Habitat for Humanity of Greater Nashville 2022 Annual Report

2022 Annual Report

Habitat for Humanity brings people together to build homes, communities and hope.

“I have a dream of owning my own home and being able to provide for myself without working two jobs.” Erica

Partnerships create pathways of hope and stability

FOR HUMANITY OF GREATER NASHVILLE

“So many people say you can’t own a home. This process says you can.” Sabrina

Daughter | Mother home buying duo Sabrina and Beverly

Habitat for Humanity brings people together to build homes, communities and hope.

We are all experiencing the remarkable growth in Greater Nashville and some of the opportunities and challenges that come from being a part of a rapidly changing community. As this trans formation occurs, we must ask ourselves, ‘What kind of community do we want to be in the future?’ The answer starts with how we treat our neighbors, new and old, now.

Many of us know the Bible verse in John that expresses the universal definition of love, “Greater love has no one than this: to lay down one’s life for one’s friends.”

“Greater love” is not the love between two people who are mutually attracted, but closer to the love a parent has for a child, which is a selfless love, focused on the well-being and concern for the other.

To “lay down one’s life” calls us to put others above ourselves even when it comes at a sacrifice.

And “for one’s friends” expresses that we choose to love and sacri fice for others who might look, think, and act differently than we do.

So, when we apply this universal standard of how to treat one another to our Habitat for Humanity mission of putting God’s love into action bringing people together, we can clearly see the call to lay down our personal interests or agendas to better love our neighbors. At Habitat for Humanity, we have this opportunity daily, working with you and our partners to offer the life-changing experience of homeownership, which is becoming increasingly difficult to obtain for the working people of our community.

Habitat for Humanity is uniquely positioned to be a catalyst for bringing light into our community, not by picking a side or drawing a line, but rather by bringing people together, focusing on others rather than ourselves, calling ALL friends, and offering the opportunity for homeownership in a time when the stability of home is so desperately needed. Isn’t that the type of community we want to be, not only now but for future generations?

Thank you for being an example to our community through your selfless acts of service done through this ministry of building homes, communities and hope, and for your continued support.

Danny Herron President and CEO

Partnerships create pathways of hope and stability

FOR HUMANITY OF GREATER NASHVILLE

“My jobs have always been about helping my community. With Habitat, I feel supported.” David

Habitat for Humanity brings people together to build homes, communities and hope.

Corporate Partners

Partnering with Habitat for Humanity in support of the working people in our community offers a unique hands-on volun teer experience for employees, clients and congregants, enriching an organization’s goals in terms of social responsibility, community involvement, and team building. Since 1985, Habitat of Greater Nashville has provided affordable homeownership opportunities to more than 1,000 individuals and families thanks to our corporate, faith, foundation, and government partnerships.

Corporate milestones: When you think about the landscape of corporate partners and organizations who invested in our Fall 2021 and Spring 2022 build seasons, it is tremendous. Collectively,

To become a corporate partner, contact Lauren Lane Payne at 615-942-1256.

these sponsors have funded the construc tion of more than 465 homes for hardworking Nashvillians who qualify for Habitat’s home ownership program. Not only have they given of their treasure, but also of their time and talents. They have worked alongside future Habitat homeowners as they engaged volunteers from their orga nizations to swing a hammer, paint a wall, install a kitchen cabinet, and more. It is incredible to say that many of our sponsors have crossed the 5th, 10th, 20th and 25th home sponsorship threshold!

Every year, our generous sponsors have a choice. They can see the need for an affordable place to call

home and just say more is needed, or they can see it and step up to make an impact. Thank you to all of our sponsors who stepped up to make an impact on the need for affordable homeownership opportunities in Nashville.

Corporate Fall 2021 and Spring 2022

Number of corporations 64

Number of volunteers 2,340

Number of volunteer hours 18,720

Total build support ......... $985,050

Partnerships create pathways of hope and stability

FOR HUMANITY OF GREATER NASHVILLE

“I am working to show my daughter what it looks like to be strong and successful. You are helping me feel like I have won in life.”

Shatika

Habitat for Humanity brings people together to build homes, communities and hope.

Faith Partners

To become a faith partner, contact Kevin Roberts at 615-942-1214.

Habitat partnered with nine new minority congregational partners this past year, repre senting diversity, equity and inclusion, not only among our faith partnerships but in our overall volunteer footprint as well. Habitat brings people of all faiths together to celebrate unity, building and sponsoring Habitat homes. The longest standing consecutive Habitat build is the Unity Build, which celebrated its 30th home in 2021. To commemorate interfaith harmony, a special celebration is held annually at The Temple Ohabai Shalom, where a Jewish rabbi welcomes to the pulpit clergy from Islamic, Unitarian, Hindu, and Christian traditions.

Faith milestones:

• Habitat partnered with our first Hispanic congregation, welcoming Iglesia

Metodista

“Brothers and sisters, so many of us are builders. We are craftsmen and arti sans and laborers who build all over this city. We build homes, tall buildings and small build ings, fences and roads. The owners don’t even know our names. But, in the name of God, Habitat for Humanity is inviting us to help BECAUSE they know us. They know our Pastor Myriam. They know our worship. And they are inviting us, because they need what we have to offer. We should join this effort called Methodist Build for Habitat,” said one Ebenezer Church member.

• A longtime member of the Catholic

Build, Christ the King Catholic Parish, in addition to participating in the annual Cath olic build at a sponsorship level of $15,000, also built a home with a solo sponsorship of $63,000.

• Habitat welcomed a new congregational sponsor in St. Verena Coptic Orthodox Church as the only English speaking Coptic Orthodox church in Nashville.

Faith Fall 2021 and Spring 2022

Number of congregations 58

Number of volunteers 809

Number of volunteer hours ......6,472

Total build support .......... $493,750

Unida Ebenezer to the build site as a member of the Methodist Build.

