LUXE LIFE MAGAZINE
ISSUE 5
TM
THE
QUEEN OF
KINGS
ARNDREA KING
CONTINUING THE KING LEGACY AND GROWING THE BELOVED COMMUNITY
CONTENTS LUXE LIFE MAGAZINE
THE MAGAZINE FOR SUCCESSFUL FEMALE ENTREPRENEURS PGS 9-18
FEATURE INTERVIEW ARNDREA KING
ABOUT OUR CEO & FOUNDER, CANDICE BAR PG. 2 RAISING CHILDREN OF AFFLUENCE By: Corinne Cavanaugh PGS. 6-7 ATTRACTING MASS WEALTH By: Tiffany Powers PGS. 20-22 BE YOUR OWN WEALTH By: Bonnie Gayle PGS. 24-25 HEALTH EQUALS WEALTH By: Hilmi Ahmad PGS. 27-30 LUXURY TRAVEL By: Chelsea Rosa PGS. 32-33 TRAVEL AND MAINTAIN YOUR FITNESS By: Latasha Richards PGS. 35-36 LIFE INSURANCE FOR ENTREPRENEURS By: Reina Carrillo PG. 38 CREDITS
Photographer Feature/Cover Calvin Finklea calvinfinklea@gmail.com
Hair/Makeup Toni Acey ace.rsvp@gmail.com DeeDee Metzger metzgerdeedee@gmail.com Brielle Brenner brielleesposito@gmail.com
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LUXE LIFE MAGAZINE CEO & FOUNDER CANDICE BAR C
ABOUT
andice Bar is a multi media mogul, speaker, mentor, tv and radio personality and female entrepreneur advocate. Candice is the Founder and CEO of Luxe Enterprise which includes Luxe Media, Luxe Life Magazine, Luxe Life Cosmetics, Luxe Media Studio, Luxe Wear, and Luxe Life with Candice Bar podcast. Her show Luxe Life is currently on several major platforms all over the world. Ms. Bar has turned her passion for people into a large networking empire for the past several years connecting high net worth entrepreneurs internationally.
A NOTE FROM OUR FOUNDER “I was inspired to create the magazine for female entrepreneurs so we could provide proper advice to all of our readers and followers who are experts in their industry. Knowledgable advice is invaluable. It’s time for the ladies to get some recognition.” Best, Candice Bar
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M A G A Z I N E L I F E L U X E
CONTENT
CREATORS
TIFFANY POWERS www.tiffaypowershealing.com
Tiffany Powers is becoming known as one of the most talented intuitive healers in the world. She is naturally gifted with the abilities to see, hear, feel and to know things intuitively. She is trained to remotely connect with anyone in any location and get very clear guidance pertaining to their life and situation. She is hired by top medical professionals, celebrities, and successful entrepreneurs for her incredible and accurate readings on a variety of areas. These areas include business, love and finances as well as identifying blocks that she can see in her clients. Tiffany Powers is the official Luxe Life Psychic and is the recipient of the Luxe Life Woman of Achievment Award in 2020. She also recieved the Awesome Accolades Award, Shay Parkers Best American Psychics in 2020.
HILMI AHMAD
CORINNE CAVANAUGH www.salvationnutra.com
Corinne Cavanaugh is the founder of Style by Corinne. She currently lives in Central, Alberta Canada, near the Rocky Mountains with her husband of 26 years, their two teenage sons, and their two fur babies. Her and her husband own and have been operating an insurance brokerage firm for the past 25 years. After years of struggling with off and on anxiety and depression, and now entering her 50s, Corinne decided it was time to take the steps to help and inspire women to feel sexy, edgy, confident and beautiful. Corinne started her own show, Style Your Life, which does just that!
BONNIE GAYLE
hilmi@natrually-white.com
bonnie@bonniesbooksinc.com
Hilmi Ahmad is a long time passionate health and wellness advocate and chef. She is an entrepreneur who uses her talents to help others live a happier, healthier life. Hilmi has built a successful business and a social system that improves wellbeing through a focus on lifestyle and nutrition. She has recently started her own podcast �Food Rhapsody�, where she talks about topics from food history to cutting endge innovation in restaurants, farm or even our own homes.
Bonnie Gayle, "Ms. Money Boss", has experience in management of tens of millions of dollars over the last 25 years along with fullcharge bookkeeping services. She has provided assistance to startups to becoming profitable and restructured businesses in trouble on the verge of bankruptcy. Bonnie works with entrepreneurs and business owners to demolish debt and create business plans so they can become profitable after years of loss. Her expertise in bookkeeping has allowed them to grow their business, cut costs, keep more of the money they make and sell their business.
