CMP 13.04 Private Lending Guide

PRIVATE LENDING GUIDE 2018 MORTGAGEBROKERNEWS.CA

PRIVATE LENDING Unlock new options for your clients from more than 70 private lenders

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Email lender notes, application, and credit bureaus to:

deals@vwrcapital.com D IMITRI K OSTUROS

Chief Operating Officer dimitri@vwrcapital.com

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P AULA H UTTON

BDM - Prairies paula@vwrcapital.com

19/04/2018 9:11:03 AM

PRIVATE LENDING GUIDE

PRIVATE LENDER DIRECTORY COMPANY

WEBSITE

PHONE NUMBER

COMPANY

WEBSITE

PHONE NUMBER

7 Park Avenue Financial

7parkavenuefinancial.com

416-319-5769

Magenta Mortgage Investment Corporation

magentainvestment.ca

888-267-1744

Aaron Acceptance

aaronacceptance.ca

866-434-9992

Mandate National Mortgage Corporation

mandatemortgage.com

604-731-2899

MCF Mortgages

mcfmortgages.com

416-272-0494

Mercury Mortgages

kotharigroup.com/ mercury_mortgages

905-273-4234

Mid-Island Mortgage & Savings

midislandbroker.com

250-752-6944

MorCan Financial

morcan.ca

877-732-2801

Mortgagepedia

mortgagepedia.ca

416-937-2612

Mortgagequote.ca

mortgagequote.ca

866-948-7283

New Haven Mortgage

newhavenmortgage.com

416-636-0000

Accepted Financial Corporation

acceptedmic.com

604-727-6111

Alta West Mortgage

awcapital.ca

888-554-9075

AP Capital

apcapital.ca

778-328-7401

Armada Mortgage Corporation

armadamortgage.com

888-467-6449

Atlantic Signature Mortgage & Loan

atlanticsignature.com

902-406-1250

Atrium Mortgage Investment Corporation

atriummic.com

416-607-4209

Bancorp Financial

bancorpfinancial.com

604-608-2717

Bayfield Mortgage Professionals

bayfieldonline.com

604-533-4478

Blueshore Pacifica Alternative Mortgage Centre

blueshorepacifica.com

604-899-3780

Oppono Lending Company

oppono.com

905-886-5352

Calvert Home Mortgage Investment Corporation chmic.ca

403-278-0249

Pacifica Mortgage Investment Corporation

pacificamortgage.ca/brokers/ management

604-899-3799

Canada Lend

canadalend.com

905-881-0242

Paramount Equity Financial Corporation

paramountequity.ca

905-201-2282

Canadian Mortgages Inc.

canadianmortgagesinc.ca

855-340-8543

Peace Hill Trust

peacehills.com

506-455-3430

Capital Direct

capitaldirect.ca

800-814-2578

PHL Capital Corp

phlgroup.ca

604-575-7408

Capital West Mortgage

capitalwest.ca

604-899-3799

Pillar Financial Services

robinsongroup.com

613-279-2116

Caplink

caplink.ca

888-429-0114

Pioneer West

pioneerwest.com

604-987-1420

Classic Mortgage

classicmortgage.ca

888-869-4912

Community Trust

communitytrust.ca

800-268-1576

Poga Capital

pogacapital.com

800-919-4410

Cooper Pacific Mortgage Investment Corporation

cooperpacific.ca

250-475-2669

Premier Mortgage

mortgagescanada.net/brokers

866-470-4404

Cove Mortgage

covemortgage.com

604-929-8156

Private Lender Inc.