Tim from our African Methodist Episcopal partners on the Sherwood Commons build site.

Partnerships create pathways of hope and stability

Erin

“I have been working toward homeownership for my son, who wants to be a superhero, and the time is now!”

Habitat for Humanity brings people together to build homes, communities and hope.

Grant and Foundation Partners

Gifts from private foundations and partner ships with federal and local governments provide millions of dollars each year that help Habitat buy land, develop infrastruc ture and lots, build homes, and provide future Habitat homebuyers with down-pay ment assistance. Foundation partners this year include: The Frist Foundation, the Joe C. Davis Foundation, The Memorial Foundation, The Blevins Family Advised Fund, The Jackson Foundation, and two Anonymous Donors. Government funders and other partners include the U.S. Depart ment of Housing and Urban Development’s HOME grant, the Self-help Homeowner ship Opportunity Program (SHOP) grant, and the Community Development Block Grant (CDBG); Metropolitan Government of Nashville and Davidson County’s Barnes Fund for Affordable Housing; Metropolitan Development and Housing Agency (MDHA); The Housing Fund; Tennessee Housing Development Agency (THDA); Habitat for Humanity International; and Habitat for Humanity of Tennessee.

Highlights: The Housing Fund and MDHA partnered to provide more than $1 million in Community Development Block Grant funds to help Habitat build townhomes in the Sher wood Commons community. As longstanding partners and supporters of affordable home ownership, The Housing Fund and MDHA teams also joined us on site to help build the townhomes and to celebrate the new home owners’ successes.

The Metropolitan Government of Nash ville and Davidson County’s Barnes Fund for Affordable Housing awarded Habitat $5 million in grants to help develop infra structure and lots this year and build homes in 2023 and 2024 at Village by the Creek, Habitat’s next neighborhood in North Nash ville that will include 58 single-family homes. The Barnes Fund grants also provide critical

funding for down-payment assistance that, when combined with Habitat’s zero-percent interest mortgage, helps people earning incomes below 80% of the Area Median Income afford to buy a home in a skyrock eting housing market.

Looking ahead to Habitat’s builds in 2025, supporters collectively provided more than $1 million of funding this year toward an exciting collaborative project Habitat is leading in North Nashville,

Special thanks to:

which involves building 26 Habitat homes, establishing a new Metro Park, and revitalizing the beloved Parkwood Community Club baseball field complex. Supporters to date include Bank of America through their highly competitive Neighborhood Builders grant, The Frist Foundation, The Memorial Foundation, and the Joe C. Davis Foundation, along with the generous support of Russ and Allison Burns, Schneider Electric and Nissan North America.

To become a grant or foundation partner, contact Laura Gore at 615-942-1257.

MDHA Executive Director Dr. Troy White speaks at a Sherwood Commons dedication.

Partnerships create pathways of hope and stability

HABITAT FOR HUMANITY OF GREATER NASHVILLE

“Being a part of the Habitat program teaches me how to own a home and how to keep my home.”

LaTasha

Habitat for Humanity brings people together to build homes, communities and hope.

Sherwood Commons

Storyboard of our first townhome community

Every person who purchases a Habitat for Humanity home has a story

Habitat of Greater Nashville began construction on its first 26-unit townhome neighborhood, Sherwood Commons, in the spring of 2021. It was a long journey birthed with excitement and hope. The mostly two-bedroom townhome commu nity brought a new clientele of young professionals and a few retirees trying to find peace and stability in a city that has become too expensive to live in for all of them. And while there were certainly

challenges along the way, three dedication celebrations in May, June, and July of 2022 marked the completion of a long journey for not only the 26 new Habitat home owners, but also for the many sponsors, volunteers and Supervisors-On-Site who all welcomed the final homeowner cutting the red ribbon on a rainy July day. The journey was not easy. As the walls were going up, the world around us changed drastically.

Homeowners profiles

Age range 24 - 75

Average income $47,500

Total number of children 15

Habitat’s homeownership program is a way to stabilize and empower families and create long-term equity while building communities. Without programs like Habitat, many of our homeowners tell us they had no hope of ever creating a safer environment of peace and security for their families.

“But when they found Habitat, they found hope. The words and phrases that come to mind as I think of them are: perseverance, grace, creativity, wisdom, gentleness, patience, perfection, humor, and thirst for knowledge.”

The city of Nashville has become unaffordable for many of the working individuals and families who live here. Median home prices reached over $480,000 and rents increased to $1,800 a month. Habitat homeowners embody the need for affordable homeownership for those who contribute their skills and gifts to our community.

Of those celebrating in July:

“Not only are these individuals purchasing our very first town homes, but they are also our first homeowners to fully complete the program in a pandemic. They completed our first ever online program application…”

— Casey Hawkins, Director of Homeowner Services

• “Seven (70%!) of them work for government or nonprofits

• Five work in healthcare related fields

• Two are employed in our school systems

• One works for our parks dept.

• One even works in affordable housing himself!”

Homeowner Lucy

Homeowner Sallie

Homeowner JaKymberlie

Habitat homeowners come into the homeownership program knowing it will mean hard work, time and sacrifice.

Of those celebrating in June:

• “Moms determined to provide a better life for their children

• Grandmothers staring at the next season of their life, dreaming of a safe place to host family and grandkids

• And exceptional individuals who are daily sharing their talents with the world, seeking out education, but lacking a sense of home and a place to rest.”

In addition to being the first town home neighborhood built by Habitat of Greater Nashville, the world roiled in a pandemic ushering in Zoom classes, face coverings, and personal protective gear on the build site. Coupled with labor shortages and supply chain disruptions, this challenged us to continue to build homes, communities and hope.

One of the many benefits of the Habitat homeownership program is that Habitat is the mortgage holder creating a Pay It Forward system.

“And we’ve stood out here together on early Saturday and Sunday mornings staring at a foundation or wall panels, dreaming together, of what this was really going to be!”

