Alice Sun - Custom Buyer's Presentation (KW Luxury)

COMPREHENSIVE HOME BUYER'S PURCHASE GUIDE

Presented by:

Meet Alice Sun, an enthusiastic and licensed realtor whose true devotion lies in the dynamic world of real estate. Alice has been living in the Bay Area for the past 10 years and completed both her undergraduate and graduate studies in the United States. With a solid educational foundation, Alice pursued a career in business consulting at a Big Four firm, accumulating five years of invaluable experience.

Alice's expertise extends beyond traditional real estate, as she brings significant experience in remodels and rebuilds to her role as a realtor. Her intimate knowledge of the Bay Area, combined with a keen eye for property potential, allows her to guide clients through various real estate ventures, including renovations and expansions.

With a focus on effective communication and meticulous attention to detail, Alice is committed to understanding each client's unique needs. Clients are her first priority, and she works diligently to assist them in achieving their real estate goals. She believes in transparent communication as a cornerstone for building strong relationships and achieving successful outcomes in real estate transactions.

Alice is now affiliated with the prestigious Keller Williams Palo Alto office, where her extensive experience in both business consulting and real estate is contributing to the collaborative success of the talented team of realtors. Her hands-on knowledge of remodels and the Bay Area market positions her as a valuable asset for clients seeking personalized and comprehensive real estate services.

About Keller Williams

A company culture that nurtures excellence

It’s not the brokerage that helps you to find your ideal home, it’s the agent.

Keller Williams has consciously created a company culture that attracts, trains, and nurtures the best real estate agents in the world so they will be able to better serve you.

Our company culture has been studied in depth by Stanford University and they found that: “Keller Williams is…a company with a unique economic and cultural model, embracing organizational concepts such as profit sharing, shared decision making, open books, and extensive employee training.”

In 2015, Training Magazine named Keller Williams the world’s #1 training organization across all industries.

Keller Williams is proud to be a client focused organization that fosters integrity and teamwork, rewards innovation and works to create win-win outcomes.

We are thrilled that you are considering Keller Williams as your choice to help you buy what may be your biggest, and most important asset, your new home.

Why Buy with Keller Williams?

We help you reach your goals

Technology:

Leading-edge tech tools and training give us the advantage in effectively finding the perfect home for you.

Teamwork:

Keller Williams Realty model was designed to reward agents for working together with the idea that we are all more successful if we strive toward a common goal, rather than individual interests. I’m confident that every Keller Williams professional will serve you in the best way possible.

Knowledge:

Keller Williams Realty supports every agent in staying ahead of real estate industry trends through its comprehensive, cutting-edge training curriculum and research resources

Reliability:

Founded on the principles of trust and honesty, Keller Williams Realty emphasizes the importance of integrity and putting the client’s needs first. My success is ultimately determined by the legacy I leave with each client I have the opportunity to serve.

Track Record:

I’m proud to work with the largest real estate company in the world by agent count. When service is consistently superior, word spreads fast

The largest independent real estate franchise

A network of over 146,000 real estate consultants with a projected growth of 300,000

800+ offices in the United States and Canada (50)major markets

Excellence in cutting-edge real estate training, real estate coaching and real estate education

Named “Most Innovative Real Estate Company” by Inman News

Buying

Our winning strategy

Lifestyle Analysis

Finding your ideal home is a process of matching your lifestyle and financial objectives with the right neighborhood. As a Realtor® with experience selling in this market, I have the expertise to match you with the home that fits your lifestyle. Whether you want a piece of the city, or a quiet neighborhood with the best schools for your children, I have the area insight and knowledge you need.

Search Analysis

Beyond the MLS and previewing homes online, finding your ideal home is also about leveraging relationships. As your Realtor®, I utilize my extensive network and access to off-MLS (pocket) listings on your behalf. To streamline the process, I preview homes on your behalf, in addition to touring homes and neighborhoods with you. I will always keep you well informed of new homes that come on the market.

Negotiate

Negotiating terms for the purchase of what may be your largest personal asset requires a professional who has your best interests in mind. After listening to your needs, I will vigorously negotiate the price, contingencies such as inspections, appraisals and financing, as well as the best time to close escrow.

