Letter from the President

Hello Team Loyalty,

Hopefully we are all getting familiar with Bravo and enjoying all the technological benefits that come with Bravo. We will be taking advantage of more of what Bravo has to offer as we continue to cycle through the loan term. I am looking forward to utilizing all the mobile communications and payment features, as it will streamline a lot of what we do. I am also looking forward to seeing all our products online with quality pictures and an avenue to generate more sales. I am sure it has not been the easiest of transitions but Thank You for your patience and dedication to this process in the end it will be worth it!

We are experiencing great growth in our loan balance, which is exactly what we are in business. As Jerry Whitehead has always asked us “What is the number one product that we sell?” The answer is MONEY. Fantastic job everyone let us continue to push those loans and renewals as that will continue to build to our bottom line. We have in the past been extremely lenient on the quality of the products we take in on loan or buy. We can now be a bit pickier when it comes to the C and lower quality items as the loan tsunami, we have been talking about is arriving and with gas and groceries prices rising, and with inflation here our loans will continue to grow.

I hope everyone is enjoying their summer and am happy to hear several of our Loyalty Pawn family members taking up the game of golf and I cannot wait to get out there and hit the sticks with you all do not worry about trying to lose to the boss just to gain favor as I am fully aware of how terrible I am so I will compete but will be rooting for all of us to have an exciting and fun time and may the best swings win!!

Appreciatively, Stan Lukowicz, III