Issuu

Table of Contents Letter from the President and CEO . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 Grateful and Gracious: Gail Horton . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 Deeply Rooted Mission . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6 Agency Timeline . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 We Build! . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12 Well Built Home, Well Built Life: Leslie Cousin . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13 Moving the Mission Forward . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14 Parkwood-Haynes-Trinity Community Collaboration . . . . . . . . . . . . . . . . . . . . . . . . . 14 Alliance for an Affordable Nashville . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16 Everyday Heroes: SOS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18 Four-County Reach . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21 ReStore . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22 ‘Affordable Here in Nashville is Very, Very Difficult:' Sayed Quraishi . . . . . . . . . . . 23 2023 Board of Directors . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 24 Financials . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26 Donors . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 27 Build Sponsors: Fall 2022 and Spring 2023 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30

We celebrated our spring build season welcoming 18 new Habitat homeowners, including Theo, who cut the ribbon to his new Habitat home at Village by the Creek in North Nashville.

HABITAT FOR HUMANITY OF GREATER NASHVILLE

Letter from the President and CEO Our community has been transformed through the historic growth that has been made more challenging by the lingering impact of building material shortages, governance approval delays, and a reduction in the supply of affordable housing. The graph (right) shows the cost increases in home construction from the period of 2010 through 2025 (projected) for Habitat for Humanity of Greater Nashville.

$300,000 $250,000 $200,000 $150,000 $100,000 $50,000 0

Our ministry is facing issues including land availability, cost of homes, and affordability for homeowners, that in many cases are beyond our control. However, we are constantly and creatively working to identify ways to overcome these challenges to continue the impact of Habitat on the communities we serve. To operate within this environment, while we are deeply rooted in our mission to provide homeownership opportunities, we are taking on new initiatives, such as: • Acquiring land to hold for future development. • Adding and expanding our ReStores, with Dickson expanding their floor space and the addition of the Wilson ReStore in 2024. • Building partnerships in the community for collaborations and alliances with the objective for our ministry to be a leader in addressing quality of life and affordable housing issues which you will read about in this Annual Report. The need to fund solutions to the affordable housing challenges in the communities we serve has never been greater. And I fully believe Habitat for Humanity is perfectly positioned to be a catalyst and a leader in finding those solutions! Through it all, we remain committed to our goals of: 1. Providing homeownership opportunities, believing in the life changing possibilities that come through the equity building and stability created by owning a home. 2. Ensuring our homeowners are set up for success that is sustainable through the training and sweat equity they invest through the Habitat program. 3. Engaging sponsors and volunteers, bringing people together, so that they can experience the impact their involvement has on both the homeowner, as well as their community. 4. Building partnerships to expand our impact, working with surrounding counties, other local non-profits, foundations, and governmental agencies to multiply our efforts by finding ways to collaborate. 5.

Working hard to be good stewards of those supporting this ministry, focusing on financial accountability, compliance, and fulfillment, along with creatively finding alternative sources of revenue through social enterprise and asset management. I thank you all for your dedication and commitment to the work of Habitat for Humanity. The need for our mission is more vital than ever, not only to those we serve, but in bringing people together to build homes, communities and hope.

HABITAT FOR HUMANITY OF GREATER NASHVILLE

Grateful & Gracious Gail Horton HABITAT HOMEOWNER

"I am so grateful. My heart is so thankful. I will never stop thanking Habitat for Humanity,” says Gail Horton, a Habitat homeowner since 2002. Through discipline and with her everpresent smile, Gail paid off her Habitat mortgage early in 2022. “I have a story to tell about the difference that Habitat has made in my life,” she adds. Gail has worked for Vanderbilt Medical Center for 23 years and at age 58 she reached a pinnacle for home buyers by paying off her mortgage. The day she paid off her Habitat home started the day she bought it. “When I first purchased my home, some of us got overpayment refunds. One went shopping; one put it in the credit union; I put it in my mortgage and I have been paying a little extra every month,” she explains.

Gail recalls standing on her porch and thinking her greatest joy was in giving her son, Darius, who was 5 at the time, a better place to live. “Before, where we lived was not the best place,” she recalls. “It wasn’t a good place to raise a little kid. His outcome would have been different without a home. He graduated from MTSU debt free and is currently working as a journalist. He has spoken often about how Habitat has made such a difference in his life. He said he wouldn’t be the man he is today if I hadn’t gotten him out of that old neighborhood. “I am forever truly grateful. All I want to do is tell somebody else. Habitat has been life changing for me.”

Gail remembers the early days of the Habitat homeownership program and how much confidence the program created for her to succeed at homeownership. “I did something I never thought I could do. I not only worked on my home, but all the other Habitat homes being built. I not only bought a home, but I also got a neighborhood of wonderful friends.”

HABITAT FOR HUMANITY OF GREATER NASHVILLE

Habitat for Humanity was founded on the principal it continues to uphold today, to envision a world where everyone has a decent place to live. Habitat for Humanity of Greater Nashville has taken that one step further from decent place to live to purchasing a quality affordable home. Built by putting God’s love into action from our staff, volunteer corps, sponsors, and Habitat homeowners, evidenced in the 14 consecutive awards from the Envi-

ronmental Protection Agency for Excellence in Affordable Housing. We believe in solid foundations. Our mission is to build walls and to remove barriers, innovating changes and creating transformative experiences, as we stay rooted in our core principle to build homes, communities and hope. On the horizon is to expand the mission forward into new community collaborations, affordable

housing alliances, expanding our funding support through increased ReStore space, and to build bridges of understanding among diverse groups across the country with

Linda and Millard Fuller, founders of Habitat for Humanity.

HABITAT FOR HUMANITY OF GREATER NASHVILLE

other nonprofits. Habitat of Greater Nashville has continued to evolve from our inception in 1985 to further the mission in a post pandemic world. For those who don’t know our history, our roots are not only deep, but also a great story. Habitat for Humanity founder Millard Fuller was a selfmade millionaire at age 29. Business was great but it took a toll on his health and his marriage to Linda. Soul searching led the Fullers to take a drastic step: they decided to sell their possessions, give the money to the poor, and joined Clarence Jordan’s community at Koinonia Farm in Georgia. The newly formed group built modest houses on a no-profit, no-interest basis. Homeowner families were expected to invest their own labor into the building of their homes

and the homes of other families. This reduced the cost, increased the pride of ownership and fostered the development of positive relationships. Money for building was placed into a revolving fund, enabling the building of even more homes. The Fullers moved to Africa to test their new housing model and upon returning to the U.S., founded Habitat for Humanity in 1976. Former President Jimmy and Rosalynn Carter’s commitment to social justice and basic human rights led them to Habitat for Humanity in 1984. “Habitat has successfully removed the stigma of charity by substituting it with a sense of partnership,” Jimmy famously said. That movement came full circle in Nashville as the Carters held their last Carter Work Project here in 2019, building 21 homes at Park Preserve and supporting a total of 58 families.

The Carters in Nashville in 2019.

As we look back, we are proud of our roots — in the faithful, the generous, and the hard-working. We hear from our Habitat homeowners, now over 1,000 of them, what the stability of a home has meant to their lives, and we are sharing a few of those stories in this year’s annual report. The 2023 Annual Report is a look back at the footnotes and accomplishments of our 38 years history. Our accomplishments are made possible by your generous support spread across five counties, building and providing opportunities for more people to stabilize their lives while building equity toward their futures through homeownership. All this while moving the mission forward as we face new challenges obtaining affordable land and increased building costs, all in a vastly changing world.

