NORTH by Colorado Media Group - JUN/JUL 2023

Photo by Don Jones, Studio

Photography, Edited by Brian Clifford

You might be in love with your airport.

Publisher’s Note

The team and I are so proud to present the latest edition of NORTH to you. Our cover features none other than Lieutenant General Richard Clark – Superintendent of the United States Air Force Academy. An extremely effective active-duty military and service academy leader, this gentleman – powerful, influential, sophisticated, yet approachable – leads the future leaders and defenders of our nation across a complex landscape of sociopolitical issues both foreign and domestic, as well as through all the nuances of modern warfare here on Earth and in space. Yes, space – we are finally realizing the dreams of so many in history that we, as human beings, will have a regular presence outside Earth’s exosphere, on the edge of outer space.

But where the multiple cultures of Earth to space come, also come similar geo-political animosities that are present on the ground. Indeed, it is an unusual time in our nation’s history, but the spirits of the U.S. Armed Forces, in particular, our current Air and Space Force and cadets, are as strong, smart, and committed as ever. Space Force – we’re actually talking about it in the present! So cool.

The Springs’ restaurant scene is also rapidly changing! Respected restaurateur Chuck Schafer opens his new quartet of dining and entertainment venues at Victory Ridge on the southeast corner of Interquest and Voyager. These one-of-akind eateries and bars are sure to please a variety of tastes as this entertainment district continues to offer residents more unique options than ever.

I want to take this opportunity to reveal that Colorado Media Group is launching a new business-to-business periodical called the Southern Colorado Business Forum & Digest. As the 39th largest economy in the U.S., Colorado Springs (and the entirety of southeast Colorado) need a sophisticated and reliable business and economic development news resource. One that connects, informs, educates, leads, and showcases the outstanding contributions, innovation, educational resources, business culture, workforce, and economic strength of our business and industry region.

Find out more at https://coloradomediagroup.com/scbfd, including information about subscriptions, editorial submissions, advertising, events, special editions, sector reports, and programs.

With that, please enjoy this richly informative edition of NORTH. We are grateful to our contributors, advertisers, and staff for making this project come to life. Welcome, and it’s always free!

If you want more news, listen to our popular morning show, TrueNORTH on AM1460/101.1FM – The Answer, a Salem Media channel – on Saturdays at 8am MST or later via our podcast. Hear from local community and civic leaders, luminaries, entertainers, athletes, top business minds, and more…

FOUNDER & EXECUTIVE PUBLISHER

Dirk R. Hobbs: dhobbs@coloradomediagroup.com

VP PARTNERSHIPS

John Lerohl: jlerohl@coloradomediagroup.com

DIRECTOR OF BUSINESS DEVELOPMENT

Jeff Mohrfeld: jmohrfeld@coloradomediagroup.com

DESIGN & PRODUCTION EDITORS

Dirk R. Hobbs, Sheyenne Livingston

WEBSITE MANAGERS

Sterling McMannis & Angelina Pecoraro

LAYOUT & DESIGN

Sheyenne Livingston | Livingston Design Co.

SENIOR EDITOR

Lee Harper

PHOTOGRAPHY

Don Jones, Studio 9 Photography Stu Duffy, Brian Clifford

SENIOR WRITER

Pam Bales

CONTRIBUTING WRITERS

Ally Gallagher, Jeanne Davant

JUNE/JULY 2023

WRITERS & CONTRIBUTERS

Amy Newland, Dirk Hobbs, Linda Weise, AdriAnn Bossi, Tom Stewart, Travis Bockenstedt, Brent Thompson, Amy Long, Wayne Pinegar, Greg Balman, Carrianne Johnson, Charmas Lee, Joel Rauser, Michelle Bobart, Tammy Williams, FNP, Megan McCorkle, Brooke Rossi, Julie White, Joseph Ramos, MD, JD, Terri Hayes, Michael Pinkerton, and Jason Watson, CPA

NORTH PARTNERS

KKTV 11 NEWS, Visit COS, United States Air Force Academy Athletics, Rocky Mountain Vibes, Colorado Springs Sports Corporation, Tri-Lakes Chamber of Commerce, Colorado Springs Airport, YMCA of the Pikes Peak Region

Dirk R. Hobbs, Founder & Executive Publisher NORTH and Colorado Media Group

BUSINESS, WEALTH & FINANCE

Be Careful What You Chase

by Jason Watson, CPA - WCG, Inc.

This article will cover some overlooked retirement planning concepts. I’ll likely lose some financial advisor friends and perhaps get a phone call or two, but here are some counter-culture thoughts from your CPA down the street.

Full disclosure – my wife, Tina Watson, and I once owned a registered investment advisor firm to augment our business advisory and accounting firm. For no real reason other than workday time compression and the pains of life on life’s terms, we decided to let the investment advisory business go. So take this information for what it’s worth.

The first overlooked planning consideration is a budget. Sure, it is super easy to max out your 401k and call it a day. Is that enough? Is that too much? Dying with $2 million in the bank sounds like you didn’t party enough…and we can all imagine the yuck on the other side of that spectrum. Therefore, retirement nirvana is having the check to the mortician bounce, right? As such, get a financial plan and get a budget.

The next consideration is the title of this article: Be careful what you chase. Let me explain. Far too often I see people with significant funds in their 401k accounts and IRAs, but they are broke, or at least have very little discretionary cash. Why? They chased tax savings without a budget or a plan. I will say it again –

Your primary money focus is to build wealth. If we can save taxes along the way, great – but build wealth first.

I still haven’t fully answered the “why they are broke” question. Qualified retirement accounts are great since they have a tax advantage – either you defer taxes today and pay it later (an IRS IOU and eventual tax bomb), or you pay taxes now, but the growth is tax-free. Cool! But the yin to the yang is there are use restrictions and limits (shocker, I know). In other words, your money is tied up and largely inflexible.

To expand on this a bit, and to add another commonly overlooked consideration, we need to mention the intermediate investment horizon. Sure, you have an emergency fund, either in the form of cash savings or a nice HELOC on some real estate (now with decent interest rates on savings accounts, cash savings is becoming popular again). Next, you have your 401k and IRA which are long-term investment horizons.

What about that seven-year horizon? That is to say, do you have a plan to buy that rental property? Or maybe a second home? Or perhaps you want to start a new business? This is what I mean about being broke – you have a

bunch of money set aside, but it’s all tied up in qualified retirement accounts and as such you are willing, yet unable, to hit the “buy button” on any of these plans.

Another consideration is understanding risk. In a theoretical world, if you have unlimited time, you can absorb unlimited risk. Time is not unlimited, sure, but if you don’t need the money for at least 15 years, isn’t that almost unlimited?

Let’s look at some numbers. Since 1928, the stock market (and specifically the Standard & Poors Index) has provided an annualized rate of return of 9.82%. Also, if we deploy the Rule of 72* where we take 72 and divide it by 9.82, we get 7.3. This means that over time, your investment will double every 7.3 years given the historical rate of return of the stock market (and assuming your investments are based on this index).

Given what we know about emergency funds, longterm retirement planning, and intermediate investment strategies, each bucket has a different timeline and therefore a different risk profile. Emergency funds are usually cash savings or a HELOC, with virtually zero risk since time might not be available.

Long-term retirement accounts, such as 401k and IRA accounts, and as we’ve mentioned earlier, can have virtually unlimited risk given the historic averages of the stock market. Naturally, the intermediate or sevenyear horizon is much shorter and therefore requires managed risk.

Let’s take this one step further. As you approach age 65, understand that you likely have 15 to 20 years of living ahead of you, according to current mortality predictions. Let’s say you have $1 million saved in your retirement accounts. Do you need to put it all in a managed-risk investment? Perhaps, and that is something you and your financial advisor should review.

But given what we know about time and risk, there is a significant chunk, perhaps $400,000, that could be considered long-term with a completely different risk profile than the other $600,000. This is an oversimplification since income streams and spending habits will affect your plan. The real lesson is that becoming super-conservative at the age of 65 might not be the best course. Like Def Leppard sings, it is better to burn out than to fade away.

Here is another way to look at this – if you missed the top 10 trading days from January 2002 to January 2022, your rate of return goes from 9.52% to 5.33%. This is crazy since over that same period of 20 years, there were 5,040 trading days. Miss 10 out of 5,040, and your rate is nearly halved?!

Painful as it might be, staying invested is important. Cycle your money down from long-term strategy/risk to intermediate strategy/risk as you move through your 60s and 70s, and yes, your 80s too. Refer above to Def Leppard.

I’ll leave you with one more thought. Who lost money in the financial crisis of 2008? Only those people who sold. Only those who had to pull money out of their investments in 2008, 2009, and some of 2010 lost money (or the ones who chose to sell which was and typically is a bad idea). How long did people have to wait for their investments to recover? Five years? Three years? Nope. It took about 22 months for an invested dollar in 2008 to return to being worth a dollar.

I will recap briefly. First, put together a budget of today’s spending and tomorrow’s spending. Next, embrace non-qualified retirement accounts and subsequent intermediate investments as another strategy to your 401k and IRA. Smartly invested cashequivalents give you options and will likely outpace inflation. Talk with your financial advisor about your different options to make the most of your resources.

* The Rule of 72 is a simple way to determine how long an investment will take to double, given a fixed annual rate of interest. By dividing 72 by the annual rate of return, investors obtain a rough estimate of how many years it will take for the initial investment to duplicate itself.

Jason Watson, CPA

Jason Watson, CPA, is a Senior Partner for WCG, Inc. a progressive boutique tax and accounting firm located in northern Colorado Springs.

You may contact him at 719-428-3261 or jason@wcginc.com.

5 Overlooked Retirement Planning Tips:

; Create a comprehensive budget to ensure sufficient retirement savings.

; Prioritize building wealth over chasing tax savings.

; Consider the limitations of qualified retirement accounts and plan for intermediate investments.

; Understand different risk profiles for emergency funds, long-term retirement accounts, and intermediate investments.

; Stay invested for long-term growth and gradually adjust your investment strategies as you age.

VIRTUENT WEALTH MANAGEMENT GROUP OF WELLS FARGO ADVISORS

Financial success is not always about earning a substantial income, having a significant net worth, or achieving a set monetary goal. It is about having the ability to achieve the aspirations and interests that are important to you, your family, and the ones you care about.

The Virtuent Wealth Management Group of Wells Fargo Advisors is a team of experienced, highly skilled wealth management professionals who leverage education and industry tenure to provide holistic planning, investment alignment, and wealth management to families, executives, and institutions.

Our practice offers a comprehensive range of resources allowing us to function much like a family office with a personalized experience for our clients. By associating with a large, established financial firm, we can provide an expansive network of industry leaders which allows us to source solutions to fit unique and involved needs. We hold ourselves to a fiduciary standard and have for decades. You can take comfort in knowing your relationship is held to the highest principles of integrity and confidentiality.

Our team specializes in assisting with complex financial solutions including:

• Private Equity

• Liability Management

• Wealth Planning

• Investment Planning

• Tax Sensitive Investing

• Alternative Investments

• Executive Services

• Institutional Services

Whether your financial needs are straightforward or complicated, we have the tools and resources you need. We’ll organize a team of specialists who will get to know you, and work with us, to create a well-integrated, and comprehensive solution.

INVESTMENT PLANNING PROCESS

Planning is the cornerstone of our wealth management process.…

Our primary goal is to help you define your unique financial success. We use meaningful interactions with our clients and their families as we look to develop lifelong and generational relationships. It is important to our practice that we get to know you and what is important first, so we know how to develop a strategy that caters to your needs and ambitions. Our established process offers an effective way to identify your highest priority goals and develop a strategic plan to provide you with the most efficient way to meet them. We then take that plan and implement a purposeful, holistic wealth management strategy to unify all areas of your financial life and provide the clarity you need to secure your financial future. Instead of benchmarking your financial life against a standardized index, we create a customized blueprint that is specific to your unique lifestyle and desired outcomes. We communicate with and educate our clients to ensure that once the plan is created, it can be successful.

At VIRTUENT we measure success differently. It is not about the assets we manage or the returns we deliver. We prefer to measure success through how many people we help achieve their goals, such as:

• Transitioning into Retirement

• Trust Management

• Education Aspirations

• Charitable Giving

• Sale of a Business

• Estate & Wealth Transfer

We look forward to getting to know you. Please visit www.virtuentwmg.com or call us at 844-925-0888.

Investment and Insurance Products: Not FDIC Insured / No Bank Guarantee / May Lose Value Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. CAR0523-00016

Sage Advice About Water

“To take care of your lawn, one must first understand the rules by which to do it. With efficiency comes simplicity. I now present you with the Ways of the Water.”

- Sage, the water-wise frog

Colorado Springs Utilities’ water-wise rules help us all to responsibly use a limited resource. After all, this is a growing community in a semi-arid climate. You can maintain a vibrant, healthy landscape with responsible watering practices, and Colorado Springs Utilities is committed to working with you.

SIX WATER-WISE RULES:

1. You may water your lawn and landscaping up to three days a week (Sunday to Saturday). You choose the days.

2. From May 1 to Oct. 15, water before 10 a.m. or after 6 p.m. to reduce evaporation.

3. Don’t let water pool on hard surfaces or flow down gutters.

4. Repair leaking sprinkler systems within 10 days.

5. Use a shut-off nozzle when washing anything with a hose.

6. Clean hard surfaces (such as driveways, sidewalks, and patios) with water only if there is a public health and safety concern.

Over the next 50 years, the Colorado Springs community needs to save more than 10,000 acrefeet per year of water to meet our long-term water resource goals. That’s enough water to fill more than 5,000 Olympic-sized swimming pools annually. These rules are expected to meet 10% of that efficiency goal.

Remember, customers who need to establish new grass or plants with sprinklers can apply for a permit to do so without penalty.

Colorado Springs Utilities has tips and resources to help you be successful with the water-wise rules. Scan the QR code for more information.

Lets All Be Water Wise.

Water before 10 a.m. or after 6 p.m. up to three days a week. Follow the water-wise rules.

FIND YOUR Y FOR A PLACE AND A PURPOSE

As one of the most established nonprofits in this community, the YMCA is a place where you not only better yourself and your family but the entire community. When you join the Y, you become part of an organization dedicated to strengthening your community through youth development, healthy living, and social responsibility for all.

Membership means more at the YMCA. Join today and help move our community forward.

JOIN ONLINE TODAY!

Better College Solutions

by Beth Walker, Wealth Advisor

Most parents don’t view college as something that is purchased – like a car or a house – but Beth Walker can show families how and why they should approach the college purchase in the exact same way. Beth is the author of “Never Pay Retail for College” and she is a mom on a mission – protecting parents during this emotionally and financially vulnerable phase of life. She is all about helping other moms and dads create better futures – for the students heading off to college and the parents they leave behind.

Starting with what the family can afford, shopping in the right college zip codes, and finding the most cash flow efficient financing options available, Beth combines her financial expertise with those of academic consultants, and career and majors consultants, to deliver an integrated, studentcentric solution for families.

