Oregon Housing & Community Services



Oregon Housing and Community Services is Oregon’s housing finance agency and provides resources for Oregonians to reduce poverty and increase access to stable, affordable housing. Our intentional focus on housing and community services allows the agency to serve Oregonians across the housing continuum, including preventing homelessness, providing housing stability support, preservation of affordable housing, reducing the racial wealth gap through homeownership and asset building, and strengthening community resiliency.
The mission of the eight-member Housing Stability Council is to provide leadership and review and set policy for the development and financing of affordable housing throughout Oregon. Councilmembers are appointed by the governor and confirmed by the Senate. The council reviews program policy and guides the state’s housing priorities.
In my first year as OHCS’ executive director, I’m excited to share and elevate the collaborative progress made throughout our agency and with our partners for the people of Oregon. The theme of this year’s annual report is “The Path Forward” as we worked to set the foundation in new key program areas and exceeded several agency housing goals.
As part of our Statewide Housing Plan, this year we surpassed our goals of funding more than 1,200 permanent supportive housing units across the state and over 3,600 affordable homes in rural Oregon. Since this plan was created in 2019, there has been a rising need for affordable housing across the state and it is clear we are going to have to do more.
While numbers like these can seem abstract, we are incredibly aware of the painfully real conditions our community members and neighbors are experiencing. At OHCS, we believe centering equity and racial justice is essential to lead to real progress for the people of Oregon. I’m thrilled to say that this past year we have made progress in this work building intentional relationships with Tribal Nations, developing a Racial Equity and Analysis Toolkit, convening work groups with lived experience at the table and taking a human-centered approach to data.
2022 was also a time of new growth at OHCS. We launched our Disaster Recovery and Resilience Division to assist Oregonians impacted by climate change and took lessons learned pandemic-era emergency assistance programs. Both our budget, particularly in one-time funding, and staffing have grown challenging us in a good way to do business in new and different ways. We continue to lean into the belief that government does not have to be slow, but, rather, adaptable and quick to respond to the needs of its people.
Finally, a lot has changed this past year. While we have made measurable progress to increase access to affordable housing and supportive housing services, we recognize there is still significant work to do to ensure everyone’s basic needs are met. In this moment, we cannot have anyone on the sidelines. We cannot afford to go backward. We have to step up now. Our new governor, Tina Kotek, has set a pathway in front of us that pushes government and all of us to muster the will and passion to meet the challenge in front us. OHCS remains committed in our role to help ensure everyone has access to safe, stable, and affordable housing.
Andrea BellOregon Housing and Community Services has worked over the past several years to build up data systems to improve transparency around affordable housing development and services provided to households with low to moderate incomes. This year, we’ve launched several new data dashboards that represent the collective work of our partners and outcomes for the people of Oregon. In addition, we surpassed two of our Statewide Housing Plan goals this year in permanent supportive housing and rural housing development and remain on track to meet the rest of our goals. OHCS is committed to finding data-driven solutions that also center our collective humanity.
HOUSING STABILIZATION
$426M went to 67,522 households who received federal emergency rental assistance
HOUSING PRODUCTION
4,977 affordable rental homes funded
Map of OHCS-funded affordable rental homes throughout Oregon
House Bill (HB) 2100 established the Task Force on Homelessness and Racial Disparities in 2021. Its purpose is to identify methods to decrease the racial disparity in homelessness, investigate potential changes to the state’s homeless services funding structure, consider additional methods to receive advice and information about needed services, and identify methods to modify contracting processes and eligibility for homeless service providers.
In January 2022, the task force submitted its initial report on its findings and recommendations to the Legislature that included the following goals, each having specific recommendations on how they will be achieved:
• Decrease Rates of Disparity
• Identify Needs
• Change Funding Structure
• Modify Contracting
In the 2022 Legislative Session, HB 4051 extended the life of the task force through Jan. 2, 2026, to identify specific implementation methods and pathways for previous recommendations.
The task force submitted an Interim Report to the Legislature in September 2022 that includes an in-depth presentation on the foundations of racial equity focusing on Oregon-specific history, the adoption of an approved subcommittee and assignment structure to accomplish more work between task force meetings, and more. The task force will submit a final report on its findings to the Legislature by March 31, 2023.
OHCS requires housing development sponsors to do intentional outreach to increase the participation level of minority-owned businesses in construction. Over the past year, we have worked to do extensive outreach and follow up with development and contracting partners statewide to ensure accountability and provide economic connections to Minority-owned, Women-owned, emerging small business (MWESB) and Veteranowned businesses. In 2022, about $426 million has gone to MWESB businesses with significant increases in contracts with Hispanic- and African-American-owned businesses. This is based on an analysis of 95 housing developments in 2022, with 25 of these having completed construction. Through intentional outreach and ensuring consistent reporting requirements, we’ve been able to help further economic opportunities for MWESB businesses. A new MWESB workgroup with business owners and people with lived expertise was also formed this past year to inform further progress in OHCS’ MWESB initiative.
The OHCS Equity, Diversity, and Inclusion (EDI) office stewards our equity work internally, including our Equity Council and equity committees. Staff from across OHCS work collaboratively to support engagement opportunities that promote our equity and racial justice (ERJ) values, culture, and goals; and serve to build up cultural competence and skills as part of several staff development initiatives. This year, we launched our first comprehensive and sustainable ERJ Leadership Training Program for all managing supervisors. In 2023, with the support of our external training partner, we hope to expand the sessions and curricula to all staff at OHCS. The Racial Equity Assessment Tool (REAT) development project also concluded its initial phases. REAT is a tool that is and will be used by staff to intentionally and diligently center equity and racial justice in our work. It walks staff through a series of questions and frameworks to consider when making major policy, practice, or program decisions. It is currently in the process of being implemented with the REAT Core Team to work in tandem with many internal stakeholders as they learn, model, and mentor the use of the tool for new and ongoing programs and projects at OHCS.
The Joint Task Force on Addressing Racial Disparities in Homeownership is a 16-member body appointed by the Speaker of the House that was charged with assessing racial disparities in homeownership and proposing solutions to eliminate discrimination and address barriers to homeownership. This group consisted of legislators, OHCS staff, community members, culturally specific organizations, financial institutions, and those who have faced discriminatory barriers to housing due to race. The task force met regularly from June to September 2022 and adopted 11 recommendations that have moved forward as bills during the 2023 Legislative Session. These recommendations include, but are not limited to, setting aside funding for culturally responsive and Tribal organizations to promote homeownership, investing in training and education for people who want to be homeowners, incentivizing home development, and helping relieve the financial burden for households to build equity on a home. The final report was released in October 2022.
