Homefinder Leeds & Grenville Dec. 8th

For ALL your

COUNTRY SQUIRE RESORT, GANANOQUE

printing needs

Independently owned and operated

The World's Biggest Hotel Family®

Business Cards - Postcards Flyers - and more!

Celebrate Christmas holidays with fun and style

Stay with us two nights, Fri. & Sat. Dec 23rd & 24th Or Sat. & Sun. Dec. 24th & 25th. One indoor room (2 queen beds (for four people) • 1 hour SPA treat for family • Bottle of our house wine upon arrival in your room • One Dinner for 4 in our Good Time Charly’s restaurant • Breakfast for 4 for two mornings.

Limitless enjoyment of our indoor pool, hot tub, squash courts, (one of the squash court Can be used as basketball court. (patio of your room to look out and to get a fresh breath of air).

All of the above for $249.95 plus taxes

715 King Street East Gananoque

Vol. 2, #8 Dec. 8th to Dec. 22nd, 2011

, Success Beyond Infinity...

There is

Leeds & Grenville

FREE TAKE ONE

Tel.: 613.925.5538 Toll Free: 1-877-935-7503 Email: info@homefinderweekly.com Website: www.HomefinderWeekly.com

Rates are moving! Don't get left behind!

Pre-Approvals - Electronic Approvals - Mobile Services

"Working together - we 'll find the home that fulfills your present dream"

Donna Brewer Broker Direct: 613-342-8860

donna.brewer@century21.ca • www.century21.ca/donna.brewer

Direct: 613-658-2233

Sales Representative

Office: 613-258-1990 • Toll Free: 1-866-447-1990 francine@jcis.ca • www.royallepagegale.com

1.5 storey home, 4 bedrooms, spacious kitchen with walk-in pantry, laminate flooring, spacious bathroom, ceramic tiles, newer forced air propane furnace and newer roof!

$ ML 3 8 S 9, #8 9 13 0 27 0 7

4 bedrooms, multi-level home features open-concept living area, hardwood floors throughout including bedrms, nicely landscaped, interlock, nat. gas heating, well-maintained!

$ ML 1 2 S 9, #8 9 05 0 0 92 9

$1

6

9,

9

00

4187 Bisseltown Rd., Algonquin

347 McAuley Rd., Prescott

4732 County Rd. 18, Prescott

Custom-built built home, 30 acres, private setting, welldesigned 4 bedrooms, 3 bathrms, over 3000sq.ft., exceptional features, hardwood, fireplace, encl porch IMPRESSIVE

11 South Street, Spencerville

4 bedrooms, 2 bathrooms 1.5 storey home features galley kitchen, 12’x11’ dining rm, main flr laundry, hardwood floors, enclosed porch, forced air propane heating.

Affordable living!

1 Mary St., Crysler

3 bedroom 1.5 storey home plus 1 bedroom apartment on corner lot. Spacious kitchen mahagony cabinets, new counter top, laminate flooring, main flr laundry/powder rm!

2518 County Rd 21, Spencerville

Nicely landscaped 1 acre lot, 1600 sq.ft. bungalow, detached carport ! Many recent updates, hardwood floors, oak railing, roof, 4 piece bathroom plus main flr sunken family room!

Prescott

Phone: 613-925-0505

Sales Representative

Toll free: 1-866-487-0077

$289,900

$107,000

NEW PRICE!

NEW PRICE!

1350 Millwood Ave

304 Colonnade Dr, Kemptville

111 King St. E.

Bonnie Tackaberry

Immaculate 6yr old 3 bedrm North end home.

Above grnd pool and fenced yard. MLS # 812975

UPPER CANADA MORTGAGE #10128

Bringing You 18 Years Of Real Estate Experience

Francine Menard

$ ML 1 5 S 9, #8 9 08 0 63 0 4

SERVING EASTERN ONTARIO SINCE 1991

$ ML 1 5 S 9, #8 9 09 0 53 0 6

BROKERAGE

Independently Owned & Operated

CALL NOW - Tel: (613)930-2592 EMAIL: info@uppercanadamortgage.com

$ ML 1 9 S 4, #8 5 05 0 63 0 8

TOWNSMAN LTD.