The 2019 Jimmy & Rosalynn Carter Work Project was held at our Park Preserve neighborhood in North Nashville.

HABITAT FOR HUMANITY OF GREATER NASHVILLE

We are building stronger communities with lots of hands, determination, and love. Thank you for being a part of our life-changing mission.

Agency Timeline A LOOK THROUGH 28 YEARS

1980s 1990s 1986 The first Nashville Area Habitat for Humanity home was built with a deed recorded sale in May of 1988 for $47,500. Today Realtor.com has similar homes valued at more than $250,000.

In the agency's first 10 years, 58 Habitat homes were built in Nashville by volunteers that included sponsors who are still Habitat supporters in 2023: United Methodist Churches, Unity Build, Woodmont Christian Church, Westminster Presbyterian Church, HCA Healthcare and Greater Nashville REALTORS®.

1995 On Sept. 25, 1995, 20 golfers “chased, hacked, chipped and beat hundreds of white little balls” at a local golf course and raised over $25,000. In 2023, the annual Golf Classic at The Golf Club of Tennessee enjoyed its 19th year with more than 128 players from across the country, raising more than $165,000, supporting Habitat’s affordable homeownership mission.

2012 Karl Dean, Nashville Mayor in 2012, poses with the Habitat Homeowner who purchased the 500th home built in Nashville.

1998 The Home Builders Association built a Habitat home in 4 hours, 39 minutes and 8 seconds setting a world record as 300 volunteers constructed, “The House That Congress Built,” sponsored by Congressman Bob Clement and purchased by Marilyn Winston.

2011 The Cheatham Habitat completed its first home and the Dickson ReStore opened. The Dickson Habitat built its 20th Habitat home. Dickson Habitat merged with Nashville in 2007; the Cheatham Habitat was established under Greater Nashville in 2010; and the Wilson Habitat merged with Greater Nashville in 2012. In total, all counties have built more than 140 Habitat homes. Robertson County is our newest region with a home build scheduled for spring of 2024. The Dickson ReStore opened in 2011.

2016 Habitat purchased a vacant former K-mart building and converted it to the agency’s offices, homeowner academy, construction warehouse and 35,000 sq. ft. ReStore.

2020s

2019 Habitat of Greater Nashville hosted the 2019 Jimmy & Rosalynn Carter Work Project (CWP) with 1,500 volunteers from around the world. The opening ceremony was at the Ryman Auditorium feauring Garth Brooks and Trisha Yearwood, members of the Nashville Symphony, and the Fisk Jubilee Singers. The CWP benefitted 58 local families.

HABITAT FOR HUMANITY OF GREATER NASHVILLE

2000 It was reported that a person earning minimum wage would have to work 74 hours per week to be able to afford an average two-bedroom apartment. Today, a twobedroom apartment in Nashville rents for $1,800 monthly. For that to be affordable, a person would need a $6,000 monthly income, or $72,000 annually.

2000s

2010 Danny Herron became the President and CEO of Habitat of Greater Nashville in 2010 increasing total assets from $28.9 million to $71.5 million, producing over 10 years of positive net revenue.

2021 Habitat of Greater Nashville completed its Habitat neighborhood, Park Preserve, featuring 178 homes and parks. Habitat has built more than 330 single-family homes and 26 townhomes in North Nashville.

2002 Chris McCarthy became the President & CEO of then Nashville Area Habitat for Humanity leading the agency through unprecedented growth. She retired in 2010.

2005 The average Habitat home cost $70,000 and the average homeowner income was $19,000. The average house payment was $350-$450, including property taxes and insurance. Today, Habitat homes will sell for approximately $274,000 and our average homeowner income is around $47,000 (80% or less of AMI) and the average house payment is $1,100.

2007 The ReStores launched the Deconstruct program removing sellable items from homes being remodeled. Deconstruct has performed more than 1,200 deconstructions since its beginning.

2010s

2022 Through 2022, Habitat of Greater Nashville’s tithe program with Habitat for Humanity International totaled $1,500,000, providing housing solutions for 420 families around the globe.

HABITAT FOR HUMANITY OF GREATER NASHVILLE

2008 Habitat received its first EPA ENERGY STAR award for Excellence in Affordable Housing. We have won 14 consecutive EPA awards for building excellence, constructing more than 606 ENERGY STAR certified homes. Those homes will save approximately $15,150,000 in energy costs through the life of the mortgages.

2023 In the spring of 2023, after many challenges from the COVID pandemic and infrastructure delays, Habitat raised the walls on its newest neighborhood, Village by the Creek (VBC) in North Nashville. VBC will feature 58-single family homes when completed.

welcomed

Our Wish Lists Over the Years

1994

2003

2005

2010

Half-ton pick-up truck, two printers, one electric typewriter, 10 wall pictures, two acres of land, and a collating copy machine.

Upright vacuum cleaner, and a large truck.

Meals, snacks, trucks, tractors, power tools and retail space for HomeStore expansion.

Three enclosed box-bed trucks, donated building materials, pallet jack, propane forklift, and retail shelving.

HABITAT FOR HUMANITY OF GREATER NASHVILLE

In 2001, Habitat advertised it was looking for “at least 15,000 sq. ft., a loading dock, adequate parking, lighting, heating and air” to establish a new concept called the HomeStore (now the ReStore). It would be 2004 before the first Nashville ReStore would open on 8th Avenue in Nashville. The second location opened in 2005. The Nashville ReStore locations consolidated when the agency bought the old K-mart building on the corner of Nolensville Road and Harding Place in 2016, offering 35,000 sq. ft. of floor space. Habitat of Greater Nashville operates a ReStore in Dickson County with the Wilson County store slated to open spring of 2024. The Habitat ReStores offered a unique shopping experience to more than 130,434 shoppers in fiscal year 2023, generating over $2.7 million in revenue. Donations to the ReStores are vital to the support of Habitat's community building mission. For more information on how to donate, scan the QR code.

' I have the foundation to rebuild my life.'

“I have the foundation to rebuild my life. Now that I have a stable home for CaroleJean. I paid off my debt. My budget is working and I am in control,” said the first Music Row Build (MRB) homeowner, Robin. Habitat’s MRB started in 2003, continuing until 2012 building homes for nine families. Longtime Music Row veteran Mark Brown relaunched the initiative in 2020, and Penny Gattis of Eclipse Music became the chair in 2022. The MBR has now supported 12 homeowners. Ree Guyer donated $140,000 to launch a build fund and raise advocacy for affordable homeownership through MRB. The MRB mission is to advocate, educate, and build one home a year for a hardworking family. HABITAT FOR HUMANITY OF GREATER NASHVILLE

WE BUILD! Habitat volunteers and homeowners raised the walls on 19 homes in our new North Nashville neighborhood Village by the Creek, built one home in Dickson County and one home in Cheatham County, and are currenty working on four townhomes in Wilson County. We are mission driven to bring people together to build homes, communities and hope.

