Axis Bank Personal Loan Interest Rates Axis Bank Personal Loan Interest Rates February 2022 One of the country’s renowned lender with over years of experience in offering the best of financial services, it would not be wrong to say that Axis Bank is a force to reckon with. Yes, this bank since its inception has been delivering the best of financial products and offering a personal loan is one of them. Talking about personal loan interest rates, the lender currently offers this credit facility at an interest rate of 10.25% - 21.00% per annum. Borrowers can avail this loan from the lender at an attractive axis bank personal loan interest rate, thus can fulfill their multiple needs. Particulars
Details
Interest Rate
10.25% - 21.00%
Loan Processing Charges
1.50% to 2.00% + GST as applicable
Cheque Bounce Charges
₹500 per cheque bounce + GST as applicable
Cheque/ Instrument Swap charges
₹500 per instance + GST as applicable
Prepayment/ Forclosure Charges
Nil
Default Interest Rate
@24.00% per annum i.e 2% per month on the overdue installment
Duplicate Statement Issuance Charges
₹250 per instance + GST as applicable
Duplicate Amortization Schedule Charges
₹250 per instance + GST as applicable
Duplicate Interest Certificate
₹250 per instance + GST as applicable
(Provisional/ Actual) issuance Charges
Cibil Report Issuance Charges
₹50/- per instance per set+ GST as applicable
Stamp Duty Charges
As per State Stamp Act
Issuance Charges for Photocopy of Loan Agreement/ Documents
₹250 per instance + GST as applicable
Axis Bank Personal Loan Balance Transfer Rates Now transfer your existing personal loan balance to Axis Bank and save big on EMIs and Interest Outgo. If your existing lender is offering you the loan at higher rates, you can switch to Axis Bank and enjoy the attractive interest rates while saving a lot of money. The BT rates offered by the bank currently range between 10.25% - 21.00% per annum, allowing you to grab the best personal loan deal. Yes, with lower personal loan interest rates, you can easily repay your loan with pocket-friendly EMIs. Thus, less burden will be on your shoulders as far as repayment is concerned.
Axis Bank Personal Loan Customer Care Contact Number In case you have any concern, query or complaint regarding your Axis bank personal loan, all you need to do is simply dial +91 22 67987700 from your mobile or landline. By dialing the same, the customer care executives of the bank will be there to help and listen. This toll-free number is 24×7 available at your service to give you the proper support and guidance.
Axis Bank Personal Loan Statement With the help of getting the monthly statement right in your Inbox, it would be easier for you to keep a track of a personal loan. The statement offered by the bank clearly shows your loan credentials in a detailed manner, which ultimately helps in keeping a track of the loan.
Axis Bank Personal Loan Apply When it comes to applying for an Axis Bank personal loan, you would be happy to know that there are online as well as offline modes for the same. You can either apply online by visiting the official website of the bank or you can reach out to many reliable sites that help you with sending an application online. While on the other hand, choosing an offline mode is also an option to get this unsecured loan, wherein you need to visit an Axis Bank branch near you so as to submit your loan application.
Axis Bank Personal Loan Eligibility It is important for an applicant to know the eligibility criteria set by a lender before applying for a loan. Talking about Axis Bank Personal Loan eligibility, only salaried individuals are eligible to apply. An individual should be aged between 21-60 years and must earn a minimum monthly income of
₹15k. Apart from this, Government sector employees including public sector undertakings and salaried doctors are also eligible.