Amount awarded to MWESB firms in 2022 (in millions)
Emerging Small Business, $85
Veteran- owned, $27
Minority-owned, $239
Women-owned, $89
OHCS is committed to expanding its outreach and language access for its programs. We know that some of our programs and processes can be hard to understand, especially if English is not your first language. For the first time, OHCS released a request for applications to facilitate access to homeownership programs for people with limited English proficiency or accommodation needs due to a disability. We also hosted several Spanish listening sessions to gather feedback and learn about the unique needs and challenges Hispanic and Latinx communities have in accessing our services or services we fund. This past year, we also partnered with the Fair Housing Council of Oregon to provide virtual trainings on fair housing. These trainings were available statewide and included ASL and Spanish translation live. Spanish translation was also readily available during the wildfire tours in Jackson County. Due to a greater awareness of accessibility challenges, OHCS has increased its investment in contracting with translation service providers so we can be responsive to the specific language access needs of every community in Oregon.
In 2022, OHCS reached three major milestones for the first time in agency history with regard to Tribal participation, sovereignty, and barrier reduction. Through intentional outreach and relationship building, OHCS has worked with all nine federally recognized Tribes of Oregon to have a master grant agreement. In addition, previously Tribal Nations were asked to waive limited sovereign immunity in contracts. To honor the government-to-government relationship with Tribal Nations, that is now no longer the case and has been removed from all contracts. Finally, OHCS programs have begun to honor Tribal Negotiated Indirect Cost-Rate Agreements (NICRA). NICRAs have long been negotiated between Tribal and federal governments. NICRAs are important to honor as they help fund needs of the local Tribal community and result in higher chances of Tribal Nations accessing funding opportunities.
FOR THE FIRST TIME IN 30 YEARS,
Caroline Cruz, a member of the Confederated Tribes of Warm Springs, has been working tirelessly to address the housing needs of her community. With over a decade of experience in human services, specifically in behavioral health, Cruz understands the importance of stable and healthy housing for individuals’ and families’ overall wellbeing. In recent years, she has made it her mission to improve housing options for members of the Warm Springs Tribal community.
Like Cruz, Oregon Housing & Community Services (OHCS) has been taking steps to improve affordable housing options for the state’s nine federally recognized Tribal Nations, by fostering relationships and breaking down barriers to access financing.
Tribal housing needs are unique and formed by culture, past and current housing policies, and other factors unique to Tribal lands. Many houses on Tribal lands are inherited and need repairs over the years, which can be a challenge for households of low income. Additionally, cost of living is often greater on Tribal lands, which can be a barrier to meeting basic needs.
To address these challenges, OHCS is working with the Confederated Tribes of Warm Springs to create a master grant agreement that honors Tribal sovereign immunity, includes NICRA, and allows a funding set-aside for Tribal nations to be easily deployed and accessed for housing needs. In total, $9 million is set aside through the federal By and For Initiative for all federally recognized Tribes in Oregon for homeless services, operating emergency shelters, and buying affordable housing. In addition, based on feedback, OHCS is also designating a set-aside fund of $5 million in non-competitive grants just for Tribal nations that can be used to preserve and promote Tribal homeownership.
Investing in Tribal housing infrastructure means preserving culture. It means creating spaces where Tribal members can stay in touch with their roots whether it’s learning how to can salmon in the backyard or making huckleberry products in the kitchen. In other words, having access to safe, affordable, and healthy housing can help create thriving communities where members feel like they belong.
Preserving existing affordable housing is a growing need and priority as the affordability restrictions on publicly subsidized rental housing developments expire. To address this growing need, OHCS recently hired its first Preservation Program manager. This program focuses on preserving affordability of current affordable housing developments whether it’s addressing the physical conditions or financial viability of the property. In 2022, OHCS was part of the statewide Preservation Steering Committee convened by the Network for Oregon Affordable Housing that included discussions on how to develop a strategy framework around preserving affordable housing. In many ways, 2022 was a foundational year in how we will preserve affordable housing for the long term.
As a funder for affordable housing development, OHCS plays a role in ensuring the housing development remains affordable and safe for individuals and families with low incomes. This includes providing technical assistance, helping facilitate communication and relay resident concerns to the property owner and operator, and ensuring funding requirements are met. In 2022, we were able to restart physical compliance reviews after a required hiatus due to the pandemic. As many of these buildings are mandated to be affordable for 30 years, most extending to 60 years, OHCS’ affordable housing portfolio is anticipated to grow as new housing comes into service due to unprecedented levels of funding in recent years. OHCS also serves as HUD’s contract administrator, meaning OHCS acts as a conduit for our federal partner in ensuring housing with resources from HUD is compliant with regulations, and safe and decent for residents. Currently, we oversee 251 contracts with HUD. In total, about 1,400 properties are in OHCS’ purview. Every day, our staff work to respond to residents, community members, property managers, property owners, and community partners to ensure these homes remain affordable and provide a safe and healthy environment for current residents.
COMPLIANCE and MONITORING
173
site visits and inspections for the affordable rental housing portfolio
One of the most common feedback items we hear at OHCS is the challenge of our partners’ capacity in applying for and administering government funding. This is especially true for smaller and rural-based organizations. This past year, we’ve increased our efforts to engage community partners to look collaboratively at OHCS funding policies and gave guidance around revisions to funding programs. For example, based on feedback, we updated Oregon Administrative Rules to include Tribal Nations and local governments as eligible entities for the General Housing Account Program (GHAP). We also set aside resources in our LIFT program for culturally specific organizations and launched a new partnership grant specifically for nonprofits and culturally specific organizations to help fund supportive services for current affordable housing residents. Finally, we have partnered with Meyer Memorial Trust and the Housing Development Center to launch and support the Housing Equity Capacity Building Strategy Program.
It can be daunting to understand the housing finance side of OHCS, which represents a significant body of work. Private Activity Bonds (PABs) are a key source of funding available for both affordable housing development and preservation, and it is critical that the state commit every dollar of PABs toward affordable housing. When PABs are committed for affordable housing, they in turn bring the availability of federal resources through the federal Low Income Housing Tax Credit (LIHTC) program. The 4% LIHTC is only available when paired with PABs by IRS rules for that program. To access the 4% LIHTC, at least 50% of the project must be funded with PABs. In 2022, Oregon reached its cap on the allocated number of PABs. Although this indicates we have maximized our federal investment in providing homes for individuals, families, and communities, which is a great thing, it also provides a unique challenge in funding more affordable housing development as this resource has not been constrained before. In response, OHCS has looked at innovative ways to keep development moving, and will continue to do so.