Well Built Home, Well Built Life

Leslie Cousin HABITAT HOMEOWNER

A picture of Habitat homeowner Leslie Cousin proudly showing off his electric bill hangs in Habitat for Humanity of Greater Nashville’s Homeowner Academy. After he purchased his home in 2011, Leslie would hold regularly neighborhood meetings to see whose electric bill was the lowest. “My electric bill is still low,” he smiles today. “Very seldom do I get a bill over $100. My Habitat home is well insulated and well built. I am older now,” he laughs “and a warm house is important.” Leslie says his daughter pays $1,600 in rent, a figure that would be hard for him to pay now that he is partly retired. Twelve years ago when he purchased his Habitat home, rent was more affordable. Now, since rents have doubled in price in the last 10 years, Leslie is even more grateful for his Habitat home. “If I didn’t have my Habitat home, I couldn’t afford to live in Nashville,” Leslie reflects. “I bought my home at the right time.” Leslie graduated from Tennessee State University earning a business management degree and got married. Life was good. In 1993, his wife was diagnosed with aggressive breast cancer and she passed in 1999. “I was left with a mountain of medical bills. I sold the house in order to pay some of the bills and ended up moving in with my momma. I could have filed for bankruptcy, but I felt it was my obligation to pay everything off. I focused on clearing my debt.” That determination brought him to Habitat. Leslie says his favorite thing about being a homeowner is living in a peaceful neighborhood. “I can go out back and sit on my deck or on my front porch and it is quite. And, I like having a yard.” Another plus, he says, about his Habitat home has been the lack of repairs. He says he is just now replacing a few things like carpet in the living room and his HVAC unit. “It has been a joy and I have nothing but praise for all the Habitat homeowners. My plan is to stay and pay it off. They are not building a lot of one story houses now, which when you get older is important,” he says. Leslie says being able to stay in his home has given him a lot of confidence to move forward. “I have been able to improve my life professionally and with a consistent mortgage, I have been able to pay off a lot of my bills. I’ve gotten things I want in life because I can afford it. Life is very good. “Even in affordable housing when your salary goes up your rent goes up, but not at Habitat. I am so grateful for Habitat because it has changed my life.”

HABITAT FOR HUMANITY OF GREATER NASHVILLE

Moving the Mission

Forward

Innovation and partnerships create more opportunities for the underserved and are but one way we are moving the mission forward with three special iniatives.

Habitat for Humanity of Greater Nashville continues to execute its core mission of building homes, communities and hope annually building between 30-40 award-winning, affordable homes in five counties. In addition, we are also casting a vision to do more… to be thought leaders and partners with other non-profits, government entities, and community collaborators to establish more affordable homes, vibrant communities, more equality, and more quality of life for those who call Middle Tennessee home.

1. Parkwood-Haynes-Trinity Community Collaboration Habitat for Humanity is leading a Community Collaboration to renovate the historic Parkwood Community Club ballfields, to help establish a 59-acre Metro Park, and build 26 quality, affordable Habitat homes in North Nashville. Habitat has created partnerships with Trinity-Haynes Neighborhood Coalition, Metro Parks, Metro Council Woman Kyonzte Toombs,

and the Parkwood Community Club volunteer board to bring this vision to life. Habitat has been building in North Nashville for more than 25 years and these initiatives combined represent a $12 million investment in this under resourced community in District 2. Habitat has raised $1.7 million of funding for the Parkwood ballfields as part of Phase I.

Construction on the ballfields is slated to begin in 2024. Habitat will be installing the north entrance to the proposed 59-acre Metro park, which adjoins Parkwood ballfields, as part of the community revitalization. The park and construction of 26 Habitat homes is slated for 2025.

For more information on how to become a sponsoring donor, or learn more about the project, visit parkwoodballfields.org or scan the QR code on the right. 14

HABITAT FOR HUMANITY OF GREATER NASHVILLE

Parkwood Ballfield Funders

$100,000

$500,000

$50,000

Gift-In-Kind Partnerships Charles Hawkins Hardaway Construction

Hastings Architecture Park Preserve HOA

Rogers Group Stansell Electric

Academy of Country Music Male Artist of the Year Morgan Wallen spent a little time at Parkwood Community Club throwing the baseball with players and coaches. Wallen's foundation is supporting Habitat's renovations of the historic ballpark. HABITAT FOR HUMANITY OF GREATER NASHVILLE

2. Alliance for an Affordable Nashville Residents, local and state governments, for-profit and non-profit organizations all recognize a healthy vibrant city needs to be affordable for those who live and work in that city, which includes vital community contributors like police officers, teachers, hospitality and government workers. Traditionally, Nashville’s housing non-profits have worked to solve the affordable housing crisis separately, advocating for more funding, streamlined codes and permitting and accessing unused local and state land. Recognizing that more could be accomplished together, 10 housing non-profits including Habitat of Greater Nashville, formed the Alliance for an Affordable Nashville to provide strategic and intentional efforts to address the city’s complex and growing housing crisis.

MEMBERS OF THE ALLIANCE

According to the latest figures, by 2030 Nashville will be short more than 52,000 affordable housing units, using 80 percent or less of the Area Median Income as the measure of affordability. That means 70 percent of Nashvillians are housing cost burdened with that number expected to grow unless more is accomplished.

For more information about the Alliance, visit www.nashvillehousingalliance.com.

HABITAT FOR HUMANITY OF GREATER NASHVILLE

3. Bridge Building As part of an initiative that started at the White House in 2022, Habitat of Greater Nashville was selected to work with Interfaith America, Catholic Charities, nine other Habitat affiliates, and the YMCA to create bridge building opportunities to foster healthier, more inclusive communities across the country. Habitat’s Director of Faith Relations and Mission Integration Kevin Roberts is leading the project in Nashville that launched this fall.

Photo from Habitat's 2015 Unity Build service representing more than 15 faithbased partners. The Unity Build is a great example of Bridge Building and is Habitat's longest consecutive home build, celebrating 30 years.

HABITAT FOR HUMANITY OF GREATER NASHVILLE

Everyday Heroes: SOS Perhaps the best way to see our deeply rooted mission through time is by the wisdom and words of our beloved Supervisors on Site (SOS), several of whom have been with us even before the name SOS existed. These volunteers lead the Habitat build experience for the thousands of volunteers who donate their time to help future Habitat homeowners build their homes. SOS are so revered, “Everyday Heroes” came to Nashville and filmed a segment on this extraordinary group of volunteers. We caught up with four of them.

of volunteers could build a safe, wellbuilt, efficient home. And once I saw it happen, I could not stay away.

1. What brought you to Habitat and what made you stay?

Tamara Bavendam: After retirement, I took a six-week car trip. When I returned in July of 2021, I set about trying to build a community in Nashville and looked up Habitat for Humanity. The first day was HOT!! I got assigned to do inside red caulking. I guess I was doing a pretty good job because by afternoon I was going behind others and making sure it was done correctly.

Kurt Denny: I didn’t know ANYTHING about construction. But I looked at the plan. I looked at the wall package. I looked at the floor system (or slab I don’t remember but I think it was floor system), and I looked back at the plan. And it occurred to me that I held in my hands a one-page plan to save the world.

Jean Lauzon: My first experience was as a volunteer with Deloitte in 2003. On the first day of the build, under Supervisor Steve Lainhart, we installed the beam in the crawlspace, floor I-joists, subfloor, chalked the lines for wall placement, erected the walls, top plated the structure, installed the trusses, and sheeted half of the roof. Still not sure how we pulled it off.

2. Did anything stand out from those early days? Tamara Bavendam: I really had no idea how Habitat worked and was very moved when I heard the morning speech about everything the homeowners had to do to become a homeowner. I was amazed by how many different activities were going on and how hard and joyfully everyone worked. Jean Lauzon: One memory was from the training house. We spent at least 20 minutes watching this craftsman install cinder block after cinder block without a wasted motion. We concluded that none of us had jobs that would inspire someone to watch us work for 20-30 minutes, or that we were as elegant in performing our work as a master mason.