myprivatelender.com

403-253-2022

CYR Funding

cyrfunding.com

905-731-1111

RESCO Mortgage Investment Corporation

rescomic.ca

905-886-8786

Effort Trust

efforttrust.ca

416-924-4680

Romspen Investment Corporation

romspen.com

416-966-1100

FamilyLending.ca Capital

familylending.ca

866-941-6678

Secure Capital Mortgage Investment Corporation

securecapitalmic.com

905-709-8633

Firm Capital Corporation

firmcapital.com

416-635-0221

Tekamar Mortgages

tekamar.ca

800-658-2345

First Circle Financial

firstcircle.ca

604-986-3200

Tembo Financial

tembofinancial.com

844-238-6717

First Source Mortgage Corporation

firstsourcemortgage.ca

416-221-2238

Terra Firm Capital

tfcc.ca

416-792-4700

Fisgard Asset Management Corporation

fisgard.com

250-382-9255

The Financing Hub

thefinancinghub.com

Foremost Financial

foremost-financial.com

416-488-5300

Trez Capital

trezcapital.com

416-350-1224

Tribecca Finance Corporation

tribecca.ca

416-225-6900

Unimor Capital Corperation

mortgageapprovalhelp.ca

519-255-9505

Vault Mortgage Corporation

vaultmortgage.ca

416-746-3766

Verico The Mortgage Leaders

petermenicucci.com

877-777-7308

Ginko MIC

ginkgomic.com

416-901-5133

Graysbrook Capital

graysbrookcapital.ca

902-229-7479

Greenpath Capital Partners

greenpathcapital.ca

647-726-1384

Home Fund Corp.

homefund.com

416-696-9866

IC Savings

icsavings.ca

416-784-0200

VWR

vwrcapital.com

866-907-5407

JV Capital

jvcapital.ca

416-572-7337

We Can Lend

wecanlend.com

416-900-3307

Kokanee Mortgage

kokaneemortgage.com

844-565-2633

Westboro MIC

westboromic.com

613-729-5764

KV Capital

kvcapital.ca

780-433-1222

Lanyard Financial

lanyardgroup.com

604-688-5388

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This list is not a complete directory of Canada’s private lenders and MICs. If you would like to be added to the next list, please contact Trevor Biggs at trevor.biggs@kmimedia.ca.

Featured lender

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PRIVATE LENDING GUIDE

Cross-Canada index Check out the private lending options in your province Alberta Alta West Capital

Fisgard Asset Management Corporation Romspen Investment Corporation VWR Capital Corp.

Newfoundland

Alta West Capital

Atlantic Signature Mortgage & Loan

Canadian Mortgages Inc.

Bayfield Mortgage Professionals Canadian Mortgages Inc.

Ontario

Manitoba Bayfield Mortgage Professionals Canadian Mortgages Inc. Fisgard Asset Management Corporation Romspen Investment Corporation VWR Capital Corp.

Graysbrook Capital Partners

FamilyLending.ca Capital

Romspen Investment Corporation

First Source Mortgage Corporation Fisgard Asset Management Corporation

New Brunswick

Greenpath Capital Partners Magenta Capital Corporation Oppono Lending Company Romspen Investment Corporation

Atlantic Signature Mortgage & Loan

Prince Edward Island

Graysbrook Capital Partners

Atlantic Signature Mortgage & Loan

Romspen Investment Corporation

Graysbrook Capital Partners

Tembo Financial

Romspen Investment Corporation

VWR Capital Corp.

British Columbia Alta West Capital

Quebec

Bayfield Mortgage Professionals

Fisgard Asset Management Corporation

Blueshore Pacifica Alternative Mortgage Centre

Romspen Investment Corporation

Canadian Mortgages Inc.

VWR Capital Corp.

Saskatchewan Fisgard Capital Corporation Romspen Investment Corporation

Romspen Investment Corporation

Nova Scotia Atlantic Signature Mortgage & Loan Graysbrook Capital Partners Romspen Investment Corporation

VWR Capital Corp.