OHCS administered funding by program for affordable rental housing development in 2022 (in millions)
Dena Compton is a current resident at Rockwood Village Apartments, a 224-unit affordable housing development OHCS helped fund. Designed to support people with low incomes, Dena says Rockwood Village is like the first step and then somebody’s got you from there.
Before living at Rockwood, Dena had experienced homelessness after getting a wrongful eviction from her previous home when a main line sewer pipe burst under her apartment leading her to eventually living in her car. After a year and a half of experiencing homelessness, Dena’s friend helped connect her with Rockwood Village and after two years without a home of her own, Dena found one in Rockwood.
One of the best things about Rockwood Village, Dena says, is the community. There are people at the office who help you connect to resources and fill out forms, such as applying for rental assistance. There are food pantries that come every week so you can get what you need without having to figure out transportation. However, her favorite part is probably watching children running around and playing outside. She says you don’t see that often these days. However, Rockwood Village has been able to provide a space for kids and families to enjoy life outside and in community with their neighbors.
Throughout her life, Dena has had to undergo various challenges. On top of experiencing homelessness, she has grieved the loss of a child, is a survivor of domestic violence, and lives with a physical disability. Her children, a daughter and a son, give her the motivation to keep going and make progress. One can see the way her face lights up when talking about her children. Although her daughter is an adult now, she serves as a caretaker for her son who has several medical conditions, taking him to and from medical appointments and often encouraging him to play outside with the other kids. Dena and her son relocated to the Portland area due to her son’s medical requirements so they could be closer to the OHSU Doernbecher Children’s Hospital. With a stable home now, Dena feels confident in being able to provide him a safe space to learn, play, and grow.
Dena’s story highlights the struggles faced by many individuals experiencing homelessness and the transformative impact a stable home can have. Affordable housing developments such as Rockwood Village Apartments provides a solution to the housing affordability crisis and creates a community to help residents thrive. One thing Dena’s mother always said to her is that in life, you always need to be progressing. That’s exactly what Dena is doing.
As we came out of the pandemic with both new and challenging market conditions, as well as an increased need for affordable housing, OHCS has had to adapt and change the way it normally did business to keep development moving. One example is the use of the Market Cost Offset Fund (MCOF). MCOF helped fill critical funding gaps caused by recent dramatic cost increases to ensure housing could continue to be built without delays. This kind of program is not seen often in other states and is a direct response to the urgent need for more affordable housing production in Oregon.
A record year in funding housing development, 2022 also saw an unprecedented amount of projects using 4% LIHTC and PAB financing. As the need for funding outweighed the amount available, we extensively engaged with a wide array of community partners to problem-solve. Together, we reworked the 4% LIHTC and PAB offering by adding a competitive element that prioritizes projects that are ready to close within six months. Finally, with some initial direction from the Legislature, OHCS started to look at new and innovative ways to fund development that could serve Oregonians holistically. Two new programs, Acquisition of Naturally Occurring Affordable Housing (ANOAH) and Co-Location of Affordable Rental Housing and Early Care and Education (CARE)—after many months of planning—released their initial Requests for Proposals that will lead to contracts with a CDFI that can administer these programs.
ANOAH would provide loan funding for the acquisition of nonregulated private or philanthropically owned affordable housing to ensure these homes remain affordable and are not converted into unattainably priced housing. These buildings are usually older and lack modern amenities but have been serving individuals and families earning 60%-120% area median income (AMI) without initial leveraging of state or federal funds that would have put legal restrictions on the units.
CARE addresses both the housing shortage and childcare and early learning shortage in Oregon. Developers who include childcare in their affordable housing development or childcare and early learning center businesses will have access to funding for the childcare or early learning facilities connected to affordable housing. This will provide more holistic benefits to families living in these properties by helping address both their housing and childcare needs in the same intervention. The goal of both the CARE and ANOAH efforts is to preserve existing housing and create new affordable housing solutions that improve opportunities and quality of life for residents.
Oregon Housing and Community Services (OHCS) and the Corporation for Supportive Housing (CSH) announced nine innovative projects that emerged from the third Oregon Supportive Housing Institute in September 2022. The SHI is designed to increase the pipeline and supply of quality affordable housing paired with comprehensive support services.
The nine project teams from across the state met over five months for intensive training and technical assistance to develop permanent supportive housing (PSH) projects. Permanent supportive housing is a national model that effectively serves individuals and families experiencing long-term homelessness. By providing on-site, individualized services, PSH leads to cost savings in public systems, particularly within healthcare and justice systems, and long-term housing stability for vulnerable households.
The 2022 Oregon SHI projects focus on developing high-quality homes for chronically homeless households. Some projects are specifically designed for homeless youth transitioning out of foster care or state custody, veterans, and/or individuals who identify as LGBTQIA2S+ and Black, Indigenous, and People of Color (BIPOC). Also, there are several projects serving rural communities throughout the state.
Oregon Housing and Community Services (OHCS) was awarded a 2022 Award for Program Excellence at the National Council of State Housing Agencies (NCSHA) annual conference in October 2022. These awards are one of the highest honors in state housing finance. Oregon was selected as a leader in its Permanent Supportive Housing (PSH) program.
PSH is a proven model that serves individuals and families experiencing chronic homelessness. By providing on-site, individualized services, PSH stabilizes individuals addressing their needs holistically using a housingfirst approach. In the long term, PSH is shown to increase societal benefits while decreasing the cost of public services.
As a result of the concentrated effort on PSH, Oregon was able to surpass its 2019-2023 Statewide Housing Plan goal of funding more than 1,000 PSH units more than a year in advance. This would not be possible without the collaboration and learning of other state housing agencies across the nation who have also implemented permanent supportive housing programs.
River Bend Place originally started as a senior care facility in the 1950s. Over 50 years, it operated as a care facility until it ended its operations in 2017 due to deteriorating building conditions. The community saw a need for affordable housing and thus, an opportunity to convert this building into affordable housing. This is when Northwest Housing Alternatives (NHA) heard of this potential project as a nonprofit developer experienced in converting infrastructure to affordable housing across the state. From 2017 to 2019, NHA put together the funding package to purchase the property. OHCS awarded $11.7 million in 9% Low-Income Housing Tax Credits and the rest of the financing was provided by HUD HOME program funds, private mortgages, and smaller foundation grants totaling $17.8 million. The River Bend Place project team also participated in the ‘20-21 Oregon Supportive Housing Institute. During this time, NHA worked with community organizations to assist in creating services for residents and getting feedback on the design of units and common spaces.