Steve Lainhart: My first house was with Westminster Presbyterian Church. I attended the build as I wanted to see just how a bunch

Steve Lainhart, SOS 29 years

Tamara Bavendam, SOS 2 years 18

HABITAT FOR HUMANITY OF GREATER NASHVILLE

Steve Lainhart: It’s always been so much about the people — the SOS we work with, the volunteers, the sponsors, the families. I want to hang out with people who are drawn to Habitat, or any volunteer community service, that’s where I want to be. Kurt Denny: Only 100 stories. I remember looking at the framing of houses (the bones) early on and knowing a family was going to have a better life just because we showed up on the weekend and made a little sawdust. I remember my first dedication. I cried. I remember a family partner saying once she could "never even hope to dream that I would have a house like this.” She couldn’t dream it. She couldn’t HOPE to dream it. Love is a powerful force.

3. How has Habitat 4. What do you love the changed through the years most about being an from your perspective? SOS? Jean Lauzon: We now concentrate on building energy efficient homes that are easier and less expensive for the homeowners to maintain. We have kept up with modern and efficient building techniques, build to ENERGY STAR® standards, minimize the items that must be painted outside, thus reducing maintenance costs and effort. Tamara Bavendam: Very recently getting more battery operative equipment has made things much easier because we do not have to spend so much time with hose and cord management. Even though I have made PLENTY of mistakes, I have never been made to feel bad about anything. There is a real sense, a shared purpose and appreciation between the Habitat staff, the SOS, and the volunteers.

Kurt Denny: I love watching the volunteers figure out the mystery behind how things get done. Putting hard work and lots of love into every corner. Leaving a little behind as a blessing and next week doing it all again. I love getting to the end of a day, and knowing that someone living in one of these houses is going to do something amazing and in some small way, I had a part in that amazing thing.

Kurt Denny: When I started there were no SOS. We didn’t have everything systemized like we do now. We built fewer houses but did more to them. We used more of our own tools.

Jean Lauzon, SOS 20 years

Kurt Denny, SOS 29 years HABITAT FOR HUMANITY OF GREATER NASHVILLE

Steve Lainhart: At the end of the day, the future homeowners often linger alone in the new structure where they can walk the space from room to room looking out where the windows will be touching the walls. Few conventional homeowners get to experience their own home rising from the dirt, driven by their own dreams, the generosity and commitment of our sponsors, and the mission of Habitat for Humanity. Tamara Bavendam: I love being constantly challenged to learn new things and then be able to teach the volunteers. While motivating the volunteers is generally not a big issue, we also have as much fun as possible. Jean Lauzon: The camaraderie with the staff, other SOS, and the volunteers. We rarely get a grumpy volunteer, so most everybody is there to get work done and have fun.

5. Is there one particular favorite moment?

started the SOS program once told me: ”Even if someone comes out here and nail driving and painting isn’t their thing, if they GET it…what we do…. If they feel the feels of helping out and making a difference, then maybe they go try Second Harvest, or Red Cross, or Thistle Farms…. Maybe they get the feeling and like it enough to go seek out a place they can do something they love and lift someone else up. If that happens than you are helping the whole community." Being a SOS is, of course, about Habitat. But it’s so much more.” Steve Lainhart: I happened to be at this dedication where these sisters, daughters of our homeowner, ran through the house, found a vacant bedroom and broke into a happy dance. They laughed, squealed, danced, and ran around the room and in their joy, they seemed to elevate off the new carpet…in the house that they would come home to for years and years… For the love of it all.

Tamara Bavendam: In May, I fell as I stepped on one of the entry slabs. I scraped my left shin and it immediately started to swell. A group of very innovative volunteers got me some ice immediately and helped me figure out how to tape the ice to my leg so I could get up and work. I kept the ice on for about 90 minutes and it worked great. When I took it off, I hardly had any swelling. About a month ago, one volunteer came up and introduced herself. She was one of the women who had been so helpful. Jean Lauzon: My favorite memories are typically when volunteers realize they built a house or assembled a kitchen. Work they had no inkling of how to do at the beginning of the day, but mastered by the end of the day. Kurt Denny: The Habitat staffer who 20

HABITAT FOR HUMANITY OF GREATER NASHVILLE

Four-County Reach

CHEATHAM COUNTY

271 2,068

VOLUNTEERS HOURS SERVED

Cheatham Habitat hosted its Houses of Hope dinner with 150 attending, raising more than $26,000. The Habitat Council unanimously selected Darrell White as the the John E. Mayfield Hammer of Hope Award recipient. Darrell has selflessly dedicated his time, talents, and resources, playing a pivotal role in securing significant financial support, totaling thousands of dollars, for the acquisition of construction materials. He has also been instrumental in recruiting numerous volunteers to actively participate on the build site and has consistently invested his time each month to serve on our local Habitat Community Council.

DICKSON

ROBERTSON

WILSON

220 VOLUNTEERS 1,771 HOURS SERVED

38 VOLUNTEERS 103 HOURS SERVED

448 VOLUNTEERS 5,184 HOURS SERVED

Dickson Habitat for Humanity held its 14th annual Bowl-athon and Houses of Hope (HOH) event raising more than $45,000 combined, with 180 attending the HOH. Jennie Wagner, president of the Dickson County Chamber and a member of the Dickson Habitat Community Council, was honored with the Hammer of Hope Volunteer of the Year Award in recognition of her dedicated service to both Habitat for Humanity and the broader community. David Chandler was recognized and celebrated by the Dickson ReStore for his unwavering dedication to volunteering at the ReStore.

Habitat hosted its first Houses of Hope with 140 attending, raising more than $20,000. Melody DiOrio and Colista Noel were honored with the Legacy of Hope Award in recognition of their extensive years of dedicated service to Habitat for Humanity in Robertson County. The first Habitat of Greater Nashville home build is set for spring of 2024.

Wilson County Habitat built four homes in fiscal year 2023. At the annual Houses of Hope luncheon, hosted at the Farm Bureau Exposition Center, 130 guests attended raising more than $28,000. Amy Hamilton, a dedicated local realtor, was recognized and honored for her extensive volunteer contributions to Wilson Habitat. She serves as a Supervisor-on-Site and plays an essential role as a member of the Wilson Community Council. The annual Wilson Golf Challenge at the Hermitage Golf Course raised more than $32,000.

COUNTY

HABITAT FOR HUMANITY OF GREATER NASHVILLE

COUNTY

TOTAL COUNTY

VOLUNTEERS 977 VOLUNTEERS 9,126 HOURS SERVED

COUNTY

EVENT

$153K+ FUNDRAISING TOTAL

ReStore Thank you to our corporate donors Alfred Williams & Co. Cimetra CMT Costco

Habitat for Humanity of Greater Nashville operates two ReStores, one in Davidson County and the other in Dickson County, with a third ReStore opening in Wilson County in the spring of 2024. Proceeds from the ReStores help support our affordable homeownership mission, which encompasses 1,000 Habitat homeowners since 1985 and supports the environment in a positive way. Your 14,770 donations this yearvto the ReStores totaled approximately $3.6 million in sales, diverting 2,000 tons of materials from city landfills annually. Supporting the ReStores is another great way to do more for affordable homeownership in your community. Follow us on Instagram and Facebook to see the latest unique shopping items. Visit our website at the QR code for information. We appreciate your support!