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CANADIAN MORTGAGES INC. Property type: Single-family up to four units in all of our lending markets; mixed-use, multi-income commercial or prime infill land in GTA only

canadianmortgagesinc.ca 855-340-8543 Lending markets: Ontario; urban centres in BC, Alberta and Manitoba Niche/focus: Residential owneroccupied, rentals, renovations and prime waterfront properties Products: First, second and low-LTV third mortgages Customer type: Salaried, selfemployed, corporations, good or bad credit

Rate type: Fixed Maximum amortization: Typically interest-only, amortization available upon special request

Purpose: Renovation, bridge loans and/or debt consolidation

Fees: Case-by-case, $1,000 minimum

Maximum LTV: Up to 80% in Ontario and BC major centres (85% in GTA on exception), 75% or less elsewhere

Preferred loan amount: $25,000 to $1 million, up to $2.5 million on first mortgages in GTA

Minimum Beacon: None Terms: One year standard; shorter or longer on exception

HELP YOUR CLIENTS

with Agricultural, Residential & Commercial Developments

Spe cia O lists will ntario, in con si out qualit der y -ofp opp r ortu ovince niti es

We are Canada’s private lender for:

• Min. $250,000 to $40,000,000 mortgages in the agricultural, commercial, industrial, high-rise commercial, and residential sub-division developments, for individual and corporate borrowers • Term loans, supported by mortgage security, with “interest only “ payment options available • Debt consolidation, construction, acquisition, business expansion, start-ups • Max LTV – up to 80% depending on opportunity • Terms – 6 mo - 2 yrs • Rate – Fixed, based on risk analysis

Contact Us Today!

Robb Nelson, Broker Chief Executive Officer

Al Birtch, Agent

Chief Credit Officer

Monica Bos, Agent

Senior Account Manager

1-866-941-6678 www.FamilyLending.ca

www.mortgagebrokernews.ca

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PRIVATE LENDING GUIDE

ALTA WEST CAPITAL awcapital.ca

Terms: One year, open

underemployed, those who are blocked by the new rules

888-554-9075

Rate type: 7.99%

Lending markets: BC, Alberta, Ontario Niche/focus: Business-for-self

Property type: Single-family, townhouses, condos Purpose: Purchase, refinance, equity take-out, foreclosure/power of sale

Products: 85% LTV first, second and third mortgages

Maximum LTV: 85%

Customer type: Self-employed,

Minimum Beacon: None

Maximum amortization: Interest-only or any amortization the broker needs Fees: Yes Preferred loan amount: $20,000 to $1.2 million

ATLANTIC SIGNATURE MORTGAGE & LOAN atlanticsignature.com 902-406-1250 Lending markets: Nova Scotia, New Brunswick, Prince Edward Island, Newfoundland – urban and rural community centres Niche/focus: Residential, incomeproducing multi-units, renovation and construction, small commercial mixeduse, land Products: First and second mortgages

Customer type: Consumer, small business, developer, experienced builder

Minimum Beacon: None

Property type: Single-family, multiples, large homes, mixed-use, condos, land

Rate type: Fixed

Terms: Typically one year

Purpose: Common-sense solutionbased lending for bridge financing purposes Maximum LTV: 80% for residential in urban core, 65% for commercial, 50% for land

info@atlanticsignature.com | 902.406.1250

Maximum amortization: Typically interest-only Fees: 4% lender fee Preferred loan amount: $50,000 to $5 million

IT’S NOT

ROCKET SCIENCE TO GET YOUR PROJECT FINANCED Residential & Commercial Financing Short-term lending solutions for Atlantic Canada’s major urban and rural communities.

From $50,000 to $5,000,000

Call us today: 902.406.1250

4 www.mortgagebrokernews.ca

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BAYFIELD MORTGAGE PROFESSIONALS bayfieldonline.com

GDS/TDS limits or proof of income

Minimum Beacon: None

604-533-4478

Products: First, second and occasional third mortgages

Terms: One to two years

Lending markets: BC, Alberta, Manitoba Niche/focus: Common-sense equity-based residential lending (and commercial properties on exception).