Habitat’s homeownership program is a way to stabilize and empower families and create long-term equity while building communities. Without programs like Habitat, many of our homeowners tell us they had no hope of ever creating a safer environment of peace and security for their families.

“They’ve budgeted, and then budgeted some more to improve their financial wellness, pay off debts, save for closing costs and learn what it takes to be successful homeowners.”

Habitat for Humanity thanks each sponsor, volunteer, Supervisor-On-Site, staff member and most importantly our homeowners whose stories of deter mination, hard work, perseverance and triumph create a better world for us all.

“And that housing story has most often revolved around unsafe neighborhoods, poor conditions, and bad land lords. While these concerns still exist, affordability has quickly become the common theme. These homeowners embody the affordable housing crisis in our city, doing everything right to prepare for homeownership, but in a market that left them behind.”

“Finally remember, that each time you make your 0% interest, affordable mortgage payment, you are not only investing in your future and keeping a roof over your head, but you are paying it forward and creating opportunity for future Habitat homeowners.”

Homeowner David

Homeowner Deana

Homeowner Sammy

Homeowners Beverly and Sabrina

CEMETRA – PROMETRA

CMT

Costco

Crystal Art Gallery

Designers Gallery, Inc.

Dragonfly Consignment

English & Company, Inc.

GEODIS

Hart Ace Hardware

Home Depot Installation

Kirkland’s

Lowe’s

PPG Sims–Lohman

Sprintz Furniture

Tennessee Titans Tennsco

Warren Brothers Sash & Door

Belmont University

Belmont University Habitat Chapter

BrightQuest

Celebrity Home Loans

The Church of Jesus Christ Latter-day Saints

Dayspring Academy

Ensworth High School

Father Ryan High School

GAF

HCA Healthcare/TriStar Health

Holladay Properties

LBMC

Lipscomb University

Liquid Metal Battery Corp.

National Council on Aging

Nissan North America

University

Westminster Presbyterian Church Whiting-Turner Contracting Youth Works

Habitat for Humanity brings people together to build homes, communities and hope.

Divisions

Habitat for Humanity of Greater Nashville operates divisions in Wilson, Dickson, Cheatham and Robertson coun ties, with a Division ReStore in Dickson county. Habitat builds six homes a year in its divisions, in addition to its home builds in Davidson County. Dickson Habitat sponsors built a home for Maya in the spring of 2022; Cheatham sponsors built a home for LaTonya in the spring of 2022; and Wilson sponsors built four homes, for Misty and Starr in the fall of 2021, and Ashley and mother/daughter duo Alexis and Christina in the spring of 2022. The Robertson Division hosted its first Houses of Hope event in September 2022 and a home build is planned for fall 2023.

Wilson Division Events:

Wilson Golf Challenge

• Hosted at Hermitage Golf Course

• Raised $31,000 in support of affordable homeownerhsip

Wilson Houses of Hope

• Hosted at Farm Bureau Exposition Center

• 135 guests in attendance

• Raised $30,000 in support of affordable homeownerhsip

• Wilson Habitat honored Pat Douds for his longtime volunteer service to the Wilson Division as a Supervisor-On-Site.

Dickson Habitat homeowner Maya Cheatham Habitat homeowner LaTonya

Wilson homeowner Ashley and sponsor Wilson Bank & Trust

Wilson homeowner Alexis and sponsor House That Love Built 3

The Dickson Volunteer of the Year award was given to Supervisors-On-Site volunteers. Represented to accept the award were John Tencza (left) and Pat Douds (right). Pat Douds also received the Wilson Volunteer of the Year award. Both shown here with Habitat Divisions Volunteer Engagement Manager Geneva Phillips.

“Buying

HUMANITY OF GREATER NASHVILLE

Habitat for Humanity brings people together to build homes, communities and hope.

Divisions

Collective Data for ALL Divisions

Volunteers

Total number of volunteers in three counties 854

Total number of volunteer hours in three counties 10,119

Event Fundraising Total

All events raised $139,000 in support of affordable homeownership in Wilson, Dickson, and Cheatham counties

Volunteer Hours Breakdown

Wilson County

Number of volunteers 519

Number of volunteer hours 5,229

Cheatham County

Number of volunteers 177

Number of volunteer hours 1,882

Dickson County

Number of volunteers ............. 142

Number of volunteer hours ...... 1,268

SOS Volunteer Hours

Total Supervisors-On-Site 16 Total Supervisors-On-Site hours 1,740

Top SOS

Pat Douds: 318 build site hours

John Tencza: 344 build site hours

Tom Wallace: 225 build site hours

Karl Bentz: 183 build site hours

Dickson Division Events:

13th Annual Dickson Habitat Bowl-a-Thon

• Hosted at Thunder Alley Family Entertainment Center

• Raised $10,000 in support of affordable homeownerhsip

Dickson Houses of Hope

• Hosted at Cross Point Church in Dickson

• 185 guests in attendance

• Raised $33,000 in support of affordable homeownerhsip

• The Dickson Supervisor-On-Site (SOS) team was honored. SOS give generously of their time leading volunteer build activities for Habitat

• The Dickson ReStore honored volunteer Ernie Garrett

Dickson ReStore Volunteer of the Year awarded to Ernie Garrett (left), pictured here with Dickson ReStore Assistant Manager Terry Smith.

Cheatham Division Events: Cheatham Houses of Hope

• Banquet at Gateway Church Assembly of God

• 175 guests in attendance

• Raised $35,000 in support of affordable homeownerhsip

• The family of Donnie Kemp was honored with the Legacy of Hope Award for being longtime supporters of the Cheatham Habitat Division. Donnie passed away on Christmas day 2020.

The Kemp Legacy of Hope Award was created in honor of Donnie Kemp and was awarded to the Kemp family at the Cheatham Houses of Hope.

Partnerships create pathways of hope and stability

“We finally get to say, ‘This is our home, a safe place to live.’”

