Loren - Buying Experience

R E A L D E A L

Hiring a Real Estate professional who will not only be your advocate but negotiate the sales price is crucial. Choose the right agent that has a track record of producing results.

With over 18 years of Real Estate experience, Loren consistently strives to perfect what she has coined "The REDEFINED Listing Experience,” from her detailed analysis of the market, to the agent relationships she has nurtured over the years. With both of these attributes, open agent to agent communication and higher offer acceptances create for more transparent negotiations and ultimately more successful escrows closed.

She ensures expectations and objectives are exceeded through custom strategies, communication and the overall client experience. Working diligently to provide this level of service also includes skilled negotiations and positive result driven attitude. Prior to full time Real Estate sales, Loren was the Creative Director for a local Real Estate company and New Home Builder McMillin, overseeing all marketing activities and spearheading projects in the community.

Loren is a native of San Diego, specifically the South County, a wife of nine years and mother of two, Luciano and Valentina.

When not working Loren loves exploring all that San Diego has to offer, whether a n restaurant or boating in the San Diego Bay Enjoying all San Diego has to offer is her favorite pass time

Y O U R L O C A L E X P E R T S TRUST

Earned with action. Maintained with integrity. Cultivated over 100 years.

INNOVATION

Engineered to evolve. Designed to empower. Built to succeed.

COLLABORATION

Unified in purpose. Fueled by culture. Connected worldwide.

BUSINESS ACCUMEN

Born of passion. Cultivated by training. Driven by results.

CONSUMER FOCUS

Centered on needs. Committed to exceptional experiences.

Inspired by homes.

Top

Over 20 years in Real Estate

F U E L E D B Y R E P U T A T I O N

Team in Company

Top 1% in San Diego

2021 NAHREP #35 for latino agents in southwest and #97 in US

Loren and her team are the best. Friendly, professional, and knowledgeable with sprinkles of fun! Really appreciated home “shopping” with Loren, she pointed out pros & cons of homes & was super real with us which is exactly what we were looking for in a realtor. There were no surprises. As first time home buyers, we were both excited and nervous but to our surprise the whole home buying process was so smooth it almost felt too good to be true when we got our keys! Forever thankful for Loren & the whole team!!

-ALEXA A

ARE WE RIGHT FOR YOU?

NEED TO UNDERSTAND TODAY'S MARKET?

We will explain todayʼs market and Real Estate headlines, and decipher what they mean for you.

INTERESTED IN NETTING THE HIGHEST FAIR MARKET VALUE FOR YOUR HOME?

We will show you how to get the best price for your home You will see there is more than simply putting a “For Sale” sign out front

WANT MORE NEGOTIATION LEVERAGE?

We have consistent results in difficult negotiations

WANT TO AVOID COSTLY MISTAKES?

We understand all of the disclosures and necessary paperwork in todayʼs heavily regulated environment.

WANT TO REACH THE RIGHT AUDIENCE OF BUYERS?

We use robust targeted marketing strategies to maximize exposure and reach

DO YOU WANT A TEAM WHO KNOWS THE NEIGHBORHOOD?

We possess intimate knowledge of the local area and trends.

HOW TO DEFINE YOUR TARGET MARKET?

We have the experience using targeted marketing efforts to find qualified buyers

WANT A TEAM WITH A PROVEN TRACK RECORD?

Working with us redefines the process you may have known, while gaining you the highest profit.

Many factors influence the asking price of a home. To help you decide how much you feel comfortable offering for a property, I will gather critical information for you regarding the factors that impact how much you should consider paying for the home, including:

How long the home has been on the market. The history of the listing including changes to the price and terms The prices for other comparable homes in the area. If it is known whether there are multiple offers. Other items that might be included in the sale - furniture, hot tub, etc. The "list to sale price ratio", an indication of how competitive the market is for homes in this area.

You may make your offer subject to certain terms of contingencies, including the securing of financing or perhaps the sale of your current home. The purchase contract will also be subject to various inspections by both you and professional inspectors. Your contract will also include some standard provisions, such as property taxes that will be prorated between buyer and seller. Others will outline what happens if the property is damaged before closing, or if either party fails to go through with the sale.

I will review every aspect of your offer and contract with you. Together, we will plan a negotiating strategy to give you the best chance to secure th s.

LIFE OF

A N E S C R O W

CLOSING DISCLOSURE SENT & 3 DAY

WAITING PERIOD BEGINS

CONGRATS! ESCROW IS OFFICIALLY OPEN

ESCROW OPENED WITH ESCROW COMPANY & TITLE REPORT ORDERED

VARIOUS INSPECTIONS ORDERED & DEPOSIT DELIVERED TO ESCROW COMPANY

INSPECTION REPORTS SENT TO ALL PARTIES & REVIEWED

BUYER RECEIVES FINAL LOAN APPROVAL FROM LENDER

APPRAISAL ORDERED BY & COMPLETED FOR LENDER

TITLE REPORT RECEIVED & APPROVED BY BUYER

LOAN DOCUMENTS PREPARED BY LENDER & SENT TO ESCROW COMPANY

CLOSING DOCUMENTS COMPILED BY ESCROW COMPANY

SEPARATE APPOINTMENTS SET: BUYER & SELLER SIGN DOCUMENTS

BUYER DEPOSITS REQUIRED CLOSING FUNDS

DOCUMENTS RECORDED & ESCROW CLOSED

LENDER "FUNDS LOAN" (SENDS FUNDS TO TITLE CO.)