Country Music Hall of Fame Crystal Art Gallery Designer Gallery Dragonfly Consignment GEODIS

Thank you to our volunteer groups

HD Install

Amazon

Prologis

Henley Supply

ASCAP

ReEmployAbility

Hermitage Design Center

Belmont University

Scott Brothers Global

Home Depot

BMI

Sheakley

Installation Group

BrightQuest Treatment Center

Songfluencer

Kirkland’s

Broadspire

The Junior League of Nashville

Lowe’s Home Improvement

Carter-Haston: Private Fund & Property Management

The Kentucky Colonels

English & Company

The Mall at Green Hills Music City Convention Center Nippon Express Optoro PPG paint Romanoff Carpet Sims-Lohman, Inc. Sinomax Sprintz Furniture Starbucks Tennsco Venterra Living Warren Brothers Sash & Door West Elm

Ohio State University One City Church Pathward

Cerecore

The Lodge at Natchez Trace Assisted Living

CAT Financial

The Motley Fool

Christ Presbyterian Academy

The Recording Academy

Dayspring Academy

Trilliant Health

First Horizon Bank

UPS

Goodpasture Christian School

Vanderbilt University

HCA Healthcare | Tristar

West End United Methodist

Holcim

Westminster College

Lakeside Books

Westminster Presbyterian Church

LBMC

Workforce Essentials

Lipscomb University

YouthWorks

MDsave National Council on Aging

XPO Logistics

22 22

HABITAT HABITAT FOR FOR HUMANITY HUMANITY OF OF GREATER GREATER NASHVILLE NASHVILLE

"Affordable Here in Nashville is Very, Very Difficult" New Village by the Creek homeowner Sayed Quraishi said what he is most grateful for regarding his new Habitat home is that his children won’t have to change schools again. Sayed has moved twice in the last year looking for an affordable place for his wife and four children, and with his Habitat home, his children can make friends and keep them, he says. “Affordable here in Nashville is very, very difficult when only one person is working an outside job. One of us has to stay home with the kids,” he explains. Sayed moved his family of six into a cheaper apartment as he went through the Habitat homeownership program because their current two-bedroom rent increased to $1,800 monthly, and he points out, his family still needed more space. “I have kids who may want to go to college and I have to plan for them. Homeownership is the biggest platform I have started. But I always want to be there to help others too,” he says of his build site experience, working alongside other future Habitat homeowners.

HABITAT FOR HUMANITY OF GREATER NASHVILLE

Sayed Quaraishi HABITAT HOMEOWNER

Sayed says his wife encouraged him to apply for the Habitat for Humanity homeownership program and it has been an honor for him to work alongside other future homeowners, volunteers, and staff. Sayed’s smile, construction skills and work ethic were always on display at the Habitat build site the past year. Sayed speaks seven languages and worked for the U.S. government in his home country of Afghanistan endangering his life and the lives of his family. The U.S. government relocated him and his family in 2017. He has a law and political science degree and one day wants to own his own restaurant. But for now, he is focused on building more platforms of stability for his family.

2023 Board of Directors EXECUTIVE COMMITTEE CRISTINA OAKELEY, Chair Founder Caliente Consulting, LLC

KRISTEN COVEY CFO Caterpillar Financial Services Corp.

CRISTINA OAKELEY Founder Caliente Consulting, LLC

LAURA SMITH, Vice Chair Vice President–General Counsel Nashville Electric Service

J. SCOTT GUPTON Executive Vice President, COO INSBANK

JORDAN OSBORNE President Robertson County Chamber of Commerce

SAM MCALLESTER, Treasurer Of Counsel Spencer Fane Bone McAllester

MONICA HAYES Managing Director & Partner KPMG llp

J. SCOTT GUPTON, Secretary Executive Vice President, COO INSBANK STEVE CATES, At-Large Founder Cates Builders KRISTY HAIRSTON, At Large Regional Vice President Compass RE DAN ROGERS, At Large Vice President Executive Producer Grand Ole Opry CHEMEKA WACHTLER, At Large Marketing Strategy Manager HCA Healthcare

BOARD MEMBERS KASAR ABDULLA Consultant TYLER ALLEN Business Banker Bank of Tennessee MICHELLE BALSLEY Office Managing Director Blankenship CPA Group, PLLC STEVE CATES Founder Cates Builders GLEN CHAMBERS Retired LoJac DANIEL CLARK VP of Power Systems Thompson Power

KRISTY HAIRSTON Regional Vice President Compass RE

TOM PARNIN Business Banking Regional Executive U.S. Bank

MIKE HONIOUS President and CEO GEODIS AMERICAS

DAN ROGERS Vice P resident & Executive Producer Grand Ole Opry

TED KLEE Retired Schneider Electric

JESSICA D. SCOUTEN Director of Forensic Services and Healthcare Consulting Senior Manager PYA

KEN KULAGA Director of Construction HCA Healthcare MICHAEL LINDSETH Senior Vice President Pinnacle Financial Partners PATRICK LOWRY VP, IT Strategy & Analytics HealthTrust Performance Group LETHIA MANN Vice President Community Development Manager Regions Bank SAM MCALLESTER Of Counsel Spencer Fane Bone McAllester DAVID MCGOWAN President Regent Homes

LAURA SMITH Vice President – General Counsel Nashville Electric Service CHARLES STARKS President & CEO Music City Center JORGE TARAJANO Collaborating Consultant SSA Consultants TINA TUGGLE Vice President, DEI Officer Tennessee Titans ROBERT TURNER Retired Bank of America CHEMEKA WACHTLER Marketing Strategy Manager HCA Healthcare

SCOTT MCWILLIAMS Co-Owner Royal Range USA LEE MOLETTE Owner Molette Investment Services MATTHEW NICHOLSON Director of Construction & Operations The Clear Blue Company JENNIFER NOE Attorney Balthrop, Perry, & Noe

MARIBEL PAREE Regional Vice President Lowe’s Companies, Inc.

JAY WILLIAMS Co-Head WME Board Interns: WESTON HALL Accenture AUSTIN EDELEN Kimley-Horn

HABITAT FOR HUMANITY OF GREATER NASHVILLE

Wilson Community Council

Tyler Allen, Chair Glenn Chambers, Vice Chair Taylor Badger Keith Boykin Kate Dailey Colin Dugan Ray Eimerman Lacey Haines Amy Hamilton Scott Harris Lee Marshall Dennis Mitchell Charlie Ogden John Presley Tom Wallace

Dickson Community Council

Michelle Balsley, Chair Amanda Crist, Vice Chair Jeff Barber Brooke Breese Missy Chandler Geri Coshatt Julie Gwinn Mickey Longenecker Micah McAlister Debbie Street Jennie Wagner

HABITAT FOR HUMANITY OF GREATER NASHVILLE

Cheatham Community Council

Jennifer Noe, Chair Valerie Kemp, Vice Chair Shayne Bell Shelly Carney Stephen Carr Teresa Eads Pat Gill Tony Gross Marianne Isbell Brad Jenkins Mary Littleton Jason McGlothren Chris Moore Dan Moore Larry Roberts Edward Wansing Dianne Williams