Make a Winning Offer

The Bay Area housing market is ultracompetitive which is why you need a seasoned professional to give you a competitive advantage and help you to win the bid on your ideal home We will carefully consider if the home is accurately priced for the size, location, and neighborhood comparative sales As your consultant, I will advise you on how to best position your offer for quick acceptance, the amount of your down payment and whether you be should be fully pre-approved prior to bidding.

Coordinate

Congratulations! Your offer was accepted and now the race begins. The closing of your home is urgent and time sensitive with many steps to completion.

A unique feature of Keller Williams is that our culture promotes teamwork. Everyone at the KW office has a vested interest in helping you close the purchase of your home as smoothly and efficiently as possible. As your agent and project manager, my team and I will be there with you through the end of the closing process. We will coordinate the inspections, escrow, and title search, helping you prepare for the closing of your new home.

Pre-Qualification vs. Pre-Approval

There is a difference

Pre-Qualification or Pre-Approval: Knowing how much you qualify for is an important first step before starting your home search. Understanding the price range you and your agent should focus on, your down payment options, as well as monthly mortgage payments ahead of time, will help you to find and close on your ideal home quickly.

Pre-qualification provides you with a general estimate of how much you can expect to borrow. It’s easy and can be done over the phone or online. You provide the mortgage company or bank with information such as your income, debt, and employment information. In return you will be given a loan estimate.

Pre-Approval will give you the exact amount you qualify for and provides other advantages for making offers in a competitive market.

With a pre-approval, the lender takes an extensive look at your financial picture, including two years of your W-2s and tax returns, a credit check, debt/income ratio and how much you have for a down payment.

Being a pre-approved buyer lets the seller know that you are in a position to buy now, which can give you a distinct advantage when there are multiple offers on a home.

Not all loan packages are the same. Going through the pre-approval process is a winwin situation that helps the lender create a loan package that fits your needs.

The Loan Process

A series of steps to reach the finish line

1.Pre-Approval: You will be asked to provide personal information such as your Social Security number, income, assets, debts, credit information and the specifics on the type of property you wish to purchase.

2.Full Application: During the application process the lender will update any information and documentation that has already been submitted.

3.Processing: Your mortgage package will be reviewed and completed by the processor.

4.Loan Submission: Once the processor has completed the loan package, it is submitted to the underwriter for approval.

5.Loan Approval: All parties are notified of the approval and loan documents are completed and sent to both the title and escrow companies.

6.Title: The title company ensures that the property title is clear and legitimate. Once this process is complete, title insurance is issued for the property.

7.Funding: Once you have signed the loan documentation, your lender reviews the loan package, and upon approval, funds are wiretransferred to the title company.

8.Recordation: When the title company receives the funds, they are released to the seller, less taxes and fees and you are recorded as the owner of your new home.

Writing an Offer

What it takes to win

Here are some general guidelines for writing a strong offer:

1.Review the relevant sales and market conditions prior to making an offer. Factors to consider include the condition of the home, length of time on the market, competition and urgency of the seller.

2.Give yourself room to compete. Ideally, you will want to find homes that are below your maximum so you have room to negotiate on price, the need should arise.

3.While it is important to offer a price that is attractive to the seller, they will often consider other elements before acceptance. How much money you put down on the property, and any contingencies or financing terms are just a few factors that may make the difference

4.After your offer has been written, your agent will meet with the seller’s agent to negotiate on your behalf. The seller may accept, reject or counter the offer with changes.

5.You will be notified immediately of the outcome. Should the seller counter, your agent will work with you to review each specific request and move the contract forward to closure.

Know What You Are Buying

Your opportunity to find out exactly what you’re buying

Inspections are an important part of the buying process and allow you to fully understand any issues or challenges with the property before closing the transaction.

If the seller has not provided an inspection ahead of time, you may decide to write your offer with an inspection contingency This is one of the more common contingencies that buyers use

A contingency means that you will only go through with the purchase if certain conditions are met Home inspections should be only done by a certified home inspector, and they are usually paid for by the buyer.