Office: 613.345.2121 Toll Free: 877.311.2121 Fax: 613.345.0680

Cornwall: 613.935-7503 Prescott: 613.925.5538 Toll Free: 1.877.935.7503 info@infinitycommunicationdesign.com

•

www.prescotthomes.ca

$259,900

3622 Maple Ave, Prescott Rural 2 bedroom home with attached garage.

Lots of potential. MLS # 813417

10781 City Rd. 2

Phone: 613-652-2222

•

bonniet@mouse2yourhouse.com $305,000

2 Linton, Johnstown

Outdoor Oasis with inground heated pool. Large well-kept family home in Johnstown subdivision.

MLS # 811641

Thinking about Buying or Selling a property? Call Bonnie!

Sales Representative

brandon@mouse2yourhouse.com

Toll free: 1-866-487-0077

“Visit our website to view photos & more details!”

SI DE

453 ANN STREET - $149,900 Updated Home with Furnishings - MLS# 814606

9 Albert St. Johnstown

Gorgeous NEW 3 bedroom 2 bath home.

Cherrycupboards, hardwood and ceramic floors.

Tarion Warranty. MLS # 805477

111 King St. E. Prescott Phone: 613-925-0505 10781 City Rd. 2 Iroquois Phone: 613-652-2222

Brandon Stone

RE

Iroquois

www.mouse2yourhouse.com

Prescott Properties!

NT IA L

CO MM

ER

3608 COUNTY ROAD 2 - $189,900 High Traffic Commercial/Office Building - MLS# 799609

CI AL

LO T

498 JESSUP STREET - $39,900 Great Corner Lot to Build a New Home - MLS# 793754

2

HOMEFINDER WEEKLY Reference Guide Inc. Brockville/Leeds & Grenville 1.877.935.7503 www.homefinderweekly.com

December 8th to December 22nd, 2011

Our Featured Homes LI NE ST W IN G !

PR NEW IC E!

Leeds & Grenville

$324,999

$289,900

2202 GLEN SMAIL, EDWARDSBURGH

Hgwy 416 & 401-Spectacular carpet-free 3 bed-3 bath home w/crown moulding in each & every room-set far from road on 4.4 acre lot-new propane gas boiler, new low e argon windows&25 year fiberglas reinforced shingles all in 2007- dir entrance to 24x29 ft garage-9x9 ft drs-a/g pool2202GlenSmail.com

1350 MILLWOOD AVE

Immaculate 6yr old 3 bedrm North end home.

Above grnd pool and fenced yard. MLS # 812975

RANDY NORTH

BONNIE TACKABERRY

randy@afantasticplace.ca

bonniet@mouse2yourhouse.com

Sales Representative

Sales Representative

Office: 613-925-0505

Office: 613-498-3113

111 KING ST. E. PRESCOTT

75 KING STREET EAST, BROCKVILLE

www.prescotthomes.ca

www.afantasticplace.ca

BAMBI MARSHALL Sales Representative

Direct: 613-498-6393 bambiworking4u@gmail.com

Check out all of our listings at www.homesacrosscanada.com

613-275-2070 www.bonniezeliczrealestate.com

326 COUNTY ROAD 8 TOLEDO •

Which living room will be yours to decorate and celebrate with family for christmas!

READY TO MOVE, PICK A DATE!

$322,888

6 SPENCER STREET, SPENCERVILLE

$319,900

3 CHEYENNE TRAIL, R.R.#2 BROCKVILLE (ALGONQUIN)

4 bedroom, 1.5 bath - with main 3 bedroom, 2.5 bath MB ensuite family room, large eat in kitchen and WIC Closet, 2 car garage 10 12 min to Kemptville or 12 min to min. to Brockville, less than an hour Prescott. MLS# 070170104003301 to Ottawa. MLS# 070600004502904 GREAT INVESTMENT PROPERTY!

$219,900

601 TOWNLINE ROAD, SMITHS FALLS

3 bed,2 bath a/g pool and large lot 5 min to Smiths Falls and 20 min to Brockville.

MLS# 080182404901011

NEW PRICE!

$107,000

11 ROBINSON AVE., SMITHS FALLS

3 bed,1 bath main floor family room, large lot, check out:

www.nearlyhome.ca

MLS# 090403003075300

START THE NEW YEAR IN YOUR NEW HOME!

NEW LISTING!