Robertson Community Council

Jordan Osborne, Chair Candice Tillman, Vice Chair Christopher Armantrout Melody DiOrio Jenni Dusky Buddy Hagerman Keifus Malone Debbie Mitchell Denice O’Neil Rhea-Anne Pendley Ace Timmermeier

Fiscal Year 2023 Financials Assets Mortgages Real estate & construction in progress Cash Receivables Fixed assets, net of depreciation Other assets TOTAL

Liabilities Notes payable secured by Harding property and Wilson ReStore property Notes payable secured by mortgages Notes payable unsecured NMTC joint venture notes payable Unearned revenue on mortgages Accounts payable & accrued expenses Lease Liabilities Deferred revenue Escrow accounts TOTAL

$34,625,415 $11,560,665 $13,905,283 $1,421,693 $11,465,768 $3,959,676 $76,938,500 $20,000,000

$5,526,754 $18,486,618 $329,986 $3,127,529 $4,296,348 $2,728,872 $370,122 $2,896,165 $768,584 $38,530,978

Net assets Temporarily restricted Unrestricted TOTAL

$15,211,510 $23,196,012 $38,407,522

Contributed income

$7,438,036

Transfer to homeowners ReStores sales Mortgage sales interest contribution Mortgage discount amortization In-kind contributions Other income TOTAL

$5,561,950 $3,556,346 $1,802,866 $1,447,206 $3,688,802 $782,768 $24,277,974

$15,000,000 $10,000,000 $5,000,000 0

$40,000,000 $35,000,000 $30,000,000 $25,000,000 $20,000,000 $15,000,000 $10,000,000 $5,000,000 0

Revenue

Expenses Program Support TOTAL

$18,546,469 $2,637,718 $21,184,187

$10,000,000 $20,000,000 $15,000,000 $5,000,000

Expense as percent of each dollar Program expense Support expense TOTAL

88% 12% 100%

HABITAT FOR HUMANITY OF GREATER NASHVILLE

Donors

Cornerstone Builder: $30,000 - $59,999

Founder's Society: $500,000 +

CAT Financial

Anonymous Donor Barnes Housing Trust Fund Habitat for Humanity International MLB-MLBPA Youth Development Foundation Morgan Wallen Foundation Speer Foundation U.S. Department of Housing and Urban Development

Deloitte FirstBank David and Sarah Ingram Music Row Build Nashville Sounds The Neal Agency Schneider Electric Stansell Electric Company, Inc. The Carolyn Smith Foundation Woodmont Christian Church

Legacy Builder: $150,000 - $499,999 Bank of America Russ and Allison Burns The Frist Foundation The Housing Fund Joe C. Davis Foundation The Memorial Foundation Metropolitan Development and Housing Agency Nissan North America Tennessee Housing Development Agency Block Builder: $100,000 - $149,999 Airbnb, Inc. Ree Guyer The Teresa L. Hamlin Estate Lifestyle Communities Publix Super Markets Charities, Inc.

Master Builder: $60,000 - $99,999 Catholic Build Dollar General Dugan Family Foundaton First Presbyterian Church of Nashville Fridrich & Clark Realty, LLC Greater Nashville REALTORS® HCA Healthcare/TriStar Health Melkus Family Foundation Methodist Build Unity Build Westminster Presbyterian Church

Dream Builder: $15,000 - $29,999 A. O. Smith Foundation, Inc. Aegis Sciences Corporation Built Technologies, Inc. Cathedral of the Incarnation Christ the King Church Covenant Presbyterian Church GEODIS Healthcare Royalty Bruce W. Kauffman Kevin and Jean Kessinger LP Building Solutions New Day Homes/Jorge and Gina Tarajano Our Savior Lutheran Church Pinnacle Financial Partners PulteGroup - Tennessee Division Katie Peebles Regions Bank Renasant Bank The Roros Foundation for Marc & Terry Stengel Family Rotary Club of Nashville Ralph and Harriett Shivers Sri Ganesha Temple St. Stephen Catholic Community State Farm Studio Bank The Churchill Foundation Thrivent Financial U.S. Bank United Way of Greater Nashville Wells Fargo and The Wells Fargo Housing Foundation West End United Methodist Church WME

HABITAT FOR HUMANITY OF GREATER NASHVILLE

Hope Builder: $7,500 - $14,999 Amazon American Family Insurance Ascension Saint Thomas Hospital for Specialty Surgery Bluecare Tennessee Ed and Diane Brown Mark M. Brown CESO Missy Chandler Christ Presbyterian Church Church of the Holy Rosary The Clear Blue Company College Hills Church of Christ Cooper Steel Crowe LLP Cumberland Presbyterian Church DPR Construction EMTAR Enbridge Famous Footwear - Caleres Fifth Third Bank Dr. Robert C. Fisher Forest Hills United Methodist Church Frost Brown Todd LLP HCA Healthcare Foundation HealthCare Royalty Hereford Dooley Architects Hermitage United Methodist Church Hillsboro Presbyterian Church Holladay Properties Steve Huff I.C. Thomasson Associates, Inc. icon Mechanical InfoSystems InfoWorks The Jackson Foundation Jordan James-Eclipse Music Group KPMG LLP LFM Capital Lowe's Home Improvement Region 6 MAPCO Morrell Property Collective Nashville Bar Association and Nashville Bar Foundation Nashville Housing Intelligence Piedmont Natural Gas Providence Church Ragan-Smith Associates, Inc. RBS, Inc. Sims-Lohman, Inc. Skanska USA Building Inc. SMS Holdings Spencer Fane Bone McAllester Stuart W. and Shirley Speyer St. Henry Catholic Church The Fugitive Foundation TN Homebuyers Travelers Trilliant Health Truxton Trust United Community Bank Foundation University School of Nashville Vanderbilt University Habitat for Humanity Washington Foundation Whirlpool Corporation Wood Real Estate Investors, LLC Woodmont Baptist Church

Donors Ground Breaker: $5,000 - $7,499 Acceptance Insurance Batten & Shaw, Inc. Berry Global, Inc. Brasfield & Gorrie, LLC Burns Engineering, Inc. The Tom and Cindy Buss Foundation, A Donor Advised Fund of The U.S. Charitable Gift Trust Calvary United Methodist Church Charlotte M. Covington ChemTreat City National Bank Tom and Cassie Edenton The Enchiridion Foundation ESa Evelyn S. & Jim Horne Hankins Foundation Erin Feaga Fenagh Engineering & Testing First Evangelical Luthern Church First Horizon First Unitarian Universalist Church The Fugitive Foundation Beulah M. Garrett Living Trust GHP Environmental + Architecture The Evelyn S. & Jim Horne Hankins Foundation Harvest Construction Company Henderson Building Solutions Johnson Controls, Inc. Jack and Joanna Jones Layton Construction Company Johnny and Paula Melton MET Foundation, Inc. Middle Tennessee Electric Sharing Change Mindy Koenig Inspection Nabholz Nashville Electric Service Nashville First Baptist Church PMC The Robertson County Association of Realtors, Inc. Second Presbyterian Church Timothy and Nancy Sheehan Tennsco Thompson Machinery Thompson Power Vannoy Construction Wilson County, Tennessee WMK Consulting WSP

Hard Hat Club: $2,500 - $4,999 BankDirector Bellevue Presbyterian Church Mr. Karl Bentz Lee and Melanie Blank Bluebird Cafe, Inc. Anna Boon CapStar Bank Catalyst Design Group The David and Janet Chestnut

