2015 Habitat for Humanity of Greater Nashville Annual Report

believe in the mission of Habitat — helping people who want to live life responsibly by “We taking care of their families and helping their neighbors. We all need each other and Habitat expresses that so well.”

­— Nancy Moore, president, The Porch Company

A L o t H a s H a p p e n e d i n a Ye a r . . .

Learning to Fly | 2-3

Enriching Lives | 4-5

Giving Hearts | 6-7 #Habitatnash | 8-9 Community Partner, MDHA | 10

Opening / table of contents

Eye of Impact, JD Elliott | 11

Uplifted Families | 12-13

Women Build | 12

Financials | 19

ReStore | 13

Donor List | 20-23

DIVISIONS: Wilson | 14-15

Volunteer Groups | 23

DIVISIONS: Dickson - Cheatham | 16-17

Nashville House Sponsors | 24

Spirit of Volunteerism | 18

Greater Nashville Board Members| 25

RED

is the color and symbol of powerful, energizing action and it is the starting point for those who come to Habitat in search of stability and empowerment. When a family enters the Habitat homeownership training program, they receive a red T-shirt signifying the beginning of their homeownership journey. Immersed in the educational program, participants attend classes on such topics as budgeting and home maintenance and they also work on the build site as part of their lifechanging journey. Current Habitat homeowners talk about the relief of not having to move multiple times each year in search of more affordable housing and describe how stabilizing it is for their children to attend one school consistently instead of several each year.

The stability that a Habitat home provides these families stretches into every second of every day of their lives and the lives of their children.

Habitat families are willing to work hard to create this stability and life-altering opportunity, but it cannot happen without your help. Most Habitat applicants are rent burdened or don’t qualify for a traditional mortgage, putting homeownership beyond their reach without a hand up.

Your investment into the lives of these adults and children offers our community a vitality of spirit and awakening potential that catches on like wildfire, building lives and securing futures that would be very different without Habitat.

As they cross the threshold of their new home, Habitat homeowners cut a red ribbon, symbolizing their new lives and the opportunity to give their hopes and dreams a place to take root and grow. As you can see from the following pages, it is a celebration full of dignity, empowerment, and community goodwill. It is a moment not to be missed.

We are grateful for your support.

Habitat for Humanity of Greater Nashville | Annual Report 2015| 1

Y L F o t g n arni

Le

D

avid Battles looked around his father-in-law’s three-bedroom house and thought, “We just need a place to breathe.” David’s family of seven had moved in to help care for wife Michele’s ailing father and space was more than tight. “A dream, just a dream and a blessing,” Michele said, explaining their application for a Habitat home and the response from her employer and their home’s sponsor, Saint Thomas Health. Michele has worked at Saint Thomas Health for more than 17 years, and David has been with UPS since 2007, companies that are both longtime Habitat partners. The Battles applied for a traditional mortgage but couldn’t get approved for the size home they needed because of the amount of interest on the monthly mortgage payment. Living with Michele’s father was not a long-term solution, either. When Saint Thomas learned that the Battles had applied to Habitat, everyone knew an answer was close at hand.

Looking around the Habitat build site, Michele stopped more than once to gaze at her co-workers with love and amazement at their devotion to help her family build a home. On May 3, the day she cut the ribbon, with her husband and children by her side and so many from her employer around her, she looked up at the fully finished house that was waiting to become their home, and a triumphant smile spread over her as tears of gratitude spilled from her eyes. “I would have never thought 17 years ago when I started to work for Saint Thomas that my co-workers, supervisors and doctors would be here helping me build my house. They say nothing is impossible… it’s not.”

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Sponsored by:

The outpouring of support for Michele and her “family and the rush of people who signed up to work on the weekends warmed my heart.”

— Carrie Teaford, associate chief operations officer, Saint Thomas Hospital

Habitat for Humanity of Greater Nashville | Annual Report 2015 | 3

Nissan built their ninth Habitat home in Davidson County with Bhim & Chandra Subedi

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One corporate solution

ENRICHING LIVES so valuable for people to know the stability and sense of community that having a per“It’s manent home provides. That’s why, on a very personal level, our employees are glad to give

their time and effort to help. On a corporate level, our partnership with Habitat is a tangible example of how Nissan carries out its mission to enrich peoples’ lives. Habitat makes a real and lasting difference in the lives of others, and we are glad to be a part of it.”

— Nissan executive Dan Bedore, on the board of Habitat of Greater Nashville

I

n 2007 after Nissan moved its North American headquarters from Los Angeles to Nashville, the company sponsored its first Habitat for Humanity home in Davidson County: a three-bedroom, two-bath home for a mother and her three daughters. The homeowner was so excited, she told everyone she was moving as soon as she was approved to be a partner family – seven months before her move-in date!

The passion that is part of the Habitat experience is not limited to the homeowner families. Nissan has been a committed partner since its relationship with Habitat began in 2005. The catalyst for the partnership was a catastrophe. After hurricanes Katrina and Rita devastated the Gulf Coast in 2005, Nissan donated 50 Nissan Titan trucks filled with construction supplies, and mobilized employees to take the goods to Louisiana to assist Habitat’s response efforts in home building.

One of Nissan’s philanthropy focus areas is humanitarian relief. Habitat’s mission to help families obtain safe, affordable housing aligns well with Nissan’s community-strengthening priorities.

Over the past 10 years, Nissan’s nationwide support for Habitat for Humanity has amounted to cash donations of $12.6 million. Nissan employees have served 570 U.S. families, helped to build 71 homes and logged more than 70,000 volunteer hours. The company has donated 138 vehicles to Habitat affiliates. Nissan has supported Habitat’s Jimmy & Rosalyn Carter Work Project in Thailand, Haiti and U.S. cities. This year Nissan will donate five Mobile Response Units – specially equipped Nissan NV commercial vehicles – that will expand Habitat’s ability to support rebuilding efforts after a disaster. Nissan employees

serve as Habitat board members, not only in Nashville, but in other states where Nissan has an operational presence.

Locally, they have built nine Habitat homes, donated a Titan truck in 2007 and donated a construction van in 2014.

Habitat for Humanity of Greater Nashville | Annual Report 2015 | 5

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‘Living in my apartment is like being shackled.’

— Koang Chol

rentwood Hills Church of Christ (BHCC) embraces its mission to spread love and the gospel with more than 750 beating hearts and 1,500 hands in motion.

This giving organization has been a powerhouse of love and goodwill since 2008 toward hardworking, low-income Habitat homeowners like husband and wife Koang Chol and Nyabel Bilieu. Both came to the U.S. to escape their war-torn country of South Sudan. Koang has been involved with the Nashville International Center for Empowerment (NICE) since its founding in 2005, and has worked there as an employment specialist since 2011. Nyabel takes care of their three children. They were drawn to Habitat because of the educational component of the homeownership program and the zero percent interest rate mortgage loan.

“I think any time you are involved in a project like this, your congregation gets as much out of the experience as the family. It is impossible to know all the benefits or to put a price tag on the experience, but I would dare say that the impact will change people forever. Attitudes change and giving hearts are formed,” said Jonathan Seamon, executive minister, BHCC. “I enjoy watching the smiles and the excitement our congregation has for the homeowners. Pictures can’t always show the real emotions that a family experiences as they watch their house go up in front of their eyes. For them to talk to people who are giving and helping to build their home is such a different experience from watching a contractor build a house. There is a lot of love shared!” said Seamon.

“Living in my apartment is like being shackled,” Koang adds. Thanks to BHCC, Koang’s shackles have been replaced with a door to walk through and a place for him to proudly say, “I am home.”

‘Giving hearts

Brentwood Hills Church of Christ

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are formed...’ Habitat for Humanity of Greater Nashville | Annual Report 2015 | 7

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abitat volunteers generate more than the equivalent of $800,000 annually in community building, positive social impact, goodwill, and teamwork, made evident by the wattage of all those electric smiles at the build site! This means that more low-income families have an opportunity to bring stability to their lives and build equity wealth through a roof over their heads. There is no place on earth like the Habitat build site, where Habitat partner families, company CEOs, and dedicated volunteers work side-by-side, making our community a better place to live for all of us.

Plus, it’s a whole lot of fun at a Habitat build site!

Habitat would like to recognize all the supervisors on site (S.O.S) who donate their time and expertise on the build site to provide guidance and care for our families, sponsors and volunteers.

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The Metropolitan Development Housing Agency (MDHA) has been a presence in Middle Tennessee since 1938. MDHA’s mission is to create affordable housing opportunities, support neighborhoods, strengthen communities and help build a greater downtown Nashville.

Hillary Fox | 2015

MDHA and Habitat for Humanity of Greater Nashville are long-standing partners. MDHA made federal funds available to The Housing Fund for revitalization efforts in areas of Metro Nashville that were impacted by the historic May 2010 floods, funding deployed by Habitat to renovate homes for purchase

by Habitat partner families. Once complete, almost 30 deserving families will become homeowners through support of this program.