Beth’s new book, “Buy College Better” (out in April 2023), details her formula for successfully “buying” college and saving tens of thousands of dollars on the overall expense. Her college FICO™ score philosophy has helped parents maintain their current lifestyle and stay on track for retirement while sending their kids to schools that provide an outstanding education.

BREWING FOR GOOD

Food Hall Pleases Palates and Gives Back

by Jeanne Davant

A sparkling, coiled, and tiered glass apparatus called a Yama tower tops the coffee station at Gift Horse Bar & Café at the Well, a downtown Colorado Springs food hall. Café Manager Joe Slivik loads ice water into the top chamber and lets it drip all day through fresh-ground coffee and spices. The finished product, after steaming the resulting concentrate with oat milk and house-made vanilla syrup, is a flavorful drink called spice coffee.

Slivik believes Gift Horse is the only shop in town that uses this Japanese method for cold-brewing coffee. The spice drink was quite popular on chilly days last winter and early spring, and Slivik is serving another unique seasonal concoction this summer.

On a recent afternoon, Slivik served foamy, custommade espresso drinks to a couple at one of the café’s tables and stopped to chat for a minute.

“We take a lot of pride in how we present our drinks,” he says. “Everything is very symmetrical, and we serve it with a little bachelor’s button. We’re trying to do all of these little things correctly so that you feel like you got great value out of your drink.”

Slivik acquired a master’s level education in the craft of coffee and tea brewing and service in his native Detroit and made a name for himself opening several cafes there. He was recruited by The Well’s operations consultant, Justin Anderson, through a mutual friend when the food hall opened its doors in late March 2022. With the café/bar as anchor, the food hall also hosts and supports vendors including SIVAR, serving Central American cuisine; Tossed Fresh & Organic, which offers healthy wraps, soups, and salads; and Formosa Bites, which brings traditional Taiwanese dishes to Colorado Springs. It also houses Shovel Ready, a culinary workforce program presented by the Community Cultural Collective at the Colorado Springs City Auditorium.

“What sets us apart from other food halls is that we’re backed by The Philanthropy Collective, one of the few nonprofits that funds for-profit businesses,” Anderson says. “After all our bills are paid, the profits go back to the philanthropies that invested in this venture and back into the community.”

PICTURE THIS

Ross Studios Frames Every Piece of Art like an Old Master

by Jeanne Davant

Ross Sandoval says the best decision he ever made was moving Ross Studios, his custom art framing business, to North Colorado Springs. The business was doing well enough at its previous location on North Weber Street, but the space was starting to feel cramped. Sandoval was doing a lot of large-scale framing, which was difficult in the lowceilinged store, and the room lacked gallery display space.

“We always had the idea of moving up to the Flying Horse area,” Sandoval says.

Three years ago, he found the perfect spot. Since Ross Studios opened in The Shoppes at Flying Horse, Sandoval has been able to expand both his retail offerings and his clientele. The gallery now offers a large selection of framed art and photography that includes fine art and nature prints by award-winning photographer Doug Bennett. Many of Sandoval’s customers moved with him, and he has made new friends and clients from as far away as Castle Rock and South Denver.

2712 North Gate Blvd.

719-648-4201

rossartstudios.com

A JOURNEY FROM MENTORSHIP TO ARTISTIC COMMUNITY

An artist himself, Sandoval learned the business of framing from his mentor, George Kemper, at Kemper Galleries in downtown Colorado Springs. He worked there for 14 years before starting Ross Studios out of his garage in 2014. The business grew rapidly when clients recognized his attention to detail and craftsmanship.

“I’m inspired by the past — art history and how it was produced way back in the day,” he says. “That’s something I try to apply to every single piece of artwork, whether it be a masterpiece or a render from a child.”

For the Sandovals, relationships are everything, and they love it when someone walks in as a client and leaves as a friend.

“We’re also hoping that we can be the catalyst for growing the art community in the North End,” Kim concludes.

ROSS SANDOVAL

Passionate artist and skilled framer, he relocated Ross Studios to North Colorado Springs, unlocking new opportunities for growth. With attention to detail and inspired by art history, Sandoval’s craftsmanship earned him a loyal clientele. Emphasizing relationships, he aims to foster an art community in the North End.

BUSINESS THRIVES IN NEW LOCATION

Sandoval’s wife, Kim, who helps with marketing and finances, says the business has seen a 40% increase in gross revenue since the move. Many of their customers walk in with artwork, including a lot of current and former military people who want to frame memorabilia. Sandoval also works with commercial clients — one of his first projects after the move was a large installation at the Classic Homes corporate office.

Have You Had Your Annual Insurance Check-Up?

by Amy Newland

With rising costs and summer quickly approaching, now is a great time to take inventory of your insurance. It’s no secret that home and auto premiums are on the rise and it’s more important than ever to conduct a review of your policies with your agent. Here are just a few questions I’ve heard recently and some answers to each.

HOW CAN I KEEP MY HOME PREMIUMS LOWER?

As a homeowner, it’s important to take measures to safeguard your property from potential claims.

• If your home is in a wildfire zone, make sure that any combustible materials are more than five feet away from your home.

• Keep up with proper maintenance of your appliances.

• Have your roof checked – and if you need a new roof, consider an impact-resistant shingle for additional discounts.

• Bundling your home and auto coverage can offer additional savings.

• Improving home security can also score more discounts.

• Are you a big box store retail member? American Family Insurance now offers up to a 5% discount on home and auto policies for all big box store members!

• Consider raising your deductible.

MY VEHICLE IS OLDER, WHY ISN’T MY AUTO INSURANCE CHEAPER?

• While it’s true your vehicle ages, the costs associated with repairs are not going down.

• Thefts of catalytic converters and certain older vehicles are on the rise.

• The costs of medical treatment and the likelihood of being in an accident are higher as well.

WHY SHOULD I GET LIFE INSURANCE FOR MY CHILDREN?

• Future Insurability: health is unpredictable, and at any time your child’s health could change. Securing life insurance now guarantees they have coverage now and into the future. In most cases, juveniles and young adults are not required a physical medical exam with American Family Life Insurance.

• Debt: If your child will have any debt (including student loans), protecting that debt with life insurance is a simple solution.

• Cost: It’s VERY inexpensive to secure life insurance for your child. However, the cost continues to increase every year you wait.

My team and I are available in the office or by phone, video chat, email, and even text!

Give us a call at 719-686-4216 to schedule a time to talk; I’d love to meet you!

DO I NEED INSURANCE FOR MY RECREATIONAL VEHICLE?

• If the recreational vehicle has a motor (i.e. boat, RV, snowmobile, ATV, electric bike, etc), then yes. Like auto insurance, coverage for your recreational vehicle provides you with liability, as well as uninsured and underinsured motorist protection.

• If the recreational vehicle doesn’t have a motor (i.e. camper trailer), then it depends. The liability will extend from the towing vehicle, but if you want coverage for the camper trailer itself, then you will need to purchase a policy with comprehensive and collision coverage for any physical damage.

Generally, it’s a good idea to review all your insurance needs at least once a year – be sure to meet with your agent and take advantage of all the discounts available to you. If you have a major life change, it may have an impact on your insurance needs. The review itself may only take 20 to 30 minutes, depending on your risks.

MORTGAGES WITH YOUR BEST INTEREST AT HEART

Whether you are a seasoned property investor or purchasing your first home, count on Michelle’s tenured guidance to help you create a customized mortgage plan to fit your short and long-term financial goals.

Licensed in all 50 states, Michelle’s personalized and efficient mortgage process provides solutions for even the most complex financial situations.

Three Common Business Challenges

And How to Overcome Them

At the Tri-Lakes Chamber of Commerce, I interact with hundreds of business owners yearly. From networking events to one-on-ones in my office, I see entrepreneurs at every stage of their business. While the freedom of owning a business can be satisfying, there are also common challenges that can wear on you over time. Recognizing these challenges early is key to overcoming them and achieving success. Here are three of the most common business challenges and ways to overcome them.

Hiring the right employees is crucial to the success of any business. The first challenge for most businesses is deciding when it’s time to hire the first employee, or grow past the first employee. Once that decision is made, the next challenge is deciding who that person will be.

To hire well, start by knowing what you want and need in the position. Understand the difference between the two and be logical in assessing the requirements of the position and whether each candidate has what it takes. Be honest about the job and its challenges, and you will find those who thrive in those situations.

As a business owner, it can be easy to neglect yourself and your loved ones because you are singularly focused on achieving success. However, it’s important to prioritize balance and make time for yourself and those who matter most.

Schedule time with loved ones as if it were an important meeting with your biggest client. One successful public relations consultant promised to be home with her family every night by 6 pm so they could have dinner together. Her family knows they have her undivided attention for three hours, which helps her maintain balance. Figure out what part of your day works for this important activity and then prioritize it.

When you own a business, it’s important to stay up-to-date on industry trends and technology advancements. This can be a challenge when you’re juggling multiple responsibilities. To stay on top of your industry, attend conferences, read industry publications, and network with other professionals. It’s also important to prioritize time for learning new skills and technologies. Consider hiring consultants or taking online courses to help you stay current.

Being a business owner has its challenges, but you can overcome them with the right mindset and strategies. By hiring well, prioritizing balance, and staying current on industry trends, you can set yourself up for success. Remember that recognizing and addressing challenges early on is key to achieving your goals as a business owner.

PEOPLE OF NORTH

Beautifully Rare Daughters Inspire Parents’ Dream

by Julie White, The Resource Exchange

Upon introduction, it’s obvious that 15-year-old Vina and 11-year-old Lena have bright smiles and personalities to match. The Gozeh sisters have also spent more time in emergency rooms than most people will spend in a lifetime.

Their parents, Nazar and Sana Gozeh, came to the U.S. from Iraq over 25 years ago. Nazar earned a Masters in electrical engineering and worked for the U.S. State Department. The couple was excited for a new life in America, including starting a family. What they didn’t anticipate was being full-time caregivers.

Both Vina and Lena were born with pyridoxine responsive epilepsy, a rare genetic syndrome. They also have autism, intellectual delays, and speech, behavioral, and sensory differences. As children, both experienced up to 100 seizures a day.

“We were brought to our knees,” Nazar recalls. “We almost filed for bankruptcy. I resigned from my work. My wife could not work. About four years ago, our daughters’ conditions were diagnosed, and medication was prescribed. This was life changing – the seizures came down from 100 times a day to none!”

The girls qualified for services through The Resource Exchange, a local nonprofit that provides care and case management for the disability community. Nazar adds, “In addition to speech and physical therapies for the girls, we as parents get respite care. For the first time in 15 years, I was able to take my wife for dinner and a movie!”

While it was once impossible to imagine, Nazar and Sana are now pursuing their American Dream. Inspired by Vina and Lena’s love of decorating, Nazar and Sana launched Insta Balloon Creation. The colorful balloon creations have been displayed at schools, the U.S Taekwondo Center, and New Altitude Coworking and Office Space during a broadcast of “Speed Networking with The Next Mayor.”

They hope to one day start a foundation to help children with disabilities around the world. “Our focus will be on war-torn countries,” Nazar says. “As our lives have been changed, we want to help change the lives of others.”

LEADING THE CHARGE

Lt. General Richard M. Clark - Superintendent, USAFA

by Pam Bales, Senior Writer

He oversees more than 4,000 students on a beautiful campus spread over 18,500 acres, with the paramount purpose of educating the next generation of leaders for the United States Air Force. And the 21st U.S. Air Force Academy Superintendent Lt. General Richard M. Clark arrived at the Academy to begin his tenure at the beginning of COVID-19.

“I have to be candid — COVID was a nightmare, for all of our military academies,” says Lt. Gen. Clark. “We fought through COVID together. Our cadets, our staff, our leaders all showed determination and resiliency to overcome this very tough and unexpected period. We couldn’t just send our cadets home; after all, we are the Air Force Academy.”

One positive aspect of the pandemic was the mentorship and closeness developed between all the superintendents from all branches of the military, notes Clark. “We depended upon each other to figure out how to develop good paths during an exceedingly challenging time. I believe it has helped our future leaders across all branches of service. We still check in regularly with each other.”

Struggling through the pandemic is something Clark points to for the character development the Academy strives for every day.

“One of my favorite quotes is from Lao Tzu, “Watch your thoughts; they become words. Watch your words; they become actions. Watch your actions; they become habits. Watch your habits; they become character,” shares the General.

“Our purpose at the Academy is to prepare our cadets and equip them with the knowledge they need, and encourage bold innovative thinkers to keep our country safe. Losing is not an option and who knows what the world

will look like in 15-20 years? Our cadets are developing skill sets in cyberspace, national security issues as well as traditional military maneuvers,” says Clark. “They are smart, inquisitive and are keeping pace with today’s rapidly changing technology.”

General Clark was born into a military family, while his father was stationed in Frankfurt, Germany. The family moved to the Oakland/Berkley area in California after his father’s service ended. And Clark’s early childhood took an abrupt turn at the age of ten – moving across the country from California to Richmond, Virginia.

“I was a pretty shy kid,” says Clark. “Moving across the country was big in itself and it was a pretty tough transition for me in the early 1970s.” That pivotal move made him aware that people are mostly the same, but cultures are quite different.

He found his voice and his crew in high school, playing football and becoming an Air Force pilot. But the desire to fly came when he was 14 years old on a commercial flight. “You know, back in the day, the pilots let you go into the cockpit. After that brief experience, I knew I wanted to be a pilot,” he says.

“Football ended up being the hook to get me into the Air Force Academy. I was looking at several schools when the Academy reached out to me. We visited the campus and I was hooked. I got to play football AND learn to fly,” laughs Clark.

As a cadet, General Clark was a fouryear varsity athlete on the football team as a linebacker. During his senior season in 1985, the Falcons went 12–1 and were eighth in the final AP poll.

After graduating with a Bachelor of Science in Management, Clark’s military career followed a unique path because of the type of Airman he says he has always been. “As in any industry, there are many types of workers, managers, and CEOs. I’ve always been willing to serve in whatever role the Air Force needs,” notes Clark. “I got to live my dream by starting as a bomber pilot.”

Clark was named a distinguished graduate from Squadron Officer School at Maxwell Air Force Base and attained a Master of Arts in human resource development at Webster University. In 1996, he attended the USAF Weapons School and was again a distinguished graduate at the Naval War College. Clark had several deployments overseas and, after a stint in Egypt as the United States Defense Attaché, his next stop was the Pentagon. He served as Deputy Chief of Staff for Strategic Deterrence and Nuclear Integration just prior to coming back to USAFA.

“I say it is coming back because I was the commandant of the cadets in 2010–12, but thought this opportunity had passed,” Clark explains. “I thought my chief asked me to lunch to talk about a possible fourth star. When he asked if I would come back to USAFA as the superintendent, I was thrilled.”

