Hcsn 3 84 38

Established in 1929

Health City Sun

The

www.healthcitysun.com

September 20, 2013

New Mexico’s Legal & Financial Weekly

FORECLOSURE SALES: 6

PROBATE: 22

NOTICE OF SUITS: 3

OTHER: 17

Vol. 3.84 No. 38

AUCTIONS: 5 SPANISH NOTICES: 0

*Publish Legal Notices for Less!*

Real-time Bus Info Reduces City Costs

63¢ / line for first week 49¢ / line for additional weeks

M

ayor Richard J. Berry today announced an annual operational cost savings of about $180,000 to taxpayers through successful partnerships with the University of New Mexico and an Albuquerque-based app development firm. The cost savings comes through a drop of 120,000 transit-related telephone calls to the 311 Citizen Call Center.

Right now, bus riders can receive ABQ Ride bus location information through three services: Where’s My Bus - http://wmb.unm.edu/ The ABQ Ride mobile app https://itunes.apple.com/us/app/abq-ride/ id532740870 TXT2RIDE texting service

Prepaid copy provided by:

The Health City Sun 2012

bus stops on campus.

Since the launch of these mobile-enabled services, transit-related call volume to the 311 service has dropped significantly.

Frank also announced a new app contest that challenges students, faculty and staff to use the UNM’s Open Data Repository to create a new “Events” app to help find events scheduled nearby.

“We are always looking to reduce costs and improve efficiency in our day-to-day operations at the City,” Mayor Berry said at a news conference at the University of New Mexico. “Through technological innovation and support of the City’s open-data initiative, we are improving City services for our customers.”

“Partnering with the city on apps that improve our services is a win-win endeavor,” Frank said. “It benefits the community and our campus, but also provides great real world experience for our students who are developing and refining the technology for these applications.”

Today, UNM President Robert G. Frank also detailed the expansion of the popular “Where’s my Bus?” app to include UNM’s shuttle service.

The expansion of this app will help students quickly pinpoint the location of UNM shuttles that transport passengers to and from parking lots and

All three ABQ Ride services use information from the City of Albuquerque’s open-data initiative, ABQ Data, which was launched in June 2012.

Future plans for technology development combined with public transportation include the rollout of the Android platform for the “ABQ Ride App” along with expansion of the puck system. - ItsATrip.org

NM True High School Football Series to be Played at University Stadium

T

he 2013 New Mexico True High School Football Series at University Stadium begins Thursday, September 19th with Bernalillo taking on St. Pius X at 7:00. It is homecoming for St. Pius. This game is the first of five that will be held at University Stadium, and 2013 is the first season in which high school games will be played at UNM. Each of the games will be played at University Stadium. The schedule is as follows: Thursday, September 19: Bernalillo vs. St. Pius X Friday, October 11: Aztec vs. St. Pius X Thursday, October 17: Albuquerque Academy vs. Hope Christian Friday, October 18: Piedra Vista of Farmington vs. St. Pius X Thursday, October 24: Del Norte vs. St. Pius X Ticket prices are $7 for adults, and $5 for students and seniors; children 5 and under are admitted free. The ticket office at the northwest corner of University Stadium will open at 5:30pm on Thursday evening, and gates to the stadium will open at 6 p.m.

- ItsATrip.org

The World Wide Web of Opportunity

O

ne of the most important learning tools for students is broadband Internet at home. With it, students can tackle almost any assignment.

Beyond benefits to education, the Internet offers a world of opportunity to the entire family, bringing quick and easy access to an endless variety of resources that make health care, job searches, saving money and staying in touch with friends or family as simple as the click of a mouse.

For instance, with the Internet at home, you have the ability to: • Search and Apply for Jobs Online—Whether writing a résumé, learning interview skills, networking or finding and applying for a job, the Internet can be crucial for the job search. Check out sites such as CareerBuilder. com, Indeed.com and LinkedIn.com.

• Access Health Care Information—With the Internet, you can search for quality medical care nearby, read reviews of health care professionals, keep track of your insurance coverage and monitor your health progress on sites such as http://health.yahoo.net and WebMD.com.

• Find Educational Resources—Not only is the Internet a place to research and write homework assignments, it also offers students of any age the opportunity to explore everything from the GED test and colleges to getting student aid and finding a scholarship. Try CollegeSource.org, InfoPlease.com and CK12.org.

WWW continuued on Page 7

Page 2

FORECLOSURES

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT No. D-202-CV-2012-02664 BANK OF AMERICA, N.A., Successor by Merger to BAG Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing LP, Plaintiff, vs.

HECTOR M. MUNOZ and TAXATION AND REVENUE DEPARTMENT OF THE STATE OF NEW MEXICO, Defendant(s).

NOTICE OF SALE NOTICE is hereby given that on October 3, 2013, at 1:30 p.m., the undersigned Special Master or his agent will sell to the highest bidder at the entrance of the Bernalillo Metropolitan Courthouse, 401 Lomas Blvd, Albuquerque, NM 87102 all Defendants’ interest in the real property located at 4314 Wallace Street S.E., Albuquerque, New Mexico 87105, Bernalillo County, New Mexico, and more particularly described as: LOT NUMBERED EIGHT-A (8-A) IN BLOCK LETTERED “N” OF MOUNTAIN VIEW ADDITION, A SUBDIVISION IN BERNALILLO COUNTY, NEW MEXICO, AS THE SAME IS SHOWN AND DESIGNATED ON THE MAP OF SAID ADDITION, FILED IN THE OFFICE OF THE COUNTY CLERK OF BERNALILLO COUNTY, NEW MEXICO, ON MAY 25, 2005, IN PLAT BOOK 2005C, FOLIO 171, AS DOCUMENT NO. 2005074077.

The sale will satisfy all or a portion of a Default Judgment entered on August 12, 2013, in the amount of $225,420.39, with interest accruing at 5.500% per year from August 6, 2013, forward.

The Judgment may be obtained from either the court clerk or the undersigned Special Master prior to the sale date. Bank of America, N.A., its successor, investor, or assignee has the right to bid at the sale and to apply its judgment or a portion thereof to the purchase price in lieu of cash.

For all other bidders, the sale terms are cash or its equivalent by the close of business on the day of sale. The sale may be postponed and rescheduled at the Special Master’s discretion.

PROSPECTIVE PURCHASERS AT SALE ARE ADVISED TO MAKE THEIR OWN EXAMINATION OF THE TITLE AND THE CONDITION OF THE PROPERTY AND TO CONSULT THEIR OWN ATTORNEY BEFORE BIDDING. /s/ Edward S. Little Edward S. Little, Special Master 1509 37th Street SE Rio Rancho, NM 87124 505/328-6269 HCS Pub. August 30, September 6, 13, 20, 2013

Health City Sun LEGAL NOTICES SEGURA, jointly and severally, Defendants.

NOTICE OF SALE NOTICE is hereby given that on October 3, 2013, at 1:30 p.m., the undersigned Special Master or his agent will sell to the highest bidder at the Bernalillo Metropolitan Court, located at 401 Lomas Blvd., Albuquerque, NM 87102, all Defendants’ interest in the real property located at 8516 Mesa Camino Ave SW, Albuquerque, New Mexico 87121 in Bernalillo County, and more particularly described as: LOT NUMBERED TWENTYSIX-P1 (26-P1) AS SHOWN ON THE SUBDIVISION PLAT OF LA MESILLA SUBDIVISION, SITUATE WITHIN THE TOWN OF ATRISCO GRANT, PROJECTED SECTIONS 28 AND 33, TOWNSHIP 10 NORTH, RANGE 2 EAST, N.M.P.M., BERNALILLO COUNTY, ALBUQUERQUE, NEW MEXICO, AS THE SAME IS SHOWN AND DESIGNATED ON SAID PLAT THEREOF, FILED IN THE OFFICE OF THE COUNTY CLERK OF BERNALILLO COUNTY, NEW MEXICO, ON MARCH 20, 2003, IN PLAT BOOK 2003C, PAGE 69.

The sale will satisfy all or a portion of a Default Judgment entered on August 6, 2013, as follows: A. Judgment in the amount of $160,129.10, with interest accruing at 6.75% per year from May 31, 2013, forward.

The Default Judgment may be obtained from either the court clerk or the undersigned Special Master prior to the sale date. Bank of America, N.A. or its assignee or successor-ininterest has the right to bid at the sale and to apply its judgment or a portion thereof to the purchase price in lieu of cash.

For all other bidders, the sale terms are cash or its equivalent by the close of business on the day of sale. The sale may be postponed and rescheduled at the Special Master’s discretion.

PROSPECTIVE PURCHASERS AT SALE ARE ADVISED TO MAKE THEIR OWN EXAMINATION OF THE TITLE AND THE CONDITION OF THE PROPERTY AND TO CONSULT THEIR OWN ATTORNEY BEFORE BIDDING. /s/ Edward S. Little Edward S. Little, Special Master 1509 37th Street SE Rio Rancho, NM 87124 505/328-6269 HCS Pub. August 30, September 6, 13, 20, 2013

p.m., the undersigned Special Master or his agent will sell to the highest bidder at the entrance of the Bernalillo Metropolitan Courthouse, 401 Lomas Blvd, Albuquerque, NM 87102 all Defendants’ interest in the real property located at 427 Charleston St. NE, Albuquerque, New Mexico 87108-2105, and more particularly described as follows: LOT NUMBERED SEVEN (7) IN BLOCK NUMBERED ELEVEN (11) OF THE B & R ADDITION, AN ADDITION TO THE CITY OF ALBUQUERQUE, NEW MEXICO, AS THE SAME IS SHOWN AND DESIGNATED ON THE PLAT OF SAID ADDITION, FILED IN THE OFFICE OF THE COUNTY CLERK OF BERNALILLO COUNTY, NEW MEXICO, ON JUNE 8, 1946, IN VOLUME C1, FOLIO 169.