By July 2022, River Bend Place officially opened with 56 studios and one- and two-bedroom affordable apartment homes. Not only were these homes for individuals and families with low incomes, but rental homes were set aside specifically for those who have experienced chronic homelessness and/or serious persistent mental illness. This includes six PSH homes with rental assistance and supportive services funding provided through the OHCS PSH program for households experiencing chronic homelessness. By November 2022, River Bend Place was fully leased up. Ten community organizations provide on-site supportive services, including case management, and one full-time resident service staff. The community room, named after the Rev. Raymond L. Wilson who was the founder of the elder care facility in the 1950s, serves as a gathering place for events such as resource fairs, support groups, and community meetings.
River Bend Place has filled a housing gap in the Ontario community by increasing the supply of affordable housing paired with behavioral health services. Some of the residents at River Bend Place who have experienced homelessness had been unsheltered in the community for two to six years in large part due to a lack of available affordable housing. With the addition of River Bend Place, there is also more access to behavioral health services with partners being able to focus on providing preventative care rather than just crisis care.
The Oregon Emergency Rental Assistance Program (OERAP) was a lifeline for tens of thousands of Oregonians impacted by the COVID-19 pandemic. 118,045 applications were submitted for emergency rental assistance between May 2021 – December 2022, showing an alarmingly high need across the state. The emergencyresponse program paid 67,522 applications $426 million. OERAP exceeded all federal performance benchmarks related to obligating and paying out funds while using best practices recommended by the U.S. Treasury and leading on racial-equity goals.
Throughout administering OERAP, OHCS allocated more rental assistance than in the previous decade. This investment is incredible, yet it still doesn’t meet the existing and growing need for more resources to support households in need.
To address the continuing need, OHCS and partners are establishing an eviction-prevention system that addresses issues upstream and works for tenants and landlords to make eviction a rare occurrence. Oregon’s Eviction Diversion and Prevention (ORE-DAP) Program, the first of its kind in Oregon, was developed by Oregon Housing and Community Services using a portion of the $100 million the Oregon Legislature allocated for eviction prevention work in December 2021. Over $40 million was distributed to community action agencies and partners they work with throughout the state to administer the program, providing a lifeline to people on the verge of homelessness.
ORE-DAP
12,406 people served across the state through ORE-DAP
9,444 people who completed the ORE-DAP program and were housed
376 people housed came from either a shelter or off the streets
In 2021, OHCS received one-time federal funding, spurring from CARES and ARPA, to help low-income households with the cost of drinking water and wastewater services. OHCS collaborated with water and wastewater utilities, utility associations, the community action agency (CAA) network, and culturally responsive organizations to construct the Low-Income Household Water Assistance Program (LIHWA), Oregon’s first statewide water assistance program. This assistance has ensured Oregon’s most vulnerable populations don’t lose access to this essential service.
The Weatherization Assistance Program provides annual grants to states, territories, and some Tribal Nations to improve the energy efficiency of the homes of low-income families. OHCS contracts with community action agencies to provide weatherization services to low-income families using the latest home energy and home health upgrade technologies.
Oregon Multifamily Energy Program (OR-MEP) promotes and facilitates energy-efficient construction in affordable multifamily housing through design assistance, cash incentives, coordination with other regional programs, and educational opportunities. The life cycle of the investments average 25 years and will continue to pay energy savings benefits for low-income Oregonians for years to come. OR-MEP is committed to equitably serving the people of Oregon and disrupting systems that maintain inequality, within the energy industry and beyond. The OR-MEP DEI Coalition was established in July 2022. The coalition’s purpose is to recommend changes to make the program more accessible to all, especially customers with the greatest need who have not benefited from the program. Coalition members represent diverse backgrounds and experiences and are working to modify and develop policies and practices that eliminate systemic racism from program design and implementation.
6,100 households received water and wastewater utilities assistance
WEATHERIZATION ASSISTANCE
2,000 homes weatherized
$2.8M awarded for energy-efficient construction making up about 1,600 units through OR-MEP
New navigation centers began opening their doors during summer 2022, thanks to funding from HB 2006, which directed resources toward emergency shelters to serve families and individuals who lack permanent housing. Navigation centers are an innovative response to homelessness that combine services within a single building location. A single service hub can provide a range of services to many people in one location, including assistance acquiring identification cards, veterans’ benefits, pet care, job skill development, behavioral health and health services, peer-to-peer counseling, and referrals for unaccompanied youth in addition to restroom, showers, basic hygiene supplies, storage, and laundry facilities. Many of the centers also offer meeting rooms with case management opportunities, on-site meals, and mobile vaccine clinic appointments. Each navigation center tailors resources based on the community’s needs. Recent openings include the Gary Leif navigation center in Roseburg, the Lighthouse navigation center in Bend, and in August the Lane Navigation Center in Eugene. Others are soon breaking ground in the Dalles and McMinnville.
Project Turnkey is an innovative statewide program that acquires motels in Oregon for use as non-congregate shelters. In 2020, the Oregon Legislature allocated $65 million for Project Turnkey 1.0 as an emergency response to the pandemic to increase the homeless service system’s capacity while aligning with strategies that improve the lives of people experiencing homelessness, including those displaced by wildfires. While OHCS did not administer Project Turnkey, our agency worked closely with the Oregon Community Foundation and provided millions in operational funding to support the launch and ongoing operations of Project Turnkey sites. In 2022, the state Legislature allocated an additional $50 million in new funding for Project Turnkey 2.0 to add an estimated 500 additional emergency shelter units across the state.
The Disaster Recovery and Resilience Division was established in 2021 to respond to an unprecedented disaster in recent Oregon history—the devastating 2020 Labor Day fires, which destroyed over 4,300 housing units. In addition to several steps taken by the Oregon Legislature through the “Emergency Board” (including seed funding for what would become Royal Oaks), the Oregon Legislature directed $151M in recovery funds to OHCS in the 2021 Legislative Session. The first program that was established to support survivors was the Wildfire Recovery and Resilience Account (WRRA) later that year. The overarching goal of this program is to move fire survivors into permanent housing that is affordable, acceptable, and safe, while acknowledging that some participants will have to stay in temporary housing (e.g., hotels) while permanent housing is built or obtained.
The program offers participants a flexible, individualized approach for housing assistance provided by community action agencies, which identify the right solution for their needs. Services include housing navigation, rapid rehousing, and home replacement.
Rapid rehousing and home replacement assistance was originally restricted to only low- and moderate-income households. In response to concerns raised by local partners, OHCS revised the program guidelines to allow grant support with assistance caps on a sliding scale.
WILDFIRE RESILIENCE
375 survivor households helped with rapid rehousing
WILDFIRE RECOVERY
735 survivor households helped with home replacement purchases or repairs
In November 2021, the U.S. Department of Housing and Urban Development (HUD) announced it was awarding Oregon $422 million in Community Development Block Grant Disaster Recovery (CDBGDR) funds for recovery efforts in response to the 2020 Labor Day fires. Administered by OHCS, this money will pay for new programs to help individuals, households, and communities continue to recover. This effort, which is called ReOregon, will provide new permanent housing in the areas most impacted by the fires.
