College Park Living - March 2021

Your College Park Market Update Good News for Sellers this Spring

by Brian Spain

T Brian Spain Broker

DIRECT:(407) 494-1444 OFFICE:(321) 303-2850 Brian@LRFlorida.com

Lakeside Realty 1809 Edgewater Drive Orlando, FL 32804

he housing market of 2020 was many things, but it was never static. There were initial expectations that sale prices would continue rising while interest rates remained low, then the pandemic threw a wrench into the rosy forecasts of so many professionals. This wrench made the year a messy and uncertain one, but it wasn’t all bad news, especially in the housing market.

At first blush, the economic turbulence of the pandemic looked to be a real threat to the real estate market. The odds were not in our favor. The real estate industry, a business that normally operates on face-to-face interactions and in-person home tours, was forced to fundamentally change – and fast.

And yet, the housing market did not collapse. There were ups and downs (and a whole lot of uncertainty) in April and May, but by the end of the summer the market, overall, was prospering with high prices and fast sales. So why did it work out that way, and how can these revelations equip homeowners as we head into 2021’s Spring market? Let’s get into it:

THE COLLEGE PARK MARKET REMAINS STRONG While the initial rebound has leveled off, prices still remain high, especially here in College Park.

The median sales price for a single family home in College Park in January 2021 was $445,000 – a 29.7 percent increase over the median sale price in January 2020 of $343,000. Keep in mind that we are comparing today’s numbers to a period prior to the stay-athome orders, making it all the more remarkable.

In addition to high prices, sellers who properly prepare, price, and market their home are enjoying very fast sales. Realtor.com shows the national average “Days on Market” for 2020 had sellers waiting 65 days (which is faster than usual), and here in College Park we closed out 2020 with an average Days on Market of 45 days

and a median Days on Market of just 19 days.

It’s important to note that these numbers represent our local averages. Not all sellers will get offers at the top of the market or sell quickly, and some sellers will beat these averages handsomely. A seller’s success in today’s market directly corresponds to how well their home is prepared in advance of listing, whether or not it is strategically priced, and how well – and how comprehensively – it is showcased and marketed.

THE ROLE OF TECHNOLOGY IN A SALE We saw greater integration of technology to make contact-free real estate transactions practical and accessible for buyers and sellers.

The MVP of that technology was 3D Virtual Tours. According to a Google survey, 67% of participants said they wanted to see a virtual tour when looking at a listing. Professional photography and videography also proved important during the pandemic.

Pre-pandemic, according to the National Association of Realtors, homes with 20 or more photos sold over 50% faster than homes with one photo; now, with constraints on in-person tours, homes without dazzling online presentations languish far longer than those that are properly showcased. In 2020, it became critical that a home’s online presentation virtually transported the buyer into the home. Today, in addition to mastering visual technology, agents who are selling homes quickly and

at the highest market prices have mastered virtual transactions and have comprehensive safety plans to make it possible to bring buyers into a home. These adaptations aren’t going anywhere, and will continue to benefit sellers long after the pandemic wanes.

WHAT DOES THIS MEAN FOR SPRING 2021?

As we approach the busy Spring market, it’s not going to be about “besting” last year. March 2020 and the months that followed saw temporary market lows for obvious reasons. Rather, this Spring market is going to be about how efficiently the market will meet the increased demand. Sellers who hit the market early in the season – and work with the right agent – should expect a fast sale at a great price. The biggest question we’re getting from sellers is about whether or not they’ll find a replacement home in time, and what they would do if put in that position. Our team, like other top teams, have strategies and plans in place for this very concern, so our best advice is to not let this be a roadblock. Instead, discuss this concern with your agent, and let it guide your planning.

If you are considering a move and want a professional analysis of your home’s value (or would like to learn more about the strategies our team uses to successfully sell homes – and find replacement homes – in today’s market), give us a call at 407-494-1444. We have learned a lot from 2020 and are more equipped than ever to generate the best offers for your home. n

MARCH 2021 – INSIDE:

PLAN AHEAD FOR TEEN DRIVERS Your Money Page 2

TIME TO REFINANCE? Ask the Expert Page 4

SPRUCE IT UP In The Home Page 6

THE TRAIL AND BEYOND Travel Page 9

CROSSWORD, SCRABBLE & SUDOKU Page 11

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Discover Publications, 6425 Busch Blvd. Columbus, OH 43229

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THE SHIFT TO EXPERIENCED AGENTS 2020 was the year that many sellers admitted they couldn’t risk their home’s value with a hobbyagent, or a buddy who happens to have a license. Homes listed for-sale-by-owner or by an inexperienced agent experienced

longer sales cycles and substantially lower prices than professionally sold homes, because they were far less visible to buyers who were making decisions almost entirely online. It’s the agents who quickly adopted new tech and procedures who created competition among buyers, hastening the pace of transactions. Many less experienced agents left the market, as sellers became much more discerning of their representation (concerned specifically with who could help them navigate all the limitations and uncertainty). With the right adaptations and the strong agents driving the bus, market activity soon resurged.

YOUR MONEY

looking ahead

WHY YOU SHOULD BE TALKING TO YOUR 13-YEAR-OLD ABOUT

CARS AND INSURANCE

by Carla Fried

Publisher

Brian Spain Broker DIRECT:(407) 494-1444 OFFICE:(321) 303-2850 Brian@LRFlorida.com Lakeside Realty 1809 Edgewater Drive Orlando, FL 32804

6425 Busch Blvd., Columbus, OH 43229 877.872.3080 www.DiscoverPubs.com

Sudoku, Scrabble, Crossword and articles distributed by Tribune News Services and Brandpoint where noted. © Copyright 2021 by Discover Publications, Inc. All rights reserved.

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driver’s license doesn’t come until age 16, but families would be wise to begin talking about driving, cars and insuring cars a full three years ahead of that day.

Handled well, this topic can also help a family tackle other big financial, progressionof-life topics like choosing a college. Here’s your roadmap: INSURANCE Chances are your 7th or 8th grader has no idea how insurance works. The policy they’ll need in order to drive legally in your state offers a real-word lesson. Pull out your current auto policy and explain the coverages and your annual premium.

Then tell them that adding a 16-year-old to the policy will likely more than double the premium. According to Carinsurance.com, family auto premiums on average rise more than 125% when a 16-year-old is added to a policy; the bill could be $3,500 or more. Show your teen the website’s teenage insurance calculator.

Here’s where the car insurance talk can help

your teen’s personal finance IQ. Many insurers offer a premium discount of 5% to 10%, or more, if the insured teen has a high GPA. You’ve just given them a year or two

million miles is nearly twothirds lower than at age 16.

And for the record, the rate for drivers between the ages of 40 and 79 is below 4.0.