Often, a seller will have inspections completed prior to placing their home on the market to remove the “contingency” from the buyers bid. Ultimately, it is the buyer’s responsibility to assess the condition of the property.

Pest Inspections

Pest inspections are also done by a licensed inspector who will look for wood-destroying organisms, including termites and fungi (“dry rot”). Pest reports classify conditions as Section 1 or Section 2 items.

As with the home inspection, the buyer pays for the pest inspection, however the inspector is responsible to deliver an unbiased report, regardless of whether they favor the buyer or the seller

Section 1:

Conditions demonstrating active infections or conditions damaging the property. Active termites, beetles, or wood rot are examples of Section 1 items.

Section 2:

Conditions not currently causing damage but likely too, if left unattended. A typical Section 2 item is a plumbing leak where moisture has not yet caused fungus decay.

If damage is found in the property, such as a crack in the foundation or a roof that needs to be replaced, you may be able to negotiate with the seller on remediation options

The Escrow Process

Prepare and present your property

In a real estate transaction, escrow is an independent third party that holds important documents and funds. When opening escrow, the buyer and seller determine the terms and conditions for the transfer of ownership of the property via the purchase contract. Escrow ensures that all mutually agreed upon terms and conditions are met prior to the transfer of ownership and distribution of funds.

Escrow protects both you and the seller by managing the following tasks:

Holding buyer’s good-faith deposit (typically 3% of the purchase price).

Disclosing escrow and title fees to the buyer’s lender

Calculating prorated taxes and HOA fees.

Providing a title report and title insurance. Ensuring that state and local transaction laws and rules are followed.

Obtaining all necessary and notarized signatures from all parties

Ensuring the paperwork is legal and binding

Recording the transfer documents and insuring their accuracy.

Receiving the down payment from the buyer

Receiving funds from the buyer’s lender.

Paying liens, overdue tax, and HOA dues.

Distributing proceeds to the seller

归属持有产权的⽅式

加州住宅地产

当事⼈

分割

建⽴

占有与控制

可转让性

对 个拥有⼈

的抵押权

共同所有⼈

死亡

可能的利弊

共有产权 联名拥有 共同财产 ⾃动移转⽣存者共同财产 “ ⼈ ” 包 括 ⾃ 然 ⼈ 、 合 法 成 ⽴ 的 公 司 、 有 限 合 伙 企 业 、 有 限 责 任 公 司 或 普 通 合 伙 。 信 托 财 产 归 属 于 受 托 ⼈ ( 通常是⾃然⼈或法⼈ )

两⼈或更多⼈1 两个或两个以上的⾃然⼈ 配偶或家庭伴侣2 配偶或家庭伴侣2 所有权可分割为任意数量的权益,均等 或不均等皆可 所有权必须均等 所有权权益在配偶或家庭伴侣之间是/必 须是均等的 所有权权益在配偶或家庭伴侣之间是/必 须是均等的

笔或多笔转让(若⽆特别注明,权益 依法均等) 单次转让(建⽴相同权益);归属必须 指定联名拥有 所有权权益在配偶或家庭伴侣之间是/必 须是均等的 单次转让和配偶或家庭伴侣必须表⽰同 意,可在契约上注明

均等 均等 均等 均等

每 位共同所有⼈可分别转让或抵押 其权益 每 位共同所有⼈可分别转让其权益 , 但 联名拥有会被中断，产⽣共有产权 3&4 配偶或家庭伴侣必须同时同意转让或 抵押 配偶或家庭伴侣必须同时同意转让或 抵押

除⾮是已婚或家庭伴侣,共同所有⼈的

权益不受其他债务⼈/所有⼈的留置权的

限制,但可能会被强制出售

共同所有⼈的权益不受其他债务⼈/所有 ⼈的留置权的限制,但在共同所有⼈/债 务⼈死亡之前,可能会被强迫出售

整个财产可能被强制出售,以偿还配偶 或家庭伴侣的债务 整个财产可能被强制出售,以偿还配偶 或家庭伴侣的债务

死者的权益透过遗嘱或⽆遗嘱转移给死 者的受赠⼈或继承⼈ 死者的权益⾃动转让给⽣存者的联名拥 有持有⼈(“⽣存者取得权”) 依⽣存者取得权,死者的⼆分之 权益 ⾃动转让给未亡配偶或家庭伴侣 依⽣存者取得权,死者的⼆分之 权益 ⾃动转让给未亡配偶或家庭伴侣 共同所有⼈的权益可单独转让3 ⽣存者取得权(避免遗嘱认证);配偶 可能⾯临不利的税务负担