Family Charitable Fund Amy and Overton Colton, Colton Family Advised Fund of The Community Foundation of Middle Tennessee Consolidated Engineering Laboratories Cook's United Methodist Church Joel and Rebecca Cooper Richard G. and Beth Courtney Rob and Pam Crichton Yvette Doran and Dwayne Novak Electrolux Alex English Jennifer Farley The Fellman Family Foundation First Baptist Church of Lebanon First United Methodist Church of Lebanon TN, Inc. Mr. and Mrs. Ken Gerdesmeir The Goad Family Foundation Goodall Homes Google Fiber Mr. and Mrs. J. Gil Fuqua, Jr. Stanley E. Graber Amy Hamilton Joe Heger Danny and Susan Herron Ingram Entertainment Inc. INLT JE Dunn Construction Ms. Jackie Kemp Ms. Valerie Kemp Robert E. and Jenny D. Kirkland Foundation Tab Kirkland Klee Family Charitable Giving Fund Stephen and Andrea Lainhart Philip Leach Legends Bank Mr. Patrick Lowry Susan Maitland Martin Bros. Scott McWilliams and Leslie Homra Janet and David Miller Carol Lea-Mord and Kevin Morehead April Murray Mt. Nebo Baptist Church Music City Center Owens Corning Parker Peery Properties Valerie Parton Regent Homes Linda Rising Mrs. Anne F. Roos, Anne & Charles Roos Advised Fund of The Community Foundation of Middle Tennessee Tara Scarlett and Michael Peacock Jessica and Josh Scouten Sertoma Club of Nashville South End United Methodist Church St. Verena Coptic Orthodox Church Sycamore High School Greg and Betsy Tidwell Tom and Sherrie Wallace Mark Weber The Wills Company, Inc. The Wilson Group Real Estate Services UTA

Valor Mortgage W.E. O'Neil Wilson Bank and Trust Mary Gladys V. Wolfe

Front Door League: $1,000 - $2,499 5 Star Construction, LLC Mr. Norris Allen Andrew Allen Charitable Foundation Anchor Investments Antioch United Methodist Church Austermiller Roofing Inc. David and Stephanie Bailey Charitable Fund Bank of Tennessee Mr. Lee Barfield Ed and Jamie Benson Mr. and Mrs. Keith Boykin The Brandt Companies Shane Breece April and Matthew Britt Lisa A. Brocco Jon and Barbara Bruce Walter Campbell Steven and Carol Cates Kelly Fay Cioccia Kent and Stephanie Cleaver Amanda Crist and David Jones Cherry Bekaert LLP Cumberland University The Deaton Family Foundation Mr. J. William Denny Mark and Sherry Deutschmann Martin Dunne Eastland Construction, Inc. Eastwood Christian Church Donnie Eden Elaine Emory Elitte Septic Tank & Grease Trap Service, Inc. Ethan and Jennifer Elzen Ensworth School Executive Women International The Farmers Bank F&M Bank Fellowship Sunday School Class of First United Methodist Church Robert H. Finger First Citizens Bank First Federal Bank The Dorothy Cate and Thomas F. Frist Foundation The Fugitive Foundation Emily Garrahan Gateway Church Penny Gattis Don and Teresa Gill Charitable Fund at Schwab Charitable Dr. Terry Goodin Gordon Memorial United Methodist Church Sarah Gracey Grindersedge, Inc. Mr. Donnie Hamilton Marilou M. Harrison Ms. Margaret J. Havron High Noon Rotary Club of Dickson Horizon Medical Center Ms. Lucile Houseworth and Dr. Mark Magnuson

Iglesia Metodista Unida Ebenezer INSBANK Islamic Center of Nashville Mickey and Bari Jacobs John Bouchard & Sons Co. Doug and Terri King Kiwanis Club of Nashville Chris and Diana Knight Heloise Werthan Kuhn – In Memoriam of Mary Jean Kruse Lebanon Breakfast Rotary Club Lisa and Tim Lanai Bryan Lochman David and Patti Mangum Mr. and Mrs. Daniel T. Martin Beau Massengill John and Joanna Melton Movement Mortgage MSB Cockayne Fund Nashville Door Closer Service Inc. Elizabeth Nichols Gregory and Lynn Norvell Mr. Charlie Ogden One City Church Andrea and Jordon Osborn Thomas Parnin Payne Chapel AME David and Jennifer Rawlings Red River Assembly of God Elaine Reeder Rotary Club of Lebanon Foundation, Inc. Scott and Melinda Ruffin Schlamp Family Donor Advised Fund of Schwab Charitable Chris and Amber Smith Mr. Greg Smith Ms. Lucy Smith Ann M. Soderquist Southminster Presbyterian Church George Spiva Mary Jean Stevens Baylor and Ryan Swindell, Ryan and Baylor Swindell Fund of The Community Foundation of Middle Tennessee The Temple Ohabai Shalom Mr. and Mrs. DeWitt C. Thompson IV Mary Jane Thompson Title Group of Tennessee LLC Alan Tobias Troy and Sylvia Tomlinson Toro Engineering & Construction Corp. The Trickett Family Fund TriStar Bank Truist United Structural Systems Sigruna Watson Lynn Wilmer Michael White Eileen Wollam Woodmont Hills Church of Christ Krzysztof Zienkiewicz

Mighty Hammer Club: $500 - $999 Don Adams Alexion Pharmaceuticals Ann Smith's Rose Garden Ascend Federal Credit Union Danniel and Patsy T. Baccus Mr. Jeff Bennett Ashley Bianchi BLOX, LLC Mr. Clay Bradley Charlene Cooper Brown Amy Brown Larry Curtis Brown Christ Presbyterian Academy Mr. Brian Cordova Cross Point Church - Dickson Maria Gabriella Giro and Jeffrey M. Davidson Samuel Demonbreun Devenney Group Ltd., Architects Dickson Eye Health Tiffany Dunn Ever Loved, Inc. Rena Ewing Exit Dreams Realty LLC Exit/In Brad and Lori Fishel Rod and Dinah Freeman Thomas and Kathleen Garthwaite Jeffrey H. Gibson Mr. Patrick Gilbert Ms. Lillian Gilmer Granville Goodin Gresham Smith Sammie Griffin Mr. Scott Gupton Weston Hall Skila Harris Hillsoboro Harding Exchange Club Foundation Hiscall, Inc. Holy Trinity Lutheran Church Katherine Hommrich Wearen and Bitsy Hughes Charitable Fund, a Donor-Advised Fund of Fidelity Charitable Jody Humphrey Charles Jobe Kevin Kline Marion Kraft Dr. Sabi Kumar Beth Laird Carol and Lawrence Langteau Representative Mary Littleton Brice Long Kim Looney Lethia Mann Martin-Brower Paul Juarez Katy McCartney Don and Gloria Mersman Sara G. Moon David Morgan NARPM Nashville Chapter Nashville Catholic Business Women's League Nashville Neurosurgery Associates I Dickson TN Peter Nikolai Lynn Oliver Kerry O'Neil Jennifer Pantermuehl