Alexis

Habitat for Humanity brings people together to build homes, communities and hope.

EXECUTIVE COMMITTEE

CRISTINA OAKELEY, Chair Caliente Consulting, LLC

YVETTE DORAN, Vice Chair Ascension Saint Thomas

SAM MCALLESTER, Treasurer Spencer Fane Bone McAllester

LAURA SMITH, Secretary Nashville Electric Service

KRISTY HAIRSTON, At Large Compass RE

DAN ROGERS, At Large Grand Ole Opry

JESSICA SCOUTEN, At Large Healthcare Management Partners

TOM WALLACE, At Large Middle Tennessee State University

ALAN YOUNG, Past Chair Armor Concepts, LLC

BOARD MEMBERS

KASAR ABDULLA Valor Collegiate Academies

TYLER ALLEN Bank of Tennessee

STEVE CATES Cates Builders

DANIEL CLARK Thompson Power

OVERTON COLTON Truxton Trust

GERI COSHATT

Thunder Alley Family Entertainment Center

KRISTEN COVEY

Caterpillar Financial Services Corporation

BEN FOSTER KPMG

J. SCOTT GUPTON INSBANK

TED KLEE Schneider Electric

KEN KULAGA HCA Healthcare

PATRICK LOWRY

HealthTrust Performance Group

LETHIA MANN Regions Bank

DAVID MCGOWAN Regent Homes

SCOTT MCWILLIAMS Royal Range USA

JANET MILLER Colliers Nashville

LORRAINE MILLER Studio Bank

LEE MOLETTE Molette Investment Services

MATTHEW NICHOLSON

The Clear Blue Company

JENNIFER NOE

Balthrop, Perry, & Noe

JORDAN OSBORNE Robertson County Chamber of Commerce

ANNE ROLMAN Retired

CHARLES STARKS Music City Center

JORGE TARAJANO SSA Consultants

ROBERT TURNER Bank of America

CHEMEKA WACHTLER LP Building Solutions

JAY WILLIAMS WME

CHRISTIE WILSON The Wilson Group Real Estate Services

Board Intern: WESTON HALL Accenture

2022 Advisory Council

APRIL MURRAY RAMI NOFAL

PAM PFEFFER KATIE PREVOST DOUG SLOAN LUCY SMITH BENTON SMOTHERS JARRON SPRINGER

2022 Emeritus Council

DON KLEIN

PAUL KLEINE-KRACHT STEVE LAINHART DAN MARTIN

MEKESHA MONTGOMERY LARRY MORTON

Wilson Community Council

Tyler Allen, chair

Glenn Chambers, vice chair

Taylor Badger

Keith Boykin

Jenny Haines

Amy Hamilton

Scott Harris

Lee Marshall

Dennis Mitchell

Charlie Ogden

John (J.P.) Presley

Greg Smith

Tom Wallace

Dickson Community Council

Geri Coshatt, chair

Michelle Balsley, vice chair

Jennifer Adams, secretary

Dr. Ed Blackburn

Brooke Breese

Missy Chandler

Amanda Crist

Mickey Longenecker

Micah McAlister

Martha Shepard Debbie Street

Jennie Wagner

Cheatham Community Council

Jennifer Noe, chair

Valerie Kemp, vice chair

Larry Roberts, secretary Keith Auville

Shayne Bell

Shelly Carney

Stephen Carr

Teresa Eads

Tony Gross

Marianne Isbell

Brad Jenkins

Mary Littleton

Jason McGlothren

Chris Moore

Dan Moore

Jackie Sendewicz

Edward Wansing

Dianne Williams

Lisa Williams

BRYAN THACKER GREGORY TIDWELL CHRIS TIETZ

CARSON SALYER MANDY WACHTLER WARD WILSON NANCY ZORETIC

Robertson Community Council

Jordan Osborne, chair

Candice Tillman, vice chair

Jenni Dusky, secretary

Christopher Armantrout

Melody DiOrio

Buddy Hagerman

Alexa Haley

Keifus Malone

Debbie Mitchell

Denice O’Neil

Rhea-Anne Pendley

Ace Timmermeier

KEVIN BOHMAN

ANNA BOON

SHANNON BRYANT KEBBYN CONNELL JOEL COOPER NATHAN CROSSETT

NICHOLAS FISCHER LUCIA FOLK

DENNIS GEORGATOS

SAMMIE GRIFFIN

RODNEY HARRIS MONICA HAYES

CARLA JARRELL

KEVIN KESSINGER

MICHAEL LINDSETH

DAVID MANGUM

FABIAN

KURT DENNY

JACK FLEISCHER GIL FUQUA KEN GERDESMEIER

PATRICK GILBERT

JACK KING

Interview with Board Chair Cristina Oakeley

Why is affordable homeownership so important to a vibrant and growing city like Nashville?

Nashville is a great place to live, work and play. As we continue to attract new company headquarters, grow existing busi nesses, and expand our work force, our city must balance economic development to attract and retain amazing residents/ employees with affordable homeownership opportunities.

How long have you been a part of Habitat for Humanity and what drew you to this non-profit organization?

I first got involved with Habitat for Humanity back in the early ‘90s when I was with the Cathedral Young Adults, part of Cathedral of Incarnation Catholic Church. We raised funds, helped build a house, and had a blast by giving back to the community! Another major reason for getting involved with Habitat is my father was a carpenter and growing up in a world of nails, hammers, and sawdust allowed me to feel at home! I am very comfortable putting up sheetrock or using power tools so Habitat is a natural fit for me.

What are the pillars of well-being in your world?

My pillars of well-being are spiritual, mental, physical, emotional – every day I find time to feed my pillars to ensure a mindset of peace, gratitude, and to live in the moment.

Tell us a little about yourself and your current endeavors?

I try to live a life with joy, passion, and authenticity by intentionally advocating for justice and fairness and by culti

vating lasting relationships.