LATASHA RICHARDS mrsgotrich11@gmail.com
Latasha Richards started working out in 2006 but she did not fall in love with fitness until after she had her youngest son in 2008.When she started on her fitness journey again in 2009, Latasha noticed a change in her body, phsyically and mentally. Latasha wanted to share her gift with many women who were silently suffering from the same issues she had. She started personal training and group training and is currently studying to become a certified nutritionist. For Latasha, being able to show women how to love themselves and be sexy and confident gave her a momentum to want to share her gift with many women across the world.
CHELSEA ROSA
chelsea@candicebarint.com
Chelsea Rosa is the Director of Operations for Luxe Enterprise and Publisher and Designer for Luxe Life Magazine. Chelsea is very passionate about building connections with others as well as traveling. She is an advocate for female empowerment and encourages women to create their own financial independence and live a life of their own choosing.
REINA CARRILLO rcarrillo.wfg@gmail.com
Reina Carrillo is a proud Mexican American with Creole roots from Inglewood, CA. Reina did not grow up with "a silver spoon in her mouth". Her life is like a move and that is what makes her stand out in her industry. Reina is a community leader which led her into the Financial Services Industry. Her goal is to help people get their financial house in order and to leave no families behind.
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SalvationNutra.com
O P T I M A L
I M M U N E
T H E R A P Y
The conversation of the year Interview by: Candice Bar
Arndrea Waters King
has dedicated her life to serving humanity. This commitment was demonstrated when as a teenager, she volunteered as a candy striper at Tallahassee Memorial Hospital. This early experience of supporting and advocating for those with health challenges fueled Arndrea’s passion to end all forms of pain, inequity and injustice. Over the years, Arndrea has lived her commitment by consistently supporting those who have been marginalized and silenced to find and collectively use their voice for change. A National Merit Scholar, Arndrea studied psychology at Emory University. Soon after, she joined the Center for Democratic Renewal. During her tenure at CDR, Arndrea organized the first conference on Hate Crimes and Hate Violence. She played a key role in the mobilization for the Georgia Hate Crimes Act and prepared major reports including the landmark “When Hate Comes to Town.” Arndrea also helped organize marches and rallies that led to the building of a major multiracial coalition, the Southern Coalition Against Racism and Bigotry. In 2006 Arndrea married Martin Luther King III. As the “First Lady” of the Southern Christian Leadership Conference and The King Center, Arndrea championed several nonviolence education and social change issues while designing programs to advance understanding and activism. She was instrumental in the partnership with JP Morgan Chase to restore, preserve and digitize the archives of the King Center. Her support for the Atlanta community includes serving as a board member of the Historic District Development Committee and the Atlanta International School. Arndrea and Martin are proud parents of Yolanda Renee who has already become an activist in her own right at age 10. Arndrea and her husband are currently developing the The Martin Luther King III Parnership for Equity, Peace and Justice.
“I FIRMLY believe that legacy is for all of us, it’s beyond one person and one family, it’s for all of us doing our part in helping to create the beloved community in which they saw and worked for.” LUXE LIFE MAGAZINE | 10
CANDICE: Let’s start from the beginning, where are you from originally?
ARNDREA: I am from Tallahassee FL. It was a wonderful place to grow up. I am the eldest of four girls. My mother passed away last year, she was the first black nurse in the small town. My mother had an interesting journey and I feel it is important to share her story. In her small community, not only did the other nurses and doctors not want her to progress, but also even patients. Despite that, my mom was still so wonderful and had this spirit of tenacity and love. When she moved to Tallahassee she ended up becoming the first nurse of the year. She always volunteered and gave back. During the AIDS epidemic a lot of people in the medical industry didn’t know or understand, she was diverse in her field and was able to talk about treating patients with dignity and respect. I say all of this because I believe that is where just by her example, I hope I have received that level and connection to service. It’s all about each of us doing our part in whatever way and capacity in the spirit of community. Similar to so many people, I had the spirit of wander lust. I wanted to go out and expand my horizons so I came up to Atlanta to Emory Univeristy, and I have been here since. That was 1992 so I guess now I’m considered a “Georgia Peach”. I was working the business industry and then I thought I was going to be a doctor, an anesthesiologist. I continued to work in business but I had this inner yearning to serve in a different capacity. I firmly believe now that I chose the route of being a humanitarian and a community activist. I also firmly know that we all do not have to be community activists. I worked many years monitoring hate groups and hate crimes. I would go and monitor the KKK. I worked for an organization formerly called the Anti Clan Network. The thing that is very interesting about the Center for Democratic Rule is that Reverend CT Vivian, who passed away just a few weeks ago, was the chair of the board. I worked with him for 10 years and saw the progression and that sense of activism. You could see his spirit was still filled with love and non violence. He was very merry and his eyes would sparkle. Also on our board was a wonderful southern white lady named Anne Braden.
