Health City Sun

Established in 1929

Health City Sun

The

www.healthcitysun.com

New Mexico’s Legal & Financial Weekly

Jan. 4, 2013

FORECLOSURE SALES: 3

PROBATE: 8

NOTICE OF SUITS: 3

OTHER: 13

Saving For College: Seven Super Budget Tips

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earning how to create a budget—and stick to it—is vital to proper money management. Techniques will differ. Some people like to jot income and expenses down on paper. Others keep a sophisticated budget spreadsheet, while others prefer using a free, online budget planner that does most of the work for them.

Experts acknowledge there isn’t a single “right way” to budget your money. What does matter is to pick a method that makes sense to you and that you will stick with.

Designing and sticking to a budget can help you pay down debts and save for the future. “If you are ready to make earning your degree a top priority, of course paying for it is going to be a concern,” said Dr. Mary Hawkins, president of Bellevue University. “By freeing up funds through debt reduction or reallocating from areas where you may be overspending, you can begin saving for your education.” Hawkins’ budget-planning tips include: 1. Keep the essentials within budget. Food, gas and toiletries are necessities, so it is easy to pick up everything you need without thinking about the total. Even with these items, you need to stick to the budget you have planned. If you are finding this difficult, carry the amount in cash so you cannot overspend on your debit or credit card.

2. Make all your payments on time. Skipping payments results in late fees, which will only push you deeper and deeper into a financial hole.

3. Live within your means. This sounds simple, but many people do not realize how much they are spending until they write it down or type it out.

As painful as it may be, if you find you are spending more every month or paycheck than you are bringing in, you will need to make some changes.

This may mean finding an additional source of income or reducing spending in some areas.

4. Find free offers. There are a wealth of websites and blogs out there

Vol. 3.84 No. 1

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devoted to listing free offers—these range from samples to full-size products.

5. Continue to learn. Financial sites such as bankrate.com provide advice on the issues you face as you plan and live by your budget. Educationspecific sites like makeithappennow.org provide more advice on paying for your degree.

6. Research your options. Many schools have thousands of scholarship dollars that go unused because students don’t take the time to apply. Also check with your employer. A growing number of employers are offering education benefits.

7. Evaluate the plan. Unexpected and periodic expenses (like holidays or car taxes) are inevitable. With each paycheck, re-evaluate the plan to see if it is still the best route or if adjustments need to be made. Be sure to do this before the money is in the bank, as it is tempting to spend irresponsibly if the plan is not established.

Every person must follow his or her own path to education. Perhaps you will save for a long time and complete your degree all at once, or maybe you will pay for one class at a time as your savings accumulate.

Regardless of how you get there or what budget-planning method you use, planning and diligence can keep you on the right path. - (NAPSI)

Preparation For Icy Weather: More Critical Than Ever W

e’ve already seen some of the effects of severe winter weather this year and with more expected to come, taking action now may minimize the harsh effects on your family, possessions and property.

“Recent studies indicate total losses during the last 50 years have totaled over $35.2 billion due to winter storms,” says Karen McCague, claims operations manager, Liberty Mutual Insurance.

“Ensuring adequate preparation for blizzards, high winds, ice, hail, sleet and heavy snow conditions will minimize your chances of experiencing significant losses due to inclement winter weather this year.”

McCague recommends following what she calls “The Three Ps of Preparation” to ensure safety of people, property and possessions.

When a storm strikes, you and your family may need to remain indoors

for several days. Prepare a safety kit and educate your family to ensure everyone understands what steps to follow during severe weather.

Also, ensure driveways and walkways are clear of ice to prevent slippery conditions, which could result in injury.

There are several steps you can take to prepare your property as well.

Insulating pipes prevents freezing and bursting. Cleaning gutters regularly prevents formation of ice dams, which can result in water damage. It is also important to check the structural integrity of your home’s roof and ensure that carbon monoxide and smoke detectors function properly.

Finally, remember to prepare your vehicle by keeping your gas tank and antifreeze reservoir full. It is also important to ensure there are plenty of blankets, extra clothes, and fuel to operate a generator or portable heating device. - (NAPSI)

Health City Sun

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One Happy Island

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ne of the most revisited spots in the Caribbean, Aruba-One Happy Islandis where pristine turquoise waters collide with the desertlike north shore; where peace and relaxation co-exist with wild and rugged adventures; and Dutch influence meets American ease. Did you know: 1. Arikok National Park is home to many hidden beaches, wild flora and fauna, geology and historical cave paintings.

Near the Fontein Cave and Blue Lagoon, rocky cliffs and crashing waves mark Boca Prins. Nearby, Dos Playa is a surfer’s haven.

2. At the North Coast cliffs, you can travel rocky ravines on horseback to discover the Natural Pool. Known in Papiamento as “Conchi,” this shell-shaped pool is surrounded by large lava rocks that greet crashing waves.

3. Celebrating its 10th anniversary as Aruba’s official language in May 2013, Papiamento is a direct reflection of the island’s diverse history and culture. Papiamento is a Creole language derived from African dialects and blended with

English, Dutch, Spanish and Portuguese.

4. Home to 90-plus nationalities, Aruba offers a wide array of authentic, flavor-rich dishes including local favorites keshi yena, funchi and pan bati.

5. Visitors and locals alike enjoy a weekly Carnival celebration every Thursday evening at Carubbian Festival in San Nicolas, the Sunrise City.

The festival boasts elaborate costumes, electric dancing and live entertainment, local cuisine and handmade artwork.

The island offers breathtaking beaches, a booming culinary scene, world-famous events, adrenaline-pumping activities, art galleries and museums, sumptuous spas, championship golf and exclusive shopping. To learn more, visit www.aruba. com. - (NAPSI)

Jan. 4, 2013

Health City Sun LEGAL NOTICES

discretion of the Special Master.

Please contact Justin Breen at Keleher & McLeod, P.A., P.O. Box AA, Albuquerque, NM 87103, telephone (505) 346STATE OF NEW MEXICO 4646 for additional information.

COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT Dated: December 18, 2012 Respectfully Submitted: COURT /s/ Ella Joan Fenoglio No. D-0202-CV-2011-04410 BEAN PARK TERRACE, LLC, Electronically Submitted on December 18, 2012 an Oregon limited liability Ella Joan Fenoglio, Esq. company, Special Master Plaintiff, 4427 Avenida del Sol NE v.

