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Established in 1929

Health City Sun

The

www.healthcitysun.com

New Mexico’s Legal & Financial Weekly

October 31, 2014

FORECLOSURE SALES: 8

PROBATE: 22

NOTICE OF SUITS: 6

OTHER: 18

Tax Law Changes You Need To Know To Maximize Your Refund

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Vol. 4.85 No. 44

SPANISH NOTICES: 5

*Publish Legal Notices for Less!*

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lthough the U.S. federal tax code has undergone over 4,600 changes since 2001, most changes are unlikely to affect the average taxpayer.

Unless you’re an accountant or tax lawyer, you don’t need to know the vast majority of tax law changes. However, you can maximize the benefits and minimize any negative effect of changes when you file your income tax return.

“To avoid any surprises at tax time, do a dry run of your tax return each fall,” recommends TaxACT spokesperson Jessi Dolmage. “DIY tax programs are updated with the latest tax laws every fall. Just answer simple questions and the program will calculate your refund or liability as it currently stands so you can see what’s changed. The interview will also review credits and deductions you may still qualify for through Dec. 31.”

You can use the tax preparation filing products to get early calculations of your taxes or use a tax calculator such as TaxACT’s at www.taxact. com/tax-calculator.

Whether you do any year-end tax planning or wait until the filing deadline, here’s a list of key changes that could impact your federal tax return due April 15, 2015: • Personal and dependent exemptions increase to $3,950 per person.

• The 2014 standard deduction is $6,200 for a single taxpayer and $9,100 for a head of household. The standard deduction for married couples filing jointly also increases to $12,400.

• Several benefits have expired, including the tuition and fees deduction, educator expense deduction, deduction for mortgage insurance premiums, cancellation of some mortgage debt, nonbusiness energy property credit and state and local sales tax deduction. Congress is expected to vote on extending the tax breaks after the November 2014 elections.

• If you purchased 2014 health insurance from the federal or a state-sponsored marketplace, you’ll receive Form 1095-A around January 31. The form will have the information you need to report on your tax return, including the premium tax credit. Simply enter the form information when

AUCTIONS: 17

Prepaidcopy copy provided provided by: Prepaid by:

TheTime Health City Sun llc.

2012 Prime Publishing 2014 your tax program asks.

If you got the premium credit in advance, your amount was based on your estimated household income and family size. Your credit amount will be reconciled with your actual income and family size on your tax return.

If your situation changed since applying for insurance, you may receive a larger refund or have to pay part of the credit back.

• If you didn’t have minimum essential health insurance for three or more months in 2014 and don’t qualify for an exemption, you may pay a penalty. The shared responsibility payment is the higher of 1 percent of your 2014 income or $95 per adult and $47.50 per uninsured dependent under 18, up to $285 per family. Your tax program will ask simple questions to calculate your payment.

If you qualify for an exemption, remember some require you to have a certificate number (ECN) for your tax return in order to avoid the shared responsibility payment. To get an ECN, you must send an application and supporting documentation to your marketplace. Application processing can take several weeks, so apply now to avoid delay of your tax refund.

Learn about more tax law changes at www.irs.gov and www.taxact. com/taxinfo. Visit www.healthcare.gov and www.healthcareact.com for premium credit and exemption information.

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Medication Safety Tips For Cold & Flu Season

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because people may be treating multiple symptoms—especially people taking medicines for chronic pain. It is important that you read medicine labels and only take one product at a time that contains the same active ingredient, even if it is for different ailments. For example, if you take Tylenol® for a headache and at the same time take Theraflu® for a cold, you are actually doubling up on acetaminophen, which can be harmful.

very year, more than 126,000 hospitalizations and 17,000 deaths in the U.S. are due to overdose or overuse of acetaminophen and NSAIDs, which are present in many prescription or over-thecounter pain medications.

Acetaminophen, which is an active ingredient in brands such as Tylenol® and NyQuil®, is safe when taken as recommended, but can lead to liver damage when taken in excess. NSAIDs, which are a class of pain-relieving drugs that include brands such as Advil®, Motrin® and aspirin, can cause stomach damage when overused.

During cold and flu season, misuse of OTC medicine can be common

Gut Check: Know Your Medicine, a campaign from the American Gastroenterological Association, aims to educate consumers about medication safety. Learn more at www.GutCheckFacts.org.

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Page 2

FORECLOSURES STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT NO. D-202-CV-2013-04465 SANDIA LABORATORY FEDERAL CREDIT UNION, Plaintiff, v.

JOHN P. MOLT III and INGA L. HERMANN, Husband and Wife, JOHN DOE and JANE DOE, Defendants.

NOTICE OF SALE ON FORECLOSURE NOTICE IS HEREBY GIVEN that the above entitled Court, having appointed the undersigned as Special Master in this matter with the power to sell, has ordered the Special Master to sell the below described real property, situated in the County of Bernalillo, State of New Mexico, more particularly described as: Lot numbered Six (6) in in Block lettered “I” of the NEW HOLIDAY PARK, Parts 5 & 6, a subdivision to the City of Albuquerque, New Mexico, as the same is shown and designated on the Plat thereof, filed in the Office of the County Clerk of Bernalillo County, New Mexico, on April 27, 1971.

The property may be located at 12108 Bermuda Dr. NE, Albuquerque, NM 87111.

The sale shall commence at 4:45 p.m. on November 13, 2014, at the front entrance to the Second Judicial District Court House, at 400 Lomas NW, Albuquerque, NM 87102. The property will be sold “As Is” to the highest bidder for cash. The property will be sold subject to any and all unpaid taxes and to any liens and assessments not otherwise foreclosed upon herein.

Interested bidders should undertake to make their own determination as to the status of title.

For purposes of this sale, “cash” shall mean (1) cash on hand, (2) other immediately available funds, including, but not limited to, bank cashiers checks, or (3) an irrevocable letter of credit payable at sight issued by a financial institution acceptable to and in a form acceptable to the Special Master in an amount not less than the bid amount, delivered to and approved by the Special Master prior to sale.

For purposes of this Sale, the term “immediately available funds” shall refer to those funds that can be delivered to the Special Master within TWENTY-FOUR (24) hours of the acceptance of the bid.

NOTICE IS FURTHER GIVEN that the proceeds of sale will be applied as follows: first, to all costs and expenses of sale, including the Special Master’s fee and costs; second, to the judgment awarded to Plaintiff in the amount of $186,346.30, plus interest from May 10, 2013, at the rate of 4.42% per annum, together with late fees accruing at the rate of $47.15 per month until sale; plus attorney fees in the amount of $1,786.90 and costs incurred by Plaintiff in the amount of $296.56, unpaid taxes of at least $6,921.14, and expenses as allowed pursuant to the terms of the mortgage

Health City Sun LEGAL NOTICES in the amount of $194.25, plus interest from October 7, 2014, at the rate of 8.75% per annum; third, in such manner as the Court may determine by order entered after the sale.

NOTICE IS FINALLY GIVEN that Plaintiff may bid and purchase the property at the foreclosure sale and may apply all or a portion of its judgment as cash toward the purchase price.

Respectfully submitted: “Electronically filed” By: s/Kathleen Brandt, attorney at law KATHLEEN BRANDT Special Master 1212 Pennsylvania NE Albuquerque, NM 87110 (505) 266-8787 HCS Pub. October 10, 17, 24, 31, 2014

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT NO. D-202-CV-2013-04474 KIRTLAND FEDERAL CREDIT UNION, Plaintiff, v.

DAVID A. SCHOMAKER and REBECA SCHOMAKER, Husband and Wife, JOHN DOE and JANE DOE, Defendants.

NOTICE OF SALE ON FORECLOSURE NOTICE IS HEREBY GIVEN that the above entitled Court, having appointed the undersigned as Special Master in this matter with the power to sell, has ordered the Special Master to sell the below described real property, situated in the County of Bernalillo, State of New Mexico, more particularly described as: Lot numbered Twenty Seven (27), Plat of BRADFORD HILLS SUBDIVISION, PHASE 1, VENTANA RANCH (A replat of Tract 25A, Ventana Ranch),Albuquerque, New Mexico, as the same is shown and so designated on the Plat of said Subdivision, filed in the Office of the County Clerk of Bernalillo County, New Mexico on January 4, 1999, in Plat Book 99C, page 1 The property may be located at 6835 Brushfield Rd NW, Albuquerque, NM 87114-3920.

The sale shall commence at 4:50 p.m. on November 13, 2014, at the front entrance to the Second Judicial District Court House, at 400 Lomas NW, Albuquerque, NM 87102. The property will be sold “As Is” to the highest bidder for cash. The property will be sold subject to any and all unpaid taxes and to any liens and assessments not otherwise foreclosed upon herein.

Interested bidders should undertake to make their own determination as to the status of title.

For purposes of this sale, “cash” shall mean (1) cash on hand, (2) other immediately available funds, including, but not limited to, bank cashiers checks, or (3) an irrevocable letter of credit payable at sight issued by a financial institution acceptable to and in a form acceptable to the Special Master in an amount not less than the bid amount, delivered to and approved by the Special Master prior to sale.

For purposes of this Sale, the term “immediately available funds” shall refer to those funds that can be delivered to the Special Master within TWENTY-FOUR (24) hours of the acceptance of the bid.

NOTICE IS FURTHER GIVEN that the proceeds of sale will be applied as follows: first, to all costs and expenses of sale, including the Special Master’s fee and costs; second, to the judgment awarded to Plaintiff in the amount of $258,671.17, plus interest from May 12, 214, at the rate of 5.25% per annum, plus late fees accruing thereafter at the rate of $78.09 per month until the home is sold; plus attorney fees in the amount of $2,923.96, costs incurred by Plaintiff in the amount of $1,245.66, and expenses of $194.25 as allowed pursuant to the terms of the mortgage, and any unpaid taxes, plus interest from October 9, 2014, at the rate of 8.75% per annum; third, in such manner as the Court may determine by order entered after the sale.

NOTICE IS FINALLY GIVEN that Plaintiff may bid and purchase the property at the foreclosure sale and may apply all or a portion of its judgment as cash toward the purchase price.

Respectfully submitted: “Electronically filed” By: s/Kathleen Brandt, attorney at law KATHLEEN BRANDT Special Master 1212 Pennsylvania NE Albuquerque, NM 87110 (505) 266-8787 HCS Pub. October 17, 24, 31, November 7, 2014

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT NO. D-202-CV-2012-05558 SANDIA LABORATORY FEDERAL CREDIT UNION, Plaintiff, v.

TOBY R. ATENCIO; THE UNKNOWN SPOUSE, IF ANY, OF TOBY R. ATENCIO; JOHN DOE and JANE DOE, Defendants.

NOTICE OF SALE ON FORECLOSURE NOTICE IS HEREBY GIVEN that the above entitled Court, having appointed the undersigned as Special Master in this matter with the power to sell, has ordered the Special Master to sell the below described real property, situated in the County of Bernalillo, State of New Mexico, more particularly described as: Lot Numbered Seventeen (17) in Block Numbered Seven (7) , of Harold J. Gannon’s Subdivision of Tract numbered Seven (7) , PUEBLO ALTA, an Addition to the City of Albuquerque, New Mexico, as the same is shown and designated on the Plat of said Addition, filed in the Office of the County Clerk, Bernalillo County, New Mexico, on March 2, 1950, in Plat Book B1, Folio 17.

The property may be located at 713 Truman Street NE, Albuquerque, NM 87110.

The sale shall commence at 11:30 a.m. on November 20, 2014, at the front entrance to

the Second Judicial District Court House, at 400 Lomas NW, Albuquerque, NM 87102. The property will be sold “As Is” to the highest bidder for cash. The property will be sold subject to any and all unpaid taxes and to any liens and assessments not otherwise foreclosed upon herein.

Interested bidders should undertake to make their own determination as to the status of title.

For purposes of this sale, “cash” shall mean (1) cash on hand, (2) other immediately available funds, including, but not limited to, bank cashiers checks, or (3) an irrevocable letter of credit payable at sight issued by a financial institution acceptable to and in a form acceptable to the Special Master in an amount not less than the bid amount, delivered to and approved by the Special Master prior to sale.

For purposes of this Sale, the term “immediately available funds” shall refer to those funds that can be delivered to the Special Master within TWENTY-FOUR (24) hours of the acceptance of the bid.

NOTICE IS FURTHER GIVEN that the proceeds of sale will be applied as follows: first, to all costs and expenses of sale, including the Special Master’s fee and costs; second, to the judgment awarded to Plaintiff in the amount of Damages (A) $139,537.69, plus interest from June 12, 2014, at the rate of 4.5% per annum; Damages (B) $22,380.48, plus interest from June 12, 2014, at the rate of 4.5% per annum; plus attorney fees in the amount of $400.00 plus (GRT), plus interest from October 3, 2014, at the rate of 8.75% per annum; third, in such manner as the Court may determine by order entered after the sale.

NOTICE IS FINALLY GIVEN that Plaintiff may bid and purchase the property at the foreclosure sale and may apply all or a portion of its judgment as cash toward the purchase price.

Respectfully submitted: “Electronically filed” By: s/Michael Kushner, attorney at law MICHAEL E. KUSHNER Special Master P.O. Box 35487 Albuquerque, NM 87176-5487 (505) 254-8332 (505) 254-2105 (fax) mekush@flash.net HCS Pub. October 17, 24, 31, November 7, 2014

NOTICE OF SALE NOTICE is hereby given that on November 20, 2014, at 1:30 p.m., the undersigned Special Master will sell to the highest bidder the front of the Second Judicial District Courthouse, 400 Lomas Blvd.

NW, Albuquerque, New Mexico 87102, all Defendants’ interest in the real property located at 1521 Kit Carson Avenue SW, Albuquerque, Bernalillo County, New Mexico 87104, and more particularly described as: LOT NUMBERED ELEVEN (11) IN BLOCK NUMBERED TWENTY-FIVE (25) OF THE HUNING CASTLE ADDITION TO THE CITY OF ALBUQUERQUE, NEW MEXICO, AS THE SAME IS SHOWN AND DESIGNATED ON THE MAP OF SAID ADDITION, FILED IN THE OFFICE OF THE COUNTY CLERK OF BERNALILLO COUNTY, NEW MEXICO, ON MARCH 1, 1928 WITH MORTGAGE COVENANTS. The sale will satisfy all or a portion of a Judgment Against Defendant Luis D. Nolasco, in rem, and Defendant George H. Shaffer III, in rem, Decree of Foreclosure, Order of Sale, and Appointment of Special Master (“Judgment”) entered on December 5, 2013, as follows: Judgment, in rem and not in personam, as follows: (1) $103,544.69, with interest continuing to accrue at 7.300% per year from May 24, 2013, forward; (2) $ 3 2 , 8 5 3 . 0 3 , with interest continuing to accrue at 10.250% per year from May 24, 2013; and (3) $10,148.22, with interest continuing to accrue at the statutory rate of 8.75% per year from May 24, 2013, forward and another judgment was entered on October 3, 2014.

The Judgments may be obtained from either the court clerk or the undersigned Special Master prior to the sale date. BOKF N.A. d/b/a Bank of Albuquerque, successor by merger to Bank of Albuquerque, N.A. has the right to bid at the sale and to apply its judgment or a portion thereof to the purchase price in lieu of cash.

For all other bidders, the sale terms are cash or its equivalent by the close of business on the day of sale. The sale may be postponed and rescheduled at the Special Master’s discretion.

PROSPECTIVE PURCHASERS AT SALE ARE ADVISED TO MAKE THEIR OWN EXAMINATION OF THE TITLE AND THE CONDITION OF THE PROPERTY AND STATE OF NEW MEXICO TO CONSULT THEIR OWN COUNTY OF BERNALILLO ATTORNEY BEFORE BIDDING. SECOND JUDICIAL DISTRICT /s/ Edward Little No. D-202-CV-2011-03423 Special Master BOKF N.A. d/b/a Bank of 1509 -37th Street SE Albuquerque, Rio Rancho, NM 87124 successor by merger to Bank 505/328-6269 of Albuquerque, N.A., HCS Pub. October 17, 24, 31, Plaintiff, November 7, 2014 vs.