合格的⾃动移转⽣存者;需双⽅同意 转让;未亡配偶或家庭伴侣可能有纳 税优惠2 ⽣存者取得权;需双⽅同意转让;未亡 配偶或家庭伴侣可能有纳税优惠

1 转让到和( 或 )以后从 位配偶/家庭伴侣处转让出可能需要另 位配偶或家庭伴侣的放弃产权契约或夫妻间转让产权契约 , 以 供产权保险之⽤。

2. 根据《⺠法典》§683.2 , 当有2名以上联名拥有⼈并且1⽅中断了联名拥有时 , 中断的联名拥有⼈和其他联名拥有⼈之间的中 断效果是:混合共有关系存在 , 没有⽣存者取得权。其余的联名拥有⼈继续作为联名拥有⼈ 持有所有权。

3. 如果共同所有⼈是配偶/家庭伴侣 , 则该财产可能受到“共同财产”的法律推定 , 并且我们须经双⽅配偶/家庭伙伴的同意转让或 抵押所有权 , 尽管归属显⽰为“混合共有⼈”或“联名拥有⼈”

4 当事⼈应咨询⾃⼰的法律和税务顾问以获得指导。

5.

本信息仅供⼀般性参考。对于具体问题或财务、税务或房地产规划指南 , 我们建议您联系律师或注册会计师。

Vesting Ways to Hold Title

California Residential Property

TENANCY IN COMMON JOINT TENANCY COMMUNITY PROPERTY

Parties

Division Creation

Possession & Control

Transferability

Liens Against One Owner

Death of Co-Owner

Possible Advantages/ Disadvantages

1.

3.

Twoormorepersons1

Ownershipcanbedividedintoany numberofinterests,equalorunequal

Oneormoreconveyances(law presumesinterestsareequalifnot otherwisespecified)

Eachco-ownermaytransferor mortgagetheirinterestseparately

Unlessmarriedordomesticpartners, co-owner’sinterestnotsubjecttoliens ofotherdebtor/ownerbutforcedsale canoccur

Decedent’sinterestpassestohis/her deviseesorheirsbywillorintestacy

Co-ownersinterestsmaybeseparately transferable3

COMMUNITY PROPERTY with Right of Survivorship

Twoormorenaturalpersons Spousesordomesticpartners2 Spousesordomesticpartners2

Ownershipinterestsmustbeequal

Singleconveyances(creatingidentical interests);vestingmustspecifyjoint tenancy

Eachco-ownermaytransferhis/her interestseparatelybutjointtenancyis severedandtenancyincommon results3&4

Co-owner’sinterestnotsubjecttoliens ofotherdebtor/ownerbutforcedsale canoccurifpriortoco-owner’s/debtor’s death

Decedent’sinterestautomatically passestosurvivingjointtenant (“RightofSurvivorship”)

RightofSurvivorship(avoidsprobate); mayhavetaxdisadvantagesfor spouses

Ownershipinterestsare/mustbeequal asbetweenspousesordomestic partners

Presumptionfromlanguageonthe deedstating“ashusbandandwife”or “asdomesticpartners”;orspecifying “ascommunityproperty”

Bothspousesordomesticpartners mustconsenttotransferormortgage

Entirepropertymaybesubjecttoforced saletosatisfydebtofeitherspouseor domesticpartner

Decedent’s1/2interestpassesto survivingspouseordomesticpartner unlessotherwisedevisedbywill

Qualifiedsurvivorshiprights;mutual consentrequiredfortransfer;surviving spouseordomesticpartnermayhave taxadvantage2