Albuquerque, New Mexico OCEAN VIEW SOON LLC, a 87110-6178 New Mexico limited liability Telephone: (505) 266-1955 company; T L C COMPANY, Facsimile: (505) 266-7815 INC., d/b/a TLC PLUMBING E-Mail: ellajoan@highfiber.com & UTILITY, a New Mexico corporation; JOHN TANG; and HCS Pub. December 21, 28, 2012 January 4, 11, 2013 JENNIE TANG, Defendants NOTICE OF FORECLOSURE SALE STATE OF NEW MEXICO PLEASE TAKE NOTICE that the COUNTY OF BERNALILLO above-entitled Court entered a Default Judgment Of Foreclosure SECOND JUDICIAL DISTRICT No. D-202-CV-2012-03932 (“Judgment”) on November 29, 2012 ordering the sale of BOKF N.A. D/B/A BANK OF certain property in the County of ALBUQUERQUE, Bernalillo, State of New Mexico, SUCCESSOR BY MERGER TO and appointing a Special Master BANK OF ALBUQUERQUE, in this matter with the power to N.A., sell the same. The sale is to Plaintiff, begin at 10:00 a.m. on January vs.

18, 2013, at the front steps of the JOSE DELEON, SS# XXXBernalillo County Courthouse, XX-6995, 400 Lomas NW, Albuquerque, Defendant.

NOTICE OF SALE New Mexico 87102.

The real property to be sold is NOTICE is hereby given that on located in Bernalillo County, Friday, January 25, 2013, at 10:00 New Mexico, and is more a.m., the undersigned Special specifically described as follows: Master will sell to the highest Lots numbered Eleven (11), bidder near the front door of the Twelve (12), Thirteen (13), Second Judicial District Court, Fourteen (14), Fifteen (15), 400 Lomas NW, Albuquerque, Mexico 87102, all Sixteen (16), Seventeen (17), New Jose DeLeon’s Eighteen (18), Nineteen (19) and Defendant Twenty (20) in Block numbered (“Defendant”) interest in the Fourteen (14), a subdivision of real property located at 1600 the South One Half of Block 14, Arno Street SE, Albuquerque, 87102, in Bernalillo of VIRGINIA PLACE, an Addition NM to the City of Albuquerque, New County, New Mexico, and Mexico, as the same is shown more particularly described as: and designated on the Map of THE WEST 82 FEET OF LOT said Subdivision, filed in the office NUMBERED SEVEN (7) OF of the County Clerk of Bernalillo BLOCK NUMBERED FORTYCounty, New Mexico on October NINE (49) OF EASTERN 1, 1958, in Plat Book B3, Folio 79. ADDITION TO THE CITY NOTICE IS FURTHER GIVEN OF ALBUQUERQUE, NEW that the real property and any MEXICO, ACCORDING TO THE improvements concerned herein PLAT FILED IN THE OFFICE OF will be sold subject to any and all THE PROBATE CLERK AND patent reservations, easements, EX-OFFICIO RECORDER OF all recorded and unrecorded BERNALILLO COUNTY, NEW liens not foreclosed in the MEXICO, ON MAY 31, 1882, IN Judgment, and all recorded and VOLUME B OF PLATS, FOLIO 4 unrecorded special assessments THE REAL PROPERTY OR and taxes that may be due. ITS ADDRESS IS COMMONLY THE FOREGOING SALE will be KNOWN AS 1600 ARNO made to satisfy the Judgment, STREET SE, ALBUQUERQUE, in the amount of $1,722,701.30, NM 87102. IF THERE IS A which includes principal, accrued CONFLICT BETWEEN THE interest up to and including LEGAL DESCRIPTION AND THE August 30, 2012, prepayment REAL PROPERTY ADDRESS, and late charges, and operating THE LEGAL DESCRIPTION CONTROL. expenses as of August 30, 2012 SHALL MORTGAGE incurred by Plaintiff associated WITH with the Property, plus accrued C O V E N A N T S . interest from August 30, 2012 The sale will satisfy all or a portion up to the date of the Judgment, of a Default Judgment Against plus attorney fees of $5,000 and Defendant Jose Deleon, Decree costs of foreclosure sale, plus of Foreclosure, and Appointment accrued interest on the total of Special Master entered on judgment from and including November 7, 2012, as follows: November 29, 2012 to the date (1) On Note #1, $170,069.99, of the foreclosure sale, plus with interest continuing to interest on the total judgment accrue at 7.75% per year of at 11.274% per annum until from April 11, 2012, forward; paid in full. The holder of the (2) On Note #2, $20,159.17, Judgment has the right to bid with interest continuing to at such sale and submit its bid accrue at 3.5% per year verbally or in writing. The holder from April 11, 2012, forward; of the Judgment may apply all or (3) Plus costs of $261.86 attorney’s fees and any part of the Judgment to the and purchase price in lieu of cash. tax of $2,313.88, for a total The sale may be postponed of $2,575.74, with interest and rescheduled at the accruing at 8.75% per year

FORECLOSURES

from October 4, 2012, forward; The Default Judgment Against Defendant Jose Deleon, Decree of Foreclosure, and Appointment of Special Master entered on November 7, 2012 (“Judgment”) may be obtained from either the court clerk or the undersigned Special Master prior to the sale date. BOKF N.A. d/b/a Bank of Albuquerque, successor by merger to Bank of Albuquerque, N.A. (“BOKF”) has the right to bid at the sale and to apply its judgment or a portion thereof to the purchase price in lieu of cash.

For all other bidders, the sale terms are cash or its equivalent by the close of business on the day of sale. The sale may be postponed and rescheduled at the Special Master’s discretion.

PROSPECTIVE PURCHASERS AT SALE ARE ADVISED TO MAKE THEIR OWN EXAMINATION OF THE TITLE AND THE CONDITION OF THE PROPERTY AND TO CONSULT THEIR OWN ATTORNEY BEFORE BIDDING. Linda Salivar, Special Master PO Box 587 Albuquerque, NM 87103-0587 505/246-8600 HCS Pub. December 28, 2012 January 4, 11, 18, 2013

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT No. D-202-CV-2010-11363 BOKF N.A. D/B/A BANK OF ALBUQUERQUE, SUCCESSOR BY MERGER TO BANK OF ALBUQUERQUE, N.A., Plaintiff, vs.

MANUEL MARTINEZ, SS# XXX-XX-0157; BOYAR REALTY INVESTORS; BANK OF AMERICA, N.A.; TAXATION AND REVENUE DEPARTMENT OF THE STATE OF NEW MEXICO; UNITED STATES OF AMERICA, DEPARTMENT OF THE TREASURY-INTERNAL REVENUE SERVICE; and WELLS FARGO HOME MORTGAGE, INC./WELLS FARGO BANK, N.A., Defendants.