LUIS D. NOLASCO, IN REM, SS# XXX-XX-9513; GEORGE H. SHAFFER III, SS# STATE OF NEW MEXICO XXX-XX-0081; COUNTY OF BERNALILLO TAXATION AND REVENUE SECOND JUDICIAL DISTRICT DEPARTMENT OF THE No. D-202-CV-2013-06606 STATE OF NEW MEXICO; 21ST MORTGAGE PUMA NORTH AMERICA; CORPORATION, TARGET NATIONAL BANK; Plaintiff, and J. SHOES, INC., v.

Defendants.

MARK SIMMONS, MELISSA

October 31, 2014

COMER, THE UNKNOWN SPOUSE OF MARK SIMMONS, IF ANY AND THE UNKNOWN SPOUSE OF MELISSA COMER, IF ANY, Defendant(s).

NOTICE OF SALE NOTICE is hereby given that on November 20, 2014, at 1:30 p.m., the undersigned Special Master or his agent will sell to the highest bidder at the entrance of the Bernalillo Second Judicial District Courthouse, 400 Lomas Blvd, Albuquerque, NM 87102 all Defendants’ interest in the real property located at 6655 Lamy St. NW, Albuquerque, NM 87120, Bernalillo County, New Mexico, and is more particularly described as follows: LOT NUMBERED FORTY-ONE (41) IN BLOCK NUMBERED ONE (1) OF BUTTERFIELD SUBDIVISION II, A REPLAT OF A PORTION OF TRACT “B”, “C-2” AND “D” OF MONTANO ACRES, TOGETHER WITH A PORTION OF TRACT “4B”, TAYLOR RANCH SWIM AND TENNIS CLUB, CITY OF ALBUQUERQUE, NEW MEXICO, AS THE SAME IS SHOWN AND DESIGNATED ON THE PLAT OF SAID SUBDIVISION, FILED IN THE OFFICE OF THE COUNTY CLERK OF BERNALILLO COUNTY, NEW MEXICO, ON MAY 6, 1983 IN PLAT BOOK C21, FOLIO 66.

The sale will satisfy all or a portion of a Judgment entered on October 15, 2014, in the amount of $183,543.92, with interest accruing at 3.250% per year from August 27, 2014, forward.

The Judgment may be obtained from either the court clerk or the undersigned Special Master prior to the sale date. Plaintiff has the right to bid at the sale and to apply their judgments or a portion thereof to the purchase price in lieu of cash. For all other bidders, the sale terms are cash or its equivalent by the close of business on the day of sale. The sale may be postponed and rescheduled at the Special Master’s discretion.

PROSPECTIVE PURCHASERS AT SALE ARE ADVISED TO MAKE THEIR OWN EXAMINATION OF THE TITLE AND THE CONDITION OF THE PROPERTY AND TO CONSULT THEIR OWN ATTORNEY BEFORE BIDDING. /s/ Edward S. Little Edward S. Little, Special Master 1509 37th Street SE Rio Rancho, NM 87124 505/328-6269 HCS Pub. October 17, 24, 31, November 7, 2014

STATE OF NEW MEXICO COUNTY OF TAOS EIGHTH JUDICIAL DISTRICT No. D-820-CV-2013-00297 BANK OF THE WEST, Plaintiff, v.

NOMAD INVESTMENT PROPERTIES TAOS, LLC; RANDOLPH HIBBEN; MICHAEL MUNNS; HEIDI SCHAEFFER; TATIANA JACQUES; JOHN DOE(S)RESIDING AT 404 DOLAN STREET, UNIT I, TAOS,

October 31, 2014

NEW MEXICO 87571; and JOHN DOE(S) RESIDING AT 404 DOLAN STREET, UNIT F, TAOS, NEW MEXICO 87571, Defendants.

NOTICE OF FORECLOSURE SALE PLEASE TAKE NOTICE that the above-entitled Court entered a Judgment For Foreclosure On Mortgage, On Promissory Note, And On Commercial Guaranties (“Judgment”) on October 14, 2014 ordering the sale of certain properties in the County of Taos, State of New Mexico, and appointing a Special Master in this matter with the power to sell the same. The sale is to begin at 2:00 PM on December 3, 2014, at the front steps of the Taos County Courthouse, 105 Albright St., Suite N, Taos, New Mexico 87571.

The real properties to be sold are located at Taos, New Mexico, and are more specifically described as follows: A. The property commonly known as 404 Dolan Street, Unit I, Taos, New Mexico 87571, more specifically described as: UNIT “I” OF UNIT #2 OF THE VILLAS DE SUENOS CONDOMINIUMS AS REFLECTED ON SURVEY PLAT ENTITLED “VILLAS DE SUENOS CONDOMINIUMS,” AND FILED FOR RECORD IN CABINET D AT PAGE 141-A; and B. The property commonly known as 404 Dolan Street, Unit F, Taos, New Mexico 87571, more specifically described as: UNIT “F” OF THE VILLAS DE SUENOS CONDOMINIUMS AS DESCRIBED IN THE CONDOMINIUM DECLARATION FOR “VILLAS DE SUENOS CONDOMINIUMS,” DATED MARCH 14, 2001 AND FILED FOR RECORD IN CABINET D AT PAGE 141-A. including improvements thereon (collectively “Property”).

NOTICE IS FURTHER GIVEN that the Property and any improvements concerned herein will be sold subject to any and all patent reservations, easements, all recorded and unrecorded liens not foreclosed in the Judgment, and all recorded and unrecorded special assessments and taxes that may be due.

THE FOREGOING SALES will be made to satisfy the following awards in the Judgment: A. A judgment jointly and severally against Nomad Investment Properties Taos, LLC (as borrower), Randolph Hibben, Michael Munns, and Heidi Schaeffer, (as guarantors) on the Loan 26 Note (as defined in paragraph 10 of the Complaint filed in the matter) in the amount of $234,166.66 including principal of $202,271.93, plus accrued interest of $18,851.80 up to and including September 30, 2014, late charges and other fees of $273.84, appraisal and title fees of $3,195.04, real estate taxes of $1,240.72, and attorneys’ fees of $8,333.33, plus accrued interest on principal from and including October 1, 2014, to the date of entry of the Judgment at the interest rate of 4.84% per annum ($27.19434 per diem), plus the anticipated costs incurred for the foreclosure sale, plus interest of 4.84% per annum on the entire judgment

Health City Sun LEGAL NOTICES on Note 26 until paid in full; B. A judgment jointly and severally against Nomad Investment Properties Taos , LLC (as borrower), Randolph Hibben, Michael Munns, and Heidi Schaeffer, (as guarantors) on the Loan 34 Note (as defined in paragraph 11 of the Complaint filed in the matter) in the amount of $234,534.53, including principal of $203,497.24, plus accrued interest of $20,997.90 up to and including September 30, 2014, late charges and other fees of $252.20, real estate taxes of $1,453.86, and attorneys’ fees of $8,333.33 plus accrued interest on principal from and including October 1, 2014, to the date of entry of the Judgment at the interest rate of 5.57% per annum ($31.48555 per diem), plus the anticipated costs incurred for the foreclosure sale, plus interest of 5.57% per annum on the entire judgment on Note 34 until paid in full; The holder of the Judgment has the right to bid at such sale and submit its bid verbally or in writing. The holder of the Judgment may apply all or any part of the Judgment to the purchase price in lieu of cash.

The sale may be postponed and rescheduled at the discretion of the Special Master.

Please contact Justin Breen at Keleher & McLeod, P.A., P.O. Box AA, Albuquerque, New Mexico 87103, telephone (505) 3464646 for additional information.

Dated: October 21, 2014 Respectfully submitted, By: /s/ Sam B. Sanchez Filed Electronically on October 21, 2014 Sam B. Sanchez P.O. Box 3188 Taos, New Mexico 87571-3188 Telephone: (575) 758-1155 Facsimile: (575) 758-3137 E-Mail: samstaos@yahoo.com Special Master THIS HEREBY CERTIFIES that a copy of the foregoing was submitted on October 21, 2014 to Odyssey File & Serve for filing and service on the following counsel of record: Counsel for Nomad Investment Properties Taos, LLC; and Randolph Hibben: Karl H. Sommer Sommer Karnes & Associates, LLP 200 West Marcy Street, Suite 133 (87501-2037) P.O. Box 2476 Santa Fe, New Mexico 875042476 Telephone: (505) 795-8415 E-Mail: KHS@sommer-assoc. com E-Mail: Karl@sommer-assoc. com Counsel for Michael Munns and Heidi Schaeffer: Charles V. Henry Walcott & Henry P.C. 200 West Marcy St., Suite 142 Santa Fe, New Mexico 87501 Telephone: (505) 982-9559 Facsimile: (505) 982-1199 E-Mail: Charlie@WalcottLaw. com Counsel for Tatiana Jacques: Notice Of Dismissal Of Claims With Prejudice As To Tatiana Jacques filed 10-07-13 /s/ Justin B. Breen Justin B. Breen HCS Pub. October 24, 31, November 7, 14, 2014

STATE OF NEW MEXICO COUNTY OF SANTA FE FIRST JUDICIAL DISTRICT No. D-101-CV-2013-02234 BANK OF THE WEST, Plaintiff, v.

DIGITAL NOMAD MANAGEMENT WEST, LLC; RANDOLPH HIBBEN; MICHAEL MUNNS; HEIDI SCHAEFFER; and JOHN DOE(S) RESIDING AT 690 CAMINO DON EMILIO, SANTA FE, NM 87507, Defendants.

NOTICE OF FORECLOSURE SALE PLEASE TAKE NOTICE that the above-entitled Court entered a Judgment For Foreclosure On Mortgage, On Promissory Note, And On Commercial Guaranties (“Judgment”) on October 17, 2014 ordering the sale of certain property in the County of Santa Fe, State of New Mexico, and appointing a Special Master in this matter with the power to sell the same. The sale is to begin at 2:00 PM on December 4, 2014, at the front steps of the Santa Fe County Courthouse, 225 Montezuma Ave, Santa Fe, New Mexico 87501.

The real property to be sold is located in Santa Fe, New Mexico, and is described as follows: 690 Camino Don Emilio, Santa Fe, New Mexico 87507, more specifically described as: LOT 6 OF ECO-SECO SUBDIVISION, AS SHOWN ON PLAT FILED IN THE OFFICE OF THE COUNTY CLERK, SANTA FE COUNTY, NEW MEXICO ON MAY 19, 2003, IN PLAT BOOK 531, PAGES 038-040, AS DOCUMENT NO. 1266274 including improvements thereon (“Property”).; NOTICE IS FURTHER GIVEN that the Property and any improvements concerned herein will be sold subject to any and all patent reservations, easements, all recorded and unrecorded liens not foreclosed in the Judgment, and all recorded and unrecorded special assessments and taxes that may be due.

THE FOREGOING SALE will be made to satisfy the following award in the Judgment: A. a judgment jointly and severally against Digital Nomad Management West, LLC (as borrower), Randolph Hibben, Michael Munns, and Heidi Schaeffer, (as guarantors) on the Note (as defined in paragraph 8 of the Complaint file in this matter) in the amount of $810,729.11, including principal of $720,915.23, plus accrued interest of $63,672.97 up to and including September 30, 2014, late charges and other fees of $3,692.99, appraisal fees of $1,677.59, real estate taxes totaling $4,103.67, and attorneys’ fees of $16,666.66, plus accrued interest on principal from and including October 1, 2014, to the date of entry of the Judgment at the interest rate of 5.0% per annum ($100.12712 per diem), plus the anticipated costs for the foreclosure sale; The holder of the Judgment has the right to bid at such sale and submit its bid verbally or in writing. The holder of the Judgment may apply all or any part of the Judgment to the purchase price in lieu of cash.

The sale may be postponed

NOTICE IS HEREBY GIVEN that the above entitled Court, having appointed the undersigned as Special Master in this matter with the power to sell, has ordered the Special Master to sell the below described real property, situated in the County of Bernalillo, State of New Mexico, more particularly described as: Lot Numbered Twelve (12) in Block Lettered “H” as shown on the replat of Blocks Lettered “A”, “B”, “C”, “D”, “E”, “F”, “G”, “H”, “J”, and “K” of ZIA GARDENS, a subdivision in School District No. 4, Bernalillo County, New Mexico, as the same is shown and designated on the Map of said Replat, filed in the Office of the County Clerk, Bernalillo County, New Mexico, on September 17, 1947.

The property may be located at 105 Green Valley NW, Albuquerque, NM 87107.

The sale shall commence at 4:45 p.m. on December 30, 2014, at the front entrance to the Second Judicial District Court House, at 400 Lomas NW, Albuquerque, NM 87102. The property will be sold “As Is” to the highest bidder for cash. The property will be sold subject to any and all unpaid taxes and to any liens and assessments not otherwise foreclosed upon herein.

Interested bidders should undertake to make their own determination as to the status of title.

For purposes of this sale, “cash” shall mean (1) cash on hand, (2) other immediately available funds, including, but not limited to, bank cashiers checks, or (3) an irrevocable letter of credit payable at sight issued by a financial institution acceptable to and in a form acceptable to the Special Master in an amount not less than the bid amount, delivered to and approved by the Special Master prior to sale.

For purposes of this Sale, the term “immediately available funds” shall refer to those funds that can be delivered to the Special Master within TWENTY-FOUR (24) hours of the acceptance of the bid.

NOTICE IS FURTHER GIVEN that the proceeds of sale will be applied as follows: first, to all costs and expenses of sale, including the Special Master’s fee and costs; second, to the judgment awarded to Plaintiff as follows: A. Damages in the amount of $5,017.15, bearing interest at the rate of 5% per annum from December 28, 2012, together with late fees of STATE OF NEW MEXICO $65.58, accruing at the rate of COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT $30.30 per months until sale; AND damages in the amount of COURT $13,641.21, bearing interest at NO. D-202-CV-2013-00182 the rate of 6% per annum, from SANDIA LABORATORY December 28, 2012, together FEDERAL CREDIT UNION, with late fees of $35.88, accruing Plaintiff, at $17.95 monthly until sale; v.

B. Plaintiff is further ESTATE OF GEORGE H. awarded the amounts expended PUCKETT, DECEASED; for the preservation of the THE UNKNOWN HEIRS, property as follows: forceDEVISEES AND ASSIGNS placed hazard insurance in OF MARY ELLEN PUCKETT, the amount of $1,451.61 on DECEASED; February 19, 2013; delinquent JP MORGAN CHASE AND property taxes in the amount of COMPANY AS SUCCESSOR $1,322.85 on March 19, 2013, IN INTEREST TO and $1,357.12 on December WASHINGTON MUTUAL 19, 2013; force-placed hazard BANK; insurance in the amount of JOHN DOE and JANE DOE, $157.13 on April 2, 2013, and Defendants. $1,451.61 on April 18, 2013, NOTICE OF SALE ON and $305.45 on March 18, 2014; FORECLOSURE and rescheduled at the discretion of the Special Master.

Please contact Justin Breen at Keleher & McLeod, P.A., P.O. Box AA, Albuquerque, New Mexico 87103, telephone (505) 3464646 for additional information.