“I think we always come from a place of power being for something, rather than against it”
I’ve been sharing her name a lot and would encourage readers to look her up and her story. It was in the late 50s that her and her husband helped a black family that needed to buy a house in their neighborhood. After helping them they were basically black listed and targeted. People would ask her “Would you do anything different knowing now?”, and she looks at them and this is now 59 years later, and she says “No I wouldn’t, it wouldn’t even occur to me to do anything different”.
CANDICE: Working with organizations and
dealing with issues that may arise and might be very heavy, how do you mentally get through those difficult times?
ARNDREA: On the wall in my office I have a quote by Bell Hooks that said “We must never become that which we are fighting”. To me, that was a constant reminder and commitment. I think we always come from a place of power being for something rather than against it. To this day I always ask, and I challenge my daughter and my husband to do the same, whenever we are doing any type of activist work, what are we for, not what are we against. What are we for and what is the vision. That question and that quote kept me going. I helped to organize the first hate crime summit in the early to mid 90s. It was unique because we were the first ones to being together all of the segments that were impacted. We came together as a task force and looked at the intersections of hate violence and hate crimes so that we as a community could come together. At that 3 day conference, the guest speaker was Coretta Scott King. At that point, I had already met Martin.
CANDICE: Tell me about when you and Martin
first met.
ARNDREA: How I met Martin is a funny story, and it’s funny to see his face when I tell it. We were set up on a blind date and the first day that we had an actual date he didn’t make it. He had gotten called away to Louisiana. At that point, I immediately thought “he had absolutely no chance with me”, but I wanted to meet him. I felt it was my duty as a woman to let him know that this is not how you treat a lady, so then he’ll know for the next person. He called me and apologized and asked if we could meet. I was going to meet him there so I could tell him all of that, and then leave. I wasn’t even going to eat a morsel of food. We met for dinner, and as soon as he came in, I could just see his heart. Martin truly has the biggest heart and the best spirit. He is easily one of the best men I know. We have been together ever since.
CANDICE: After you got married how did
you continue helping the community in a constant state of service?
ANDREA: For me, it’s a great honor to be of service in the world. Martin makes it easy because he’s such a great guy. I do think it’s interesting because coming from an average regular family, my life was different than his life. The benefit for him is that balance because I’m from a regular family and had a regular up bringing. I think all of us sometimes can live in our own bubble, and I think having a wife that is from the bubble of “regular folk” is a good thing. I always say that I believe it is important to democratize the King Legacy. Idolizing Martin Luther King and Coretta Scott King is not going to bring about change. It’s all of us living up to the ideals. It is to constantly see and challenge each of us to find our place in the creation of the beloved community and the creation of The DREAM. I’m extraordinarily fortunate because I have the chance to meet such wonderful people. That’s why I have a strong belief in the goodness in humanity. There are so many people of goodwill out there that have done great work. As frustrating as it can be sometimes, I have no doubt in the goodness of the human spirit. I love what you are doing with women and our sisterhood. I have no doubt that during these difficult and trying times which we are in, we are going to come out better and more whole on the other side. LUXE LIFE MAGAZINE | 12
CANDICE: Michelle Obama talked
about on her Netflix documentary finding her path and space in the relationship and her footing while being united and supporting her husband. It can be easy to get wrapped up in the other persons world and maybe forget yourself a little bit. Have you ever had that experience?
ARNDREA: I certainly think so. In particularly even being a mom, it’s almost like becoming and rebecoming. We have to remind ourselves of who we are. Sometimes we get in a routine and a path and you have to take a deep breathe and step back and think about in what ways am I being true and honest with who I am. In what ways and I giving my voice away. I think it’s a constant check, so constantly checking in and getting quiet and settled. Also making sure that you are on your path to your desires. Our desires are whispers from God. We should embrace our desires. I think sometimes it is a warning signal when we are pushing away our desires. I think this is such an extraordinary time for women. Even as we are seeing all of these movements going on, I think that it really started with the Women’s Marches year ago and the “Me Too” and I think this whole quest and research on the divine woman and all her various forms. Particularly today, we are celebrating women’s suffrage, women receiving the right to vote. We are seeing women rising up in all different ways. You see women of color being a viable choice for Vice President, no matter what side you want to win you can help but celebrate her. Also women directors, women entrepreneurs, moms, everybody. I think it’s more important than ever for all of us to find that connection with each other particularly as women to check in with each other. That’s another way to keep on your platform and find your circle and check in with each other. I teach my daughter comparison is a thief of joy. You have to cheer for each other. If someone has something that you want, cheer for her double. Another thing that helps me to remind myself to not get too consumed in negativity is the story of the two wolves...
A grandmother is talking to her granddaughter and the granddaughter says: “Sometimes I just feel so angry, tense and sad and just don’t know what’s going to happen. I have anxiety. Other times, I feel so wonderful and inspired and just great”. So the grandmother said “Well which wolf is going to win?” The granddaughter said: “The wolf in which I feed.”