Separately, in an effort to address the continuing need for quality affordable housing in north Nashville, MDHA undertook the acquisition, design, and development of The Woods at Monticello, a 36-lot subdivision of single-family homes just north of Trinity Lane and west of I-65, being built in phases. In the fall of 2014, Habitat for Humanity of Greater Nashville requested and was awarded six lots from MDHA as part of Phase Three. In October 2015, Habitat dedicated homes for six deserving families who worked hard to complete the homeownership training program, including classroom work and build site hours. Habitat is grateful to MDHA for making these lots available at no cost to the agency, as well as for the down-payment assistance provided to help make the houses affordable for low-income families.

J. D. Elliott

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Driving Force of Benevolence

“ Nashville is a better, more vibrant city as a result of The Memorial Foundation,”

said Danny Herron, president and CEO of Habitat of Greater Nashville. “Through their generosity, Habitat has been able to make the dream of homeownership a reality for many, many deserving families, and for that we are so very grateful.

J. D. Elliott was an inspiration to everyone in our city’s nonprofit community, and he will be greatly missed.”

He was the heart of our mission, from the day we were founded, to give our best in terms of resources, support and encouragement to nonprofits operating throughout our region. We will miss his warmth and wisdom every day...

S

ince inception, The Memorial Foundation has served 778 organizations with grants totaling $135 million.

The driving force behind this benevolent charity with its widespread and lasting community impact was J.D. Elliott, who passed away July 22, 2015. When Nashville Memorial Hospital in Madison sold to HCA in April 1994, an endowment fund was generated from the sale of the hospital’s assets. Elliott, who had served as CEO of the hospital from 1968 to

1994, became the founding president of The Memorial Foundation.

Of Elliott’s passing, The Memorial Foundation Board Chair Frank Grace Jr. said, “He was the heart of our mission, from the day we were founded, to give our best in terms of resources, support and encouragement to nonprofits operating throughout our region. We will miss his warmth and wisdom every day, but will move forward into the future with his sterling legacy to guide our way.”

The Memorial Foundation’s partnership with Habitat for Humanity of Greater Nashville began in 2003, and has continued over the years with substantial funding for land development and home sponsorships. During Elliott’s tenure, The Memorial Foundation provided funding to Habitat for the Timberwood, Park Preserve and Hallmark communities. The Foundation has also helped to sponsor homes for 11 Habitat families in Wilson County.

87 13 2 32 28

Classes held Volunteer instructors returning Homeowner panel classes led by eight Habitat homeowner instructors Families graduated from Financial Peace University Budget coaches volunteered for one or more classes

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UPLIFT

Betty Langoya | 2015

abitat’s Women Build is a unique partnership of female community leaders, along with companies focused on women as executives and mentors, coming together to sponsor, build, and dedicate homes for female homeowners. Women Build is focused on the power of networking to help women achieve their goals, including making homeownership a reality for Habitat partner families each year. Habitat of Greater Nashville’s Women Build initiative has sponsored homes for seven women since 2011.

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TED

FAMILIES

WITH YOUR HELP 50 LOW-INCOME FAMILIES PURCHASED HABITAT HOMES IN FISCAL YEAR 2015

How It Works Families in HomeWORKS, Habitat’s homeownership training program, complete 70 required hours of education prior to purchasing their homes. Financial education classes focus on budgeting, getting out of debt, saving, investing and retirement planning.

Additional sessions focus on legal aspects of homeownership, neighborly conflict resolution, and home security, maintenance, and energy efficiency.

Families in the Habitat program also spend time working at the Habitat Restore and helping to build their homes and the homes of their neighbors. Equipped for success, families purchase their homes through a mortgage loan provided by Habitat at zero percent interest.

Monthly mortgage payments (principal, insurance, property taxes, and homeowners association fees, if applicable) average $550$650 monthly; homeowners also pay up to $2,500 in closing costs to purchase their home.

The place where great finds fund good works ReStore Business Partners Habitat of Greater Nashville operates four ReStores, two in Davidson County, one in Wilson County and one in Dickson County. Net proceeds from ReStore sales provide nearly $250,000 annually toward operating expenses and funding for Habitat home sponsorships. Proceeds from the ReStores have helped build homes for more than 25 low-income families!

This year, ReStores experienced changes including technology upgrades, increased visibility on social media, and an ongoing volunteer recruitment program. If you aren’t a faithful follower of the ReStore Facebook page, you are missing out! The number of informed shoppers has grown from 400 to nearly 2,000; log in to find all the new inventory, current sales and happenings at: Facebook: ReStore Nashville Habitat for Humanity Mobile VIP Program | Phone: Text 51555 and type in Nash Supporting the ReStores is another great way to contribute to Habitat’s mission to help low-income families lift up their lives through the benefits of homeownership.

ReStore volunteers have contributed more than 4,000 volunteer hours to the ReStore this past year, helping to keep overhead costs low. Local colleges and universities have been instrumental in lending a helping hand. If you have a few hours to spare, contact Dave Jaeger at: djaeger@habitatnashville.org.

Costco Ferguson Kirkland’s Hermitage Lighting Gallery Lowe’s Porter Paint SledgeCraft Sprintz Furniture Steves & Sons Tennsco Tractor Supply Company

ReStore Volunteer Groups Catholic HEART Work Camp HCA National Council on Aging UPS

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Danika Humes | 2015

Jamie Jacobs | 2015

Kendra Richardson | 2014

Carla Coggins | 2014

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The work of Habitat in Wilson County began in 1992 and Wilson Habitat has now built 64 houses and renovated three, serving 67 families.

HABITAT FAMILIES Jamie Jacobs: Growing up in New Jersey, moving from apartment to apartment and living in motels with her mother and siblings, had a profound effect on how Jaime feels about the meaning of home. She often worked two jobs to make ends meet. After the arrival of her daughter, owning a home means more than just a place to live, it also means everything: stability, security and hope for a brighter future. Sponsor: Faith Build Danika Humes is the mother of two.

She tried several times to live on her own, but could not make ends meet because of the high cost of rent until she became a Habitat homeowner in the spring of 2015. Sponsor: Women Build Carla Coggins, nicknamed Yogi, is a single mom and caregiver to her 30-year-old son, Jeremy, and her 9-year-old grandson, Jer’myzio. Both have special needs, but Jer’myzio, in particular, demands a regimented schedule of care, which Carla happily and tirelessly provides. Sponsor: Nor th America Adminstrators.

Kendra Richardson: After volunteering at one of Habitat for Humanity’s work sites, Kendra began dreaming of owning her own home and made that dream a reality in the fall of 2014. She is a material handler at the Famous Footwear warehouse in Lebanon and a graduate from Tennessee College of Applied Technology. Sponsor: Community Build.

Wilson

Wilson House Sponsors - $1,000 or more

WILSON

ilson Habitat for Humanity welcomed four new homeowners and held its annual golf tournament and Houses of Hope luncheon to help raise funds for its mission to help more low-income familes purchase homes. Recognized for their contributions to Wilson Habitat this year were: Bob Black, winner of the Spirit of Volunteerism; Demos’ Restaurant, receipient of Community Partnership Award; and Cook’s United Methodist Church, winner of the Spirit of Habitat Award.

Divisions |

Baker’s School of Aeronautics Bob Black Bridgestone Americas Trust Fund Edward Callis City of Lebanon Natural Gas Department College Hills Church of Christ Curci Beverage Company, Corp.

Custom Packaging, Inc. Demos’ Restaurant Eastern Middle Tennessee Association of Realtors (EMTAR) First United Methodist Church of Lebanon Habitat for Humanity International Builders Blitz Home Instead Senior Care Lebanon Noon Rotary Brian Manookian Maple Hill Church of Christ Middle Tennessee Electric Customers Care, Inc. Modern Woodmen of America Mt. Juliet Church of Christ North America Administrators Providence United Methodist Church Linda Rising Rotary Club of Lebanon Foundation, Inc. Spectra Energy The Bridge Fellowship The Memorial Foundation Tressler & Associates, PLLC United Way of Wilson County Heather Vallett Wilson County, TN Nonprofit Grant Program Wilson County Whip Crackin’ Rodeo

Wilson Community Board Joe Ali, chair Philip Clemmons Jerry Kennon J.B. Loper Veronica Mallicoat Scott McCormick Lee Oliver Karl Rehmer

Linda Rising Matthew Ryan Robin Sistad Greg Smith Anita Tate Derek Truelove William Westmoreland Andrea Wilke

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Divisions |

Dickson & Cheatham

From left, Mike Welch, senior construction specialist for Habitat International, Steve Thomas, Kimberly Jones and Tom Gipson

DICKSON HABITAT

Dickson Habitat raised more than $25,000 at its annual Houses of Hope sponsored by TriStar Bank and Tennsco, which was broadcast by Chris Norman, WDKN. Habitat homeowner Roxanne Cox was awarded Volunteer of the Year. Dickson Habitat for Humanity served as one of five national media hosts for the Habitat International Home Builders Blitz. The crowd was welcomed by Board Chair Martha Shepherd and local talent Chris Greene sang “America the Beautiful.” Emmy Award-winning television personality, Steve Thomas, and creator of the Builders Blitz event, home builder Tom Gipson, who launched the initiative in 2002 in Raleigh, N.C., came to Dickson to help Kimberly Jones build her home in the spring. The Dickson Habitat also operates a ReStore at 223 Dickson Plaza Drive.

