HDFC Personal Loan Interest Rates Want to avail a personal loan that comes with an attractive interest rate? And, how about, enjoying a pocket-friendly EMI of INR 4,373 to ease your loan burden? Well, if that sounds appealing to you, all you need to know about HDFC Personal Loan Interest Rate. Yes, if you are curious to know more, just go through the page below.
Personal Loan Interest Rates 2022
Highlights ● Enjoy HDFC Personal Loan Interest Rates starting at 10.25% ● Get the best rates to enjoy a hassle-free journey Want to avail a personal loan that comes with an attractive interest rate? And, how about, enjoying a pocket-friendly EMI of INR 4,373 to ease your loan burden? Well, if that sounds appealing to you, all you need to know about HDFC Personal Loan Interest Rates. Yes, if you are curious to know more, just go through the page below. APPLY HDFC PERSONAL LOAN @ 10.25%* RATE
HDFC Personal Loan Interest Rates February 2022 Particulars
Details
Interest Rate
10.25% - 17.00%
Loan Amount
It depends on income, repayment potential, credit score, etc, however, the maximum amount is up to 40 lakhs.
Tenure
Up to 5 Years
Processing Fees
0.99%-2.50% of the loan amount (minimum being INR 1,999)
Prepayment Charges
Nil- 4% of principal outstanding + GST
Repayment Mode
ECS, AD or PDC
No Due Certificate/No Objection Certificate (NOC)
NIL
Duplicate of No Dues Certificate/NOC
NIL
Solvency Certificate
Not applicable
Charges for late payment of EMI
24% per annum on amount outstanding from date of default
floating rate
Not applicable
Charges for changing from floating to fixed rate of interest
Not applicable
Stamp duty & other statutory charges
As per applicable laws of the state
Credit assessment charges
Not applicable
Non standard repayment charges
Not applicable
Cheque swapping charges
INR 500/-
Amortization Schedule charges
INR 200
Loan cancellation charges
NIL (However client would be charged interest for the interim period between date of loan disbursement and loan cancellation and processing fees would be retained.)
Cheque bounce charges
INR 550/- per cheque bounce
Legal/incidental charges
At actual
CIBIL Report Copy Charges
INR 50 per copy