Photo: United States Air Force

making sure there is enough time for both work and family. “We’ve lived in many places in the United States and around the world. It was a wonderful education for our children. But, at every turn, we talked as a team about the next position,” he says. “Most military spouses will tell you that working together is the key to a successful relationship, family, and military career.”

“People talk about balance in their lives, but for me, my wife is the one who knows how to keep harmony in our lives,” explains Clark. “I’ve been with the military for 37 years, but I’ll be with my family the rest of my life.”

“I do take my position and my service to my country very seriously which is why I seek to live the Air Force Core Values in my own life — Integrity first, Service before self, Excellence in all we do,” emphasizes Clark.

Imparting and translating the core values into action is exactly what he and his entire staff teach their cadets each day and try to exemplify in their own lives.

“If a person lives honorably, that is based on integrity; lifting up others and the team is service before self and elevating our performance across all aspects of the academy –academics, athletics, military – that is excellence in all we do,” the General notes.

Clark adds two more traits he believes are imperative in creating the Air Force’s future leadersdignity and respect.

“We are not perfect and when we fail in these two areas, with sexual harassment and prejudice, it’s my biggest disappointment,” he says. “The gender and cultural diversity of our cadets means we need to meet people where they are and develop them for where they want to be. People want a sense of purpose and to know they are part of something bigger than themselves. It takes dignity and respect to reach that commonality that will let our leaders soar.”

As a leader of leaders, Clark often surprises people when he describes himself as the consummate introvert. “I share with the cadets that it is not easy for me to speak on a large stage. So, I practice a lot. I explain that they must get out of their comfort zone. They are going to be called upon as leaders to present, speak, and lead.”

“We also emphasize our responsibility to engage with the community we live in,” says Clark. USAFA is always looking to connect with its host community of Colorado Springs with residents, businesses, and city and county officials, he says.

While there are many Colorado Springs USAFA Falcon sports fans, the Academy offers other opportunities for residents in the Springs according to Clark. “We produce plays, concerts and we have thousands of acres to enjoy hiking, biking and fishing. As an open campus, the public is welcome from 5:30 am to 10:00 p.m. through either the North or South Gates. We also partner with our local civic leaders and are proud of our Honorary Commanders Program.”

“We live here, our cadets are going to school here, and it’s very important to our entire Academy that we are engaged with and part of the community,” emphasizes Clark. “Some of my closest colleagues are my staff, my peers at the Academy, and my peers in higher education at UCCS and Colorado College.”

It’s very important to our entire Academy that we are engaged with and part of the community.”

FAST FACTS ABOUT THE 21st USAFA SUPERINTENDENT

FAVORITE PILOT STORY – General Clark’s bomber pilot call sign was HARPO – Not Marx, but Oprah spelled backward. “Ok – we were in Chicago and I went on the Oprah Show when she was doing her “dating” thing. I won and went out with a lovely woman. I also never lived it down and my squadron renamed my call sign to HARPO.

FAVORITE SPORT — Football, of course – Go Falcons!

FAVORITE CREATIVE OUTLET — “Chef Clark” likes to get in the kitchen (when his wife lets him). And it’s reported he makes a mean Carrot Cake.

FAVORITE SPORT TO PLAY — It has always been football, but now it’s pickle ball. “There is debate about this being a real sport, but I love it.”

FAVORITE FAMILY OUTING — “Our family loves to travel and ski,” says Clark. “We’ve skied all over, including Germany, Italy, Austria and Switzerland. Vail is where you’ll find us most of the time now.”

ABOUT THE USAFA

• Established in April 1954, the United States Air Force Academy occupies 18,500 acres on the north end of Colorado Springs.

• USAFA is open to the public with valid governmentissued photo identification from 5:30 am to 10:00 pm daily through the North Gate entrance, offering the community hiking, biking, fishing, and even a planetarium. Visit usafa.edu/visitors for more information about public access.

• The Cadet Chapel is the most recognizable building at the United States Air Force Academy and the most visited man-made tourist attraction in Colorado. Closed extensive repairs, the Chapel is expected to in 2027.

• The new U.S. Air Force Academy Visitor and TrueNorth Commons mixed-use along with a four-diamond hotel conference center is slated to open in couple of years. The 57-acre complex the Academy’s North Gate entrance open to the public.

Dale & Quentin Leighty: A Legacy of Relationship Banking

First National Bank Colorado

by Beth Lueders, International Journalist and Author

Meet Dale and Quentin, a father-son duo who’ve built a successful community bank, prioritizing local investments and involvement. Their solid values, leadership styles, and commitment to customers and community have contributed to First National Bank’s growth and longevity.

BUILDING A LEGACY

Quentin Leighty describes his father, Dale, as “the guy that if you sat next to him on an airplane, you’re going to know him in the first hour.” Dale’s engaging personality means he’ll learn plenty about you too. “He’ll pull it out of you,” Quentin adds with a grin.

You can’t miss the casual blend of goodnatured humor and utmost respect listening to this father-son duo chat outside of their full schedules running First National Bank Colorado. Over coffee and fresh pastries, Dale and the middle of three boys, Quentin, kick back in Quentin’s and wife, Angela’s, TriLakes living room.

There’s no filling 69-year-old Dale’s cowboy boots. Or walking in his workday dress shoes. There’s no need. Quentin, 43, is his own man, who accomplished much in the banking business before joining the Colorado community bank. The Leightys’ history

with First National Bank Colorado traces its roots to a cup of coffee and Dale’s innate graciousness with strangers — and not just on airplanes.

THE LEIGHTY FAMILY STORY

Born and raised in rural southwest Kansas, Dale graduated in economics and finance from Kansas State University in 1975 and started work with a community bank in Colby, Kansas. One day in 1980, Dale noticed an older gentleman sitting in the bank lobby and offered to get him a cup of coffee. The two started talking and Dale learned the man and his wife were visiting from southern Colorado.

A year later the man returned and continued their conversation about the older man’s family-owned bank back in Las Animas, Colorado. The 1901-founded First National Bank was in transition, looking for a new owner. The benefits of bank ownership intrigued Dale, and after a few more

cups of coffee, two local Kansas farmers invested money to buy the bank so Dale could run it.

“I could’ve never done this without the support of those guys who had faith in me,” Dale explains. “That was key.”

Dale’s wife, Verna, who he met in junior college and married in 1974, had faith in him too. Together they moved with their three young sons west across the state line. At age 28, Dale became a bank owner and president, something quite rare in the U.S. banking industry. Two members of the previous banking family continued with the Las Animas bank and helped Dale gain acceptance in the community.

NAVIGATING CHALLENGES, INSPIRING SUCCESS

“We started in ’82 right at a horrible time in banking. Interest rates were

Photos by Sally Sue Dunn Photography

crazy high. Farmers were paying 21% interest rate on their loans. We were in the huge ag crisis and saw a lot of defaults and farmers go broke. A lot of banks failed,” Dale recalls. “We were blessed to not be amongst those statistics, but it was tough. Those first eight years were very tense and challenging.”

Dale never questioned his see-it-through commitment to be a bank owner, and he attributes much of his resolve to his faith.

“All blessings come from God. That’s the bottom line,” Dale shares. “He chooses whether or not we’re going to succeed. We’re a high-performing bank and doing well, but we don’t take that for granted. Our trust in Him is underlying our entire lives.”

There’s no mistaking this family’s faith and togetherness. One living room wall is lined with shelves of 18 framed family photos. Weddings. Great grandpa in his denim overalls. Grade-schooler Quentin scratching the ears of his puppy. “This Is Us” inscribed on weathered wood lends a folksy title to the heirloom photos.

“Faith in our family has been generational. My grandma made sure that my dad’s generation was definitely in church. It’s been a part of our DNA,” Quentin explains. “I was raised in the church, and not that I always followed through in tough times when I was young, but I’ve always had a strong faith in God and married a godly woman. There is not a time, thinking back, where faith was not the cornerstone of our family.”

Quentin volunteers with their church’s youth group. “I work with the kids, and I love doing that,” adds the father of four: Anna, 18, Noah, 16, Claire, 14, and Jenna, 11. Angela and Quentin met the first day of college at the University of Northern Colorado in Greeley (UNC). The two started dating that January and married right after graduation in 2002.

As a teen, Quentin showed no interest in banking. He didn’t work at the bank in high school like his brothers. “I wanted to be outdoors roofing or flipping burgers or mowing lawns. I thought it’d be fun to be a teacher and coach sports,” says the former high school standout in football, baseball, and basketball. “I started college down that route, but I quickly decided, once I took a few business classes, that economics and finance just felt right.”

Quentin landed a teller job at a Greeley bank while at UNC. “I absolutely loved that job,” Quentin says. “I moved up slightly, and they wanted to keep me on after college, but my wife and I were heading to

Seattle so she could get her master’s degree in psychology.”

For three years Quentin worked at a Seattle bank, absorbing all he could about the day-to-day of running a bank. He commuted to work two to three hours by bus, arriving early and staying late. “I worked my tail off because I really wanted to understand how all this worked. I would dig through every GL (general ledger) entry that happened the day before to make sure I understood what that would affect,” Quentin says. “We went to Seattle for my wife to get her master’s, but I really felt like I got a master’s in banking while I was out there.”

When the Seattle bank sold, Quentin and Angela discussed returning closer to family with their first baby girl. The Greeley bank would welcome Quentin back, but Dale and the First National Bank Colorado team were interested too.

“It wasn’t a slam dunk that he’d join us, but we sure wanted him,” Dale states. “The opportunity in the Monument office and in general felt like it was the best fit for their young family.” At that time the bank had offices in Las Animas, La Junta, and Monument.

HOW DALE AND QUENTIN LEIGHTY DRIVE SUCCESS IN BANKING

In 2005 Quentin joined First National Bank Colorado in Monument and is now this bank’s president and the chief financial officer. In his earlier banking career, Quentin served in operations and finance, now he added lending to his duties.

Solid values, solid business decisions, and solid relationships.

Dale made sure that his son was not given special treatment. Under some initial watchful eyes, Quentin worked diligently to prove himself an astute banker. As Dale told one bank director, “Quentin is not going to have an office in the basement with no electricity, nor is he going have a penthouse office.”

That sensible, balanced approach has paid off for Dale as his son has assimilated into banking throughout southern Colorado and the Front Range. Since Quentin’s arrival, First National Bank Colorado has more than tripled in growth. Quentin stretched the bank to expand and consider a wider variety of investments.

“Quentin brought a skillset that we did not have. His analytics in investing require a different sophistication than I ever had,” Dale points out. “Quentin really has the respect of the directors. If he brings something to the table and has done his analytics, they have great confidence in that.”

Although Quentin’s and Dale’s bank offices are over 100 miles apart, they stay connected daily through phone calls and emails. “We work really well together. We have a level of respect for one another, not just personally, but also in the business world,” Quentin shares. “I appreciate that it took a lot of hard work and sacrifice to get to where the bank is today. And I love that I get the opportunity to work for a business that I have a say in the results and the actions that are taken.”

The two complement each other’s leadership strengths. Dale excels with his people management skills, while Quentin revels in running the daily numbers and looking at risk and reward. Together they’ve built a loyal officer team that shares in the bank’s ownership. Micromanagement is not on the balance sheets at First National Bank Colorado. The Leightys believe in transparency and the board and officers invite input and discussions with their entire banking staff.

“We really believe in surrounding ourselves with good people, and we’ve done that with our dedicated team of officers and staff,” Dale explains. “Who you spend your time with is important. First National Bank Colorado has experienced steady growth because of the professionalism, openness, and trust we share among all of us who serve our customers.”

As a community bank, one of First National Bank Colorado’s greatest assets is the community.

When deposits are made at a local bank, the money stays locally. Community banks offer more than 60% of America’s small-business loans and more than 80% of agriculture loans. First National Bank Colorado employees also give back to the community with their time. In 2022, employees from all seven bank locations volunteered 3,000 hours to over 70 different local organizations.

BANKING WITH A PERSONAL TOUCH

“We have open door policies. Every day customers come in just to catch up or ask questions or push me on a rate. Here, customers have access to decision makers. There’s not a huge

bureaucracy,” Quentin explains. “In our community bank model, if you bring in deposits to us, we’re going to lend them back out and reinvest in the community.”

Dale puts 40,000 miles a year on his pickup truck driving to visit all seven bank offices and interact with employees and bank customers. He and Verna make regular trips from their home in Las Animas to see their sons’ families in Monument, Indiana, and in western Kansas. Dale owns a cow-calf operation 50 miles north of Dodge City that son Brian runs and grows wheat, milo, and corn. Every June, the extended Leighty family gathers there for wheat harvest.

“We work together every summer at harvest. That’s some of the best memories ever, and some of the worst memories ever,” shares Quentin who recalls a favorite memory running the grain cart flanked by his dad, brother, and son on combines and trucks.

But not everything about harvest season brings happy thoughts. Older brother, Justin, suffered a fatal equipment accident during harvest 2017. At times the grief is still painfully raw.

Dale and Quentin are not impervious to weathering life’s storms. Yet through it all they are cognizant of their blessings from above. A plaque rests on Quentin’s and Angela’s fireplace mantle with the Bible’s words from Psalm 118:24: “This is the day that the Lord has made, let us rejoice and be glad in it.”

“That verse is a reminder every day to be joyful because I have blessings beyond what I ever deserve — my wife, my kids, and my parents. And a job that I truly enjoy,” Quentin emphasizes. Quentin notes his father is a let’s-get-to-the-point man and let’s solve the issue and move on. Years of wisdom and building trust is why Colorado locals turn to Dale as an executor of their will or ask his help with estate planning. Dale is quick to point out Quentin’s humility, natural leadership, and his solid judgment.

“We never dreamed Quentin would pursue banking. We never pressured any of our kids in that direction,” adds Dale who never missed a single high school game of Quentin’s. These days Dale and Verna cheer on their 10 grandkids — Noah is the only grandson — in their sports, music, cheer, and other extracurricular endeavors.

“We really believe in surrounding ourselves with good people, and we’ve done that with our dedicated team of officers and staff.”

Noah and Claire clean the Monument bank and Noah mows the lawn. “We’re starting them out at the ground level,” Quentin says of his middle two. “With four kids, maybe one will be interested in banking, you never know. We definitely won’t push it.”

Papa Dale thinks 14-year-old Claire has the CEO mentality and dad Quentin affirms her people-person charisma. Another generation of Leighty bankers may be budding. The Leighty family is grateful they see eye-to-eye on so many things, but they disagree with what Papa calls their meals. Dale still sticks to his Kansas upbringing of breakfast, dinner, and supper. Quentin’s family? Not so much. “My grandkids correct me all the time. I’ve never convinced them as to what is right,” Dale jests.

A personable conversationalist, especially over coffee, Dale has no need to talk clients into joining the community family of First National Bank Colorado. The bank’s 122-year track record of standing steady through the Great Depression to the pandemic speaks volumes, so does the father and son’s long-term decisions to help their communities, employees, clients, and shareholders.

