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HOME LOAN RATES
hsbc.com.mt 2380 2000 your local branch send text message “HOME LOAN” to 7900 2380 (Normal SMS tariffs apply)
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HSBCMalta
A special fixed rate offer of 2.5% until 31 March 2020 is available for first time buyers taking a home loan of up to €300,000. Representative example of a Classic Home Loan based on a loan amount of €140,000 being made available to a first-time buyer by HSBC Bank Malta p.l.c. at a fixed borrowing interest rate of 2.5% for the first 24 months and a variable borrowing interest rate of 3% p.a. for the remaining 336 months. The APRC will be 3% p.a. The loan will be repayable in 24 equal monthly instalments of €555.83, 335 equal monthly instalments of €591.32 and one final instalment of €560.61. The total sum payable throughout the term of the loan assuming the variable interest rate remains unchanged will be €212,314.43. Applicable charges on this loan are as follows - processing fee of €50, processing (legal) fee of €100, booking fee of €100, updating of searches fees of €41.70 and a fee for post-deed checking of hypothecary charge of €30. The loan is to be secured by a first ranking hypothec and special privilege over the property being financed, a first ranking pledge over a life assurance policy covering the whole loan amount and a buildings insurance policy for the replacement cost of the property being financed. If repayments are not maintained, the bank may take steps to sell the property financed following legal proceedings and the borrower may lose his property. Terms and conditions apply. Approved and issued by HSBC Bank Malta p.l.c., 116, Archbishop Street, Valletta VLT1444 which is regulated by the Malta Financial Services Authority. 99153-10/2017
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04/12/2017 00:47