The sale will satisfy all or a portion of a Summary and Default Judgment entered on August 19, 2013, in the amount of $113,333.12, with interest accruing at 2.00% per year from July 29, 2013, forward.

The Judgment may be obtained from either the court clerk or the undersigned Special Master prior to the sale date. Bank of America, N.A., its successor, investor, or assignee has the right to bid at the sale and to apply its judgment or a portion thereof to the purchase price in lieu of cash.

For all other bidders, the sale terms are cash or its equivalent by the close of business on the day of sale. The sale may be postponed and rescheduled at the Special Master’s discretion.

PROSPECTIVE PURCHASERS AT SALE ARE ADVISED TO MAKE THEIR OWN EXAMINATION OF THE TITLE AND THE CONDITION OF THE PROPERTY AND TO CONSULT THEIR OWN ATTORNEY BEFORE BIDDING. /s/ Edward S. Little Edward S. Little, Special Master 1509 37th Street SE Rio Rancho, NM 87124 505/328-6269 HCS Pub. August 30, September 6, 13, 20, 2013

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT No. D-202-CV-2012-00775 BANK OF AMERICA, N.A., Successor by Merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing LP, Plaintiff, vs.

LYNETTE PRICE; VINCENT PRICE; and WELLS STATE OF NEW MEXICO FARGO BANK NATIONAL COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT ASSOCIATION, Successor in Interest to Wells Fargo Home No. D-202-CV-2012-00269 Mortgage, Inc., BANK OF AMERICA, N.A., Successor by merger to BAC Defendant(s).

NOTICE OF SALE Home Loans Servicing, LP fka Countrywide Home Loans NOTICE is hereby given that on October 3, 2013, at 1:30 Servicing, LP, p.m., the undersigned Special Plaintiff, Master or his agent will sell to the vs. highest bidder at the entrance JACINDA F. LINGER, and if of the Bernalillo Metropolitan married, JOHN DOE A (true STATE OF NEW MEXICO COUNTY OF BERNALILLO name unknown), her spouse; Courthouse, 401 Lomas Blvd, Albuquerque, NM 87102 all SECOND JUDICIAL DISTRICT HELP BAIL BONDS, INC.; and PORTFOLIO RECOVERY Defendants’ interest in the No. D-202-CV-2013-02887 real property located at 2713 ASSOCIATES, LLC, BANK OF AMERICA, N.A., Hermosa Dr NE, Albuquerque, Defendants.

Plaintiff, 87110, Bernalillo County, NOTICE OF SALE vs.

NOTICE is hereby given that New Mexico, and is more FABIAN SARDINA, on October 3, 2013, at 1:30 particularly described as follows: and YENNIS L. ROCA-

LOT NUMBERED SEVEN (7) IN BLOCK NUMBERED ONE (1), OF THE NORTH ALISO ADDITION, TO THE CITY OF ABLUQUERQUE, NEW MEXICO, AS THE SAME IS SHOWN AND DESIGNATED ON THE MAP OF SAID ADDITION, FILED IN THE OFFICE OF THE COUNTY CLERK OF BERNALILLO COUNTY, NEW MEXICO ON MAY 31, 1950, IN PLAT BOOK C1, FOLIO 30.

The sale will satisfy all or a portion of a Default Judgment entered on August 20, 2013, in the amount of $150,812.05, with interest accruing at 7.875% per year from April 15, 2013, forward.

The Judgment may be obtained from either the court clerk or the undersigned Special Master prior to the sale date. Bank of America, N.A., its successor, investor, or assignee has the right to bid at the sale and to apply its judgment or a portion thereof to the purchase price in lieu of cash.

For all other bidders, the sale terms are cash or its equivalent by the close of business on the day of sale. The sale may be postponed and rescheduled at the Special Master’s discretion.

PROSPECTIVE PURCHASERS AT SALE ARE ADVISED TO MAKE THEIR OWN EXAMINATION OF THE TITLE AND THE CONDITION OF THE PROPERTY AND TO CONSULT THEIR OWN ATTORNEY BEFORE BIDDING. /s/ Edward S. Little Edward S. Little, Special Master 1509 37th Street SE Rio Rancho, NM 87124 505/328-6269 HCS Pub. August 30, September 6, 13, 20, 2013

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT No. D-202-CV-2012-03220 BANK OF AMERICA, N.A., Successor by Merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP, Plaintiff, vs.

LAN HA, and if married, JOHN DOE A (true name unknown), her spouse; and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE, Defendant(s).

NOTICE OF SALE NOTICE is hereby given that on October 9, 2013, at 9:30 a.m., the undersigned Special Master or his agent will sell to the highest bidder at the entrance of the Bernalillo County Courthouse, 400 Lomas Blvd, Albuquerque, NM 87102, all Defendants’ interest in the real property located at 2644 Sarita Ave NW, Albuquerque, 87104, Bernalillo County, New Mexico, and is more particularly described as follows: LOT NUMBERED SIX-P1 (6P1) OF FLORAL MEADOWS, AS THE SAME IS SHOWN AND DESIGNATED ON THE PLAT ENTITLED, “PLAT OF FLORAL MEADOWS (BEING A REPLAT OF TRACTS 264-B-A-A-1, 267, 268-B, 270-A2, 270-A-1-C, 270-A-1-D, 270-B AND 315-A-1-A-1, M.R.G.C.D., MAP NO. 35, TOGETHER WITH TRACT B-1 LAND OF MACIEL AND TRUJILLO) WITHIN THE TOWN OF ALBUQUERQUE GRANT, PROJECTED

September 20, 2013

SECTION 12, TOWNSHIP 10 NORTH, RANGE 2 EAST, AND PROJECTED SECTION 7 TOWNSHIP 10 NORTH, RANGE 3 EAST, NEW MEXICO PRINCIPAL MERIDIAN, CITY OF ALBUQUERQUE, BERNALILLO COUNTY, NEW MEXICO, MAY, 2005”, FILED IN THE OFFICE OF THE COUNTY CLERK OF BERNALILLO COUNTY, NEW MEXICO, ON JUNE 30, 2005 IN PLAT BOOK 2005C, PAGE 233.

The sale will satisfy all or a portion of a Default Judgment entered on August 2, 2013, in the amount of $213,613.21, with interest accruing at 7.500% per year from December 7, 2012, forward.

The Judgment may be obtained from either the court clerk or the undersigned Special Master prior to the sale date. Bank of America, N.A., its successor, investor, or assignee has the right to bid at the sale and to apply its judgment or a portion thereof to the purchase price in lieu of cash.

For all other bidders, the sale terms are cash or its equivalent by the close of business on the day of sale. The sale may be postponed and rescheduled at the Special Master’s discretion.

PROSPECTIVE PURCHASERS AT SALE ARE ADVISED TO MAKE THEIR OWN EXAMINATION OF THE TITLE AND THE CONDITION OF THE PROPERTY AND TO CONSULT THEIR OWN ATTORNEY BEFORE BIDDING. Approved via Email – 08/29/2013 Thomas G. Rice 4801 Lang Ave NE, Suite 110 Albuquerque, NM 87109 505/550-3904 HCS Pub. August 30, September 6, 13, 20, 2013

replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the “Property.”

The sale will satisfy all or a portion of a Default Judgment entered on August 14, 2013, in the amount of $128,227.77, with interest accruing at 6.375% per year from May 7, 2013, forward.

The Default Judgment may be obtained from either the court clerk or the undersigned Special Master prior to the sale date. Bank of America, N.A. or its assignee or successor-ininterest has the right to bid at the sale and to apply its judgment or a portion thereof to the purchase price in lieu of cash.

For all other bidders, the sale terms are cash or its equivalent by the close of business on the day of sale. The sale may be postponed and rescheduled at the Special Master’s discretion.

PROSPECTIVE PURCHASERS AT SALE ARE ADVISED TO MAKE THEIR OWN EXAMINATION OF THE TITLE AND THE CONDITION OF THE PROPERTY AND TO CONSULT THEIR OWN ATTORNEY BEFORE BIDDING. Approved via Email – 08/29/2013 Thomas G. Rice 4801 Lang Ave NE, Suite 110 Albuquerque, NM 87109 505/550-3904 HCS Pub. September 6, 13, 20, 27, 2013

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT No. D-202-CV-2013-02319 BANK OF AMERICA, N.A., Plaintiff, vs.

GUADALUPE FIERRO and CAVALRY SPV I LLC AAO, Defendants.

AMENDED NOTICE OF SALE AMENDED NOTICE is hereby given that on October 9, 2013, at 9:30 a.m., the undersigned Special Master or his agent will sell to the highest bidder at the entrance of the Bernalillo County Courthouse, 400 Lomas Blvd, Albuquerque, NM 87102, all Defendants’ interest in the real property located at 8615 Southwest Robby, Albuquerque, New Mexico 87121-7942 in Bernalillo County, and more particularly described as: LOT NUMBERED FOURTEEN (14) IN BLOCK NUMBERED SEVENTY-FIVE (75) OF WESTGATE HEIGHTS UNIT NO. 3, AN ADDITION TO THE CITY OF ALBUQUERQUE, NEW MEXICO, AS THE SAME IS SHOWN AND DESIGNATED ON THE PLAT OF SAID ADDITION, FILED IN THE OFFICE OF THE COUNTY CLERK OF BERNALILLO COUNTY, NEW MEXICO, ON APRIL 22, 1977, IN MAP BOOK D7, FOLIO 167.

TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property.

All

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT No. D-202-CV-2013-4606 J.D.B. ACCEPTANCE CORPORATION OF NEW MEXICO INC. D/B/A CNAC, Plaintiff, v.

YVETTE IBARRA and OMAR IBARRA BOJORQUEZ, Defendants.