Ownershipinterestsare/mustbeequal asbetweenspousesordomestic partners

Singleconveyanceandspousesor domesticpartnersmustindicate consentwhichcanbeondeed

Bothspousesordomesticpartners mustconsenttotransferormortgage

Entirepropertysubjecttoforcedsaleto satisfydebtofeitherspouseor domesticpartner

Decedent’s1/2interestautomatically passestosurvivingspouseordomestic partnerduetorightofsurvivorship

Rightofsurvivorship;mutualconsent requiredfortransfer;survivingspouse ordomesticpartnermayhavetax advantage

“Persons includes a natural person as well as validly formed cooperation, limited partnership, limited liability company or general partnership Trust property is vested in the trustee (usually a natural person or corporation)

2 Under Civil Code §683.2, when there are more than 2 joint tenants and one party severs the joint tenancy, the effect of the severance as between the severing joint tenant and the other joint tenants is that a tenancy in common relationship exists, without the right of survivorship The remaining joint tenants continue to hold title as joint tenants among themselves

4.

Transfers to and/or later from only one spouse/domestic partner may require a quitclaim deed or Interspousal Transfer Deed from the other spouse /partner for title insurance purposes.

If co-owners are spouses/domestic partners, the property may be subject to legal presumption of “community property”, and we require the consent of both spouses/domestic partners to convey or encumber title notwithstanding vesting showing as “tenants in

Vesting Descriptions California Residential Property

Title to real property in California may be held by individuals, either in Sole Ownership or in Co-ownership. Co-ownership of real property occurs when title is held by two or more persons There are several variations as to how title may be held in each type of ownership. The following brief summaries reference some of the most common examples of each as provided by the California Land Title Association.

SOLE OWNERSHIP Sole ownership may be described as ownership by an individual or other entity capable of acquiring title Examples of common vesting cases of sole ownership are:

1.

A Single Man or Woman, an Unmarried Man or Woman or a Widow or Widower: A man or woman who is not legally married or in a domestic partnership. For example: Bruce Buyer, a single man

1.

2.

3.

A Married Man or Woman as His or Her Sole and Separate Property: A married man or woman who wishes to acquire title in his or her name alone. The title company insuring title will require the spouse of the married man or woman acquiring title to specifically disclaim or relinquish his or her right, title and interest to the property This establishes that both spouses want title to the property to be granted to one spouse as that spouse’s sole and separate property. The same rules will apply for same sex married couples. For example: Bruce Buyer, a married man, as his sole and separate property

2 A Domestic Partner as His or Her Sole and Separate Property: A domestic partner who wishes to acquire title in his or her name alone. The title company insuring title will require the domestic partner of the person acquiring title to specifically disclaim or relinquish his or her right, title and interest to the property. This establishes that both domestic partners want title to the property to be granted to one partner as that person’s sole and separate property. For example: Bruce Buyer, a registered domestic partner, as his sole and separate property.

CO-OWNERSHIP Title to property owned by two or more persons may be vested in the following forms:

1.

Community Property: A form of vesting title to property owned together by married persons or by domestic partners. Community property is distinguished from separate property, which is property acquired before marriage or before a domestic partnership by separate gift or bequest, after legal separation, or which is agreed in writing to be owned by one spouse or domestic partner. In California, real property conveyed to a married person, or to a domestic partner is presumed to be community property, unless otherwise stated (i.e. property acquired as separate property by gift, bequest or agreement). Since all such property is owned equally, both parties must sign all agreements and documents transferring the property or using it as security for a loan Each owner has the right to dispose of his/her one half of the community property by will. For example: Bruce Buyer and Barbara Buyer, husband and wife, as community property, or Sally Smith and Jane Smith, registered domestic partners as community property Another example for same sex couples: Sally Smith and Jane Smith, spouses, as community property.

Community Property with Right of Survivorship: A form of vesting title to property owned together by spouses or by domestic partners This form of holding title shares many of the characteristics of community property but adds the benefit of the right of survivorship similar to title held in joint tenancy. There may be tax benefits for holding title in this manner On the death of an owner, the decedent’s interest ends and the survivor owns all interests in the property. For example: Bruce Buyer and Barbara Buyer, husband and wife, as community property with right of survivorship, or John Buyer and Bill Buyer, spouses, as community property with right of survivorship Another example for same sex couples: Sally Smith and Jane Smith, registered domestic partners, as community property with right of survivorship.