Dated: October 21, 2014 Respectfully submitted, By: /s/ Sam B. Sanchez Filed Electronically on October 21, 2014 Sam B. Sanchez P.O. Box 3188 Taos, New Mexico 87571-3188 Telephone: (575) 758-1155 Facsimile: (575) 758-3137 E-Mail: samstaos@yahoo.com Special Master THIS HEREBY CERTIFIES that a copy of the foregoing was submitted on October 21, 2014 to Odyssey File & Serve for filing and service on the following counsel of record: Counsel for Digital Nomad Management West, LLC; and Randolph Hibben: Karl H. Sommer Sommer Karnes & Associates, LLP P.O. Box 2476 Santa Fe, New Mexico 875042476 Telephone: (505) 795-8415 E-Mail: KHS@sommer-assoc. com E-Mail: Karl@sommer-assoc. com Co-Counsel for Randolph Hibben: Kenneth J. Cassutt John P. Hays Susan C. Baker Cassutt Hays & Friedman PA 530 B Harkle Road Santa Fe, New Mexico 875054739 Telephone: (505) 989-1434 Facsimile: (505) 992-8378 E-Mail: KenCass@chflaw.com E-Mail: JPHays@chflaw.com E-Mail: SCBaker@chflaw.com Counsel for Michael Munns and Heidi Schaeffer: Charles V. Henry Walcott & Henry P.C. 200 West Marcy St., Suite 142 Santa Fe, New Mexico 87501 Telephone: (505) 982-9559 Facsimile: (505) 982-1199 E-Mail: Charlie@WalcottLaw. com /s/ Justin B. Breen Justin B. Breen HCS Pub. October 24, 31, November 7, 14, 2014

Page 3

C. Attorney’s fees in the amount of $5,380.76; costs in the amount of $467.33; and expenses as allowed pursuant to the terms of the mortgage in the amount of $315.65; accruing interest at the rate of 8.75% per annum from October 16, 2014; third, in such manner as the Court may determine by order entered after the sale.

NOTICE IS FINALLY GIVEN that Plaintiff may bid and purchase the property at the foreclosure sale and may apply all or a portion of its judgment as cash toward the purchase price.

Respectfully submitted: “Electronically filed” By: s/Kathleen Brandt, attorney at law KATHLEEN BRANDT Special Master 1212 Pennsylvania NE Albuquerque, NM 87110 (505) 266-8787 HCS Pub. October 24, 31, November 7, 14, 2014

SUITS

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT No. D-202-CV-2014-04774 IN RE: THE IMPOUNDMENT OF BLACK AND SILVER DODGE RAM 2500 PICKUP TRUCK NOTICE OF SUIT Albuquerque Police Department to David Beltran-Orosco GREETINGS: You are hereby notified that the City of Albuquerque, Albuquerque Police Department has filed a civil Petition against you in the above-entitled Court and cause, the general object thereof being to declare the abovedescribed vehicle contraband.

That unless you enter your appearance in said cause on or before the date of December 1, 2014, Judgment by Default will be entered against you; Name and address of attorney: JEFFREY B. DRIGGERS, COUNSEL FOR ALBUQUERQUE POLICE DEPARATMENT, P.O. BOX 2248, ALBUQUERQUE, NEW MEXICO 87103, (505) 768-4500.

WITNESS the HONORABLE CLAY CAMPBELL, District Judge of the Second Judicial District Court of the State of New Mexico, and the Seal of the District Court of Bernalillo County, this date of October 14, 2014.

GREGORY T. IRELAND CLERK OF THE DISTRICT COURT By:/s/ Taisheree Ortiz Deputy HCS Pub. October 17, 24, 31, 2014

TWELFTH JUDICIAL DISTRICT COURT COUNTY OF LINCOLN STATE OF NEW MEXICO CV 2012-00268 ALTO LAKES GOLF & COUNTRY CLUB, INC., a New Mexico corporation,

Page 4

Health City Sun LEGAL NOTICES

Plaintiff, judgment by default will vs. be entered against you.

Division III Name and address of Plaintiff’s PHILLIP M. SWANN and attorney: RONNA G. LAWRENCE P. ZAMZOK SWANN, husband and wife, Attorney for Plaintiff UNITED BANK 6001 Whiteman Drive NW AT ALBUQUERQUE, Albuquerque, NM 87120 NORWEST BANK (505) 898-6311 NEW MEXICO, N.A., and WITNESS the Hon. Ned Fuller, WELLS FARGO District Judge of the Second BANK, Judicial District Court of the State Defendants. of New Mexico, and the Seal of NOTICE OF PENDENCY OF the District Court of Bernalillo SUIT County, this October 8, 2014.

TO: UNITED BANK AT Gregory T. Ireland, ALBUQUERQUE and NORWEST Clerk of the District Court, BANK NEW MEXICO, N.A. Bernalillo County GREETINGS: (COURT SEAL) YOU ARE HEREBY NOTIFIED By: /s/ Tracie Laahty that there has been filed in Tracie Laahty the District Court of Lincoln Deputy Clerk County, State of New Mexico, HCS Pub. October 31, a certain cause of action November 7, 14, 2014 wherein Alto Lakes Golf & Country Club, Inc. is the Plaintiff and you are Defendants, the same being Cause No. CV2012-00268, Division III. STATE OF NEW MEXICO The object and purpose of the COUNTY OF BERNALILLO said suit is to foreclose the SECOND JUDICIAL DISTRICT Plaintiff’s lien on the following COURT described real property: No. D-202-CV-2014-4828 Lot 64, Block 12, ALTO SUNPORT FINANCIAL, LLC, LAKES GOLF & COUNTRY Plaintiff, CLUB SUBDIVISION, v.

Unit 4, Lincoln County, MANUEL QUINTANA, New Mexico, as shown by Defendant. the plat thereof filed in the NOTICE OF SUIT office of the County Clerk STATE OF NEW MEXICO to and Ex-Officio Recorder of the above-named Defendant: Lincoln County on November GREETINGS: 12, 1968 in Tube No. 467 You are hereby notified that the YOU ARE NOTIFIED that unless above-named Plaintiff has filed you enter your appearance a civil action against you in the or file pleadings herein on or above-entitled Court and cause, before December 15, 2014, the the general object thereof being Plaintiff will make application a Complaint On A Contract to the Court for a Decree by And For Debt And Money Due. Default, and Decree by Default That unless you enter your will be rendered against you appearance in said cause on as prayed for in the complaint. or before thirty (30) days after The name of the Plaintiff’s the last date of publication, attorney is HAWTHORNE & judgment by default will HAWTHORNE, P.A., Richard be entered against you.

A. Hawthorne, and whose Name and address of Plaintiff’s address is 1221 Mechem, Suite attorney: 1, Ruidoso, New Mexico, 88345.

LAWRENCE P. ZAMZOK WITNESS my hand and seal Attorney for Plaintiff of the District Court of Lincoln 6001 Whiteman Drive NW County, New Mexico this 23rd Albuquerque, NM 87120 day of October , 2014.

(505) 898-6311 DISTRICT COURT CLERK WITNESS the Hon. Denise LINCOLN COUNTY, NEW Barela-Shepherd, District MEXICO Judge of the Second Judicial /s/Katina Watson District Court of the State of HCS Pub. October 31, New Mexico, and the Seal of November 7, 14, 2014 the District Court of Bernalillo County, this October 8, 2014.

Gregory T. Ireland, Clerk of the District Court, Bernalillo County STATE OF NEW MEXICO (COURT SEAL) COUNTY OF BERNALILLO By: /s/ Tracie Laahty SECOND JUDICIAL DISTRICT Tracie Laahty COURT Deputy Clerk No. D-202-CV-2014-5016 HCS Pub. October 31, HI-TECH AUTOMOTIVE, LLC, November 7, 14, 2014 Plaintiff, v.

RICHARD R. ACOSTA, Defendant.

NOTICE OF SUIT SECOND JUDICIAL DISTRICT STATE OF NEW MEXICO to COUNTY OF BERNALILLO the above-named Defendant: STATE OF NEW MEXICO GREETINGS: Cause No. D-202You are hereby notified that the DM-2014-003966 above-named Plaintiff has filed GINGER A. CHAVEZ a civil action against you in the Petitioner, above-entitled Court and cause, v. the general object thereof being RONNIE S. CHAVEZ a Complaint On A Contract Respondent, And For Debt And Money Due. NOTICE OF SUIT That unless you enter your THE STATE OF NEW MEXICO to appearance in said cause on the above-named Respondent: or before thirty (30) days after GREETINGS: the last date of publication, You are hereby notified that the

above-named Petitioner has filed a divorce action against you in the above-entitled Court and cause, the general object thereof being a Petition for Dissolution of Marriage.

That unless you enter your appearance in said cause on of before thirty (30) days after the last date of publication, judgment by default will be entered against you.

Name and address of Petitioner’s attorney: JAMES R. BEAM, ESQ. Attorney at Law, PC 4010 Carlisle Blvd., NE Suite D Albuquerque, New Mexico 87107 (505) 884-2556 WITNESS the Hon. Elizabeth E. Whitefield, District Judge of the Second Judicial District Court of the State of New Mexico, and the Seal of the District Court of Bernalillo County, this day of OCT 22 2014 Gregory T. Ireland Clerk of the District Court Bernalillo County (Court Seal) By: ASHLEY PADILLA Deputy Clerk HCS Pub. October 31, November 7, 14, 2014

SECOND JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO D-202-CV-2014-03060 ISABEL AGUILERA, Plaintiff, vs.

ISABEL RUIZ, Defendant.

ORDER FOR SERVICE BY PUBLICATION THIS MATTER, having come before the Court and the Court being fully advised, hereby adjudges, decrees and orders that the Defendant may be served by Publication as outlined in New Mexico Rule 1-004. /s/ Alan M. Malott Alan Malott District Court Judge 10-29-14 “Electronically Filed” /s/David Pauly Attorney for Plaintiff HCS Pub. October 31, November 7, 14, 2014

PROBATE

IN THE PROBATE COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO No. PB 2014-743 IN THE MATTER OF THE ESTATE OF JOY L. GALLOWAY, deceased.

NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of this estate.

All persons having claims against this estate are required to present their claims within two months after the date of the first publication of this notice or claims will be forever barred.

Claims must be presented either to the undersigned Personal Representative at: 7112 Pan

American Frwy, NE, #105, Albuquerque, New Mexico, 87105; or filed with the Bernalillo County Probate Court, One Civic Plaza NW, 6th FL, Albuquerque, New Mexico 87102.

DATED: October 17, 2014 /s/ Carl Bayler Carl Bayler, Applicant 7112 Pan American Frwy. # 105 Albuquerque, NM 87105 By /s/ Arnold W. Melbihess Arnold W. Melbihess 1784 Attorney for Applicant 3307 Santa Clara SE Albuquerque, New Mexico 87106 (505) 843-6322 HCS Pub. October 24, 31, 2014

or in person to the Personal Representative at the offices of the attorneys for the estate (Wilcox Law Firm, P.C., Post Office Box 70238, Albuquerque, New Mexico 87197, or 901 Rio Grande Boulevard, N.W., Suite H-160, Albuquerque, New Mexico 87104, Attn: Vickie R. Wilcox, Esq.) or (b) filed with the Second Judicial District Court, Bernalillo County, Post Office Box 488, Albuquerque, New Mexico 87103.

DATED: October 21, 2014 /s/ Lara Barkoff LARA BARKOFF, Personal Representative WILCOX LAW FIRM, P.C. Attorneys for the Estate By: /s/ Vickie R. Wilcox Vickie R. Wilcox Post Office Box 70238 SECOND JUDICIAL DISTRICT Albuquerque, New Mexico COURT 87197 COUNTY OF BERNALILLO (505) 554-1115 STATE OF NEW MEXICO HCS Pub. October 24, 31, 2014 No. D-202-PB-2014-00448 IN THE MATTER OF THE ESTATE OF WALLY L. LAMPSON, Deceased.

STATE OF NEW MEXICO ORDER SETTING DATE COUNTY OF BERNALILLO FOR HEARING ON IN THE SECOND JUDICIAL APPLICATION FOR DISTRICT COURT INFORMAL APPOINTMENT OF NO. D-202-PB-2014-00417 PERSONAL REPRSENTATIVE IN THE MATTER OF THE This cause coming on for ESTATE OF hearing before the Court on the JEFFREY M. LIBIT, Deceased.

Application of DAL DAILY, to fix a NOTICE TO KNOWN date for hearing on his Application CREDITORS for Informal Appointment of NOTICE IS HEREBY GIVEN Personal Representative. that the undersigned has IT IS, THEREFORE, ORDERED been appointed Personal that the 4th day of November, Representative of this Estate. All 2014, at 10:00 o’clock a.m. be, persons having claims against and it hereby is, fixed as the this Estate are required to time for hearing objections, present their claims within two if any, to said Application (2) months after the date of the for Informal Appointment of first publication of any published Personal Representative, and notice to creditors or the date that at such time the Court, in of mailing or the delivery of this the Office of the District Judge at notice, whichever is later, or the the Courthouse in Albuquerque, claims will be forever barred.

Bernalillo County, New Mexico, Claims must be presented either will examine the Application to the undersigned Personal for Informal Appointment of Representative at the address Personal Representative, listed below, or filed with the approve the same, if found to be Second Judicial District Court, correct, enter its Order formally Bernalillo County Courthouse, appointing DAL DAILEY as Albuquerque, New Mexico.

Personal Representative of the Dated: September 30, 2014 Estate of said decedent, and /s/ Joseph M. Fine ordering Letters of Administration Personal Representative to be issued to DAL DAILEY upon Joseph M. Fine qualification and acceptance. Personal Representative Done atAlbuquerque, New Mexico /s/ William J. Lock this 16th day of October, 2014 c/o William J. Lock, Esq. NED S. FULLER 5732 Osuna Road NE THE HONORABLE NED Albuquerque, NM 87109 FULLER (505) 880-1200 DISTRICT JUDGE HCS Pub. October 24, 31, 2014 HCS Pub. October 24, 31, 2014

SECOND JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO NO. D-202-PB-2014-00211 IN THE MATTER OF THE ESTATE OF JOHN M. BACA, Deceased.

NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that Lara Barkoff has been appointed as Personal Representative of this estate. Any person having a claim against this estate is required to present his/her claim within two (2) months after the date of the first publication of this Notice or his/her claim will be forever barred. Claims must be either (a) presented by mail

STATE OF NEW MEXICO BERNALILLO COUNTY SECOND JUDICIAL DISTRICT COURT Case No.: PB 2014-00450 IN THE MATTER OF THE ESTATE OF PHILIP FRANK CORDOVA, deceased.

NOTICE TO CREDITORS Ernest Gibson has been appointed Personal Representative of the Estate of Philip Frank Cordova, deceased.

All persons having claims against this estate are required to present their claims within two months after the date of the first publication of this Notice or the claims will be forever barred.

Claims must be presented either

October 31, 2014

to the Personal Representative c/o Hernandez & Associates, P.A., 1401 Central Avenue NW, Suite A, Albuquerque, NM 87104, or filed with the District Court of Bernalillo County, Albuquerque, New Mexico.

DATED: 10-20-14 /s/ Ernest Gibson Ernest GIbson 3501 Dover Road SW Albuquerque, NM 87105 Submitted By: Hernandez & Associates, P.A. /s/ David N. Hernandez David N. Hernandez Attorney for Personal Representative 1401 Central Avenue NW Suite A Albuquerque, NM 87104 (505) 843-7300 david@hlawnm.com HCS Pub. October 24, 31, 2014

SECOND JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO NO. D-202-PB-2014-00460 IN THE MATTER OF THE ESTATE OF MARY KATHRYN NOBLE, DECEASED NOTICE TO CREDITORS CAROL DEAN NOBLE has been appointed Personal Representative of the Estate of MARY KATHRYN NOBLE, deceased. All persons having claims against this estate are required to present their claims within two months after the date of the first publication of this Notice or the claims will be forever barred. Claims must be presented either to the Personal Representative at c/o P.O. Box 25051, Albuquerque, New Mexico 87125, or filed with the District Court of Bernalillo County, New Mexico.

