Loyalty Pawn Employee Services Corner

May 2019 Fun Factoids

May is one of the most gorgeous months of the year. All winter long we’ve been hibernating from the cold and waiting for the sun to come out from behind the clouds. The bees are buzzing, the flowers are blooming, the birds are chirping… it’s time to celebrate May! Why May? Did you know there are a several stories about how the month of May was named? The most popular is that it was named for Maia, the ancient Roman goddess of spring and fertility. In Latin (which is the language those old Ancient Romans spoke), “Maia” is connected to a word that means increase or growth. The Romans held special ceremonies in Maia’s honor on May 1, and again in the middle of the month, on May 15. So now you know! Special May Days There are quite a few special days we American’s love to observe during the month of May – some serious and others that are kind of silly and fun. Check them out!

National Bike Month great month to sell our bikes!!

National Asparagus Month it’s lean, green and mean! Even though we have a feeling most kids out there don’t really like or want to taste asparagus, we’re here to tell you it’s not only yummy, it’s also extremely good for you!

National Asthma & Allergy Awareness Month-while asthma and allergies are two different things that affect some people, they can sometimes have some similar symptoms.

National Flower Month-Because April showers bring May Flowers…that’s why!

National Egg Month-some people call eggs nature’s most perfect food. They’re a great source of protein, as well as 11 essential nutrients. Best of all, they’re super easy to make so get crackin’

National Duckling Month if you’ve ever watched the show Friends, you probably remember that Chandler and Joey kept a chicken and a duck as pets in their New York apartment. Now, the city is no place for a duck – ducks prefer to be waddling around inside, sleeping in the sunshine and paddling on a crystal-blue lake with their duck friends but since May is National Duckling Month what say you go enjoy them at McKinnely Park? Picnic with the kids and feed the ducks good times!

National Hamburger Month Whaaaat? Most folks love hamburgers. My favorite: Mother’s Day May 12th this year! Take care of your mom (or mom substitute) and treat her to something special.

REMINDER: Dental Benefits with Humana

If you’re enrolled in the new Humana PPO or HMO dental plan a quick reminder that both plans have an unlimited annual maximum benefit award! That means that you can incur total dental benefits with no maximum amount capped each year.To review your plan election and summary of benefits, co-pays, deductibles under each plan, please contact Employee Services for a copy of your plan documents. Happy dental health to all!

REMINDER: HRA Bennie Card Issues

Recently we had a few employees have their HRB benefits card declined by their medical providers stating the plan was terminated. This is absolutely false, and I’ve been working with our new Broker, Hutchison Insurance to find out why BASIC, our HRA carrier was declining some employee benefit cards. What we found out is that if an employee hasn’t had any recent 2019 activity on the card, that their medical provider was declining it, not HRA Basic. That said, should anyone who currently is enrolled in one of the HRA Bronze or Silver plans with Loyalty, and if you’re attempting to pay for medical services (dental, vision etc is excluded) please have your medical provider call HRA Basis customer service at (916) 303-7090. Also if you’re in need of medical out of pocket expense reimbursements, no problem. Here’s how you get reimbursed.

1. If paying for a medical visit out of pocket you’ll need to submit a claim to BASIC HRA pacific for reimbursement through your member portal, or by e-mail at customerservice@basicpacific.com or by fax at (916) 303-7083.

2. Attach a copy of the detailed receipt or Explanation of Benefits that lists the provider name, date of service, and total billed amount for all services.

3. HRA Basic will review and process

HRA Benefits Reminder (Health Reimbursement Account)

For employees covered under a CalChoice Bronze or Silver group health plan with Loyalty Pawn, the HRA BASIC plan will reimburse 100% of out-of-pocket expenses for medically necessary services (including deductibles, coinsurance, copays and Rx copays, but excluding dental, vision and over-the-counter expenses up to the maximum annual amount based on your enrollment type (Employee Only, Employee plus child, Family etc). These expenses are paid 100% by Loyalty Pawn under the HRA account provision plan.

REMINDER: $$ 401k-Update $$

Do you want to know more about your 401k? Or if you’re not enrolled in Loyalty’s pre-tax contribution retirement savings, would you like to learn more? Did you know that after 12 months of service, Loyalty contributes 3% of your gross compensation each pay period even if you’re not enrolled? Connect with Employee Services and learn how you can enroll online and start saving today for your retirement future!

Winner of April’s Who’s that Baby Now Contest

The adorable little guy featured in March is non-other than Javier Becerra, Operations Director. Only one person guessed correctly. The winner of April’s guess of Who’s that baby now drawing is “TONY MORA” of Florin Mall! Tony will receive his 8hr PTO Certificate next week and Javier will receive his $50 Amazon eGift card then, as well. Congrats to all!

Things you didn’t know about Javier Becerra.

Where did you grow up? I grew up in Los Angeles CA

What did you want to be when you grew up? I wanted to be an architect

What thing(s) would you like to share with the team (things about you) that most people don't know? I love to do woodworking and love live Mariachi music

What three adjectives best describe you and why?

1. Plain, ambi?ous, driven

What is it about the pawn industry that keeps you in it? I love the culture we have created and the ability to help people when everyone else says, “No”, we say, “Yes”.

What is your favorite color? Gray

What is your favorite sport? Football

What is your most memorable achievement-personally and professionally? My most memorable achievement was when I bought my house and professional when we became “Loyalty Pawn”

MAY 2019 Issue | Who’s That Baby Now?

Guess correctly and your answer will be entered into the May’s Three Balls Chronicles 2019 drawing for a chance to win an 8-hour paid day off! Email your answer to EmployeeServices@LoyaltyPawn.com and put “April Who’s That Baby Now” in the subject line then type your answer in the body of the email and send. Deadline to submit your answer is Monday, May 20th.

And don’t forget to email your baby photo(s) to EmployeeServices@LoyaltyPawn.com and when your photo is featured, you’ll be awarded a $50 Amazon Gift Card. That’s all there is to it! Good luck! Enjoy the month of May filled with cool festivities and get excited, engage in and participate Who’s That Baby Now and remember, if you need HR, Payroll, Benefits, or Family support, Loyalty Pawn’s Employee Services is only a phone call, text message, or email away, 24/7/365.