3.

Joint Tenancy: A form of vesting title to property owned by two or more persons, who may or may not be married or domestic partners, in equal interests, subject to the right of survivorship in the surviving joint tenant(s). Title must have been acquired at the same time, by the same conveyance, and the document must expressly declare the intention to create a joint tenancy estate When a joint tenant dies, title to the property is automatically conveyed by operation of law to the surviving joint tenant(s). Therefore, joint tenancy property is not subject to disposition by will. For example: Bruce Buyer, a married man and George Buyer, a single man, as joint tenants Note: If a married person enters into a joint tenancy that does not include their spouse, the title company insuring title may require the spouse of the married man or woman acquiring title to specifically consent to the joint tenancy. The same rules will apply for same sex married couples and domestic partners

4

Tenancy in Common: A form of vesting title to property owned by any two or more individuals in undivided fractional interests. These fractional interests may be unequal in quantity or duration and may arise at different times. Each tenant in common owns a share of the property is entitled to a comparable portion of the income from the property and must bear an equivalent share of expenses. Each co-tenant may sell, lease or will to his/her heir that share of the property belonging to him/her. For example: Bruce Buyer, a single man, as to an undivided 3/4 interest and Penny Purchaser, a single woman, as to an undivided 1/4 interest

OTHER WAYS OF VESTING TITLE INCLUDE:

Trustees of a Trust: A Trust is an arrangement whereby legal title to property is transferred by a grantor to a person called a trustee,tobeheldandmanagedbythatpersonforthebenefitof the people specified in the trust agreement, called the beneficiaries. A trust is generally not an entity that can hold title initsownname.Insteadtitleisoftenvestedinthetrusteeofthe trust. For example: Bruce Buyer trustee of the Buyer Family Trust

Escrow FAQs

When do we need to open escrow?

We will open escrow on your behalf after the contract has been signed by both you and the seller After escrow is opened, you have three days to wire your 3% deposit money into escrow.

What does an escrow officer do?

Your escrow officer will oversee all aspects of your real estate transaction, such as signing paper-work, completing a title search and obtaining hazard and title insurance.

Why do properties fall out of escrow?

Often, there is a problem with the loan where the appraisal comes back lower than the offer price, or a structural problem is discovered during an inspection.

How long does escrow take?

The length of escrow is determined by the purchase agreement. Depending on the terms, it can last a few or even 90 days. A typical escrow in Bay Area is 21-30 days.

Who Pays What?

Buyer and seller fees

Many fees are negotiable; however, there are some fees that you and the seller are required to pay.

Buyer typically pays:

Inspections

Their share of escrow fees from the title company

Loan fees required by your lender

Title insurance premium

Fire and hazard insurance premium

Seller typically pays:

Real Estate commissions

Any judgments or tax liens

Any unpaid homeowner’s dues

Transfer taxes

Delinquent property taxes

Their share of escrow fees from the title company

What you need to know Closing Costs

Closing costs are fees paid by the buyer and the seller at the close of your home. During the escrow process you will have received a Good Faith Estimate which includes your closing costs and settlement charges.

Typically, closing costs are 1-2% of the purchase price of your home. A few days prior to closing, your lender will give you a detailed breakdown in the Closing Disclosure Statement

What’s Included?

Closing costs include loan origination fees, discount points, appraisal fees, title searches, title insurance, surveys, taxes, deed-recording fees, initial deposit for your escrow account, home owners insurance and credit report charges.

In addition, there are nonrecurring costs and pre-paid costs. Nonrecurring costs are onetime fees associated with buying a property or getting a loan. Prepaid costs are those that recur over time, such as property taxes and homeowner’s insurance.

About Property Taxes

An Overview

How is real property assessed?

Real property is assessed upon change of ownership and, in certain circumstances, the construction of improvements. The new assessed value is equivalent to the purchase price and is subject to being increased by as much as 2% each year.

How are property taxes billed?

