HDFC Bank Personal Loan – Apply Online 2022
In these tough times of COVID 19, HDFC Bank – one of the India’s leading private sector bank has resumed its operations and has started lending personal loan to near about 27000 companies. Pre COVID 19 HDFC used to lend to near about 48000 companies. With the stabilization in situation with the COVID HDFC Bank is getting back to its momentum and lending HDFC personal loan while complying with the legal implications. HDFC Bank is well known for its lowest interest rates and reach to the customer. And, if you are worrying about the EMIs then HDFC is here to offer pocket -friendly EMIs and all this and much more can easily be possible with HDFC Personal Loan. Yes, the attractive interest rates allow you to save more, making your personal loan journey a hassle-free experience. To know more about HDFC Personal Loan online, read the page below.
HDFC Personal Loan Interest Rates February 2022 Particulars
Details
Interest Rate
10.25% - 17.00%
Loan Amount
No limit, depends on credit score, income, repayment potential, etc
Loan Tenure
Up to 7 Years
Processing Fees
INR 2499 - 2.50% of the loan amount plus applicable GST
Foreclosure Charges
Nil-Up to 4% on the principal outstanding + GST
Part- payment Charges
2%-4%
Repayment Mode
ECS, AD or PDC
HDFC Personal Loan Eligibility Criteria for February 2022 HDFC offers personal loans based on eligibility criteria. ● ●
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If you are between a range of 21 years to 65 years of age, then you can easily avail HDFC Personal Loan. You should have a minimum monthly income of INR 25,000 to avail personal loan and that should be credited into bank account only and to be more cautious this income should be after every deduction. Also, you need to check whether you have adequate work experience or not – you must have 2 years of working experience, including a year of experience with the current employer.