NOTICE OF SUIT STATE OF NEW MEXICO to both above-named Defendants: GREETINGS: You are hereby notified that the above-named Plaintiff has filed a civil action against you in the above-entitled Court and cause, the general object thereof being a Complaint On A Contract And For Debt And Money Due. That unless you enter your appearance in said cause on or before thirty (30) days from the last date of publication, judgment by default will be entered against you.

Name and address of Plaintiff’s attorney: LAWRENCE P. ZAMZOK, Attorney for Plaintiff 6001 Whiteman Drive NW, Albuquerque, NM 87120 (505) 898-6311 WITNESS the Hon. Valerie A. Huling, District Judge of the Second Judicial District Court of the State of New Mexico, and the Seal of the District Court of Bernalillo County, this 30th day of August, 2013.

Gregory T. Ireland, Clerk of the

SUITS

Health City Sun LEGAL NOTICES

September 20, 2013

District Court, Bernalillo County By: Shelly Swope, Deputy HCS Pub. September 13, 20, 27, 2013

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT No. D-202-CV-2013-4783 CANYON WEST FINANCIAL, LLC, Plaintiff, v.

SUSANA CASTANEDA and DAVID CASTANEDA, Defendants.

NOTICE OF SUIT STATE OF NEW MEXICO to both above-named Defendants: GREETINGS: You are hereby notified that the above-named Plaintiff has filed a civil action against you in the above-entitled Court and cause, the general object thereof being a Complaint On A Contract And For Debt And Money Due. That unless you enter your appearance in said cause on or before thirty (30) days from the last date of publication, judgment by default will be entered against you.

Name and address of Plaintiff’s attorney: LAWRENCE P. ZAMZOK, Attorney for Plaintiff 6001 Whiteman Drive NW, Albuquerque, NM 87120 (505) 898-6311 WITNESS the Hon. Theodore C. Baca, District Judge of the Second Judicial District Court of the State of New Mexico, and the Seal of the District Court of Bernalillo County, this 30th day of August, 2013.

Gregory T. Ireland, Clerk of the District Court, Bernalillo County By: Shelly Swope, Deputy HCS Pub. September 13, 20, 27, 2013

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT No. D-202-CV-2013-4607 J.D.B. ACCEPTANCE CORPORATION OF NEW MEXICO INC. D/B/A CNAC, Plaintiff, v.

MICHELLE PICHARDO, Defendant.

NOTICE OF SUIT STATE OF NEW MEXICO to the above-named Defendant: GREETINGS: You are hereby notified that the above-named Plaintiff has filed a civil action against you in the above-entitled Court and cause, the general object thereof being a Complaint On A Contract And For Debt And Money Due. That unless you enter your appearance in said cause on or before thirty (30) days after the last date of publication, judgment by default will be entered against you.

Name and address of Plaintiff’s attorney: LAWRENCE P. ZAMZOK Attorney for Plaintiff 6001 Whiteman Drive NW Albuquerque, NM 87120 (505) 898-6311 WITNESS the Hon. Alan M. Malott, District Judge of the Second Judicial District Court of the State of New Mexico,

and the Seal of the District Court of Bernalillo County, this 11th day of September, 2013.

Gregory T. Ireland, Clerk of the District Court, Bernalillo County By: Shelly Swope, Deputy HCS Pub. September 20, 27, October 4, 2013

PROBATE

SECOND JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO NO. D-202-PB-2013-00174 IN THE MATTER OF THE ESTATE OF KHAMPHEUY CHALEUNPHONH, Deceased.

NOTICE TO KNOWN CREDITORS NOTICE IS HEREBY GIVEN that the undersigned, Phouthasenh Chaleunphonh, has been appointed personal representative of The Estate of Khampheuy Chaleunphonh. All persons having claims against this estate are required to present their claims within two months after the date of the first publication of this Notice or the claims will be forever barred.

Claims must be presented either to the undersigned personal representative, Phouthasenh Chaleunphonh at 508 Humbolt St. SE, Albuquerque, New Mexico 87123, or filed with the Second Judicial District Court in the above-captioned matter.

DATED: 9-4, 2013. /s/ Phouthasenh Chaleunphonh Phouthasenh Chaleunphonh Personal Representative of The Estate of Khampheuy Chaleunphonh 508 Humbolt St. SE Albuquerque, New Mexico 87123 HCS Pub. September 13, 20, 2013

STATE OF NEW MEXICO IN THE PROBATE COURT BERNALILLO COUNTY No. 2013-429 IN THE MATTER OF THE ESTATE OF MORRIS M ROSE, deceased NOTICE TO CREDITORS Notice is hereby given that PATRICIA M. WHITED has been appointed Personal Representative of the Estate of MORRIS M. ROSE, deceased.

All persons having claims against the estate are required to present such claims within two (2) months after the date of the first publication of this Notice, or the claims will be forever barred.

Claims must be presented either to the undersigned Personal Representative at the address listed below, or to such Personal Representative through the office of David C Olson Law Firm PC, Attorney for the Personal Representative of the Estate, at the address of such law firm set out below, or be filed with the Bernalillo County Probate, One Civic Plaza NW, 6th Floor, Albuquerque, New Mexico 87102.

DATED this 19 day of June, 2013. /s/ Patricia M. Whited

PATRICIA M. WHITED, Personal Representative PO Box 80434 Albuquerque, NM 87198-0434 DAVID C OLSON LAW FIRM PC By /s/ David C Olson David C Olson Attorney for Personal Representative PO Box 51586 Albuquerque, NM 87181-1586 (505) 293-4050 HCS Pub. September 13, 20, 2013

SECOND JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO No.: D-202-PB-2013-00006 IN THE MATTER OF THE ESTATE OF EDWARD V. SULLIVAN, Deceased.

NOTICE OF HEARING BY PUBLICATION THE STATE OF NEW MEXICO: TO all those persons and entities interested in the Estate of Edward V. Sullivan deceased: Hearing on the petition filed by the personal representative, requesting an Order of Complete Settlement of Estate by Personal Representative will be held at Judge Beatrice J. Brickhouse’s courtroom, 400 Lomas, NW, Albuquerque, New Mexico on the September 30, 2013 at 10:15 a.m.

Pursuant to 45-1-401 NMSA 1978, notice of the time and place of hearing on said petition is hereby given you by publication, once each week, for two consecutive weeks.

Witness our hands and the seal of the Court.

Dated: August 30, 2013.

Colleen Sullivan-Moore Personal Representative 6300 Acacia, NW Albuquerque, NM 87120 EWING & EWING, PC 300 Central Ave., SW – Suite 1000 West Albuquerque, New Mexico 87102 505-247-4051 By /s/ ___________ Steven C. Ewing Attorney for Personal Representative HCS Pub. September 13, 20, 2013

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT No. PB-2013-000397 IN THE MATTER OF THE ESTATE OF PETER HAMPTON JOHNSTONE, Deceased.

NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN, pursuant to 45-3-801 NMSA (1993), that MICHAEL S. JOHNSTONE and MEREDITH A. JOHNSTONE have been duly appointed as Co-Personal Representatives of the Deceased, PETER HAMPTON JOHNSTONE, in the abovereferenced proceeding. Any creditor having a potential claim against the Deceased or potential claim against the estate of the Deceased shall provide such a claim within two (2) months after the final publication of this Notice to Creditors to the Clerk of the Second Judicial District Court in and for the County of Bernalillo, State of New Mexico, and/or to the Co-Personal Representatives at the address below given, or be forever barred. /s/ Michael S. Johnstone Michael S. Johnstone Co-Personal Representative STATE OF NEW MEXICO 6609 Hood Rd., N.W. COUNTY OF BERNALILLO Albuquerque, NM 87114 SECOND JUDICIAL DISTRICT (505) 321-9445 COURT HCS Pub. September 13, 20, PROBATE NO. D-2022013 PB-2013-00406 IN THE MATTER OF THE ESTATE OF KEVIN A. HAGEN, Deceased.

STATE OF NEW MEXICO NOTICE TO CREDITORS SECOND JUDICIAL DISTRICT Daron Hagen has been appointed COURT Personal Representative of COUNTY OF BERNALILLO the Estate of Kevin A. Hagen, No. PB-2013-418 deceased. All persons having IN THE MATTER OF THE claims against this Estate are ESTATE OF required to present their claims BROIER WALTER RILEY, II, within two (2) months after the DECEASED. date of the first publication of NOTICE TO CREDITORS this Notice or the claims will be NOTICE IS HEREBY GIVEN forever barred.

Claims must that the undersigned has be presented either to the been appointed personal Personal Representative at c/o representative of the Estate Hurley, Toevs, Styles, Hamblin of Broier Walter Riley, II. All & Panter, P.A., Attorneys persons having claims against at Law, 4155 Montgomery this estate are required to Blvd. NE, Albuquerque, New present their claims within (2) Mexico 87109, or filed with months after the date of the first the District Court of Bernalillo publication of this notice, or the County, Post Office Box 488, claims will be forever barred. Albuquerque, NM 87103-0488.

Claims must be presented DATED: 19 August 2013 either to the undersigned /s/ Daron Hagen personal representive at the DARON HAGEN, Personal address listed below, or filed Representative with the Second Judicial HURLEY, TOEVS, STYLES, District Court in the County of HAMBLIN & PANTER, P.A. Bernalillo, State of New Mexico. By: /s/ Joseph D. Popplewell /s/ Shanon S. Riley THOMAS F. BLUEHER, Esq. Shanon S. Riley JOSEPH D. POPPLEWELL,Esq. Personal Representative of the Attorneys for the Personal Estate Representative 5305 Canada Vista Pl, NW 4155 Montgomery Blvd. NE Albuquerque, NM 87120 Albuquerque, NM 87109 (505) 795-5491 (505) 888-1188 HCS Pub. September 13, 20, HCS Pub. September 13, 20, 2013 2013

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT PROBATE NO. D-202PB-2013-00396 IN THE MATTER OF THE ESTATE OF PATRICE F. WILLIAMS, Deceased.