Being a equity-based lender, we are not limited to a specific market type,

Property type: Single-family, duplex, townhouse, bare land, construction (draw financing), condos and apartment-style condos Purpose: Equity lender

Rate type: Fixed/open Maximum amortization: 40 years Fees: All fees are fair and negotiable Preferred loan amount: Up to $1 million

Maximum LTV: 75%

FAMILYLENDING.CA CAPITAL familylending.ca

Customer type: Individual or corporate borrowers

866-941-6678 Lending markets: Primarily Ontario, but quality opportunities outside the province will be considered

Property type: Commercial, farm, industrial, high-rise commercial or residential, residential subdivision developments

Minimum Beacon: 500 Terms: Six months to two years, interest-only Rate type: Fixed based on risk analysis Maximum amortization: None

Niche/focus: Agricultural, commercial and residential developments Products: Term loans supported by mortgage security, with interest-only payment options available

Purpose: Debt consolidation, construction, acquisition, business expansion, startups and other business purposes

Fees: Minimum 1.5% for brokerage and post-advance mortgage administration; minimum 2.0% for underwriting

Maximum LTV: Up to 80%, depending on opportunity

Preferred loan amount: $250,000 to $40 million

www.mortgagebrokernews.ca

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PRIVATE LENDING GUIDE

BLUESHORE PACIFICA ALTERNATIVE MORTGAGE CENTRE blueshorepacifica.com

Property type: Residential properties

Rate type: Fixed or floating

604-899-3780

Purpose: Purchase, refinance and equity take-out

Maximum amortization: Interest-only or 30-year maximum

Maximum LTV: 75%

Fees: 2%, typically split with the broker

Lending markets: BC – Greater Vancouver and larger regions

Minimum Beacon: None; credit to be reviewed on a case-by-case basis

Niche/focus: Common-sense lending for borrowers with realistic repayment plans Products: First and second mortgages

Terms: One to two years for Pacifica; one to five years for Blueshore Financial

Preferred loan amount: $100,000 to $5 million; we will lend over $5 million under the right conditions

FIRST SOURCE MORTGAGE CORPORATION firstsourcemortgage.ca

developers, real estate investors, business owners

416-221-2238 Lending markets: Ontario – London to Ottawa; prefer population centres of 25,000+ Niche/focus: Non-bank commercial, multi-residential, development land, retail, industrial, gas stations, hospitality

Property type: Development land, industrial, commercial (including stores and apartments, plazas, flagged gas stations, flagged hotels)

Products: First mortgages

Purpose: Acquisitions, construction projects, renovations of existing properties, refinances, equity take-out or bridge financing against future development or future sales

Customer type: Experienced builders,

Maximum LTV: 75%

Tim Hurlbut

BUSINESS DEVELOPMENT (BC/AB)

tim@awcapital.ca T 403.254.9075 x 224 C 403.928.5436 awcapital.ca

Minimum Beacon: None Terms: One to two years; lender fee; closed six months then open on one-month bonus Rate type: Fixed Maximum amortization: Interest-only Fees: Varies; competitive Preferred loan amount: $1 million to $10 million

85%

Chris Reid

BUSINESS DEVELOPMENT (ON)

chris@awcapital.ca T 888.554.9075 x 236 C 647.705.9480 awcapital.ca

LOAN-TO-VALUE

AWC QTR ad 8.25x2.6875 2018.indd 1

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ta

Fis and

BC

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GRAYSBROOK CAPITAL graysbrookcapital.ca

Maximum LTV: Up to 80%

CRA debt, credit repair, purchase, refinance, equity take-out

Minimum Beacon: None

902-229-7479 Lending markets: Nova Scotia, Newfoundland, New Brunswick, Prince Edward Island Niche/focus: Residential first/ second, commercial, construction,

Property type: Residential and commercial

Terms: 12% on first, 14% on second

Purpose: Lending solutions for clients who don’t qualify for traditional mortgages

Rate type: Interest-only Preferred loan amount: $150,000 to $2 million

GREENPATH CAPITAL PARTNERS greenpathcapital.ca 647-726-1384

Customer type: Individuals – salaried, self-employed, bruised credit

Terms: One year; shorter or longer on exception basis Rate type: Fixed

Lending markets: Ontario – Toronto, Halton, Peel, York, Durham, Hamilton, Simcoe County and Northumberland County Niche/focus: Residential and commercial property financing for borrowers who might not qualify at traditional institutions Products: First, second and third mortgages

Property type: Single-family, townhouses, condos, multi-unit, commercial property

Fees: Start at 1%, subject to loan amount and risk assessment

Purpose: Refinance, purchase, debt consolidation, equity take-out

Preferred loan amount: No minimum; up to $1.5 million

Maximum LTV: 80% for first and second mortgages, 82.5% for third Minimum Beacon: None

eXPeRts

talk to the experts in private lending

Fisgard is one of Canada’s largest private Mortgage Investment Corporations and a leader in private and alternative lending solutions.