“That’s our challenge we meet everyday and decide, what wolf we are going to feed. I come from a place of feeding the wolf with peace and justice.” LUXE LIFE MAGAZINE | 13
“I believe we are just at the beginning of even more change.”
CANDICE: Can you share a story that was not so pleasant, but a learning experience for you that you won’t forget? Also, can you share a very positive experience or even someone you got to meet and it changed your world when you met this person.
ARNDREA: One of the most more challenging times was when I was organizing communities. A colleague and myself had gone to Mississippi to investigate a case of a black man that had been found hanging in his front yard. It had been ruled a suicide. His knees had been touching the ground though and it would’ve been near impossible for him to have done that. He had been dating a white girl in the city. We were there for 4 days organizing the community and it was very challenging. First of all, I was fearful for my life because we had people that were circling the hotel that we stayed in. We went to a restaurant and they served us bad meat. The thing that was the saddest to me was when we went into a MacDonalds and there was a little white baby in a high chair that was probably 6 months old. The baby was interacting and giggling towards me while we were in line and the mom wasn’t paying attention until she looked to see who the baby was gurgling at.When she saw that it was a black woman, she yanked the child and was very forceful with it. At that moment, I felt so sad. Not for myself, but for that child. What is that mother going to teach him? As for the mom, I felt sad that she was that illed with that type of hatred.
CANDICE: Do you have a morning ritual or something that you do when What you’re really doing is eating you’re not having the best day to turn away at yourself. What had been inter- it around in a positive way? esting in my lifetime is that we would go into a community and it would be 5 ARNDREA: First of all, I am so blessor 6 of us and 200 clans. Now, you will ed I have the most beautiful, wonderful see 5 or 6 clans and 200 people saying network of friends all over the world. “No, this is not what we want.” To be They’re close and can be there at a able to see that shift over 20 years, it’s moments notice. I could say “Hey, can inspiring. There is still more work to you pray for me?” or “I’m Checking do, but there also is a lot of change that in” or “This is my intention can you has happened. I believe we are just at hold it?”, and we will hold it for each the beginning of even more change. other. I’m so blessed with that. I like to get up early in the morning, 5:00 or As for the positive experience, it’s won- 5:30 when the world is still quiet. If I derful to meet people that are well re- do that, I am guaranteed that I can get knowned, and certainly, to take nothing some type of workout in and the house from their accomplishments, brilliance is still quiet. After my work-out I like to and genius at all, but what inspires me do deep breaths and take two minutes most is meeting people whose names of connecting with my breath. After people don’t know. They are doing that, I move to prayer and meditation or tremendous things. It’s amazing how reading something that inspires me. For people can take sometimes things that me, that it is extraordinarily important are insurmountable. Whether it’s the to feed my soul in that way everyday. I kids in harm, or a black mother has lost always say, “you have to put on love”. her child. We have been with George It has to be intentional, a lot of days or Floyd’s family, Breonna Taylor’s fam- times you may not feel it, and if you feel ily, going to Columbine afterwards, it the day before you have to kind of reand the tenacity of the human spirit is fresh it. I like to get dressed in energies remarkable. I have been fortunate to and feelings like I like to get dressed in meet so many. We were in India and clothing. I like to put on love and put on Mumbai not long after the bombings joy and peace and to be intentional with had occurred there and were able to that. I “try” to, but throughout the day, meet families and people that still taking a moment and again, doing those keep going and are still speaking up. I deep breaths with that inner knowing have met families of people who have continues to help. I like to also like to albeen killed that didn’t survive the civil ways look for things that I can be graterights movement. They’re still going ful for. Some days it’s just being grateful and those stories are of courage, com- that I’m waking up and getting out of bed. It doesn’t have to be huge. It helps mitment and most of all love. when I’ve gotten off track, which we all do, get me back on track. LUXE LIFE MAGAZINE | 14
CANDICE: What tips do you have for raising a female in the current climate that is going on in the world right now? Through raising your daughter, what has she taught you and what do you want to leave her with that helps her feel empowered? ANDREA: One of the things I’ve taught her since she was an infant, was that it’s really interesting and unique to be the granddaughter of Martin Luther King and Coretta Scott King. There are things about every one of us that make us unique. It could be a talent, a way we view the world or a feature about us. Being their granddaughter is something that makes her unique and wonderful, but it’s not what makes her special. What makes you special is who you are as a child of God. I would hope to give her the freedom of celebrating her legacy and also the freedom of knowing that she is worthy, wonderful and special not because of that, but because of who she is. Yolanda’s a lot of fun and extraordinarily strong. She is an activist as well so we have all three of us that are doing activist work. She spoke at the March for Our Lives with basically a 2 hour notice. When we got the call, I spoke with her and said perhaps we have to think about what you’re going to say, and she said “No Mommy, I already know what I want to say”. She said exactly to me what she said on that stage 2 hours later.