“We’re pretty conservative. We sock more away for our loans than most, we carry more capital than most, we carry more liquidity than most,” Quentin adds. “We’ve been through a lot over the years, and we just sleep better knowing that we’re solid.”

First National Bank Colorado employees also give back to the community with their time. In 2022, employees from all seven bank locations volunteered 3,000 hours to over 70 different local organizations.

FIRST NATIONAL BANK COLORADO

Flying Horse: 2768 North Gate Blvd.

Colorado Springs, CO 80921

Monument:

581 Hwy 105

Monument, CO 80132

"There are few things in life more precious than the memories we make with our friends and family. " -

Notes Live is assembling a grand collection of luxury spaces to embrace local craftsmanship and to support talented artisans and creators. With all that we are, we are hosts first-and-foremost. Built on a world-class standard of hospitality and entertainment.

We are committed to enhancing the vibrant arts and entertainment culture of the cities we plant roots.

"I'll tell you what gets me out of bed in the morning It's the opportunity that I've been given to create unforgettable experiences in unbelievable locations" - J.W.Roth

Notes Live, founded by Colorado Springs-based entrepreneur JW Roth, is a rapidly growing liveentertainment company that by the end of 2023 will be operating a half dozen large and mid-sized premium music venues across the West and South. Their house of brands spans Boot Barn Hall, Bourbon Brothers Smokehouse and Tavern, Notes Bar, as well as the company's crown jewel: The Sunset, a technically advanced, open-air amphitheater that will host the largest touring acts in the country.

J.W. Roth

REVEALS DEV HOSPITALITY CHOPHOUSE

Notes Live, the Colorado Springs-based entertainment and hospitality company, announces its latest addition to its house of brands in Northern Colorado Springs. Roth's Seafood & Chophouse and Hospitality Collection will be a luxurious 45,000 sqft. development located adjacent to Notes Live's outdoor amphitheater, The Sunset. This spectacular new addition will complete the company's fully loaded campus in Colorado, which already features Bourbon Brothers Smokehouse & Tavern and Boot Barn Hall, along with the planned Sunset Amphitheater and Notes Bar

The $35,000,000 dollar d fers an elevated, fine dining expe and an open-air rooftop terrace. iews of Pikes Peak and the front range, while also showcasing the epic performances happening on the main stage of The Sunset Amphitheater.

Roth's Seafood & Chophouse and Hospitality Collection promise to be a magnificent addition to Notes Live's already impressive repertoire, offering guests an unforgettable experience that blends top-tier cuisine, fine drinks, and unparalleled entertainment. The grand Hospitality Collection will encompass 30,000 sqft. of the development and is explicitly designed to be a destination for weddings, corporate events, conventions, trade shows, expos, galas, etc.

Seafood & Chophouse

The Future is Bright

NCL Spotlights Air Academy High School Grads

by Meegan McCorkle

CHLOE FAIR

Chloe Fair’s family moved to South Carolina midway through high school, but she lobbied to return to Colorado Springs for her senior year. She missed her friends, the quality of education at Air Academy, the mountains, and the comfort of the place she had called home her entire life. Although she had always participated in cross country, track and field, and swimming, Chloe couldn’t rejoin those teams due to CHSAA transfer rules. But she persevered and found other opportunities, along with a lot of personal growth. She joined Young Life and the Fellowship of Christian Athletes, along with DECA, and National Honor Society. Outside of school, she started taking ceramics and oil painting classes.

Chloe says her biggest influences are her older sisters, who have shown her the importance and joy of being involved in something bigger than yourself. In National Charity League, her favorite volunteer experiences were helping with summer camps and gardening at Venetucci Farm. Her valuable advice: “When life becomes difficult, challenging, overwhelming, or is full of what seem to be disappointments, realize the gift that this life is and that God really does write the best stories.”

Chloe is on her way to the University of Alabama.

KITTY EID

Not only is she one of Air Academy’s top students and a winner of the 2023 Colorado Springs Gazette’s Best and Brightest award, but Kitty Eid has an impressive range of interests. Some of her activities include dancing, skiing, French Club, and welcoming and supporting high school freshmen through Link Crew. She’s also a founding member of her school’s Pictionary Club. Volunteering with her mom at National Charity League has taught Kitty that giving back to the community is life’s most rewarding work. Her biggest influence is her grandmother, whose passion for family, politics, and puzzles has inspired Kitty to follow her own passions.

Her suggestion for other students offers some insight into her success. “Listen to the advice of adults,” Kitty says. “They’ve done this before. Be outgoing – it’s up to you to make the friends you want to make, but don’t limit yourself. Have multiple groups of friends! Take classes that make you excited about learning. Do the hobbies you love. Most of all, don’t worry about what other kids are doing – set goals that are right for you, and don’t settle for less.”

Kitty is headed to Southern Methodist University, with plans to major in political science as a pre-law scholar

Chloe Fair

Kitty Eid

MONUMENTAL BIG GOALS FOR EAGLE SCOUT PROJECT

by Ally Gallagher

Not many 13-year-olds can say they’ve flown a plane. Colin Saber can. Two years ago, Saber’s uncle, a Boeing 747 pilot, surprised his nephew with his first flight lesson. An aviation enthusiast from a young age, Saber loved every second.

“It was probably one of the best things of my life,” Saber says. So, when it came to deciding on a service project to achieve his Eagle Scout rank, Saber knew his project would be connected to aviation. Service projects are the last requirement to becoming an Eagle Scout, the highest scout rank in the Boy Scouts of America organization. The project should relate to a scout’s hobbies and interests, and must give back to the community in some way. With a hobby like flying planes and an interest in history, Saber set sky-high expectations for himself and his service project.

Living in Monument, Saber quickly learned about the local U.S. Army Air Corps veteran Col. Earl Depner, who was a P-51 Mustang pilot in World War II. The P-51 was a long-range single-seat fighter plane.

“Col. Earl Depner was a long-time resident of Monument,” Saber says. “He flew the P-51 in World War II, got shot down as well as shot down enemy aircraft. I was so impressed by his story that I decided to [honor him].”

Saber found a sculpture of a P-51 plane in Loveland that was crafted by Robert Henderson, a former pilot and now artist in Cañon City. With a sculpture and an inspiring story, Saber got to work. His goal was to have the 2,000-pound sculpture relocated to the Monument Town Hall in honor of Col. Depner and all WWII veterans.

Col. Earl Depner passed away in January 2022, at 104 years old. Just three World War II veterans still live in Monument.

“There aren’t very many veterans left,” Saber says. “If this monument isn’t placed, some people will forget about World War II and the people that saved the world and saved as many people as they did.”

“I want people to remember it because they did save the world. And there’s not very many people left that have experienced what [World War II veterans] have gone through. So I feel like right now is the time to do this.”

To accomplish his goal, Saber needed the approval of Monument’s town council, as well as about $45,000 to purchase the sculpture, add plaques, and relocate and install it. The Monument town council approved the idea quickly, but the biggest hurdle was yet to come. Saber didn’t falter at the thought of $45,000, though – he just got to work. Saber created a website to publicize his project and tell the story of Col. Depner. As new information about his project becomes available, he shares it there.

“I’ve been having to update my site a little bit recently because of all the new donations, all the new sponsorships that have been going on recently, and all of the good things that have been happening over the last couple of weeks,” Saber says.

With his outreach efforts, Saber has raised more than $10,000. With a lot of work left ahead, he’s not slowing down any time soon.

“Any way that getting the word out is possible, I will do it,” Saber says. “People want to give, they just don’t know it’s happening. I want people to know it’s happening.”

To learn more about Col. Depner and Saber’s

Scout

project, visit www.p51monument.com

Col. Earl Depner passed away in January 2022, at 104 years old. Just three World War II veterans still live in Monument.

Eagle

service

Pleasure in the Process

Self-taught local teen breaks into art community

by Ally Gallagher

Tanner Valant is on his way to making a splash in the art world. At just 18, Valant is a recent graduate of Air Academy High School in Colorado Springs. This young man is focused on his post-graduation plans, like many of his classmates. But unlike most of them, Valant will pack his bags and move to Chicago to attend the School of the Art Institute of Chicago (SAIC). He intends to major in studio art with an emphasis in drawing; his path to SAIC started during the pandemic in 2020.

Tanner Valant is on his way to making a splash in the art world. At just 18, Valant is a recent graduate of Air Academy High School in Colorado Springs. This young man is focused on his post-graduation plans, like many of his classmates. But unlike most of them, Valant will pack his bags and move to Chicago to attend the School of the Art Institute of Chicago (SAIC). He intends to major in studio art with an emphasis in drawing; his path to SAIC started during the pandemic in 2020.

“I’ve done art my whole life; I’ve taken art classes but nothing super serious,” says Valant. “And around the start of COVID is when I started drawing by myself, just because I had a lot of free time on my hands.”

“Over the next three years, I taught myself my style and just kept working on it.”

Using mainly colored pencil, white ink, and charcoal, Valant teaches himself by trial and error. Inspired by other artists on social media, he created his own Instagram page (@tannervalant) to publish his work and show his progress.

Artists like CJ Hendry (@cj_hendry) drew Valant to hyperrealism, a genre of art designed to resemble high-resolution photography. He began focusing on hyperrealism with his own twist: adding texture.

“With hyperrealism, it’s very easy to see an object and just copy it, because you have your reference,” Valant says. “I think to bridge the gap between basic hyperrealism and abstract art you have to incorporate different elements. And for me that was experimenting with different textures.”

Valant’s take on hyperrealism is already being noticed in the art community. His work was featured in October 2022 at Kreuser Gallery in Colorado Springs; he is currently preparing for a July 22 show at Abend Gallery in Denver.

Some of the pieces in Valant’s previous show displayed his drawings of hands and flowers. When those pieces received the best reaction from art enthusiasts, he decided to further explore the style. It’s become the core of his new show, titled “Duality,” to exhibit the contrast between the human hand and nature’s flora.

“The hand is very mysterious, kind of ominous, and the flower is innocent and light,” Valant says. “And I think the interaction between the two really just pulls the

“Hands are how we do everything. We create with our hands; we interact with other people with our hands. And it’s a very universal symbol of people and connecting in general.”

Valant’s goal for his art is to connect with people and let them form their own relationship with the piece. Not only does the reflective black “drip effect” on the hands provide a new texture and element of mystery, it is also meant to bring the viewer a deeper

“I can see myself in the reflections sometimes, so I want for other people to feel that too,” says Valant. “It looks like it’s actually reflective, so they see themselves in the hands, and they see their personality interacting with the flowers.”

Each piece takes two to four weeks to complete, with Valant spending the majority of each day on his art. Most pieces are 22 inches long by 30 inches tall, with a few recent pieces as large as 30 by 40 inches.

Valant’s dream is to take his art career as far as he can, pursuing new galleries, collectors, brands, and material media. In the meantime, he’s finding pleasure in the process.

“I enjoy every second of it,” he says.

https://tannervalantart.com/

the World

Springs Native Danced his Way Around

Anative of Colorado Springs, Jordan McHenry left the mountains to study dance performance at The Ailey School of Fordham University in New York City, where he received his bachelor in fine arts. He has an MFA in choreography from (and was a Leverhulme Choreographic Scholar at) Laban Conservatoire of Dance in London, England.

Jordan’s career spans film (Darren Aronofsky’s “Black Swan,” starring Natalie Portman), fashion (New York Fashion Week and two international Vogue issues), and dance performance (Cirque Du Soleil’s Zumanity from 2010 - 2015 and the Martha Graham Company for their historic 90th season international tour). Before returning to the Springs in 2018, McHenry was involved in numerous international engagements including teaching at the fifth No Borders Project in Chiang Mai, Thailand, as well as choreographic residences at Kuala Lumpur Performing Arts Center and Tanztendenz in Munich, Germany. His experience in global and local art institutions has instilled an impassioned desire to support cultural organizations in his hometown. Specifically, Jordan champions the vitality of the Pikes Peak region’s creative sector and advocates for the arts on economic and educational issues. Jordan’s contributions to Arts Vision 2030, the region’s cultural plan, include increasing awareness of local creative happenings through quality media coverage of the arts.

Currently, Jordan is proud to be an artist with the local Ormao Dance Company and an adjunct professor at Colorado College.

Jordan McHenry

Bringing Hip Hop to the Forefront

by Ally Galagher

Child of this Culture is a nonprofit organization focused on bringing hip hop and breaking to new communities.

It all started with a t-shirt. Cindy Foley’s twin sister, Candy, called her ten years ago. Candy was teaching young kids and families breakdancing, or “breaking” as the hip-hop community calls it. She wanted to make t-shirts for her workshop. A friend created the design and the “I’m a child of this culture” shirts went to print.

“Of course I said, ‘well, that’s all you want to do? Maybe we could do more for people,’” Foley says. Her sister agreed, and the Child of this Culture Foundation was born. “And now we’re a 501c3 organization helping people do all sorts of wonderful, awesome things.”

Child of this Culture is a nonprofit organization focused on bringing hip hop and breaking to new communities. Foley and her organization partner with programs across the globe to earn grants, come together as a community, plan events, and create a safe environment for youth in hip hop.

The twins were involved in hip hop long before creating Child of this Culture. They first saw breaking in the late ‘90s and loved it from the start.

“We were introduced to it as a cultural movement,” Foley says. “It wasn’t just choreography or steps; the guys that showed us what it was totally invited us into it as a cultural movement.

“We broke gender boundaries back then because we were all women. About five or six of us, and we were all related. We competed in the underground circuits of hip-hop dance. And that gave us kind of a legacy in where we go,” she says.

Foley brought that legacy to Colorado Springs in August 2020, when her husband, Col. Patrick Foley, was stationed at Peterson Space Force Base. Now Child of this Culture partners with clubs in Aurora, Denver, Thornton, and Colorado Springs.

Participants at “It Ain’t Easy Being STEEZY” workshops and dance battles. (Destin Mwano pictured in front right)

Foley also teaches at Pikes Peak State College in downtown Colorado Springs. She leads energizing classes with the mentality that “if you can move, you can dance.”

“What you’ll see is a diverse group of people moving,” Foley says, describing her classes. “And I think the big part about it is you don’t have to escape where you come from when you’re doing it....You take yourself and you get to evolve that and celebrate that.”

It’s not just Foley teaching classes and getting involved at the ground level; 278 volunteers and artists also help. One of those is Destin Mwano.

Mwano immigrated to the U.S. from the Congo in 2000. His family of seven, including his four brothers, was selected to leave their refugee camp and start a life in New Hampshire. Immediately, Mwano and his brothers found hip hop.

“Hip hop is one of the first things that connected me and my brothers to the U.S. We fell in love with the dance,” Mwano says.

As he got older, Mwano spent hours at a time practicing in his garage, getting lost in the artform.

College brought him to Colorado Springs, where he found Child of this Culture and Jus Steez, a competitive hip-hop group.