Lack of experience is a

THE RIGHT CAR If the plan is for your teen to have their own car, this is where you can impart financial lessons that will pay off for the rest of their life.

A survey by the Centers for Disease Control found that more than 40% of high school students don’t always wear a seat belt, nearly 40% texted while driving, and 17% got into a car where the driver had been drinking. to double down on studying.

Closer to driver’s-permit age, you’ll want to check with your current insurer—and do some online comparison shopping—to get the best rate and coverage.

SAFETY Teens are so expensive to insure because they have more accidents. A lot more.

According to the Insurance Information Institute, 16-year-olds account for, on average, nearly 25 crashes for every million miles driven.

For 17-year-olds, it drops to 21.1 crashes. From ages 20 to 24, the crash rate of 9.1 per

problem, but so, too, are poor choices. A survey by the Centers for Disease Control found that more than 40% of high school students don’t always wear a seat belt, nearly 40% texted while driving, and 17% got into a car where the driver had been drinking.

Parents, of course, are influential, so if you’re guilty of any of the above behavior (texting?), now’s a good time to stop that. And you know your kid best: Think about the right amount, and kind, of information to get their serious attention without causing nightmares.

Buying a used car is always the financially wise move.

Explain depreciation. A new car will lose up to 40% to 50% of its value in the first three years. Buying a car that is at least three years old, means you’ve let the prior owner(s) make that financial mistake.

But, if you can afford it, don’t choose a car that’s too old. The Insurance Institute for Highway Safety (IIHS) reports that, based on 2017 data, more than half of the miles driven by teens were in cars at least 11 years old. By comparison, less than 30% of adult miles driven were in

cars that old. Given the big advances in car safety tech over the past decade, older models will likely lack some safety features.

Also, steer clear of small “fun” cars that teens may be naturally attracted to. They don’t tend to offer the same protection in a crash as a bigger car (especially when the other car in a crash is a big SUV).

The IIHS and the cartesting pros at Consumer Reports came up with a list of cars that hit the teenager sweet spot: used, but not so old they lack reliability and key safety features, and of a make and size that scores well in crash tests.

In last year’s IIHS/ Consumer Reports list, used cars under $10,000 included the 2013 Honda Accord and Mazda 3, and the 2014 Subaru Impreza. For less than $15,000, the recommended list includes the Toyota RAV4, Subaru Forester and Honda CR-V. You can get the entire list of 60+ recommended cars by searching for “safe used vehicles for teens IIHS.” n ©2021 Rate.com.

Distributed by Tribune Content Agency, LLC

around town

Local Events in College Park

by Brian Spain We’re certainly lucky to have a community that continues to organize fun, safe and family-friendly events. Here are the activities I am most looking forward to: NIP & TUCK Saturday, March 6th 9:00-11:00AM College Park Main Street is set to host another Nip & Tuck event. The Nip & Tuck Neighborhood Cleanup, held twice annually, includes trash pick-up, tree trimming, and other projects meant to help keep Edgewater Drive looking its best. Come join other community volunteers and show your pride for our neighborhood. The event had a great turnout in September, and it would be amazing if we could top those numbers this time around. Not only does a great turnout mean a cleaner streetscape, but College Park Main Street also receives credit for the volunteer hours from the City of Orlando for all who participate.

These hours can then be used as credit towards City fees when hosting other events to benefit the community. So, your participation helps the community in multiple ways while aiding College Park Main Street in its mission of supporting local businesses in an effort to create a more vibrant, thriving community for us all. We hope we’ll see some of our readers there as we lend a hand in the clean-up – socially distanced, of course! Let’s keep College Park one of the most beautiful neighborhoods in Orlando. College Park Main Street encourages everyone with

the time to spare to help out. For more information, or to volunteer, call College Park Main Street Executive Director, Amelia Harrison at 407-392-1717 or email her at Director@CollegeParkMainStreet. com. Students can earn community service hours for their participation.

COLLEGE PARK SPARK! Saturday, March 27th 5:00-9:00PM College Park Spark has returned!

Enjoy some socially-distanced fun along Edgewater Drive at your favorite local shops and restaurants while listening to some great music. Buy a wristband to receive “event-only” specials. For those that didn’t go to this back in November, it was a blast for the whole family! Local musicians were performing small sets all along Edgewater Drive and there were even trolley rides that took you to designated stops throughout the event.

Between the photo contests and events at over twenty local businesses, there was just too much fun to be had. And that’s a good kind of problem! I’m sure the second iteration of this event will be

just as fun. For more information and a list of participating businesses please visit: www.CollegeParkMainStreet. com. You can also email: information@ collegeparkmainstreet.com.

FUTURE EVENTS While College Park Main Street continues to have to postpone their streetclosing signature events like SpringFest

for the time being due to the pandemic restrictions, I wanted to highlight some of the activities they currently had planned that we can all look forward to and put on our calendars now. While they’re not the big street festivals we’ve become accustomed to living in College Park, I think it’s important to get out and support our local businesses any chance we can and to be reminded of what a strong and supportive community we choose to call home. I know our support of these smaller events will allow College Park Main Street to gear up faster once it’s safe for us all to attend large festivals again. My fingers are crossed that by the Fall we’ll be able to close the streets again, build the stages, and rock out to some great music at JazzFest!

We’d love to know what you’re looking forward to. Reach out and let us know at info@LRFlorida.com. n

RECENT NEIGHBORHOOD SALES Address

List

Sold

DOM

Sq Ft.

$/Sq Ft

Beds

Baths

205,974 229,000 239,000 239,000 275,000 253,400 319,000 369,000 389,000 450,000 410,000 425,000 415,000 425,000 425,000 455,000 459,000 560,000 620,000 649,000 668,000 675,000 749,900 849,900 799,900 890,000 869,900

210,000 220,000 225,122 230,000 240,000 253,400 321,000 359,000 365,000 392,900 402,500 415,000 420,000 425,000 425,000 430,000 460,000 525,000 600,000 639,000 645,000 675,000 715,000 805,000 806,000 850,000 860,000

94 39 18 25 24 15 3 16 33 8 127 78 56 2 3 98 67 207 151 1 13 5 116 42 172 179 3

910 798 2,007 954 1,175 1,166 1,252 1,064 1,527 2,076 2,015 1,993 1,964 1,240 1,933 1,791 2,023 2,656 2,465 1,939 2,552 2,310 2,703 2,740 3,270 3,300 3,288

230.77 275.69 112.17 241.09 204.26 217.32 256.39 337.41 239.03 189.26 199.75 208.23 213.85 342.74 219.87 240.09 227.39 197.67 243.41 329.55 252.74 292.21 264.52 293.80 246.48 257.58 261.56