$274,900

44 FAIRKNOWE DRIVE

4 bedroom, 3.5 baths, mainfloor F/R,Rec room, 2 car garage atttached MLS# 080201001510100

BE IN FOR CHRISTMAS!

NEW PRICE!

$159,900

777 STEWART BVLD, BROCKVILLE

Large 2 Bed, 1 Bath Large eat in Kitchen, a/g pool and fenced in yard close to all amenties.

MLS# 080203007521500

1628 NOLAN ROAD, MONTAGUE

162 TEMPERANCE LAKE ROAD

(REAR OF YONGE & PESCOTT)

3 bed, 2 full baths one level living if stairs are a problem 15 min to Brockville.

MLS# 081981902400408904

LOTS FOR SALE!

SOLD! $94,500

$327,162

NEW PRICE!

13 OSBORNE ROAD, ATHENS. $22,900 LOT SIZE: 151` X 300` ACRES MLS# 081981902400415

$121,900

25 JUDD STREET, MORTON

3+1 bed, 1 Bath (roughed in second) 1 bedroom, 1 bath single car Needs work, newer windows 2.5 garage detached with power, 1.8 acres, wrap around veranda 25 min acre lot 10 minutes to Smiths to Gan & 40 min to Kingston.

Falls. MLS# 081981902400408 MLS# 083183604109900I

131 SHORT POINT RD., LYNDHURST. $49,900 LOT SIZE: 1734.08` X 15 ACRES MLS# 081281602026402 MARBLE ROCK RD., LEEDS & THOUSAND ISLANDS. $99,900 LOT SIZE: 58 ACRES MLS# 081281201024405

HOMEFINDER WEEKLY Reference Guide Inc. Brockville/Leeds & Grenville 1.877.935.7503 www.homefinderweekly.com

December 8th to December 22nd, 2011

Dale Charbot 111 King St. E. Prescott ALL ON ONE LEVEL!

$104,900

10329 Hanesville Rd, RR2, BRINSTON WELL MAINTAINED HOME! Set on 1+Acre Lot, Lovely GardensRecent Shingles, Furnace, Oil Tank, Large open Kitchen/Living area, MLS #812910

SOLD SOLD!

522 Gill St, CARDINAL MANY UPDATES DONE! Terrific 2 bedroom home with private backyd Bonus yearround heated front Porch! Single Garage, MLS# 805150

SOLD SOLD!

124 Park St, PRESCOTT GREAT STARTER HOME! Deep Lot and rear deck., 2 Bedrooms Large family room with NG Stove, Kitchen w/appliances, MLS #813262

LIKE NEW!

$149,900

10 Alice St, MORRISBURG RENOVATED FROM TOP TO BOTTOM! Feels like a New Home!

2 Bedrooms, 4pc Bathroom, New Kitchen, Full Basement, MLS# 810026

Helping You Is What We Do!

Broker

“Visit our website to view photos & more details!”

AFFORDABLE!

$75,000

3022 John St, CARDINAL CHEAPER THAN RENT! Centrally located home with 3 Bedrooms Large Eat-in Kit, Dining & Living Rm, 4pc Bath, some updates done, MLS #811218

MOVE RIGHT IN!

$129,900

6 Bay St, IROQUOIS TERRIFIC HOME IN IMMACULATE CONDITION! 2 Bedrooms Full basement awaiting your needs, Private backyard, MLS# 809723

RURAL DELIGHT!

$249,900

10317 Chess Rd, RR2 IROQUOIS BEAUTIFUL OPEN DESIGN! Quiet dead end road on 1 Acre Lot! 3+1 Bedrms Central Air, M.F.Laundry, Lower Level Family Rm, & More!

MLS #810987

PICTURESQUE!

$189,900

5129 Carman Rd, RR2, IROQUOIS Well kept STONE HOME, original Pine Plank Floors, Extensive Updates Done Beautiful Yard w/backyard Deck! Come relax in the Country! MLS# 799862

Iroquois Phone: 613-652-2222 111 King St. E. Prescott Phone: 613-925-0505

3

10781 Cty Rd 2,

INVESTMENT PROPERTIES

$299,900

240 Lewis St, CARDINAL WELL MAINTAINED! A FOURPLEX, A TRIPLEX, and a BUNGALOW! All Rented with Long Term tenants!

Also incl a separate Parking Lot, Call Dale!