“By the time I moved out here, I knew if I connect with people through music and dance, I’ll be fine,” Mwano says. “I’m going to find long-lasting relationships; I’m not going to be alone.”

Mwano surrounded himself with the Colorado Springs hip-hop culture; he now represents the area in competitions around the country and teaches others at multiple schools and organizations, including Child of this Culture.

Due to her husband’s military career, Foley knows she’ll be moving from Colorado Springs when he is stationed elsewhere. But, with volunteers like Mwano involved, she’s confident in Child of this Culture’s continued local presence.

“I have no worries about the future. It looks bright,” Foley says.

Edit from “It Ain’t Easy Being STEEZY” workshops and dance battle.

Cindy Foley, president and CEO of Child of this Culture, reads “I am Hip Hop” at Taylor Elementary School in Colorado Springs.

Twin sisters Candy Foelix (left) and Cindy Foley (right) founded Child of this Culture together nearly 10 years ago.

Breaking League practices at Pikes Peak Downtown YMCA at 5 p.m. on Tuesdays.

Pikes Peak State College hip-hop group poses at a competition with instructor Cindy Foley.

St. Mary’s High School Announces Scholarships

Fifty-two graduating seniors at St. Mary’s High School have been awarded more than $7.4 million in academic scholarships this year, a significant increase over the school’s 2022 college scholarship numbers. These include elite admission to the U.S. Naval Academy and U.S. Air Force Academy, as well as the highly sought-after Daniels Fund Scholarship.

Some of the highlights of St. Mary’s scholars:

• William Trechter received a U.S. Navy ROTC scholarship, U.S. Naval Academy appointment, and U.S. Air Force Academy appointment. In total, Trechter was awarded almost $1.5 million in scholarships.

• Katie Sauley earned 23 different institutional scholarships amounting to over $1.1 million.

• Christian Ruiz was awarded the Daniels Fund Scholarship, which pays for tuition and fees up to $25,000 per year for any college in the United States.

• “We are proud of these students and their outstanding accomplishments,” says Robyn Cross, principal at St. Mary’s. “We are confident that the lessons learned here will serve them as they go on to college.”

Seniors who made the decision to play collegiate sports:

• Alex Bodnar, cross country for Luther College

• Bailey Darneal, basketball for University of Dallas

• Peyton Priddy, volleyball for St. Francis University

• Cam Richter, basketball for Bryn Mawr College

• Andrew Matticola, competitive shooting for Jacksonville University

• Jackson Neppl, track for Benedictine College

• Lyndon Gotelaere, cross country/indoor and outdoor track, Carnegie Mellon University

“The athletic program at St. Mary’s prepares students for future success,” says Thomas Darneal, athletic director. “The big thing I believe it teaches is that, in life, when you get knocked down, get yourself off the mat and keep trying,” he says. “[Sports] show a student the value of hard work, discipline, perseverance, and the ability to set goals.”

Students expressed gratitude to their teachers and coaches for getting them to the next phase in their athletic and educational careers.

Richter says, “Thank you to St. Mary’s for teaching me to come prepared to be the best person I can be, no matter the circumstances; to always persevere, even when times get tough; and to lean on others when you need them.”

The mission of St. Mary’s High School is to educate students in the Catholic tradition to be responsible, moral, critical thinkers and leaders who are well prepared for college and life. St. Mary’s was the dream of Fr. Robert Byrne in the 1880s, who, with help from the Sisters of Loretto, began teaching students in 1885.

St. Mary’s High School and the Diocesan schools of Colorado Springs are dedicated to enriching the lives of children so that they may become faithful,

REAL ESTATE & CELEBRATE HOME

USE CAUTION WHEN CONSIDERING A FLIPPED HOME BUYER BEWARE

by Tom Stewart, Owner

“Flipped” is defined as a home purchased and sold in less than one year. Over 8% of homes sold nationally in 2022 were flipped. That’s a total of 407,417, the highest percentage this century. TV shows glorify house flipping and have certainly increased its popularity, as has the opportunity to generate income in a short period of time. The only barrier to entry is financial, it has nothing to do with one’s experience or skill set.

Naturally, if more homes are flipped, then more homes are flipped in a less than desirable manner, where quality may be the last consideration. Of course, the same could be said for any home that’s remodeled – scale is linear and results vary drastically.

Why should you care? Because you could purchase one of these homes and find yourself facing an unwanted decision. Do you pay to remodel your new home, which was supposed to be updated, or do you just turn around and sell? We’ve had multiple clients exercise both options.

Buying properties, sight unseen, carries a tremendous risk –we’ve witnessed it firsthand. In one case, our potential client bought the home without seeing it, closed on it, invited us over, and then realized there was far too much work. He sold the property without moving in. After years of observing this trend, here are a few things we recommend you look for when viewing a flipped house, or any remodeled house.

• Cabinets – Installing “cheap” kitchen cabinets can save a flipper/remodeler many thousands of dollars. Open a drawer to evaluate – is it stapled together, with basic drawer guides that don’t fully extend, no soft-close features, and no roll-out trays? If you answered yes

If

to these questions, that is a basic builder-grade set of cabinets. Replacing them means you’ll be replacing the countertop too, and then a full-blown remodel is on.

• Flooring – There are lots of options and massive variances in price, performance, and warranties. Flooring bought off-the-shelf can be much less expensive than a higher quality product, looks great when it’s new, but is less likely to stand the test of time, or kids, or pets, or sunlight. If flooring was recently installed throughout the house, try to find out what type of flooring it is; maybe there’s an extra box in the crawl space with product details.

• Plumbing – We don’t work with any plumbers who will warranty plumbing fixtures purchased from a box store because the rate of callback is so much higher. Box store plumbing fixtures are de-engineered and mass-produced with profit margin in mind. Interior components contain plastic parts instead of brass. They are sold for far less than the cost of similar-looking fixtures from a plumbing supply house. It’s not easy to tell the two apart, but be prepared to replace those less expensive fixtures.

Is it possible to see a home two or three times before making an offer? When the market was at its peak, the answer was a resounding no; but things have cooled off a bit so that may be feasible. It’s so difficult to catch some rather obvious things the first time you see a property, especially the functionality of spaces like kitchens.

you’re considering a remodel with quality in mind, we hope you’ll keep Stewart Remodel Design Build in mind. You can reach us at 719-266-0336 or www.stewartremodeling.com.

Photo Courtesy of All About

Design

The Flying Horse Realty Report

Better than Stocks. Middle-income homeowners have seen their equity wealth appreciate by an average of $122,100 since 2012. Similarly, lowincome homeowners reported $98,900 in equity gains, and upper-income households accrued $150,800 in equity. (Nat’l Assn of Realtors)

No Big Surprise. The data shows prices are increasing in much of the country, not decreasing. And the latest data from the Home Price Expectation Survey indicates that experts project home prices will rise steadily and return to more normal levels of appreciation after 2023. (KCM)

We’re “Trending”. It’s important to note that real estate trends vary by region. “I wouldn’t necessarily wait around and see if you can get the best possible deal, because timing the housing market is very difficult (Moody’s Analytics)

Where are the Listings? Builders, in a recent report, cited a lack of listings on the resale market, which gave them an unusually strong edge. New listings of existing homes have fallen about 25% compared with a year ago (NAHB/Wells Fargo)

Looks Like We’re History. Historically speaking, the economic impact from the Fed’s inflation fighting always hits housing first…with rising interest rates cooling demand and (in theory) helping to rein in inflation (Fortune)

Follow the Sun. Sunbelt markets (Florida, Southeast, Texas, and Southwest) experienced the strongest home price appreciation over the past three years, as many buyers fled highcost metros in search of affordability and more space (Fortune)

More Housing Now! Colorado’s proposed “More Housing Now” approach looks to provide the tools and incentives needed to create and implement more housing solutions for our residents and keep our economy thriving (Colo. Assn. of Realtors)

My Home’s Worth What? Property assessors for nine metro Denver area counties recently announced that property valuations saw double-digit increases in their biannual assessment. Douglas County saw the largest median increase at 47% (Denver Bus. Journal) An Aggressive Assumption. “We are assuming both job growth and the need for replacement workers for retirees will result in higher levels of net migration over the next five years as compared to the last few years in Colorado” (Colorado Dept of Labor)

Just Changing Zip Codes. Denver, Boulder, Jefferson and Arapahoe counties lost nearly 34,000 residents combined in domestic out-migration in the past two years, Over the same period, Weld, Douglas and Larimer counties saw net in-migration of 35,656 people. (U.S. Census Bureau)

A Change for Better Use. In Denver, Michael Hancock’s administration is emphasizing the conversion of “underused office buildings into apartments or condos” as an important way to address the city’s housing shortfall and revitalize the downtown area (Denver Post)

Colorado is Number One (Again). The top city in the country to experience the greatest increase in housing inventory during the past year was Aurora, Colorado (at 115.6%). Nine of the cities making the top ten list are in the West and Southwest (Forbes)

Interesting Stat. Apartments in Colorado Springs constructed during the past ten years average 953 sq ft…which is the 12th biggest gain in the country in apartment sizes…and makes the Springs average apartment size 103 sq ft larger than average Denver apartment (Rent Café)

And Another Record. Multi-family housing is booming in Colorado Springs. The Pikes Peak Regional Building Department issued 130 permits in 2022 for the addition of almost 5,000 new apartments — a record high for a single year (Gazette)

We’re an Active Market. When viewed month over month this past March, new listings in El Paso County increased 45.1% and sold properties increased 31.6%. Demand also picked up with average days on market landing at 45 days (PPAR)

First Quarter Stats. As of the end of the first quarter, 2023, average home prices in El Paso County were $300,000 lower than average home prices in Douglas County…and almost $310,000 less that the average price home sold in Denver County (Colo. Assn of Realtors)

We’re Still Popular Though. Colorado Springs homes are currently selling for about 98.7% of their list price, and it is taking longer for them to sell. Sellers may need to adjust their pricing strategies to remain competitive in the current market (Norada)

Like, Really Popular. Of 150 metro areas in the U.S. analyzed to find the best places to live, Colorado Springs came in #1 in the “Best Places to Live in Colorado” and #2 in overall “Best Places to Live in U.S.” (US World & News Report)

Make A Statement!

by Carriann Johnson - Interior Designer, TV personality

Accent items, focal points, statement pieces…whatever you want to call them; one thing they are NOT is mundane or boring! I’m talking about that one “stand-out” item in your space that says, “check me out!” It visually grabs your eye and holds your gaze. I believe every space needs one to communicate high design, compliment the style of the space in a special way, and save the space from being ordinary. Statement pieces can be anything from an original piece of artwork, a unique coffee table, an extraordinary side chair/sofa/rug, or even a decor item. A sculpture or rare piece of furniture can compliment your room’s style in an extraordinary way.

A favorite piece in my own collection is a saguaro cactus. I purchased the plant remnant on a whim at an outdoor market in Denver, nearly 15 years ago. It’s rare, unique, and adds both an element of texture and originality to my very rustic space. Now most people who see it say, “What is that? It’s so cool!” Some of my favorite places to find statement pieces are local art festivals, boutique stores, tourist towns, or online.

I caution you to not select a focal point item because it’s super weird or obtrusive. It should compliment the style of the existing space, not be an eyesore. For instance, if your style is ultra modern, don’t add a traditional Queen Anne-style table as your accent item.

When you’ve found that one unique item, make sure it’s displayed close to the center of your space and not off in a corner or a poorly lit area. If your statement piece is an oversized piece of artwork, downplay any other art items in the room, so as not to detract from the importance of the statement piece. If you choose a wild rug with bold patterns, there shouldn’t be other bold patterns in the space. Let the rug stand alone, so it doesn’t compete with other objects. This way, the rug will make the statement you are looking for. It also gives your eye a place to rest.

When in doubt, less is more. I’ve seen homes where there are too many statement pieces. My attention goes from one focal point to the other, only to reduce the importance of all the pieces. This can also make a space feel more like a museum and less like a well designed, personal space. Keep it simple and happy designing!

P.S. If you’re out of ideas, consider hiring a local designer to help you bring your home’s personality to life.

Want more time for Family, fun and what you want to do?

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Whether you want to create a unique entertainment area, improve your golf game, or solve problems where natural grass just can’t grow, we are the best Consultants with the best solutions to meet your needs.

How to Best Leverage Home Equity

In my 25+ years in the mortgage industry, I’ve partnered with over 3,500 clients and real estate agents to create a customized mortgage solution to fit each individualized portfolio in every economic situation. The recent strength of the housing market has led to more than 75% of U.S. homeowners having at least $100,000 in home equity. This increase has been driven by the combination of rising home prices

and homeowners making extra prin

cipal payments, as well as a decrease in homeowners with negative equity (owing more on their mortgage than the home is worth.) This positive development for homeowners has increased their wealth and financial stability.

As you can see on this map, with the exception of a few states, the aver

age equity gain for the U.S. homeowner year over year was $14,300.*

by Michelle Bobart Certified Mortgage Advisor

Michelle Bobart is a certified mortgage advisor with Guaranteed Rate and is licensed in all 50 states. You can reach her at 312-953-7365

While I don’t recommend using home equity in every circumstance, it is important to manage this valuable tool in your overall financial plan. I advocate using home equity in responsible ways that help grow your wealth. Here are a few considerations for making the most of your home equity:

1. Home Improvements: Using your home’s equity to fund renovations or improvements can help increase the value of your property and potentially boost your resale value. This can be particularly beneficial if you plan to sell your home in the near future.

2. Debt Consolidation: Homeowners can use home equity to pay off high-interest debt, such as credit card balances and student loans. Consolidating debt into a single low-interest loan can help reduce monthly payments and save money on interest charges over time.

3. Education Expenses: Home equity can be used to fund education expenses, such as college tuition or vocational training. This can be a particularly attractive option for parents who want to help their children pay for their education without taking on high-interest student loans.

4. Real Estate Investments: Homeowners with significant home equity can consider using it to invest in real estate, such as rental properties or vacation homes. This may potentially generate additional income and diversify your investment portfolio.

5. Emergency Expenses: In cases of unexpected expenses, such as medical bills or home repairs, home equity can provide a source of cash to cover these costs. However, it is important to use this strategy with caution.

Overall, leveraging home equity can be a smart financial strategy, but it should be done with careful consideration and planning. I would love to strategize with you to discuss how to best leverage your home’s equity – and keep your best interest at heart. Please contact me for your complimentary mortgage consultation.

*Source: https://www.corelogic.com/intelligence/homeowner-equity-insights-q4-2022/

One of Colorado Springs’ most sought-after professional, residential Realtors, Marquesa has helped hundreds of clients achieve their real estate goals.

Recognized in the top 1.5% of Realtors in the area with over $23M in closed transactions in 2022, she has earned the respect of clients and colleagues alike.

As a 24-year resident of COS, she believes this is the best place to live, work, and play in the country. She is also passionate about supporting her community through volunteer work and advocacy, small business growth and development, and spending time with her family.