DATED: October 16, 2014 /s/ Carol Dean Noble CAROL DEAN NOBLE Personal Representative 613 Paseo Del Mar, NE Albuquerque, New Mexico 87123 SUBMITTED BY: WESTERFIELD LAW OFFICES, LTD. Electronically Filed By: /s/ Patrick L. Westerfield, Attorney at Law PATRICK L. WESTERFIELD Attorney for Personal Representative 733 San Mateo Blvd., NE P. O. Box 25051 Albuquerque, New Mexico 87125 (505) 265-5665 HCS Pub. October 24, 31, 2014

SECOND JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO No. D–202-PB-2014-00402 IN THE MATTER OF THE ESTATE OF VICTORIA KING, Deceased.

NOTICE OF HEARING BY PUBLICATION TO: ALL UNKNOWN PERSONS WHO HAVE OR CLAIM ANY INTEREST IN THE ESTATE OF VICTORIA KING, DECEASED, OR IN THE MATTER TO BE HEARD BY THE COURT AT THE

October 31, 2014

HEARING DESCRIBED BELOW. Hearing on the Petition for Formal Probate of Last Will and Testament and for Formal Appointment of Personal Representative (the “Petition”) filed herein on August 14, 2014,

by Diana Owens (“Petitioner”), will be held at the Bernalillo County Courthouse, 400 Lomas N.W., Albuquerque, New Mexico, 87102, on Wednesday, November 19, 2014, at 1:30 p.m. before the Honorable Nancy J. Franchini, District Judge. You are hereby notified that at the hearing the Court will consider the request by the Petitioner that the Decedent’s Last Will and Testament dated June 19, 2007 be formally admitted to probate; and that the Petitioner, Diana Owens, be formally appointed Personal Representative of the Decedent’s estate in an unsupervised administration without bond.

A copy of the Petition is on file with the Court in the abovecaptioned cause and is available for your review. Pursuant to §451-401 NMSA 1978, notice of the time and place of hearing on the Petition is hereby given you by publication, once each week, for two consecutive weeks.

DATED: October 22, 2014 George F. Koinis GEORGE F. KOINIS Attorney for Petitioner, Diana Owens 2632 Mesilla St. NE Albuquerque, New Mexico 87110-3687 Telephone: (505) 244-4110 HCS Pub. October 24, 31, 2014

SECOND JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO CASE NO. D-202- PB-201400466 IN THE MATTER OF THE ESTATE OF MARJORIE R. TUCKER, Deceased.

NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that Nikki Lee Katalanos has been appointed Personal Representative of this estate.

All persons having claims against this estate are required to present their claims within two months after the date of the first publication of this Notice to Creditors or their claims will be forever barred. Claims must be presented either to the undersigned Personal Representative, c/o George F. Koinis, Attorney at Law, 2632 Mesilla St. N.E., Albuquerque, New Mexico 87110-3687, or filed with the Second Judicial District Court, 400 Lomas N.W., Albuquerque, New Mexico 87102.

GEORGE F. KOINIS Attorney for Personal Representative 2632 Mesilla St. N.E. Albuquerque, New Mexico 87110-3687 (505) 244-4110 HCS Pub. October 24, 31, 2014

SECOND JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO

Health City Sun LEGAL NOTICES No. D-202-PB-2014-00520 IN THE MATTER OF THE ESTATE OF ANNE M. MEASE, Deceased.

NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of this estate. All persons having claims against this estate are required to present their claims within two months after the date of the first publication of this Notice or the claims will be forever barred.

Claims must be presented either to the undersigned personal representative, c/o Mary Ann Green, Attorney at Law, at 1825 San Mateo NE, Albuquerque, NM 87110, or filed with the Second Judicial District Court.

DATED: October 27, 2014 . /s/ Marcy M. Mease MARCY M. MEASE, Personal Representative of the Estate of Anne M. Mease 8704 La Sala Grande NE Albuquerque, NM 87111 /s/ Mary Ann Green MARY ANN GREEN, Attorney for Personal Representative of the Estate of Anne M. Mease 1825 San Mateo NE Albuquerque, New Mexico 87110 (505) 254-0600 HCS Pub. October 31, November 7, 2014

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT NO. D-202-PB-2014-00475 IN THE MATTER OF THE ESTATE OF JOYCE A. HENRIQUEZ, Deceased.

NOTICE TO CREDITORS BY PUBLICATION Leah Ready has been appointed the Personal Representative of the Estate of Joyce A. Henriquez, deceased. All persons having claims against this Estate are required to present their claims within two months after the date of the first publication of this Notice or the claims will be forever barred. Claims must be presented either to the Personal Representative c/o Beckley & Tann, P.A., Attorneys at Law, P.O. Box 30868, Albuquerque, New Mexico 87190-0868, or filed with the Second Judicial District Court of Bernalillo County, 400 Lomas, NW (87102), P.O. Box 488, Albuquerque, New Mexico 87103. /s/ Leah Ready Leah Ready, Personal Representative 6600 Mia St. NE Albuquerque, NM 87109 Respectfully Submitted by: Beckley & Tann, P. A. Attorneys at Law By: /s/ Vincent M. Haslam Vincent M. Haslam, Esq. 8500 Menaul, NE Suite A-400 Albuquerque, NM 87112 (505) 275-1222 HCS Pub. October 31, November 7, 2014

STATE OF NEW MEXICO NO. D-202-PB-2014-00459 IN THE MATTER OF THE ESTATE OF MARGARET ELIZABETH BROWNING DANIELS, Deceased.

NOTICE OF HEARING BY PUBLICATION THE STATE OF NEW MEXICO: TO: DEVISEES, HEIRS, AND ALL UNKNOWN HEIRS OF MARGARET ELIZABETH BROWNING DANIELS, DECEASED, OR IN THE MATTER BEING LITIGATED IN THE HEREINAFTER MENTIONED HEARING. Hearing on the Petition filed by the undersigned Petitioner or Personal Representative, which Petition provides for a Formal Probate of Will, Determination of Heirship and Appointment of Personal Representative in Ancillary Proceedings will be held before Judge Valerie A. Huling at the District Court of Bernalillo County, New Mexico, Albuquerque, New Mexico, on the 17th day of November, 2014, at 8:45 a.m.

At that time the Court will consider Petitioner’s request for the Formal Probate of Will, Determintation of Heirship and Appointment of Personal Representative in this Ancillary Proceeding.

Pursuant to §45-1-401, NMSA 1978, notice of the time and place of hearing on said Petition is hereby given you by publication once each week for two (2) consecutive weeks.

WITNESS the hand and seal of this Court this 23rd day of October, 2014.

GREGORY T. IRELAND CLERK OF THE DISTRICT COURT By: /s/ Patricia Serna Deputy WILLIAM A. DANIELS, Petitioner 14305 Eastridge Dr. Whittier, California 90602 EWING LAW OFFFICE, LTD. 300 Central SW, Suite 1000 West Albuquerque, New Mexico 87102 (505) 247-4051 By /s/ Steven C. Ewing Steven C. Ewing Attorney for Petitioner HCS Pub. October 31, November 7, 2014

STATE OF NEW MEXICO PROBATE COURT COUNTY OF BERNALILLO PROBATE NO. 2014-764 IN THE MATTER OF THE ESTATE OF EDNA MAE CHAPPELL, DECEASED. NOTICE TO CREDITORS Rosemary Gay Snell, has been appointed Personal Representative of the Estate of Edna Mae Chappell, deceased.

All persons having claims against this estate are required to present their claims within two months after the date of the first publication of this notice or the claims will be forever barred.

Claims must be presented either to the Personal Representative c/o Richmond L. Neely, Esq., P.O. Box 1787, Albuquerque, SECOND JUDICIAL DISTRICT New Mexico 87103, or filed with COURT the Probate Court, P.O. Box 542, COUNTY OF BERNALILLO One Civic Plaza, N.W., 6th Floor,

Albuquerque, New Mexico 87103 /s/ Richmond L. Neely Richmond L. Neely Attorney for Estate of Edna Mae Chappell, deceased P.O. Box 1787 Albuquerque, NM 87103 (505) 243-3727 HCS Pub. October 31, November 7, 2014

STATE OF NEW MEXICO IN THE PROBATE COURT BERNALILLO COUNTY No. 2014-716 IN THE MATTER OF THE ESTATE OF JOHN TANNER ALLISON, DECEASED. NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of this estate. All persons having claims against this estate are required to present their claims within two (2) months after the date of the first publication of this notice, or the claims will be forever barred.

Claims must be presented either to the undersigned personal representative, in care of Thomas Smidt II, Esq., Tax, Estate & Business Law, Ltd, 4811-A Hardware Drive NE, Suite 4, Albuquerque, NM 87109, or filed with the Probate Court of Bernalillo County, New Mexico, located at the following address: One Civic Plaza NW, 6th Floor, Albuquerque, NM 87102 Dated: October 27, 2014 /s/ Carol Allison-Huntress CAROL ALLISON-HUNTRESS 3200 Madeira Drive NE Albuquerque, NM 87110 (505) 872-1023 Submitted by: Tax, Estate & Business Law, Ltd. /s/ Thomas Smidt II Thomas Smidt II, Esq. 4811-A Hardware Drive NE, Suite 4 Albuquerque, NM 87109 (505) 830-2200 HCS Pub. October 31, November 7, 2014

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT No. D-202-PB-2014-00447 IN THE MATTER OF THE ESTATE OF EDWARD H. GARCIA, JR., Deceased.

NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that Robert Alderete has been appointed as personal representative of this estate. All persons having claims against this estate are required to present their claims within two months after the date of the first publication of the Notice, or the claims will be forever barred.

Claims must be presented either to the undersigned personal representative Robert Alderete, c/o Roepke Law Firm, llc at 2501 San Pedro NE Suite 107, Albuquerque, New Mexico, 87110, or filed with the Second Judicial District Court, P.O. Box 488, Albuquerque, New Mexico, 87103.

DATED: The 28th day of October, 2014

/s/ Megan P. Duffy Karl H. Roepke Megan P. Duffy Roepke Law Firm, llc 2501 San Pedro NE Ste 107 Albuquerque, NM 87110 (505) 323-0515 ph (505)883-3239 fax Attorneys for Robert Alderete,PR HCS Pub. October 31, November 7, 2014

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT D-202-PB-2014-00276 IN THE MATTER OF THE ESTATE OF ARMAND MARTIN, DECEASED. NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN Gail Martin has been appointed personal representative of this Estate. All persons having claims against this Estate are required to present their claims within two (2) months after the date of the first publication of any published notice to creditors or the date of mailing or other delivery of this notice, whichever is later, or the claims will be forever barred.

Claims must be presented either to the Personal Representative at the address listed below, or filed with the Second Judicial District Court located at Post Office Box 488, Albuquerque, NM 87103.

Respectfully submitted, CARPENTER & ASSOCIATES /s/ Tyler J. Bates Tyler J. Bates Attorney for Personal Representative 9202 San Mateo Boulevard NE Albuquerque, NM 87113 Telephone: (505) 243-0065 Dated: October 28, 2014 HCS Pub. October 31, November 7, 2014

Page 5

publication, once each week, for two consecutive weeks.

Respectfully Submitted LAW OFFICE OF BENJAMIN HANCOCK, P.C. By:/s/Benjamin Hancock 6121 Indian School Road NE, Suite 206 Albuquerque, NM 87110 Phone 505.508.4343 Fax 505.508.4323 Personal Representative of the Estate of Vanessa Beth Verini HCS Pub. October 31, November 7, 2014

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT PROBATE NO. D-202PB-2014-00508 IN THE MATTER OF THE ESTATE OF MARIE N. DOLDE, DECEASED. NOTICE TO CREDITORS CATHERINE D. DUGGAN has been appointed Personal Representative of the Estate of MARIE N. DOLDE, deceased.

All persons having claims against this estate are required to present their claims within two months after the date of the first publication of this Notice or the claims will be forever barred. Claims must be presented either to the Personal Representative at 896 Beaver Creek Drive, Bayfield, Colorado 81122, or filed with the District Court of Bernalillo County, 400 Lomas Blvd. N.W., Albuquerque, New Mexico 87102.

Dated: Oct. 27, 2014 /s/ Catherine D. Duggan CATHERINE D. DUGGAN Attorney Identification: Allegra A. Hanson P.C. Electronically Filed /S/ Allegra A. Hanson Allegra A. Hanson Attorney at Law P.O. Box 27027 Albuquerque, NM 87125-7027 STATE OF NEW MEXICO Phone: (505) 922-6079 COUNTY OF BERNALILLO HCS Pub. October 31, SECOND JUDICIAL DISTRICT November 7, 2014 COURT Case No. D-202PB-2013-00328 IN THE MATTER OF THE ESTATE OF IN THE DISTRICT COURT VANESSA BETH VERINI, COUNTY OF BERNALILLO Deceased.

STATE OF NEW MEXICO NOTICE OF HEARING BY No. D-202-PB-2014-00505 PUBLICATION IN THE MATTER OF THE THE STATE OF NEW MEXICO: ESTATE TO: UNKNOWN HEIRS OF OF ARTHUR JAMES VANESSA BETH VERINI, PATERSON III, Deceased.

DECEASED, AND ALL NOTICE TO CREDITORS UNKNOWN PERSONS Diane E. Paterson has WHO HAVE OR CLAIM ANY been appointed Personal INTEREST IN THE ESTATE Representative of the Estate OF VANESSA BETH VERINI, of Arthur James Paterson III, DECEASED, OR IN THE deceased. All persons having MATTER BEING LITIGATED claims against this estate are IN THE HEREINAFTER required to present their claims MENTIONED HEARING. within two months after the A hearing on the Joint Motion to date of the first publication of Approve Settlement Agreement this Notice or the claims will be and to Dismiss Will Contest forever barred. Claims must be with Prejudice will be held at presented either to the Personal 10:30 A.M. on January 26, Representative at Aldridge, 2015, before the Honorable Grammer, & Hammar PA, 1212 Carl Butkus, at the Second Pennsylvania NE, Albuquerque, Judicial District Court located at New Mexico 87110, or filed with 400 Lomas NW, Albuquerque, the District Court of Bernalillo New Mexico, 87103. County, New Mexico, 400 Pursuant to 45-1-401 NMSA Lomas NW, Albuquerque, 1978, notice of the time and New Mexico 87104. place of hearing on said DATED: October 27, 2014. petition is hereby given you by By: William F. Aldridge, Attorney

Health City Sun LEGAL NOTICES

Page 6

at Law Attorney for Estate ALDRIDGE, GRAMMER & HAMMAR, P.A. By: William F. Aldridge Attorney for Estate 1212 Pennsylvania, NE Albuquerque, NM 87110 505) 266-8787 HCS Pub. October 31, November 7, 2014

STATE OF NEW MEXICO IN THE PROBATE COURT BERNALILLO COUNTY No. 2014-754 IN THE MATTER OF THE ESTATE OF TONY SEBASTIAN CANNAVA, Deceased.

NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the Estate of TONY SEBASTIAN CANNAVA, deceased. All persons having claims against this Estate are required to present their claims within two (2) months after the date of the first publication of any published notice to creditors or the date of mailing or other delivery of this notice, whichever is later, or the claims will be forever barred. Claims must be presented to the Personal Representative, c/o Nell Graham Sale, Pregenzer Baysinger Wideman & Sale, PC, 2424 Louisiana Boulevard NE, Suite 200, Albuquerque, New Mexico 87110, or filed with the Bernalillo County Probate Court, One Civic Plaza NW, 6th floor, Albuquerque, New Mexico 87102.

Dated: October 22, 2014 /s/ Trista Wagoner TRISTA WAGONER Personal Representative of the Estate of Tony Sebastian Cannava, Deceased c/o Nell Graham Sale Pregenzer Baysinger Wideman & Sale, PC 2424 Louisiana Boulevard NE, Suite 200 Albuquerque, NM 87110 PREGENZER BAYSINGER WIDEMAN & SALE, PC By: /s/ Nell Graham Sale Nell Graham Sale 2424 Louisiana Blvd. NE, Suite 200 Albuquerque, NM 87110 Phone: (505) 872-0505 Fax (505) 872-1009 Attorneys for Personal Representative HCS Pub. October 31, November 7, 2014

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT PROBATE NO. D-202- PB2014-00148 IN THE MATTER OF THE ESTATE OF ADELINE J. WHEELER, Deceased.