2 2 3 3 3 3 3 3 2 3 4 3 3 3 3 3 3 3 3 3 3 4 4 4 4 5 5

1 1 2 2 1 2 1 1 2 2/1 3 2 2 1/1 2/1 2 2/1 2/1 3 2 2/1 3 3 3/1 3/1 3/1 4

399,000 410,000

382,000 389,000

110 3

1,900 2,588

201.05 150.31

3 4

2/1 3

329,999 349,900 359,900 395,000

330,000 349,900 359,900 380,000

2 46 43 17

1,703 1,726 1,696 1,789

193.78 202.72 212.21 212.41

3 3 3 3

3 3/1 2/1 2/1

SINGLE FAMILY HOMES: 916 Timor St 3009 Knollwood Cir 728 Naples Dr 735 Alton Ave 984 Las Flores Way 1001 Carew Ave 37 W Preston St 3211 Harrison Ave 514 W Princeton St 1338 Stetson St 2504 Helen Ave 828 W Winter Park St 3401 Grant Blvd 2530 Harrison Ave 45 E Orlando St 1348 Bryn Mawr St 1125 Stetson St 1870 Turnberry Ter 2 Hopkins Cir 1136 W Harvard St 1167 Adair Park 3500 Putter Ln 909 Cordova Dr 36 W Preston St 308 W Par St 1118 Overbrook Dr 532 W Winter Park St

CONDOS: 3404 Golfview Blvd #C 1112 Eastin Ave #11

TOWNHOMES: 2624 Coolidge Ave 2411 Amherst Ave 2409 Amherst Ave 49 E Spruce St

Based on information from the Stellar Multiple Listing Service for the period of 1/1/2021 through 1/31/2021.

This information may or may not include all listed, expired, withdrawn, pending or sold properties of one or more members of the Stellar Multiple Listing Service.

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ASK BRIAN SPAIN

Q & A with the real estate expert

IS IT TIME FOR ME TO REFINANCE MY MORTGAGE?

Q

Dear Brian, I inherited my first home and then sold it to purchase my current one in 2007 for $300,000 at 6.35 percent.

My income and credit score were good back then and are excellent today. Monthly obligations of $1,800 or more are no burden for me.

Property taxes are somewhat high but well spent in my community, where I was lucky enough to get an aboveaverage house for a belowtypical price. I survived 2020 virtually unscathed, my net worth (as it were) intact.

Lately, though, seeing interest rates in the high-twos has me wondering if I should refinance my mortgage. On the other hand, considering what my house is worth today, maybe I ought to just sell it and buy a new(ish) one?

Marianne H.

A

Dear Marianne, At a recent gathering of the National Association of Realtors, industry professionals speculated that interest for a 30-year, fixed-rate mortgage is likely to settle at 3 percent in 2021 and 3.25 percent the following year. Common advice is that the interest rate needs to drop at least 1% to make it worthwhile to refinance. So, as we’re looking at rates around 2.89 percent now, it would certainly be worth it for you to look into refinancing but there are a few things to consider before deciding to pull the trigger.

How long do you plan on staying in the home?

Refinancing a loan comes with expenses (lender fees, transfer taxes, title insurance, appraisal fees, recording fees, closing fees, etc). These expenses can tally in the thousands of dollars. You’ll want to make sure you plan to stay in the home long enough

that the savings you’ll receive by refinancing (lower monthly payment) outweigh the cost of the financing (closing costs). Depending on how much better the rate is, and how much money is being borrowed, the breakeven point could be less than a year or multiple years down the road.

I would encourage you to speak with a lender and have them calculate the breakeven point for you. Once you know how long it will take to recoup the expense, you’ll know if you’d actually realize any saving, or not, based on how long you currently plan on staying in the home.

Now, in that instance, of course, we’re talking about a standard rate-and-term mortgage refinance loan – meaning you’re borrowing just what you owe on the home and all that you’re changing is the rate and term (length of the loan). Another option would be a cash-out refi. This type of refinancing allows homeowners to extract equity in the form of cash.

So, you’d be borrowing more than what you currently owe on the property. These loans are a bit more risky for the lender so they usually come with a slightly higher interest rate. But the higher rate might be worth it if: 1. It’s still much lower than your current rate and/or 2. You have a repair

or update you need to do to the home – whether to stay in the home for many more years or to ready it for sale.

In this case, the breakeven point may be less important to you than the return on the investment of putting the equity back into the home (in the form of upgrades and/ or repairs). If you’re thinking about a refinance for this reason, I’d be happy to take a look at your home and do a market value analysis and let you know what I think the home would be worth in its current condition and with the upgrades. Before doing a cash-out refi you’ll definitely want to make sure the need for the extra cash, or the return on the cash is greater than the cost of the additional cash.

Another thing to consider is the length of the refinanced loan. Since you bought your home almost 15 years ago, you’re halfway through paying off the loan. By refinancing for another 30 years, you might have a much lower payment at the new interest rate, but you’d also be making that payment for an additional 15 years. Depending on your age, or future goals, it may be in your best interest to have the home paid off in 15 years rather than 30 - so you can enjoy your golden years debt free. Since interest rates are several points lower than when

you got your original loan, if this is a home you plan to stay in, it would be in your best interest to have your lender price a 15 year loan. That way you wouldn’t be adding any more time to your loan.

Your payment wouldn’t go down as much (as with a loan amortized over 30 years) but you may be able to save a little money each month while still paying off your home in the same amount of time. Which may, or may not, be the most important deciding factor depending on whether you’re thinking of staying, moving, upsizing or downsizing in the next few years.

I’m really glad that you asked this question as it’s something my agents and I are hearing all the time now. So, it’s nice to be able to share my perspective with our readers.

“Rates are down – should I refinance?” “Home prices are up – should I sell?” My answer is always the same. And I think, as you’ve read this far, you’ll probably be able to guess what that response is: “Well… that depends.”

Everyone has unique needs.

Has their own set of plans.

Their own financial picture.

What they may or may not wish to do in the future. Or what they hope to achieve by refinancing or selling that would ultimately determine whether it’s the right time

for them to refinance or sell.

