Letter from the President

Can you believe Fall is here and with that comes the Fourth Quarter? We had another great loan growth month in September, we are growing strong. We also had our second highest revenue month for the year. That is mostly due to our corporate scrap and bullion sales, however with that being said, El Camino and Florin both hit and exceeded their month instore sales goal. Way to go Team Elco and Team Florin. On another note, Team Florin hit their annual sales projection in September and by the time we all receive this newsletter Team Elco will have already surpassed their annual goal.

With all of those great accomplishments we have done company widen in September and for the overall year, we need to keep in mind that the Fourth Quarter is here and should be our largest revenue quarter of the year. So, let's start pushing our sales and encourage our clients to prepare for the holidays. Inventory in retail brick and mortar is projected to be low due to shipping demands and delays, so we have a great opportunity to take advantage of the retail markets low inventory and provide our clients and hopefully new clients with our great selection of previously loved inventory. We will do our best to keep our inventory jewelry, luxury goods and general merchandise. We can make our Q4 the best our company has ever experienced.

Golden 1 Arena is open, Kings Games, Concerts, and More. See the attached October calendar and if there is any event contact your manager and have them help you go through the process to request tickets. This year we have 4 tickets to all events. Golden 1 Arena DOES require a vaccination card or a recent (I believe 3 days prior to event) in order to gain access, so please be prepared if you request an event so the tickets do not go to waste and so you will be able to enjoy the event you requested. Enjoy!!! Disney on Ice is the end of the month and Kings games have started. Go Kings!!

Gratefully,

Stan Lukowicz, III