If you could change one thing about our world, what would it be?

To instill empathy, as empathy brings kind ness to all.

What inspires you?

Curiosity, my daughters, my family, my love for life!

Dan W. Hogan Golf Classic

The 18th annual Dan W. Hogan Golf

benefitting Habitat for Humanity of Greater Nashville was held on Monday, May 23rd at The Golf Club of Tennessee. With 32 teams participating in the event, more than $179,000 was raised to support Habitat and its mission.

Classic

Partnerships create pathways of hope and stability

HUMANITY OF GREATER NASHVILLE

“With the way the economy is, it makes you think you need to work three jobs just to get ahead.

I shouldn’t have to feel that way.”

LaTonya

(LaTonya is raising her three nieces, along with her 16-year-old son)

Habitat for Humanity brings people together to build homes, communities and hope.

Construction Sustainability

Habitat builds a variety of ENERGY STAR® certified homes in each of its four Divisions: Davidson, Wilson, Dickson and Cheatham counties

Habitat for Humanity of Greater Nashville is a 100% ENERGY STAR® ceritifed builder and consecutive award winner for Sustained Excel lence in Affordable Housing from the Environmental Protection Agency. Each Habitat home produces 2.1 less tons of carbon emis sions than a new home of standard construction. Habitat uses double pane, low E, argon gas-filled windows, insulated doors and hot water lines, R-10 foam board insulation around the slab and R-44 blown-in fiberglass in the ceilings. Habitat homes use on average 31 percent less water than a standard home.

We are grateful for our wonderful corp of volunteers who help us maintain our quality of construction for our Habitat homeowners, which translates to lower electric bills and a healthier environment.

Davidson County single-family home

Davidson County townhomes

Cheatham County single-family home

Dickson County single-family home

Wilson County duplexes

Partnerships create pathways of hope and stability

“I am ready to become a financial adult and I need the stability of a home since I work and go to college full time.”

Kiki

Habitat for Humanity brings people together to build homes, communities and hope.

Fiscal Year 2022 Financials

Assets Liabilities

Mortgages

Real estate & construction in progress Cash Receivables

Fixed assets, net of depreciation Other assets TOTAL

Notes payable secured by Harding property and Wilson ReStore property

Notes payable secured by mortgages Notes payable unsecured

NMTC joint venture notes payable Unearned revenue on mortgages

Accounts payable & accrued expenses

Net assets

Temporarily restricted Unrestricted TOTAL

Contributed income Transfer to homeowners ReStores sales

Mortgage sales interest contribution Mortgage discount amortization In-kind contributions Other income TOTAL

Deferred revenue Escrow accounts TOTAL Program Support TOTAL

Program expense Support expense TOTAL

$33,216,897 $8,859,295 $13,916,053 $1,019,156 $10,902,529 $3,577,166 $71,491,096 $6,137,604 $2,484,000 $3,143,910 $1,340,048 $1,961,584 $3,483,420 $1,154,316 $19,704,882

$15,000,000

$10,000,000

$5,000,000

0

$20,000,000 $5,837,356 $17,241,081 $469,991 $3,120,723 $3,925,409 $1,364,041 $3,594,032 $624,728 $36,177,361

0 $5,000,000 $10,000,000 $15,000,000 $20,000,000 $25,000,000 $30,000,000 $35,000,000 $40,000,000 $14,217,847 $21,095,888 $35,313,735

$13,906,876 $2,261,370 $16,168,246 86% 14% 100%

Donors

LEGACY BUILDER: $100,000+

Anonymous Donor Barnes Housing Trust Fund Bank of America

Russ and Allison Burns

Dugan Family Foundation

Estate of Cecil Richard Herrell

Federal Home Loan Bank of Cincinnati

The Frist Foundation

Habitat for Humanity International HCA Healthcare/TriStar Health

The House That Love Built 3

The Housing Fund

Joe C. Davis Foundation

The Memorial Foundation Metropolitan Development and Housing Agency

Tennessee Commission on Aging & Disability Tennessee Housing Development Agency

U.S. Department of Housing and Urban Development

MASTER BUILDER:

$60,000 - $99,999

Catholic Build Dollar General

First Presbyterian Church of Nashville Fridrich & Clark Realty, LLC

Greater Nashville REALTORS® LifeWay

Melkus Family Foundation MetaBank

Methodist Build Music Row Build

Nissan North America

Unity Build Westminster Presbyterian Church Wilson Bank & Trust

CORNERSTONE BUILDER:

$30,000 - $59,999

Anonymous Donor Deloitte

Fifth Third Bank

Publix Super Markets Charities, Inc.

Thrivent Financial Woodmont Christian Church Zander Insurance Group

DREAM BUILDER: $15,000 - $29,999

Aegis Sciences Corporation

A. O. Smith Foundation, Inc.

Bank of America

BlueCare Tennessee

Built Technologies, Inc.

CAT Financial

The Carolyn Smith Foundation

Christ the King Church Covenant Presbyterian Church

Ann M. Duffer Family Foundation

Ford Motor Credit

Forest Hills United Methodist Church

The Fugitive Foundation

Hermitage United Methodist Church Hillsboro Presbyterian Church ISEC Foundation

Kirkland’s LP Building Solutions Pinnacle Financial Partners Regions Bank Renasant Bank Rotary Club of Nashville Schneider Electric

The Ralph and Harriette Shivers Charitable Fund St. Stephen Catholic Community University School of Nashville United Way of Greater Nashville UPS Foundation, Inc.

U.S. Bank

West End United Methodist Church Whirlpool Corporation

HOPE BUILDER: $7,500 - $14,999

American Family Insurance

Ascension Saint Thomas Hospital for Specialty Surgery

Batten & Shaw, Inc.