It’s a decision that certainly should involve some insight from your accountant or financial planner, lender and, of course, your trusted real estate professional. Each of us should be able to provide our own knowledge to help you make your decision and get you thinking about the right questions to ask yourself so that you ultimately make the right decision based on your unique situation and needs. I’d love to hear from you with any further questions you might have. We’re here to be your local real estate resource. n

Brian Spain

Broker DIRECT:(407) 494-1444 OFFICE:(321) 303-2850 Brian@LRFlorida.com

Lakeside Realty 1809 Edgewater Drive Orlando, FL 32804

HOME INSURANCE OPTIONS Getting A Quote Is Easier Than Ever. We Can Insure: • • • •

Older homes First-time home buyers High value homes up to $10 Million Secondary/seasonal homes

• • • •

Tenant occupied properties Flood insurance Polybutylene plumbing* Federal pacific electric panels**

* Polybutylene Plumbing was installed and manufactured from the late 1970s until the mid-1990s, however stockpile of polybutylene pipe was still available up to 1999. There is an unusually high rate of ‘failure under normal operating conditions. Deterioration linked to chlorine water additives has been linked to the failures, and customers on private water supplies have reported many problems. ** Federal Pacific Electric Company (FPE) was one of the most common manufacturers of circuit breaker panels in North America from 1950--1990. Experts now say that FPE panels can appear to work fine for years, but after one overcurrent or short circuit, they can overheat and become fire hazards.

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Call or email John Tankersley to request a quote: D: 407-227-0854 • E: John.Tankersley@,TheFIS.com

smart locks

EUFY SMART LOCK OPENS WITH THE TOUCH OF YOUR FINGER

by Jim Rossman

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nice perk of being a reviewer is that I can try different gadgets and then choose one one that’s right for me.

I’ve used smart deadbolt locks for almost 10 years now, and I love the convenience of being able to punch in a code to unlock my front door.

The lock that’s been on my door now is the fourth one I’ve tried, and I like it, but there are some features I wish it had and some features I never use. The new lock I’m testing is the Eufy Security Smart Lock Touch, which retails for $169.99 at eufylife.com.

NO WI-FI The biggest knock on the Eufy Security Smart Lock Touch is that it does not have Wi-Fi. This may or may not be a big deal to you.

Smart locks with Wi-Fi can be locked and unlocked from your phone, even if you are across the country.

You can also configure the lock when you are away from home, perhaps to add a code for a temporary user such as a handyman or dog sitter.

Wi-Fi smart locks can also tell a user when the door is locked or unlocked during the day.

Finally, no Wi-Fi means no integration with Amazon’s Alexa or Google Home, so there’s no voice control or ability to combine opening the door with other automations like turning on lights.

While those are cool features, I really don’t use them. I’m looking for a door lock that opens easily without a key. My previous locks used a keypad to unlock, which

was nice, but the Smart Lock Touch adds a fingerprint reader that I love.

Instead of Wi-Fi, the Eufy Smart Lock Touch interacts with your phone via a Bluetooth connection, which means within 50 feet or so.

FOUR WAYS TO UNLOCK When I first installed my first smart lock all those years ago, I was a little hesitant to leave the house without a house key. If I went for a walk, I’d grab my keys and phone and lock the door.

As I got used to unlocking with a passcode, I became more confident and started leaving the house without a key for my walks. I’m not saying you should do that, but it works for me.

The Eufy Security Smart Lock Touch gives you four ways to unlock the door. My favorite unlock method is via the fingerprint reader. It is very fast and very convenient.

You can also use the keypad, a physical key (Eufy includes five keys) or the Eufy Security app on your phone (within Bluetooth range).

The Smart Lock Touch is powered by four AA batteries, and the unlocking methods all require battery power except for the physical key.

Because there is no Wi-Fi radio to power, those AA batteries should last up to a year. What happens if you don’t have the key and the batteries are dead? There is a microUSB port on the bottom of the lock (under the key slot). Plug in any external USB phone battery and it will power up the lock so you can open it.

as intimidating as you might think. To remove your old deadbolt, unscrew the two screws on the inside of the

door, remove the inside and outside portions of the lock (they pull away from each other), and then unscrew the two screws on the edge of the door where the bolt moves in and out and pull out the bolt.

Once the deadbolt is removed, you can follow Eufy’s instructions to get the new lock installed (the company has a good video in the app).

The installation can get tricky if your strike plate (the piece on the door frame) is not lined up with the bolt. If your lock is hard to lock or unlock, you’ll need to work on the alignment of your deadbolt to the strike plate.

If your lock doesn’t turn smoothly, you might need a handyman to reposition the strike plate.

Since this was not my first lock replacement, I was able to get the Smart Lock Touch installed in about five minutes.

Once the batteries are in place, a speaker on the lock will ask you to download the Eufy Security app to your phone and pair the lock to the phone INSTALLATION via Bluetooth.

Installing a deadbolt isn’t Once the lock is named,

you’ll be asked to set a passcode for your user account in the app. Once you set the passcode (four to eight digits),

lock can be up to 8 digits, and there is a neat feature called Scramble Passcode that lets you enter random numbers before and after your passcode. Let’s say your passcode is 1357. If you turn on Scramble Passcode, you can enter 4321357978. As long as your passcode is in the middle somewhere, the door will open.

There’s wrong-try protection, which will disable the fingerprint or keypad after too many wrong tries.

You can specify the number of tries and the length of the lockout (up to five minutes).

The fingerprint and passcode information is stored in the lock with AES 256 encryption and the hardware can withstand more than 2,400 of tension and more than 250,000 lock and unlock cycles.

you can set up a fingerprint.

You can register multiple fingerprints and the prints are stored in the lock (up to 50 prints total).

Setting up additional users is simple. Each user has to have a unique passcode.

Because my wife and I use the CONCLUSIONS same passcode for the door Smart locks are great, and I (old habits), I just registered think everyone would like one, her fingerprints under my if only for more ways to open username in the app. the lock. Eufy has a warning on its website about fingerprints SOME NICE FEATURES not being reliable for children You can set up users to or the elderly. have full access (24/7) or It has the features I want, limit their access to certain like the fingerprint sensor and hours of the day or certain keypad, but it doesn’t have a days of the week. battery-draining Wi-Fi radio There is an auto-lock for more remote features. setting that will lock the I’ve always appreciated those door if you forget. You can features, but I didn’t use them set the auto-lock to happen enough to make them a dealimmediately when the door breaker. I anticipate using the closes or up to three minutes fingerprint reader way more later. You can also set up a than I used remote unlocking. schedule for auto-lock, which If you need those remote is helpful if you want the features, Eufy does make a auto-lock to work only after Smart Lock with Wi-Fi, but 6 p.m. or only on weekdays. it does not have a fingerprint The lock is IP65 water- reader. n and dust-resistant and works ©2021 The Dallas Morning in temperatures from -22 News. Distributed by Tribune degrees up to 158 degrees.

Content Agency, LLC The passcode to open the

TECHNOLOGY

TECH REVIEW:

Phone: 407.347.5388 www.TheriaqueLaw.com

Theriaque & Spain is pleased to announce the relocation of its Orlando office to College Park.