NOTICE OF SALE NOTICE is hereby given that on January 31, 2013, at 10:00 a.m., the undersigned Special Master will sell to the highest bidder near the front door of the Second Judicial District Court, 400 Lomas NW, Albuquerque, New Mexico 87102, all Defendants’ interest in the real property located at 617 Figueroa Street NE, Albuquerque, NM 87123, and more particularly described in the attached exhibits as: LOT NUMBERED TWENTYFIVE (25) IN BLOCK NUMBERED FOUR (4) OF MANZANO MANOR, AS THE SAME IS SHOWN AND DESIGNATED ON THE PLAT ENTITLED, “UNIT NO. 1, DALE J. BELLAMAH’S MANZANO MANOR, AN ADDITION TO THE CITY OF ALBUQUERQUE, NEW MEXICO”, FILED IN THE OFFICE OF THE COUNTY CLERK OF BERNALILLO COUNTY, NEW MEXICO, ON JUNE 9, 1970, WITH MORTGAGE C O V E N A N T S .

The sale will satisfy all or a portion of the Default Judgment, Decree of Foreclosure, Order of

Sale, and Appointment of Special Master (“Judgment”) entered on November 16, 2012, as follows: A. Judgment in the amount of $41,610.18, with interest accruing at 8.150% per year from September 14, 2012, forward.

The Judgment may be obtained from either the court clerk or the undersigned Special Master prior to the sale date. BOKF N.A. d/b/a Bank of Albuquerque, successor by merger to Bank of Albuquerque, N.A. has the right to bid at the sale and to apply its judgment or a portion thereof to the purchase price in lieu of cash.

For all other bidders, the sale terms are cash or its equivalent by the close of business on the day of sale. The sale may be postponed and rescheduled at the Special Master’s discretion.

PROSPECTIVE PURCHASERS AT SALE ARE ADVISED TO MAKE THEIR OWN EXAMINATION OF THE TITLE AND THE CONDITION OF THE PROPERTY AND TO CONSULT THEIR OWN ATTORNEY BEFORE BIDDING. /s/ Linda Salivar Linda Salivar, Special Master PO Box 587 Albuquerque, NM 87103-0587 505/246-8600 HCS Pub. January 4, 11, 18, 25, 2013

SUITS STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT NO. D-202-CV-2012-05807 SANDIA LABORATORY FEDERAL CREDIT UNION, Plaintiff, v.

ANTHONY E. MARTINEZ, Defendant.

NOTICE OF PENDENCY OF ACTION THE STATE OF NEW MEXICO TO THE FOLLOWING NAMED OR DESIGNATED DEFENDANT: ANTHONY E. MARTINEZ GREETINGS DEFENDANTS: You are hereby notified that Sandia Laboratory Federal Credit Union, as Plaintiff, has filed an action in the Second Judicial District Court of Bernalillo County, New Mexico, and wherein the said Plaintiff seeks to obtain constructive service of process upon you.

The general object of said action is: Complaint for Damages Under Worthless Check Act, Unjust Enrichment and for Money Due You are further notified that unless you serve a pleading or motion in response to the complaint in said cause on or before thirty (30) days after the last publication date, judgment will be entered against you.

The name and post office address of the Attorneys for the Plaintiff is as follows: ALDRIDGE, GRAMMER & HAMMAR, P.A., 1212 Pennsylvania, NE, Albuquerque, New Mexico 87110.

WITNESS the Honorable Clay Campbell, District Judge of the Second Judicial District Court of the State of New Mexico, and the seal of the District Court of Bernalillo County on December 11, 2012.

GREGORY T. IRELAND CLERK OF THE DISTRICT COURT

Page 3

District Court of the State of New Mexico, and the Seal of the District Court of Bernalillo County, this date of December 27, 2012.

GREGORY T. IRELAND CLERK OF THE DISTRICT COURT By: /s/ Christina Villa STATE OF NEW MEXICO Deputy COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT HCS Pub. January 4, 11, 18, 2013 COURT No. D-202-CV-2012-9229 SUNPORT FINANCIAL, LLC, Plaintiff, v.

PROBATE JEFFREY MOESTRETTI, Defendant.

NOTICE OF SUIT STATE OF NEW MEXICO STATE OF NEW MEXICO to the IN THE PROBATE COURT above-named Defendant: BERNALILLO COUNTY GREETINGS: No. 2012-752 You are hereby notified that the IN THE MATTER OF THE above-named Plaintiff has filed ESTATE OF a civil action against you in the ODELIA L. MONTOYA, above-entitled Court and cause, Deceased. the general object thereof being NOTICE TO CREDITORS a Complaint On A Contract And ALBERT LEE MONTOYA, For Debt And Money Due. has been appointed Personal That unless you enter your Representative of the Estate appearance in said cause on or of ODELIA L. MONTOYA, before thirty (30) days after the deceased. All persons having last date of publication, claims against this Estate are judgment by default will be required to present their claims entered against you. within two (2) months after the Name and address of Plaintiff’s date of the first publication of attorney: this Notice or the claims will be LAWRENCE P. ZAMZOK forever barred.

Claims must Attorney for Plaintiff be presented to the Personal 6001 Whiteman Drive NW Representative at P.O. Box 1645, Albuquerque, NM 87120 Cuba, NM 87013 or to Walk-In (505) 898-6311 Wills Carlisle, P.C. (Charles E. WITNESS the Hon. Beatrice J. Buckland, Esq.) at 2000 Carlisle Brickhouse, District Judge of the Blvd NE, Suite G, Albuquerque, Second Judicial District Court of NM 87110, and must be filed the State of New Mexico, and with the Probate Court of the Seal of the District Court of Bernalillo County, New Mexico.

Bernalillo County, this Dated: December 28, 2012 /s/ Albert Lee Montoya /s/ court clerk ALBERT LEE MONTOYA HCS Pub. January 4, 11, 18, Personal Representative 2013 Walk-In Wills Carlisle, P.C. By /s/Charles E. Buckland Charles E. Buckland, Esq. 2000 Carlisle Blvd NE, Suite G SECOND JUDICIAL DISTRICT Albuquerque, New Mexico COURT 87110 COUNTY OF BERNALILLO (505) 903-7000 STATE OF NEW MEXICO Attorneys for Personal Case No. CV-2012-09991 Representative CITY OF ALBUQUERQUE, EX HCS Pub. December 28, 2012 Rel., January 4, 2013 ALBUQUERQUE POLICE DEPARTMENT, Plaintiff, v.

IN THE PROBATE COURT ONE (1) 1991 MAZDA PICK-UP COUNTY OF BERNALILLO BLUE STATE OF NEW MEXICO VIN# JM2UF3149M0161600 NO. 2012-709 NEW MEXICO LICENSE # IN THE MATTER OF THE 12T135583 ESTATE OF Defendant.

MARY C. MARES, Deceased.

