Established in 1929
Health City Sun
The
www.healthcitysun.com
New Mexico’s Legal & Financial Weekly
May 22, 2015
FORECLOSURE SALES: 2 NOTICE OF SUITS: 1
PROBATE: 26 AUCTIONS: 5 OTHER: 24 SPANISH NOTICES: 3
Keeping Consumers Safer Online
A
lthough Americans are increasingly shopping online and are well aware of the risks that cyber thieves pose, a majority admit they do not take the time to follow basic precautions they know can protect their personal and financial information. A few facts and tips can help you avoid trouble. That is one of the key findings of the CA Security Council’s (CASC) 2015 Consumer Trust Survey, which reveals that: • Most consumers have at least one device they don’t bother password protecting. The most common device left unguarded is the tablet, a device that 61 percent leave unprotected. • On a positive note, 53 percent of respondents identify the padlock as adding confidence in an e-commerce site, with 42 percent associating the green bar and organization name in the URL with greater safety. The green bar indicates a website has earned a special Extended Validation (EV) digital certificate. • 43 percent of respondents are happy to use public Wi-Fi without regard to security issues, as long as it is free. • 33 percent use just one or two passwords to log in across all their websites. This is especially problematic when considering the number of companies that have experienced breaches that resulted in stolen passwords within the last few years. Digital Security Tips To help consumers stay secure, the CASC offers these tips: • Look for “https” in the address bar. The “s” means it’s secure. You should also see a padlock symbol. For an added sign that the site is authentic, look
W
Vol. 5.86 No. 21
*Publish Legal Notices for Less!*
63¢ / line for first week 49¢ / line for additional weeks
Prepaidcopy copy provided provided by: Prepaid by:
TheTime Health City Sun llc. 2012 Prime Publishing 2015 for the green browser bar and the website’s name to appear in green. • Update your browser to the latest version, which addresses the most current online risks. • If your browser gives you a message about an untrusted security certificate for a website, don’t proceed. • Wherever possible, don’t allow an organization to keep your payment information on file. Advancing Website Security The CASC is an advocacy group committed to the advancement of the security of websites and online transactions. The Council advises all American consumers to be more attentive protecting themselves from cyber thieves, whose attacks have grown increasingly sophisticated and difficult to detect. Proactive measures include looking for the EV indicators and taking time to click on the Certificate Information in order to verify that the name and URL address of the company or organization match the site they plan to visit. To learn more, visit www.casecurity.org.-(NAPSI)
Thinking About Retirement and Social Security? It Pays to Wait
aiting to take Social Security retirement benefits can increase your monthly benefit as much as 76 percent, according to a new toolkit, “When to Take Social Security: It Pays to Wait,” released by the nonpartisan National Academy of Social Insurance (NASI). The toolkit includes a three-minute video, a onepage fact sheet and a 16-page brief to educate workers nearing retirement about the advantages of delaying their Social Security benefits beyond age 62, if they can. Key messages for older workers include: (1) If you need Social Security to make ends meet, take it -- you’ve earned it. (2) But if you can wait, even a year or two, your monthly benefit will be higher -- for the rest of your life. (3) If you are married, you have two lives to plan for. If you are the higher earner, waiting to take Social Security means a higher survivor benefit for
your spouse if she or he outlives you. “One of the most important financial decisions we make is when to start receiving Social Security retirement benefits,” said William Arnone, Chair of NASI’s Board of Directors and retired partner at Ernst & Young, LLP. “The gains from waiting are much greater than they used to be.” A worker who can wait until 70 will get a benefit that is 76 percent higher than if she had taken Social Security at 62. “Because Social Security lasts for life and keeps up with the cost of living, it may be the biggest asset a worker has,” said Virginia Reno, NASI’s Vice President for Income Security Policy. If you think of Social Security as a key retirement asset, you may want to increase it by delaying when you start benefits, if you can. Learn more at www.NASI.org/WhenToTakeSocialSecurity. (NewsUSA)