On Sept. 30, 2022, HUD approved Oregon Housing and Community Services’ ReOregon Action Plan, which describes how the state will spend the $422 million of federal funding to support recovery from the 2020 Labor Day fires in Clackamas, Douglas, Jackson, Klamath, Lane, Lincoln, Linn, and Marion counties. The goal of the program is that all fire-impacted individuals and households have equitable access to the resources necessary to be housed safely, sustainably, permanently, affordably, and in their housing of choice. HUD and OHCS signed a grant agreement to allow program expenditures to begin in February 2023.
The core elements of the plan, which were refined through extensive public engagement in fire-impacted areas in spring 2022, are:
• A housing replacement program for homeowners who lost homes to the fires (HARP).
• A new homeownership program for fire survivors who were renters and displaced by the fires (HOP).
• A fund to support local priority projects to build new infrastructure, carry out mitigation activities to prepare for future disasters, or support economic revitalization (PIER).
Other ReOregon programs include intermediate housing assistance, housing recovery services, and recovery planning.
Royal Oaks is one of the first publicly supported, permanently affordable housing developments for wildfire survivors in Oregon. In November 2022, OHCS attended a groundbreaking with ACCESS, a community action agency in Medford, and the Housing Authority of Jackson County where 118 modular homes that OHCS purchased will be placed. OHCS is excited that survivors will once again have a place to call home. The first units were placed on site in early 2023 and occupancy is expected over the summer of 2023. Former residents will be prioritized and other low- and moderate-income households that lost manufactured homes in the 2020 fires will also be eligible.
The February 2020 Umatilla flooding left many households without safe and healthy housing. OHCS worked with the Umatilla Flooding Task Force to re-house flooding victims and to help build long-term housing. Resources, appropriated in the 2020 legislative emergency session provided funding to provide housing on the Umatilla Indian Reservation. Additional resources were re-directed, as well as tax credit with private investment, to create an additional 80 units of affordable housing at the Wildflower in Pendleton. Those 80 units became available for leasing in early 2023.
When the Almeda Fire struck in September 2020, Yakson Chavez and his family didn’t even have time to grab their belongings before barely making it out alive. “We completely lost our home and that is what devastated my wife the most,” Yakson said. “She was one the one most affected by this disaster.”
Thankfully, the Chavez’s were able to find shelter at a friend’s house in Central Point, but they had to evacuate again after the fires spread there as well. Yakson and his family then went to stay with his daughter in Eugene.
It was while living in Eugene that they heard about help for fire survivors through ACCESS, a community action agency, in Jackson County. By December 2021, ACCESS was able to get them into the Gateway Transitional to Permanent Housing Project, an innovative, locally driven, and state-supported effort that provides temporary housing for fire survivors who may not be eligible to receive federal support. OHCS contributed $1.7 million to install infrastructure on a site where an additional $1.7 million from OHCS was used to buy 53 travel trailers for families in the Phoenix-Talent School District.
“It was small trailer for my family size, but I was happy to temporarily have somewhere for my family to sleep,” Yakson said.
Since Gateway is transitional housing, the Chavez’s still needed a permanent place to call home. Continuing to work with ACCESS, they were able to move into a three-bedroom, two-bathroom apartment through the Jackson County Housing Authority in June 2022 before obtaining an ACCESS loan to purchase a home in the Bear Creek manufactured home park in Ashland. In October, they moved into their new home.
“Thanks to the support of ACCESS case managers, my family and I were able to welcome our new addition to our family into our new home,” Yakson said.
Down Payment Assistance (DPA) Program funds are awarded to organizations throughout the state to create, continue and expand their existing down payment assistance programs. Eligible homebuyers who have completed homebuyer education and the recommended counseling from a qualified organization may qualify for down payment and/or closing costs assistance. In 2022, in collaboration with partners, OHCS created a new DPA framework that increased the amount of DPA that homebuyers can qualify for and added a new eligibility category for first-generation homebuyers.
Additionally, by providing funding to developers, the Homeownership Programs Section fosters the creation of new and diverse types of affordable homes for purchase that are aligned with community needs through the following programs:
The Local Innovation and Fast Track Homeownership Program (LIFT)
LIFT is intended to create affordable homeownership opportunities for low- to moderate-income families. Using Article XI-Q bond funding as a source for housing development, LIFT requires the state to have an ownership or operational interest in any real property developed. Twelve projects were funded through the 2022 NOFA.
HOMEOWNERSHIP
$16.8M in LIFT funds that created 200 homes for those earning 80% area median income or less
This program developed a framework for the creation of a new homeownership development program that complements and expands the impact of LIFT and enables OHCS to incentivize the construction of all types of housing that meet the needs of local communities. In advance of our Homeownership Development NOFA, OHCS connected with the nine federally recognized Tribes in Oregon, individually and in a group setting, to solicit their input to shape a Tribal Set-Aside Grant opportunity. OHCS sees this as a start to partnering with Tribes to address their members’ homeownership needs.
Land Acquisition Revolving Loan Program (LAP)
LAP assists eligible organizations in Oregon to purchase land suited for affordable housing development. Typically, 40% of the LAP fund is designated for land that will be used for affordable homeownership projects.
PREDEVELOPMENT
$10.3M allocated from Land Acquisition Program
The Homeownership Programs Section provides funding through the Homeownership Assistance Program (HOAP) to support partners, including a network of homeownership centers across Oregon, to offer financial counseling, first-time homebuyer education, down payment assistance, and foreclosure counseling for families with low to moderate incomes. In 2022, 16 homeownership centers provided counseling and education to 2,440 new clients. In addition, 3,725 homeownership counseling sessions were attended. Of the 3,725 sessions, 2,400 were focused on financial literacy and 1,240 were focused on homebuyer education. For new clients, 682 attended prepurchase counseling and education, and 712 attended foreclosure prevention closure. 132 of the clients assisted through HOAP purchased homes.
2,440 clients who were assisted at a homeownership center
The Homeownership Lending Section facilitates financing through the development and oversight of mortgage lending programs and products to assist low- to moderate-income Oregon homebuyers. Programs offered through this section include the Oregon Bond Residential Loan Program and the new Flex Lending Program debuting in March 2023, which are provided through approved mortgage lenders. Leveraging both mortgage revenue bonds and mortgage-backed security markets allows OHCS to assist more Oregonians to achieve the goal of homeownership than ever before.