The firm, which is celebrating its 25th year, continues its practice in the areas of land use, zoning, local government, and administrative law, including handling quasi-judicial hearings before local governmental boards and all phases of litigation before state and federal courts.

1809 Edgewater Drive | Orlando, Florida 32804

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IN THE HOME

design and maintenance 10 LITTLE WAYS TO SPRUCE UP YOUR HOME

WITHOUT LEAVING YOUR HOUSE OR BUYING ANYTHING I

by Katie Holdefehr

To make the space as cozy as you once relegated to the basement possible, you may want to pull in side may actually now be on-trend. f you’re spending as much time chairs, blankets and pillows from other as possible at home right now, rooms.

5. UPGRADE YOUR HEADBOARD you may suddenly feel inspired to To instantly update your headboard, redecorate. After all, there’s nothing 2. BRING THE OUTDOORS IN arrange a blanket or tapestry over it (or like spending 15 hours in your living If you’re spending lots of time add extra pillows). If you don’t have room to make you rethink that rug or inside, consider introducing a natural a headboard, you can use paint you give a cluttered corner some serious element to your home. If you have a may have around the house to create side-eye.. backyard or can go on hikes, collect a “headboard” by painting a rectangle, Good news: You can give your a bundle of fresh flowers, greenery or semi-circle or circle behind the head of home a stylish mini-makeover with even a branch, to bring a touch of the your bed, creating a fresh focal point what you have on hand. Here’s how outdoors in. for the room. to shop your own home and rearrange furniture and decor for a fresh look.

3. SHOP YOUR HOME 6. RETHINK YOUR WINDOWS You just might find that you already FOR ACCESSORIES Nowadays, you’re likely spending own everything you need for a serious Tired of looking at the same decor more time than usual staring out the upgrade. as you sit on your sofa? Shop the window. Why not make it a comfy other rooms in your home for vases, perch? If you don’t have a window seat, 1. REARRANGE YOUR decorative objects and art. The simple consider moving an upholstered bench LIVING ROOM act of taking the candlesticks from the to a window or repositioning a cozy If you’re spending more time than dining room table and moving them side chair. To let the light in, make sure usual lounging, binge-watching TV to the living room TV console can your windows aren’t being blocked by and working on jigsaw puzzles, it may suddenly make them feel new again. furniture or decor. If heavy curtains are be time to rearrange the living room concealing the view, consider making furniture. For optimal TV viewing, 4. SORT THROUGH tie-backs out of ribbon or fabric scraps. angle the sofa and side chairs so that YOUR STORAGE every spot feels like the best seat in the If you have an attic or garage that’s 7. INTRODUCE MOOD LIGHTING house. If you’re trying to discourage full of furniture, paintings and old If the overhead lighting in your screen time, position the chairs so books, you might not even know what home is feeling a little harsh, consider that the coffee table (a perfect spot for treasures you already own. Style is rearranging the table lamps and floor board games or puzzles) is the focal cyclical and trends often come back, so lamps around your home. Shaded point. the “outdated” furniture or accessories lamps often diffuse the softest light

H

ow healthy is your house?

After spending more time at home due to quarantine and social distancing, many homeowners are asking themselves this question.

This has inspired an increase in home improvements that go beyond aesthetic enhancements.

Homeowners want eco-friendly upgrades that improve indoor environmental quality (IEQ), which means improvements that support the health and wellness of the people who live in the home.

If you’re curious how to improve your home’s IEQ, here are three key projects to consider:

1. HYDRONIC RADIANT HEATING SYSTEMS Conventional forced-air systems push heated air through ductwork in the walls and ceilings. There are many drawbacks to this type of system. First, they are inefficient because hot air blows out vents and rises rather than staying lower to keep people comfortable. Second, it circulates dust, allergens and pollutants that lower the indoor air quality. Third, they can be noisy, turning on and off all day.

For a healthier home, consider hydronic radiant heating. This technology works by warming water at a heat source and circulating it through piping made of a special polymer called PEX that is installed beneath the floor. For example, Uponor Fast Trak is a simple-toinstall, knobbed-mat system that adheres to a concrete slab for quick radiant tubing installation in any area of the home. Learn more at 6

3 ECO-FRIENDLY PROJECTS TO BOOST

HOME HEALTH comfort of a home and can have a positive psychological impact on the people who spend time there. That’s why, when choosing home-improvement projects, use daylighting strategies to improve IEQ. Daylighting is a method you can use to welcome more natural light into your home. There are many improvements that support daylighting. Adding windows strategically to brighten spaces 2. NATURAL LIGHT AND throughout the day is a smart first DAYLIGHTING Beautiful sun shining through step. Adding skylights to bring in a window is a welcome sight on light where traditional windows any day. Natural light increases the are not possible or logical, such www.uponor-usa.com/radiant.

A hydronic radiant system can dramatically improve a home’s IEQ. There is no fan to circulate dust, pollen and odors, so you can breathe easier. Because it’s in the floor, it keeps the heat low - where you and your family actually live - without hot and cold spots. You can heat in zones to save money, plus, the system is near-silent.

as in a bathroom, also supports daylighting.

Daylighting can be controlled for comfort and privacy with shades, blinds and plants. In spaces where windows and skylights are not possible, adding reflective surfaces to the room design can provide internal lighting by maximizing the sunlight. For example, glossy tile or mirrors throughout a room can help brighten the space and align with daylighting goals.

3. CLEAN AIR AND PROPER VENTILATION Airflow is an important part

and create a cozy vibe.

8. RESTYLE YOUR SHELVES For any room that needs a quick refresh, first remove everything from the shelves. Dust off each shelf, starting with the top one and working your way down. Then place everything back, but try a new arrangement. If you haven’t touched these knickknacks in months (or even years), this simple move can change the entire room.

9. REFRESH YOUR SOFA If you have alternate throw pillow covers or blankets, now is the time to break them out.

10. ORGANIZE YOUR KITCHEN COUNTERS If your countertop is looking a little cluttered, it’s time to try the tray trick. If you have a storage tray (or a serving tray hiding in a kitchen cabinet), pull it out. Use it to corral everything from mail to receipts.

When it overflows, you know it’s time to do some sorting. n ©2021 Meredith Corporation.

Distributed by Tribune Content Agency, LLC. of any healthy home, helping to remove contaminants and bring in fresh air. Proper ventilation prevents mold and mildew growth, removes common pollutants from appliances and other household items, improves indoor air quality and boosts IEQ. To improve your home’s ventilation, always open windows and skylights when weather and conditions allow to let in fresh air.

Remember to turn on ventilation fans when bathing or showering to remove excess humidity. In addition, use fans in the kitchen to remove smoke and heat while cooking. Finally, maintain filters on items such as air purifiers, humidifiers and your HVAC system.