NOTICE OF HEARING BY PUBLICATION TO: UNKNOWN HEIRS OF ADELINE J. WHEELER, DECEASED, AND ALL UNKNOWN PERSONS WHO HAVE OR CLAIM ANY INTEREST IN THE ESTATE

OF ADELINE J. WHEELER, DECEASED, OR IN THE MATTER BEING LITIGATED IN THE HEREINAFTER MENTIONED HEARING. Hearing on the Petition for Order of Complete Settlement of Estate

by Personal Representative filed by the undersigned Personal Representative, which Petition provides for complete settlement of the Estate and distribution of all Estate assets, will be held at the Bernalillo County District Courthouse, 400 Lomas Blvd.

NW, Albuquerque, Bernalillo County, New Mexico, before the Honorable Carl J. Butkus, on November 19, 2014, at 10:35 a.m.

Pursuant to NMSA 1978 §45-1401 (2014), notice of the time and place of hearing on said Petition is hereby given you by publication, once each week, for two consecutive weeks.

Witness the hand and seal of the Clerk of this Court.

Dated: October 29, 2014 GREGORY T. IRELAND CLERK OF THE DISTRICT COURT By: /s/ Kristina Archibeque Deputy Clerk /s/ Aaron Caleb Wheeler AARON CALEB WHEELER, Personal Representative Submitted by: HURLEY TOEVS STYLES HAMBLIN & PANTER, P.A. Electronically Filed” By: /s/ Joseph D. Popplewell, Attorney at Law THOMAS F. BLUEHER JOSEPH D. POPPLEWELL Attorneys for the Personal Representative P.O. Box 31670 Albuquerque, NM 87190 (505) 888-1188 HCS Pub. October 31, November 7, 2014

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT PROBATE NO. D-202PB-2014-00253 IN THE MATTER OF THE ESTATE OF DANIEL HOWARD SILVERMAN, Deceased.

NOTICE OF HEARING BY PUBLICATION TO: UNKNOWN HEIRS OF DANIEL HOWARD SILVERMAN, DECEASED AND ALL UNKNOWN PERSONS WHO HAVE OR CLAIM ANY INTEREST IN THE ESTATE OF DANIEL HOWARD SILVERMAN, DECEASED OR IN THE MATTER BEING LITIGATED IN THE HEREINAFTER MENTIONED HEARING. Hearing on the Petition to Determine Intestacy, Determine Heirship and Appoint Personal Representative filed by the undersigned Petitioner in the above-captioned matter, which Petition requests (1) a determination that Daniel Howard Silverman, deceased died intestate, (2) a determination of the heirship of Daniel Howard Silverman, deceased and (3) appointment of the undersigned Petitioner as the Personal Representative of the Estate of Daniel Howard Silverman, deceased, will be held at the Bernalillo County

District Courthouse, 400 Lomas NW, Albuquerque, Bernalillo County, New Mexico, before the Honorable Carl Butkus, on November 19, 2014, at the hour of 10:00 a.m.

Pursuant to NMSA 1978 §45-1401 (2008), notice of the time and place of hearing on said Petition is hereby given you by publication, once each week, for two consecutive weeks.

Witness the hand and seal of the Clerk of this Court.

Dated: October 29, 2014.

GREGORY T. IRELAND CLERK OF THE DISTRICT COURT By: /s/ Kristina Archibeque Deputy Clerk /s/ Elaine Cohen ELAINE COHEN, Petitioner Submitted by: HURLEY TOEVS STYLES HAMBLIN & PANTER, P.A. “Electronically Filed” By: /s/ Joseph D. Popplewell, Attorney at Law THOMAS H. TOEVS JOSEPH D. POPPLEWELL Attorneys for the Petitioner P.O. Box 31670 Albuquerque, NM 87190 (505) 888-1188 HCS Pub. October 31, November 7, 2014

STATE OF NEW MEXICO IN THE PROBATE COURT BERNALILLO COUNTY No. 2014-751 IN THE MATTER OF THE ESTATE OF RICHARD D. WILLIAMS, Deceased.

NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the Estate of RICHARD D. WILLIAMS, deceased. All persons having claims against this Estate are required to present their claims within two (2) months after the date of the first publication of any published notice to creditors or the date of mailing or other delivery of this notice, whichever is later, or the claims will be forever barred. Claims must be presented to the Personal Representative, c/o Nell Graham Sale, Pregenzer Baysinger Wideman & Sale, PC, 2424 Louisiana Boulevard NE, Suite 200, Albuquerque, New Mexico 87110, or filed with the Bernalillo County Probate Court, One Civic Plaza NW, 6th floor, Albuquerque, New Mexico 87102.

Dated: October 22, 2014 /s/ Madeline Dunn Williams MADELINE DUNN WILLIAMS Personal Representative of the Estate of RICHARD D. WILLIAMS, Deceased 1213 Jefferson Street NE Albuquerque, NM 87110 (505) 265-3222 PREGENZER BAYSINGER WIDEMAN & SALE, PC By: /s/ Nell Graham Sale Nell Graham Sale 2424 Louisiana Blvd. NE, Suite 200 Albuquerque, NM 87110 Phone: (505) 872-0505 Fax (505) 872-1009 Attorneys for Personal Representative HCS Pub. October 31, November 7, 2014

OTHER

by request RESOLUTION AMENDING THE VOLCANO HEIGHTS SECTOR DEVELOPMENT PLAN TO UPDATE THE ROAD CITY of ALBUQUERQUE NETWORK, RECONCILE TWENTY-FIRST COUNCIL MADE TO COUNCIL BILL NO.C/SO-14-17 AMENDMENTS ENACTMENT NO. O-2014-020 ADJACENT PLANS, AND MAKE MINOR CLARIFICATIONS TO SPONSORED BY: Diane DEVELOPMENT STANDARDS. Gibson HCS Pub. October 31, 2014 ORDINANCE AMENDING CHAPTER SEVEN, ARTICLE SIX OF THE REVISED ORDINANCES OF ALBUQUERQUE RELATING TO SEIZURES AND NAME CHANGE FORFEITURES OF CERTAIN NUISANCE MOTOR VEHICLES. BE IT ORDAINED BY THE COUNCIL, THE GOVERNING BODY OF THE CITY OF ALBUQUERQUE: 2nd JUDICIAL DISTRICT HCS Pub. October 31, 2014 COURT COUNTY OF Bernalillo STATE OF NEW MEXICO CAUSE NO. CV 2014 06439 IN THE MATTER OF THE CITY of ALBUQUERQUE PETITION OF TWENTY-FIRST COUNCIL COUNCIL BILL NO. O-14-19 Kido Aleq Ibarra ENACTMENT NO. O-2014-021 FOR CHANGE OF NAME NOTICE OF PETITION TO SPONSORED BY: Rey CHANGE NAME Garduño (ADULT) ORDINANCE AMENDING THE REVISED NOTICE IS HEREBY GIVEN ORDINANCES OF that Kido Aleq Ibarra, a resident ALBUQUERQUE RELATING of the City of Albuquerque, TO CANVASSING OF County of Bernalillo, State of ELECTION RETURNS. New Mexico, and over the age BE IT ORDAINED BY of fourteen years, has filed a THE COUNCIL, THE Petition to Change Name in the GOVERNING BODY OF THE District Court, Bernalillo County, CITY OF ALBUQUERQUE: New Mexico, wherein he seeks to change his name from Kido HCS Pub. October 31, 2014 Aleq Ibarra to Aleq Batts, and that this Petition will be heard before the Honorable Judge C.

Shannon Bacon, District Judge, on the 12 day of November 2014, CITY of ALBUQUERQUE at the hour of 10:45 am, at the TWENTY-FIRST COUNCIL COUNCIL BILL NO. R-14-70 Bernalillo County Courthouse, New Mexico.

ENACTMENT NO. R-2014-077 Albuquerque, SPONSORED BY: Dan Lewis, Respectfully submitted, /s/ Kido Aleq Ibarra by request Kido Aleq Ibarra RESOLUTION AMENDING THE VOLCANO Petitioner, pro se CLIFFS SECTOR HCS Pub. October 24, 31, 2014 DEVELOPMENT PLAN TO UPDATE THE ROAD NETWORK, RECONCILE AMENDMENTS MADE TO ADJACENT PLANS, AND MAKE MINOR CLARIFICATIONS TO DEVELOPMENT STANDARDS. HCS Pub. October 31, 2014

CITY of ALBUQUERQUE TWENTY-FIRST COUNCIL COUNCIL BILL NO. R-14-71 ENACTMENT NO. R-2014-078 SPONSORED BY: Dan Lewis, by request RESOLUTION AMENDING THE VOLCANO TRAILS SECTOR DEVELOPMENT PLAN TO UPDATE THE ROAD NETWORK, RECONCILE AMENDMENTS MADE TO ADJACENT PLANS, AND MAKE MINOR CLARIFICATIONS TO DEVELOPMENT STANDARDS. HCS Pub. October 31, 2014

CITY of ALBUQUERQUE TWENTY-FIRST COUNCIL COUNCIL BILL NO. R-14-72 ENACTMENT NO. R-2014-079 SPONSORED BY: Dan Lewis,

Second JUDICIAL DISTRICT COURT COUNTY OF Bernalillo STATE OF NEW MEXICO CAUSE NO. CV 2014 06538 IN THE MATTER OF THE PETITION OF Christopher J Rogers FOR CHANGE OF NAME NOTICE OF PETITION TO CHANGE NAME (ADULT) NOTICE IS HEREBY GIVEN that Christopher J Rogers, a resident of the City of Albuquerque, County of Bernalillo, State of New Mexico, and over the age of fourteen years, has filed a Petition to Change Name in the Second District Court, Bernalillo County, New Mexico, wherein he seeks to change his name from Christopher J Rogers to Christopher J Smith, and that this Petition will be heard before the Honorable NED S. FULLER, District Judge, on the 12th day of November 2014, at the hour of 9:15 a.m., at the County Courthouse, New Mexico.

Respectfully submitted, /s/ Christopher J Rogers Christopher J Rogers Petitioner, pro se HCS Pub. October 24, 31, 2014

October 31, 2014

Second JUDICIAL DISTRICT COURT COUNTY OF Bernalillo STATE OF NEW MEXICO CAUSE NO. CV 2014 06404 IN THE MATTER OF THE PETITION OF Alonzo Martinez FOR CHANGE OF NAME NOTICE OF PETITION TO CHANGE NAME (ADULT) NOTICE IS HEREBY GIVEN that Alonzo Martinez, a resident of the City of Albuquerque, County of Bernalillo, State of New Mexico, and over the age of fourteen years, has filed a Petition to Change Name in the Second Judicial District Court, Bernalillo County, New Mexico, wherein he/she seeks to change his/her name from Alonzo Martinez to Alonzo Alomar Martinez, and that this Petition will be heard before the Honorable JUDGE ALAN MALOTT, District Judge, on the day of NOV 10 2014, at the hour of 3:30 p.m., at the Bernalillo County Courthouse, 400 Lomas NW Alb, NM, New Mexico.

Respectfully submitted, /s/ Alonzo Martinez Alonzo Martinez Petitioner, pro se HCS Pub. October 24, 31, 2014

Second JUDICIAL DISTRICT COURT COUNTY OF Bernalillo STATE OF NEW MEXICO CAUSE NO. CV 2014 06528 IN THE MATTER OF THE PETITION OF Rupal Bhakta FOR CHANGE OF NAME NOTICE OF PETITION TO CHANGE NAME (ADULT) NOTICE IS HEREBY GIVEN that Rupal Bhakta, a resident of the City of Bernalillo, County of NM, 87004, State of New Mexico, and over the age of fourteen years, has filed a Petition to Change Name in the Second District Court, Bernalillo County, New Mexico, wherein he/she seeks to change his/her name from Rupal Bhakta to Rupal hiren Bhakta, and that this Petition will be heard before the Honorable CARL J. BUTKUS, District Judge, on the 20th day of November 2014, at the hour of 11:30 am, at the Bernalillo County Courthouse, 400 Lomas Blvd., New Mexico.

Respectfully submitted, /s/ Rupal Bhakta Rupal Bhakta Petitioner, pro se HCS Pub. October 24, 31, 2014

SECOND JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO NO. D-202-CV-2014-06397 IN THE MATTER OF NAME CHANGE OF ANDRALYSE ALEXIS MARIAH GRIEGO, Petitioner.

NOTICE OF APPLICATION FOR CHANGE OF NAME TO WHOM IT MAY CONCERN: PLEASE TAKE NOTICE that Andralyse Alexis Mariah Griego will apply to have the name of Andralyse Alexis Mariah Griego changed to Andralyse Alexis Mariah Chavez in the

October 31, 2014

Second Judicial District Court of Bernalillo County, State of New Mexico, at 8:45 a.m. on the 13th day of November, 2014, at the Bernalillo County Courthouse, Albuquerque, New Mexico, before the Honorable Valerie Huling, District Court Judge.

Respectfully submitted, MOSES, DUNN, FARMER & TUTHILL, P.C. By /s/ Ron A. Tucker Ron A. Tucker Attorneys for Petitioner P.O. Box 27047 Albuquerque, NM 87125-7047 Telephone (505) 843-9440 ron@moseslaw.com HCS Pub. October 31, November 7, 2014

Second JUDICIAL DISTRICT COURT COUNTY OF Bernalillo STATE OF NEW MEXICO CAUSE NO. CV 2014 06614 IN THE MATTER OF THE PETITION OF Mary Dora Sandoval FOR CHANGE OF NAME NOTICE OF PETITION TO CHANGE NAME (ADULT) NOTICE IS HEREBY GIVEN that Mary Dora Sandoval, a resident of the City of Albuquerque, County of Bernalillo, State of New Mexico, and over the age of fourteen years, has filed a Petition to Change Name in the Second Judicial District Court, Bernalillo County, New Mexico, wherein she seeks to change her name from Mary Dora Sandoval to Marydoris Beatriss Sandoval, and that this Petition will be heard before the Honorable ALAN M. MALOTT, District Judge, on the day of NOV 19 2014, at the hour of 9:00 am, at the Bernalillo County Courthouse, 400 Lomas Blvd. N.W., Alb, New Mexico.

Respectfully submitted, /s/ Mary Dora Sandoval Mary Dora Sandoval Petitioner, pro se HCS Pub. October 31, November 7, 2014

Second JUDICIAL DISTRICT COURT COUNTY OF Bernalillo STATE OF NEW MEXICO CAUSE NO. CV 2014 06648 IN THE MATTER OF THE PETITION OF Andrea M Lovato FOR CHANGE OF NAME OF Ezra Daniel Lovato- Sandoval NOTICE OF PETITION TO CHANGE NAME (OF PERSON UNDER 14 YEARS OF AGE) NOTICE IS HEREBY GIVEN that Andrea M. Lovato, has filed a Petition to Change the Name of his child, from Ezra Daniel Lovato-Sandoval to Ezra Daniel Sandoval. This petition will be heard before the Honorable NED S. FULLER, District Judge, on the 19th day of November, 2014, at the hour of 9:00 a.m., at the Bernalillo County Courthouse, Albuquerque, New Mexico.