NOTICE TO CREDITORS Mareth Eileen Williams has been appointed Personal Representative of the Estate of Patrice F. Williams, deceased.

All persons having claims against this Estate are required to present their claims within two (2) months after the date of the first publication of this Notice or the claims will be forever barred.

Claims must be presented either to the Personal Representative at c/o Hurley, Toevs, Styles, Hamblin & Panter, P.A., Attorneys at Law, 4155 Montgomery Blvd. NE, Albuquerque, New Mexico 87109, or filed with the District Court of Bernalillo County, Post Office Box 488, Albuquerque, NM 87103-0488.

DATED: August 16, 2013 /s/ Mareth Eileen Williams MARETH EILEEN WILLIAMS Personal Representative HURLEY, TOEVS, STYLES, HAMBLIN & PANTER, P.A. By: /s/ Thomas F. Blueher THOMAS F. BLUEHER, Esq JOSEPH D. POPPLEWELL,Esq. Attorneys for the Personal Representative 4155 Montgomery Blvd. NE Albuquerque, NM 87109 (505) 888-1188 HCS Pub. September 13, 20, 2013

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Albuquerque NM 87107 (505) 883-2702 HCS Pub. September 13, 20, 2013

SECOND JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO No. D-202-PB-2013-00382 IN THE MATTER OF THE ESTATE OF CASSIE P. EMERSON, Deceased.

NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of this estate.

All persons having claims against this estate are required to present their claims within two months after the date of the first publication of this notice or the claim will be forever barred.

Claims must be presented to the undersigned Personal Representative in care of Burton F. Broxterman, Attorney for the Personal Representative of the Estate of Cassie P. Emerson, 2539 Wyoming NE, Ste. A, Albuquerque, New Mexico 87112, or filed with the Bernalillo County District Court, Albuquerque, New Mexico.

DATED Sept. 9, 2013. /s/ Cassie Roberta Reese Cassie Roberta Reese Personal Representative of the Estate of Cassie P. Emerson 2904 Tennessee NE Albuquerque, NM 87112 (505) 299-1787 /s/ Burton F. Broxterman Burton F. Broxterman Attorney for the Personal Representative of the Estate of Kenneth Robert Foster STATE OF NEW MEXICO 2539 Wyoming NE, Ste. A COUNTY OF BERNALILLO Albuquerque, NM 87112 SECOND JUDICIAL DISTRICT (505) 296-4821 COURT HCS Pub. September 13, 20, No. D-202-PB-2013-00366 2013 IN THE MATTER OF THE ESTATE OF HAL L. DOBKINS a/k/a HAL LEMON DOBKINS a/k/a IN THE DISTRICT COURT HAL DOBKINS, Deceased.

COUNTY OF BERNALILLO NOTICE TO CREDITORS STATE OF NEW MEXICO NOTICE IS HEREBY GIVEN No. D-202-PB-2013-00368 that the undersigned has IN THE MATTER OF THE been appointed personal ESTATE OF representative of this estate. All JAMES GALLEGOS, persons having claims against Deceased. this estate are required to NOTICE TO CREDITORS present their claims within two Jacqueline Britton has months after the date of the been appointed Personal first publication of this Notice Representative of the Estate of or within two months after James Gallegos, deceased. All the mailing or delivery of this persons having claims against notice, whichever is later, or the this estate are required to claims will be forever barred. present their claims within two Claims must be presented months after the date of the first either to the undersigned publication of this Notice or the personal representative at claims will be forever barred.

320 Osuna Road NE, Unit G4, Claims must be presented either Box 14, Albuquerque, New to the Personal Representative Mexico 87107, or filed with the at Aldridge, Grammer, & Second Judicial District Court. Hammar PA, 1212 Pennsylvania DATED: September 11 , 2013.

NE, Albuquerque, New Mexico /s/ Doris S. Dobkins 87110, or filed with the District Doris S. Dobkins, Personal Court of Bernalillo County, Representative of the Estate of New Mexico, 400 Lomas NW, Hal L. Dobkins, Deceased Albuquerque, New Mexico 87104.

3809 Inca Street NE DATED: September 12, 2013 Albuquerque NM 87111 “Submitted Electronically” KENNETH C. LEACH & By: William F. Aldridge, ASSOCIATES, P.C. Attorney at Law By/s/ Sara M. Bonnell Attorney for Estate Sara M. Bonnell ALDRIDGE, GRAMMER & Attorney for the Estate of Hal L. HAMMAR, P.A. Dobkins, Deceased “Submitted Electronically” Sun Valley Center By: William F. Aldridge, 320 Osuna Road NE, Attorney at Law Unit G4, Box 15 Attorney for Estate

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1212 Pennsylvania, NE Albuquerque, NM 87110 (505) 266-8787 HCS Pub. September 20, 27, 2013

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT NO. D-202-PB-2013-00400 IN THE MATTER OF THE ESTATE OF ANDREA COLLINGE, Deceased.

NOTICE TO CREDITORS Frederick J. Telck has been appointed Personal Representative of the Estate of Andrea Collinge, deceased. All persons having claims against this Estate are required to present their claims within two (2) months after the date of the first publication of this Notice or the claims will be forever barred.

Claims must be presented either to the Personal Representative at c/o Hurley, Toevs, Styles, Hamblin & Panter, P.A., Attorneys at Law, 4155 Montgomery Blvd. NE, Albuquerque, New Mexico 87109, or filed with the District Court of Bernalillo County, Post Office Box 488, Albuquerque, NM 87103-0488.

DATED: 08-20-2013 /s/ Frederick J. Telck FREDERICK J. TELCK, Personal Representative HURLEY, TOEVS, STYLES, HAMBLIN & PANTER, P.A. By: /s/ Randolph L. Hamblin RANDOLPH L. HAMBLIN, Esq. JOSEPH D. POPPLEWELL, Esq. Attorneys for the Personal Representative 4155 Montgomery Blvd. NE Albuquerque, NM 87109 (505) 888-1188 HCS Pub. September 20, 27, 2013

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT No. D-202-PB-2013-00367 IN THE MATTER OF THE ESTATE OF JAMES E. KNIGHT, Deceased.

NOTICE TO CREDITORS THE UNDERSIGNED is Personal Representative of this Estate, and all persons having claims against the Estate of the Decedent are required to present them to the undersigned within the time prescribed by law, care of DUBOIS, COOKSEY & BISCHOFF, P.A. (George A. Dubois), 2040 Fourth St. NW, Albuquerque, New Mexico 87102. /s/ James Dwaine Knight James Dwaine Knight c/o George A. Dubois 2040 4th Street, NW Albuquerque, NM 87102 505-243-6721 HCS Pub. September 20, 27, 2013

IN THE SECOND JUDICIAL DISTRICT COUNTY OF BERNALILLO STATE OF NEW MEXICO No. D-202-PB-2013-00315 IN THE MATTER OF THE ESTATE OF ARLENE CASSANDRA ACKERMAN, deceased

Health City Sun LEGAL NOTICES NOTICE TO CREDITORS Notice is hereby given that ANTHONY JOHN LAWRENCE ANTOGNOLI has been appointed Personal Representative of this Estate. All persons having claims against this Estate are required to present their claims within two months after the date of the first publication of this Notice or the claims will be forever barred. Claims must be presented either to the Personal Representative in care of his attorneys at the address below, or filed with the Second Judicial District Court, P.O. Box 488, County Courthouse, Albuquerque, NM 87103.

Dated: September 17, 2013 R. Tracy Sprouls Charles A. Seibert III RODEY, DICKASON, SLOAN, AKIN & ROBB, P.A. P.O. Box 1888 Albuquerque, NM 87103-1888 (505) 768-7292 ATTORNEYS FOR PERSONAL REPRESENTATIVE HCS Pub. September 20, 27, 2013

IN THE SECOND JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO NO.: D-202-PB-2013-00372 JUDGE: Valerie A. Huling IN THE MATTER OF THE ESTATE OF TEX MOZELLE BAILEY, Deceased.

NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of this estate. All persons having claims against this estate are required to present their claims within two (2) months after the date of the first publication of this Notice or the claims will be forever barred.

Claims must be presented either to the undersigned Personal Representative at c/o R. Max Best, Attorney at Law, 908 Colonial Parkway, Clovis, New Mexico 88101, or filed with the Second Judicial District Court, Bernalillo County Courthouse, New Mexico 88101.

DATED: September 12, 2013 /s/ Kaye Hatch KAY HARDWICK, a/k/a KAYE HATCH, Personal Representative of the Estate of TEX MOZELLE BAILEY, Deceased 1509 St. Andrews Clovis, NM 88101 R. Max Best, Attorney for KAY HARDWICK, a/k/a KAYE HATCH, Personal Representative of the Estate of TEX MOZELLE BAILEY, Deceased 908 Colonial Parkway Clovis, NM 88101 575/762-1753; 575/763-5434 (Fax) max@rmaxlaw.com HCS Pub. September 20, 27, 2013

STATE OF NEW MEXICO IN THE PROBATE COURT COUNTY OF BERNALILLO NO. 2011-284 IN THE MATTER OF THE ESTATE OF CARL DOEING, Deceased NOTICE TO CREDITORS

NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of this estate.

All persons having claims against his estate are required to present their claims within two (2) months after the date of the first publication of this Notice or the claims will be forever barred.

Claims must be presented either to the undersigned Personal Representative in care of Amelia P. Nelson, Attorney at Law, LLC, at 901 Rio Grande Blvd. NW, Suite G-250, Albuquerque, New Mexico 87104, or filed with the Bernalillo County Probate Court, One Civic Plaza, 6th Floor, Albuquerque, New Mexico 87102.