HOMEOWNERSHIP
504 first-time homebuyers who received Oregon Residential Bond Loan
The Manufactured Housing Section expands housing options by preserving and improving manufactured dwelling parks, providing affordable gap financing to replace aging and energy-inefficient manufactured homes, and collaborating with stakeholders to develop policies and resources that support manufactured housing residents. The Manufactured Home Replacement Program launched subsequent to the 2020 Labor Day wildfires and played a key role in helping 35 wildfire survivor households replace their homes. To further support manufactured and marina communities, the Manufactured and Marinas Communities Resource Center (MMCRC) monitors manufactured park and marina state registry compliance, manages state Community Resource Dispute and Resolution grants, and provides mediation services to resolve disputes between park owners and tenants outside of court.
MEDIATION
150 clients served through MMCRC mediation services
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As the Homeownership Assistance Fund (HAF) was accepting applications, a separate effort by OHCS, the Division of Financial Regulation, the Oregon Department of Justice, and nonprofit Oregon Consumer Justice (OCJ) began in July to plan and implement a campaign aimed at preventing the thousands of 90-day delinquencies in Oregon from entering into foreclosure. A workgroup of these organizations developed a statewide paid media campaign, thanks to funding from OCJ. The team converted the Oregon Homeowner Support Initiative (OHSI) website, oregonhomeownerhelp.org, into a bilingual one that highlights foreclosure prevention resources, including a map of homeownership centers, FAQs, a foreclosure process timeline, and links to partner organizations like 211, which served as a call center. The paid media campaign that included social media, web, and radio ads focused on rural homeowners and other historically underserved populations and directed them to seek out housing counselors for more resources, including HAF. While the paid media campaign ended in October, the website and social media still promote foreclosure prevention services.
FORECLOSURE PREVENTION
472 individuals and households approved for Homeownership Assistance Fund
Thomas Neely, 71, and his wife have lived in their Aloha house since 1998 and never thought about the prospect of losing their home of 30-plus years. However, early in 2020, Thomas retired from the post office. Then the COVID-19 pandemic hit and soon his wife was out of a job. They couldn’t make their mortgage payments.
As a Vietnam veteran, Thomas thought his loan was guaranteed by the VA, so they thought they were safe. That turned out not to be the case and they quickly fell behind.
“It was pretty scary,” Neely said. “(The lending company) kept sending monthly letters. I suffered a lot of stress. We suffered because of something we did not do. It’s not as if I turned my back on our mortgage. It was a pandemic. It was serious.”
Looking for help, the Neely’s worked with a representative from their lending company, who served as an advocate between the lender and the VA. She told him about the Homeowner Assistance Fund, a federally funded program administered by Oregon Housing and Community Services that can provide up to $60,000 of back payments and ongoing payment assistance for those affected by the pandemic.
With his daughter’s help, Thomas was able to submit the paperwork needed to start the application process. After the HAF team reviewed his situation and determined it fit the program’s eligibility requirements, they contacted his lending company and told them they were going to take care of the default. Though it can vary depending on the situation, this particular case took about three months before HAF was able to make the payment.
“The process was very good, very easy,” Neely said. “I was very impressed by the program.”
Neely said he would recommend HAF to others, especially if they’re not able to catch up on their mortgage or other housing costs.
“Thank God Oregon came to my rescue and had that program available or else my ship would’ve been at the bottom of the ocean, and no one cared about it,” Neely said. “We’re out from under the stress and are able to make the payments now.”
The Statewide Housing Plan called on the agency to “change the way OHCS does business in small towns and rural communities to be responsive to the unique housing and service needs and unlock the opportunities for housing development.” OHCS has exceeded the target to increase OHCS-funded housing development in rural areas by 75% over the previous five-year period with 4,109 homes already constructed or in the pipeline. In 2022, OHCS allocated $129 million in Local Innovation Fast Track (LIFT) Rental funds, in addition to leveraging tax-exempt conduit bonds, and federal 4% Low Income Housing Tax Credits to create 1,295 new affordable homes serving communities of color and rural communities. To achieve these outcomes, the Affordable Rental Housing Division established “set asides” and priority scoring for rural projects and continuously evaluates program data to ensure competitive resources are accessible and flexible to meet the unique needs in rural communities.
There is opportunity to address capacity constraints in local communities, including lack of available developers working in small rural towns along with complex, competitive funding application processes to navigate. There may also be a lack of culturally responsive organizations or supportive services in remote parts of the state. OHCS will be including capacity-building resources within a Notice of Funding Availability (NOFA) and offering general capacity-building funding throughout rural Oregon in 2023. OHCS received an allocation of $33 million in HOME American Rescue Plan funding to support capacity building in rural communities to increase the ability of smaller communities to provide service-enriched housing for Oregon’s most vulnerable populations.
1,324
1,295 rental homes
29 homeownership
The Stulls of Hermiston are like any other family, trying to raise their two kids ages 7 and 10 in the community where they grew up, while juggling their careers. And like many families, they’ve had to do so while living in a home that needed significant upgrades.
“Our old house had icicles dripping down the sides as the heat was leaving through the roof,” Serenity Stull said.
Thanks in part to Oregon Housing and Community Services’ (OHCS) Manufactured Home Replacement Program, the Stulls were able to replace their 1984 doublewide with a Northwest Energy Efficient Manufactured Housing Certified Home, known as NEEM, purchased from Oregon Trail Homes in Hermiston. It’s the first manufactured home to be replaced and occupied that comes as a result of efforts by the Umatilla Electric Cooperative (UEC) and state and federal agencies.
UEC collaborated with legislators and community action agencies to create manufactured home replacement legislation, signed by the governor in 2020 and now administered by OHCS, which provides a supplemental “gap” loan that is fully forgivable if the occupant stays 10 years. Based on household income and other criteria, this loan with 0 interest and no payments required helps make the new home affordable by offsetting a significant portion of the cost.
“It’s a wonderful program and it’s worked well for us,” Serenity Stull said. “We can continue to grow on property we own, without having to move or build a new home.”
The new home is far more comfortable and healthier, compared to their old home with single-paned windows and minimal insulation and air sealing, she said. The new home keeps an even temperature and keeps out dust from nearby fields.
“You can visually see the efficiency compared to the home we had,” she said.
OHCS hopes to continue to hear positive stories like the Stulls’.
“Housing is a critical determinant of health outcomes, economic opportunity and social mobility,” said OHCS Director Andrea Bell. “But rising housing prices often makes the dream of owning a quality home feel out of reach. That is an all-too-common experience. We are proving that through collective and collaborative action, we can achieve positive results that are most meaningful for the people of Oregon.”