I teach her that real queens straighten each other’s crowns. Again, that’s the whole thing about celebrating the people in your life, your friends, particularly your female ones. Celebrate each other, don’t compare. Comparison is a thief of joy. Like I said earlier, if someone has something that you like or admire, celebrate them twice, don’t diminish them.
CANDICE: Being married is not always easy, it comes with some challenges as everything does. How do you and Martin overcome disagreements and still run your business for the day?
“
”
called the Drum Major Institute. Martin’s father talked a lot about the triple evils of racism, poverty, and militarism/violence. We believe that there are three values that if embraced, could absolutely diminish the triple evils. This is peace, justice and equality. If we have a revolution of values in America and the world and embrace peace, justice and equality, that’s how we will create the beloved community. We are all doing our work. Yolanda is doing things with youth. It can get to be a lot to all work together, to be together, to be married. I think that we all have things in our lives that can be a bit much. Everyday, we just have to be the best we can and try to be better than you were the day before. ARNDREA: Well we are not a violent household so we never fight. (jokingly). It goes back to the fact that we are very blessed we have a strong network of friends and that definitely helps. It’s interesting being able to see the unique ways of coming to an issue and realizing “Okay, I’ve never thought about it that way”. For me, it also is the rituals that I talked about earlier. Being centered, in the moment, feeding myself and knowing/having what my intentions are. It’s putting on the love and peace and doing the deep breaths. It’s interesting because I use to always say I could never work with my spouse, and that’s exactly what we are doing. We are re-starting an organization that Martin’s father started
CANDICE: As you’re building organizations yourself or with Martin, at what point can you remember when you were coming up that you were really proud of yourself? ARNDREA: Last year, we all went back to Tallahassee for homecoming. I remember going back to my high school, and being there at the sign. I took a picture and a moment to say “you know what, yeah, all the dreams that little girl had here, and about creating something that gives. You took care of her. It was more about remembering me for that little girl that I was, and knowing that I took care of her.
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Arndrea continued...I made a vow, and I even put a picture on my phone of me from when I was really little. I even showed Yolanda too. Sometimes, when you’re making a decision or thinking about something, just always think of being true and honest to that little girl, and protecting her. Just like we want to protect our kids or our animals. What about protecting that little part of you that was so vulnerable and being there for her? Even as an adult.
“We all have a part in creating the world and the society in which we want to see.” CANDICE: It seems to me throughout history, we all have been fighting for some form of freedom one way or another. Do you ever feel like, “Are we still talking about this?”, do you ever get fed up?
ARNDREA: Yes, absolutely. Even sometimes having to have conversations with my daughter that I know too many black parents have had over the years. I wish we could stop having these conversations. What I always tell my daughter, and I do this too, is to look for the wins. Where our energy goes, our attention goes. An example of a win is how I was talking about the different clan rallies 20 years ago and how they are different now. The fact that there are so many people out there articulating about the type of world they want it to be, that’s a win. Now, when something horrendous and horrific happens, instead of turning a blind eye, people are coming together. You still have to feel a little. It’s how I have been built, to always look for the wins and always look for what it is that we are creating. We went to George Floyd’s funeral service in Minnesota and out of all of the signs we saw, my favorite one was “When George Floyd called for his mother, all moms were summoned”. To me, it’s also not just moms that have children in the physical, but also that mothering spirit in all of us that are nurturers or that care. Once that has been opened, it’s not going back. What people have to understand too is if you’re looking for a savior, get up, go find a mirror and look at yourself. We all have a part in creating the world and the society in which we want to see. We all have different passions and unique visions; so you go, and find what you can do for your part. It might be going to a march, signing a petition or it might be something in a school or place of worship. It may be that you could start a reading or a particular legislation you want to be a part of. It also could be that you want to volunteer. You look and see what YOU can do.You find what it is to do your part. LUXE LIFE MAGAZINE | 16
CANDICE: What is one of your favorite quotes you keep in the forefront of your mind to help you stay positive? ARNDREA: I think it’s a lot of little things I’ve said. For example, the story about the two wolves. It reminds me to constantly check in with myself about what wolf I am feeding. That has served as a constant North Star for me. Also, to make sure I am articulating what I am for, and not what I am against. Ultimately, just knowing the whole concept of love, and not in the romantic sense or friendship. The Greeks had seven different words for love. Martins father had a speech about it. The highest word was “agape”, which is unselfish love. I remind myself that this work we are doing is not about collective guilt, but collective responsibility.
“I remind myself that this work we are doing is not about collective guilt, but collective responsibility.”