If you have a radiant heat system, continue to use it, as it helps to eliminate the circulation of microscopic particles that can spread germs and trigger allergy symptoms. Considering Americans spend on average 90% of their time indoors, according to the Environmental Protection Agency, prioritizing indoor air quality is essential.

IEQ is getting increased attention, as people look to improve their homes and make them healthy for their families, while also boosting their bottom line at resale. These three key areas will help you create a space centered on health and wellbeing. For more information, visit www.uponor-usa.com. n ©2021 Brandpoint.

home style

G

orgeous wallpapers are all over Instagram, but when most of us click “like” on those perfect pics, we believe they’re so beautiful that they’re far out of reach. You wouldn’t be alone if you thought a wallpaper project was too messy or expensive to DIY. And aligning those patterns or creating a straight line?

Sounds like a chevron-print pipe dream.

Luckily for you, companies are making pretty papers that are much more walletfriendly and accessible to DIYers. “If you can assemble Ikea furniture, you can ace a peel-and-stick wallpaper project,” says artist, author and Jungalow blogger Justina Blakeney.

“It doesn’t have to be four full walls in a crazy print,” says Chasing Paper founder Elizabeth Rees. “Start with a small project that will give you confidence to try it again.”

Some companies, including Chasing Paper, offer 2-by-4foot panels so you can work in smaller sections and buy smaller amounts if you’re using them in a narrow nook or utility space. They’re designed so each panel’s pattern will seamlessly blend into the next, helping you avoid the struggle to line up florals or stripes.

Even high-end brands are making their products more user-friendly. York Wallcoverings now offers a water-activated adhesive that lets you slide the panels into alignment; then, if you add more water when you’re ready to redecorate, each piece will easily peel off.

CHOOSE THE RIGHT LOOK FOR THE ROOM Choosing wallpaper is all about personal preference.

With the huge array of patterns, colors and textures out there, pinning up sample squares can help you decide what works best before you

HOW TO PLAN A WALLPAPER PROJECT

AND PRO TIPS FOR APPLYING IT commit to buying several rolls or sheets. “If you have to learn to love it,” says interior designer Janie Molster, “it’s probably not a good choice.”

If you’re new to wallpaper, consider using it on an accent wall or in a powder room or laundry room--someplace you’re not spending the bulk of your time. A graphic print can have a big impact on a small space, so you’ll get a huge bang for your (literal and proverbial) buck. Alternatively, if you’re struggling with an open floor plan, says Molster, wallpapering one section of the large space can help define distinct living areas.

Add a few panels by your front door to establish an entryway or on the wall behind your dining table to create a visual boundary between your entertaining space and an open kitchen. If you would prefer

to do a full room but are apprehensive about going too bold with pattern, opt for a subtly textured wall covering, such as grass cloth. It’s ultraforgiving when it comes to nail holes too. When you remove a nail, says interior designer Jason Oliver Nixon, “just move the grass-cloth fiber over a little bit and it should hide the hole.”

If you love the current style of your room but want to kick up the character, look into wallpaper that’s the same shade as the room’s most dominant color. Paint companies like Farrow & Ball produce their wallpaper using the colors of their paints, so a transition from solid to patterned is simple.

recommended, as the texture can compromise the integrity of the pattern. But if you just have small cracks and holes from when you attempted a gallery wall, there’s no need to patch those. “Wallpaper is a great way of covering blemishes, marks, holes and dings,” says Rees. Large cracks that could potentially let moisture seep in, however, should be repaired with spackle before papering.

Give the wall a coat of primer so your wallpaper has a clean surface to hang from. Professional wallpaper hanger Mark Turner notes that primer is essential if you use wallpaper-stripper gel; otherwise, your new paper will fall right off.

Use a 4-foot level to mark PREP THE WALL a straight horizontal edge at Before you paper, assess the top of the area you’re the quality of your wall; papering; that line will serve bumpy surfaces are not as your hanging guide. Don’t

rely on the border between wall and ceiling, because it may not actually be level.

Prep your paper by applying a glue or moistening it to activate the adhesive. Let it sit for a few minutes, then carry the strip to the wall.

Line the top left corner of the strip along the horizontal line at the top left corner of your wall, smoothing as you go with your hand or a smoother tool (an old gift card will work in a pinch).

If your wallpaper is more like a mural than an unending pattern, start in the middle of the room, so your picture is centered on the wall, and work your way outward. Use a sharp blade to trim any overages. n

DESIGN & DECOR

by Jill Sieracki

©2021 Meredith Corporation. Distributed by Tribune Content Agency, LLC.

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cheese, please

L

LIFESTYLE

ooking for a stressfree and undeniably delicious snack for your family game night? Want to surprise a special person you haven’t seen in a while with a gift delivery? Or do you simply want to kick grandma’s recipes up a notch this year?

The solution is simple: cheese.

Not just any cheese; awesome cheese.

Cheese makes everything better. That’s why Josh Gentine, a third-generation member of the Sargento Foods legacy, founded The Big Cheese Co. Well, that, and he got his hands on some extra-sharp, 12- to 15-year aged Wisconsin cheddar.

According to Gentine, cheese ages like fine wine, getting sharper and more complex with each passing year. He maintains his cheddar is “the sharpest you’ve ever tasted,” adding jokingly, “it’s so sharp it has a British accent, and it was so good that it was worth starting this new company.”

With that in mind, here are three tips for making this year your cheesiest ever.

TIP 1: SHARPEST SURPRISE Cheese is the perfect gift.

“Cheese is our common denominator,” says Gentine.

“There are only two types of people in this world: people who already love cheese and people who need to try The Big Cheese.”

With The Big Cheese, blocks are sent directly to your doorstep, so you can send a little love without leaving the sofa. A 2.5-pound block to your foodie aunt, a 5-pounder to the family of four. A 40-pound behemoth sent directly to the door of

3 TIPS TO MAKE THIS THE CHEESIEST YEAR EVER

your friend who’s always entertaining (or will be, once that’s safe again). It’s an unexpected gift that you can be confident will be enjoyed and not regifted or left to gather dust in a hallway closet.

and spreads. Temper the salty meats with sweeter fruits like pears or apples. Or keep it simple when you’re looking for something quick and tasty for family movie night.

Simply pile up the plate the way they like it, so everyone has options.

Pro Pointer: Serve your extra-sharp, aged cheddar (and other cheeses) at room temperature. When cheese is too cold, its taste is muted.

By allowing cheese to come to room temperature, you’re allowing its flavors to come out and join the party.

TIP 2: CHARCUTERIE CHAMPION Charcuterie boards have become their own popular subgenre . Some would say a full-fledged movement, with people creating over-the-top, picture-perfect trays packed with premium deli and dairy.