NOTICE OF SUIT NOTICE OF APOINTMENT Albuquerque Police Department OF CO-PERSONAL to 21ST CENTURY NORTH REPRESENTATIVES AMERICA INSURANCE THE STATE OF NEW MEXICO: GREETINGS: TO: LINDA PRICE, ROBBIE You are hereby notified that PRICE, BERNADETTE CHAVEZ, the above-named Plaintiff has JUANITA CHAVEZ, HENRY filed a civil action against you CHAVEZ, FRED CHAVEZ, in the above-entitled Court TITO CHAVEZ, RICHARD and cause, the general object GRIEGO, JOHN GRIEGO, AND thereof being to seek forfeiture UNKNOWN HEIRS OF MARY of the above-described property. C. MARES, DECEASED, AND That unless you enter your ALL UNKNOWN PERSONS appearance in said cause on WHO HAVE OR CLAIM ANY or before the date of February INTEREST IN THE ESTATE OF 18th, 2013, Judgment by Default MARY C. MARES, DECEASED. will be entered against you; Notice is hereby given that Mary Name and address of Plaintiff’s C. Mares died on October 8, attorney: JEFFREY B. 2012. Ralph Sanchez and Sarah DRIGGERS, COUNSEL FOR Aimee Potts were appointed ALBUQUERQUE POLICE co-personal representatives DEPARTMENT, P.O. BOX of this estate on December 5, 2248, ALBUQUERQUE, NEW 2012, to serve without bond in MEXICO 87103, (505) 768-4500. an unsupervised administration.

WITNESS the HONORABLE Information regarding the VALERIE HULING, District estate is available from the Judge of the Second Judicial undersigned attorney. Papers By:_s/filed electronically Deputy HCS Pub. December 21, 28, 2012 January 4, 2013

Page 4

relating to this estate are on file with the Bernalillo County Probate Court and available for your inspection there. /s/ Nancy C. Kirkwood NANCY C. KIRKWOOD Attorney for the Estate 4263 Montgomery NE, Suite 210 Albuquerque, NM 87109 HCS Pub. December 28, 2012 January 4, 2013

IN THE PROBATE COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO NO. 2012-709 IN THE MATTER OF THE ESTATE OF MARY C. MARES, Deceased.

NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that Ralph Sanchez and Sarah Aimee Potts have been appointed copersonal representatives of this estate. All persons having claims against this estate are required to present their claims within two months after the date of the first publication of this Notice or the claims will be forever barred.

Claims must be presented either to the co-personal representatives c/o Nancy C. Kirkwood, Attorney at Law, 4263 Montgomery NE, Suite 210, Albuquerque, NM 87109, or filed with the Probate Court.

DATED: 12/21/2012 /s/ Nancy C. Kirkwood NANCY C. KIRKWOOD Attorney for the Estate 4263 Montgomery NE, Suite 210 Albuquerque, NM 87109 HCS Pub. December 28, 2012 January 4, 2013

Health City Sun LEGAL NOTICES STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT No. D-202-PB-2012-00557 In the Matter of the Estate of MARY ELLEN SMITH, Deceased.

NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that James L. Smith has been appointed personal representative of this estate. All persons having claims against the estate are required to present their claims within two months after the date of the first publication of this notice or the claims will be forever barred.

Claims must be presented either to the undersigned personal representative at the address shown in this notice or filed with the court.

The attorney for the personal representative is Bradford H. Eubanks of the law firm of Martin, Lutz, Roggow & Eubanks, P.C., P.O. Box 1837, Las Cruces, New Mexico 88004-1837.

DATED this 26 day of December, 2012. /s/ James L. Smith James L. Smith Personal Representative 1670 Palo Verde Las Cruces, New Mexico 88001 HCS Pub. January 4, 11, 2013

deceased.

NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of this estate. All persons having claims against this estate are required to present their claims within two months after the date of the first publication of this Notice, or within two months after the mailing or other delivery of this Notice, whichever is later, or the claims will be forever barred.

Claims must be presented either to the undersigned personal representative, c/o Lawrence W. Kay, P.A., 1825 San Mateo NE, Albuquerque, NM 87110 or filed with the Bernalillo County Probate Court, One Civic Plaza NW 6th Floor, Albuquerque, NM 87102.

DATED: 12-4, 2012. /s/ Jeanne Hertz Jeanne Hertz, Personal Representative of the Estate of Nina Janelle Stamper (aka N. Janelle Stamper), Deceased Submitted by, /s/ Lawrence W. Kay Lawrence W. Kay, Attorney for the Personal Representative 1825 San Mateo NE Albuquerque, NM 87110 (505) 254-0600 HCS Pub. January 4, 11, 2013

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT No. D-202-PB-2012-00500 IN THE MATTER OF THE ESTATE OF DANIEL A. LANGENWALTER, Deceased.

NOTICE TO CREDITORS BY PUBLICATION Peggy J. Langenwalter has been appointed as the Personal Representative of the Estate of Daniel A. Langenwalter, deceased. All persons having claims against this Estate are required to present their claims within two months after the date of the first publication of this Notice or the claims will be forever barred. Claims must be presented either to the Personal Representative c/o Beckley & Tann, P.A., Attorneys at Law, P.O. Box 30868, Albuquerque, New Mexico 87190-0868, or filed with the Second Judicial District Court of Bernalillo County, 400 Lomas NW (87102), P.O. Box 488, Albuquerque, New Mexico 87103. /s/ Peggy J. Langenwalter PEGGY J. LANGENWALTER, Personal Representative of the Estate of Daniel A. Langenwalter, Deceased.

8219 Desert Aster Lane, NE Albuquerque, NM 87122 Respectfully submitted by: Beckley & Tann, P.A. Attorneys at Law By /s/James F. Beckley James F. Beckley, Esq. 8500 Menaul, NE Suite A-400 Albuquerque, NM 87112 (505) 275-1222 HCS Pub. January 4, 11, 2013

STATE OF NEW MEXICO COUNTY OF BERNALILLO PROBATE COURT NO. 2012-679 IN THE MATTER OF THE ESTATE OF DAVID BALL OLEWILER, Deceased NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that NICOLE D.Z. ATENCIOOLEWILER has been appointed Personal Representative of the Estate of DAVID BALL OLEWILER, deceased.

All persons having claims against this estate are required to present their claims within two (2) months after the date of the first publication of this Notice or the claims will be forever barred.

Claims must be presented to the Personal Representative in care of her attorney GRADY LAW & MEDIATION LLC (DAVID A. GRADY) 2403 San Mateo NE, Suite W-20 Albuquerque, New Mexico 87110 Fax 505.814.7727 or filed with the Probate Court Clerk PO Box 488 Albuquerque, New Mexico 87103 GRADY LAW & MEDIATION LLC Attorney for Personal Representative BY /s/ David A. Grady DAVID A. GRADY 2403 San Mateo NE, Suite W-20 Albuquerque, New Mexico 87110 Telephone 505.814.7720 Fax 505.814.7727 HCS Pub. January 4, 11, 2013

SECOND JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO NO. D-202-PB-2012-00562 IN THE MATTER OF THE ESTATE OF DAVID BRYANT EXUM, Deceased.

NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that Michelle A. Exum has been appointed as Personal Representative of this Estate.

Any person having a claim against this estate is required to present his/her claim within two (2) months after the date of the first publication of this Notice or the claim will be forever barred.

Claims must be either (a) presented by mail or in person to the Personal Representative at the offices of the attorneys for the estate (Keleher & McLeod, P.O. Box AA, Albuquerque, New Mexico 87103, Attn: Chad F. Worthen, Esq.), or (b) filed with the Second Judicial District Court, Bernalillo County, P.O. Box 488, Albuquerque, New Mexico 87103 (400 Lomas N.W., Albuquerque, New Mexico 87102).

DATED: Michelle A. Exum KELEHER & McLEOD, P.A. By /s/ Chad F. Worthen STATE OF NEW MEXICO Chad F. Worthen IN THE PROBATE COURT P.O. Box AA COUNTY OF BERNALILLO Albuquerque, New Mexico NO. 2012-732 87103 (505) 346-1313 IN THE MATTER OF THE Attorneys for the Estate ESTATE OF HCS Pub. January 4, 11, 2013 NINA JANELLE STAMPER (aka N. JANELLE STAMPER),

STATE OF NEW MEXICO No. SA-2012-0126 IN THE MATTER OF THE ADOPTION PETITION OF JOHNNY A. MONCAYO SR. AND DOLORES A. MONCAYO. NOTICE OF PETITION FOR ADOPTION TO: Steven Sanchez and John Doe YOU ARE HEREBY NOTIFIED that the Petitioners in the abovecaptioned case have filed a petition for the adoption of Brianna Haylee Marie Moncayo and Joseph Christopher James Moncayo, minor children, in the above entitled cause and Court, in which said Petitioners prayed for a decree allowing them to adopt the above named adoptees. It is alleged in the petition for adoption that John Doe is the unknown biological father of adoptee Brianna Haylee Marie Moncayo and Steven Sanchez is the biological father of adoptee Joseph Christopher James Moncayo.

And you are notified that unless you respond to the petition for adoption by February 7, 2013, the petition for adoption and the relief prayed for will be granted by the Court. The Court is the Second Judicial District Court, Children’s Court Division, located at the John Brown Juvenile Justice Center, 5100 Second St. NW, Albuquerque, New Mexico 87107.

Attorney for Petitioners: JEFFREY KAUFFMAN Address: 1011 LOMAS BLVD NW ALBUQUERQUE, NM 87102 (505) 242-1754 WITNESS the Honorable M. Monica Zamora, District Judge of the Second Judicial District Court, Children’s Court Division, of the State of New Mexico, County of Bernalillo and the Seal of the District Court of Bernalillo County this DEC 20 2012.

GREGORY T. IRELAND CLERK OF THE DISTRICT COURT By: /s/Corina Plata Deputy HCS Pub. December 28, 2012 January 4, 11, 18, 2013

DIVORCE

STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT No. D-202-DM-2012-04855 VONDELL JONES, Petitioner, vs.

JEWEL DAVIS, Respondent.

NOTICE OF PENDENCY OF ACTION STATE OF NEW MEXICO to the above-named Respondent, Jewel Davis, Greetings: You are hereby notified that the above-named Petitioner, Vondell Jones, has filed a Petition against you in the Second Judicial District Court in the County of Bernalillo, New Mexico, and cause, the general object thereof being: ADOPTIONS Petition for Dissolution of Marriage.

Unless you enter your appearance or file a response SECOND JUDICIAL DISTRICT to the above-referenced Petition for Dissolution of Marriage CHILDREN’S COURT within thirty (30) days from the ATTORNEY last date of publication of this COUNTY OF BERNALILLO

notice, then a default judgment may be entered against you.

Attorney for Petitioner is COLLINS & COLLINS, P.C. (Courtney Weaks), P.O. Box 506, Albuquerque, New Mexico, 87103, or (505) 242-5958.

WITNESS Honorable Judge Elizabeth Whitefield, District Judge of the Second Judicial District Court of the State of New Mexico, and the seal of the District Court of Bernalillo County, this 11th day of December, 2012.

GREGORY T. IRELAND Clerk of the District Court

By DEBRA GONZALES Deputy Clerk HCS Pub. December 14, 21, 28, 2012 January 4, 2013

Jan. 4, 2013

Petitioner, pro se HCS Pub. December 28, 2012 January 4, 2013

SECOND JUDICIAL DISTRICT COURT STATE OF NEW MEXICO COUNTY OF BERNALILLO No. CV 2012-11507 IN THE MATTER OF A PETITION FOR CHANGE OF NAME OF Daniel Lee Van Gorden NOTICE OF CHANGE OF NAME TAKE NOTICE that in accordance with the provisions of Sections 40-8-1 through 408-3, N.M.S.A. 1978, Daniel Lee Van Gorden will apply to the Honorable BEATRICE BRICKHOUSE, District Judge NAME CHANGE of the Second Judicial District, at the Second Judicial District Courthouse at Albuquerque, New Mexico, at 11:00 o’clock a.m., on the 1st day of February, 2nd JUDICIAL DISTRICT 2013, during a regular term of COURT the Court, or as soon thereafter COUNTY OF BERNALILLO as the matter may be heard for STATE OF NEW MEXICO an Order for a change of name NO. CV 2012-11464 from Daniel Lee Van Gorden IN THE MATTER OF THE to Danielle Lee Van Gorden.

PETITION OF Submitted by: James Pepper McLaughlin /s/ Daniel Lee Van Gorden FOR CHANGE OF NAME Petitioner Pro Se NOTICE OF PETITION TO HCS Pub. December 28, 2012 CHANGE NAME NOTICE IS HEREBY January 4, 2013 GIVEN that James Pepper McLaughlin, a resident of the City of Albuquerque, County of STATE OF NEW MEXICO Bernalillo, State of New Mexico, IN THE PROBATE COURT and over the age of fourteen BERNALILLO COUNTY years, has filed a Petition to No. 2012-721 Change Name in the 2nd District Court, Bernalillo County, New IN THE MATTER OF THE Mexico, wherein he/she seeks ESTATE OF to change his/her name from ALAN M. TADAY, DECEASED. NOTICE TO CREDITORS James Pepper McLaughlin to Pepper McLaughlin, and NOTICE IS HEREBY GIVEN that this Petition will be heard that the undersigned has appointed personal before the Honorable TED been BACA, District Judge, on the representative of this estate. All 16th day of January 2013, at persons having claims against the hour of 8:30 a.m., at the this estate are required to Bernalillo County Courthouse, present their claims within two Albuquerque, New Mexico. (2) months after the date of the first publication of this notice, or Respectfully submitted, the claims will be forever barred. /s/ James Pepper McLaughlin Claims must be presented either James Pepper McLaughlin to the undersigned personal Petitioner, pro se representative at the address HCS Pub. December 28, 2012 listed below, or filed with the January 4, 2013 Probate Court of Bernalillo, County, New Mexico, located at the following address: One Civic Plaza, 6th Floor, 2nd JUDICIAL DISTRICT Albuquerque, NM 87102.