Property taxes are billed annually and paid in two equal installments. You can also have your taxes impounded monthly. An impound account is managed by your mortgage company. As the homeowner you pay for property taxes and insurance along with your mortgage payment. When your property taxes are due, the mortgage company sends the money to the tax collector or insurance company

When are property taxes due?

The fiscal year runs from July 1 thru June 30.

The first installment is due November 1 and it is late December 10. The second installment is due February 1 and it’s late April 10. You can remember these dates with this mnemonic device: No Darn Fooling Around = November it’s due, December it’s late. February it’s due, April it’s late.

When do I start paying my property taxes?

After change of ownership, a supplemental tax bill may be issued to collect taxes owing for the current tax year based on the difference between the previous and the new assessed values of the real property. The seller is responsible for the payment of taxes due prior to close of escrow, and the buyer is responsible for the payment of taxes due after close of escrow, including any supplemental tax bill.

How is the base property tax rate set?

Under Proposition 13, passed by California voters in 1976, the base property tax rate is set at 1% of the full cash (or assessed) value of real property

What are Mello-Roos?

Real property can be subject to continuing tax levies under the Mello-Roos Act. Such levies are used to finance certain designated public services and capital facilities. Among the services and facilities typically financed through “Mello-Roos districts” are police and fire protection services, ambulance and paramedic services, parks, elementary and secondary schools, libraries, museums, and cultural facilities.

Frequently Asked Questions

Answered

How will you tell me about the newest homes available?

The Multiple Listing Service Website provides up-todate information for nearly every home on the market

I constantly check the New on Market list and will send you the latest listings via email at a frequency that’s most helpful for you, daily or in real time

Will you inform me of homes from all Bay Area real estate companies or only Keller Williams Realty?

I will keep you informed of all homes that come available, including off-market deals, to help you find your ideal home.

Can you help me find new construction homes?

Yes, I have access to all the new construction opportunities in the city and can get you the information you need to make a decision I will accompany you on your first visit with the builder. By using my services with a new construction home purchase, you will receive the services I offer, as well as those provided by the builder, at no additional cost.

How does For Sale By Owner (FSBO) work?

Homeowners trying to sell their home without agent representation are usually doing so in the hopes of saving the commission If you see a FSBO and want the advantages of my services, let me contact the owner for you and make an appointment Often, the homeowner will work with an agent, even though their home is not listed since the agent is introducing a potential buyer to their property While you may get a deal buying directly from the seller, if they are not a licensed agent, it may be a challenging experience

Can we go back through our property again once an offer is made but before possession?

You should complete all of your inspections and walk-throughs before removing any contingencies. If you need to see the property again for any reason, we can make a special request to the seller for access. They often allow it, but they are not required to do so. Just prior to closing, we will schedule a final walk-through and inspection of your new home.

What happens after close of escrow?

You can celebrate and shift your focus to moving into your new home. You will want to schedule your move, pack items and notify businesses of your address change. I can provide you with a moving checklist to help you remember all the details.

Bay Area Neighborhood Map

Where do you want to call home?

My Past Sales

SAN JOSE 95130

PALO ALTO 94303

CAMPBELL 95008

SANTA CLARA 95054

COLTON 92324

SUNNYVALE 94087

CAMPBELL 95008

SAN JOSE 95125

MOUNTAIN VIEW 94043

SAN FRANCISCO 94134

FREMONT 94539

SAN JOSE 95133

CAMPBELL 95008

CAMPBELL 95008

MILPITAS 95035

MILPITAS 95035

SANTA CLARA 95051

SANTA CLARA 95051

SAN JOSE 95128

SAN JOSE 95136

SAN JOSE 95125

SAN JOSE 95129

SAN JOSE 95117

NEWARK 94560

Thank You

Let’s get started

Again, thank you for the opportunity to present my proven winning buying strategy to help you find and purchase your property. I am excited and honored to be helping you on your journey to home ownership.

ALICE

WeChat ID: alicesun17

AliceSun.BayRealty@gmail.com

AliceSun.kw.com

505 Hamilton Ave Suite #100 Palo Alto, CA 94301