Bear Hollow Wood Carvers Bridgestone Americas Trust Fund Mr. and Mrs. Ed Brown

CapStar Bank Cathedral of the Incarnation CESO

Missy Chandler

Christ Presbyterian Church Church of St. Matthew

The Churchill Foundation

The Clear Blue Company

Cooper Steel Fabricators, Inc. Crowe LLP

Dal-Tile Corporation Yvette Doran and Dwayne Novak DPR Construction Enbridge

Erie Insurance

Famous Footwear - Caleres First Unitarian Universalist Church FirstBank GEODIS

Hastings Architecture H & R Block

HCA Healthcare Foundation HealthCare Royalty Hereford Dooley Architects

I.C. Thomasson Associates, Inc. InfoSystems

Ingram Entertainment Inc. Iron Workers Local 492 The Jackson Foundation

The Jimmy Pilkerton Advised Fund J.P. Morgan Chase KPMG LLP KraftCPAs PLLC The Kroger Company

Stephen and Andrea Lainhart LFM Capital LifePoint Health Morrell Property Collective New Day Homes/Jorge and Gina Tarajano Dr. and Mrs. Philip M. Pfeffer Providence Church Ragan-Smith Associates, Inc. RBS, Inc.

Scalora Consulting Group Mr. Richard Courtney and Ms. Beth Seigenthaler Ms. Martha Shepard Sims-Lohman, Inc. SMS Holdings

Spiritus Build St. Henry Catholic Church Thompson Power TN Homebuyers

Trilliant Health Truxton Trust

United Community Bank Foundation Vanderbilt University Habitat for Humanity Walmart Market 152 Washington Foundation Wells Fargo and The Wells Fargo Housing Foundation WME

Woodmont Baptist Church Zeal Church

Donors

GROUND BREAKER: $5,000 - $7,499

Anonymous Donor Berry Global, Inc.

Brasfield & Gorrie, LLC

Burns Engineering, Inc.

Tom and Cindy Buss Foundation, a Donor Advised Fund of U.S. Charitable Gift Trust

Consolidated Engineering Laboratories

Allis Dale and John Gillmor

Mr. and Mrs. Thomas S. Edenton

The Enchiridion Foundation Esa

Evelyn S. & Jim Horne Hankins Foundation

Fellman Family Foundation Fenagh Engineering & Testing First Evangelical Lutheran Church

GHP Environmental + Architecture

H.G. Hill Realty Company, LLC

Hailey Family Foundation Henderson Building Solutions Hymowitz Family Foundation JE Dunn Construction Johnson Controls, Inc.

The Keith and Nancy Johnson Family Foundation

Jack and Joann Jones

Kessinger Family Charitable Fund

Layton Construction Company Johnny and Paula Melton Middle Tennessee ElectricSharing Change

Miller Family Charitable Gift Fund, a Donor-Advised Fund

Mindy Koenig Inspection

Nashville Electric Service

Nashville First Baptist Church Randy and Jana Parham Chari table Fund

Ms. Valerie Parton

Robert P. Wilson Foundation

Second Presbyterian Church Seth Landsberg Family Foundation

Tim and Nancy Sheehan

Simmons Bank

South End United Methodist Church

Southern Square Homes

Spencer Fane Bone McAllester

Shirley and Stuart Speyer

St. Verena Coptic Orthodox Church Studio Bank

Tennsco

Thompson Machinery Truist

Tom and Sherrie Wallace Wesley Mortgage, LLC WMK Consulting WSP

HARD HAT CLUB: $2,500 - $4,999

Mr. Norris Allen Mrs. Jean Anderson Anonymous Donors at home

Mr. and Mrs. Larry A. Atema Bank of Tennessee

Bellevue Presbyterian Church

Belmont United Methodist Church Belmont University BLOX, LLC

Bluebird Cafe, Inc.

Mr. Karl Bentz

Lee and Melanie Blank Julie Brown

Mr. Mark M. Brown

Castle Homes, LLC

The Cates Family Trust

City National Bank

Joel and Rebecca Cooper Robert and Pam Crichton, Jr.

Devenney Group Ltd., Architects Dickson Pediatric Dentistry Christi Edwards

F&M Bank

Tim and Jennifer Farley First Horizon Frost Brown Todd LLC Mr. Gil Fuqua, Jr.

Mr. and Mrs. Ken Gerdesmeier

The Goad Family Foundation

Gordon Memorial United Methodist Church Ashley Gorley

Mr. and Mrs. Stanley E. Graber Gresham Smith Ms. Marie Guyer Mr. Joe Heger Danny and Susan Herron Stephen and Lisa Huff INSBANK

Islamic Center of Nashville Mickey and Bari Jacobs Ms. Jackie Kemp Kiwanis Club of Nashville

Legends Bank

Mr. Patrick Lowry Ben and Lynley Mandrell David and Patti Mangum Martin Bros. Mendy and Tony Mazzo Scott McWilliams and Leslie Homra

MET Foundation, Inc. Janet and David Miller Moody Nolan, Inc. April Murray Nabholz

Precision Rubber Products Foundation, Inc.

Regent Homes Republic Bank

Rabbi Mark Schiftan Jessica and Josh Scouten

Sertoma Club of Nashville

Silver Ridge Pottery Skanska USA Building Inc. Southminster Presbyterian Church

The Temple Ohabai Sholom Greg and Betsy Tidwell

The Trickett Family Fund UTA

Ms. Lindsay Walker Mr. Mark Weber

Mr. and Mrs. Richard Willis, The Willis Family Advised Fund of The Community Foundation of Middle Tennessee

The Wills Company, Inc. The Wilson Group Real Estate Services

Wilson County, Tennessee Mr. Alan Young

The Zipperian Family Fund, a Donor-Advised Fund

FRONT DOOR LEAGUE:

$1,000 - $2,499

5 Star Construction, LLC Aaron and Sara Allbrooks Anderson Design Studio Andrew Allen Charitable Foundation William H. Andrews

Antioch United Methodist Church Atkins Family Fund, a Donor Advised Fund Ed and Jamie Benson BMI