HABITAT FOR HUMANITY OF GREATER NASHVILLE

Lauren and Charlie Payne Amanda Perkins Jimmy and Haden Pickel Mark A. Pinkleton Mr. Charles Powell Jeremy Rettich Mr. Steve Riley Robbins Family Foundation Peter Robinson Rockwood Sustainable Solutions Anne Rolman RTK Church Foundation Ms. Martha Shepard Richard and Gwyn Shepard The Shinn-Krantz Charitable Fund Naomi Snyder Mr. Andrew Southern Southern Bank of Tennessee Marc Stengel Karel and Jim Straughn Michael and Emily Taylor The Taylor Family Charitable Fund Thomas & Hutton Engineering Co. Jon Thompson Thunder Alley Family Entertainment Center Margaret Ann Trail UPS Foundation, Inc. Venczel Insurance George Washburne Dana Wesson Jenny West Kathy and Larry Whisenant K. Janelle Wilson Kathy Zacherl Nancy and Michael Zoretic

Brick & Mortar Club: $200 - $499 Abbvie Abbey Adams Mr. Tyler Allen Margie Andrews The Apolinsky Gigante Giving Fund Jaymi Arata Kelly Archer Mr. Keith Auville BankTennessee Lauren Barca Mr. John Barfield Jaclyn M. Bassett Charles Bauer Randy and Judy Bell Amanda Bell Belle Meade United Methodist Church Bennett & Pressley, P.C. James Binkley Roland and Janice Binkley Arthur G. Boll Susanne Bone Jen Bontusa

Sharon Bosworth Clark Boyd/State Farm Insurance Mary Barrett and Mark H. Brewer Aaron Brown Larry J. and Martha Brown Larkin Max Bruckner Mark M. Buchanan Mr. Jim Burnett Elizabeth L. Burrow Glenn Bushey Greg Butler Libby Callaway Frank Callis Patti Carroll Lisa Peebles Chagnon Mr. and Mrs. Glen Chambers CLS Medicine PLC Janet C. Cluck Don and Dorit Cochron Coldwell Banker - Barnes Real Estate Services, Inc. Netta Collins Corky Cross State Farm Insurance Cornerstone Pulmonary & Critical Care Associates, PLLC Jeff and Lynn Creasy Kristine Crocker Murray and Teri Crow Dean and Michie Daniel Aubrey Daniels Dickson Co. Ministerial Fellowship Mr. Ken Dill Gloria Dillard Ms. Shelly Dillow Donatos Pizza The Susan G. Doughty and David W. Otto Charitable Fund Ginger Duncan Thomas Durkee Teresa and David Eads Michael and Leslie Easley Matt Eby Eclipse Music Group Ms. Sherie Edwards E-Payment Solutions Anne T. Ertel-Sawasky The Annette & Irwin Eskind Family Foundation Faith United Missionary Baptist Church David Feinstein Don and Bettye Figlio Chris and Cheryl Figlio Barb Foss Ezra Frazier Dr. Dickey C. Fuchs Michael and Deborah Fulcher Laura Fuller Mary Taylor Gallagher Ken Garrison Dr. and Mrs. James H. Gentry, Jr. Mr. Patrick Gill Adrien Good Dr. Jeff Gordon Steve Haley Ms. Linda K. Hargin Margaret Hart

Shannan Hatch Matthew Hawthorn Christopher Hebert Stacy Hicks Ron and Nancy Hill Bob and Connie Hogan Scot Hubert David Huffaker Martha Hutsell James Family Sustainability Fund Mary Grey Jenkins Pamela W. Jenkins Larry and Rita Johnson Anna Jordan Amir and Dale Karshenas Mr. David Kelley Kimsey Kerr M D Kirby Fred and Joanne Kirby Sara Knabe Ralph and Kathy Knauss Renee Kovick Mr. Ken Kulaga Anup Ladda Trip Leasure Lebanon General Practice, Inc. Sharon Lee Hugh Lee Mr. Kurt Locher Timothy Loftus Meredith Jones Long William Luke Frank and Dugan Maddux Mannington Flooring Jim and Jessica McCann The Honorable Ms. Carol L. McCoy Michael McDaniel Abby McDonnell Mr. Jason McGlothren Jared McKee Mengelberg Construction Esther Mollenhour Shelby Moody Moody Nolan, Inc. Janine Moore Allison Moore Jaeson Morris Michael and Julia Morris Alexa Moscardelli James Murphy Rob and Elizabeth Meyers Nashville Veterinary Dermatology Susan C. Neely Rhonda Newborn News Corp Jimmy and Shirley Noe Jennifer Noe Emily Olson Ashleigh Overly Kathy Owen Painturo's West, LLC Partlow Funeral Chapel Management, Inc. Preferred Rate Nixon Pressley Progressive Insurance Foundation Col. and Mrs. G. R. Pulliam Mike Ragan Mr. Charles F. Ramsey Jeffrey and Marcia Ray Ray Render Cindy Revol

HABITAT FOR HUMANITY OF GREATER NASHVILLE

Mr. Larry Roberts Worrick Robinson IV Rochelle McCulloch & Aulds, PLLC Howard and Brenda Ross George Rowlett William and Anita Ruffin Daniel W. Rushing Audrey Russell Ed and Jackie Russell Sammie Gibbs Construction Sammy B's Deborah Anne Sanders Maureen Sanderson Terry Sanderson Patricia Casa Santa Dan Schliesmann David G. Schuette Lydia Schulz Sarah Schumacher John Patrick and Rebecca Selove Ciara Shortridge Renee C. Singleton John and Patricia Smallman Sandra Smith Laura Smith Mr. and Mrs. E. Dan Smith II. Saul Solomon Holly Spann Bruce and Susan Spaulding Melissa Spillman Square Market The STAHL Giving Fund Charles and Dina Starks Steve Jones Glen and Joyce Stewart Carly Strickland Lindsey Swearingen Matt and Judy Sweeney TCAT John and Andrea Tencza Josh Terry Thompson Reuters The Joseph & Ellen Torrence Family Fund, an American Endowment Foundation Donor Advised Fund Brian and Laura Travis Annie Trost Two Fat Men Catering Charles Upjohn Urban Physical Therapy, Inc. Farrah Utroska Josh Van Valkenburg Kevin Vaughn Chemeka Wachtler Warner Chapel Music Cody Watts Wes Dugan Castle Heights Insurance Inc. Mr. Darrell White Dianne Williams Sally Williams Lyn Williams Ted Witkus Teng Ye Yesterday's Treasures Today Lanee Young Robert and Gail Zika

Home Build Gift-In-Kind ENERGY STAR® 93% efficient hot water heaters

LED light bulbs

Interior LED lighting packages and exterior lighting fixtures

Privacy blinds

ENERGY STAR® Washers and dryers

Breaker panels and covers, surge protectors, circuit breakers, circuit breaker locks

ENERGY STAR® dishwashers and ranges

Exterior dead bolt/lock combinations and interior knobs

Agency Gift-In-Kind

Build Sponsors: Fall 2022 and Spring 2023 FOUNDER'S SOCIETY

LEGACY BUILDER

BLOCK BUILDER

MASTER BUILDER

DO ALL THE GOOD YOU CAN

CORNERSTONE BUILDER

HABITAT FOR HUMANITY OF GREATER NASHVILLE

DREAM BUILDER

HOPE BUILDER CHRIST PRESBY TERIAN CHURCH

HABITAT FOR HUMANITY OF GREATER NASHVILLE

Conswala’s home dedication ribbon cutting at Village by the Creek.

M I S SIO N STAT E M E N T Seeking to put God’s love into action, Habitat for Humanity brings people together to build homes, communities and hope.

414 Harding Place, Ste. 100 Nashville, TN 37211 (615) 254-4663 • www.habitatnashville.org