-Arndrea Waters King
ATTRACTING MASS WEALTH One of the most critical steps towards manifesting wealth and abundance into your life is recognizing and eliminating these negative beliefs. Take time to examine your attitudes about your worth and your views on wealth. Since our outer worlds are no more than a reflection of our inner belief systems, we have to reprogram our thinking towards a more positive mindset. Sometimes we aren’t even aware that these negative thoughts have infiltrated our minds. You may be subconsciously rejecting abundance. It’s critical to constantly examine our feelings towards money and success so we can work towards eliminating negative thought patterns. By: Tiffany Powers www.tiffanypowershealing.com
Did you grow up in a household where money was always a concern? Did you constantly hear stories about the generations before you struggling to keep food on the table? Do you find yourself stressing about money and bills all the time? Do you feel that growing up less than wealthy has doomed you to stay that way?
These negative beliefs are the biggest obstacle standing between you and financial prosperity!
Do you believe you are worthy of abundance and financial freedom? Do you truly believe it is possible to be wealthy? Are you convinced that you are capable of manifesting the financial life you dream of? If you want to attract money, you must get rid of your negative beliefs about money. Pessimistic thoughts can block you.
The answer to these questions must be an enthusiastic
“YES!” LUXE LIFE MAGAZINE | 20
The Universe WILL deliver the wealth you believe you are worthy of. It can be as simple as writing on a piece of paper, “I want a million dollars in my life this year.” Try it!
It’s important to remember that we always have a choice. We decide our destinies. There is nothing that says we must repeat the patterns and outcomes of the relatives before us. Holding on to the negative attitudes of a frugal parent, or unsuccessful grandparent, poisons our inner beliefs. We tend to internalize the belief systems and lifestyles of the generations before us, which isn’t always a good thing. If you have parents or grandparents who failed as entrepreneurs or spent their lives struggling to make ends meet, you may feel you are destined to repeat their mistakes. We tend to repeat and relive the energy from our childhoods, which can be toxic and very limiting.
YOU are a co-creator of your life. Your energy works in conjunction with the Divine to manifest the life you want. It’s as simple as setting a specific intention, focusing your thoughts on that intention, and banishing all doubt from your mind. That positive energy will work together with God, the Universe, the Divine, or whatever higher power you may believe in, to manifest your intention into reality.
Another key to manifesting mass wealth is keeping your energy vibrating in a high frequency. To stay high-vibe, focus on things that bring you joy. Positivity, gratitude, and mindfulness, all help keep your vibe high and you feeling great. This is when you are most conducive to achieving amazing things, including mass wealth. The prosperity you dream of is there for you - you just have to learn to ask for it.
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Bonnie’s Bookkeeping & Business Management Services Your financial growth is our strength
Call or Email Bonnie Gayle for a consultation (310)-409-7656 bonnie@bonniesbooksinc.com
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BUILD YOUR OWN WEALTH Why as a female building your own wealth outside of family or significant others is crucial
If I had to list my moms “top three things to instil in her daughter”, they would be: 1. Find a career that fulfills you or make your own. 2. Earn, save, and invest your own money. 3. Always have your own “cash stash” set aside.
By: Bonnie Gayle bonnie@bonniesbooksinc.com
As I was growing up, I wondered why it was so important for my mom to have her own career. None of my friends’ moms worked or had a career. I learned it was part of her identity and made her feel purposeful and good about herself.
My mom loved and wanted to work. Even though the money she earned really helped out financially, the bigger reason she worked was the fulfillment it gave her. She was proud of her career and enjoyed the freedom she felt in earning and having her own money. She didn’t have to ask permission to buy or do the things she wanted . I was inspired by the financial empowerment my mom had from earning her own money, at a time when it wasn’t popular for women to have a career. There were many times growing up where I heard my mom defending herself for choosing to work instead of being a stayat-home mom. After my athletic career was over due to being injured, I didn’t feel passionate about anything and had no idea what I wanted to be or do when I grew up . While my friends talked about what college they were going to attend, I was trying to find myself and figure out what I enjoyed that I could make money doing without having to answer to anyone. I did not want anyone telling me what to do. I had the work ethic and desire to be financially independent. I just wasn’t sure where to start.
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As a pre-teen my summers were filled with babysitting gigs and summer camp commitments. I spent every dollar I got my hands on and didn’t feel bad at all because I had earned it myself.
I couldn’t stand watching this and I certainly wasn’t going to be a part of it. That’s why I always knew it was crucial to have a career I love, make my own money, and create my own wealth.
One year I had a camp counselor who was quite fond of the peas they served every night at dinner and it didn’t take me long to figure out that if I left mine sitting on the side of my plate long enough she would offer a trade. Each trade consisted of one or two tickets to the student store for my pile of peas. I would trade in the tickets acquired for candy, gum and other items and then sell them for cash to my campmates. Summer camp was my first step into entrepreneurship. Throughout my life I would watch many members of my family take advantage of each other. They depended on others to bail them out when times were tough and sometimes even when times were not so tough.
For the past 29 years that firm desire to be independent has driven my success in guiding entrepreneurs to grow, manage the money in their businesses effectively, and become more profitable. In working with my clients I feel the same joy and fulfillment that my mother so long ago expressed to me. Being financially independent has allowed me to enjoy my life without having to ask permission or answer to anyone.