DATED: June 7, 2011 /s/ Amanda Fata Amanda Fata Personal Representative of the Estate of Carl Doeing, Deceased 26226 Lands End Dr. South Riding, VA 20152 Tele: (703) 853-7353 APNLAW, LLC AMELIA P. NELSON Attorney for Applicant 901 Rio Grande Blvd. NW, Suite G250 Albuquerque, NM 87104 Tele: (505) 243-3900 Fax: (505) 243-8678 HCS Pub. September 20, 27, 2013

SECOND JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO NO. D-202-PB-2013-00326 IN THE MATTER OF THE ESTATE OF LEONORA DURRETT, DECEASED. NOTICE TO CREDITORS The undersigned has been appointed Personal Representative of this estate.

All persons having claims against this estate are required to present their claims within two months after the date of the first publication of this Notice or within two months after the mailing or other delivery of the notice, whichever is later, or the claims will be forever barred.

Claims must be either presented to the undersigned Personal Representative c/o Sutin, Thayer & Browne A Professional Corporation, Suite 1000, 6565 Americas Parkway, Albuquerque, New Mexico 87110, or filed with the Court.

By: Dana Lee Bobroff, Personal Representative of the Estate of Leonora Durrett, deceased SUTIN, THAYER & BROWNE, A Professional Corporation By /s/ Mariposa Padilla Sivage, Attorneys for Personal Representative, Suite 1000 6565 Americas Parkway, N.E. Albuquerque, New Mexico 87110, (505) 883-2500 HCS Pub. September 20, 27, 2013

STATE OF NEW MEXICO IN THE PROBATE COURT COUNTY OF BERNALILLO NO. 2013-370 IN THE MATTER OF THE ESTATE OF CARLA ANN FLORES, Deceased NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN

that the undersigned has been appointed Personal Representative of this estate.

All persons having claims against his estate are required to present their claims within two (2) months after the date of the first publication of this Notice or the claims will be forever barred.

Claims must be presented either to the undersigned Personal Representative in care of Amelia P. Nelson, Attorney at Law, LLC, at 1601 Randolph Road, SE, Suite 110-S, Albuquerque, New Mexico 87106, or filed with the Bernalillo County Probate Court, One Civic Plaza, 6th Floor, Albuquerque, New Mexico 87102.

DATED: June 10th, 2012 APNLAW, LLC /s/ Amelia P. Nelson AMELIA P. NELSON Attorney for Applicant 1601 Randolph Road, SE, Suite 110-S Albuquerque, NM 87106 Tele: (505) 866-4529 HCS Pub. September 20, 27, 2013

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT NO. D-202-PB-2013-00016 IN THE MATTER OF THE ESTATE OF CHARLES L. DICKINSON, DECEASED. NOTICE OF HEARING BY PUBLICATION THE STATE OF NEW MEXICO: TO: UNKNOWN HEIRS OF CHARLES L. DICKINSON, DECEASED, AND ALL UNKNOWN PERSONS WHO HAVE OR CLAIM ANY INTEREST IN THE ESTATE OF CHARLES L. DICKINSON, DECEASED, OR IN THE MATTER BEING LITIGATED IN THE HEREINAFTER MENTIONED HEARING. Notice of Hearing is hereby given by the undersigned Attorney, JEANINE R. STEFFY, for the Estate of CHARLES L. DICKINSON, on the Petition for Order of Determination of Heirship, Formal Probate of Will and Complete Settlement of Estate by Personal Representative, filed by the Personal Representative of the Estate of CHARLES L. DICKINSON. Said petition waives the final accounting, formally probates the will, determines the heirs and devisees, approves distribution of the Estate, declares the Estate fully settled and discharges the Personal Representative from further claims or demands of any interested person.

The Hearing will be held at the Second Judicial District Court, Bernalillo County Courthouse, 400 Lomas Blvd., NW, Albuquerque, New Mexico, on the 19th day of December 2013, at 10:00 a.m., before the Honorable C. SHANNON BACON. Pursuant to N.M.S.A. 1978, ยง451 401 (1975), notice of the time and place of hearing on said petition is hereby given you by publication, once each week, for two consecutive weeks.

Witness our hands and the seal of this Court.

Dated: September 16, 2013 GREGORY T. IRELAND CLERK OF THE DISTRICT COURT

By: /s/ Kendra Goers Deputy /s/ Jeanine R. Steffy JEANINE R. STEFFY SWAIM, FINLAYSON & PUMA, P.C. Attorneys for Personal Representative 4830 Juan Tabo, N.E., Suite F Albuquerque, NM 87111 (505) 237-0064 HCS Pub. September 20, 27, 2013

September 20, 2013

87103-0008 505.837.4400/505.837.2528 FAX Attorney for Personal Representative HCS Pub. September 20, 27, 2013

STATE OF NEW MEXICO IN THE PROBATE COURT BERNALILLO COUNTY No. 2013-571 IN THE MATTER OF THE ESTATE OF LISA A. GRAY-JONAS, DECEASED. NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of this estate. All persons having claims against this estate are required to present their claims within two (2) months after the date of the first publication of this notice, or the claims will be forever barred.

Claims must be presented either to the undersigned personal representative at the address listed below, or filed with the Probate Court of Bernalillo County, New Mexico, located at One Civic Plaza, NW, 6th Floor, Albuquerque, New Mexico, 87102.

DATED: September 13, 2013. /s/ Mary Gray Barnes MARY GRAY BARNES Personal Representative of the Estate of Lisa A. Gray-Jonas 4513 Hilton Avenue, NE Albuquerque, NM 87110 (505) 280-4367 HCS Pub. September 20, 27, 2013

IN THE PROBATE COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO No. 2013-611 IN THE MATTER OF THE ESTATE OF ANNA E. KEEKER, Deceased.

NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of this estate. All persons having claims against this estate are required to present their claims within two months after the date of the first publication of this Notice or the claims will be forever barred.

Claims must be presented either to the undersigned personal representative, c/o Mary Ann Green, Attorney at Law, at 1825 San Mateo NE, Albuquerque, NM 87110, or filed with the Bernalillo County Probate Court.

DATED: ________, 2013. /s/ Elizabeth A. Till ELIZABETH A. TILL, Personal Representative of the Estate of Anna E. Keeker 1 Poco Lane Los Lunas, NM 87031 /s/ Mary Ann Green MARY ANN GREEN, Attorney for Personal Representative of the Estate of Anna E. Keeker STATE OF NEW MEXICO 1825 San Mateo NE COUNTY OF BERNALILLO Albuquerque, New Mexico SECOND JUDICIAL DISTRICT 87110 COURT (505) 254-0600 Probate No. D-202HCS Pub. September 20, 27, PB-2013-00285 2013 IN THE MATTER OF THE ESTATE OF THOMAS S. LUERAS, DECEASED SECOND JUDICIAL DISTRICT NOTICE TO CREDITORS COURT NOTICE IS HEREBY GIVEN COUNTY OF BERNALILLO that the undersigned has STATE OF NEW MEXICO been appointed Personal NO. D-202-PB-2013-00309 Representative of this estate.

IN THE MATTER OF THE All persons having claims ESTATE OF against this estate are required PAUL FRAGUA JR., Deceased to present their claims within NOTICE TO CREDITORS BY two months after the date PUBLICATION of the first publication of this Kathleen S. Mendoza has Notice or the claims will be been appointed Personal forever barred. Claims must be Representative of the Estate of presented either to Jeanine R. Paul Fragua, Jr., deceased. All Steffy, attorney for the estate persons having claims against of THOMAS S. LUERAS, at this estate are required to SWAIM, FINLAYSON & PUMA, present their claims not later than P.C., 4830 Juan Tabo, N.E., two months after the date of the Suite F, Albuquerque, NM first publication of this notice or 87111, or filed with the Second the claims will be forever barred. Judicial District Court, Bernalillo Claims must be presented to County Courthouse, Post the Personal Representative, Office Box 488, Albuquerque, c/o her attorney, Albert W. New Mexico 87103.

Schimmel III at 320 Gold Avenue Dated: September 18, 2013 SW, Suite 777, Post Office Box /s/ Joseph LUERAS 8, Albuquerque, New Mexico JOSEPH LUERAS 87103-0008, and filed with the Personal Representative Clerk of the Second Judicial SWAIM, FINLAYSON & PUMA, District Court, Civil Division, Post P.C. Office Box 488, Albuquerque, By /s/ Jeanine R. Steffy New Mexico 87103-0488. Jeanine R. Steffy /s/ Albert W. Schimmel III Attorneys for the Personal Albert W. Schimmel III Representative of the Estate 320 Gold Avenue SW, Suite 777 of THOMAS S. LUERAS, Post Office Box 8 Deceased Albuquerque, New Mexico 4830 Juan Tabo, N.E., Suite F

September 20, 2013

Albuquerque, NM 87111 (505) 237-0064 HCS Pub. September 20, 27, 2013

NAME CHANGE

2nd JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO NO. CV 2013-06986 IN THE MATTER OF THE PETITION OF Valinda Jo Barkley FOR CHANGE OF NAME NOTICE OF PETITION TO CHANGE NAME (ADULT) NOTICE IS HEREBY GIVEN that Valinda Jo Barkley, a resident of the City of Albuquerque, County of Bernalillo, State of New Mexico, and over the age of fourteen years, has filed a Petition to Change Name in the Second District Court, Bernalillo County, New Mexico, wherein she seeks to change his/her name from Valinda Jo Barkley to ValindaJo Valentina Barkley, and that this Petition will be heard before the Honorable VALERIE A. MACKIE HULING, District Judge, on the 2ND day of October 2013, at the hour of 8:45 a.m., at the Bernalillo County Courthouse, Albuquerque, New Mexico. Court Room #620 Respectfully submitted, /s/ Valinda Jo Barkley Valinda Jo Barkley Petitioner, pro se HCS Pub. September 13, 20, 2013

SECOND JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO NO. CV 2013-07221 IN THE MATTER OF THE PETITION OF JAMES WILLIAM MCRAE FOR CHANGE OF NAME NOTICE OF PETITION TO CHANGE NAME (ADULT) NOTICE IS HEREBY GIVEN that James William McRae, a resident of the City of Albuquerque, County of Bernalillo, State of New Mexico, and over the age of fourteen years, has filed a Petition to Change Name in the Second District Court, Bernalillo County, New Mexico, wherein he seeks to change his name from James William McRae to James William Washburn and that this Petition will be heard before the Honorable JUDGE C. SHANNON BACON, District Judge, on the 21 day of October, 2013, at the hour of 9:00 a.m., at the Bernalillo County Courthouse, Albuquerque, New Mexico.