What

are

Medicare Election Periods

And How do They Affect You?

by AdriAnn Bossie, Senior Insurance Solutions

As if insurance in general isn’t confusing enough, Medicare really confuses people! Most employer-based insurance has an annual open enrollment period with only one or two options to choose from. Medicare, on the other hand, has multiple times throughout the year that allows someone to enroll. With many of us starting to think about and planning for retirement around age 60, knowing your options early is very helpful to your overall planning process.

So, which one is right? Which one should you choose? Let’s talk about them and how each applies to you.

The first and longest period is called your initial election period (IEP). It starts three months before you turn 65 and lasts until three months after your birth month. That gives you a seven-month window to decide whether or not you want to enroll in a Medicare plan at age 65 or wait until a later date. Then there is a special election period (SEP). This can occur any time throughout the year. A SEP happens for many different reasons also: if you retire and lose employer health coverage; if you move to another state; if you qualify for state Medicaid; if you are retired military on Medicare and Tri-care for Life; or if there is a natural disaster are just some examples of what can prompt an SEP.

We have all heard about the Annual Enrollment Period (AEP). That is the eight-week window from October 15 - December 7 when anyone can enroll for the first time or change plans

for the upcoming year. And if you have a TV you’ve probably seen the commercials!

And finally, we now have an Open Enrollment Period (OEP) – this occurs from January 1 - March 31 each year. Who can use this election period? Anyone on a Medicare Advantage Plan that wants to make one final change for the year or wants to leave a Medicare Advantage plan and return to original Medicare.

Still confused? That’s where I come in. I can help guide you to the best options and enrollment time for you. I start talking to people about their choices in Medicare plans long before they turn 65; I often meet with people as young as 60, especially since this is when many of us start really planning for retirement. Healthcare costs in retirement can be a scary thought since it’s an unknown and could be a large expense. Meeting with a Medicare professional like me early in the retirement planning process can help with your long term financial planning, and alleviate anxiety about what your costs could be as you age. So please feel free to contact me even if you aren’t yet 65. Starting the education process early is a smart move!

It’s been said that the best specialist is one who has combined talents and skills in multiple areas, and then uses them in a unique way to serve the needs of people better than virtually anyone else. One great example of someone who’s taken this concept to an entirely different level is Dr. Joseph Ramos. His specialties include both that of a board certified and licensed medical doctor as well as a licensed attorney in multiple states. This incredibly specialized combination of knowledge, skill, and experience allows Dr. Ramos and his team to meet the needs of people across multiple states, including Colorado and, specifically, those in our Colorado Springs community. In short, what makes Ramos Law different, makes them better.

Ramos Law clients enjoy a unique advantage. To learn more, visit Ramoslaw.com or call 719-309-3000.

Why Insurance Companies Deny Payment

by Joseph Ramos, MD, JD

Why would an insurance company say they don’t want to pay for my care when I was involved in an accident that wasn’t even my fault?

This is a common question we get at Ramos Law and, unfortunately, insurance companies sometimes have reasons that are “questionable” for either denying or limiting payment of claims that should be reasonable following an accident. To answer the question of why an insurance company isn’t “paying what’s fair” following an incident where one person is injured through no fault of their own, it’s important to understand some of the basics about how the insurance companies view these types of situations.

First and foremost, insurance companies need to be seen for what they are – for-profit businesses. These money-making machines have many individuals with kind, caring hearts. That said, the insurance companies have steps in place to ensure they don’t pay any more money in accident claims than is absolutely necessary. What are some of these steps, you ask? Well, here are two big ones for you to consider if you are dealing with an insurance company on a personal injury claim:

1. DID YOU SEEK MEDICAL TREATMENT RIGHT AWAY? Following an accident, it’s common for people to think, “Maybe the pain will go away on its own in the next few weeks.” This thought is one of the biggest reasons insurance companies limit or deny the payment of medical bills. Their perspective is, if you weren’t hurt enough to go to the emergency room, urgent care, or doctor right away, then you must not really be hurt at all. Of course, this is ridiculous, but claims are flagged for this every day. Bottom line: if you are injured, get medical attention ASAP!

2. DID YOU HAVE GAPS IN CARE? That means: did you start treatment and then stop for an “extended period of time.” (This can be as little as two or three weeks, which makes no sense medically.) If so, the insurance company feels you must not be hurt because, if you were, you would receive ongoing treatment. Bottom line is get the treatment you need until your symptoms resolve or improve as much as they possibly can.

JOSEPH RAMOS, MD, JD

time with their patients, less bureaucracy, and more cost transparency,” notes Dygert.

One of the main focuses of the series is the concept of direct primary care, which is a growing movement in the healthcare industry

Direct primary care eliminates the need for insurance and offers affordable, personalized care to patients

It also helps businesses provide affordable alternatives to their employees

Dr. Dygert's Healthcare Disruptor Reading List

The Price We Pay

Marty Makary

Unaccountable

$11,500 PER PERSON ON HEALTHCARE

“Direct primary care allows physicians more time with their patients, less bureaucracy, and more cost transparency,” notes Dygert.

Marty Makary

US Annual Average Exceeds Other Countries

Never Pay the First Bill

Marshall Allen

The statistics are alarming. One in five Americans owe medical bills that have been sent to a collections agency, and medical expenses are the leading cause of bankruptcy and financial devastation — comprising more than 66% of bankruptcy cases. In the U.S., we spend an average of $11,500 per person every year on healthcare, significantly more than any other developed country. Despite this, American life expectancies are decreasing, obesity and mental health problems are on the rise, and over half the adults in this country suffer from chronic disease.

This physician’s passion for fixing the broken healthcare system is evident in his dedication to educating the public through his YouTube video series. He hopes to inspire change and empower individuals to take control of their health and advocate for better healthcare policies. By raising awareness and offering solutions, Dygert is leading the charge in a movement towards a more sustainable and effective healthcare system in the United States

As the CEO of Pinnacle Advanced Primary Care, a direct primary care practice, John Dygert, MD, sees firsthand the struggles and frustrations patients face when navigating today’s complex and costly healthcare system. Dygert addresses the broken healthcare system in the U.S. head on with his new YouTube video series.

"The time for action is now, and this series provides a powerful tool for individuals to join the movement toward a better healthcare system for all," says Dygert.

“Education and awareness are key in helping individuals take control of their health,” Dygert says. “This series covers a wide range of topics including the cost of healthcare, insurance, preventive measures, and the role of primary care. We also dive into the importance of mental health and the need to address the stigma surrounding it.”

Dygert recognizes that the current trajectory of the U.S. healthcare system is unsustainable and the time for change is now.

If you are interested in learning more about the broken healthcare system in the United States and how to fix it, Dr. John Dygert's YouTube video series is a must-watch. He offers valuable insights and solutions that can help individuals take control of their health and advocate for change

Scan the QR code to watch the entire series

Catastrophic Care

David Goldhill

“Direct primary care allows physicians more time with their patients, less bureaucracy, and more cost transparency,” notes Dygert.

A main focus of the series is the growing movement within the healthcare industry of direct primary care. Benefits of practices like Pinnacle include more personalized, affordable care for patients, without the need for insurance. It also helps businesses provide affordable alternatives to their employees.

Nexus of Care: Fulfilling the Promise of Employer-Sponsored Health Centers

Phillip Berry

An American Sickness

Dygert’s passion for fixing the broken system is evident in his dedication to educating the public. He hopes to inspire change, empower individuals to take control of their health, and advocate for better healthcare policies. By raising awareness, he is leading the charge towards a more sustainable and effective healthcare system in the U.S.

Elizabeth Rosenthal

If you are interested in learning more about the movement toward a better healthcare system, Dr. Dygert’s video series is a must watch. He offers valuable insights and solutions that can help individuals manage their health and advocate for change.

DYGERT’S HEALTHCARE DISRUPTOR RECOMMENDED READING LIST:

“Unaccountable” by Marty Makary

“Never Pay the First Bill” by Marshall Allen

“Catastrophic Care” by David Goldhill

“The Price We Pay” by Marty Makary

“An American Sickness” by Elizabeth Rosenthal

“Nexus of Care: Fulfilling the Promise of EmployerSponsored Health Centers” by Phillip Berry

JIM’S STORY

Chronic Injury vs. Activities You Love

Colorado Springs is getting back outside and doing the things that we love. However, some of us may be dealing with a chronic injury or pain that prevents us from fully enjoying a sport or activity.

Here is Jim’s story about a chronic injury that, while always in the background, would occasionally flare up and limit his activity. Seventeen years ago while golfing, Jim hit a beautiful, long drive that landed him faceto-face with a large water hazard. He knew he could take two shots to make it to the green or go for the all-or-nothing shot to get there in one stroke.

As Jim tells the story, “I did all the wrong things. I tensed up my grip and took a giant swing…and I hit the ground behind the ball.” Sadly, Jim flubbed the shot and our hero’s story is not one of triumph. But worse, he felt immediate tension on the inside of his elbow and soon noticed swelling. Jim finished the game and, later that week, saw an orthopedic surgeon. The diagnosis: the beginning of golfer’s elbow. He was warned to be careful as the condition could become chronic.

The pain in Jim’s right elbow is affected by things like yard work and gripping activities. While not debilitating, the pain has remained for nearly two decades. He received no answers from two hand surgeons and no improvement with a trial of rehabilitation.

Here is where Jim’s story takes a turn for the better. A new technology re-grows new blood vessels and stimulates our immune system to switch from inflammation to healing. It causes our cells to reproduce and kicks off a whole host of positive cell activity to promote healing. It is called radial pressure wave therapy, an aspect of tissue regenerative therapy.

By Jim’s third treatment, he had no pain with any activity that had previously been a problem. After 17 years, he has no pain!

If you are struggling with pain that returns or a chronic injury that is not getting better, even after trying treatments, check out this link and watch a video on Jim’s experience.

“After the second treatment there was no tenderness.”

– Jim

WHERE wellness MEETS A LUXURIOUS escape

A variety of categories let you tailor your membership experience to whatever calls your name – golf, sports, culinary, or corporate. Fill your social calendar with events and parties, and your social circle with new and beloved connections. Enjoy luxurious accommodations for you and your guests, world-class activities and amenities, and countless exclusive benefits

Explore memberships by calling 719.520.4980 today!

JOY. SEEK PEACE. ACHIEVE REST, REJUVENATION, AND REFRESHMENT.

At Garden of the Gods Resort and Club, Colorado’s Premier Wellness Destination, we want you to embark on an enriching journey. To give you the transformation you seek, we have recently had one of our own. We invite you to experience the newly refreshed Garden of the Gods Resort and Club, where we’ve made significant investments to enhance the guest and member experience, culminating in one beautiful, rejuvenating package.

Beloved by the public, resort guests, and club members alike, the newly renovated Grand View restaurant is ready to welcome you with an elevated dining experience.

When you have a little more time, have a staycation at Garden of the Gods Resort and Club in one of our newly renovated rooms, and unlock every area of the property, from Strata’s spa and salon, member and guest-only Rocks Lounge, Kissing Camels Golf Course, and our award-winning Infinity Pool.

Regardless of what your reason is for visiting, we want you to leave feeling enriched and fulfilled in every way. Balanced, renewed, transformed. Refreshed.

FIND

For anyone seeking the transformative power of wellness, unlock a blend of Eastern traditions with Western medicine at Strata Wellness. Explore A New World of Well with our spa, fitness, and healthcare resources. Strata’s personalized, customized, and holistic approach to your wellbeing spans the full body, mind, and spirit spectrum. Our guests and patients feel seen, heard, and understood – and confident that the Strata team is in their corner, working with them to help them achieve success, balance, and overall health.

Wherever you are, we will meet you on your wellness journey.

Why the Move to Independent Living Is Important

by Brent Thompson, Liberty Heights Retirement Community

With summer just around the corner, many seniors will begin researching and visiting retirement communities. One of the biggest decisions tied to that is determining the right time to make a move to a senior living community.

At Liberty Heights, we often encounter people looking into independent living options for many years down the road, only to realize a few short months later they must make the move to assisted living instead. Many times, this is due to poor diet or perhaps a fall in their home, sometimes due to stairs. While many think it is best to wait until they must make a move from their private residence to a retirement community, I find that those who make the move sooner into an independent living option first do far better emotionally and physically –sometimes even delaying the move into an assisted living setting.

When residents move to independent living, they can forget about those nagging home maintenance issues or hiring someone trustworthy to do the work. Instead they can build meaningful relationships with their peers, participate in engaging activities that make them lifelong learners, and access nutritional meals that allow them to stay strong for longer, all while living in an environment that is stair-free.

Our independent living setting also provides transportation services so residents can choose to drive – parking their car in their private garage – or hop in one of our three chauffeured vehicles. Most importantly, residents have access to 24-hour security and emergency response services. This provides peace of mind to our residents and their family members, who know their parent or loved one is in a safe environment. Lastly, when the time comes to make a move to assisted living, that transition is much easier with far less anxiety. To schedule your private tour of our unique community, feel free to contact me directly at 719-481-5009.

“Liberty Heights provides me and my children with peace of mind. The activities are great and I have made so many new friends since coming here. I wish I would have done it sooner.”

–Jacqueline M.

Maximize Health & Minimize Pain

by Tammy Williams, FNP

Peptide therapy is increasingly being used to promote optimal health and wellness. With regular use and proper guidance from your physician, you can experience all the advantages that peptides have to offer. Therapies with certain peptides can offer a range of benefits, including anti-aging, weight loss, increased lean muscle mass, improved ligament health, better bone health, and improved gut and brain function.

Examples of peptides used in therapy include semaglutide, GHK-CU plus LED irradiation, CJC 1295 and other various combinations. Semaglutide has been clinically proven to help improve metabolic control in individuals with Type 2 diabetes by regulating blood glucose levels. This peptide has also been found to reduce body weight-to-fat ratio, when taken over a long period of time.

GHK-CU plus LED irradiation has been shown to reduce wrinkles and improve skin texture. It also helps promote wound healing, collagen production, and blood circulation. This peptide therapy is particularly beneficial for those looking to achieve a more youthful appearance.

CJC 1295 is used to increase the production of human growth hormone (HGH) in the body. By doing so, this peptide can help increase lean muscle mass and bone density, as well as lead to fat loss. Additionally, CJC 1295 may have cognitive benefits due to its ability to stimulate brain cell growth and nerve repair.

Overall, peptide therapies can be an effective way to improve overall health and wellbeing, by providing a range of benefits. Some peptide therapies can offer safe and effective ways to achieve benefits without the side effects of traditional treatments. With regular use of peptides, you can enjoy a healthier lifestyle with improved physical appearance and mental acuity.

For best results with peptide therapy, always follow the recommended dosage and consult your physician before beginning treatment with any new therapy. With proper guidance and discipline, anyone can benefit from the incredible range of advantages that peptides have to offer. Let peptide therapies help you reach your goals today.