CHEATHAM HABITAT

The Cheatham Habitat division held its annual Houses of Hope fundraiser, collecting more than $17,000 to help build a home for its fourth family, Tina Moore and David and Tricia Meadows, and their three children in the spring of 2015. “We are excited about breaking our cycle of continuously moving and renting,” said new Habitat homeowner Tricia Meadows.

will give us a sense of “Habitat neighborly love, pride and a place

to call home. We have so much gratitude and appreciation for this opportunity.”

— Habitat homeowner

Habitat for Humanity of Greater Nashville | Annual Report 2015 | 17

DICKSON

Dickson House Sponsors A.L.P. Lighting Components A-1 Signs Pastor Jamie & Diane Allen Armstrong Hardwood Flooring Michael & Renee Boehm Bone Dry Roofing C K Pruett Construction Inc. Charlotte-Fagan United Methodist Church Church of Living Water Cross Point Community Church Dal-Tile, A Division of Mohawk Industries Dickson First United Methodist Church First Baptist Church of Dickson First Farmers & Merchants Bank GrindersEdge, Inc.

Habitat for Humanity International Builders Blitz High Noon Rotary Club of Dickson Interstate Packaging Isosceles Enterprise Middle Tennessee Lumber Nemak Parker Peery Properties Parkers Creek Baptist Church Porcelain Industries Publix Super Markets Charities Rep. David and Martha Shepard Taylor Funeral Home Tennsco Corporation Tennessee Housing Development Agency Traditions First Bank United Way of Dickson County White Bluff Building Supplies

CHEATHAM

Meet our Division Habitat Families

DICKSON: Kimberly Jones cuts the ribbon to her new home thanks to the sponsors listed to the right. Kimberly is a direct support professional with Developmental Services, and has assisted clients with disabilities for the past seven years.

Dickson Community Board

DICKSON: Crystal Cloninger and her four children now have a place to call home, bringing the total to 30 families served in Dickson County. Crystal received lots of support from her sister and her church, Parkers Creek Baptist Church. Crystal has worked at Highland Rim Head Start since 2010 and is working on her bachelor’s degree.

Martha Shepard, chair Leonard Belmares Dr. Ed Blackburn Sue Chester Hemant Dandekar Chris Greene Bobby Hargrove

Linda Hayes Allen Johnson Brenda Legg Jenny Stephens Neil Trice Teresa York

Cheatham House Sponsors

A. O. Smith Foundation, Inc. Cheatham County Ministerial Alliance Community Bank & Trust Demonbreun Roofing Inc. First Baptist Church Ashland City Grace Baptist Church Pleasant View John & Alice Lindahl

John E. Mayfield Pegram Church of Christ Pleasant View First Baptist Church R.E. West Transportation, Inc. RBS, Inc. State Industries U.S. Bank National Association United Way of Cheatham County

Cheatham Community Board

CHEATHAM: David and Tricia Meadows cut the ribbon to their new Habitat home in the spring of 2015. The family started their Habitat home application process in 2012, but were initially not approved due to uncertainties with their income. Through persistence and hard work, they were accepted into the program in the spring of 2014 and cut the ribbon to their home in spring 2015.

Shayne Bell, chair Jennifer Noe, vice chair Larry Roberts, secretary Keith Auville Jeff Bennett Stephen Carr Valerie Kemp Dreier Tony Gross

Patty Kennedy Jean Leasure Mary Littleton John Mayfield Johnny Melton Chris Moore Diane Williams

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18 | Habitat for Humanity of Greater Nashville | Annual Report 2015 abitat was fortunate when Pat Hughes joined the Women Build team. Pat quickly stepped into the role of coordinating build volunteers. Spreadsheets, clarity and communication were her tools as she helped to coordinate nearly 30 volunteer groups and countless individuals over the course of the build. Pat was on site every morning of the build and throughout many of the days. Whether it was the countless hours spent making sure that every woman who was interested in swinging a hammer as a part of Women Build was accommodated, or the care she showed for the partner families, Pat was instrumental to the success of Women Build.

Pat Hughes, c3/consulting

Winner

Danny Herron, Habitat of Greater Nashville president & CEO with Pat Hughes

Seth Butler, Avenue Bank Seth led his teammates as they reached out to clients and friends to raise $7,500 for the Golf Classic in support of the Habitat mission.

Additionally, as a volunteer budget coach, Seth committed to working with future Habitat homeowners on a one-on-one basis.

Karen Privitera, Parallon Karen oversaw the volunteer slots for the eight-day build, bringing together volunteers from HCA, Sarah Cannon Research Institute, H2U and Tri Star Health. Many days you could find Karen out at the build site and feel the passion she had, not just for Habitat but also for the Habitat partner family.

Jackie Cash, Community Volunteer Jackie has been a consistent face in the Habitat office for four years as she comes in weekly to help with projects like tracking homeowner warranty requests, compiling data from the Habitat homeowner survey and identifying community resources available to Habitat homeowners.

Karen Page, Caterpillar Financial Services Corporation Karen coordinated the Caterpillar Financial initiative that united them with Thompson Machinery in the Building Tomorrow Campaign for which they raised $10,000 over the $15,000 they committed for the spring build.

Habitat for Humanity of Greater Nashville | Annual Report 2015 | 19

Financials

CUMULATIVE FIVE-YEAR IMPACT 800 700

FINANCIAL POSITION

600

FY2015

FY2014

Mortgages

$27,052,125

$24,718,023

300

Real Estate & Const in Progress

$5,930,043

$6,369,577

Cash

$2,648,543

$1,955,252

200

$658,622

$859,625

$2,945,648

$3,022,438

$39,234,981

$36,924,915

Notes Payable

$17,231,715

$16,014,215

Unearned Revene on Mortgages

$4,808,188

$5,264,321

$390,972

$279,309

$1,332,429

$1,563,987

$541,462

$558,463

$24,304,766

$23,680,295

Temporarily Restricted

$9,969,469

$9,174,867

$4,000,000

Unrestricted

$4,960,746

$4,069,753

3,500,000

$14,930,215

$13,244,620

3,000,000

Assets

400

Receivables Other Assets Total

Liabilities

100 0 $2,000,000 1,500,000

Accounts Payable & Accrued Exp. Deferred Revenue Escrow Accounts Total

500

1,000,000 $500,000 0

Net Assets

Total

2,500,000 2,000,000

Operating Activities

FY2015

FY2014

Contributed Income

$4,904,371

$4,734,231

Transfer to Homeowners

$6,333,399

$5,634,091

ReStores Sales

$1,886,660

$1,820,840

Mortgage Sales Interest Contribution $1,474,622

$1,008,886

Revenue

Mortgage Discount Amortization Other Income Total

1,500,000 1,000,000 500,000

$783,812

$675,477

$367,009

$262,135

$15,749,873

$14,135,660

0 $2,500,000 2,000,000 1,500,000 1,000,000

Expenses Program Support Total

$12,247,822

$11,769,500

$1,816,456

$1,833,366

$14,064,278

$13,602,866

$1,685,595

$532,794

500,000 0

300,000 Change in Net Assets from Operations

250,000

Expense as a percent of each dollar

FY2015

FY2014

Program expense

87%

87%

Support expense

13%

13%

200,000 150,000 100,000 50,000 0

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DONORS Fuller Society $100,000 +

Blevins Family Advised Fund Federal Home Loan Bank of Cincinnati Mr. and Mrs. David B. Ingram Metropolitan Development and Housing Agency Tennessee Housing Development Agency The Housing Fund U.S. Department of Housing and Urban Development Master Builder $60,000-$99,999

Brentwood Hills Church of Christ Dollar General Corporation First Presbyterian Church HCA and The HCA Foundation Lend Lease Foundation Nissan North America North America Administrators Saint Thomas Health Westminster Presbyterian Church Community Builder $30,000-$59,999 Caterpillar Financial Services Corporation Christ the King Catholic Church Deloitte Greater Nashville Association of Realtors Ingram Entertainment Inc. LifePoint Hospitals North Point Ministries Polymer Group Inc. (PGI) UPS Foundation, Inc. Waller Lansden Dortch & Davis, LLP Wells Fargo Foundation West End United Methodist Church Woodmont Christian Church Dream Builder $15,000-$29,999 Aegis Sciences Foundation Daniel and Karen Dugan Education Networks of America First Baptist Church of Nashville Ford Motor Credit Company Habitat for Humanity International Builders Blitz Mr. and Mrs. Charles Hewitt Joe C. Davis Foundation David and Roxane McGowan Melkus Family Foundation Dr. and Mrs. Phillip M. Pfeffer Publix Super Markets Charities Regions Bank Schneider Electric/Square D Spectra Energy The Advisory Board Company, Consulting and Management Division The Jack Tarver Foundation The Memorial Foundation