Respectfully submitted, /s/ James William McRae Petitioner, pro se James William McRae HCS Pub. September 13, 20, 2013

2nd JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO

Health City Sun LEGAL NOTICES NO. CV 2013-05731 IN THE MATTER OF THE PETITION OF Roberto Lares Martinez FOR CHANGE OF NAME AMENDED NOTICE OF PETITION TO CHANGE NAME (ADULT) NOTICE IS HEREBY GIVEN that Roberto Lares Martinez, a resident of the City of Albuquerque, County of Bernalillo, State of New Mexico, and over the age of fourteen years, has filed a Petition to Change Name in the 2nd Judicial District Court, Bernalillo County, New Mexico, wherein he/she seeks to change his/her name from Roberto Lares Martinez to Roberto Jr Martinez Lares, and that this Petition will be heard before the Honorable JUDGE C. SHANNON BACON, District Judge, on the 23 day of Sept.

2013, at the hour of 11:00 a.m., at the Bernalillo County Courthouse, Albuquerque, New Mexico.

Respectfully submitted, /s/ Roberto Lares Martinez Roberto Lares Martinez Petitioner, pro se HCS Pub. September 13, 20, 2013

BRICKHOUSE, District Judge, on the 4th day of October, 2013, at the hour of 11:00 a.m., at the Bernalillo County Courthouse, Albuquerque, New Mexico.

Respectfully submitted, /s/ Nikolai G. Kalugin Nikolai G. Kalugin Petitioner, pro se HCS Pub. September 13, 20, 2013

2nd JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO NO. CV 2013-07282 IN THE MATTER OF THE PETITION OF Janna Marie Garfield FOR CHANGE OF NAME NOTICE OF PETITION TO CHANGE NAME (ADULT) NOTICE IS HEREBY GIVEN that Janna Marie Garfield, a resident of the City of Albuquerque, County of Bernalillo, State of New Mexico, and over the age of fourteen years, has filed a Petition to Change Name in the 2nd District Court, Bernalillo County, New Mexico, wherein he/she seeks to change his/her name from Janna Marie Garfield to Zhanna Marie Garfield, and SECOND JUDICIAL DISTRICT that this Petition will be heard COURT before the Honorable Judge COUNTY OF BERNALILLO C. Shannon Bacon, District STATE OF NEW MEXICO Judge, on the 17 day of October NO. CV-13-6285 2013, at the hour of 9:30 IN THE MATTER OF THE a.m., at the Bernalillo County PETITION OF Courthouse, Alb, New Mexico.

Celene S. Fishback Respectfully submitted, FOR CHANGE OF NAME OF /s/ Janna Garfield Brianna Star Quezada Janna Garfield Michael Angel Quezada Petitioner, pro se AMENDED NOTICE OF HCS Pub. September 13, 20, PETITION TO CHANGE NAME 2013 (OF PERSON UNDER 14 YEARS OF AGE) NOTICE IS HEREBY GIVEN that Celene S. Fishback, has 2nd JUDICIAL DISTRICT filed a Petition to Change the COURT Name of his/her child, from COUNTY OF BERNALILLO Brianna Star Quezada, Michael STATE OF NEW MEXICO Angel Quezada to Star Brianna NO. CV 2013-07297 Sanchez, Michael Angel IN THE MATTER OF THE Sanchez. This Petition will be PETITION OF heard before the Honorable Shianne Rene VanWagoner JUDGE C. SHANNON BACON, FOR CHANGE OF NAME District Judge, on the 28 day of NOTICE OF PETITION TO October, 2013, at the hour of 2:00 CHANGE NAME p.m., at the Bernalillo County (ADULT) Courthouse, Abq., New Mexico. NOTICE IS HEREBY Respectfully submitted, GIVEN that Shianne Rene /s/ Celene S. Fishback VanWagoner, a resident of the Celene S. Fishback City of Albuquerque, County of Petitioner, pro se Bernalillo, State of New Mexico, HCS Pub. September 13, 20, and over the age of fourteen 2013 years, has filed a Petition to Change Name in the 2nd District Court, Bernalillo County, New Mexico, wherein she seeks to THE SECOND JUDICIAL change her name from Shianne DISTRICT COURT Rene VanWagoner to Sasha COUNTY OF BERNALILLO Rene Sedillo, and that this STATE OF NEW MEXICO Petition will be heard before NO. CV 2013-7254 the Honorable JUDGE ALAN IN THE MATTER OF THE MALOTT, District Judge, on PETITION OF the 04 day of OCT 2013, at Nikolai G. Kalugin the hour of 11:35 a.m., at the FOR CHANGE OF NAME OF Bernalillo County Courthouse, Nataliia Nikolaevna Albuquerque, New Mexico.

Kalouguina Respectfully submitted, NOTICE OF PETITION TO /s/ Shianne VanWagoner CHANGE NAME Shianne VanWagoner (OF PERSON 14 YEARS OF Petitioner, pro se AGE) HCS Pub. September 13, 20, NOTICE IS HEREBY GIVEN 2013 that Nikolai G. Kalugin, has filed a Petition to Change the Name of his/her child, from Nataliia Nikolaevna Kalouguina SECOND JUDICIAL DISTRICT to, Natalia Nikolaevna Kalugina.

COURT This Petition will be heard before COUNTY OF BERNALILLO the Honorable BEATRICE J. STATE OF NEW MEXICO

NO. CV 2013-07170 IN THE MATTER OF THE PETITION OF Janice Yvonne Corcoran FOR CHANGE OF NAME NOTICE OF PETITION TO CHANGE NAME NOTICE IS HEREBY GIVEN that Janice Yvonne Corcoran, a resident of the City of Albuquerque, County of Bernalillo, State of New Mexico, and over the age of fourteen years, has filed a Petition to Change Name in the Second Judicial District Court, Bernalillo County, New Mexico, wherein she seeks to change her name from Janice Yvonne Corcoran to Yvonne Janice Corcoran, and that this Petition will be heard before the Honorable JUDGE C. SHANNON BACON, District Judge, on the 17 day of October 2013, at the hour of 11:00 a.m. at the Bernalillo County Courthouse, Albuquerque, New Mexico.

Respectfully submitted, /s/ Janice Yvonne Corcoran Janice Yvonne Corcoran Petitioner, pro se HCS Pub. September 13, 20, 2013

Respectfully submitted, /s/ Antwinette Carrillo Antwinette Carrillo Petitioner, pro se HCS Pub. September 20, 27, 2013

SECOND JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO NO. CV 2013-7419 IN THE MATTER OF THE PETITION OF Rikki Paige RamirezBoetticher FOR CHANGE OF NAME NOTICE OF PETITION TO CHANGE NAME (ADULT) NOTICE IS HEREBY GIVEN that Rikki Paige RamirezBoetticher, a resident of the City of Albuquerque, County of Bernalillo, State of New Mexico, and over the age of fourteen years, has filed a Petition to Change Name in the Second Judicial District Court, Bernalillo County, New Mexico, wherein she seeks to change her name from Rikki Paige Ramirez-Boetticher to Rikki Paige Boetticher, and that this Petition will be heard SECOND JUDICIAL DISTRICT before the Honorable JUDGE BEATRICE BRICKHOUSE, COURT District Judge, on the 18th day COUNTY OF BERNALILLO of October 2013, at the hour STATE OF NEW MEXICO of 11:00 a.m., at the Bernalillo No. CV-2013-06766 County Courthouse, 400 IN THE MATTER OF THE Lomas Blvd NW, New Mexico.

PETITIONER Respectfully submitted, ANGELA ANN RUBIO /s/ Rikki Paige RamirezJIMENEZ Boetticher FOR CHANGE OF NAME. NOTICE OF NAME CHANGE Rikki Paige Ramirez-Boetticher Petitioner, pro se PETITION NOTICE is hereby given that HCS Pub. September 20, 27, on August 20, 2013, Dorato 2013 & Weems (Veronica Dorato), counsel for Petitioner, filed a Petition to change Angela Ann Rubio Jimenez’s name to Angela SECOND JUDICIAL DISTRICT COURT Ann Rubio in the Second Judicial COUNTY OF BERNALILLO District Court of Bernalillo STATE OF NEW MEXICO County. Hearing on the Petition NO. CV 2013-07358 will be held at the Bernalillo County Courthouse on October IN THE MATTER OF THE 18, 2013, at 10:00 a.m. before PETITION OF the Honorable Alan M. Malott. Katherine Grace Prettyman FOR CHANGE OF NAME /s/ Veronica Dorato NOTICE OF PETITION TO Veronica Dorato CHANGE NAME For Angela Ann Rubio Jimenez, (ADULT) Petitioner NOTICE IS HEREBY 118 Wellesley SE GIVEN that Katherine Grace Albuquerque, NM 87106 Prettyman, a resident of the HCS Pub. September 13, 20, City of Albuquerque, County of 2013 Bernalillo, State of New Mexico, and over the age of fourteen years, has filed a Petition to Change Name in the Second SECOND JUDICIAL DISTRICT District Court, Bernalillo County, New Mexico, wherein she COURT seeks to change her name from COUNTY OF BERNALILLO Katherine Grace Prettyman to STATE OF NEW MEXICO Aiden Niel Prettyman, and that NO. CV 2013-7425 this Petition will be heard before IN THE MATTER OF THE the Honorable NAN G. NASH, PETITION OF District Judge, on the 9th day of Antwinette Carrillo October 2013, at the hour of 8:45 FOR CHANGE OF NAME OF a.m., at the Bernalillo County Destiny Garcia Courthouse, Albuquerque, NOTICE OF PETITION TO New Mexico. Courtroom 602 CHANGE NAME Respectfully submitted, (OF PERSON UNDER 14 /s/ Katherine Prettyman YEARS OF AGE) NOTICE IS HEREBY GIVEN Katherine Prettyman that Antwinette Carrillo, has filed Petitioner, pro se a Petition to Change the Name of HCS Pub. September 20, 27, her child, from Destiny Garcia to 2013 Destiny Carrillo. This Petition will be heard before the Honorable CARL J. BUTKUS, District Judge, on the 22nd day of Oct., 2013, SECOND JUDICIAL DISTRICT COURT at the hour of 11:30 a.m., at the COUNTY OF BERNALILLO Bernalillo County Courthouse, STATE OF NEW MEXICO Albuquerque, New Mexico.