SOLD SOLD!

5532 Bridlewood Crt, IROQUOIS Attractive home w/finished Basement, beautiful oak Hardwd in Living/Dining M.F. Laundry, 2+1 Bedrms, Fam Rm/Gas F.PL, C/Air, MLS# 798045

LOTS OF LOTS AVAILABLE – BUILD YOUR DREAM HOME! RIVER VIEW /GOLF CLUB VIEW AVAILABLE! Golf Club Ro,Iroquois Recently listed Lots on Stampville Rd & English Rd, Call Dale for Details

BRAND NEW!

$159,500

5574 Meadowbrook Dr, IROQUOIS

BRAND NEW & WAITING FOR YOU! Only an hour south of Ottawa in newer subdivision in Iroquois Full Home Warranty, Main Flr Laundry, Finished Family Rm, MLS# 786320

Top 10 Home Buyers Tips ON THE MARKET TIPS

TIP 1- Buying A home Is One Of The Best Investments You Can Make! Home equity remains the largest single savings vehicle for most Canadians. In addition to the tax incentives of home ownership, and the ability to tap into your home equity if the need arises, buying a home is a wise and prudent investment for most people.

TIP 2- It Is Very Important To Buy A Home That Will Go Up In Value. Slow, steady home appreciation has been the rule over most of the nation’s history, and many real estate investors became quite wealthy in that environment. They did so by very carefully analyzing the appreciation potential of their investment, and they invested for the long term. You should too. Even if you plan on living in your home just a few years, you will want it to have gone up in value when you put it back on the market.

TIP 3- Use A Buyers Agent. If you're going to work with a real estate agent, contract with a buyers agent. A buyers agent has a duty to represent your interests, while the subagent represents the seller's interests. The subagent, which has been the traditional relationship between a buyer and an agent, is ethically required to disclose all relevant information (such as the fact that you’ll be willing to raise your offer if necessary) to the seller.

TIP 4- Choose Your Agent Wisely. If you are using a real estate agent look for one with experience in working with buyers, with knowledge of the neighborhood(s) you are considering, and who

does not have a reputation for being ‘pushy’. The purchase of a home is a serious long term commitment on your part and a good agent will recognize that buyers need time and patience so they can satisfactorily sort out the myriad’s of factors involved in a purchase decision.

TIP 5- Current Home Prices Are A Less Important Consideration Than Interest Rates. Try to buy and/or sell when interest rates are low. The amount of mortgage you can afford (and thus the price of the home you will cosider) will change as the interest rates rise or fall. A certain asking price may sound expensive to you, but at a lower interest rate you might be able to afford it. You may own several homes over your lifetime, and the factors that will limit or increase the value of the home you will be selling will similarly affect the price of its replacement. Since those factors largely wash each other out, interest rates remain the most important factor.

TIP 6- Always Have A Home Inspection Contingency In Your Offer and always hire a professio-nal home inspector to provide you a written report, along with “ball park” estimates or ranges of repair costs. If the inspection turns up problems that weren’t readily noticeable, you

can use it and the ball park estimates for negotiating leverage to get the seller to make the repairs or provide you a commensurate price reduction.

TIP 7-

Learn As Much As Possible About The Seller’s Circumstances.

There may be mutually beneficial opportunities. For example if you might face difficulty qualifying for a big enough mortgage, and the seller is worried about college costs for his or her sixth grader, then maybe the seller might be interested in accepting a second trust for part of the purchase price if the interest rate is above what they could otherwise earn and the loan is paid off the summer before the child’s freshman college year. From your perspective the rate will likely be less than you could get from a traditional lender.

TIP 8- Research Your Mortgage Options Well Before You Make An Offer. You won’t have enough time in the five days sellers normally allow to get all of your paperwork together, determine the best kind of mortgage, who is offering the best rates etc. Consider getting a contingent letter of approval for a loan, or an actual loan commitment prior to making an offer. The former is not actually a loan

commitment, but rather a contingent approval for a loan up to a certain amount. While it has relatively little enforceable value, it nevertheless can impress a seller, who might be more willing to accept a lower offer because of the perceived financial capabilities of the seller. Its also possible to get approved by a lender with a longer term “lock” on the interest rate in order to protect you from subsequent rate increa-ses. While this should substantially increase your negotiating leverage, keep in mind that you pay more directly or indirectly for the longer commitment, either in terms of the rate and/or points.