COURT Dated: December 17, 2012 COUNTY OF BERNALILLO /s/ Stephen T. Taday, Jr. STATE OF NEW MEXICO STEPHEN T. TADAY, JR. NO. CV 2012-11227 P. O. Box 2064 IN THE MATTER OF THE Corrales, NM 87048 PETITION OF (505) 480-4318 Maria Enriquez Silva THURMAN W. MOORE III FOR CHANGE OF NAME OF Attorney at Law Elisandro Morales Enriquez P.O. Box 7218 NOTICE OF PETITION TO Albuquerque, NM 87194 CHANGE NAME (505) 244-0724 (OF PERSON UNDER 14 HCS Pub. December 28, 2012 YEARS OF AGE) January 4, 2013 NOTICE IS HEREBY GIVEN that Maria Enriquez Silva, has filed a Petition to Change the Name of his/her child, from 2nd JUDICIAL DISTRICT Elisandro Morales Enriquez to COURT Alexander Enriquez Silva. This COUNTY OF BERNALILLO Petition will be heard before the STATE OF NEW MEXICO Honorable JUDGE BEATRICE NO. CV 2012-11633 BRICKHOUSE, District Judge, IN THE MATTER OF THE on the 10th day of Jan, 2013, at the hour of 11:00 a.m., at the PETITION OF Marrillita Matilde Lopez aka Bernalillo County Courthouse, Marrillita Matilde Lorencita Albuquerque, New Mexico.

Thais Respectfully submitted, FOR CHANGE OF NAME /s/ Maria Enriquez NOTICE OF PETITION TO Maria Enriquez

Jan. 4, 2013

CHANGE NAME (ADULT) NOTICE IS HEREBY GIVEN that Marrillita Matilde Lopez aka Marrillita Matilde Lorencita Thais, a resident of the City of Albuquerque, County of Bernalillo, State of New Mexico, and over the age of fourteen years, has filed a Petition to Change Name in the 2nd District Court, Bernalillo County, New Mexico, wherein he/she seeks to change her name from Marrillita Matilde Lopez aka Marrillita Matilde Lorencita Thais to Mary Matilde Lopez, and that this Petition will be heard before the Honorable Nan Nash, District Judge, on the 31st day of January 2013, at the hour of 1:20 p.m., at the Bernalillo County Courthouse, Albuquerque, New Mexico.

Respectfully submitted, /s/ Marrillita Matilde Lopez Marrillita Matilde Lopez aka Marrillita Matilde Lorencita Thais Petitioner, pro se HCS Pub. January 4, 11, 2013

2nd JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO NO. CV 2012-11612 IN THE MATTER OF THE PETITION OF Tiffany Nichole Cavazos FOR CHANGE OF NAME NOTICE OF PETITION TO CHANGE NAME (ADULT) NOTICE IS HEREBY GIVEN that Tiffany Nichole Cavazos, a resident of the City of Albuquerque, County of Bernalillo, State of New

Health City Sun LEGAL NOTICES Mexico, and over the age of fourteen years, has filed a Petition to Change Name in the Second District Court, Bernalillo County, New Mexico, wherein she seeks to change her name from Tiffany Nichole Cavazos to Tiffany Nichole Scott, and that this Petition will be heard before the Honorable CLAY CAMPBELL, District Judge, on the 31 day of JAN 2013, at the hour of 10:15 a.m., at the Bernalillo County Courthouse, Albuquerque, New Mexico.

Respectfully submitted, /s/ Tiffany Nichole Cavazos Tiffany Nichole Cavazos Petitioner, pro se HCS Pub. January 4, 11, 2013

Jo-Asia Baca Petitioner, pro se HCS Pub. January 4, 11, 2013

2nd JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO NO. CV 2013-00016 IN THE MATTER OF THE PETITION OF Joseph Louis Perez FOR CHANGE OF NAME NOTICE OF PETITION TO CHANGE NAME (ADULT) NOTICE IS HEREBY GIVEN that Joseph Louis Perez, a resident of the City of Albuquerque, County of Bernalillo, State of New Mexico, and over the age of fourteen years, has filed a Petition to Change Name in the 2nd District Court, Bernalillo County, New Mexico, wherein he seeks to change his name from Joseph Louis Perez to Joe Louis, and that this Petition will be heard before the Honorable DENISE BARELA SHEPHERD, District Judge, on the 1st day of February 2013, at the hour of 11:00 a.m., at the Bernalillo County Courthouse, Albuquerque, New Mexico.

Respectfully submitted, /s/ Joseph Louis Perez Joseph Louis Perez Petitioner, pro se HCS Pub. January 4, 11, 2013

2nd JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO STATE OF NEW MEXICO NO. CV 2012-11521 IN THE MATTER OF THE PETITION OF Jo-Asia Baca FOR CHANGE OF NAME OF Alyanna Ayala NOTICE OF PETITION TO CHANGE NAME (OF PERSON UNDER 14 YEARS OF AGE) NOTICE IS HEREBY GIVEN that Jo-Asia Baca, has filed a Petition to Change the Name of his/ her child, from Alyanna Ayala to Alyanna Baca. This Petition will be heard before the Honorable Clay Campbell, District Judge, on the 31st day of January, 2013, at the hour of 10:15 a.m., at the SECOND JUDICIAL DISTRICT Bernalillo County Courthouse, COURT Albuquerque, New Mexico.

COUNTY OF BERNALILLO Respectfully submitted, STATE OF NEW MEXICO /s/ Jo-Asia Baca NO. CV 2013-00032

IN THE MATTER OF THE PETITION OF Kristin E Tikkanen FOR CHANGE OF NAME NOTICE OF PETITION TO CHANGE NAME (ADULT) NOTICE IS HEREBY GIVEN that Kristin E Tikkanen, a resident of the City of Albuquerque, County of Bernalillo, State of New Mexico, and over the age of fourteen years, has filed a Petition to Change Name in the ____________ District Court, ____________ County, New Mexico, wherein she seeks to change his/her name from Kristin E Tikkanen to Kristin Edna Favatella, and that this Petition will be heard before the Honorable JUDGE BEATRICE BRICKHOUSE, District Judge, on the 1st day of Feb 2013, at the hour of 11:00 a.m., at the Bernalillo County Courthouse, ABQ., New Mexico.