“I always knew it was crucial to have a career I love, make my own money, and create my own wealth.”
LUXE LIFE MAGAZINE | 25
HEALTH IS
WEALTH
Heal is a verb. Aha moment, wait for it...
h + na = w (health + net assets = net worth) By: Chef Hilmi Ahmad hilmi@natrually-white.com
Mr. Merriam Webster describes it as thus, and I spy with
my little eye the word; heal in health. Further study into etymology of the word health and you’ll discover many things, both share the same root, derived from Old English, hale, to be whole, in good health, robust, holy, sacred. Interestingly, referring to physical health in Middle English the term was often used for “prosperity, happiness, welfare; preservation and safety”. These words may share the same root, however, they’re profoundly different. Health is a noun. According to the World Health Organization’s constitution, a widely accepted definition of health is,
“A state of complete physical, mental and social wellbeing, and not merely the absence of disease or infirmity”.
this would mean, to heal is to take action for health to take place. A process of restoration! Dr. Archelle Georgiou, a healthcare industry expert and author of Healthcare Choices, says it so well: “Healing can refer to the physiologic processes that mend an injury, and also to the emotional,spiritual, or psychological processes that relieve stress, achieve acceptance, and promote hope. Understanding the difference between health and healing is important- not just as a matter of grammar, but because it is empowering.” “While health is an outcome, healing is a choice.” -Dr. Archelle Georgiou LUXE LIFE MAGAZINE | 27
health; n, often attributive. A. the condition of being sound in body, mind, or spirit. B. especially: freedom from physical disease or pain. C. a condition in which someone or something is thriving or doing well.
So, how do you answer if asked about your health? My favorite definition is definitely C., a condition in which someone is thriving or doing well. Yes sirriee! Did you ever say to yourself I don’t want to just be healthy, I want to feel alive and thriving (insert “its alive” with the same enthusiasm as Dr. Frankenstein but more to the beat of the bee gees, stayin’ alive, oh yeah). Have you considered health to be a part of your net worth? Having millions in the bank and then not having the physical means to enjoy it, almost makes all those millions worthless. If today, you were to put a dollar amount on the value of your health, what would that be? Perhaps the answer to that changes throughout your lifetime because that value will certainly increase as we grow older. Using an abstract idea in an analytical form perhaps this equation might help. How is your health compared to your net assets (total assets minus liabilities). Determining your health is very much linked to the way you feel, physically and mentally about yourself. If your net assets are $10 million but you feel so mentally positive and physically unrestrained that you think your could double that easily in the next few years.
Then your h value is probably also $10 million. Is, to have healed means, we are on our way to our health; or to be healthy is to heal constantly from the stresses of our lives that manifest themselves into a disease of the body? And then, finally, what about our spirit within it all? It’s a constant ever changing process. Feeding our spirit and filling up our own mental, physical and spiritual cup before we fill up for the ones around us is going to give us power over our health. Loaded with this kind of empowerment and these psychological processes, one starts to create a ripple effect into our emotions, thoughts, building the confidence within and the ability to overcome anything.
I believe this is where we can all start connecting the dots…
Health is Wealth! It is also a condition in which to thrive. Investing in your health; mind body and spirit, means you’ll be unstoppable! And YOU deserve to thrive. So start singing a feel good song, dance a little and eat a banana (not all together though). Oh yeah, I almost forgot… breathe!