BC to ontarIo

Maximum amortization: Interest-only

. no lender Fee . Fully open . Interest only payMents

asset management corporation

For all deal inquiries contact:

Hali noble t: m: e: w:

866.382.9255 250.480.8883 newdeal@fisgard.com fisgardmortgage.com

Residential • CommeRCial • ConstRuCtion British Columbia Brokerage #X022176 | Alberta Brokerage #MW-1411086 | Ontario Brokerage #12560 Admin #12500

11 6:19 PM

www.mortgagebrokernews.ca

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PRIVATE LENDING GUIDE

FISGARD ASSET MANAGEMENT CORPORATION fisgard.com 604-533-4478

Lending markets: • BC, Alberta, Manitoba and Ontario (as Fisgard Asset Management Corporation) • Saskatchewan (as Fisgard Capital Corporation) Niche/focus: Fisgard is a niche lender that fills the void for conventional, Alt A and B lenders and Canadian mortgage consumers who require ‘outside the banking box’ mortgage financing. Fisgard is often referred as a C+ and no-fee lender

Products: Residential first and second mortgages, construction, commercial Customer type: Business-for-self, stated income, bruised credit, low-doc, income-challenged, CRA issues, new to Canada, bridge/ interim financing, short-term financing (up to two years), builders (including owner-builders), commercial borrowers, recent bankruptcy, in foreclosure or consumer proposal

DOESN’T DOESN’T FIT? FIT?

LENDING LENDINGYOU YOUAAHAND HAND TO TOMAKE MAKEANY ANYDEAL DEALFIT. FIT.

10 www.mortgagebrokernews.ca

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Property type: Residential (owneroccupied, rentals, recreation/vacation, student housing), construction (singlefamily, multi-family, renovation), commercial (retail centres, offices, mixed-use, fully tenanted industrial, condo inventory, lot inventory)

Rate type: • Residential first: 7.5% – 10.5% (up to 75%) • Residential second: 10.5% – 13.85% (up to 75%) • Construction: 8.5%+ • Commercial: 7%+

Maximum LTV: 75% Minimum Beacon: None

Maximum amortization: Most are interest-only but can be amortized (negotiable)

Terms: No lender fees (residential only), fully open after one month, up to two years

Fees: • Residential: No lender fee, no renewal fee (on first renewal and

if paid as agreed), no prepayment penalties (fully open) • Construction: 2% • Commercial: 1%+ Preferred loan amount: $30,000 to $5 million (will participate in larger loans)

Common sense lending that “fits” perfectly into today’s alternative mortgage market.

P: 604-899-3799 | F: 604-899-0337 | blushorepacifica.com

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Suite 1050 - 475 West Georgia Street, Vancouver, B.C. V6B 4M9

05/04/2018 2:38:38 PM

www.mortgagebrokernews.ca

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PRIVATE LENDING GUIDE

MAGENTA CAPITAL CORPORATION magentainvestment.ca

‘no-doc’ and ‘stated income’ products

Terms: One to two years

888-267-1744

Customer type: Self-employed, salaried, bruised credit, new to Canada, non-traditional income sources – anything that falls outside of regular bank parameters

Rate type: Fixed

Lending markets: Eastern and Southwestern Ontario, primarily urban settings (full city limits plus 10km) Niche/focus: Situational lender, owner-occupied properties, single and multi-unit rental properties, student rentals, commercial, mixed-use, construction, renovations, raw land

Property type: Single-family, multiuse residential, apartments, condos

Products: First and second residential mortgages, renovation loans, seasonal properties, lot and land, equity lending,