TIP 9- Learn How To Negotiate Like A Pro. There’s more money involved in this negotiation than just about any other area you’ll encounter. Even if you’re using a buyer’s agent, you’re part of the team, and you’ll have to make the ultimate decisions about how much to offer and how much to compromise on a counter offer.

TIP 10- STUDY! The tips in this article are only the beginning. You’ll need to learn a lot more if you want to get the best possible deal. Read as much as you can on home buying, on negotiating, on neighborhoods in your area that might fit your needs, and on factors that impact long term appreciation like schools, infrastructure, major new business expansions or closing etc. Keep copies of everything you send the lender and everything the lender sends you.

4

HOMEFINDER WEEKLY Reference Guide Inc. Brockville/Leeds & Grenville 1.877.935.7503 www.homefinderweekly.com

Randy North

December 8th to December 22nd, 2011

Chris McCorkell

Sales Representative, B.A.

Sales Representative, B.A.

Direct: 613-340-0794

Direct: 613-213-3639

We can advertise

your home

HERE!!!

NEW LISTING!

TRAILS!

$324,999-Hgwy 416 & 401-Spectacular carpet-free 3 bed-3 bath home w/crown moulding in each & every room-set far from road on 4.4 acre lot-new propane gas boiler, new low e argon windows&25 year fiberglas reinforced shingles all in 2007- dir entrance to 24x29 ft detached garage-9x9 ft drs-a/g pool2202 GlenSmail.com

$279,900 -Spencerville-2813 CR#21, 20 acre hobby farm backing onto the Nation River-1200 sq ft renovated 3+1 bedrm all-brick bungalowdble att garage-detached garage could be used as a barn-Updates include shingles, kitchen counters, windows-septicaFantasticPlace.ca

SO L

$360,067-Morrisburg 22 Sir James MorrisFantastic river view from most south facing windows & 52x10 ft L-shaped deck-3800 sq ft 4+1 bdrm-5 bath historical home w/original staircase-some original trim- Beautifully updated home with fantastic custom kitchen3 gas fireplaces-gas furnace-a/cGorgeousWaterView.com

Make your New Years Resolution about Your New Home!!!

D! S O LD !

$98,888-3005-3007 Munro-Cardinal-2 three-bdrm units on a huge lot-Updates: flooring-both furnacesFantasticDuplex.com

D SO L

!S

!

O LD

$169,555-4438 Ashby-Augusta-unique 1,950 sq ft 3 bdrm home in secluded location-aFantasticPlace.ca

#1

GORGEOUS!

$119,555-Cardinal-2182 Dundas-2 bdrms25x13 ft grand room w/original trim+bay window+gas fireplace+new engineered floorsBackyard oasis backs onto Galop CanalUpdates: shingles&windows-c/a-2005-gas furn-1999-part-canal view from dining room/backyardFantasticHistoricalHome.com

Congratulations

Randy North Keller Williams Sales Rep.

FOR UNITS SOLD IN OCTOBER 2011 ALL ACROSS CANADA! If you need your home for top dollar, contact Randy or Chris for your complimentary, no obligation marketing plan for your home! CONTACT US TODAY!

Office:

613-498-3113

Go to aFantasticPlace.ca for other exclusive & MLS listings including waterfront, farms, commercial as well as detailed info, directions & more!

If you are going to advertise, you should advertise in the best publications.... we believe the Homefinder is one of the best ways to advertise!

Welcome

to life along the Seaway

Dale Charbot Broker

Anne Bylsma Sales Representative

Robin Carrothers Sales Representative

BonnieTackaberry Sales Representative

Brandon Stone, B.A. Sales Representative

Stacey Broniszeski, B.A. Sales Representative

Heather MacKay Sales Representative

PRESCOTT 111 King Street East Call Toll Free: 1.866.487.0077 Call: 613.925.0505 Fax: 613.925.0527 “Visit our website to view photos & more details!�

IROQUOIS (New Office) 10781 County Rd 2 Call Toll Free: 1.866.487.0077 Call: 613.652.2222 Fax: 613.652.2244

info@mouse2yourhouse.com

6

HOMEFINDER WEEKLY Reference Guide Inc. Brockville/Leeds & Grenville 1.877.935.7503 www.homefinderweekly.com

Liz’ Tips

December 8th to December 22nd, 2011

Birth of New Christmas Tradition

Could this be the Birth of a New Christmas Tradition? As the holidays approach, the giant Asian factories are kicking into high gear to provide Canadians with monstrous piles of cheaply produced goods merchandise that has been produced at the expense of Canadian labor.