AFTER RECORDING CONFIRMED, TITLE CO. COMPLETES PAYOFF OF EXISTING LIENS & BALANCE SENT TO ESCROW CO.

ESCROW COMPANY ENSURES ALL ESCROW CONDITIONS ARE MET

CONGRATS! YOUR ESCROW HAS CLOSED!

LOAN DOCUMENTS RETURNED TO LENDER FOR REVIEW

ESCROW COMPANY DISBURSES REMAINING FUNDS & ISSUES SETTLEMENT STATEMENT

A title spells out who has the right of ownership for a property. It is considered "clear" if there are no claims or liens against it. In order to make sure nothing will prevent the transfer of the property to you, a title company will conduct a title search and prepare a preliminary report that indicates what recorded matters affect the title to the property and if the title insurance company is willing to insure the title. At the close of escrow, the title company will issue an Owner's Policy of Title Insurance to protect you against losses that might arise from covered claims on the title.

P R O P E R T Y I N S P E C T I O N S

Real estate contracts contain contingency clauses that allow buyers to inspect the property. It is very important that you hire a professional Home Inspector and conduct a home inspection to determine if the home has any defects that would affect the value or desirability of the home.

It is also important to order a Wood Destroying Pest and Organisms (termite) Inspection. This inspection identifies existing or potential pest, dry rot, fungus and other structure-threatening infestation or conditions. The initial inspection fee covers only those areas which are accessible to the inspector. These inspectors must be licensed and can give estimates to correct noted problems, can make the suggested repairs and/or can certify that the work has been completed.

Once you have completed all of your desired inspections you have the right to negotiate for the seller to make repairs based upon your determination of important issues found during your inspections The seller will then have the right to agree, renegotiate or refuse to make any repairs. In most cases, if the seller does not agree to make your requested repairs you can accept the seller's response, withdraw from the response, withdraw from the sale or a

TEN MORTGAGE C

DON'T CHANGE JOBS OR BECOME SELF EMPLOYED

DON'T BUY A VEHICLE UNLESS YOU WANT TO LIVE IN IT

DON'T USE YOUR CREDIT CARDS OR LET PAYMENTS FALL BEHIND

DON'T SPEND MONEY YOU HAVE SAVED FOR A DOWN PAYMENT

DON'T BUY FURNITURE BEFORE CLOSING ESCROW

DON'T ALLOW ANYONE TO INQUIRE/PULL OUT YOUR CREDIT REPORT

DON'T MAKE ANY LARGE DEPOSITS INTO YOUR BANK ACCOUNT

DON'T CO-SIGN A LOAN FOR ANYONE

DON'T CHANGE BANK ACCOUNTS

DON'T PURCHASE ANYTHING UNTIL (WAY) AFTER CLOSING ESCROW

COMMITTING ANY OF THESE ACTS CAN DRAMATICALLY ALTER YOUR CREDIT SCORE OR DEBT TO INCOME RATIOS. THIS CAN BLOCK YOUR CHANCES OF CLOSING ON YOUR HOUSE.

Loren Sanchez is the best. She made the whole process seamless in this crazy time. She is so great to work with. She gave 110 percent to my wife and I. She never gave up and always had our best interest in mind. She is a great negotiator and a strong powerful woman to get the job done. Not only is she amazing. She is fun to be around and extremely patient. Her team is extremely helpful and helps the buyer/sellers on every step along the way. If you want the best agent and team in San Diego you have to go with The Loren Sanchez Group.

-Andrew Georgopoulos

The Loren Sanchez Group assisted my family in purchasing our first home. They were patient and flexible. Loren is very positive, creative and firm when it comes to the housing market these days. Her team made us feel confident and comfortable investing in our first property. She was professional throughout the process. Her team takes pride not only in their business but in their clients as well. When it comes time to sell, we will reach out to the Loren Sanchez Group again.

-Garcia Family

It was so great to have Loren as our realtor! She is well connected to her community, she's positive, and has built great relationships among her colleagues that truly benefits her clients.

-Valdez Family

Loren Sanchez and her team are amazing! The moment we met Loren we connected and knew she was the one to help make our dream of becoming homeowners come true! She knows her stuff very well, she kept it real with us. She knew exactly what we wanted and she did just that! She made the house hunting and home buying process so easy! Loren did an incredible job from start to finish and provided top notch customer service! When she said she was going to do something, she meant it and followed through. I highly recommend Loren and her team!

This was our second time working with Loren. We bought our first home with her in 2019 & after 2 years decided to put our condo on the market & potentially buy a new home. We were very hesitant & nervous to buy & sell during this crazy real estate market but knew it would be possible with Loren as our agent. From Day 1, she explained all our options & made us feel comfortable in our decision to move forward with putting our condo on the market. Upon selling our condo, we were contingent of us finding a new home. After a few weeks of house hunting, we found the perfect home & Loren beat out multiple offers (No surprise!). Throughout this entire process, Loren always made us feel comfortable. The time & dedication she shows her clients is truly unmatched. She is extremely professional, knowledgeable, trustworthy & is always available to answer questions. She is amazing at what she does & will go above and beyond your expectations. We appreciate all your hard work & are lucky to have you as our Relator!

-The Martins

-Valdes Family

SUPERIOR RESULTS GUARANTEED