The art of the board is all about balance, in color and flavor.

TIP 3: SHARPEN A Put your folded, reddish cuts FAMILY FAVORITE of cured meat opposite pale Family recipes that stay cheeses, next to green olives or grape garnish. Mix and match the same year after year can an assortment of hard and become tired or stale, so add soft cheeses with tapenades a little zing with a cheesy kick.

The secret is the sharp cheddar.

Adding shreds of the zesty treat brings more complexity to dishes. It’s the perfect way to amp up mac and cheese, bring extra creaminess to grits or polenta, elevate a grilled cheese sandwich or breathe second life into leftovers like turkey melts.

• • • •

THE BIG CHEESE MAC & CHEESE 1 and 1/2 cups half-and-half 16 ounces cream cheese, cubed 2 cups extra-sharp aged cheddar from The Big Cheese, coarsely grated 1 pound radiatori pasta (or any fun pasta shape!)

DIRECTIONS: Bring large pot of water to

a boil. Once water is boiling, add plenty of salt and 1 pound radiatori pasta. Cook until pasta is al dente (5-10 minutes depending on type of pasta).

While pasta is boiling, add 1/2 cup half and half to a separate large pot or saucepan and reduce about 15 minutes over low heat.

Once cream is reduced, whisk in 16 ounces cream cheese cubes until smooth, then add 2 cups of The Big Cheese. Continue whisking until smooth.

When pasta is cooked, strain and transfer to pot containing creamy cheese mixture. Mix until pasta is evenly coated and serve. (From Jessica Slomberg @NYCFoodComa). n ©2021 Brandpoint.

DIRECTIONS | SERVES 4 1. Adjust oven rack to the middle position and heat the oven to 375 degrees. Sprinkle halibut with salt and pepper; set aside. Add oil, shallot, garlic, anchovies, oregano and pepper flakes to a 12-inch oven-safe nonstick skillet and cook over medium-low heat until fragrant and shallot softens, about 4 minutes.

2. Stir in tomatoes and their juice, olives and capers. Nestle halibut into sauce and bring to a simmer over medium-high heat. Transfer skillet to oven and bake until fish registers 135 degrees, 13 to 16 minutes.

3. Using a spatula, transfer halibut to a platter. Stir sauce to recombine, then spoon over halibut. Sprinkle with parsley and drizzle with extra oil. Serve.

Recipe notes: We do not drain the canned tomatoes before adding them to the sauce.

One 2-ounce can of anchovies equals roughly 1 1/2 tablespoons once chopped. You can substitute other types of white fish, such as cod, haddock and hake, for the halibut, if desired. Serve with crusty bread

• 4 (6- to 8-ounce) skinless centercut halibut fillets, 1 inch thick • 1/2 teaspoon table salt • 1/2 teaspoon pepper

HALIBUT PUTTANESCA | INGREDIENTS

• 1/4 cup extra-virgin olive oil, plus extra for drizzling • 1 shallot, minced • 5 garlic cloves, sliced thin

• 1 (2-ounce) can anchovies, drained and chopped • 2 teaspoons dried oregano • 1/2 teaspoon red pepper flakes

© 2021, America’s Test Kitchen. Distributed by Tribune Content Agency, LLC. 8

• • • •

1 (14.5-ounce) can diced tomatoes 1/2 cup pitted Kalamata olives 1/4 cup capers, rinsed 1/4 cup fresh parsley leaves

family travel five

TRAVEL

Beautiful views abound in Rocky Mountain National Park in Colorado

in the United States, this 415-square-mile stretch protects some of Colorado’s most pristine wilderness. Scenic drives as well as hiking trails make it easy to appreciate the park’s exceptional beauty. For birdwatchers, butterfly seekers, photographers and wildflower enthusiasts, the authors suggest it’s worth keeping an eye out for “exclosures.” These are areas in the park, often aspen and willow groves, where tall fences impede the grazing of elk and moose. The areas are accessible to visitors, report the authors, as long as gates are closed and care is taken to protect the rich and often recovering vegetation.

by Lynn O’Rourke Hayes

I

n “Secrets of the National Parks: The Experts’ Guide to the Best Experiences Beyond the Tourist Trail” (National Geographic, 2020), readers will learn of little-known corners and experiences that await within our treasured national parks. Through inspiring photos and insider tips, the book tempts families to put more park visits on their future bucket lists. Here are five examples: THE EVERGLADES, FLORIDA The “river of grass” is perhaps best known for its abundant wildlife, most notably a plethora of alligators and colorful wading birds. Fewer visitors are aware that the 2400-square-miles of protected Capital Reef, UT. landscape is also home to relics that date back to the Cold War. In the far reaches of the park you’ll find a former U.S. Army missile site, built soon after the Cuban Missile Crisis, that protected South Florida from aerial attack for more than 15 years. Beginning in 2009, the nowabandoned Nike Missile Site HM – 69 opened for tours. Visitors will learn the story of its above-ground construction and visit missile sites, guard dog kennels, barracks and control centers during Ranger-led historic district for a window onto tours. Check the park website for the world of the region’s early schedules and registration.

Mormon settlers. Pioneer remnants include a one-room schoolhouse, a CAPITOL REEF, UTAH blacksmith shop and a refurbished This lesser-known gem in south- homestead. The property also central Utah, stretches for 381 miles, includes 19 orchards, featuring treating visitors to geologic wonders more than 3,000 fruit-laden trees. similar to those found in Zion or For a fresh taste treat, stop in to Arches, but in a more isolated and the 1908 Gifford homestead where varied setting, according to the fresh pies, scones and ice cream are book’s authors. Visit the Fruita sold in the old kitchen.

GOING BEYOND THE TOURIST TRAIL

Brian Spain

ACADIA NATIONAL PARK, MAINE While the first National Park east of the Mississippi is among the system’s more popular destinations, the authors advise that there are still enjoyable ways to explore the coastal park sans the crowds. Bike or hike along more than 45 miles of unpaved carriage roads. Skip the more popular sunrise hike and take in a quiet sunset near the Blue Hill

Lakeside Realty 1809 Edgewater Drive Orlando, FL 32804

WIND CAVE NATIONAL PARK, SOUTH DAKOTA Visitors to this intriguing landscape have the option to discover two worlds—one above ground, the other, below the earth’s surface. Under expansive skies, families can explore 44-square miles of prairie and pine forest, a landscape, that according to park rangers, is brimming with wildlife.

Below, Wind Cave, the world’s seventh largest caving system, is known for its rare formations, particularly the grate-like structure called “boxwork.” The candlelit tour of the caves is highly recommended by the authors.

Reservations are required.