Hope Builder $7,500 - $14,999 AMSURG Bank of America Bob and Pam Black Bradley Arant Boult Cummings LLP Bridgestone Americas, Inc. and Bridgestone Americas Trust Fund Diane and Ed Brown c3/consulting Calvary United Methodist Church Cathedral of the Incarnation Centerstone Research Institute Christ Church Cathedral College Hills Church of Christ Community Bank & Trust Dal-Tile, A Division of Mohawk Industries DPR Construction Emma Enfield Management First Baptist Church of Dickson First Tennessee The Glover Group Inc. Hays Advisory, LLC InfoSystems KPMG LLP KraftCPAs PLLC Layton Construction Company LetterLogic, Inc. John E. Mayfield Middle Tennessee Electric Customers Care, Inc. Nashville Predators OHL Linda Rising Rotary Club of Nashville Representative David and Martha Shepard Skanska Smith Seckman Reid, Inc. SMS Holdings, Inc. Tennsco The Porch Company The Travelers Companies Inc. U.S. Bank National Association UL, LLC University School of Nashville Vanderbilt University Habitat for Humanity Woodmont Baptist Church Ground Breaker $5,000-$7,499 A. O. Smith Foundation, Inc. Batten & Shaw, Inc. Belle Meade United Methodist Church BlueCross BlueShield of Tennessee Russ Burns CMT One Country Demos’ Restaurant Eastern Middle Tennesse Association of Realtors Fifth Third Bank First United Methodist Church of Lebanon The Fugitive Foundation Habitat Young Professionals Hermitage United Methodist Church JE Dunn Construction Lebanon First United Methodist Church Maple Hill Church of Christ Morgan Stanley Mt. Juliet Church of Christ NeighborWorks America Ellen Omohundro and Ron Dunn Bill and Candy Phillips Providence United Methodist Church Standard Candy Company The Bridge Fellowship DeWitt C. Thompson IV Thompson Machinery Wilson Bank and Trust WMK Consulting

Hard Hat Club $2,500-$4,999 Avenue Bank Bellevue Presbyterian Church BLOX, LLC Bone McAllester Norton PLLC Bordeau Metals Care Supply Co. Castle Homes Christ Presbyterian Academy Corrections Corporation of America Mr. and Mrs. Robert Crichton Crievewood United Methodist Church Custom Packaging, Inc. Dickinson Wright Dillard’s in The Mall at Green Hills Division 2 Constructors Valerie Kemp Dreier CPA Earl Swensson Associates, Inc. Christi Edwards Ezell Foundation Tim and Jennifer Farley First Farmers and Merchants Bank First Unitarian Universalist Church Frost Brown Todd LLC J. Gil Fuqua Mr. and Mrs. Ken Gerdesmeier Gullett, Sanford, Robinson & Martin, PLLC Danny and Susan Herron Hillsboro Presbyterian Church Hindu Cultural Center of Tennessee Home Instead Senior Care Ingram Barge J M Smith Foundation Jackson National Life Insurance Company Jones Brothers Contractors, LLC Paul Kleine-Kracht David G. Mangum Mr. and Mrs. James M. McKay Middle Tennessee Lumber Modern Woodmen of America Mt. Nebo Baptist Church Parkers Creek Baptist Church Jimmy Pickel Pinnacle Financial Partners Porcelain Industries & Vendors Precision Rubber Products Foundation, Inc. Renasant Bank John and Robin Roberts Second Presbyterian Church Stephen Sledge Greg Smith Wade Smith State Industries Strike LLC Taylor Funeral Home The Charis Foundation The Home Depot and The Home Depot Foundation The Kroger Company Tracy Thomas Trinity Presbyterian Church Truxton Trust Turner Construction Company United Way of Dickson County Heather Vallett VF Imageware and The VF Foundation Washington Foundation Mark A. Weber The Whiting Turner Contracting Company Christie Wilson Ward Wilson Wilson County Whip Crackin’ Rodeo Wilson County, Tennessee Woodmont Hills Church of Christ Mrs. Kittler B. Zibart

Front Door League $1,000-$2,499 A.L.P. Lighting Components A-1 Signs Aladdin Industries Foundation, Inc. Alexander Chevrolet-Buick-GMC Dickson Jamie and Diane Allen Mr. and Mrs. C. Michael Allen Cricket Allen Andrew Allen Charitable Foundation Armstrong Hardwood Flooring Company J. Hunter Atkins Joe and Rita Atkins Baker’s School of Aeronautics Berg LLC Melanie and Lee Blank Michael and Renee Boehm James Bonnette Boy Scout Troop 1204 Jon and Barbara Bruce

Thomas Buss Glen Butler C K Pruett Construction Inc Edward Callis CapStar Bank Charlotte-Fagan United Methodist Church Cheatham County Ministerial Alliance City of Lebanon Gas Department Civil Constructors, LLC Mary and Bob Clement Cross Point Community Church Cumberland University Curci Beverage Company, Corp.

John Deane Demonbreun Roofing Dorothy Cate and Thomas F. Frist Foundation Mr. Mark A. Emkes and Ms. Maria Concepcion Renes Executive Women International Fellowship Class of First United Methodist Church First Baptist Church Ashland City First Church Unity of Nashville Forest Hills United Methodist Church Mr. and Mrs. John H. Gillespie Goad Family Foundation Jeff Gordon Gordon Memorial United Methodist Church Grace Baptist Church Pleasant View Gresham, Smith and Partners Martha and Eric Grindeland GrindersEdge, Inc. Richard Gundy Hartford Funds High Noon Rotary Club of Dickson Hillcrest United Methodist Church Margaret Hoban Cristy Husseini I.C. Thomasson Associates, Inc. Imagine Anything Inglewood United Methodist Church Interstate Packaging Islamic Center of Tennessee Isosceles Enterprise Mickey and Bari Jacobs Johnson Controls, Inc. Kerry Rockford Enterprises, Inc. Kirkland Foundation Eric Klindt Ralph and Kathy Knauss Lauren Lane John and Alice Lindahl Brian Manookian Meharry Medical College Center for Women’s Health Research Johnny Melton Metropolitan Bank Mike Ragan Roofing & Sheet Metal, Inc. Nashville Electric Service Nashville Mortgage Bankers Association Naxos of America, Inc. Kim Neible Nemak NFL Ventures LP Pete and Amelia Nikolai Nonprofit Housing Corporation Oman-Gibson Associates Mr. and Mrs. Charles Overby Pegram Church of Christ Performance Food Group Rachel Phillips Plesant View First Baptist Church Brice Pufahl R.E. West Transportation, Inc. Ragan-Smith Associates, Inc. Karl Rehmer Reno & Cavanaugh PLLC Ridgeview Foundation Robert W. & Elise B. Lykins Charitable Foundation Inc. John H. Roe, Jr. Rotary Club of Lebanon Foundation, Inc. Denis O. Rowe St. Stephen Catholic Community Josh and Jessica Scouten Sertoma Club of Nashville Nicole Smith William Snyder South End United Methodist Church Southminster Presbyterian Church Karen Springer Karel and Jim Straughn Dr. Paul Stumb SunTrust Bank Sycamore High School T&T Family Foundation The Danner Foundation The Ensworth School James and Audrey Timberlake

Habitat for Humanity of Greater Nashville | Annual Report 2015| 21

TN Regional Combined Federal Campaign Tory Burch LLC Traditions First Bank Tressler & Associates, PLLC TriStar Bank TVV Capital United Way of Cheatham County United Way of Wilson County W.G. Yates & Sons Construction Co. Walker Lumber & Hardware, Inc. Richard Wallower Corinne and Jimmy Ward West End Synagogue Patricia White White Bluff Building Supply Inc. Joshua Willeford Woodbine United Methodist Church Mr. and Mrs. Julian Zander

Mighty Hammer Club $500-$999 15th Judicial District Bar Association Mike and Barbara Allen David B. Amiot Andrew Price Memorial United Methodist Church Bank Tennessee Barnes Real Estate Services, Inc. Beasley Constuction Beauty Boutique Mary G. Bell and Family Berkshire Hathaway Home Services Rev. and Mrs. Edward Blackburn Blackwell Realty and Auction Lawrence Blank-Cook BNY Mellon Community Partnership Michael Booker Damon Clark Boyd II Mark and Angie Brannan Brookside Properties Jenni Brown Builders FirstSource Mayor Tony Campbell Century 21 West Main Realty & Auction Amy Cerruti Glenn Chambers Marlin Chapman Chapman & Rosenthal Title, Inc. Charles Woodard and Associates Beth R. Chase Church of Living Water Julian Collier Concrete Structures Couture for a Cause Crain Construction, Inc. Thomas W. Curl Mr. Charlie Curry D. F. Chase, Inc. DATCO Kirby Davis Steve and Amy Dennison Anthony D’Eredita Dickson County Ministerial Fellowship Dickson First United Methodist Church Dickson Medical Associates Dickson Title, LLC Double H Properties Donna Dudek East End United Methodist Church Edley’s BBQ Katie Elcan Exceptional Properties of TN Inc. Kelly Fay Scott Fielding First Federal Bank First Freedom Bank Mr. and Mrs. Jack Fleischer Lucia Folk Franklin American Mortgage Frasier, Dean & Howard, PLLC Gateway Assembly of God Nate and Lillian Gilmer Bill Grana Joseph L. Gray Dustin Greene Groce Electric, Inc. H.G. Hill Realty Company, LLC Peter B. Halverstadt Rodney Harris Hartsville Cabinet Joy Hauk-Raper Margaret and Tony Heard Jack Hickey Jason Hilkin Joel Hoffner Mr. and Mrs. Dan Hogan Rodney Holliman Holy Trinity Lutheran Church Lucile Houseworth Donald A. Hunt Angela Jones Eric Jordan Sherrie Kaiser Kenneth Keller Kerman’s Flooring, Inc. Fred Kirby Dr. John Kirby Joe Lacher