Bona Fide Live, Inc. - Exit/In Boon Consulting Group LLC Mr. and Mrs. Keith Boykin Shannon Bryant CapWealth Advisors LLC Mr. Richard Cardwell Centenary United Methodist Church Centric Architecture Glenn and Nora Chambers Dhathri Chunduru Kelly Fay Cioccia Amanda Crist and David Jones The Danner Foundation

The Deaton Family Foundation Mark and Sherry Deutschmann Dickson County Ministerial Fellowship

Mr. John Dittmar Eastland Construction, Inc. Ethan and Jennifer Elzen Mr. Mark A. Emkes and Ms. Maria Concepcion Renes

Ms. Elaine Emory Esquire Wire Executive Women International Mr. Trey Finch Nick Fischer

Tom and Maria Fouce The Franz Family Giving Fund

The Dorothy Cate and Thomas F. Frist Foundation

Thomas and Kathleen Garth waite Charitable Fund at Schwab Charitable Gateway Church Don & Teresa Gill Charitable Fund at Schwab Charitable Goodall Homes Granville and Terry Goodin Google Fiber Ms. Sarah Gracey

Tony and Joy Gross Ms. Amy Hamilton Mr. Donnie Hamilton

Highmark Holdings, LLC Hindu Cultural Center of Tennessee

Marilou M. Harrison Ms. Kim Hawkins

Philip and Amber Hertik Holladay Properties Ms. Donna Houghton Ms. Lucile Houseworth and Dr. Mark Magnuson JRM Publishing Ms. Sherry Kaiser Kemps, Inc. Doug and Terri King Mr. Wade Kirby

Robert E. and Jenny D. Kirkland Foundation Mr. Eric Klindt Heloise Werthan Kuhn LBMC Staffing Solutions

Lebanon Breakfast Rotary Club Lee Company

Ligon & Bobo Funeral Home, Inc. The Longpenny Foundation Maker Construction LLC

Daniel and Barbara Martin Ms. Stacey Meadows John and Joanna Melton Luke Melton

Mr. and Mrs. Dan Moore Carol Lea-Mord and Kevin Morehead

MSB Cockayne Fund

Richard and Teresa Neal Allen & Cheryl Patton, Allen and Cheryl Patton Advised Fund of The Community Foundation of Middle Tennessee Payne Chapel AME

Mr. and Mrs. Kenneth Petroni Preferred Rate Price CPAs

David and Jennifer Rawlings Reno & Cavanaugh PLLC John and Robin Roberts Mr. Peter Robinson Mrs. Anne F. Roos, Anne & Charles Roos Advised Fund of The Community Foundation of Middle Tennessee Ryman Hospitality Properties Sanitas Skincare

Santa Barbara Bowl Foundation Maysam Sarfaraz

Tara Scarlett

Ms. Lucy Shivas Smith

Simpson Metal Culvert Company LLC

Ms. Laura Smith

Mr. and Mrs. Greg Smith Ann M. Soderquist Square Market

The Stahl Giving Fund

STG Design Superior Construction and Design

Baylor and Ryan Swindell, Ryan and Baylor Swindell Fund of The Community Foundation of Middle Tennessee

Terracon Consultants, Inc. Mr. Vincent Thomas Ms. Mary Jane Thompson

Mr. and Mrs. DeWitt C. Thompson IV Troy and Sylvia Tomlinson

Toro Engineering Construction Corp

Tractor Supply, Mt. Juliet TriGreen Equipment,LLC TriStar Bank

U.S. Engineering Construction

Unico Properties LLC United Structural Systems Beth Van Gilder

Mr. James Vaughter

Geoff and Ashley Watson Westpark Communications, L.P. Mr. Donald E. Williams

Sharon and Ted Williams

Vanessa Williams Mr. William Ridley Wills II Ms. Lynn Wilmer Ward and Paula Wilson Ms. Catherine M. Wind David Wollenwork Woodmont Hills Church of Christ Christy B. Wright Zrysztof K. Zienkiewcz

MIGHTY

Akram Aldroubi Linda and John Anderson Ann Smith’s Rose Garden

At Home on Main Daniel and Patsy T. Baccus

Ms. Cheryl Baird

Mr. George W. Bishop

Bob and Pam Black

Mr. David Bower

Brendle Architecture Cash Flow To Freedom Academy, LLC

Stanley Chervin and Barbara F. Richards

Mr. and Mrs. Kent Cleaver Dr. Jeffrey Clemmons

Mr. Mark Cohen

Congregation Sherith Israel

Connection UMC

Ms. Casey Cook Paul and Glenda Dahlhauser

Dickson Eye Health

Mr. Thomas Dowling David and Teresa Eads

Rena Ewing

Mr. Robert H. Finger

Fishel Family Foundation Mr. Ben Foster Mark Fried

Maria Gabriella and Dr. Jeff Davidson

Gammon & Drueck CPAs, PLLC

The Geraghty Family Fund

Michael Guthrie

Mr. Weston Hall

Ronald W. Hill Hiscall, Inc.

Laura Hollier

Horizon Medical Center Philip and Patricia Hunter The HQ Michelle and Joshua Janovitz

Mr. Charles Jobe Ms. Valerie Kemp Don and Melonnie Klein

Lebanon General Practice, Inc.

Catherine A. Link Jon Long Ms. Lethia Mann

Marrowbone Brewing LLC

Martin-Brower

Nina Matthews

Pat Matthews-Juarez

Mr. Patrick McCartan

Mr. Mark O. Medford

Dan and Jeneva Midgett Dorrie and Timothy Mitchell

Jay Mitchell

Sara G. Moon News Corp

Mr. and Mrs. Peter Nikolai

Kerry O’Neil

Andrea and Jordan Osborn

Painter Ready Franchise Group, Inc.