OHCS leadership and staff find a number of ways to engage with stakeholders and partners to collect input about policies and programs. Each division hosts quarterly partner calls or information sessions to inform key policies and programs, along with hosting standing forums such as the Oregon Statewide Unhoused Response and Recovery Network and the Agricultural Worker Housing Facilitation Team. OHCS staff attend conferences, roundtable discussions, tours, and events in communities that offer rich opportunities for input. Staff also participate in interagency venues such as Regional Solutions, the Oregon Veteran Housing Network, and bilingual Community Connection sessions hosted by OHA. These venues maximize opportunities for collaboration to achieve greater outcomes for Oregonians.
In April and May, OHCS hosted a robust set of focus groups and town hall events focused on understanding needs of the 2020 wildfire survivors to develop a Community Development Block Grant-Disaster Recovery Action Plan for HUD resources. OHCS held 25 meetings with local governments, organizations working on fire recovery, and fire survivor focus groups, including one in Spanish, and five town halls, including a bilingual one to improve connections with Spanish-speaking wildfire survivors.
Housing Oregon hosted the annual Industry Support Conference in September, bringing together hundreds of people and organizations across the housing continuum to network, brainstorm ideas, share lessons learned, and get the latest updates on all things housing. OHCS staff attended and facilitated many sessions relating to key OHCS programs.
OHCS co-sponsored the North Coast Housing Summit held in Seaside in early December with a variety of federal, state, county, and other local leaders, as well as private developers. The summit highlighted challenges and opportunities specific to North Coast communities, including land use and housing financing in Clatsop, Tillamook, Lincoln, and Columbia counties. Given the positive response to the summit, OHCS hopes to participate in more summits throughout the state in 2023.
IN THE COMMUNITY
54 groundbreakings, tours and grand openings
House Bill 2993 (2021) emphasized the need to engage with all communities impacted by a rule change and report to the Secretary of State about those impacts. This was the state’s first racial impact statement for rules, and OHCS led the charge on implementation.
Focusing on historically marginalized communities, with emphasis on women and people of color, OHCS engaged and provided informed reporting on the racial impacts of all proposed rulemaking to their communities and available resources. OHCS developed a Rules Engagement Matrix and Racial Equity Statement Toolkit to support rulemaking conversations and planning after extensive internal design and approval from OHCS’ Equity Council made up of agency leadership. The Rules Engagement Matrix and Racial Equity Statement toolkit were duplicated by numerous other state agencies and will be a presented nationally during the Administrative Codes and Register (ACR) 2023 summer conference. Rulemaking is an important aspect of public policy and, embedding equity in that process promises program improvements in how Oregonians access services across the housing continuum.
1,219 homes (units) built and able to be occupied
In early May, OHCS released its Draft 2023 Legislative Agenda online through a memo and webinars focused on the agency’s Affordable Rental Housing, Homeownership, and Housing Stabilization divisions. Following the webinars, the agency sought stakeholder feedback through two surveys, one focused on the entire draft legislative agenda and one focused on the Training and Technical Assistance (T&TA) investment, as well as three listening sessions specific to T&TA. Thanks to partner input, OHCS identified themes that include the need for flexible funding, support with capacity building, challenges due to rising costs of development, support for rural communities, and more. The agency created documents summarizing feedback related to the full agenda and T&TA (Spanish language summary). This summary document highlights how feedback was incorporated into specific areas of the 2023-25 Agency Request Budget. OHCS brought forward a budget of over $775.6 million in investment requests to address housing stability and community prosperity. Balancing the needs of Oregonians experiencing homelessness with addressing chronic supply shortfalls, the biennial budget is more than double any request ever put forward by the agency. In early 2023, Governor Tina Kotek introduced her recommended budget with more than $1.46 billion to address housing solutions. The need is only growing. State investments are vital and must increase to help Oregonians weather the upcoming storm.
OHCS has established national recognition at many levels, including among elected officials and their dedicated staff. In 2022, the Government Relations team hosted 12 briefings for Congressional staff, met with key legislators and their teams in Washington, D.C., informed federal bills, and supported Executive Director Andrea Bell in testifying before the Senate Finance Committee after months of lobbying for a hearing on housing and the role of tax credits and Private Activity Bonds.
Throughout the COVID-19 pandemic, OHCS has seen the typical legislative cycle punctuated by Emergency Special Sessions, Emergency Board meetings, significant staff growth, increased media attention, and record funding levels. In the 2022 Oregon Legislative Session, OHCS saw continued historic investments. OHCS received $300 million in funding (via House Bill 5202) to address Oregon’s housing crisis in light of COVID-19related challenges.
OHCS investments in state funds for the ‘21-23 biennium (in millions)
Investment for land acquisition for affordable housing, $10
Manufactured housing parks acquisition, $20
Developing affordable homes for purchase, $20
Homeownership support, $15
Homeless services, $80.5
Developing affordable rental housing, $35
Preservation and improvement of affordable housing, $65 Affordable housing development funding gaps, $50
“One of the things that’s both exciting and also heartbreaking is the desperate need for housing. Most of housing authorities’ current units were built in the 70s-80s. Since then, there hasn’t been a lot of development and the community need has grown dramatically since then. So there’s a lot of opportunity on the horizon for new developments because there’s a lot of political will on the South Coast region for trying to get affordable housing built. Ultimately, we all deserve to have a safe place to be where we have a roof over our heads and our basic needs are being met.”
- Matthew Vorderstrasse, Executive Director Coos Curry Housing AuthorityOHCS has worked the past several years to build up data systems to improve transparency around affordable housing development and services provided to households with low to moderate incomes. While most of the data in the Annual Report is from Jan. 1–Dec. 31, 2022, some data points may be from time periods longer or shorter than a full calendar. This may be due to the fiscal year process a lot of our programs run on, availability of data as we rely on outside sources for information, and how data is tracked. Below you will find data point explanations in the order they appear in the report.
• Homelessness: 86% of households served are stabilizing in housing for six months or longer.
» Source: Key Performance Measure set by the Oregon Legislature. This is tracked by the OHCS Housing Stabilization Division.
» Data time period: July 2019 - December 2022
• Permanent Supportive Housing: Funded exactly 1,200 units of PSH.
» Source: This data comes from the Affordable Rental Housing dashboard, which is sourced from Prolink, where all financed property information gets stored.
» Data time period: July 2019 - December 2022
• Affordable Rental Housing: Increased existing pipeline of affordable rental housing to 23,628 funded homes.
» Source: This data comes from our Affordable Rental Housing dashboard in addition to our reported pipeline at the beginning of the Statewide Housing Plan. The dashboard data is sourced from Prolink, where all financed property information gets stored.
» Data time period: July 1, 2019 - December 2022
• Homeownership: Assisted 3,626 households in becoming successful homeowners.