Respectfully submitted, /s/ Kristin E Tikkanen Kristin E Tikkanen Petitioner, pro se HCS Pub. January 4, 11, 2013

COUNTY BUSINESS

AGENDA STATE OF NEW MEXICO PUBLIC EMPLOYEE LABOR RELATIONS BOARD Duff Westbrook, Board Chair PELRB’s next Board Meeting will be held at 9:00 a.m. on Tuesday, January 15, 2013 in the Board’s offices on 2929

Coors Blvd NW Suite 303 Albuquerque, New Mexico Meeting Agenda: 1. Call to Order 2. Approval of Agenda 3. Approval of November 8, 2012 Board Meeting minutes 4. Public Comments 5. Approval of Local Board a. North Central Regional Transit Authority; PELRB No. 312-12 6.

Appeal of Hearing Officer’s Decisions: a. AFSCME v. NM Dept. of Corrections; PELRB No. 311-11 b. AFSCME, Council 18 v. State of New Mexico; PELRB No. 144-09 7. Review and/or Ratification of Hearing Officer Decisions: a. Abandonment of Bargaining Unit; UMW and McKinley County b. Approval of Settlement Fleming v. AFSCME, Council 18, AFL-CIO; PELRB No. 110-12 c. Approval of Settlement Chauffeurs, Teamsters and Helpers, Local 492 v.

North Central Solid Waste Authority; PELRB No. 311-12. d.

AFSCME, Council 18 v.

NM Department of Health; PELRB No. 115-12 8. Closed session. Pursuant to exclusions from the Open Meetings Act in Section 1015-1(H) to Review employee discipline and discuss recruiting and hiring new Administrative Assistant; transfer of fiscal duties.

9. New Business: a. Schedule next meeting 10. Adjourn Updated and amended Agendas may be picked up at the PELRB office up to twenty-four hours in advance or at the board meeting. The Public Employee Labor Relations Board will generally, upon request, provide appropriate aids and

Page 5

services leading to effective communication for qualified persons with disabilities so they can participate in the Board’s programs. Anyone who requires an auxiliary aid or service for effective communication, or a modification of policies or procedures to participate in a program, service, or activity should contact the Executive Director of the Public Employee Labor Relations Board, (505) 831-5422 as soon as possible but no later than 48 hours before the scheduled event. Complaints that a program, service, or activity of the Public Employee Labor Relations Board is not accessible to persons with disabilities should be directed to the Executive Director of the Public Employee Labor Relations Board.

HCS Pub. January 4, 2011

EMPLOYMENT/ DRIVERS CRYOGENIC TRANSPORTATION LLC Has an immediate need for Class A CDL drivers out of ALBUQUERQUE, NM. We offer OTR positions (2-3 weeks out at a time), competitive pay, medical benefits for you and your family, paid training on product handling, paid uniforms, paid vacations, 401K & MORE! Requirements: 2 years TractorTrailer experience, Tank & Hazmat endorsements (or ability to obtain) & Safe Driving Record.

APPLY NOW at TheKAG.com Or call Recruiting at (800) 871-4581 HCS Pub. December 14, 21, 28, 2012 January 4, 2012

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Health City Sun

www.healthcitysun.com

C O M M E N TA R Y

Marilyn Carlson Nelson to Speak at the International Tour Managment Institute (ITMI) Symposium on January 30th in Albuquerque International Tour Management Institute (ITMI), America’s premier training and certification program for professional tour directors and guides, is the first tourism school to integrate human trafficking awareness training into its curriculum. On January 30th 2013, ITMI will become a signatory to the travel industry’s international Code of Conduct for the Protection of Children from Sexual Exploitation in Travel and Tourism.

ITMI is proud to announce that Marilyn Carlson Nelson, chairman and former CEO of Carlson, which includes Radisson and Radisson Blu Hotels, Country Inns & Suites, Carlson Wagonlit Travel and T.G. I. Friday’s, will be speaking at its Code signing ceremony in Albuquerque. In 2004, Ms. Nelson co-chaired the World Economic Forum’s annual meeting in Davos, Switzerland. That year, she also signed the travel industry’s Code of Conduct to prevent the sexual exploitation of children in tourism, making Carlson the first U.S.-based, global travel and hospitality company to become a signatory. Ms. Nelson is the former chair of the U.S. Travel and Tourism Advisory Board and the 2010 recipient of the United Nations G.I.F.T. “Business Leader Award” to prevent human trafficking.

“The travel and hospitality industry is in a unique position to address this problem and we all have a responsibility to do so,” says Ms. Nelson. Carlson’s more than 170,000 employees in 150 countries receive training to deter the sexual exploitation of children in tourism. Front desk hotel employees, for example, are encouraged to look for visual clues like signs of abuse or fear among potential victims; young people made up to look older; and clients who pay with cash, are reluctant to provide identification or have no luggage.

“As a leader in the education of tour directors, guides and tourism industry professionals it is our responsibility to provide our students and partners with the training to recognize and report potential traffickers,” said Ted Bravos, CEO of ITMI. “Tourism industry professionals can make a tremendous impact in helping to end this horrific crime.”

About ITMI: Since 1976, ITMI has been America’s premier training and certification program for professional tour directors, guides and travel staff. For more information about ITMI or the Symposium, contact Annemarie Osborne Annemarie.Osborne@gmail.com (800) 442-4864 (415) 957-9489 or visit http://www.itmisf.com.

Happy New Year!!

From all of us at the Health City Sun

(505) 242-3010

Health City Sun

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C O M M E N TA R Y

Mike “Coach K” Krzyzewski Shares Insight Into His Battle With Osteoarthritis A

t one point in his career, Mike “Coach K” Krzyzewski never thought he would see this moment. As the USA men’s basketball team stood on the podium to receive its 2012 Olympic gold medal, Coach K thought back to a more difficult time, when he was in constant pain.

results in swelling, pain and limited range of motion. Still, people wait up to 11 years before seeking hip and knee replacement surgery.*

The pain started in his groin and began to consume his daily life. As the men’s basketball coach at Duke University, he needed to support his team, actively running up and down the court. But his pain slowed him down and eventually caused him to coach from a sideline chair.

In an effort to encourage those suffering from severe joint pain to talk to their doctor about treatment options, Coach K teamed up with DePuy Orthopaedics, Inc. to share his experience with osteoarthritis and hip replacement surgery. His story is part of the booklet “Had I Known Then,” edited by Ellyn Spragins, author of the best-selling “Letters to My Younger Self®” book series. “Had I Known Then” includes letters from joint replacement patients to their younger selves to provide encouragement and insight about their own experiences.

“I really came close to retiring from coaching because the pain was getting unbearable both on and off the court, despite daily medication and physical therapy,” said Coach K. “That ‘99 season could very well have been my last if I had not gotten help.”