Lyndon and Jane LaFevers Philip LaForge Stephen Lainhart Larry Powell Builders LoJac Enterprises, Inc. Adam Maxwell Robert Maynard Alan Mazer Gary McClure Philip McCutchan Ann McFarland Philip McGuire Mekesha Montgomery Mike and Becky Moran Alexa Moscardelli Stacy Moss Jim Murphy William Newman Jerome Oglesby On Point Construction, Inc. Betsy Peebles Phil Hall Electric Company Phillips Printing Co. Physiofit Premiere Building Maintenance Tom Price Randy Gott & Associates LLC David Reuter Cal and Eileen Reynolds Chris Rippy Rochelle McCulloch & Aulds, PLLC Rogers Group, Inc. Maureen Sanderson Alan and Sherrie Schork Gary Scott Sewing Parts Online Lucy Smith Cary D. Smith Ann Soderquist Dennis Spitler Don Stansberry, Jr. Van Steel Jon Stephens Rob Stephenson Stewart Title Company Edward Stringfellow Ron and Regina Stuve Thayer Real Estate Group The Kiwanis Club of Lebanon, TN The Temple Congregation Ohabai Sholom The Wills Company, Inc. Totty Chiropractic Tory Tredway Vaco, Inc. Village Real Estate Services Emily Warthen Mr. and Mrs. Ted Williams Thomas Williams Matt Wilson James Windrow Richard Wright

Brick & Mortar Club $250-$499 Diane Adams Advanced Diagnostic Imaging, PC AeroCare Holdings, Inc. Jason Allen Allen and Cheryl Patton Advised Fund of The Community Foundation of Middle Tennessee Allergy and Asthma Medicine, P.C. Archangel Protective Services Inc. Melissa Atherton Elite Audiology Auto Village, LLC Dr. T. Scott Baker Baker Law Group, PLLC Sam Balthrop BancorpSouth Barge Cauthen & Associates, Inc. Barge, Waggoner, Sumner and Cannon, Inc. Emmitt Beall Dan Bedore Harlan Dodson and Margaret Behm Shayne Bell Benefits, Inc. Larry and Julia Blaker Elisabeth Fallon Block Joe Bond Clark Boyd Brasfield & Gorrie, LLC Kevin Brennan Alley-Cassetty Brick April Britt Amy Brown Steve Byars Gina Cantrell Tony Carletelio Helene Singer-Cash and Robert Cash Cavalry Security Inc. Christian Motorcyclists Association Daniel Clark Cliff Carey General Contractor, Inc. Patrick Clifford Les Coble Charles Coffee Coldwell Banker Barnes/Snow & Wall

Amy and Overton Colton Commercial Insurance Associates, LLC Wally Conyers Joel Cooper Cooper, Travis & Company, PLC Country Living Fair J.P. Cowan Graham and Nancy Cowie Craighead Home Sales, Inc. David and Cilla Crane Cumberland Skin Surgery & Dermatology, PC Kimberly Cunliffe Thomas W. Curl D & S Remodelers, Inc. DBA Servpro Albert and Majorie Dale Deaton Flanigen Productions J. William Denny The Dickson Herald/Dickson Shopper David Diehl Shelly Dillow Direct Flight Solutions Disciplina Group LLC Karen Dodd Larry Dorris East Side Development Partners Eastwood Christian Church Phillip Eatherly The Honorable Robert L. Echols Greg and Doris Edwards Grant Ellis Scott and Amy England E-Payment Solutions Equitable Property Company, LLC Joseph S. Falkenburg Ted and Laura Fellman Rod and Dinah Freeman Michael Gale David and Melinda Gales Craig Galles Gibbs Pharmacy, Inc. Sarah Gracey Fred Graham and Skila Harris James R. Granberry Keith Grant Ted Gregory R.D. and Nancy Grimes Emily Grindeland Bobby Hargrove Dennis Harris Harris Furniture Thad Harvey Jessica Hazard Jeffrey E. Hazelwood, M.D., P.C. Heat & Frost Insulators & Asbestos Workers Joe Heger Mark Henning Highwoods Properties Terry Horne CPA, Inc. Pat and Kerry Hughes Hurd Properties, Inc. John Hyland Ingram Content Group International Brotherhood of Electrical Workers, Local No. 429 J.T. Lovell Company, Inc. Anne Jackovich Bob Jackson Darrell James Allen Curtis Johnson Terry and Malissa Johnson William Johnson James Josey Keller Williams Realty Mt. Juliet Rev. Pat Kibby Sherry J. Kilgore Mr. and Mrs. Jack King Marsha Kline Wally Knox Jon Kodi Bill Koenig David Kough William Krueger Kristine Lalonde Betty Jean Lancaster Lebanon General Practice, Inc. Lebanon Health Care Center, PLC Price Lechleiter Lucy Lee Ligon & Bobo Funeral Home, Inc. Matt Little Representative Mary Littleton Lochinvar Leigh Ann Luther and Family Dan and Terri Mack Sandi Madden Magazines.com Andrea and Helga Maneschi Manheim Nashville Manuel Zeitlin Architects, LLC Rosemon Martin Tina Maxwell Andrew May and Nancy J. Brown, MD Jesse Mayo Chris and John McCarthy Jo Ella and John McClellan Scott McCormick Casey McCurdy Katherine and Jim McElroy Leslie and Scott McGilberry

Debra McGraw Emily McKnight Arthur W. McWilliams Merryman-Farr, LLC Mid-TN Erosion & Sediment Control, Inc. Millennium Telecom, LLC Julie Miller-Wilson Minchey’s Landscaping & Design Center Michele Molden Moody Nolan, Inc. Keith Moore John Morse MD Larry Morton Reggie Mudd Robert Murphy Cecilia Mynatt William Nave Neal & Harwell, PLC Susan Neves Dr. and Mrs. Andre Oliver Omni Hotels & Resorts Douglas O’Rear and Jane Crisp Organicus LLC Eddie Pawlawski Tracey Payne Pegram United Methodist Church Pest Doctor LLC Kenneth Petroni Wendy Pharris Brian Pilgrim Paul Plummer Powell & Meadows Insurance Agency, Inc. R.J. Young Company W.S. Ramey Mario Ramos Todd Randolph RE/MAX Exceptional Properties Dan Richard Steve Riley Karen Roach Jodie Root Rev. Carson Salyer Dr. Harry Sanders Brittney Sanders Don Schlitz Beth Shinn Sirka Marketing Group LLC Matthew and Joy Springer Dan Stubblefield Superior Construction and Design Swanky’s Taco Shop Matt J. Sweeney The Parkes Companies, Inc. The UPS Store The Wilson Group Real Estate Services Milford and April Tingler Cyndie Todd Lisa Toporek Total Comfort Systems, Inc. Todd A. Tressler II Turner & Associates Realty, Inc. United Way of Greater Milwaukee Urban Physical Therapy, Inc. Gary Vincent Glenn and Yvonne Visbeen W. R. Newman & Associates, Inc. Mandy Wachtler William and Jennifer Wallace Larimore C. Warren, MD, PC Stephen Weatherby Wes Dugan Castle Heights Insurance Jenny West Westmoreland Grading, LLC Thomas T. Woodall Tiffany Wright WSW CPAs Zaxby’s Ken Zipperian

First Nail Club $1 - $249 William Ables Cote Adams Ernestine M. Adams Mack Adams Mike Adams Tina Adams Woody Adams Evelyn Marie Adkins Tim Adkins Advanced Propane The Advocate, LLC Jacky Akbari Elana Akman Eddie Ray Alberd Cecilia Albright Aldi, Inc. Beth Aleridge Vic Alexander Karen K. Allen Kimberly D. Alley Rhonda Allison Betty Lou Alsobrooks Aviah Altman Mary Ammons Aspen Anderson Mr. and Mrs. H.O. Anderson

