buildings, walls, bridges fences/ hedges.
• Does not cover incorrect use of fuel.
I accept that on occasion I may be supplied with a driver that may not fit the criteria above and hence confirm that any incidents that occur would not be covered under this DNI Policy.