Respectfully submitted, /s/ Andrea M Lovato Andrea M Lovato Petitioner, pro se HCS Pub. October 31, November 7, 2014

Health City Sun LEGAL NOTICES Second JUDICIAL DISTRICT COURT COUNTY OF Bernalillo STATE OF NEW MEXICO CAUSE NO. CV 2014 06621 IN THE MATTER OF THE PETITION OF Devon Maureen Finnegan FOR CHANGE OF NAME OF Elena Koster Puleo NOTICE OF PETITION TO CHANGE NAME (OF PERSON UNDER 14 YEARS OF AGE) NOTICE IS HEREBY GIVEN that Devon Maureen Finnegan, has filed a Petition to Change the Name of her child, from Elena Koster Puleo to Elena Koster Finnegan-Puleo. This petition will be heard before the Honorable CLAY CAMPBELL, District Judge, on the 24th day of November, 2014, at the hour of 10 a.m., at the Bernalillo County Courthouse, Albuquerque, New Mexico.

Respectfully submitted, /s/ Devon Finnegan Devon Finnegan Petitioner, pro se HCS Pub. October 31, November 7, 2014

SECOND JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO CAUSE NO. CV 2014 06699 IN THE MATTER OF THE PETITION OF Letasha Deseree Anaya FOR CHANGE OF NAME OF Zaniyah Lupe Vigil NOTICE OF PETITION TO CHANGE NAME (OF PERSON UNDER 14 YEARS OF AGE) NOTICE IS HEREBY GIVEN that Letasha Deseree Anaya, has filed a Petition to Change the Name of his/her child, from Zaniyah Lupe Vigil to Zaniyah Aurora Gonzalez.

This petition will be heard before the Honorable CARL J. BUTKUS, District Judge, on the 24th day of November, 2014, at the hour of 11:30 a.m., at the Bernalillo County Courthouse, Albuquerque, New Mexico.

Respectfully submitted, /s/ Letasha Deseree Anaya Letasha Deseree Anaya Petitioner, pro se HCS Pub. October 31, November 7, 2014

2nd JUDICIAL DISTRICT COURT COUNTY OF Bernalillo STATE OF NEW MEXICO CAUSE NO. CV 2014 06695 IN THE MATTER OF THE PETITION OF Evangelina Morales FOR CHANGE OF NAME OF Isaiah Pedro Rodrigo Rivera NOTICE OF PETITION TO CHANGE NAME (OF PERSON UNDER 14 YEARS OF AGE) NOTICE IS HEREBY GIVEN that Evangelina Morales, has filed a Petition to Change the Name of his child, from Isaiah Pedro Rodrigo Rivera to Isaiah Rodrigo Morales. This petition will be heard before the Honorable NANCY J. FRANCHINI, District Judge, on the 19 day of November, 2014, at the hour of 9:30 a.m., at the Bernalillo County Courthouse, Albuquerque,

Floor. PETITION OF Patrick Forgey FOR CHANGE OF NAME NOTICE OF PETITION TO CHANGE NAME (ADULT) NOTICE IS HEREBY GIVEN that Patrick Forgey, a resident of the City of Albuquerque, County of Bernalillo, State of New Mexico, and over the age of fourteen 2nd JUDICIAL DISTRICT years, has filed a Petition to COURT Change Name in the Second COUNTY OF Bernalillo District Court, Bernalillo County, STATE OF NEW MEXICO New Mexico, wherein he seeks CAUSE NO. CV 2014 06734 to change his name from Patrick IN THE MATTER OF THE Forgey to Patrick Sanchez, and PETITION OF that this Petition will be heard Alec Perales before the Honorable NED S. FOR CHANGE OF NAME FULLER, District Judge, on NOTICE OF PETITION TO the 3rd day of December 2014, CHANGE NAME at the hour of am/pm, at the (ADULT) Bernalillo County Courthouse, NOTICE IS HEREBY GIVEN that Albuquerque, New Mexico.

Alec Perales, a resident of the Respectfully submitted, City of Albuquerque, County of /s/ Patrick Forgey Bernalillo, State of New Mexico, Patrick Forgey and over the age of fourteen Petitioner, pro se years, has filed a Petition to HCS Pub. October 31 November Change Name in the Second 7, 2014 District Court, Bernalillo County, New Mexico, wherein he seeks to change his name from Alec Perales to Luigi Alec Perales, STORAGE and that this Petition will be heard before the Honorable CLAY AUCTIONS CAMPBELL, District Judge, on the 24th day of November 2014, at the hour of 2:00 pm, at the Bernalillo County Courthouse, Notice is hereby given that Albuquerque, New Mexico. WEST MESA SELF STORAGE, Respectfully submitted, 2559 COORS BLVD NW, /s/ Alec Perales ALBUQUERQUE, NM, 87120, in Alec Perales accordance with the provisions Petitioner, pro se of the New Mexico Self Storage HCS Pub. October 31, Lien Act 48-11-1 to 48-11-9 November 7, 2014 NMSA 1978, offers the following units for silent bid auction. West Mesa Self Storage does not guarantee or offer any warranty for the items purchased. All 2nd JUDICIAL DISTRICT units are sold “as is” and without COURT any warranty of the contents, COUNTY OF Bernalillo quality or value. The property STATE OF NEW MEXICO stored in these spaces will be CAUSE NO. CV 2014 06531 sold or disposed of on or after IN THE MATTER OF THE the following date, time and PETITION OF place. Date: NOVEMBER 20, Enrique Hernandez 2014 Time: beginning at 8:00 FOR CHANGE OF NAME A.M. at West Mesa Self-Storage NOTICE OF PETITION TO (address above). Units will be CHANGE NAME viewed as auction progresses.

(ADULT) Any paid up units will be pulled NOTICE IS HEREBY GIVEN that from the sale list. Top bidders will Enrique Hernandez, a resident be notified immediately following of the City of Albuquerque, each unit bid and goods must be County of Bernalillo, State of removed by 6:00 PM the day after New Mexico, and over the age the sale. Gate opens at 7:30 a.m.; of fourteen years, has filed a AUCTION begins promptly at Petition to Change Name in 8:00 a.m. You must register prior the Second judicial District to start of auction. Payment is by Court, Bernalillo County, New CASH OR CREDIT CARD ONLY. Mexico, wherein he seeks to E-03 CRAFT, Rosalinda, 2912 change his name from Enrique 12th NW, Albuquerque, NM Hernandez to Enrique Vigil, and 87107 – boxes, mattress, dryer, that this Petition will be heard TV, sofas (3), microwave, before the Honorable CARL J. dresser, mirror, luggage.

BUTKUS, District Judge, on the E-23 BAINBRIDGE, Crystal A., 20th day of November 2014, at PO Box 27502, Albuquerque, the hour of 11:30 a.m., at the NM 87125 – refrigerator, Bernalillo County Courthouse, luggage, boxes, totes, Albuquerque, New Mexico. trash can, end table, dolly.

Respectfully submitted, E-30 SKEETS, Lorraine, /s/ Enrique Hernandez 1919 Ladera Dr NW Apt 308, Enrique Hernandez Albuquerque, NM 87120 Petitioner, pro se – boxes, dolly, dressers, HCS Pub. October 31, tires, lamp, tools, fan, table.

November 7, 2014 E-34 HARO, Amber M., 4000 Blake Rd SW #52, Albuquerque, NM 87121–washer, dryer, table, boxes, sofa, tools, shelving, Second JUDICIAL DISTRICT vacuum, rugs, lamps, dresser, COURT chairs, entertainment center.

COUNTY OF Bernalillo F-06 MONTALVO, Juan J., 30 STATE OF NEW MEXICO Santa Monica Ave, Los Lunas, CAUSE NO. CV 2014 06765 NM 87031 – trunks (5), wheel IN THE MATTER OF THE barrow, sofa, yard tools, luggage, New Mexico.

5th Respectfully submitted, /s/ Evangelina Morales Evangelina Morales Petitioner, pro se HCS Pub. October 31, November 7, 2014

computer equipment, boxes, duffle bags, hand tools, clothing.

H-08 TRUJILLO, Jacqueline D., 2220 Dora Ave NW, Albuquerque, NM 87104 – TVs, vacuum, bed, stack washer/ dryer, BBQ grill, dressers, tools, boxes, totes, cooler.

I-55 SILLIVENT, Zinnia P., 88 Horner St., Belen, NM 87002- boxes, totes, chairs, shelving, clothing.

I-56 SKEETS, Lorraine, 1919 Ladera Dr NW Apt 308, Albuquerque, NM 87120 – boxes, totes, pet carriers (2), lawn mower, bed frames, cat tree, table.

I-76 JARAMILLO, Robert A., 4208 Rancho Largo Rd, Albuquerque, NM 87120 – bed, TVs, stereo equipment, table, vacuum, lamp, computer equipment, totes, dresser.

I-99 GIDDINGS, Pamela D., 2821 Vista Grande NW, Albuquerque, NM 87120 – bed frames, head board, boxes, totes, dressers, entertainment center.

I-101 SKEETS, Derrick S., 1919 Ladera Dr NW Apt 308, Albuquerque, NM 87120 – cat post, bed frame, bike, vacuum, TV, boxes, sofa, futon.

J-39 MACWILLIAMS, Kameron, 4812 Sundance Trl, Albuquerque, NM 87120 – storage cabinet, desks, tables.

J-71 DEANE, Regina M., 9104 Sundeck Ct SW, Albuquerque, NM 87121 – clothing, luggage, storage containers.

J-76 YAZZIE, Lucinda A., PO Box 3554, Canoncito, NM 87026 – kids toys, heater, bags of clothing, baby swings, boxes, totes.

K-09 BARRIIOS (BARRIOS), Sue, 503 Ashberry Court SE, Albuquerque, NM, 87124 – boxes, lamps, desk, dressers (4), chairs, stereo equipment, miscellaneous household goods, table.

K-11 SENA, Jacqueline C., 6405 Summer Ray Ct NW, Albuquerque, NM 87120 – TVs, lawn tools, air compressor, totes, outdoor fire pit, exercise equipment, recliner, end table, power tools, weedwacker.

K-24 GLENN, Marcey L., 4608 Jennifer Dr, Albuquerque, NM 87109 – dressers, boxes, totes, bags of clothing, mirror.

K-35 YAZZIE, Lucinda A., PO Box 3554, Canoncito, NM 87026 Albuquerque, NM 87120 – dresser w/mirror, chairs, bed, kids toys, TV, stereo equipment, car seat, boxes, totes, K-53 HOSFORD, Russell D., 12708 Dunes Rd Apt C, Albuquerque, NM 87123stereo equipment, boxes, golf clubs, refrigerator, books, slide projectors, chair.

L-07 BRITO, Jeanette T, 504 Alcalde Pl SW, Albuquerque, NM 87104 – flat screen TVs (2), fishing pole, gun cases (2), snowboards, shelving, stove, guitars, microwave, refrigerator, stereo equipment, totes.

L-45 SANDOVAL, Jazelle J., 9301 Volcano Rd NW SPC 101, Albuquerque, NM 87121 – bed, pool table, stereo equipment, dresser, tires, rims, Q-03 CUMMINS, John E., 501 NW 10th St, Grand Prairie, TX 75050 – china cabinet, dresser, trash can.

Q-28 BAKER, Sheila J., 2412 Pomelo Pl NW, Albuquerque, NM 87120 – chairs, boxes, cooler, air compressor, computer equipment, lawn furniture, table, kids toys, rocking chair.

HCS Pub. October 24, 31, 2014

Page 7

Notice is hereby given that NORTHEAST HEIGHTS SELF STORAGE, 4801 EUBANK BLVD NE, ALBUQUERQUE NM 87111, in accordance with the provisions of the New Mexico Self Storage Lien Act 48-11-1 to 48-11-9 NMSA 1978, offers the following units for silent bid auction. Northeast Heights Self Storage does not guarantee or offer any warranty for the items purchased. All units are sold “as is” and without any warranty of the contents, quality, or value. The property stored in these spaces will be sold or disposed of on or after the following date, time, and place.

Date: NOVEMBER 19, 2014 Time: beginning at 8:00 A.M. at Northeast Heights Self-Storage (address above). Units will be viewed as auction progresses.

Any paid up units will be pulled from the sale list. Top bidders will be notified immediately following each unit bid and goods must be removed by 6:00 PM the day after the sale. Gate opens at 7:30 a.m.; AUCTION begins promptly at 8:00 a.m. You must register prior to start of auction to be eligible to bid. Payment by CASH OR CREDIT CARD ONLY. #50035 OWEN, Jennifer 7401 Gene Ave NE, Albuquerque, NM 87109 sofa, love seat, coffee table, fans, lights, mop bucket, dressers, planters #50060 SALAZAR, Ray 2107 Erbbe St NE Albuquerque, NM 87112 reclining chair, bags clothes, kids toys, totes, boxes, gun safe, dolly, tables, luggage. #70013 RE, Teresa 5268 Wyoming NE #C-23 Albuquerque, NM 87111 vacuum, bed/ frame, toFtes, boxes, dresser, chairs, art work, toaster over. #70014 LOVATO, Judy 1100 Mary Ellen Albuquerque, NM 87112 sofa, boxes, totes, stereo equipment, exercise equipment, chairs, loveseat, kids toys, TV, clothing. #11007 ANDERSON, Relinda 2612 Muriel St NE Apt B Albuquerque, NM 87112 boxes, totes, TV, dryer, bike, computer equipment, stereo equipment. #11023 DICKINSON, Rozanne 9109 Los Arboles NE Albuquerque, NM 87112 chairs, dresser, bike, sofa, bed, boxes, totes, vacuum, ent. center, desk. #11029 RALLS, Julie PO Box 16401 Albuquerque, NM 87191 boxes, pictures. #12030 LARGO, Ron 12229 Menaul Blvd Apt B Albuquerque, NM 87112 sofa, chairs, TV stand, desk, boxes, totes, jewelry cabinet, tools, table, vacuum, shelving. #21021 CAMACHO, Joseph 2400 Louisiana Blvd NE #C-1 Albuquerque, NM 87110 / [ 10555 Montgomery Blvd NE Suite 100 Albuquerque, NM 87111 ] file boxes. #25016 EGHBALIEH, Keyvan PO Box 92216 Albuquerque, NM 87199 boxes of shoes, boxes, bedding, TV. HCS Pub. October 24, 31, 2014

Pursuant to the New Mexico Self Storage Lien Law H.B. #273, July 1, 1987, U-Stor-It (Snowbank East Self Storage, LLC) at 10101 Snowheights Blvd NE, Albuquerque, NM 87112, will November 12, 2014, sell at Public Sale to the highest

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bidder, or otherwise dispose of the complete contents of the storage units listed below. Time of sale will be 10:00 am. U-StorIt reserves the right to specify minimum bid or refuse bids on any units. The purchaser is to remove everything from the premises within 24 hours from the time of the sale. Any of the units listed may be withdrawn from the sale up to the sale time.

Payment is to be cash only. Unit #, name, last known address and a brief description is listed below.

Briscoe, Susan E444 3116 Christine NE Albuquerque, NM 87111 Clothes, Tables, Misc.

Furniture, Boxes, and Items.

Chavez, Amanda C87 1209 Kentucky NE Albuquerque, NM 87110 Sofa, Mirror, TV, Misc.

Furniture and Items.

Crossley, Michael F456 7010 Phoenix Ave. NE, #110 Albuquerque, NM 87110 Toolboxes, Ladder, Sofa, Misc.

Furniture, Boxes, and Items.

Cooley, Vanessa C56 11417 Linn Ave. NE, #E5 Albuquerque, NM 87123 Glass-top Table and Stroller.

Diaz, Maria C14 404 Annette Rd. NE Rio Rancho, NM 87124 Misc. Bags, Boxes, and Items.

Garner, Stacie E386 7032 Saloon Tr. Showlow, AZ 85901 Bed, Tables and Chairs, Bookcase, Misc.

Furniture, Bags, and Items.

Montano, Adrienne C22 1825 Gretta St. NE Albuquerque, NM 87112 T.V., Table, Chairs, Toys/ Children’s Items, Misc.

Bins, Boxes and Items.

Quintana, Cindie B60 11400 Prospect Ave. NE Albuquerque, NM 87112 Dresser/Chest-of-Drawers Set, Table, Misc. Boxes and Items.