James Anderson Janice Anderson Jessica Anderson Nicole Anderson Pamela Anderson Veronica Anderson Amy Andrade James Andrews Gwen Angelino Patricia Apple Robert Arnold Blair Ashcraft Winona Atkin Robert August Joann Aulds Brian Austin Patricia A. Austin Brian K. Auville Carole Ann Bach Todd Bacon Matthew Badstibner Steve and Pam Baggett Taryn Baham Amy Bailey Nancy Bailey Mr. and Mrs. Harry Baird Kathryn Baker Marcia Baker Terry Baker Ron S. Balcarras Laurence Ballantine Mary Beth Ballard Tricia Ballas Leonard G. Balmares II Deborah Banks Gerald Barber Christopher Barber Jeanette Barnes Keith Barnes Gwynn Barnes Mr. and Mrs. John Barton Chad Baskin Shannon Baskin Juliana and Chris Bastinn Meredith Bates Alexander B. Batsuk Heather Bay Beard & Associates LLC Jeff Beck Alissa Beeler Royce Belcher Michael Bell Shannon Bell Carissa Bell Cynthia Bennett Bernie Harris Family Roxianne Bethune Jim Biagini William Bibb June Bilbrey Birthright Title, LLC Ayal Bitton Ryan Blankenship Jeffrey and Jennifer Bledsoe Alice Bolado Chad Boldt Jana Bone Anna Boon Kimble Bosworth Taylor Bowers Jeffrey Bowman Gary and Tana Bowman Steve and Pam Boyd Kelley Brackett Brett Bradford Emily Breece Mike and Valerie Breedlove Kurt Brevik Gennie Bridges Bright Insurance Agency Kurt Brinkman Andrea Brisbin Alan Brookover Brooks Auto Service Michelle Brooks-Young Brittany Brown Jennifer Brown Mark M. Brown Michelle Brown Ricky and Sandra Brown Ronnie Brown Shawn Brown Jackson Brownlee William Bruce Sarah Bruss Sharon Brustad Adam Bryan Sarah Bryant Konni Bryant James P. Bryant, CPA Steve Bryant Debbie Buchanan Phil and Sandy Buckner Boris Bukengolts Lindsey Bunt John Burkeen John Burrell Heath Bush Kim Bush Luis Bustillos Seth and Kirsten Butler

22 | Habitat for Humanity of Greater Nashville | Annual Report 2015 Ebony Butler James Butler Mr. and Mrs. Mitchell Byrd, Jr. C & D Realty, Inc. C & O Marine Miguel Caban Alfredo Campos William Canady Sam and Ruth Cardwell Christina Carlisle Carl’s Certified Collision Center, Inc. James Carlson Perry Carlton Phillip Carpenter Natha and Michelle Carr Amy Castro Lynne Cate Harold Cathey Sarah Cavalier Robert and Doris Chandler Cheatham & Palermo, Attorneys Vikram Chebolu Tim and Diane Cherry Ronda Chessor Sue Chester Noel and Susan Choate Adrienne Ciuba Stephen Clancy Christopher Clark Dan Clark Jean-Marie Clark Kent Cleaver Melissa Clemons Luke Clyde Lee Anne Cmelak Kathy Cochran Mr. and Mrs. Donald Cochron Noreen Cohen-White Mike Cole Tawana Coleman Gary Collier Claudie Collins Mr. and Mrs. Jason Collins Ashley Colon The Charitable Giving Card Program of the Community Foundation of Middle Tennessee Community Pharmacy Care, Inc. Daren Connole Lanie Cooke Seth and Suzanne Cooper Tabetha Cooper Phil and Barbara Corbin Phillip Corbin Kailey Corish Corporate Communications, Inc. Ron Watson and Jeff Corvin Mr. Phillip Couey William Crenshaw Mr. and Mrs. Charles Crick Patrick Crider Emily Crook Karen Crouch Ray Crouch, Jr. William Crow Crye-Leike of Nashville Julie Cummings Eileen Curtis David Dancer Hemant Dandekar Pamella Daniel Anthony W. Daniels Marcia Davies Mayor Bill Davis Chandler Davis Cheryl and Grace Davis Kim Davis Lisa Davis Matthew Davis Rick and Lisa Davis Shirley A. Davis Alicia Dawson Tami Deakins James and Susan Dean Kim Dedmon John and Kathy Dedmon Mr. and Mrs. Henry Delius Felicia Demos Kurt Denny Tamesha Derico Anita Dial Kenneth Dickson John Diffendal Chan & Kelly Dillon John DiPillo Kelly Dixon Margaret Dixon John Doerge Anne Donnell Mr. and Mrs. David Douglas Chris and Lorie Dove Jimmy Drake Somalita J. Driver Laura Dubay Alicia Duello Travis Dunlap Debra Dunn John and Jamie Durham Steve Dye Rick Dysinger

Michael and Leslie Easley Easley and Associates Diane Easter Gordon and Pam Edmond Joe Edmondson Kevin Edmonston Kelly Edwards Nathan and Kiran Edwards Bettye Eighmy Ruth Elliott Phyllis Elliott Robert and Ivey Elrod Mr. and Mrs. Charles Elston Rick English Jennifer and Mark Erdman Charles and Carolyn Ermey Beth Ervie Rafael Escalas Brad Escousse Patricia Espy Margaret Estill Vicki Estrin Charles Ethridge Daniel Evans Dawn Evans Everything Real Estate Executive Title, LLC Kenneth M. Faehl Farm Credit Services Bill Farmer Marcus Farmer Sheri Featherston Amy Feitelson Josue Figueroa Melinda Finaly Donnie and Phyllis Finney First Presbyterian Church Dickson Shawna Fitzgerald Michael J. Flanagan, Attorney at Law Andy Flatt Nicole Flatt Michael Fleming John and Barbara Fletcher Footcare of Lebanon Jeff Fortner Clifton and Tina Foster Jeff Fox L.L. France Lori France Sandy Francis Vickie Francis Peggy Franklin Mary Franks Linda Frazier Dr. and Mrs. George Freeman Jana Frensley Michael L. Fulcher G.C. and Stella Hixon Sarah Gaffney Ken and Joyce Gaines John Galloway Mitzi Gargus Beulah Garrett Terrance Garrett Kathy Garthwaite Becky Gaskins Gatherings Mike Gavigan Lori Geiger Gene’s Body Shop Christy George Robert P. Gerdeman GFWC Dickson County Woman’s Club Brandi Ghergia Jeffrey Gibbs Kevin Gibson Scott Giese Patrick Gilbert Kim Gilmore Gingers Family Bonding, LLC Gabrielle Gipson Janice Gipson David Glisson Robin and Gary Glover Leigh Ann Glowaski Lesia Goddard Christine Godwin Goldstar Realty Monique Gooch Robert Goodall Kelsey Goodell Otis Goodin Andrea Goodman Sid and Patty Goodwin Mr. and Mrs. Joel C. Gordon Laura B. Gore Ted and Pat Gorzny Stanley and Sara Graber Joe and Audrey Gramelspacher Granite Reitrement and Regen Tax, LLC Anthony Gray Joycelyn Gray Julie Gray Teresa Gray Cheryl Green Roderick and Erma Green Alan Greene Chris Greene Ronny and Luanne Greer

Linda Gregory Polly Gregory Doug and Caryn Grice Albert Griffin Doris Grigsby Grogan Glass Co. LLC Joy Gross Anthony Grossi Brian Grundy Scott and Kay Gunckel James Tracy and Leslie Hackney Kenneth and Roxanna Hagewood Bret D. Haines Natanya Haley Amanda Hall Emma Hall Jeff Hall Melanie Hall Misty Hall Regina Hall Katya Hall-Frank Lorene Halliburton Jeffrey Hallums Rhonda Halsey Sarah Halstead William Hamblen Billy Hamburg Amy Hamilton Darlene Hamilton Jonathan Hamilton Betty Hannah Gene Hannah Hannan, Khalid, Sozit & Merym Fethi Trenton Hansen Hal Hardin Seth Harlan Robby and Shawn Harman Robby Harmon Don and Terry Harness Estelle Harris Mr. and Mrs. Miller Harris Paula Harris Zachary Harris Eric Harrison Kimberly Harrison Mark and Leigh Anne Hartman Robb and Nancy Harvey Dan Haslam Barry Hatch Pepper Hatch David Hatcher Ashley Hathaway Sara Hay Angela Hayes Diane Hayes Linda Hayes Valerie Hayes Christopher and Melissa Haynes Dwight Haynes Julie Haynes Kandice Haynes HDP Motorcycle Consignment William Healy III Jamie Healy Michael Heaton Donovan Hebert Melissa Heim Stephen and Denise Henley Karen Hennessy Heritage Bank Lisa Hernandez Rick and Valerie Heronemus Brittany Hicks James Hildreth Malcolm Hill Paula Hill Crystal Hinshaw Kim Hinson Mitzi Hinton Jane Hipp Hiscall, Inc. Phyllis Hobbs Teresa Hobbs Robert Hodge Nathanie and Mary Lynn Hodges Mr. and Mrs. Robert Hoff Nikki Holland Carol Holt Honeycutt Engineering, Inc. Letitia A. Hood Jonathan and Carmel Hooker Cynthia Bond Hopson Horizon Land Title, Inc. Mr. Francis Horn Horn Springs Development, Inc. Erik Horsman Gail D. Horton Gregory and Susan Horton Martha Van Hoven Hayley Hovious Lucy Hovious Brian R. Hubbard Adam Huddleston Debra Hudgens Jim and Lea Hudson Tiffany Huff Maggie Huggins Ruth Huggins Mr. and Mrs. Ronald Hughes Judith and Jim Humphreys