This year can be different.

This year Canadians can give the gift of genuine concern for other Canadians. There is no longer an excuse that at gift giving time nothing can be found that is produced

by Canadians hands. Yes there is!

local owner-run restaurants -- all offering gift certificates. Remember, this is about supporting your home town Canadian small business with their financial lives on the line to keep their doors open. - Plan your holiday outings at local, owner operated restaurants and leave your server a nice tip.

It's time to think outside the box and look in How many people couldn't use an oil our own back yard! Who says a gift needs to change for their car, truck or motorcycle, fit in a shirt box, or wrapped in wrapping done at a shop run by the Canadian paper which is produced overseas? working guy?

Everyone gets their hair cut. How about gift Thinking about a heartfelt gift for mom? certificates from your local Canadian hair Mom would LOVE the services of a local salon or barber? cleaning lady for a day.

Mom or sis would love a manicure or Does your parents’ computer need a pedicure from a local spa! tune-up? Find some local guy who is How about a gym membership? It's struggling to get his repair business up and appropriate for all ages who are thinking running. about some health improvement.

Or are you were looking for something Who wouldn't appreciate getting their car more personal? Local crafts people spin detailed by a local professional? Small, their own wool and knit them into scarves.

Canadian owned detail shops and car They make jewelry, and pottery and beautiwashes would love to sell you a gift ful wooden boxes. And the list goes on and on.. Check out the local Brockville Farmer’s certificate or a book of gift certificates.

Market. Yes, they’re open every Saturday Still not sure what to buy? Perhaps your mornings during December at the relative would like their driveway sealed, or Brockville Museum. lawn mowed for the summer, or driveway plowed all winter, or a few games at the How about going out to see a play or ballet at the Brockville Art Centre? Or maybe you local golf course. want to buy a season’s ticket for someone How about a certificate for shrubs or you love? flowers from a local garden shop? You could help plant shrubs or tulips in the Musicians need love too: find a venue spring... What about a half dozen breakfasts showcasing local bands. at the local breakfast joint? There are many

Liz’ Tips

By: Liz Quinn of Design’in-Mind Maximum Impact with Minimal Investment Brockville, Ontario

Is mom feeling tired and overwhelmed with clutter around the house? Buy her a gift certificate from a local interior decorator to help de-clutterer & organize. Not sure where to start? Let’s talk. I’m in the business to help..

Are your parents selling their home? Do they need help with organizing & staging it?

Buy them a gift certificate. I’ll book a convenient time with them to get the job done.

Don’t forget the mailman, trash guy or babysitter, or your real-estate agent.

Christmas is about caring about us, encouraging Canadian small businesses to keep plugging away to follow their dreams. And, when we care about other Canadians, we care about our communities, and the benefits come back to us in ways we couldn't imagine. Consider the above to make a new, "Canadian Christmas tradition".

BUY CANADIAN - BE CANADIAN The job you save might be your own!

Merry Christmas & Happy New Year!

Liz

HOMEFINDER WEEKLY Reference Guide Inc. Brockville/Leeds & Grenville 1.877.935.7503 www.homefinderweekly.com

ALL ABOUT HOMES

December 8th to December 22nd, 2011

Frozen pipes and ice dams: Cold weather culprits

By Jason Gadbois State Farm® agent

Have you ever had the misfortune of cleaning up a smelly, wet and very cold mess on a freezing winter day? I hope you haven’t and never do. Thousands of people, however, suffer through this nightmare every year because unprotected water pipes in their homes freeze and break.

A more subtle destructive winter wonder is the phenomenon known as ice damming. Snow on your roof can lead to ice dams that damage the roof, gutters, walls, interior ceiling and even items inside the home.

There are ways you can prevent frozen pipes and ice dams, simple solutions to avoiding the hassles and costs of cleaning and repairing your home.