Siemsen, Derrick C33 748 Horseshoe Trail SE Albuquerque, NM 87123 Bookcase, Lamp, Misc.

Boxes and Items.

HCS Pub. October 24, 31, November 7, 2014

Notice of Sale: Pursuant to the New Mexico Storage Act, on November 6, 2014, at 11:AM, at Juan Tabo Self Storage, located at 1777 Juan Tabo NE, Albuquerque, NM 87112, the contents of the storage units rented by the following will be sold to the highest bidder for cash.

Daniel Godlove 9208 Comanche RD NE Abq, NM 87111 Georgia Gray-Garcia 2720 Morris NE Abq, NM 87112 Abq Services for the Deaf Stephen Henning 3280 Esplanade Cir SE Rio Rancho, NM 87124 Teresa King PO Box 8212 Abq, NM 87198 Veronica Kramer

Health City Sun LEGAL NOTICES PO Box 901416 Kansas City, MO 64190 Leland Watson 12601 Lomas Blvd. NE Apt. 32 Abq, NM 87112 Juan Tabo Self Storage reserves the right to withdraw any of the properties from disposal at any time.

HCS Pub. October 24, 31, 2014

Contents of the following unit will be sold at public auction at Alameda Mini & RV Storage located at 10130 2nd St NW, Albuquerque, NM 87114 on November 18, 2014 at 10 AM, in accordance with N.M. Lien Law 48-11-7. Terms of sale are CASH ONLY. We have the right to reserve a minimum bid and to refuse ANY or ALL bids.

Unit #: N27 (10X15 unit) Name:Ramon or Eliza Carabajal Address: 5348 LosAbuelos Ct. SW City: Albuquerque State: New Mexico Zip: 87105 Description of items: Boxes; misc. furniture and household items.

HCS Pub. October 31, November 7, 2014

Contents of the following unit will be sold at public auction at Alameda Mini & RV Storage located at 10130 2nd St NW, Albuquerque, NM 87114 on November 18, 2014 at 10 AM, in accordance with N.M. Lien Law 48-11-7. Terms of sale are CASH ONLY. We have the right to reserve a minimum bid and to refuse ANY or ALL bids.

Unit #: IE-01 (10’X 10’ unit) Name: Steve Campbell Address: 10200 2nd St. NW #163 City: Albuquerque State: New Mexico Zip: 87114 Description of items: Wooden furniture; leather sofa and loveseat; wicker chair and table; desk; speakers; misc. household and children’s items.

HCS Pub. October 31, November 7, 2014

OTHER AUCTIONS NOTICE OF PUBLIC SALE State Of New Mexico County of Valencia Date Of Notice 10/15/2014 ebay Item # 351178551309 www.ebay.com Auction begins: Oct 17 2014 at 6:00PM Bidding Deadline: Nov 16, 2014 at 6:00PM Phone: 505-878-0001 Phone: 505 639 1266 ±11,247 SF Retail Shopping Center 480 Rio Communities Belen, New Mexico 87002 Starting Bid $500.00 No Reserve HCS Pub. October 17, 24, 31, 2014 NOTICE OF PUBLIC SALE State of New Mexico, County of BERNALILLO Date of notice 10/30/2014 Location of sale: BONES TOWING & SALVAGE 105 DALE SE ABQ. NM 87105

Time of sale: 10:00 AM Phone number: (505) 243-4813 On FEB 1ST, 2014 at BONES TOWING, the undersigned will offer to sell the following described motor vehicle in order to satisfy charges for towing, storage and/or labor charges incurred against same: Make: MAZDA Year/Model: 1990 PU Title Number: __________ VIN: JM2UF323XL0895487 License Number: _________ Total amount of charges incurred: $ 324.54 Terms: Cash in hand on day of sale.

Date of receipt or return of notice of lien: OCT 20TH, 2014 Signed Jason Levins HCS Pub. October 24, 31, 2014

NOTICE OF PUBLIC SALE State of New Mexico, County of BERNALILLO Date of notice 10/30/2014 Location of sale: BONES TOWING & SALVAGE 105 DALE SE ABQ. NM 87105 Time of sale: 10:00 AM Phone number: (505) 243-4813 On FEB 1ST, 2014 at BONES TOWING, the undersigned will offer to sell the following described motor vehicle in order to satisfy charges for towing, storage and/or labor charges incurred against same: Make: PLYM Year/Model: 1999 CARA Title Number: __________ VIN: 1P4GP44LXXB597450 License Number: _________ Total amount of charges incurred: $ 324.54 Terms: Cash in hand on day of sale.

Date of receipt or return of notice of lien: OCT 20TH, 2014 Signed Jason Levins HCS Pub. October 24, 31, 2014

NOTICE OF PUBLIC SALE State of New Mexico, County of BERNALILLO Date of notice 10/30/2014 Location of sale: BONES TOWING & SALVAGE 105 DALE SE ABQ. NM 87105 Time of sale: 10:00 AM Phone number: (505) 243-4813 On FEB 1ST, 2014 at BONES TOWING, the undersigned will offer to sell the following described motor vehicle in order to satisfy charges for towing, storage and/or labor charges incurred against same: Make: DAIX Year/Model: 2014 MOPED Title Number: __________ VIN: 137MMGFV6EZ030809 License Number: _________ Total amount of charges incurred: $ 324.54 Terms: Cash in hand on day of sale.

Date of receipt or return of notice of lien: OCT 20TH, 2014 Signed Jason Levins HCS Pub. October 24, 31, 2014

NOTICE OF PUBLIC SALE State of New Mexico, County of BERNALILLO

Date of notice 10/30/2014 Location of sale: BONES TOWING & SALVAGE 105 DALE SE ABQ. NM 87105 Time of sale: 10:00 AM Phone number: (505) 243-4813 On FEB 1ST, 2014 at BONES TOWING, the undersigned will offer to sell the following described motor vehicle in order to satisfy charges for towing, storage and/or labor charges incurred against same: Make: DODGE Year/Model: 1999 RAM Title Number: __________ VIN: 3B7HF13Z9XG236234 License Number: _________ Total amount of charges incurred: $ 871.09 Terms: Cash in hand on day of sale.

Date of receipt or return of notice of lien: OCT 20TH, 2014 Signed Jason Levins HCS Pub. October 24, 31, 2014

NOTICE OF PUBLIC SALE On December 15, 2014 at 11:30 AM the undersigned will offer to sell the following described motor vehicle in order to satisfy charges for towing, storage and/ or labor charges incurred against same 1995 TFoyota 4Runner VIN JT3VN39W7S0189978.

NM license plate MAJ193. Last known registered owner is Swainston Brooke of Albuquerque, NM. In the amount of $2818.94. Terms: Cash in hand at time of sale.

Steel Lizard Offroad, LLC 10025 Acoma RD SE Albuquerque, NM 87123 505-275-0318.

HCS Pub. October 31 November 7, 2014

NOTICE OF PUBLIC SALE On December 15, 2014 at 12:00 PM the undersigned will offer to sell the following described motor vehicle in order to satisfy charges for towing, storage and/or labor charges incurred against same 1991 Toyota HTP PK VIN JT4RN81A3M5096858.

NM license plate LWF-376. Last known registered owner Montoya Lee R of Albuquerque, NM. In the amount of $805.02. Terms: Cash in hand at time of sale.

Jay Walton Automotive 9401 Central Ave NE Albuquerque, NM 87123 505-296-4816.

HCS Pub. October 31 November 7, 2014

NOTICE OF PUBLIC SALE On December 15, 2014 at 12:20 PM the undersigned will offer to sell the following described motor vehicle in order to satisfy charges for towing, storage and/or labor charges incurred against same 2002 GMC Sierra PK VIN 1GTEC14WX2Z260065.

NM license plate 803-SDM. Last known registered owner Cultrera Dominic J or Cultrera Peter A of Albuquerque, NM. In the amount of $636.52. Terms: Cash in hand at time of sale.

Jay Walton Automotive 9401 Central Ave NE Albuquerque, NM 87123 505-296-4816.

HCS Pub. October 31 November 7, 2014

NOTICE OF PUBLIC SALE On December 15, 2014 at 12:45 PM the undersigned will offer to sell the following described motor vehicle in order to satisfy charges for towing, storage and/ or labor charges incurred against same 2003 Ford Escape UT VIN 1FMCU93143KB09687.

KS license plate 262FXA. Last known registered owner Lee, Tracey D of Kansas City, KS. In the amount of $1437.41. Terms: Cash in hand at time of sale.

Jay Walton Automotive 9401 Central Ave NE Albuquerque, NM 87123 505-296-4816.

HCS Pub. October 31 November 7, 2014

NOTICE OF PUBLIC SALE On December 15, 2014 at 2:00 PM the undersigned will offer to sell the following described motor vehicle in order to satisfy charges for towing, storage and/or labor charges incurred against same 1987 Ford THL VIN 1FABP6236HH170865 . NM license plate 794-PJD. Last known registered owner is Hollibush Daniel C of Albuquerque, NM. In the amount of $2625.56. Terms: Cash in hand at time of sale. Americans Auto Center 3621 San Mateo Blvd NE Albuquerque, NM 87110 (505) 244-0000.

HCS Pub. October 31 November 7, 2014

NOTICE OF PUBLIC SALE On December 15, 2014 at 2:15 PM the undersigned will offer to sell the following described motor vehicle in order to satisfy charges for towing, storage and/or labor charges incurred against same 1993 Eagle Talon VIN 4E3CF44E7PE026223 .

NM license plate MXC-006.

Last known registered owner is Pacheco Richard Latrell of Rio Rancho, NM. In the amount of $418.06. Terms: Cash in hand at time of sale. Americans Auto Center 3621 San Mateo Blvd NE Albuquerque, NM 87110 (505) 244-0000.

HCS Pub. October 31 November 7, 2014

October 31, 2014

CIUDAD de ALBUQUERQUE VIGÉSIMO PRIMER CONCEJO PROYECTO DE LEY MUNICIPAL NÚM. O-1419 PROMULGACIÓN NÚM. O-2014-021 PATROCINADO POR:Rey Garduño ORDENANZA PARA ENMENDAR LAS ORDENANZAS REVISADAS DE ALBUQUERQUE RELATIVAS AL ESCRUTINIO DE VOTOS ELECTORALES. ASÍ LO RESUELVE EL CONCEJO, ÓRGANO GOBERNANTE DE LA CIUDAD DE ALBUQUERQUE: HCS Pub. October 31, 2014

CIUDAD de ALBUQUERQUE VIGÉSIMO PRIMER CONCEJO PROYECTO DE LEY MUNICIPAL NÚM. R-1470 PROMULGACIÓN NÚM. R-2014-077 PATROCINADO POR:Dan Lewis, a solicitud RESOLUCIÓN PARA ENMENDAR EL PLAN DE DESARROLLO DEL SECTOR VOLCANO CLIFFS CON EL FIN DE ACTUALIZAR LA RED DE CAMINOS, CONCILIAR LAS MODIFICACIONES HECHAS A LOS PLANES ADYACENTES Y HACER CLARIFICACIONES MENORES DE LOS ESTÁNDARES DE DESARROLLO. HCS Pub. October 31, 2014

SPANISH

CIUDAD de ALBUQUERQUE VIGÉSIMO PRIMER CONCEJO PROYECTO DE LEY MUNICIPAL NÚM. R-1471 PROMULGACIÓN NÚM. R-2014-078 PATROCINADO POR: Dan Lewis, a solicitud RESOLUCIÓN PARA ENMENDAR EL PLAN DE DESARROLLO DEL SECTOR VOLCANO TRAILS CON EL FIN DE ACTUALIZAR LA RED DE CAMINOS, CONCILIAR LAS MODIFICACIONES HECHAS A LOS PLANES ADYACENTES Y HACER CLARIFICACIONES MENORES DE LOS ESTÁNDARES DE DESARROLLO. HCS Pub. October 31, 2014

CIUDAD de ALBUQUERQUE VIGÉSIMO PRIMER CONCEJO PROYECTO DE LEY MUNICIPAL NÚM. C/S O-1417 PROMULGACIÓN NÚM. O-2014-020 PATROCINADO POR: Diane Gibson ORDENANZA PARA ENMENDAR EL CAPÍTULO SIETE, ARTÍCULO SEIS DE LAS ORDENANZAS REVISADAS DE ALBUQUERQUE RELATIVAS A LA INCAUTACIÓN Y DECOMISO DE CIERTOS VEHÍCULOS MOTORIZADOS QUE CAUSAN MOLESTIAS. ASÍ LO RESUELVE EL CONCEJO, ÓRGANO GOBERNANTE DE LA CIUDAD DE ALBUQUERQUE: HCS Pub. October 31, 2014

CIUDAD de ALBUQUERQUE VIGÉSIMO PRIMER CONCEJO PROYECTO DE LEY MUNICIPAL NÚM. R-1472 PROMULGACIÓN NÚM. R-2014-079 PATROCINADO POR: Dan Lewis, a solicitud RESOLUCIÓN PARA ENMENDAR EL PLAN DE DESARROLLO DEL SECTOR VOLCANO HEIGHTS CON EL FIN DE ACTUALIZAR LA RED DE CAMINOS, CONCILIAR LAS MODIFICACIONES HECHAS A LOS PLANES ADYACENTES Y HACER CLARIFICACIONES MENORES DE LOS ESTÁNDARES DE DESARROLLO. HCS Pub. October 31, 2014

Health City Sun

(505) 242-3010

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Know Your Family’s Risk Of A Rare Genetic Disorder And The Resources Available To Help You

here may be a rare genetic disorder in your family that you don’t even know about, but the good news is that a genetic counselor can provide the information, guidance and support to help you understand the chance of passing the condition to your children and options to help your child manage the condition.

The Disease The condition is called hypohidrotic ectodermal dysplasia (HED)—also known as anhidrotic ectodermal dysplasia and Christ-Siemens-Touraine syndrome. It’s estimated that at least one in 5,000 to 10,000 newborns has it. Seventy-five to 85 percent of boys with HED have the X-linked recessive form called XLHED. The Signs Common symptoms of XLHED include a reduced ability to sweat, because babies affected by XLHED have no, or fewer than normal, sweat glands or they don’t sweat sufficiently. People with the disorder are missing or often have pointed teeth (hypodontia). They experience sparse and slow-growing hair on the head and body and also have drier than normal linings or membranes in the nose and mouth. In addition, breathing problems such as asthma, increased respiratory tract infections (colds, pneumonias, etc.) and scaly skin are common.

How It’s Diagnosed A change in a gene called EDA may result in XLHED. This gene controls the production of a protein (a molecule the body needs for growth) that starts the development of skin, hair, nails, teeth, and sweat glands.

However, when the gene is changed, there is not enough protein for typical development of these tissues and organs. XLHED is often diagnosed after birth or in early childhood based on several physical features. Diagnosis can also be made through family history and genetic testing.

How It’s Inherited XLHED is caused by a change in a gene that is passed from parents to children on the X chromosome. Chromosomes are “messengers” that carry “instructions” (genes) to the body in cells. Women have two X’s; men have an X and a Y. A girl gets an X from each parent, a boy gets an X from his mom and a Y from his dad. Since the gene is only on the X chromosome, the daughters of a man affected by XLHED will all be carriers and his sons will not be affected. A woman with XLHED, or who is a carrier, may have some symptoms, but because women have two X

chromosomes, these may be less severe. There’s a 50 percent chance a woman with XLHED will pass the gene to a son who will be affected by XLHED and a 50 percent chance her daughter will be a carrier.