Overlook. Travel to Bar Harbor by canoe at low tide. Take the 1.3-mile Ship Harbor loop trail in search of tidal pools. Then settle in among the pink granite ledges and observe as crabs, periwinkles, sea To learn more about these stars and urchins make themselves and other national parks visit known in the clear water. www.NPS.gov. n ROCKY MOUNTAIN NATIONAL PARK, COLORADO The highest elevation park

©2021 Meredith Corporation.

Distributed by Tribune Content Agency, LLC.

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630 Vassar Street

Unit 2504, College Park Price: $431,500 2 BR • 2 BA • 1,418 sq ft LUXURY & VALUE combine in this TOP FLOOR unit at the highly coveted Wellesley Building in College Park. Features include: Gas Stove, Outdoor Kitchen, Deeded Storage, 2 Parking Spaces, Hardwood Floors, 2 Balconies. Quiet Courtyard View.

For a 3D Model, Floor Plan & Video of This Home Visit LRFlorida.com

health insurance

L

ast year was a difficult year as the COVID-19 pandemic swept through our country, impacting families and communities nationwide. The health challenges of the pandemic also provided a crucial reminder about the importance of health care.

For many Americans, new health plan benefits began in January. If this is your situation, now is the perfect time to learn how to maximize this year’s health benefits, which may help improve your health—and possibly save money too.

Ann Marie O’Brien, R.N., national director of health strategies at UnitedHealthcare, provides the following tips to help you take charge of your health and get the most out of your plan this year: UNDERSTAND HEALTH INSURANCE CONCEPTS Review common health insurance terms like premium, deductible and copay. This may help you better understand your plan and how your costs are calculated. Insurance plans differ depending on the providers you see and how much you pay for services. Remember, in-network providers are contracted with your health insurer to provide services at a lower cost, so consider checking whether your current health care providers are in your network before making an appointment.

Out-of-network providers may cost more and lead to higher out-of-pocket costs for you.

other incentives for working out, walking, signing up for an online health coaching program, lowering your cholesterol, or avoiding nicotine. Incentive-based wellness programs are designed to reward people for making healthier choices. Check with your insurer or employer to see what programs are available to you.

TIPS TO HELP MAKE THE MOST

OF YOUR HEALTH PLAN

health screening or flu shot. Scheduling these TAKE ADVANTAGE OF appointments with your primary care doctor TELEHEALTH VISITS may help prevent health problems before they A popular health care choice, especially arise. during the COVID-19 pandemic, has been telehealth or virtual visits, which enable people to connect 24/7 with a health care CHECK YOUR BEHAVIORAL provider via a smartphone, tablet or personal HEALTH COVERAGE Some insurers, such as UnitedHealthcare, computer. They may be an easier, more offer behavioral health care programs that can affordable way to talk to a doctor about range from treatment for substance use, eating common health issues. Log in to your health disorders, anxiety and stress, with a goal of plan’s member portal to check availability. helping to improve your overall well-being. For SCHEDULE PREVENTIVE SERVICES EXPLORE YOUR OPTIONS FOR Be proactive by taking advantage of example, an on-demand emotional support WELLNESS PROGRAMS preventive services that are often covered by mobile app called Sanvello® is available to help Many health plans now offer discounts and your insurance, like an annual physical, mental you cope with stress, anxiety and depression.

10

REVIEW YOUR PRESCRIPTION COVERAGE Check to see what’s covered under your prescription drug plan by logging into your health plan’s member portal or by calling the phone number on your ID card. Your plan will show medication costs and coverage and help you locate a network pharmacy. It also helps to ask about generic medication options. In many cases, generic medications contain the same active ingredients as their brand-name counterparts, and they may save you money.

APPLY FOR A CHILD MEDICAL GRANT Some charitable organizations, such as the UnitedHealthcare Children’s Foundation (UHCCF), provide child medical grants to middle- and low-income families who don’t qualify for Medicaid. Families can receive up to $5,000 annually per child ($10,000 lifetime maximum per child) and do not need to have insurance through UnitedHealthcare to be eligible.

Since 2007, UHCCF has awarded more than 25,000 grants valued at over $54 million to children and their families across the United States. Families can read eligibility criteria and complete an online application at www.uhccf.org. n ©2021 Brandpoint.

CROSSWORD

PUZZLE

just for fun l ACROSS

1

Furniture chain that also sells lingonberry jam 5 Highlander 9 Irritable 14 December temp 16 Overseas coppers 17 March commander 19 Count who has a cameo in “Blazing Saddles” 20 Thus far 21 Airport with many connecting flights 22 Rathskeller rejection 25 Tenants 28 SFO overseer 31 Not just assume 33 Merit badge spot 34 Gaga over 36 Shellfish serving 38 Smug look 41 March composer 44 Fritters away time 45 French 101 verb 46 Old Russian ruler 47 Not demanding 49 Citrus peel 51 Greener Living org.

52 English blue cheese 55 Whiskey cocktail 57 Form 1099 org.

58 “Wonder Woman” actress Gadot

answers

60 64 69 70

Run out March creator Hides in the shadows “Shape of You” Grammy winner 71 Direct 72 “Gone Girl” actress Ward 73 “Queen of Country,” familiarly

27 28 29 30

Letter-shaped opening “Natural artesian water” brand Give __ to: okay Fashionable sportswear portmanteau 32 Ballroom dance 35 Tatum who plays Amanda in “The Bad News Bears” 37 Tangle around a surge protector DOWN 39 Pronto 1 Website for looking up “that 40 “Teen Titans” and actor on that show” “Teen Titans Go!” voice actress Strong 2 __ Zor-El: Supergirl’s name on Krypton 42 Hissed summons 3 Yale students 43 100 centavos 4 Totally wiped 48 Tranquil discipline 5 Moo goo __ pan 50 Veil material 6 “Commonwealth” novelist 52 Opera great Beverly Patchett 53 Brook fish 7 “Unique everything” 54 Identifies online shop 56 Regatta entrant 8 “Gotta run!”

59 Put on cargo 9 PC core 61 Peruse, with “over” 10 Copying button 62 Wild guess 11 Music to a bar 63 Italian peak customer’s ears 65 ‘50s prez 12 Really clean 66 Pre-1991 atlas initials 13 Some Slavs 67 Couture monogram 15 Stylishly smooth 68 “I’ve got it!”

18 GPS displays 23 Go very slowly © 2021 Distributed by Tribune 24 “I’m not kidding!”

Content Agency, LLC. 26 Torments with reminders

P U Z Z L E created by Crosswords Ltd.

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10551 Bull Grass Drive • Orlando

1937 Mitchellbrook Lane • Casselberry

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Call her today to find yours! Christina Cox 407.923.4235

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