» Source: This data comes from the Homeownership dashboard, which is sourced from OHCS databases, and retroactive data files (concerns HOAP data).
» Data time period: July 2019 - December 2022
• Rural communities: Funded 4,109 affordable housing units in rural Oregon.
» Source: This data comes from our Affordable Rental Housing dashboard, which is sourced from Prolink, where all financed property information gets stored.
» Data time period: July 2019 - December 2022
• Housing Stabilization: $426 million went to 67,522 households who received federal emergency rental assistance.
» Source: This data was tracked throughout the period of the program by the OHCS Housing Stabilization Division.
» Data time period: May 2021 – December 2022
• Housing Production: 4,977 affordable rental homes funded.
» Source: This data comes from our Affordable Rental Housing dashboard which is sourced from Prolink.
» Data time period: January – December 2022
• Chart: Map of OHCS funded affordable homes throughout Oregon.
» Source: This data comes from our Affordable Rental Housing and Homeownership dashboard.
» Data time period: January – December 2022
• Chart: Amount awarded to MWESB firms in 2022.
» Source: This information is reported to OHCS quarterly from housing development sponsors as part of the requirements for receiving state and federal funding.
» Data time period: January – December 2022
• For the first time in 30 years, all nine federally recognized Tribal Nations in Oregon are partnering with OHCS in a funding program.
» Source: This information is provided by the OHCS Tribal liaison and was in the 2022 Government to Government report.
» Data time period: January – December 2022
• Chart: OHCS administered funding for affordable rental housing development in 2022.
» Source: This data comes from our Affordable Rental Housing dashboard, which is sourced from Prolink.
» Data time period: January – December 2022
• Compliance and monitoring: 173 site visits and inspections for the affordable rental housing portfolio.
» Source: This data is monitored by the OHCS Affordable Rental Housing Division and combines management and occupancy reviews for HUD-contracted properties and total inspections done for affordable rental housing portfolio.
» Data time period: January – December 2022
• Affordable rental housing: $330 million in funding for affordable rental housing development.
» Source: This data comes from the Affordable Rental Housing dashboard, which is sourced from Prolink. However, there is no straightforward graph for this. It is calculated by adding total federal tax credits, federal funding, and state funding that was awarded in 2022.
» Data time period: January – December 2022
• Affordable rental housing: $652 million issued in Private Activity Bonds.
» Source: This data is tracked and kept by the OHCS Debt Management Division.
» Data time period: January – December 2022
• Addressing homelessness: 274 permanent supportive homes approved for funding in 2022.
» Source: This data comes from the Affordable Rental Housing dashboard.
» Data time period: January – December 2022
• Chart: ORE-DAP at a glance and 12,406 people served across the state through ORE-DAP.
» Source: This data is tracked by the Oregon Eviction Diversion and Prevention program staff. This may not be the full data set as providers in Lane County and Portland Metro area have separate databases which adds complexity to collecting statewide data. Thus these outcomes should have an “at least” before them, in a statewide context.
» Data time period: January – December 2022
• Energy assistance: 6,100 households received water and wastewater utilities assistance.
» Source: This data is reported to OHCS from community action agencies.
» Data time period: January - September 2022
• Energy assistance: 2,000 homes weatherized.
» Source: This data was tracked by local agencies who provide weatherization assistance and reported to OHCS.
» Data time period: January – December 2022
• Housing Development:$2.8 million awarded for energy-efficient construction making up about 1,600 units through OR-MEP.
» Source: This data is tracked by the OHCS Energy Services Section and Affordable Rental Housing Division, who rewards these dollars.
» Data time period: January – December 2022
• Project Turnkey 1.0 Site Locations.
» Source: Oregon Community Foundation
» Data time period: July 2021 – June 2022
• Wildfire Resilience: 375 survivor households helped with rapid rehousing and 735 survivor households helped with home replacement purchases or repairs.
» Source: This data is tracked by the Disaster Recovery and Resilience Division through the Wildfire Recovery and Resilience Account program.
» Data time period: January – December 2022
• Homeownership: $16.8 million in LIFT funds that created 200 homes for those earning 80% area median income or less
» Source: This data was retrieved from Prolink and the OHCS Homeownership Dashboard.
» Data time period: January – December 2022
• Predevelopment: $10.3 million allocated from Land Acquisition Program.
» Source: This data is tracked by program administrators of the Land Acquisition Program.
» Data time period: January – December 2022
• Homeownership: In 2022, 16 homeownership centers provided counseling and education to 2,440 new clients. In addition, 3,725 homeownership counseling sessions were attended. Of the 3,725 sessions, 2,400 were focused on financial literacy and 1,240 were focused on homebuyer education. For new clients, 682 attended prepurchase counseling and education, and 712 attended foreclosure prevention closure. 132 of the clients assisted through HOAP purchased homes.
» Source: This data is reported by Oregon’s Homeownership Assistance Program partners and sourced from the Homeownership Dashboard.
» Data time period: January – December 2022
• Homeownership: 504 first-time homebuyers who received Oregon Residential Bond Loan.
» Source: This data is tracked by the program administrator of the Oregon Residential Bond Loan program and from the local SQL database at OHCSProd.state.or.us.
» Data time period: January – December 2022
• Housing replacement: $3.8 million in loans committed for 52 manufactured home replacements.
» Source: This data is tracked by the program administrator for Manufactured Housing Services.
» Data time period: January – December 2022
• Mediation: 150 clients served through MMCRC mediation services.
» Source: This data is reported to OHCS by MMCRC partners.
» Data time period: July 2021 – August 2022
• Foreclosure prevention: 472 individuals and households approved for Homeowner Assistance Fund.
» Source: This data is tracked by the program administrator of the Homeowner Assistance Fund.
» Data time period: June – December 2022
• Chart: 1,324 homes built in rural Oregon in 2022, rental vs. homeownership.
» Source: This data comes from our Affordable Rental Housing and Homeownership dashboard.
» Data time period: January – December 2022
• In the community: 54 groundbreakings, tours and grand openings.
» Source: Counted number of groundbreakings, tours, grand openings OHCS participated in 2022
» Data time period: January – December 2022
• Affordable housing development: 1,219 homes (units) built and able to be occupied.
» Source: This data was pulled from Prolink.
» Data time period: January – December 2022
• Chart: OHCS investments in state funds for the ’21-23 biennium.
» Source: This data is tracked by the OHCS Budget and Fiscal Office.
» Data time period: July 2021 - June 2023
Office: 725 Summer Street NE, Suite B, Salem, OR 97301
Phone: 503-986-2000
Email: hcs_housing.info@hcs.oregon.gov
Website: https://www.oregon.gov/ohcs
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