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NO. CV 2013-07491 IN THE MATTER OF THE PETITION OF Saif Ismail FOR CHANGE OF NAME OF Abdullah Tahir NOTICE OF PETITION TO CHANGE NAME (OF PERSON UNDER 14 YEARS OF AGE) NOTICE IS HEREBY GIVEN that Saif Ismail, has filed a Petition to Change the Name of his child, from Abdullah Tahir to Abdullah Ismail. This Petition will be heard before the Honorable CARL J. BUTKUS, District Judge, on the 22nd day of October, 2013, at the hour of 11:35 a.m., at the _________ County Courthouse, _________, New Mexico.

Respectfully submitted, /s/ Saif Ismail Saif Ismail Petitioner, pro se HCS Pub. September 20, 27, 2013

2nd JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO NO. CV 2013-07481 IN THE MATTER OF THE PETITION OF Christen Jean Chapdelaine FOR CHANGE OF NAME NOTICE OF PETITION TO CHANGE NAME (ADULT) NOTICE IS HEREBY GIVEN that Christen Jean Chapdelaine, a resident of the City of Albuquerque, County of Bernalillo, State of New Mexico, and over the age of fourteen years, has filed a Petition to Change Name in the Bernalillo County District Court, Bernalillo County, New Mexico, wherein she seeks to change her name from Christen Jean Chapdelaine to Christen Jean Richards, and that this Petition will be heard from by the Honorable JUDGE ALAN MALOTT, District Judge, on the 18 day of OCT 2013, at the hour of 10:05 a.m., at the Bernalillo County Courthouse, New Mexico.

Respectfully submitted, Petitioner, pro se HCS Pub. September 20, 27, 2013

SECOND JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO No. D-202-CV-2013-06853 IN RE THE PETITION OF BRENDA S. HOFFMAN FOR A CHANGE OF NAME TO BRENDA S. SAKELARIS, NOTICE OF HEARING A hearing in this case is set before The Honorable Beatrice Brickhouse as follows: Date of Hearing: November 8, 2013 Time of Hearing: 11:00 a.m.

Length of Hearing: 5 minutes Place of Hearing: Honorable Beatrice Brickhouse’s Courtroom Matter(s) to be Heard: Petition for Name Change THE HONORABLE BEATRICE BRICKHOUSE by: /s/ Bobbi Jo Walker Bobbi Jo Walker, TCAA HCS Pub. September 20, 27, 2013

Health City Sun LEGAL NOTICES

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SECOND JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO NO. CV 2013-7535 IN THE MATTER OF THE PETITION OF Angel Joe Noriega FOR CHANGE OF NAME NOTICE OF PETITION TO CHANGE NAME (ADULT) NOTICE IS HEREBY GIVEN that Angel Joe Noriega, a resident of the City of Albuquerque, County of Bernalillo, State of New Mexico, and over the age of fourteen years, has filed a Petition to Change Name in the Second Judicial District Court, Bernalillo County, New Mexico, wherein he seeks to change his/her name from Angel Joe Noriega to Angel James Hernandez, and that this Petition will be heard before the Honorable DENISE BARELA SHEPHERD, District Judge, on the 18 day of October 2013, at the hour of 11 a.m., at the Bernalillo County Courthouse, 400 Lomas Blvd NW, Albuquerque, New Mexico 87102.

Respectfully submitted, /s/ Angel Joe Noriega Angel Joe Noriega Petitioner, pro se HCS Pub. September 20, 27, 2013

SECOND JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO NO. CV 2013-07327

IN THE MATTER OF THE PETITION OF Francisco V. Trevino FOR CHANGE OF NAME OF Dante A. Trevino NOTICE OF PETITION TO CHANGE NAME (OF PERSON UNDER 14 YEARS OF AGE) NOTICE IS HEREBY GIVEN that Francisco V. Trevino, has filed a Petition to Change the Name of his child, from Dante Aleister Trevino to Dante Alejandro Trevino. This Petition will be heard before the Honorable NAN G. NASH, District Judge, on the 9th day of October, 2013, at the hour of 8:45 a.m., at the Bernalillo County Courthouse, Albuquerque, New Mexico. (Courtroom 602) Respectfully submitted, /s/ Francisco V. Trevino Francisco V. Trevino Petitioner, pro se HCS Pub. September 20, 27, 2013

STORAGE AUCTIONS

Public Sale at ROUTE 66 SELF STORAGE, 9500 Central Ave. SW, 09-30-13 at 10:00am.

Property contained in the following units will be sold to the highest bidder to satisfy

the owner’s lien for rent under N.M.S.A Sec. 48-11-7 et. seq.

Sale is With Reserve. ROUTE 66 SELF STORAGE reserves the right to set minimum bids and to refuse bids. CASH ONLY. Unit # 249 Noemi Floresdecarrillo 757 98th St SW Trl 94-A Albuquerque NM 87121. CONTENTS CONSIST OF: Wood crate, misc items.

Unit # 304 Kathy Blaubaugh 224 Paseo Del Volcan SW 26 Albuquerque NM 87121.

CONTENTS CONSIST OF: Baby swing, stroller, chairs, cabinet, 2 TV’s, boxes, misc items.

Unit # 305 Jesse Delagrito 8687 Tribal RD N 56 Tohajiilee NM 87026. CONTENTS CONSIST OF: Couch, lamp, cabinets, table, fan, boxes, misc items.

Unit # 346 Ricardo LopezMarquez 7501 Central Ave NW Trl 2 Albuquerque NM 87121. CONTENTS CONSIST OF: Campaign signs, boxes.

Unit # 519 Joseph Crespin 7501 St Joseph NW Albuquerque NM 87120. CONTENTS CONSIST OF: Full mattress, box spring, chair, play pen, boxes, misc item.

Unit # 552C Victor Aguilar 2128 s 272nd St Apt C101 Kent WA 98032-7952.

CONTETNS CONSIST OF: 12 boxes of hair products.

Buyer will have 24 hours to either remove all items or rent the unit until all items can be removed from the site. Please contact ROUTE 66 SELF STORAGE at (505) 2426440 for further information.

HCS Pub. September 13, 20, 2013

OTHER AUCTIONS

charges for towing, storage and/ or labor charges incurred against same: 2004 Pontiac Grand Am VIN 1G2NE52F14C162993 NM license plate 473-PWK. Last known registered owner is Anthony T. Prado of Albuquerque, NM. In the amount of $1725.01. Terms: Cash in hand at time of sale. Americans Auto Center 3621 San Mateo Blvd NE Albuquerque, NM 87110 (505) 244-0000.

HCS Pub. September 13, 20, 2013

NOTICE OF PUBLIC SALE On October 28, 2013 at 11:45 AM the undersigned will offer to sell the following described motor vehicle in order to satisfy charges for towing, storage and/or labor charges incurred against same: 2001 Oldsmobile Alero VIN 1G3NL52T71C260008 no license plate. Last known registered owner is Shannon Holiday of Rio Rancho, NM. In the amount of $702.50. Terms: Cash in hand at time of sale.

Americans Auto Center 3621 San NOTICE OF PUBLIC SALE Mateo Blvd NE Albuquerque, NM 87110 (505) 244-0000. On October 28, 2013 at 1:00 PM the undersigned will offer HCS Pub. September 13, 20, to sell the following described 2013 motor vehicle in order to satisfy charges for towing, storage and/ or labor charges incurred against same: 2000 Cadillac Seville NOTICE OF PUBLIC SALE 1G6KS54Y4YU169400 On October 28, 2013 at 12:00 VIN PM the undersigned will offer no license plate. Last known to sell the following described registered owner is Ralph L. motor vehicle in order to satisfy Nelson of Casselton, ND. In the

September 20, 2013

amount of $1888.00. Terms: Cash in hand at time of sale.

Five J’s auto Parts, Inc. 5404 Broadway SE Albuquerque, NM 87105 (505) 877-6270.

HCS Pub. September 13, 20, 2013

NOTICE OF PUBLIC SALE On October 28, 2013 at 2:00 PM the undersigned will offer to sell the following described motor vehicle in order to satisfy charges for towing, storage and/or labor charges incurred against same: 1969 Chevrolet C10 PK VIN CE139J872532 no license plate. Last known registered owner is Valerie or Agustin Duarte of Albuquerque, NM. In the amount of $1459.59.

Terms: Cash in hand at time of sale. C Pete’s Body Shop 323 California SE Albuquerque, NM 87108 (505) 266-1567.

HCS Pub. September 13, 20, 2013

To Get Healthy, Get Moving

A

ccording to the U.S. Centers for Disease Control and Prevention, in order to preserve and improve your health, you need to do two types of physical activity each week—aerobic and muscle-strengthening.