LUXE LIFE MAGAZINE | 28
Portuguese Sardines
in Cherry Tomato Sauce
A Note From Our Chef
This recipe was inspired by my obsession with Sardines, fresh and canned alike. I think Americans just don’t pay enough attention to this beautiful sustainable seafood item that’s chockfull of goodness. An amazing source of B12, omega 3 fatty acids, selenium, significant amount of protein, vitamin D, Calcium, B-3, B-2, copper and choline… and they’re delicious! I particularly like the brand Pinhais from Portugal, artisan, hand made in small batches for over a 100 years, they’ve really perfected their game. By: Chef Hilmi Ahmad Prep time: 20 min Cook time: 10 min
Ingredients: -2 cans or tins of Pinhais Spiced Sardines in olive oil -1 pint Cherry tomatoes, whole -2 cloves of garlic (very finely chopped) -2 T each, finely chopped fresh mint and parsley -½ cup fresh chopped basil -1 T chopped Capers -1 tsp chopped Anchovies (optional) -½ cup Pecorino Romano or Parmesan -1 cup Panko bread crumbs -1 T of toasted pine nuts (optional) -2 small purple potatoes cut lengthwise (optional) -Small side salad of micro greens (optional) -Olive oil as needed -Salt and pepper as needed
Mise en place ( French for ‘putting in place’) ALWAYS prepare all your ingredients before you start cooking, which will make any cooking endeavor smooth like butta! Start by getting your potatoes ready and once they are tenderizing, start making the cherry tomato sauce. *If you’re not making the potatoes, move directly to the tomato sauce* Optional- Cook the potatoes by either boiling or steaming them. Once tender, place in bowl, season with a little salt, pepper and little drizzle of olive oil. Keep warm until ready to assemble. Get the sauce ready- Heat a medium sized frying pan on medium high heat, once warm enough add a ¼ cup of oil and bring up to medium heat again and add the cherry tomatoes all at once. In a couple of min, when they start to soften, use a large fork and mash them lightly, add the garlic to the pan at this point. You’ll see a sauce coming together with some chunky round whole tomatoes in there too possibly. Turn the heat down to a simmer, and season with salt and pepper to taste. Add a tablespoon of basil and ¼ cup more oil as a drizzle if you need to. The tomatoes in the sauce should have nice shine to them. This will take about 6 min total. Once ready keep warm. Finally, the bread crumb topping- Start with a medium sized dry pan on medium heat, after a min, add a tablespoon of olive oil, wait 30 seconds and turn the heat off. In the prepared hot pan add the breadcrumbs and use a spatula to get them a nice nutty brown color stage. Be careful not to burn. To this mixture add the mint, parsley, left over basil, capers and anchovies if using. Sprinkle with salt and pepper to your desired taste and transfer to a medium sized bowl. Once this mixture is cool enough, add the cheese, mix and stir all ingredients thoroughly and keep aside.
Sardines- open the tins! Those shiny morsels are gorgeous aren’t they?
Assemble the dish- Bring the same breadcrumb mixture pan up to medium heat once again. Using a fork or preferably an offset spatula, remove the fish carefully from its container and lay them side to side, neatly in a row, you’ll hear a slight sizzle. Squeeze half a lemon on top as they are heating through. Turn the heat to simmer at this point and assemble the dish. ~Recipe serves well as an appetizer for Spoon the cherry tomato sauce as a base to hold the sardines on. Add the optional purple potatoes two or an entrée for one and can be spread through the mixture. Pick up all the sardines in one go with a spatula and with a gentle multiplied easily for more servings. The touch, lay them on top of the mixture. Top off the sardines with the crumb mixture, sprinkle the breadcrumb mixture is definitely a strong top with pine nuts, as shown the picture. Serve with an optional micro green salad. element of texture in this recipe and there will be plenty left over for topping on other dishes such as pasta, or poached eggs Optional- Micro greens dressed with just a light drizzle of olive oil and lemon. in the morning.~
Enjoy! This is a restaurant style presentation that your guests will be impressed with for sure!
LUXE LIFE MAGAZINE | 31
LUXE LIFE MAGAZINE | 35
I HELP FAMILIES SAVE & MAKE MONEY
rcarrillo.wfg@gmail.com
FINANCIAL SERVICES DEBT-LIFE INSURANCE-COLLEGE FUNDS-EMERGENCY FUNDS
THE IMPORTANCE OF LIFE INSURANCE AS A FEMALE ENTREPRENEUR
As an entrepreneur, you do not always have retirement savings. Another great product to get is a Transamerica Financial Foundation IUL (FFIUL). This is a permanent Life Insurance with a cash value that you can use. The FFIUL has 4 key features for you which may help making the planning process easier:
By: Reina Carrillo rcarrillo.wfg@gmail.com
1. Death benefit protection 2. Growth potential
Whether you own a non-profit or a business, without actual Life Insurance protection, the unexpected death or disability of an owner would concern a business. This could result in layoffs, bankruptcy and possibly losing the business. It's important to
3. Downside Protection 4. Tax advantages
have income replacement and to protect the future of your company. The FFIUL gives you the opportunity to grow your policy
As a Female Entrepreneur protecting your business is important.
value through excess index interest (earnings above the guaranteed minimum rate) that may be credited to your policy based partly on changes in the major stock indexes below.
For an entrepreneur, death or disability could affect your
There are limitations on when you can transfer policy value
business to the extreme if you are not prepared. A well-known
between account options, but since transfers are TAX-FREE,
product that I recommend to my clients is called Trendsetter LB
earnings are protected from the erosive effect of taxes. Life
(Living Benefits). As a business owner, you have to preplan.
Insurance might seem like an unnecessary expense, but the
You could experience a heart attack, stroke, cancer and other
wise decision is to have it to make sure the foundation of your
chronic and critical illnesses and have it be out of your control.
business is protected. The sooner you get insured the better
All business owners need access to funds while they are alive to
your life and company will be.
cover costs that their health insurance may not otherwise be available for. Trendsetter LB is a Life Insurance product that
DISCLAIMER: Although it is not a retirement plan, FFIUL is a
does just that by providing cash that you can use to deal with
good way to set money aside for that goal.
life's unexpected turns.
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