Maximum LTV: 85%

Purpose: Purchase or refinance; bridge lending available

Maximum amortization: 40 years; interest-only available Fees: Generally a 2.5% lender fee for first mortgages; 3% for second mortgages and raw land. We always cap our fees, and fees could change with any rate/product specials we have Preferred loan amount: Residential properties up to $750,000; no minimum loan amount, but a minimum fee on our second of $2,000

Minimum Beacon: None

675 Cochrane Drive, Suite 104, West Tower, Markham ON, L3R 0B8

W: 905-886-5352 F: 905-886-5974 info@oppono.com www.oppono.com License # 11887/12558

OPPONO IS A NON-TRADITIONAL MORTGAGE LENDER. WE UNDERSTAND IT CAN BE FRUSTRATING DEALING WITH TRADITIONAL LENDERS AND INSTITUTIONS. We are able to help your clients secure the mortgages they want, when they want. If the deal makes sense, we will fund it.

First and second mortgages on residential homes and condominiums* Loan-To-Value ratio driven Dedicated, broker-focused Business Development Manager ready and willing to close your deals No retainer fees 24 hour turn-around time Ajay Kaith BDM

ajay.kaith@oppono.com 416-669-9274

*First mortgages on condominiums.

Downtown Toronto core only.

Contact our BDM for details.

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OPPONO LENDING COMPANY oppono.com

Customer type: Not specific

905-886-5352

Property type: Single-family detached, duplexes, townhouses, land, condos, construction, bridge financing

Lending markets: Ontario (GTA and Golden Horseshoe) Property type: Common-sense equity-based lending on residential properties (commercial properties on exception). As an equity-based lender, we are not limited to a specific market type, GDS/TDS limits or proof of income

Maximum amortization: 25 years or interest-only Fees: Starting at 2.5% Preferred loan amount: Under $1.75 million

Purpose: Equity lending Maximum LTV: 75% (80% on a case-by-case basis) Minimum Beacon: None Terms: One to two years

Products: First, second and occasional third mortgages

Rate type: Fixed/closed

www.mortgagebrokernews.ca

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PRIVATE LENDING GUIDE

ROMSPEN INVESTMENT CORPORATION romspen.com 416-966-1100

Property type: Commercial, industrial, development, hospitality, specialpurpose properties

Lending markets: Canada and the US

Purpose: Purchase, refinance

Niche/focus: Commercial mortgages

Maximum LTV: 75%

Products: Term, bridge, construction mortgages

Minimum Beacon: None

Rate type: 7.75% and higher Maximum amortization: Interest-only and flexible amortizations Fees: Generally 2% of loan amount, plus lender’s legal fees and disbursements Preferred loan amount: $5 million to $100 million

Terms: Up to five years Customer type: Commercial borrowers

TEMBO FINANCIAL tembofinancial.com 844-238-6717 Lending markets: Ontario

Customer type: Customers requiring bridge or interim financing; good or bad credit

otherwise 75% to 80%

Property type: Single-family, condos, multi-family, commercial, mixed-use

Terms: One year or shorter

Minimum Beacon: None

Rate type: Fixed Niche/focus: Short-term exit strategy, common-sense, equity-based residential lending with some commercial Products: Deposit loans, equity advances, bridge loans, and first, second and low-LTV third mortgages

Purpose: Deposit loans, bridge loans, renovation before sale, debt consolidation, moving expenses, purchases, refinancing, equity take-out Maximum LTV: 85% in Ontario major cities on an exception basis;

Maximum amortization: Interest-only Fees: Considered on a deal-by-deal basis Preferred loan amount: $20,000 to $2.5 million

NEED A BIGGER DEPOSIT AND SHORT ON TIME? CLIENT IN NEED OF A RENOVATION TO SELL BUT SHORT OF FUNDS? Tembo Financial is your fast, innovative and non-traditional lender offering flexibility and creative solutions to close deals quickly!

Whether it’s a short-term equity advance, bridge loan or a 1 year term, Tembo offers solutions!

48 H urs

Funds ready in as little as 48 hours.