Mr. and Mrs. James V. Hunt Cynthia Hunter Geoff and Amber Hurdle Anne Hunter Hurt Evelyn Hutchison Steven Illgen Imagine Nation Books, LTD. Rene Inman Manny Insyxiengmay International Order of the Golden Rule Anna Isaacs J. M. Insurance Agency, Inc. Mr. and Mrs. Barry Jackson Stacey Renee Jackson William and Juanita Jackson Sara Jacobson Thomas Jameson Brittnye Jarrell Carla Jarrell Paul and Vicki Jarvis John Jenkins Lori Jenkins Paul Jewell Joshua Johnson Larry and Rita Johnson Rick and Adrian Johnson Robert N. Johnson Tina Johnson John Johnston Aleesha Jones Eddie Jones Janice Jones Marlene Jones Mary Beth Jones James and Judy Jordon Kristin Joy JRS Wrecker & Recovery JustGive.Org Christopher Kagley Melinda Kasten Lynn Kauffman Larry and Karen Keating Beverly Keel Perry and Misty Keenan Robert and Debra Keenan Jawanna Keesee Jody and Melissa Kelley Timothy Kelly Eric Kenney Mark Kent Gwynn B. Kerns Clayton Kesterson Dorris and Helen Kimbro James Kinard Peter Kindrachuk Sheree King Teresa Kingery Tim Kinkead Ann Kinsella Alex Kirkland Jeffrey Kirkpatrick Howard J. Kittell Susan Kjesbo Suzanne Knowles Katie Koban Kumar Kolin Valerie Kopischke Edward Kushmerek Kimberly Lacy Laity Club Lakeshore Estates, Inc. Jennifer Lamelza Dyanne Lane James Lane Elizabeth Lankford Barbara Lau Marinela Lautt Dee Lawrence Lawrence Foods Jennifer Laws Ms. Sarah Layson Lebanon High School Mark Lee Steven and Crystal Lee Tiffany Lee Dorothy Leegon Jack and Debbie Leftwich Brenda Legg Jonathan L. Lehman Jeff and Lynn Lewis Josh Lewis Lewis, Thomason, King, Krieg & Waldrop, PC Jacki Leyk Barbara and Marlin Lindsay Anne Livingston-Garrett Deborah Lloyd Darel and Victoris Locke Larry Locke Connie Logan David Long Mark and Judy Long Margaret Loose J.B. Loper John Lovinggood Patrick Lowry Lucky’s Service Center Victoria Mackay Susan Mackintosh

Jan Maddox Susan Maddux Maggie Moos David Maizel Veronica Mallicoat Helga Maneschi Connie and Bobby Mann C. Vincent Manoogian Paula Mansfield Linda Manzel Diane Marciel Phyllis Martin Stephen Martin Betsy Mason John Mason Sophie Mason Isaac Massey Landon Massey Karen Bell Mathews Christina Mathis Kenneth and Lorette Mattox Michelle Mayes Mitu McCallister Candy McCampbell Meredith McCarty Dee Ann McClearen Ann McClellan Joel McClelland M. Elaine McClure Daniel McCormick Chancellor Carol McCoy David and Megan McCullough Joyce McDaniel Katherine McDonald Debra McDowell Elaine McDowall Brenda McFarlin Elizabeth McGuire Anna Claire McKay Robert and Barbara McMillan Alan and Cynthia McMillen Mary McNeal Kimberly Meade Derrick Meadows Ellen Meier Michael Meise Patrick Meldrim Sam Melton Richard and Norma Metcalf Shane Metz Liesel Meyer Kim Milam Neill and Becky Milam Andrew Miller Betty Ruth and Richard Miller Brian and Linda Miller Deborah Lynn Miller Gina Miller Linda Miller Mark Miller Mary Kate Miller Mr. and Mrs. Mart Miller Teresa Miller Chad Milom Phyllis Minor The Minster Family Monty and Kellie Mires Debora Mitchell Lee Mitchell Craig and Angie Monsue Brenda Montgomery Durwood and Nancy Moore L.P. Moore Melissa Moore Christopher V. Morgan Johnnie Morris Joe Morrison The Mosquito Authority Debbie Moss Ryan Mudd Nancy Mullen Amber Murphy Gary and Amanda Murphy Staci Murphy Terry Murphy Valerie Murray Pam Myatt Melvon and Veronica Nance Mark Nash Ginger Naylor Mara Naylor Jim Neal Jennifer Neenan Tamla Nemecek Network for Good Maureen Neugent Andrea Nicholson Olivia Nicke Jennifer Noe, Attorney at Law Suzanne Nordmann Christopher Northrop Linda Northrop Judy Norton Gary Norwood Dennis and Judith Nosal Paula Novak Mr. Michael Nowers Anne Oakley Katrina Oberholzer Betsy Oleksa

Habitat for Humanity of Greater Nashville | Annual Report 2015 | 23 Bobby Oliver Lana Olson Albert Opoku Racquel Oriley Andrea Osborn Amy Outlaw Michael Outlaw Jon Overacre Kevin Owen David and Bonita Owens J. B. Owens Christopher Ownby Bradley Pancratz Pangaea Kenneth Parker Christian Paro Marion Parr Christopher Parrot Mr. and Mrs. Ian Pasek Eric Passon Nisha Patel Charlie Payne Courtney Payne Pam Peay Glynda B. Pendergrass Katey Perkins Mae Perry Clifton Peterson Judy Petiton Lisa Petros James Peyton Lori Pflugel PFP, LLC Pharmacare Prescription Shoppe, Inc. Daryl and Gayle Phillips Duane Phillips John Phillips Gary Philpott Phyllis Pickett Paul and Cheryl Pitney Joseph Poole James Porter Porter Paints Avi and Joie Poster Christina Poston Carol Powell James and Marsha Powell Linda Powell Margaret Powell Heidi Pozo Cynthia Pratt Sharon Pressley Beverly Price Judy Price Valencia Price Marie Prichard John P. Primm, D.D.S. Karen Privitera Sherrica Proctor Robin Proetta Professional Realty Group R.E. and C.D. Prosser Lindsay Puckett Brady Purnell Troy Putman David and Connie Pyles Carol and Brian Ragan Raghu Raghuraman J. Dwight Ragsdale Mr. Daniel Ramero Suzanne Ratcliffe Melissa and Rodney Ray Anne Rayner Linda Rebrovick John Reed Brenita Reid Thomas and Carol Reitinger Christie Remaly Sherian Render Jason Renfrow Erika Renson Reynolds Insurance Agency Grady Reynolds John Reynolds Jon Reynolds Joy Reynolds Stan Reynolds Robert and Joan Rial John Rice David Tate Rich Daniel Richardson Marlene Richardson Ryan Richardson Heather Riedinger Wm. Russell Ries Charles Rigl Stephen Rigl Marcus Rinks Rev. Mike Ripski Sheree Rison Krista G. Ritter Chuck Roberts Larry Roberts Charles Robin Kristen Rohlf Samantha Rohling Anne Rolman Miller and Nicole Roloson Amy Romberg Joan Ronck

Glenn Rose Seneca Rosenberg James Matthew Rountree Matthew Rowland Terry Rudd Dan Rudin dba My Space Recording Eric Runkle Csaba Rusznak Matthew H. Ryan Christina Rye David Samwel Barbara Sanders Richard Sanders Shalini Sanders Steve and Patti Scherer John and Susan Schmidt Thomas Schultz Dave Scissom Margaret Scott Richard Scott Tamela Scruggs Mrs. Debra Scudder Glenn Seabolt Pamela Seats David Seay Robin Seay Bill and Dianne Seeley Dwayne Seiber Sell 4 U, Inc. Sellars Funeral Home Inc. Serenity Dental LLC Kim Sesler Sharemeister, Inc Allison Sharp Tara Shaw Jeffrey Shearer Barry Shelton Janice Shelton Scott Shepard Kristen Shilault Marquis and Sydney Shipley Debra L. Short Lindsey Shubert Ronald and Maxine Shupp Elizabeth Sidiq Brandon Silberman Tim Silvers Cameron Simmons A K Simpson Manuel and Gloria Sir Derenda Sircy Robin Sistad Sisters Restaurant Skat Termite & Pest Control Alex Slabosky Susan and Tom Slater John Smallman Steve Smart Angie Smith Brian J. Smith Bryan Smith David Smith Janna Smith Marsha Smith Patricia Smith Sharon Smith Sue and E. Dan Smith W. Patarick Smith Vince Smolucha Deborah Sneed Jamie and Twyla Snyder Robin Solomon Rhonda Sonson Steve Sorrels Andrew Southern Linda Southwell Alex Spann Barbara and Mike Spann Bobby and Lita Speight Jill Sprinkle Kalen Stanton Jennifer Stephens Mike and Debby Stewart Brittany Stewart Marsha Stewart Ginger Stinson Cathy Stone Tammy Stopinski Brian Storey David Storie Deborah Story Deborah M. Street Melissa Street Taylor Stricklin Kim Stringfield-Davis Greg Stuard Melissa Stump Robert Sturgeon Craig Stuvick Melissa Summers Sutton Properties LLC Michelle Sweeney Ronny Swiney James Tabor Tommy Tant Christy Taylor Marilyn Taylor Warner and Wanda Taylor Wilma Taylor John Teas