Coach K’s Journey To Hip Replacement He finally saw a doctor and found out the pain was caused by severe osteoarthritis in his left hip. In 1999, after consulting with an orthopaedic surgeon, he had his left hip replaced. A couple years later, when he experienced similar symptoms in his right hip, Coach K didn’t wait as long. He spoke with his orthopaedic surgeon right away and they decided to replace his right hip. Following both procedures, he underwent post-surgery rehabilitation to facilitate his recovery.

But Coach K isn’t the only one who has had severe joint pain. In fact, one in five Americans suffers from a debilitating joint disease called osteoarthritis, a leading cause of disability in the U.S. Osteoarthritis begins with stiffness and pain from the affected joint and can eventually lead to long-term health problems if left untreated. The disease wears down the cartilage in the affected joints, which causes the bones to rub together and

Resource for Those Experiencing Severe Joint Pain

“With the benefit of hindsight, I realized that, for all those years when I was suffering from osteoarthritis, I was bringing other opponents to the basketball court—pain, fatigue, lack of movement—and that really limited my ability to be a good leader and coach. I was battling a lot of opponents, not just those on the court. I really wish I would have had my hip replaced sooner,” said Coach K. Through speaking with Coach K and others who suffered from osteoarthritis, Ellyn Spragins discovered that few people reflect on the impact their health has on their lives, even though physicality is intimately tied to emotional well-being. With this collection of letters, she hopes the booklet inspires people to learn from the examples of other joint replacement patients and consider the impact that arthritis pain is having on them and their families now and how treatment could affect the course of their lives.

To read the booklet, including Coach K’s letter to his younger self, visit www.HadIKnownThen.com. - (NAPSI)

Take Aim At Skin Imperfections

W

hen it comes to skincare, women and men are taking serious aim at enlarged pores.

“The obsession over pores has increased given the link between pore size and skin radiance. Everyone knows that the smaller the pore, the younger, tighter and healthier skin looks,” says board-certified dermatologist Dr. Jody Levine. While we can’t change our genes, Levine confirms there is hope for keeping enlarged pores at bay. “Properly caring for your skin and following a dedicated skincare regimen is a must in the battle against enlarged pores.”

Pore size is exacerbated by dirt and oil—both of which lead to inflammation and acne—so keeping skin clean is essential.

“Your skin needs to breathe, so remember to wash your face each morning and night to remove oils, makeup and so on,” she advises. “Avoid using harsh soaps on your face, as abrasive products can aggravate skin.”

Dr. Levine recommends a targeted regimen from Algenist Skincare’s Multi-Perfecting Collection for the ongoing treatment of pores. “The Pore Corrector Concentrate is a must-have for tightening pores, reducing discoloration, smoothing roughness and refining skin texture.” Independent clinical testing found the product smooths skin texture by 24 percent and decreases pore size by 10 percent. --- (NAPSI)

Health City Sun

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www.healthcitysun.com

C O M M E N TA R Y

Caution: Tablets At Work E

ntertaining as they are, tablet computers and smartphones are not all fun and games.

Consider this: With 75 percent of all workers involved in jobs that require mobility, handheld devices are playing an increasing role in business. In fact, according to The Mac Observer, 94 percent of Fortune 500 companies were either testing or deploying iPads for business use, while Forrester Research recently reported that 81 percent of companies have plans for tablet use and predicts 250 million tablets will be in employees’ hands by 2016.

Field staff and utility workers such as repair technicians use tablets for appointment information and access to diagrams and repair manuals.

With all these tablets going to work, companies are scrambling for technology that protects their investments. iPads don’t do water. Nor do they do dirt, snow or shock. Whether out at a construction site with dust, shock and weather to contend with or in a classroom where accidental drops and sticky fingers can wreak havoc, businesses want their employees to be able to conduct “business as usual” without worrying about their investment going down the drain.

In addition to e-mail and Internet access, workers use tablets for specialized apps or for remote uses such as sales support and customer presentations. Across industries, executives are using them for management dashboards and project management apps.

Though there are ruggedized protective cases that allow tablets to withstand some calamities, they can be bulky and limit access to key tablet functions.

Health care offices are passing out tablets so patients can complete medical histories online. Hospitals use them for electronic record keeping, paperless prescriptions, diagnostic reports and teaching tools. EMTs and fire departments use tablets for real-time data to reduce risk, improve safety and support information sharing between agencies.

Now there’s an option to protect onthe-go workhorse tablets no matter where they are or what they are doing. Sleekly designed to add only a fraction of an inch to an Apple iPad, the LifeProof nüüd case protects against water, dirt, snow and shock-while maintaining access to all tablet functions. It gets its name from its unique design, which protects the tablet without covering up the screen.

Tablet use in education is also booming.

According to one recent survey, 26 percent of teachers have access to tablet computers and 55 percent of administrators and 47 percent of principals have tablet access. Some school districts let students bring their own tablets to support classroom learning and bring textbooks to life.

Optional accessories include shoulder and hand straps, a floating LifeJacket and a cover that also functions as an adjustable stand for watching movies or typing. The company also has a line of protective cases for smartphones.

(NAPSI)

A Financial Tool For Older Americans

B

eginning March 1, 2013, the U. S. Treasury will no longer issue paper checks for federal benefits, including Social Security, instead requiring recipients to switch to electronic payments.

If beneficiaries do not set up their own electronic direct deposit to a bank account, they will receive their federal benefits on a prepaid card.

To provide older Americans with more choices, AARP Foundation has endorsed a full-featured reloadable prepaid MasterCard® card from Green Dot Corporation designed to serve as a direct deposit option for government benefits and everyday use. Available online or at participating CVS/pharmacy, Rite Aid and Walgreens stores nationwide, the AARP Foundation

Prepaid MasterCard from Green Dot can be used everywhere Debit MasterCard is accepted, including to shop online. It does not require a credit check to sign up and never charges overdraft or low balance fees.

There are no monthly service fees as long as the cardholder makes a direct deposit of at least $250 in that month. This amount is well below the average monthly Social Security benefits of $1,200 for a retired worker and $600 for spouses and children. Otherwise, the monthly fee is $5.95.

Services on the card include an interest-bearing savings account, a nationwide ATM network with no withdrawal fees, a free online bill-paying service, and free paper statements upon request. The card and savings account are issued by The Bancorp Bank, Member FDIC, a wholly owned subsidiary of The Bancorp, Inc. The Bancorp Bank; Member FDIC. “Social Security is a major income source for millions of older Americans,” said Jo Ann Jenkins, president, AARP Foundation. “The AARP Foundation Prepaid MasterCard from Green Dot provides a safe and reliable option to help them manage their finances and protect their benefits.”

“This product is more than just a prepaid card for federal benefit recipients,” said Kostas Sgoutas, Green Dot’s Chief Revenue Officer. “It’s a convenient, low-cost option for older Americans that can also be reloaded with funds from other sources, such as a part-time job, or with cash.”

(NAPSI)