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New Mexico’s Legal & Financial Weekly
October 16, 2020
Vol. 10.100 No. 42
FORECLOSURE SALES: 0 PROBATE: 23 AUCTIONS: 9 NOTICE OF SUITS: 5 OTHER: 26 SPANISH NOTICES: 0
How to Safely Select Your 2021 Medicare Plan During The COVID-19 Pandemic
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hoosing a Medicare plan is a big decision for eligible individuals, including those who are age 65 or older or are living with a disability, as the plan you select during the Medicare Advantage and Prescription Drug Plan Annual Election Period is the plan you’ll have for the coming year, with a few exceptions.
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The Annual Election Period runs from October 15 through December 7. This year’s AEP brings some new challenges for enrollees, due to potential restrictions related to the COVID-19 pandemic. Fortunately, there are a variety of resources available to ensure you can safely and securely compare plan options from the comfort of your home, including:
of prescription medications you take to ensure those medications are covered by the plan you are considering. When researching plan information, be sure to provide only your Medicare number and other personal data to trusted sources, such as your doctor, pharmacist, hospital or health insurer, as scammers may try to steal your data. It’s also important to not click links in text messages and emails about COVID-19 from unknown sources, and not to answer unsolicited phone calls offering COVID-19 tests or supplies.
* Online workshops: Many insurance companies are offering online workshops to help educate individuals about 2021 Medicare Advantage plan options. Before you attend a virtual event, find out in advance how to log on to the meeting to avoid technical issues. * Virtual meetings: Set up one-on-one meetings with licensed sales agents by phone or video chat. Be prepared with your questions to ensure you get the information you need, such as what innovative benefits are available and if vision, hearing and dental coverage are included. * Trusted websites: Go to the Medicare Plan Finder on Medicare.gov to compare plans, benefits and an estimated cost for each plan based on an average member. If you are interested in Medicare Part D, which helps cover the cost of prescription medications, you can also enter the names
Utilizing trusted resources will ensure that you select the plan that will suit your healthcare needs for the coming year. For more information, you can also go to Medicare.gov or call 1-800-MEDICARE (800-633-4227). And, to learn about Humana’s Medicare Advantage plans, visit www.Humana.com/Medicare or speak with a licensed sales agent by calling 1-800-213-5286 (TTY: 711) from 8 a.m. to 8 p.m. local time, seven days a week. -(NewsUSA)
3 Ways To Get The House You Want Over five million homes are sold in America every year, according to realtors. make the cash offer on your behalf, close with the seller, then sell the home If you’d like one of them to be yours, there are a few facts you should know. to you at the same price after your mortgage is finalized. That firm also supplies you with a Client Advisor who is your coach from start to finish. In a perfect world, you’d fall in love with a new home, submit an offer, and You’re supported by specialists for touring, research and more. Plus they’ll have the seller accept it. The world, however, is rarely perfect. So how can help you deal with title and escrow. you make your offer stand out when there’s competition for the home you 3. Find out why the seller is selling: A great real estate agent will tailor your want? Here are three hints that can help. offer to the seller’s goals. A seller who’s lived in a home for a long time is 1. Shorten the timeline: Sellers want to move on. Offering a quick close likely looking for a buyer who will cherish the home as much as they did. lets them get to their own new home sooner and alleviates worries about In that case, you might choose to write a letter to the seller to accompany the transaction falling through. Removing contingencies is a strategy to your offer. On the other hand, the home may be owned by an investor, who fast-track the closing timeline. You can work with your agent to determine will be most interested in selling to the buyer with the highest price and best terms. whether waiving contingencies is a good option in your situation. 2. Make a cash offer: Nothing appeals to sellers like cash. When you offer Learn More cash instead of getting a mortgage, you eliminate the time for the mortgage to close. You also remove the risk of the mortgage loan not going through. For further facts and tips on buying a home, go to www.flyhomes.com. Don’t have the cash? There are still options. Companies such as Flyhomes -(NAPSI)