Tennessee Battery Sales LLC Joe Terry Roger Teuber Gaurav Thareja Dawn Thayer James and Carol Thurbush Bobby Tidwell Laura Smith Tidwell Cindy Tipler Rose and Jay Tippens Carol Titus David Tkach Allison Tolen Kathie Toll Rebekah Towne Richard Tredway Tyler and Jennifer Tredway Ann Trent Jeffery Neal Trice and Jacqueline Woodard-Trice Len Tropea Derek Truelove Lisia Tucker April Tummins Mr. and Mrs. Christopher Turk Mr. and Mrs. Glen Turk Mary Jane Turnbull Mr. and Mrs. James Turner Ora Turner Casey Ulrich Meg Underwood United Way of Robertson, Inc. Jennifer Ussery Rhonda Vailes Linda Van Auken Susan Vanderbilt Ginger VandeWater Patsy Vaughn Kevin and Jamie Vernon Michael and Kristin Viars Sandy Vick Mary Vickrey Kelly Viveiros Volunteer Pools & Service, LLC Daniel Walker Michael and Norma Wallace Jillian Walsh Patricia Wameling

Joe Wanek Irene Ward Sharon Ward Kanika Washington Jay Waters Michael Kent and Leigh Ann Watkins Jerval Watson Lucas Watson Susan Watson Eric Weber Pamela Webster Dr. and Mrs. Danny Weeks David and Tracey Weeks Julie Wehrenberg James S. Weinberg Michael Welch William and Barbara Westbrooks Martha Wettemann and Jim Powers Susan Whitaker Tammye Whitaker Ed White White Bluff Car Care, Inc. White Bluff Prescription Andrew J. Whitelaw Greg Wiel Andrea Wilke Bill and Linda Wilkinson Alfred Williams Dr. Chad Williams Carl Williams Donald E. Williams George and Amanda Williams Lalah Gee Williams Tom Williams Tonya Williams Nancy Willis Mr. and Mrs. William Willis Wilma Jean Carwell Benefit Fund Mr. and Mrs. Chip Wilson Mr. and Mrs. Ridley Wills III Susan Wilson Jewell Winn Todd Wiser Mr. and Mrs. Lyle Womack Matt Woodard Niki Work Gail Wren Steven and Megan Wren

Lynn and Emily Wright Shannon Wright Phyllis Xanthopoulos Jennifer Yancey Shelly Yates Tom and Teresa York Ken Youngstead Jeff and Kristin Zbozien Michael and Nancy Zoretic Zurich American Insurance

Volunteers Belmont Student Government Association Bridgestone Commercial Solutions Coca-Cola Bottling Co. Consolidated CrossFit Gulch Delta Sigma Theta — Nashville Metro Alumnae Chapter Ernst & Young FedEx Gaylord Opryland Goodpasture Christian School - Beta Club IRS

Koorsen Fire & Security Meharry Vanderbilt Student Alliance Nashville Social Activities Publix SOLID St. Edwards Catholic School The Kirjathjearim Lodge #104 Truxton Trust Vanderbilt University & MTSU Solar Decathalon Team Vanderbilt Home Care Services

Gift In Kind Sponsors A.O. Smith Cree Lighting Dow

Energy Star water heaters

Hermitage Lighting Gallery

Interior and exterior lighting fixtures, ceiling fans, and 4’ tube and compact fluorescent bulbs

Hunter Douglas PGI (Polymer Group Inc.) Schneider Electric

Window blinds

Whirlpool Valspar Yale

LED downlight kits, LED lightbulbs 1” and 2” extruded polystyrene insulation boards, expanding foam seal, sill seal, window and door flashing, straight flashing, construction tape

TYPAR weather protection products Breaker panels and covers, surge protectors, circuit breakers, circuit breaker locks Stove, Energy Star refrigerator, Energy Star dishwasher Interior, exterior and primer paint Dead bolt/lock combinations, interior locking knobs, interior non-locking knobs, dummy knobs

House Sponsors Fall 2014 - Spring 2015 AMSURG Aegis Sciences Foundation Bone McAllester Norton PLLC Bradley Arant Boult Cummings LLP Brentwood Hills Church of Christ c3/consulting Castle Homes Caterpillar Financial Services Corporation Cathedral of the Incarnation Centerstone Research Institute Christ the King Catholic Church CMT One Country David and Roxane McGowan and Regent Homes’ Board Challenge Deloitte Dickinson Wright Dillard’s in The Mall at Green Hills Dollar General Corporation Valerie Kemp Dreier CPA Education Networks of America Emma Enfield Management First Presbyterian Church Nashville First Tennessee Ford Motor Credit Company Frost Brown Todd LLC Greater Nashville Association of Realtors Hays Advisory, LLC HCA and The HCA Foundation InfoSystems Ingram Entertainment Inc. Jackson National Life Insurance Company KPMG LLP KraftCPAs PLLC Lend Lease Foundation LetterLogic, Inc.

LifePoint Hospitals Morgan Stanley Nashville Predators Nissan North America OHL Polymer Group, Inc. (PGI) Regions Bank Renasant Bank Rotary Club of Nashville Schneider Electric/Square D Skanska Smith Seckman Reid, Inc. SMS Holdings, Inc. Saint Thomas Health Tennessee Housing Development Agency The Advisory Board Company, Consulting and Management Division The Housing Fund The Porch Company The Travelers Companies, Inc. The Whiting-Turner Contracting Company Thompson Machinery U.S. Bank National Association UL, LLC United Methodist Build Andrew Price Memorial UMC Belle Meade UMC Calvary UMC Crievewood UMC Forest Hills UMC Gordon Memorial UMC Hermitage UMC Hillcrest UMC Inglewood UMC West End UMC

Unity Build Bellevue Presbyterian Church Calvary United Methodist Church Christ Church Cathedral East End United Methodist Church First Baptist Church of Nashville First Church Unity of Nashville First Unitarian Universalist Church Hillsboro Presbyterian Church Hindu Cultural Center of Tennessee Holy Trinity Lutheran Church Islamic Center of Tennessee Mt. Nebo Baptist Church Second Presbyterian Church Sertoma Club of Nashville South End United Methodist Church The Temple: Congregation Ohabai Sholom Trinity Presbyterian Church West End Synagogue Woodbine United Methodist Church Woodmont Baptist Church Woodmont Hills Church of Christ University School of Nashville UPS Foundation, Inc Vanderbilt University Habitat for Humanity Waller Lansden Dortch & Davis, LLP Wells Fargo and Wells Fargo Foundation Westminster Presbyterian Church Woodmont Christian Church

Habitat for Humanity of Greater Nashville | Annual Report 2015 | 24

“Everyone I know with a Habitat home is happy.” — Betty Langoya | Women Build 2015

LEADERSHIP TEAM Danny Herron, President & CEO, dherron@habitatnashville.org |Lucile Houseworth, CAO, lhouseworth@habitatnashville.org John Roberts, CFO, jroberts@habitatnashville.org

BOARD OF DIRECTORS Jacky Akbari Joe Ali Dan Bedore Shayne Bell Cynthia Bond Hopson Daniel Clark Christi Edwards Grant Ellis Scott Fielding Lucia Folk Patrick Gilbert Robin Glover Rodney Harris Tom Hendricks Dan Hogan Carla Jarrell Paul Kleine-Kracht David Mangum Mendy Mazzo Jim McCann

Scott McCormick Philip McCutchan Scott McDowell David McGowan Mekesha Montgomery Larry Morton Kim Neible Mario Ramos Chris Rippy Martha Shepard Glenn Shorey Steve Sledge Lucy Smith Karen Springer Tracy Thomas Mark Weber Mike Wein Ridley Wills Ward Wilson, chair

ADVISORY BOARD Hunter Atkins Fabian Bedne Rev. Ed Blackburn Lee Blank Anna Boon Kent Cleaver Mary Clement Kebbyn Connell Rob Crichton Tom Curl Danny Dugan Robert Echols Jack Fleischer Beth Fortune Gil Fuqua Ken Gerdesmeier John Gillespie Bob Grimes Ken Harms Joe Hutts Jack King Ken Kulaga Randy Laszewski

Christopher Logue Alan Mazer Sam McAllester Jo Ella McClellan Tom Negri Pat Nolan Pam Pfeffer Anne Rolman Carson Salyer Mike Schatzlein Steve Scott Nina Smith Wade Smith Charles Sprintz Clay Stauffer Chad Upjohn Mandy Wachtler Christie Wilson Bob Wood Matthew Wright Hobbs Yarbrough Nancy Zoretic

Building Better Lives

“What does the Lord require of you but to do justice, to love mercy, and to walk humbly with your God.” ­— Micah 6:8

2015

Seeking to put God’s love into action, Habitat for Humanity brings people together to build homes, communities and hope.