Connected Health Colorado

Springs is here to be your partner in health, offering customtailored, individualized care for every patient at every stage of life.

(719) 510-6730

www.connectedhealthcs.com

TAMMY WILLIAMS, FAMILY NURSE PRACTITIONER

Meet Jamie L. Friedman, MD

AREAS OF INTEREST

Dr. Jamie Friedman is a fellowship-trained and board-certified orthopedic surgeon who specializes in treating a full range of sports injuries. She also specializes in complex injuries involving the shoulder and knee. Her fellowship training included both arthroscopic and open shoulder surgery, including revisions as well as cartilage restoration procedures of the knee.

MORE ABOUT DR. FRIEDMAN

As a Colorado native, Dr. Friedman understands the active residents of Colorado and enjoys taking care of their orthopedic needs. She is a former athlete who has sustained several sports injuries herself, so she understands how important it is to get patients back to the life they love.

She is married to Justin, an Army veteran and current aerospace engineer. Together, they enjoy outdoor activities, including skiing, mountain biking, rock climbing, and camping. They are very happy to be back in Colorado and can’t wait to explore more of Colorado Springs.

PHILOSOPHY OF CARE

“I have a passion for treating people of all ages and activity levels, from elite athletes to people who want to reduce pain during work or leisure activities. It’s important for me to spend time with each patient to understand their injury as well as their individual treatment goals in order to come up with a plan together. Helping a patient to improve their quality of life is what I love most about this job.”

EDUCATION & TRAINING

FELLOWSHIP

Sports Medicine, University of Colorado, Denver, CO

RESIDENCY

Orthopedic Surgery, University of Connecticut, Farmington, CT

MEDICAL SCHOOL

Virginia Commonwealth University, Richmond, VA

UNDERGRADUATE

• Colorado Avalanche Hockey

• Colorado Mammoth Lacrosse

• University of Colorado (Football and Men’s Basketball)

• University of Denver Hockey

Bachelor’s, Biochemistry, University of California at Santa Barbara, Santa Barbara, CA

Bachelor’s in Mathematics, University of California at Santa Barbara, Santa Barbara, CA

MEMBERSHIPS

American Board of Orthopaedic Surgery

American Academy of Orthopaedic Surgeons

American Orthopaedic Society for Sports Medicine

Arthroscopy Association of North America

Ruth Jackson Orthopaedic Society

2019-2020 TEAM PHYSICIAN :

Join Initiatives Simple Gift Series Playgroups

Join us every other Wednesday for FREE Playgroups at the City Auditorium! Based on the national PBS children’s program Simple Gift Series, playgroups include music, movement, art, special guests, and snacks. Groups are for young children, birth –5 years old, and their grandparents, parents, caregivers or favorite adult. Spanish speakers, homeschooled families, and children with disabilities are welcomed and embraced. Adults must supervise their children during the groups.

Stick Horses in Pants Improv Comedy Show

The Stick Horses is a short-form improvisational comedy troupe that draws its humor from everyday situations. With a dash of audience participation and a splash of zaniness, the group entertains audiences of all ages. The Stick Horses have been entertaining audiences along Colorado’s Front Range (and beyond) since 2004, attracting a strong local fan base. Every show is fun and clean. Bring all ages to see and be part of the improv experience!

Cement Stage Series - Film and Music Festival!

A monthly summer series highlighting local music and film on the south side of the City Aud building. Accessible to all with family-friendly activities & vendors bringing energy to the downtown COS area! We will highlight local film talent and well-loved homegrown music.

City Aud Sounds Downtown Music Festival

The first annual Downtown COS Music Festival highlighting venues that will host live music, downtown shops, restaurants, & galleries. Spanning over two days, it will bring all of Colorado Springs to the downtown area. For the grand finale performing at the Aud, a headlining act will attract people from all across the region.

City Aud Eats - A Foodie’s Dream

Highlighting the CSCCC Capstone Culinary and Hospitality Workforce Program, Shovel Ready, this foodie’s experience will tantalize your palate. In an experiential and creative environment, this event will bring food, local artists, and performers together to activate all your senses. Don’t wait! Buy your tickets now!

For tickets or more information, visit: communityculturalcollective.org/elevate-city-aud-events

NOWis the time to seize the moment to revitalize and celebrate the City Auditorium and take it into its next 100 years!

Just imagine! It’s Monday morning, and the cafe and restaurant open at 6am for local residents and those headed to work who want breakfast. The eating establishments inside the facility stay open all day serving folks nourishing meals at varying price points. By 7am school buses full of children from across the region begin to arrive for their arts enrichment education. At noon, the main theater space is host to a luncheon with a flat floor and table configuration. Magically the theater then transforms into a raked audience seating for a local dance recital that is scheduled for 7pm. At 8pm the lower-level theater space hosts an evening of film while patrons enjoy regional spirits at the speakeasy that is adjacent. All the while, both the second and third floors are humming with educational, community and creative works. Throughout the day, the business and creative communities intersect for activities, events and gatherings. Lights out well after the final patron leaves.

“The City Auditorium is a noble presence in downtown Colorado Springs and deserves to be put into a condition where all the citizens can once again take advantage of it. This is why we are 100% in favor of investing in the Community Cultural  Collective plan.  This building will once again be available to everyone.”

Eve Tilley & Sol Chavez

THANK YOU TO OUR PARTNERS!

MORE MEMORIES MORE MEMORIES OUR VISITORS MAKE THAN JUST

With every visit, your out-of-town guests help make Colorado Springs a better, more vibrant place to live, work and play.

With such a wonderful place like Colorado Springs as your home, it’s probably true that you can’t help but share this amazing place with your friends and family.

Your bestie’s Colorado Springs visit helps employ 58,500 of our friends, family and neighbors. Every time a visitor eats in a restaurant, grabs a beer or visits an attraction, local businesses benefit.

Your college roommate’s trip to Colorado trails and open spaces. Taxes collected from visitor spending help fund trail maintenance, preserve open spaces and build new trails.

A visit from your aunt helps support several of your favorite community events.

More events mean more fun for you and your family. With tax dollars from her visit, these events have a brighter future.

Sharing Colorado Springs responsibly is critical to the ongoing vitality of our city.

Learn more about the benefits of tourism at VisitCOS.com/sharecos

Safe Passage Supports Kids as they Work through Unspeakable Crises HEALING THE TRAUMA OF CHILD SEXUAL ABUSE

by Jeanne Davant

In a cheerful playroom at Safe Passage, there are toys and games that would delight any child. One end of the room is set up as a campsite with a tent and make-believe campfire; it’s easy to envision happy campers playing there. But the children who enter this playroom have gone through unspeakable experiences.

Safe Passage is a Child Advocacy Center — a facility that brings together a multidisciplinary team to surround victims of childhood sexual abuse with care, support, and love.

“Kiddos who have experienced sexual abuse have not only had their bodies violated, but they’ve had their trust violated,” says Maureen Basenberg, Safe Passage’s executive director. Often they’ve been made to feel that the abuse is their fault by a perpetrator who uses blame, shame, and even threats of violence to continue the exploitation and keep it a secret.

That kind of mistreatment has profound, lifelong consequences for victims — PTSD, substance abuse, eating disorders, depression and suicide, to name a few. But Basenberg and her team at Safe Passage are determined to do everything they can to minimize those consequences and guide children and their families toward healing. One-fourth of

American girls and 1 in 13 boys will experience sexual abuse before they are 18, according to the Centers for Disease Control and Prevention.

“Child abuse wasn’t against the law until the 1970s, so this professional, coordinated response really only came about in this generation,” Basenberg says.

Even so, it takes tremendous courage for an abused child to come forward and report sexual abuse, and investigation of these cases is extremely challenging for children, families, and the professionals who work with them. But when a family comes to the center, they find an investigation and support model that has proven its value.

According to the National Children’s Advocacy Center, children whose cases were handled in CACs, especially those where services are co-located, were more likely to receive forensic medical exams, and their cases were far more likely to be prosecuted. One study showed that prosecution rates increased by 196% in a district with significant CAC use, compared with a 1% decrease in a district with limited CAC use. In addition, co-located services have been shown to limit additional trauma.

Basenberg learned about the CAC model when she was working with the Arizona Governor’s Office for

Children, Youth and Families. She put the model into practice at Childhelp, the Phoenix Children’s Advocacy Center, where she was director for nine years.

When she moved to Colorado Springs to head Safe Passage in 2016, the organization was headquartered in a Victorian house on Cascade Avenue that lacked room for the staff she needed, let alone for outside service providers.

Basenberg spearheaded a campaign to raise $2.2 million to buy and remodel a facility at 2335 Robinson Street, the former home of Rocky Mountain PACE. She increased Safe Passage’s staff to 10 and brought in El Paso County Sheriff’s Office staff and the Colorado Springs Police Department’s Child Crimes Unit, with 18 sworn and civilian staff. Also housed in the building are UCHealth’s forensic nursing program, the Family Center (a mental health partner), and Kidpower Colorado, which provides personal safety and violence prevention education to reduce the risk of abuse. The center provides supportive, child-friendly spaces where abused children can talk to a trained forensic interviewer about what happened to them.

“It’s their chance to be heard, and a key part of the forensic investigation,” Basenberg says. The child may also meet with a forensic nurse, and a family advocate will talk with the sup-

porting caregiver to determine the family’s needs and suggest resources. The first priority is making sure the abuse won’t happen again.

“Statistically, 90% of sexual abuse is perpetrated by someone known to the victim,” Basenberg says. “We’re not going to let a kid walk out the door unless we have reasonable certainty that they’re going to be safe.”

The Safe Passage team follows up to make sure children and their families have everything they need.

“We’re fortunate now in this field to have some excellent clinicians that understand the work that needs to be done,” she says. “We know that, especially if they are receiving mental health services, the prospects for these children are good. They come out with better boundaries and stronger belief in themselves versus a kiddo that never had that opportunity.”

In 2022, Safe Passage served 747 child victims and 738 caregivers, who are classified as secondary victims, Basenberg says. Community support is key as the organization seeks to help more victims by hiring more staff and engaging additional partners.

“We’re looking to grow our own in-house mental health services, alongside the Family Center, to better reach the mental health needs of kiddos in our community,” she says.

To learn more about Safe Passage and how you can support its work, visit safepassage.org.

(Left) Wendy Stone, BSN, RN (L) and Detective Christina Beaty, Child Crimes Unit, CSPD

(RIght) Viive Ralston, Safe Passage Volunteer

COLORADO LIFESTYLE & COMMUNITY

Wine pairing: It’s about balance

By Trystan Brown, Sommellier by Trystan Brown, Sommellier

With spring well underway and summer right around the corner, it’s a great time to chat about the basics of wine pairing before all the barbecues, cookouts, and social get-togethers start.

It’s all about the balance of the meal: complementary or opposing wine and food flavors can make a memorable meal for those long summer evenings.

What creates a good pairing? That depends on a couple of questions: Is the wine pairing congruent? That is to say, matching two very similar things. Or is the pairing contrasting? In other words, a combination of opposite flavors. Either works; there is no “correct” method. Either choice should create a sense of balance between the selected wine and the dish.

I have two personal beliefs based on this philosophy. The wine adds to the dish with a similar, yet heightened, level of flavor, or the wine contrasts with the food by refreshing palates and mitigating any “palate fatigue’ between each bite.

One of my all-time favorite contrasting pairings to reduce palate fatigue is to have Champagne with fried chicken.

With barbecue grills firing up around the Springs during the next few months, another great wine suggestion is the Chilean red wine, Carmenere. This wine matches the meats as well as any roasted vegetables on the grill. It’s generally light enough to be a real crowd pleaser.

The other core component with pairing is to make sure flavors of both wine and food are at similar intensity levels. For example, when pairing ham with a cabernet, the power of the cabernet will be obvious, but the ham will be somewhat “lost” behind it.

When preparing a summer cookout with friends, be sure to pop open a few options before they arrive, give each of them a try with the food you are cooking. Decide what you like. Remember — If it tastes good; it is good. The name of the pairing game is balance.

If you want to try out some wine options or have more questions about how to choose the wine for your favorite summer meal, drop in and see me at Vine and Wheel.

Designs for Life… Architectural, Interiors, Staging

Imagine the Possibilities

Live in the home that you’ve always dreamed of – on a homesite that feels like heaven. We’re with you every step of the way…and seeing the design for your custom dream home come to life is easier than you think.

Start the Process

Flying Horse Realty, through our affiliation with LGA Studios, offers easy and affordable custom home design sessions…beginning with an introductory meeting where your initial thoughts and ideas are sketched while you watch and adjust. And the outcome – a tool for both dreaming and planning, as the resulting rough layout assists in determining projected square footage needs and cost ranges.

Add the Heart

Our clients also have access to expert input on interiors, finishes, furnishings, and accessories…and our in-house client staging service helps obtain the best price possible on your existing residence.

PROTECT AND PRESERVE

How to Make an Impact by not Leaving One

by Brooke Rossi, guest columnist*

As someone who isn’t exactly “outdoorsy,” I never really thought about the impact my everyday outdoor activities have on the environment. That is, until my sister, your local Leave No Trace State Advocate, started sharing some of the Leave No Trace Seven Principles with me. While Leave No Trace is typically associated with camping and hiking (no thanks), the principles can easily be applied to everyday neighborhood activities as well.

One simple way I practice Leave No Trace is avoiding single-use plastics. I love this because not only do I know that I’m helping the planet while I’m out and about (or in), but I have an excuse to customize my drinkware! Win-win. Whether you’re at the pool, a festival, or even just driving in your car, bringing reusable water bottles and containers can greatly reduce waste. You’ll look cute doing it, AND no more water bottle confusion. Woo hoo!

Another way I Leave No Trace is properly disposing of garbage. This might seem like a no-brainer, but it’s important to make sure you’re disposing of waste the right way. Whether you’re on a walking tour of our area’s fantastic breweries or lounging in a neighborhood park, look for designated trash and recycling bins. Plan ahead and bring a trash bag with you outdoors (shout out to Principle #1!) and make sure to take everything when you leave. If I am out and there’s not a trash bin in sight, I’ve trained myself to put micro-trash (I didn’t know there was a name for it!), like straw and gum wrappers, in my pocket or purse and just toss them the next time I see a bin.

When it comes to taking your furry friends to the park, Leave No Trace principles Respect Wildlife and Be Considerate of Others come into play. Though I adore the scrappy squirrels of the big city, and as fulfilling as it is to see them enjoy various tasty treats (have you ever seen a squirrel munch on a slice of pizza?), Leave No Trace taught me it’s really in their best interests if we admire from a distance – and if they hold out for that stray acorn! This principle also applies to the importance of keeping all companion animals on a leash. The birds do not appreciate a rogue kitty in the park! Now my trips to the park are enjoyable and safe for all involved.

Incorporating Leave No Trace principles into everyday outdoor activities may seem small but every little bit helps. By being mindful of our actions and the impact they have on the environment, we can all do our part to protect and preserve the spaces we love.