Painturo’s West, LLC

Passino Charitable Trust

Carrie P. Peery Mr. Charles Powell Pro-Tech Tool & Machine LLC

John Riggan

Mr. Steven Riley Mr. Larry Roberts

Rockwood Sustainable Solutions

Taren Rodabaugh

The Roe Family Charitable Fund

Sammy B’s GIK

Robert and Jayne Scarlett Tim Schoettle

The Shinn-Krantz Charitable Fund

Mr. and Mrs. David F. Smith

Sound Emporium Studios

Andrew Southern Karel and Jim Straughn M.J. Sweeney

The Taylor Family Chari table Fund

Alan Thompson

Thunder Alley Family Entertainment Center

Tim Eads For Sheriff Dr. and Mrs. Vincent E. Walkup

Russell Welty Mr. James L. White Hannah Williamson K. Janelle Wilson Nancy and Michael Zoretic

BRICK & MORTAR CLUB:

$250 - $499

A C Superwash, Inc. Abbvie

Mr. William W. Adams, Jr. Ronald Addlestone Mike and Barbara Allen Mr. Tyler Allen AllianceBernstein ALT Property Services LLC

Veronica Anderson Anonymous Donor The Apolinsky Gigante Giving Fund

Ascend Federal Credit Union

Associates in Gastroen terology LLC

BankTennessee

Aaron Beaird Mr. Marc Beeson

Amanda Bell Randy and Judy Bell Mr. and Mrs. Leonard Belmares

Mr. Jeff Bennett James Binkley

Mr. Charles Biter Mr. Clark Boyd Mr. Paul Brannon Mark and Mary Brewer Mr. Jeffrey Briner Brook Hollow Baptist Church

Ms. Cornelia Brown

Ms. Suzanne Bryant

Mr. Joseph Calitri

City of Lebanon CLS Medicine PLC

Kathleen Cobb

Lawrence Blank-Cook and Charlie Cook

Cornerstone Pulmonary & Critical Care Assoc., PLLC

Geri L. Coshatt

Jeff and Lynn Creasy

Mr. Thomas Cresswell Mr. William Crow

Doug Mathis EXP Realty

Dynamic Edge, Inc. E-Pay Solutions E Squared Giving

Olivia R. Edelen

Michael and Leslie Easley Emmanuel Baptist Church

The Annette & Irwin Eskind Family Foundation

The Steven and Laurie Eskind Family Foundation

Mr. W. F. Evans Mr. Craig Fichter Mr. Billy Fisher Ms. Linnea Folger Ms. Lucia E. Folk Ezra Frazier

Rod and Dinah Freeman Mr. Ronald Galbraith Alexander George Mr. Patrick Gill Neil Gillis

John Grady Matthew Groff Brian Halma Mr. Rodney Harris Holy Trinity Lutheran Church

Timothy Hunze

Holy Trinity Lutheran Church Ms. Marsha Hutsell

Hutsenpillar Insurance Services, LLC Sanjula Jain Ms. Tamara James Mary Grey Jenkins Mr. and Mrs. Larry Johnson

Michele Johnstone Perry and Misty Keenan Adrian Kelley Patrick Kennedy Ted and Julie Klee

Mr. Wally Knox Ms. Renee Kovick Marion Kraft Lisa and Tim Lanai Robin Landstreet Larry J. and Martha Brown Larkin Thomas and Wallene Leek

Lewis, Thomason, King, Krieg & Waldrop, PC

Judge Suzanne Lockert-Mash Ms. Kelley J. Luberecki

Lugo’s Restaurant LLC J M and Amy Mauldin Phillip Maxey and Trudy Bloodworth

Beth H. Maynard, The Beth H. Maynard Fund of The Community Foundation of Middle Tennessee Jim and Jessica McCann Mr. John McDearman Joseph McMahon Mr. Kavi Mehta Michael Meise Don and Gloria Mersman Mr. Michael Milom Larry and Susan Morton Larry and Marcia Mullins Mr. and Mrs. Jim Murphy Rob and Elizabeth Myers Mr. Robert Nash Jennifer Neenan Rhonda G. Newborn James and Shirley Noe Ms. Cristina Oakeley Maureen C. Organ John Patrick and Rebecca Selove Lauren and Charlie Payne Estate of Ralph G. Pilsk Mr. Dennis Petty Mike Ragan Mr. Ray Render Mr. Jon Roebuck Ms. Anne Rolman Ed and Jackie Russell Rev. and Mrs. Carson Salyer Maureen Sanderson Mr. Dominick Scheid Robert Schnabel Mr. Matthew Shaffer Vance and Jan Shaffer Michael Sistad Brenda Smith

Cathy & Mike Sowers

Charitable Fund, a Donor-Advised Fund Ms. Holly Spann Mr. and Mrs. Bruce Spaulding Charles and Dina Starks Tara Stone

Mr. and Mrs. Dan Surface Ms. Karen H. Tackett John and Andrea Tencza Mr. Tony Thompson Hayley Thornton Charles E. UpJohn Tiffany Varela Mr. Irwin Venick Mr. Dustin Walker Greg White Hunter and Tracee White Mr. Darrell White Ms. Dianne Williams Ms. Judy S. Williams Melissa Wilson Elijah Wright Mr. Mark Wright Michael Young Stephen and Mandy Young

Home Build Gift-In-Kind

ENERGY STAR® 93% efficient hot water heaters

LED light bulbs

Interior LED lighting packages and exterior lighting fixtures

Privacy blinds

Video doorbells

Breaker panels and covers, surge protectors, circuit breakers, circuit breaker locks

Ranges and ENERGY STAR® refrigerators

Exterior

DREAM BUILDER

HOPE BUILDER

CHRIST PRESBYTERIAN CHURCH

Mission Statement: Seeking to put God’s love into action, Habitat for Humanity brings people together to build homes, communities and hope.

Supervisor-On-Site Steve Lainhart works early in the morning at Sherwood Commons.