Genetic Counseling It’s possible for prospective parents to be tested to see if they’re carriers, and this is most often done when there is a known family history of XLHED. Understanding the testing options available can be challenging. Genetic counseling is a discussion between a patient or family and a health care provider trained in genetics and communicating genetic and medical information to families. Families that talk to a genetic counselor gain a better understanding of the condition, their family history, test results, clinical trial opportunities and potential treatment options. Free genetic counseling services are available to families that have or suspect they have XLHED. The counseling is from InformedDNA, a phone-based, confidential, genetic counseling service. Experienced, board-certified genetic counselors are available at (617) 758-4300. You just make an appointment that works for your schedule.

Knowledge Is Power Understanding your family’s experience with XLHED can help identify other family members who may develop the condition or have the chance to have a child affected by it. There are currently no specific treatments available for XLHED; however, there are ongoing clinical trials of a new drug that could potentially treat the symptoms of XLHED. Furthermore, doctors and patients have found ways to manage the challenges of living with the disorder. Research options are advancing every day and this information may determine if you or your family member is eligible to participate in ongoing clinical trials. Free genetic counseling services provided by InformedDNA are funded by Edimer Pharmaceuticals. The information you provide during the genetic counseling session will be strictly confidential and will not be shared with the pharmaceutical company. Using the service in no way obligates you to participate in genetic testing or any clinical trials.

Learn More To hear from families that have experience with the disorder and to access additional resources and advice, you can go to the National Foundation for Ectodermal Dysplasias’ website, www.NFED.org, and visit the XLHED Network’s online community at www.xlhednetwork.com. To learn about clinical trials, visit www.clinicaltrials.gov and search for Edimer. -(NAPSI)

Real Insights From Realtors

F

or many people, buying a home is a goal they aspire to achieve and often the most significant financial decision they’ll make in their life.

If you’re among them, consider this advice: Given the mass amounts of information, data and tools available, it’s critical to work with a professional who can help you make sense of it all. During the home buying or selling process, it’s wise to follow these tips: • Work with a local expert. Realtors are the most trusted resources for up-to-date, comprehensive and accurate real estate information when it comes to navigating each step of the complex home buyers process. More than four out of five recent home buyers and sellers used a real estate professional, according to the National Association of Realtors.

• Learn about the area. Looking to move to a new neighborhood? Chances are you’re unfamiliar with some characteristics of the area, such as traffic patterns on busy streets and the best schools within the district. Real-

tors have a finger on the pulse of each market where they do business. They’re responsible for knowing the nuances to consider before buying a home and can leverage that expertise to help you.

• Seek accurate information. Many websites offer to help potential home owners find the perfect house. Some people have even suggested the Internet will eventually make buying a home as easy as buying an airline ticket or a stock certificate. However, consumers often complain that some of the information provided on these sites is either out of date or inaccurate, creating confusion and frustration.

A Realtor, on the other hand, can provide valuable counsel, discuss listings, show you homes in person, negotiate on your behalf and help you stay focused on the emotional and financial issues that are most important. That may be one reason 88 percent of buyers in 2013 used a real estate agent, up from 69 percent in 2001.

-(NAPSI)

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New Survey Reveals Knee Osteoarthritis Sufferers Make Daily Accommodations

t started with working fewer hours, staying home more and avoiding favorite pastimes like gardening and spending time with her family, including her grandchildren—anything to reduce the pain in her knees.

These are just a few of the ways in which Rebecca Von Eiff, who suffered for years with painful knee osteoarthritis (OA), accommodated her life because of OA. And, according to the results of a recent survey, she’s not alone.

The survey conducted online by Harris Poll on behalf of DePuy Synthes Companies polled 668 U.S. adults aged 45 to 75 who have been diagnosed with OA, experience moderate to severe knee pain and have not had knee joint replacement. The survey found that more than half of respondents reported that, at least quite a bit of the time, they: • Avoid an activity that requires a great deal of walking (57 percent) • Avoid an activity that requires a great deal of standing (59 percent) • Avoid an activity that requires going up or down stairs (52 percent).

“Finding ways to get through everyday life with minimal pain consumed me,” remembered Rebecca. “I was prescribed medication to help with the OA pain and then began getting cortisone shots regularly. Although these remedies helped some, the effect eventually wore off.”

As an interior designer, Rebecca, 68, was used to being active during the day; but knee pain caused her to begin sitting on the arm of a couch to take the pressure off her knees and that grew into scheduling shorter visits to the design center to pick up samples. Everyday activities, like gardening

in her backyard, walking to get the mail at the end of her driveway or getting in and out of her car while running errands, became more and more difficult.

“I finally decided enough was enough when the pain started limiting my interaction with my entire family,” said Rebecca. “I couldn’t enjoy activities during family vacations and I went to my doctor and said ‘I just want my life back’.”

Rebecca and her orthopaedic surgeon decided that having her knees replaced with the ATTUNE® Knee System, which was specifically designed to work in harmony with the body to provide full range of motion and optimize stability, was the best option for her.

After surgery, Rebecca participated in rehabilitation and worked with Christina Lewis, physical therapist and director at Townson Sports Medicine in Baltimore, Md. Christina incorporated everyday activities into Rebecca’s therapy, which helped her get back to her life sooner, and helped her return to work in just six weeks.

“During rehabilitation, the focus is on increasing range of motion and stability, and getting the patient back to everyday life,” said Christina.

Following her hard work to recovery, Rebecca is now back to doing the things she loves like gardening, interior design work and being active with her family, including her grandchildren.

“My advice to others is to not wait for the pain to get so bad that you stop living your life,” said Rebecca. “Talk to your doctor about treatment options. Joint replacement has made such a difference for me.”

To find out more about the ATTUNE Knee System or to find a surgeon near you, please visit www.GetBackSooner.com. -(NAPSI)

Six Vehicle Warning Signs Your Nose Can Notice

W

hile most motorists are fond of what’s known as that “new car smell,” there are some other specific odors that motorists should also be aware of.

4. The sweet smell of syrup may be a sign that your car is leaking engine coolant from a leaky component related to the car’s cooling system. Do not open the radiator cap when it is hot.

Identifying these suspect smells early on can help car owners be car care aware and avoid the hassle and expense of an unexpected breakdown.

5. The smell of burning carpet could be a sign of brake trouble and a safety hazard. Have your brakes checked right away, especially if this smell is happening during normal driving conditions.

The Car Care Council recommends a sniff test of your vehicle to identify any unusual smells, including the following six warning signs: 1. The smell of burnt rubber could be slipping drive belts or misplaced loose hoses that might be rubbing against rotating accessory drive pulleys.

Do not reach in if the engine compartment is hot.

2. The smell of hot oil could mean that oil is leaking onto the exhaust system. To verify the leak, look for oil on the pavement or smoke coming from the engine area.

3. The smell of gasoline is likely the sign of a gas leak in some area of the vehicle such as a fuel injector line or the fuel tank. Any smell of fuel can result in a possible fire hazard, so immediate attention should be given.

6. If the smell of rotten eggs is coming from your vehicle, it could mean a problem with your catalytic converter or a poorly running engine causing the catalytic converter to become overloaded and fail due to meltdown.

“When you smell any peculiar odor, you should not ignore it. Instead, bring your vehicle to a professional service technician that you trust to get an informed opinion on the nature of the odor,” said Rich White, executive director, Car Care Council.

The Car Care Council is the source of information for the “Be Car Care Aware” campaign promoting the benefits of regular vehicle care. For a copy of the council’s “Car Care Guide” or for more information, visit www.carcare.org. -(NAPSI)

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Taking Care Of Business—Literally

ere’s a job you more than likely would not want: storing, pumping, handling, transporting and applying livestock manure to farm fields.

Believe it or not, there are hundreds of thousands of farmers, ranchers and custom applicators who perform this important and essential task every year across the U.S. Dairy, swine, beef and poultry producers must manage millions of tons of manure every year. This by-product of livestock production is actually a very rich resource. Manure serves as a natural fertilizer source packed with phosphorus and nitrogen—two elements essential to plant life. Put simply, without these elements to nourish crops, human civilization would cease to exist.

Dave Eisentraut makes a living managing livestock manure. His company, Eisentraut Ag Services in Waldo, Wisconsin, handled 4 million gallons of manure a year when he first started the business 16 years ago. Today, the firm handles 200 million gallons of mostly dairy manure and some municipal sludge every year. This is a growth trajectory that any business would envy.

Professional manure handling requires a huge investment in equipment, including drag hose systems, dredge trucks, pump and agitators, liquid flow meters and major-league, large tractors. Eisentraut often has several jobs simultaneously under way, with each project miles apart, pumping out and emptying dairy manure lagoons in one location while transporting and applying manure to fields in others. As lagoons fill up, it is a race against time to get rid of the manure in a full lagoon in order to increase capacity for future filling.

“This past spring in Wisconsin, it literally rained for six or eight straight weeks,” Eisentraut says. “When it finally dried out, we had to hit the ground running, and we were still playing catch-up in late summer.”

One technology that Eisentraut uses to keep things moving is More Than Manure® (MTM®) Nutrient Manager. When added to in-ground manure pits and lagoons, MTM helps break up crusts and solids, making the manure easier to pump, transport and apply. The product also significantly reduces ammonia levels in the manure, taking some of the “stink” out of the job.

“Manure must be agitated before it is pumped, and using MTM allows us to cut that agitation time by 50 percent to 70 percent, which saves operating expenses on fuel and equipment depreciation,” Eisentraut observes.

Sam McKnight operates a 3,000-head hog facility and also custom applies more than 16 million gallons of manure annually to corn, soybeans, alfalfa and pastures in Afton, Iowa. He also uses MTM to make manure handling easier. “At some of our older hog facilities, you’ll have two or three feet of manure sludge at the bottom of the pits, which is thick, hard to agitate and lessens your pit capacity,” McKnight explains. “After the MTM treatment, the manure agitates better, and we’re able to stir it up so the pits can be drawn down completely.”

Besides making the manure easier to agitate and pump, More Than Manure also provides some significant agronomic benefits when treated manure is applied to fields. MTM protects against phosphorus fixation and reduces nitrogen loss to the environment. “There are more of these nutrients available for plant uptake, and we’re able to get the best possible nutrient value out of the manure,” the hog producer and custom applicator says. “Compared to those fields where we used untreated manure, we’ve had some fields of corn that yielded 30 bushels per acre more where MTM-treated manure was applied.”

More Than Manure and MTM are registered trademarks of Specialty Fertilizer Products (SFP), LLC.© 2014 SFP. All rights reserved.-(NAPSI)

In-Depth Study Reveals How To Identify Actively Managed Funds That Can Add Significant Value To Retirement Savings Looking at two key characteristics can help investors identify actively managed mutual funds that have outpaced index-focused investments over the past two decades, according to an in-depth study released by American Funds, whose parent company, Capital Group, manages nearly $1.4 trillion for individuals and institutions.

funds tracked by Morningstar, including only those funds whose expenses were in the lowest 25 percent and whose investment firms ranked among the highest 25 percent in manager ownership. After a 20-year period, the portfolio of actively managed funds would have grown to $551,409, or 31 percent more wealth than the ETF portfolio.

The study found that actively managed stock funds with relatively low expenses and whose portfolio managers invest alongside shareholders generated more value than “passive” investments over a 20-year period ending in January 2014. The study challenges the belief that investors should settle for average returns provided by index funds that seek only to mirror the movement of the broader markets. Choosing an active manager that can outpace the broader markets can make a significant difference in how much money investors are able to accumulate for retirement—and how long their money will last in retirement, according to American Funds.

• The second scenario looked at what would have happened over the same period to a 65-year-old retiree who started with a $500,000 nest egg and invested in the same two portfolios. Assuming that retiree made an initial withdrawal of 5 percent of the principal from each portfolio and then increased that amount by 3 percent each year to account for inflation, the actively managed portfolio would have generated 5-7 percent more wealth in retirement.

“Low expenses and high manager ownership are critically important factors for investors to consider when they are searching for mutual funds that can help them achieve their investment objectives,” said Tim Armour, a portfolio manager and Chairman of the Management Committee at Capital Group. “Low expenses mean investors have more of their money working for them. High manager ownership means that fund managers are investing significant amounts of their own money in the portfolios they manage. They have ‘skin in the game’ and, not surprisingly, the funds have tended to provide better results.”

The American Funds’ study provided two hypothetical scenarios that demonstrated the importance of identifying actively managed funds that can add value over the long term: • The first scenario looked at what would have happened had a 45-yearold invested $100,000 in January 1994 in two portfolios, with half of each devoted to large U.S. companies and half to large international firms. One portfolio consisted entirely of “passive” exchange-traded funds (ETFs), which are securities that track an index such as the Standard & Poor’s 500 or Dow Jones Industrial Average, but trade like stocks on an exchange.

The other portfolio drew from the universe of 3,037 active equity mutual

American Funds emphasizes that the past results of mutual funds do not guarantee they will be similar in the future.

Information on expense ratios and manager ownership is typically available on fund company websites (see www.americanfunds.com), as well as from independent research firms such as Morningstar or financial advisors.

Investors who are relying on 401(k) plans for their retirement may want to review which mutual fund families are being offered through those plans, Armour said, suggesting that they specifically look at the funds’ expense ratios and manager ownership information.

“There are a number of fund families—American Funds among them— that keep their costs relatively low and have portfolio managers who invest alongside their shareholders,” Armour said. “Rather than simply going along with the idea that passive investments are the only answer, investors would benefit from using these two screens. Active managers that have the potential to provide superior results are available, and the value they may add can make a significant difference to investors in pursuing their retirement objectives.”

For more information, visit www.americanfunds.com.-(NAPSI)

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C O M M E N TA R Y

Tips For Organic Holiday Living

D

uring the bustling holiday season, it can be challenging to balance an organic lifestyle with holiday parties, decorating decadence and comfort food.

This year, make sure your family is living organically-even during the sweetest season of the year!

label to accompany your organic dish on the buffet table or potluck line. You’ll be able to share the recipe and ingredients of your organic dish in a subtle way, providing friends and family with a recipe for all to enjoy at future gatherings.

5) Serve an Organic Holiday Meal—A delicious meal with family and friends is central to most holiday celebrations.

Start with organic appetizers like a festive cheese plate. Adorn an elegant cheese plate with Santa Cruz Organic Mango Fruit Spread. Include spiced nuts, dried fruits and antipasti to offer unique flavor pairings.

Here are five simple tips for living organically this holiday season: 1) Decorate Organically—Skip plastic holiday decor and go with “do-it-yourself” handmade decorations. You can get the whole family involved in making your own decor with organic flowers, boughs, wreaths and fabric. Repurpose last year’s seasonal greeting cards into a festive banner by clipping them to a colorful ribbon, or recycle old papers into classic fold-and-cut snowflakes.

2) Give Organic Host/Hostess Gifts— Holiday parties can become a major undertaking. Thank the host or hostess for his or her hospitality with a breakfast basket. Include seasonal fruit, a pound of fresh-roasted coffee beans, fresh bread and an assortment of Santa Cruz Organic® Fruit Spreads.

Santa Cruz Organic offers a variety of fruit spread flavors including Apricot, Blackberry Pomegranate, Concord Grape, Mango, Seedless Red Raspberry and Strawberry. For more ideas on living organically during the holidays, visit www.santacruzorganic.com or www. facebook.com/santacruzorganic.

3) Eat a Snack Before Holiday Parties—Eating a small, nourishing snack before you go out can help you avoid making questionable decisions at the buffet table. Try a few apple slices with Santa Cruz Organic Dark or Light Roasted Peanut Butter or your favorite crackers spread with Santa Cruz Organic Apricot Fruit Spread.

As a pioneer organic brand, Santa Cruz Organic was the first to have a wide range of organic, 100 percent juices and blends and the first juice processor to use all organic fruit sourced from growers certified by an independent, third-party certification organization. With a history of developing innovative products, Santa Cruz Organic currently offers more than 60 organic items ranging from organic fruit juices and sparkling beverages to organic fruit sauces, chocolate-flavored syrups, peanut butters and fruit spreads.

4) Help Educate Other Partygoers—Make a decorative recipe card and

-(NAPSI)

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