*Brooke is the sister of Gillian Rossi, Leave No Trace State Advocate.

RESOURCES

https://lnt.org/leave-no-trace-at-festivals/ https://lnt.org/research-resources/leave-notrace-basics/

Respected Restaurateur Launches Dining Destination at Victory Ridge

Four Unique Eateries & Bars Open June 2023

For as long as most care to remember, the Colorado Springs bar and dining scene left something to be desired, especially if you lived north of Garden of the Gods Road. There have been several convenient and reliable options available to northern residents for nearly 20 years at The Shoppes at Promenade. But only in the last 24 months have the northern corridors at Interquest Parkway and North Gate Boulevard begun to offer the variety seen now.

Mixed among the significant list of reputable chain establishments for residents in the northern ZIP codes is a group of truly unique venues we can call our own. The revived Victory Ridge complex, on the southeast corner of Interquest and Voyager Parkways, has undergone a renaissance in recent years making it a destination for residents, movie-goers, and foodies on the lookout for a different experience, truly great service, unique and sophisticated atmosphere, and of course, a fabulous menu!

On June 1, 2023, prominent restaurateur and Colorado Springs native Chuck Schafer is set to open Manhattan Room Tapas Kitchen and Cansano Italian Steakhouse. Later in June, Longboard Tacos and Pause Ultra Lounge & Sushi will begin welcoming guests.

by Dirk R. Hobbs

Every detail of the guest experience has been inspired and masterfully created by Schafer’s travels and lengthy 30+ year resume, from his early days in the nightlife and bar business to his time in Miami. To further ensure concept and operational excellence, Chuck has brought along Masterchef Christopher Lee who has helmed two Michelin-starred restaurants at the Wynn and Encore resorts in Las Vegas, where he still serves as vice president of Culinary Operations and Restaurant Development.

This one-of-a-kind culinary and entertainment campus presents patrons with four unique venues, where you can remain all evening at one location, or venture out to experience others. For example, if you start with drinks at the Manhattan Room, you can enjoy your libations and live music for a bit, then mosey over to Cansano Steakhouse for dinner. Finally, you can finish the evening off at the South Beach-inspired Pause Ultra Lounge for an exquisite adult beverage by the patio’s fire pit, or perhaps with a little dancing. Your tab will simply follow as you move from spot to spot with one easy cashout process at the end of the night.

Other features of the campus include plenty of indoor and seasonal outdoor

seating, perfect lighting and décor, live or recorded music, exceptional views of Pikes Peak and the foothills – all just a short walk from Icon Cinema, as well as nearby retailers and hotels. While the bars are strictly for adults during the late evening hours, the entire complex is family friendly, offering places to dine, entertain guests, host company luncheons, or meet up with friends and family for a fun night.

Schafer, who also owns Prime25, brings with him a reputation for keeping staff far longer than the industry norm. He attributes the extended loyalty of his team to his ability to hire people who are truly passionate about crafting and delivering an exceptional experience every time. Armed with a shared and impassioned vision and outstanding menu, the service team is now fully equipped to execute their mission to deliver memorable and relaxed fine dining.

It’s summertime and there’s nothing better than stepping out for a great date night meal or celebrating with friends and family while taking in the refreshing Colorado evenings. Now, you have four more great reasons to get out and enjoy the Springs!

KITCHEN TRENDS IN REMODELING

by Michael Pinkerton, DreamMaker Bath & Kitchen

While the importance of a good location remains a vital aspect of real estate, the same can be said for remodeling. As a remodeling expert in Colorado Springs for over 25 years, I have observed unique trends here that differ from the rest of the country. Although clients in some areas of the city incorporate modern trends, some clients seek a more traditional and classic style for their remodeling needs. With that in mind, here are a few trends we’ve seen locally.

TIMELESS DESIGN

Clients who decide to remodel their homes often desire a timeless look for their newly renovated space. The goal is for the design to remain in fashion for a considerable amount of time and allow for flexibility to add and subtract trendy accents. Since remodeling is such a substantial investment for your home, we understand that you will want to relish the outcome for the foreseeable future. While a painted shaker kitchen cabinet will remain a timeless choice, today’s market sees homeowners trading cool grays and whites for warm taupes and creams. The texture and warmth of wood continue to make it a top contender; we are also seeing light and whitewashed wood stains join the ranks of their dark counterparts.

OPEN-CONCEPT LAYOUT

An open concept has been a widespread kitchen trend for several years and continues to be a favored option. Its standard implementation involves the removal of walls, even those that bear weight, to form a more expansive environment. Incorporating larger windows and installing accordion doors will expose the kitchen to outdoor living areas (or simply our beautiful Colorado scenery) and maximize usable space.

SUSTAINABLE PRACTICES AND PRODUCTS

A kitchen’s sustainability can be achieved by a range of current products and concepts. By opting for recessed LED lighting, a versatile source of light with an extended lifespan and lower energy consumption, one can achieve excellent supplementary illumination. Also materials like quartz countertops incorporate recycled elements while Europeanstyle frameless cabinets use less wood for their production. Furthermore, refacing cabinets is a cost-effective way to reuse existing elements and give them a new look, without the need for a complete overhaul.

CONVENIENCE OF ELECTRONICS

Kitchens have embraced the ever-evolving world of electronics. The market now has appliances armed with WiFi and Bluetooth capabilities that give users the power to control and troubleshoot with ease. This modern convenience proves valuable for homeowners looking for ways to streamline their complex daily routines. In addition, faucets have expanded to include touchless alternatives. The prevalence of phone and device docking stations has increased as kitchens are one of the most frequently utilized areas of households.

Schedule time to visit our showroom where our designers are ready to help you find a look that never goes out of style –and help you create the space you need and want for years of enjoyment.

While the importance of a good location remains a vital aspect of real estate, the same can be said for remodeling.

Schedule time to visit our showroom where our designers are ready to help you find a look that never goes out of style.

Other’s Success Leaves Clues: Develop a High Performance Leadership Success Formula

by Charmas B. Lee, Professional Speaker, Author, Coach

Charmas is the co-owner of Believe and Perform like Champions, a business that specializes in creating winning organizations, cultures, and mindsets. Charmas Lee is has been challenging individuals to transform their lives through his dynamic brand of facilitated introspection, motivation, and personal development. Charmas has co-authored and published 7 books, written various technical articles for the national publication of USA Track and Field and has twice been a TEDx speaker. Charmas Lee is a high-performance coach, professional speaker, author, and sports and fitness professional.

charmas@charmaslee.com

719-237-6058 | 719-351-3834

This is the first article in a short series designed to help you develop your very own high performance leadership success formula. If you want to improve human productivity and achieve unparalleled levels of success, you must first learn to scale personalization.

Scaling personalization requires an exchange in listening. Whether it’s the customer looking for a product or the employee seeking a promotion, the key is to get them where they want to be. A leader’s path to personal success and happiness lies in helping others arrive at their destinations.

Friends, I have great news: you don’t have to reinvent the wheel because others have provided us with relevant clues. In her book titled, “Nerves of Steel,” former Southwest Airlines pilot Tammie Jo Shults provides us with a good example of how to scale personalization, with five strangers in five minutes or less, by applying the skill of active listening. Read what Captain Shults has to say and start the process of creating your very own high performance leadership success formula.

EXCERPT FROM “NERVES OF STEEL”

Commercial aviation is a team sport. When a crew gathers for a flight, all crew members’ names are on the

paperwork, but knowing the names is not the same as meeting the people and getting to know them. The trick is in figuring out how to turn five strangers into a team in five minutes or less. Drawing our assigned crew members together at the beginning of each day has become a habit for me, and now it’s part of our protocol at Southwest Airlines. A flight crew often changes every day, sometimes multiple times throughout the day, so it takes a real effort to stop the busyness and focus for a moment on the team members. One of the best lessons I learned at home was the art of asking questions and listening attentively to the answers. It’s important to me to convey that nobody needs to worry whether something is “important enough” to tell the captain. If I take the time to look at a baby picture or listen to a personal story, the channels of communication open up. When I take the time to make my flight brief a dialogue rather than a monologue, it changes the posture of our future communications about everything, from equipment to people.

Captain Shults has provided us with the first component in developing our very own high performance leadership success formula and that is communication. I’ll discuss the remaining two components in future articles.

ABOUT CHARMAS B. LEE

FORCE MULTIPLIER

Here’s another way to look at the same concept. Through 34+ years of coaching and leadership experience, I’ve learned that the force multiplier in creating advanced personal communication requires an understanding of human behavior and the ten human drives. Each drive, when met, provides an inflection point to the psyche and can solicit a positive visceral response.

Take a look at the graphic for details on the ten human drives. For more information, I encourage you to read High Performance Coach Brendon Burchard’s book titled, “The Charge: Activating the 10 Human Drives That Make You Feel Alive.” It’s yet another example for us to follow when developing a high performance leadership success formula.

THE FIVE BASELINE DRIVES:

THE FIVE FORWARD DRIVES:

CHANGE

CHALLENGE

CREATIVE EXPRESSION

CONTRIBUTION

CONSCIOUSNESS

*From “The Charge,” by Brendon Burchard.

“May I” = Control and Caring

“Your permission”

= Congruence and Connection

“Champion you today” = Competence

Over decades of experience and study, I’ve learned that most people are not looking for a hero; they are looking for a guide who gets excited every time he/she sees them, recognizes their value, and is willing to provide them with a compass or blueprint to achieve success.

More to come in upcoming issues of NORTH. Wishing you the best of everything, my name is Charmas Lee, and I build Champions.

Here’s how I incorporate the five baseline drives into a single question for advanced personal communication.

“May I have your permission to champion you today?”

Perfectly Balanced + Renewed

Strata Wellness & Garden

by Dirk R. Hobbs

of the Gods Resort Has So

Amid the stunning landscape of the historic, legendary, and registered National Natural Landmark of the Garden of the Gods Park, Strata Wellness presents a one-of-a-kind Colorado wellness retreat, where your mindbody-spirit balance is restored layer by layer — and where unlocking your ultimate potential becomes the reality.

For guests and members of the community seeking a renewed, better quality of life, Strata Med brings Eastern traditions and Western medicine together, and meets you where you are on your wellness journey. Strata’s personalized and holistic approach to your wellbeing spans the full body-mind-spirit spectrum. Professional practitioners, coaches, and therapists develop completely customized plans for everyone who uses their services.

Strata Spa, home to the renowned spa and salon services at Garden of the Gods Resort and Club, provides a tranquil and therapeutic experience which is open to the public in Colorado Springs. With magnificent views of the mountains and breathtaking open spaces, spa treatments and salon services are delivered by expert specialists and talented hair-and-nail artists.

Strata Fit, located within the main resort, features floor-to-ceiling windows and high ceilings to feature a series of services. A team of professional fitness experts provide individual and group training.

Much to Offer

The infrastructure of the center includes Matrix strength equipment, Matrix cardiovascular equipment, Matrix Functional Training System, TRX Suspension Training system, free weights, movement studio for both group fitness classes and individual use (HIIT, pilates, yoga, boot camp, sculpt, and more). There’s a 20-bike indoor cycling studio, a pilates reformer studio, and a Power Plate vibration training machine.

Discover a new way to support your specific healthcare needs and accomplish your health and wellness goals through one of five scientifically-driven and evidence-based Wellness Concierge Medical Membership packages. Strata Memberships are founded upon patient-centric, personalized, and proactive healthcare — including integrative, immersive, and innovative services and treatments that stir the senses.

Exhale the past. Inhale the future. And explore a new world of wellness with spa, fitness, and healthcare resources at Strata Wellness — enriching by nature.

For information on membership, call 719-520-4980 or, visit GardenoftheGodsResort.com/membership.

For general information, call 719-632-5541 or visit GardenoftheGodsResort.com

Founders Al and Margaret Hill cast a vision which, in 1951, came to life with the grand opening of Garden of the Gods Club – an exclusive and unspoiled natural escape that set the stage for one of Colorado’s most pristine resorts. This world renowned venue — a powerful place, magnetic in its charms, unspoiled, utterly peaceful, and surrounded by awe-inspiring natural splendor — has attracted fascinating people from all walks of life for more than 70 years.

Garden of the Gods Resort and Club’s signature restaurant, Grand View Dining Room, recently received a renewal of its own and is open to the public. Thanks to the stunning landscape and show-stopping sunrises and sunsets, Grand View has always held a coveted place on the local dining scene. The newly renovated restaurant balances an elevated Colorado steakhouse menu with fresh, local ingredients and a nod to wellness.

Members and guests unlock every area of the property, including the memberand guest-only Rocks Lounge, 27-hole championship Kissing Camels Golf Course, five outdoor tennis courts and four indoor courts, eight pickle ball courts, and awardwinning infinity pool.

Today, guests and members can enjoy the spoils of every facet of resort life among the newly renovated and modernized grounds, rooms, amenities, and features. Prepare to unwind in thoughtfully renovated suites, soak up spectacular vistas, and enjoy an escape that will leave you feeling balanced, relaxed, and totally at ease. Garden of the Gods Resort and Club is truly a retreat for everyone.

• For travelers who are simply seeking an anticipated getaway

• For meetings and groups looking for a fresh and inspiring setting

• For members who crave a sense of community and a welcoming homeaway-from-home

• For discerning and diverse couples planning an unforgettable escape, and

• For those who need a special place to connect and celebrate

• For a those looking for a staycation

GRAND VIEW DINING ROOM

SOMETHING FOR EVERYONE

ORDER

Thank you to each and every advertiser listed herein. You are greatly appreciated and are why Colorado Springs is an amazing Community. Thank you!

Air Force Athletics

Altitude Hospitality Group

Amy Ward Agency

Boot Barn Hall

Center For College Solutions

Charmas Lee

Classic Homes/Forest Lakes

City Auditorium

Colorado Springs Airport

Colorado Springs Fashion

Week

Colorado Springs Orthopedic Group

Colorado Springs Utilities

COS Sports Corporation

DreamMaker Bath & Kitchen

First National Bank/Colorado

Force Broadband

Flying Horse Realty

The Club at Flying Horse

The Pinery North/The Pinery

The Resource Center

Garden of the Gods Club

Grass365!

Guaranteed Rate

COS Hispanic Chamber of Commerce

KKTV 11 NEWS

Liberty Heights

Marquesa Hobbs, Realtor/The Platinum Group

Notes Live

Pine Creek Dental

Promenade Shops at Briargate

Ramos Law

Rocky Mountain Vibes

Salem Media/Q102.7

Senior Insurance Solutions

Strata at Garden of the Gods

St. Mary’s High School

Stewart Remodeling

Ting

Vine & Wheel

Virtuent Wealth Management Group

WCG Accounting

YMCA of the Pikes Peak Region

A DIFFERENT TYPE OF LAW FIRM

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C O N T A C T U S T O D A Y !

J o s e p h R a m o s , M D J D