Fully open loans, Competitive fees.* Visit tembofinancial.com Call 1-844-238-6717

BRIDGE LOANS • DEPOSIT LOANS • RENOVATION LOANS BEFORE SALE • 1ST MORTGAGE • 2ND MORTGAGE *Subject to qualification. FSCO License No. 12598

14 www.mortgagebrokernews.ca

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PRIVATE LENDING GUIDE

VWR CAPITAL CORP. vwrcapital.com

townhouses, condos, row homes, serviced land, raw land, multi-family

866-907-5407 Lending markets: BC, Alberta, Saskatchewan, Manitoba, Ontario

Purpose: Financing for borrowers who might not qualify at traditional institutions

Niche/focus: Residential

Maximum LTV: 75%

Products: First, second and third mortgages

Minimum Beacon: None

Customer type: Individuals, holding companies, operating companies, non-residents and more Property type: Single-family,

Fees: Starting at $750 for first mortgages; $500 for second and third mortgages Preferred loan amount: $25,000 to $1.5 million

Terms: One year – open mortgages available Rate type: Fixed Maximum amortization: 35 years

Creative Non-Bank Mortgage Solutions For Commercial Real Estate

When Your Commercial Deal Needs The Right Lender…

Who can provide you with the guidance, skill, knowledge, speed and creativity to over deliver on client needs and demands. We are that Lender. Call us on your next commercial mortgage transaction between $500,000 and $10 million and we’ll prove it!

Land • Land Servicing • Construction • Office • Industrial • Retail • Plaza • Special Purpose • Gas Station • Hotel • Bridge Loans • First Mortgages • Acquisition • Refinance

Call: 416-221-2238 • David Mandel x22 • Skip Walters x25 • Lisa Collis x33 • Paul Labelle x27 Principal Broker First Source Mortgage Corporation (License # 10434) Principal Administrator First Source Financial Management Inc. (License # 12594)

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License # 10172

Romspen Investment Corporation is a non-bank mortgage lender specializing in commercial real estate across Canada and the United States. With over $2.2 billion under administration, we offer customized mortgage solutions for term, bridge and construction financing from $5M to $100M.

YOU ENVISION. WE ENABLE. Blake Cassidy or Pierre Leonard 800 494 0389 | www.romspen.com

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GOLD N GOLD GOLDL E N D I N GOLDL E N D II N

G GG

G G GG

G G GG

B R B RB R B R O OO O

RS LENDE L ENDERS R LENDE S RS

1 7 0 1071 70 1 7 2 2 2

G

LENDE

ER N AT I V E LT LT E R N E A E L T R N A TT II V VE ER N AT I V E

A A A

D L ENDIN LEN

LT

A

GOLD N GOLD GOLDL E N D I N GOLDL E N D II N

ON RS ON RS ON K EE R S K RS ON KE

KE

20

RS LENDE L ENDERS R LENDE S RS

1 7 0 1071 70 1 7 2 2 2

G GG

LENDE

ER N AT I V E LT LT E R N E A E L T R N A TT II V VE ER N AT I V E

A A A

D L ENDIN LEN

LT

A

GOLD N GOLD GOLDL E N D I N GOLDL E N D II N

ON RS ON RS ON K EE R S K RS ON KE

KE

20

RS LENDE L ENDERS R LENDE S RS

1 7 0 1071 70 1 7 2 2 2

B R B RB R B R O OO O

LENDE

ER N AT I V E LT LT E R N E A E L T R N A TT II V VE ER N AT I V E

A A A

A A A

IFC-IBC_Private Lending Guide WIP4-SUBBED.indd 18

D L ENDIN LEN

LT

A

GOLD N GOLD GOLDL E N D I N GOLDL E N D II N

ER N AT I V E LT LT E R N E A E L T R N A TT II V VE ER N AT I V E

ON RS ON RS ON K EE R S K RS ON KE

KE

20

RS LENDE L ENDERS R LENDE S RS

1 7 0 1071 70 1 7 2 2 2

A

LT

LENDE

20

ON RS ON RS ON K EE R S K RS ON KE

KE

D L ENDIN LEN

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