What You Can Do Most adults need at least: • 2 hours and 30 minutes of moderate-intensity aerobic activity (such as brisk walking) every week • muscle-strengthening activities on two or more days a week that work all major muscle groups (legs, hips, back, abdomen, chest, shoulders and arms) • 1 hour and 15 minutes of vigorous-intensity aerobic activity (that is, jogging or running) every week.

If 150 minutes a week sounds like a lot of time, you might be glad to learn that you don’t have to do it all at once. Not only is it best to spread your activity out during the week, you can break it up into smaller chunks of time during the day. Just be sure you’re doing your activity at a moderate or vigorous effort for at least 10 minutes at a time. Try going for a 10-minute brisk walk, three times a day, five days a week.

What Others Are Doing Many people are getting an assist in all this from what may seem to some to be a surprising source. To help meet the need for better health education, Chrysler Group has gotten together with the National Association of Black Journalists (NABJ) and the National Association of Hispanic Journalists (NAHJ) to increase awareness about health and wellness disparities in minority communities and to promote achievable strategies that members of those communities can pursue to improve their health.

We all know about Chrysler Group’s prowess as an auto manufacturer.

What we may not know is that the company has been a leader in bringing

innovative health programs to its employees and their families in order to improve their overall health and to reduce costs. The carmaker has received several awards from the National Business Group on Health for the strength and relevance of its health and wellness efforts. In fact, the company’s headquarters complex in Auburn Hills, Mich., offers employees many wellness amenities such as a fully equipped fitness center, an on-site pharmacy and health care offices, all within an environment that offers many recreational opportunities, such as walking trails, baseball fields and volleyball courts. Now, the goal is to take the company’s passion for health and wellness beyond the corporate walls, into the communities that could benefit most. The car company says it focused its message to working journalists because as leaders in their communities, they are in a unique position to educate people about health and wellness best practices.

The program is called Get Moving with Chrysler Group and has two parts, a walking challenge and an interactive “health and wellness experience” featured at the national conventions this past summer, touching more than 3,000 journalists.

During the walking challenges, several local chapters of the NABJ and NAHJ engaged in spirited competitions, as a way to earn dollars for their scholarship funds for aspiring journalists.

So can a company that makes cars come up with a way to encourage people to get out and walk? One such company has and the results are good for our health. - (NAPSI)

(505) 242-3010

Health City Sun

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C O M M E N TA R Y

The Road Ahead: Planning For Retirement I

f you or someone you love is among the 13 percent of Americans over 65—or soon will be—there are a number of things that may pay to know when it comes to retirement planning.

What You Should Know According to the U.S. Census Bureau, persons reaching age 65 have an average life expectancy of an additional 18.6 years, meaning retirement could last for decades. To make the most of your retirement years, careful and strategic planning is critical. There will be many decisions to make, including whether you need to make lifestyle changes, whether you want to continue working, what goals and priorities you have, sources of income and benefits, and how you want to spend your time. Often times, it can be helpful to consult with a financial services professional to make these decisions—and maybe, the place that you work.

6 Decisions to Consider Financial professionals say it’s important for your financial plan to include products that provide lifetime income. Six key planning elements to think about before retiring include: 1. Decide how you want to structure your retirement savings. If you are married you may wish to consolidate accounts, while others will choose to keep accounts separate.

WWW cont...

• Explore Financial Literacy and Support—Getting a credit card, creating a budget, finding tax help, retirement planning or learning helpful tips on managing money—the Internet, and sites such as MyMoney.gov and Mint.com, can help you get a better understanding of it all.

• Stay Connected—E-mail is a quick way to send and receive messages.

You can also choose to get bills and bank statements electronically, instead of through the mail.

• Use Social Media—For most, social media is a way for family and friends to stay in touch. It’s also a way to find new recipes or learn parenting tips. Popular sites include Facebook, Twitter, Instagram, Pinterest and Skype.

Unfortunately, not everyone has broadband Internet service at home.

Many low-income families struggle to afford it, while others simply don’t understand the benefits the Internet can provide. In fact, in many lowincome neighborhoods, broadband adoption rates are only around 15 to 20 percent, while in upper income communities, broadband penetration rates are as high as 90 percent. With 30 percent of the U.S. still without broadband Internet service at home, far too many continue to miss out on all the terrific resources the Internet can deliver.

To help bridge this digital divide in America, programs such as Comcast’s Internet Essentials have been developed. Offering families with at least one child eligible for the National School Lunch Program in-home Internet for less than $10 a month; computers for less than $150; and free digital literacy training online, in print or in person, it’s the largest and most comprehensive broadband adoption program in the country.

2. Communicate openly with your significant other and talk through your financial differences. Set goals and spending budgets so you are in agreement about how to spend during retirement.

In less than two years, Internet Essentials has connected 220,000 families—approximately 900,000 low-income Americans—to the power of the Internet. Speeds for customers are now up to 5 Mbps downstream and up to 1 Mbps upstream. The enrollment process has also been streamlined with instant approval eligibility available to more schools.

3. Learn about your pension and what rules apply to your pension and retirement savings.

To take advantage of this program, call (855) 846-8376 or visit www.InternetEssentials.com or www.InternetBasico.com. - (NAPSI)

4. Establish a Social Security game plan. Work through the numbers and decide if it’s more beneficial to draw those benefits through your spouse’s working years or your own.

5. Consider age when purchasing financial protection products. Is one spouse significantly older?

6. Seek legal counsel about all your estate planning options. Wills, living wills, trusts and powers of attorney are all legal means of ensuring your wishes are carried out. It is also important to update all these documents any time there is a change in your marital status or family structure.

Helpful Resources An easy, but often overlooked resource in retirement planning is your current employer and the resources it offers. Through the workplace, many Americans can take advantage of a program that provides an opportunity for personalized guidance.

For example, one St. Louis woman never knew she’d be an entrepreneur in retirement until she participated in an employer-offered program, and met Todd Gentry, CFP, ChFc, CAP, a Financial Services Representative and Special Needs Planner. Through the retirewiseSM program, a MetLife-driven comprehensive educational program offered to individuals in the workplace, Gentry was able to assist this woman facing early retirement reach unexpected success.

“Through the retirewise program, we help participants identify and achieve their retirement goals,” Gentry noted. “We cover topics from savings and investments, employer benefits and creating an income plan for retirement years.”

Tim Essman, a Financial Services Representative with Wealth Strategies Group in San Diego, helped another woman who had worked for 35 years

achieve her dream of visiting her Italian relatives, which included the purchase of a condo in Italy.

“Programs like retirewise encourage individuals to think about their retirement and provide tools and resources to help them reach success,” says Jeff Tulloch, vice president at MetLife. “At the conclusion of our program, for example, participants and their spouses have the opportunity for a complimentary face-to-face consultation with a specially trained representative to take the training to the next level and move toward execution.

It can be extremely helpful to ask your employer or HR representative if they offer such a program.”

Overall, it’s a good idea to first envision what you want your retirement to look like and then work with an advisor to see that vision come to life.

He or she can help you articulate the retirement you want and help you finance and plan based on current and future financial planning trends.

- (NAPSI)

Health City Sun

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www.healthcitysun.com

C O M M E N TA R Y

University Uses iPads To Customize Learning L

earning has gone mobile, and the students at Jackson State University (JSU) are reaping the benefits. Through the iPad Technology Advantage Scholarship Initiative (TASI), incoming full-time freshmen at JSU are each provided with the latest-generation iPad. And what do the students do with these iPads? Some pretty amazing things.

In addition to having 24/7 access to textbooks online in the form of eBooks or iBooks, students have dozens of apps that enable them to take class notes, collaborate on content, communicate via Skype, tap into resources like math reference formulas or periodic tables, learn a foreign language online, access world maps at a touch, read or listen to thousands of other books or audiobooks, use their iPad as a graphing calculator and much more. ESE Apps are also included, with references for American Sign Language and text to speech conversion. (See a full list of current apps at www.jsums.edu/ ait/ipad/docs/Apps%20Table.pdf.)

AirWatch and Safeware software are included on each device. And synchronized cloud storage ensures the students’ work is always available.

Students are reporting that they are already benefiting from the technology. Michael Gordon, an 18-year-old JSU student, says the iPad helped him stay organized and created a more interesting learning environment during his first semester. “In my biology class, all our notes and presentations were online; we could go straight to it and follow the teacher,” said Gordon. He also uses his iPad to take notes, study for tests, and even to host meetings for group projects and study sessions. Students receive training on how to

use the technology to its full advantage. The e-Center also has the ability to track devices in the event they are lost or stolen.

JSU professors have bought into the iPad initiative, and more than 30 have already authored textbooks for college courses. Other course materials are under development. Faculty members are attending classes on how to use the iPads to enhance student learning, and their excitement level is tangible. “Mobile technology is growing by leaps and bounds,” says Robert Blaine, Special Assistant to the Provost for CyberLearning. “These changes in technology are having a fundamental impact on how we, as a society, interact with the world. It makes sense that universities should lead the way in terms of changing how we teach students so they will truly be prepared to go out into the world and compete.

It is a very exciting time to be an educator at JSU.” The initiative is the result of a two-year study that reviewed learning styles and instructional techniques, among other variables. The TASI project is a partnership between JSU, the Mississippi e-Center@JSU, and Apple. According to Dr. William McHenry, Executive Director of the e-Center, Apple has confirmed this is the largest initiative of its kind in the country at a public university and the first of its kind in Mississippi. “We want our students to be successful when they leave JSU,” says Dr. McHenry. “We firmly believe, based on our research to date, that this substantial investment will pay off in the quality of education our students receive. They will ultimately be better prepared to become future leaders in a world where communication and information sharing drive solutions.” - (NAPSI

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