The value of two minutes

Two minutes. That’s about as long as it takes to begin a small trickle of water

from your home’s hot and cold faucets and to open the doors of cabinets with water pipes running through them.

Two weeks. That could be the length of time needed to find and hire contractors to tear out smelly, water-soaked carpet and wallboard, dry the remaining flooring of your house and replace all that might have been destroyed by flooding from burst, frozen pipes. An eighth-inch (three millimeter) break in a pipe can spew up to 250 gallons (946 liters) of water a day, wrecking floors, furniture and keepsakes.

As you can see, there can be a tremendous advantage to spending a couple of minutes taking simple, no-cost precautions to prevent frozen pipes. The saying, “time well spent,” is certainly an under-statement when you consider the soggy consequences of doing nothing.

Here are a few additional steps to protect your home or apartment: Insulate pipes in your home’s crawl spaces and attic.

Use heat tape to wrap pipes.

(Use only products approved by an independent testing organization, such as Underwriters Laboratories, Inc., and only for the use intended (interior or exterior). Closely follow the manufacturer’s installation and operation instructions.

Seal leaks that allow cold air inside, near where pipes are located.

Close air vents leading under the house.

Disconnect garden hoses and, if practical, use an indoor valve to shut off and drain water from pipes leading to outside faucets.

What are ice dams?

After several days of melting-freezing cycles, it’s common for the melted water and ice to work up under the shingles until water enters the attic and eventually does damage to the ceilings, wall and contents.

In cases where the ice dam goes unnoticed for an extended period of time, it can do significant damage to the buil-ding and its contents.

There’s no way to guarantee an ice dam won’t damage your home, but you can take steps to cut the chances of an ice dam forming in the first place: Thoroughly clean all leaves, sticks and other debris from your home’s gutters and downspouts.

Make every effort to keep snow on your roof to a minimum.

NEED TO ADVERTISE YOUR INSURANCE SERVICES?

Advertise in this Directory!

Call Sylvie at

1-877-935-7503

-

Long-handled devices on the market called “roof rakes” let you stand on the ground and pull the snow off the roof.

Keeping heavy snow loads off your roof reduces the chances for both ice dam formation and roof failure due to the weight.

All winter long, keep gutters and down spouts clear of snow and icicles.

Evaluate the insulation and ventilation in your attic. Most experts agree the R-value of attic insulation should be at least R-30 (R-38 is preferable in northern climates).

For more information on these and other home safety tips, visit:statefarm.com®.

Maximum Impact with Minimal Investment

SERVICE

Directory

-

7

Since 1985

Our bilingual consultant offers you alternative & affordable decorating solutions:

Liz Quinn

Décor consultant

• De-Cluttering • Home Staging • Reorganizing • Feng Shui

Design’ in - Mind

Let’s Talk: 613-342-4141

elizabeth.quinn@sympatico.ca

We can solve your pest problems!

Ants - Bedbug - Bird - Carpenter Ants Insects - Mice Rats - Spiders Squirrels Etc....

Protecting Perth, Smiths Falls, Lanark and surrounding areas.

No one willingly invites pests into their homes.

We can help solve pest problems at your house, townhouse, apartment or cottage. With services ranging from one-time visits to regular monthly inspections, we can create the service to best fit your needs.

Call us now to restore your home to a safe, pest-free environment.

Call: 613.267.4209 Email: canadianpestcontrol@sympatico.ca 570 Drummond Conc 1, Perth On K7H 3C3

3XUFKDVHV 5HŎ QDQFHV 3UH DSSURYDOV Servicing 5HQHZDOV ,QYHVW 5HF 3URSHUWLHV Cornwall & &RQVWUXFWLRQ 3ULYDWHV surrounding areas 'HEW &RQVROLGDWLRQ Quick Approval Process )LUVW WLPH %X\HUV &UHGLW 5HSDLU Expert Mortgage

Planning & Advice

DERRICK CRACKNELL

/RZHU WKDQ SRVWHG EDQN UDWHV OAC

Mortgage Planner, Agent #M10001993

613 662.2377 www.mtgarc.ca/derrickcracknell © 2011 Mortgage Architects. All rights reserved. Corp. Office: 6505A Mississauga Rd. Mississauga, ON L5N 1A6

Brokerage #10287

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