FIRST TIME HOMEBUYER
just CLOSED CLOSED
We shopped homes in Mesa, Casa Grande, Queen Creek, Chandler, Gilbert, Maricopa and Eloy before we found just the right fit for him and his family (and a big dog that needed plenty of yard space).
We also shopped financing and DPA programs to help him purchase with as little money out of pocket. His payment at closing was less than the cost of dinner for two! FACTS!!!
Join me in congratulating this new first time homebuyer - J. Watson! We started strategizing back in August of last year (just after his Mom had completed our Homebuyer Education Class and closed on her first home). He did not renew his apartment lease, vacated his apartment, paid down some debt, built up his cash reserves and went thru my HUD Homebuyer Education plan.
Plan Ahead: Tax Strategy for Future Homebuyers
If homeownership is on your horizon, your tax strategy plays a crucial role in mortgage approval Here’s why working with a tax professional now can set you up for success:
Balance Write-Offs & Income – While deductions lower your taxable income, they also reduce the income lenders use to qualify you for a mortgage. Strategically planning your write-offs ensures you still show enough income to secure the loan you need.
Show Stability & Consistency – Lenders look for steady, verifiable income If you're self-employed or rely on commissions, your tax returns should reflect earnings that meet loan requirements A tax professional can guide you on how to report income while still maximizing tax benefits.
Prepare for Documentation – Mortgage lenders will require tax returns, bank statements, and other financial records. Filing early and correctly ensures you're not scrambling to fix issues when it's time to apply for a loan
A little planning now can mean a smoother homebuying process later Consult your tax professional to ensure your finances align with your homeownership goals! ����
SALEPENDING
Home Values are increasing. If you would like to get a sneak peak at the current value of your home, here is a quick and easy way that I provide for you to get an instant valuation (don’t rely on those generate internet searches. Go to bit.ly/instantcma-lg. Now may be the perfect time to utilize that home equity that you have gained and use for your next step
Degrees of Separation... Who Do You Know?
It is more important than ever to have income streams in place for today and for the future of your family. I love this business because you get to choose the type of clients you want to work with (Veterans, First Time Buyers, Seniors, First Responders, Teachers, Growing Families, Professionals, Relocating Buyers / Sellers and more
The need for caring professionals is key. And at EXIT we have a system to help you get paid for your production and BUILD an income stream and legacy for your future
Interested... RSVP your spot to listen in at bit.ly/AgentSuccess2025 and learn more.
HOMEBUYER CLASSES HAPPENING 2ND
SATURDAY OF EACH MONTH ONLINE
We can’t make it any easier unless we knocked on your front door!
Dreaming of homeownership in 2025? We’re making it easier than ever with monthly online Homebuyer Education Classes held on the second Saturday of each month! No matter where you are, you can join us from the comfort of your home and get the knowledge you need to buy with confidence.
�� Unlock Tens of Thousands in Assistance – Did you know there are over 2,400 Down Payment Assistance (DPA) programs available? Funds exist for first-time buyers, single-family homes, multifamily properties, and even manufactured homes and we help you find them!
�� Get Expert Guidance – We’ll walk you through loan options, credit strategies, and how to access grants and special financing that can make homeownership affordable.
�� Save the Date & Spread the Word! – Mark your calendar for the second Saturday of every month and invite friends and family who are ready to invest in their future 2025 is the year for new homeowners, and we’re here to help make it happen!
�� RSVP today and take the first step toward your dream home!
MARKET MOVES
Total active listings for Maricopa County, single family homes, show numbers up almost 17% since December
Number of new listings hitting the market place means plenty of choices for Buyers, up 117% since December
Average number of days on market up to 79 days, which means homes are sitting about 4 days longer than they did last month
Median price point is above your typical starter home, which means buyers have to shop and be smart. Sellers have to price it right and be realistic.
